target jobs finance 2012

targetjobsfinance.co.uk

INSIGHT DAYSTasters of finance workfor freshers

WHY FINANCECAREERS?And why youshould plan for one now

GETTING THE BALANCE RIGHTBETWEENWORK ANDYOUR STUDY

SUN PLUSEXPERIENCEMaking summer hols pay

Finance

INTERNSHIPS PLACEMENTS DEADLINES 2012Edition 1

Make your first year your best year

Join us for specialist jobs and advice at targetjobsfinance.co.uk

Spring Pre-Internship Programmes

J.P. Morgan is a marketing name of JPMorgan Chase & Co. and its subsidiaries worldwide. ©2011/12 JPMorgan Chase & Co. All rights reserved. J.P. Morgan is an equal opportunities employer.

Start here.If you're graduating in 2014, our Spring pre-internshipprogrammes offer you the chance to launch an impressivecareer at a leading investment bank. Apply by December 4,2011 to be part of it.

Spring WeekWe offer two week-long events. The first gives you a uniqueinsight into our Investment Banking and IB Risk businessareas, while the second is a rotational programme on thetrading floor where you’ll learn about the many roles andproduct groups within Sales, Trading & Research. Learn moreat jpmorgan.com/springweek

Winning Women: Inside the IndustryYou can expect a comprehensive overview of our industry,business areas and career opportunities. And the chance tomeet successful women at J.P. Morgan who have followedthe path you're about to take. Open to top female students.Learn more at jpmorgan.com/winningwomen

Spring Week and Winning Women are just some of the pre-internship programmes we host at our officesthroughout the year. Learn more at:

Bigambitions?

jpmorgan.com/careers

Welcome!You’re in your first year at university, so what’s the rush in

finding a graduate career when finals are two or three years

away? After all, some undergraduates leave their career

search until their final year, while others don’t even start till

after they graduate!

But some professions such as City finance increasingly

require that you start thinking about them from the start of

your time at university, and there is even more competition

for the positions that are available.

Use this publication to guide you along the way to your

career in finance. In it, you will find out:

• what’s so special about finance

• the different areas you could work in

• insight days and programmes

– what they are and why they’re important

• the benefits of holiday work and how to get it

• balancing work with your academic commitments

• typical sources of cash for students.

The word ‘first’ in the title of this publication doesn’t just refer

to where you’re at with your studies. It also signifies the

start of your career journey. By starting so early on, you’re

showing future recruiters you have the motivation, interest

and drive to do what it takes to get on. We hope that

TARGETjobs First Finance helps you along the way.

First Finance 2012 | 1

CONTENTS

Building up your skills at university ....3

Employers’ wish list ..............................5

Why finance? ........................................6

Two-day insights for freshers ..............9

Where could you work? ......................10

The not so secret careers service ......12

Nice little earners ................................14

Balancing part-time work and study 16

Long hols for a short time only ..........18

Employer insights ................................21

Finance fact or fiction? ......................22

Employers ............................................24


Editorial and publishingEditor Sam Pope

Design Léa Bessaguet

Proofreader Jane Flockhart

Advertising Jonathan Nicholl, Chris Grant

Marketing Chloe Burgess

Circulation Patty Shufflebotham

Series editor Steve James

Sales directors Jon Mallott, Simon Rogers

Production director Jane Anderson

Publisher Chris Phillips

Group chief executive officer Graham Storey

Published by:GTI Media Ltd, Howbery Park, Benson Lane,

Preston Crowmarsh, Wallingford,

Oxon OX10 8BA UK

Tel +44 (0)1491 826262

Fax +44 (0)1491 826401

www.groupgti.com

Printer Headley Brothers, Ashford

GTI would like to thank everyone who has taken thetime to write, or find writers for TARGETjobs FirstFinance. We would also like to thank all those whosupplied advice and photographs. Special thanks must go to members of the editorial board.

© GTI Media Ltd, September 2011All rights reserved. No part of this publication may bereproduced by any means including, but not limitedto, photocopying or stored in a retrieval system in anyform without prior written consent of GTI. This issubject to the single exception of photocopying bycareers advisers or lecturers for careers counselling.All items so used should be fully acknowledged. Theviews expressed in articles are those of the authorsand their publication does not necessarily imply thatsuch views are shared by GTI. Whilst every care hasbeen taken in the compilation of this publication, thepublishers cannot accept responsibility for anyinaccuracies, or for consequential loss arising fromsuch inaccuracies, or for any other loss, direct orconsequential, arising in connection with informationin this publication.

Assessing risks on a global scale

It’s about striking a balance

Find us on facebook www.be-an-actuary.co.uk

World events can have a devastating effect on business. That’s why actuaries are so highly valued and instrumental

when it comes to shaping future business strategy. Organisations depend on their ability to assess risks

and make critical decisions so they can be ready for anything that comes their way.


BUILDING UP YOUR SKILLS AT UNIVERSITY


Learn to mix work andpleasure. For instance,you will build skills inteamwork andleadership when you

play ultimate frisbee – but try to mixit with something more employer-friendly such as volunteering for acommittee role as treasurer or socialsecretary. It will pay dividends in thefuture. You’ll boost your chances ofgetting work experience placementsand jobs when you graduate withouthaving to work for free or doa stint at a temp agency.

Forming a committee isgood training for theworking environment, whenyou’re likely to have anassigned role within a team.If you find it challenging totake charge or to speak inpublic, the role will be evenmore rewarding. Or if you serve astreasurer you can put budgethandling skills on your CV. And ifyou keep members up to datethrough mail-outs and leaflets orplanning events, working as a PA ora job in PR or marketing might bejust right for you.

Choose your electives wiselyChances are you’ll take someoptional units while you’re atuniversity. Don’t just choose the leastyawn-inducing programme: thinkabout how a recruiter would viewyour choice and keep your eyes openfor industry-related modules such asputting together a pamphlet ofstudents’ work or researching current

market trends.You might havethe chance tostudy an areaoutside yourexpertise – computingand languages arecommon offerings. If you’replanning to spend a semester oryear abroad, then a language is agood bet, especially if you’d like totravel internationally for your futurecareer.

If communication, teamwork andpresenting skills are likely to becentral to your role then musicaltheatre could be a fun way to honeyour abilities. Computing is useful inmost careers, but is probably awasted option if you’re already on ascience course or have been taughthow to use any specific programsyou need to be proficient in.

Build skills in unexpectedplacesIf you’re too busy to make the mostof societies and committees, don’tfret. Everything you do at universitycounts. Good at getting assignmentsfinished with time to spare and nevermiss a deadline? Your organisation

skillsmust be

top-notch.Work in a bar?

Chances are your customer service isexcellent and your teamwork skillsare admirable. Make it to lectures on

time, manage to fit in apart-time job and neverleave a friend waiting? Youcan put time managementskills on your CV. Copingwith exams is a good wayto show you have theability to stay calm underpressure, and doingresearch requires

independence and initiative.

Building up yourskills atuniversitySome simple self-awareness can

help you set up your future career.

Tailor your activities

to your skill setIt might sound a bit pedantic, but keep a

copy of your CV handy. Next to each

desirable skill, write how you can prove

you have it. Also use the work

experience tracker at

targetjobs.co.uk/work-experience to

log what you learn. When it comes to

applications you should have at least

two strong examples for each

requirement – one to use in your

covering letter and one to mention at

interview stage.

Further information

You’ll boost your chances of

getting work experience placements

and jobs when you graduate without

having to work for free or do a stint

at a temp agency.


Joselyn LeeBroker, London

HERE’S THE DEAL.ICAP is the world’s premier interdealer broker and provider of post trade risk and information services, connecting buyers and sellers in the global financial markets. You are an incredibly bright individual with a personality to match. We’re fast-moving, global, innovative and meritocratic. A place where talent and ambition thrive and where each day brings another opportunity, another challenge, another chance to prove your potential.

We have a range of full-time and internship opportunities.

Careers in global financial marketswww.icap.com/careers

©ICAP plc 2011. ICAP® and other service marks and logos are service marks of ICAP plc and/or one of its group of companies. All rights reserved. Entities within the ICAP group are registered as applicable.


EMPLOYERS’ WISH LIST

1 Communication skills

• Convincing

Able to get your message across

to people

• Inspiring confidence

Talking confidently and with conviction

so people will believe in you and what

you’re trying to say

• Clarity

Explaining difficult concepts clearly to

your listener or reader, without

patronising them

• Conciseness

Getting to the point without being

brusque or dismissive

2 Teamworking skills

• Respecting others

Listening to and acknowledging

other points of view – even if you don’t

agree with them

• Working together to

achieve a

common goal

Facilitating discussion

between individuals

who might differ

greatly in views so

that everyone gets

a say

• Motivating

Encouraging others to

carry on despite

setbacks, building

confidence when

morale is low

• Negotiating

Getting people to

provide help according

to their skills, abilities

and time pressures

• Knowing your place

Taking a back seat or stepping forward

when required

• Hands-on approach

Willing to get your hands dirty and take

on any role to learn and to contribute

when others need your help

Employers’ wish listEmployers love their potential recruits to have certain skills to do their job

brilliantly. We’ve compiled the most common and listed ways in which you can

prove your worth.

5 Organisational skills

• Identifying

Defining what your goals are and coming

up with a way to achieve them

• Prioritising

Knowing what needs to be done now and

what can wait a while longer

• Planning

Organising your time efficiently – setting

short-term and long-term deadlines

• Liaising

Talking to other people to see who can

help you, negotiating deadlines and

managing expectations

• Anticipating

Having an awareness of potential

problems and making contingencies

for these

6 Interpersonal skills

• Persuasion

Getting people to understand and even

come round to your way of thinking

• Tact and diplomacy

Dealing with people politely and

sensitively when difficult issues arise

• Understanding

Being aware of other people’s emotions,

anticipating their reactions and planning

how to deal with them

• Calmness

Able to avoid panicking or stress under

pressure

7 Numeracy

• Financial acumen

Ability to handle money and

figures effectively

• Budgeting

Taking figures for projects and allocating

expenditure for areas such as IT,

management, marketing, etc

• Interpreting

Looking at facts and figures and

summarising what they mean, plus

finding trends in data

3 Problem-solving skills

• Focus

Staying calm when faced with a difficult

problem so you can think your options

through carefully

• Analysis

Looking at a situation from all angles

to see the pros, cons, difficulties

and benefits

• Judgement

Making an informed judgement based on

your speculations

• Flexibility

Being adaptable if your plan doesn’t fit

the bill

4 Commercial awareness

• Business acumen

Understanding that organisations need to

generate income to achieve their goals

• Researching

Keeping up to date with the business

news in general and your sector

in particular

• Economic awareness

Watching the current economic climate

and how this affects your chosen sector

now and in the future

• Commitment

Willing to learn more about how the

financial world works – work experience,

programmes, blogs, newspapers,

specialist magazines

Sell your skills! When writing your applications, make

sure that you use verbs like the ones in

this article to prove how you meet

requirements and impress recruiters

with a tailored CV or form.


6 | First Finance 2012

If you are wondering

whether a career in

finance could be right for

you, read on to find

out more.

The financial sector hasbeen in the mediaspotlight a lot overthe last few years,unfortunately

sometimes for the wrong reasonsrather than the right ones! With theeconomic downturn and entirecountries going bust would a careerin finance really be a good step totake after graduation?

Don’t be surprised but the answeris – yes! Although things have beenprecarious in recent times, the banksare still running and stock marketsoperating. And while this ishappening there will always be ademand for talented graduates totake companies from strength tostrength. Could you be one of those?

Spoilt for choiceThe financial sector encompassesmany different possibilities.TARGETjobs City & Finance lists 25specialisms in three main areas –banking and investment,accountancy and financialmanagement, and financial services –that covers every aspect of life.Choosing which you will end up inwill depend on your skills,knowledge, likes and dislikes andabilities but you are bound to find anarea that suits you.

Always in demandMoney really does make the worldgo around and never has this been asobvious as in today’s economicclimate. If you have a career infinance, you will undoubtedly bedoing at least one or more of thefollowing with other people’s cash:

investing, lending, borrowing,raising, insuring, managing, etc… All individuals, companies and otherorganisations need help managingtheir finance, from helping to choosea current account and answeringqueries on overdrafts to investingmoney in stocks and bonds to makea tidy profit and handling large sumsof money to make a good return forpension schemes.

Feel the energyFinance is a fast-paced sector andpeople who do well in it thrive onadrenaline, excitement and change.Think of headline-grabbing stories ofstock market booms and busts andimagine yourself riding on that tidalwave. Can you handle the buzz?

Show me the moneyFinance graduates typically earn ahandsome £20,000 to £40,000 ayear, which is not a figure to besneezed at. Typically the highestwages are in banking andinvestment, because of the very largenumbers of pounds, dollars, eurosand other currencies handled.However, professionals working inother areas take home a good paypacket too, making this a potentiallylucrative choice.

Headline hittingOpen a newspaper or browse onlineand you will undoubtedly see aheadline story that focuses onfinance, from the US debt package toproblems facing pensions.Professionals employed in areas suchas investment banking could beworking to enable market recovery,while those in forensic accountingcould find themselves liaising withlawyers to bring financial fraudstersto justice. Do you fancy seeing yourname in the news?

Join us for specialist jobs and advice at

WHY FINANCE?

Why finance?

Jargon buster: stock market

A place where stocks and bonds are

traded – also called the Stock Exchange.

The most famous are in London, Tokyo

and New York.

Read more – Where could you work?on pages 10–11.

It’s not just LondonIf your heart is set on theStock Market or in globalfinancial markets thenLondon will probably beyour home. However,there’s a lot of prestigiousand exciting work to be had outsidethe City, and many graduates choosethe option of slightly lower salaries inexchange for a greater work/lifebalance and lower living costs andcommuting times.

Wanted worldwideUnless individuals store their moneyunder their bed, people’s financesaren’t normally affected by what’sgoing on down the road. Savings,investments, stocks, shares andbonds all rely on what is happeningin the stock market, which in turn isinfluenced by international financialactivity in the stock exchanges. Thismeans that, in many graduatefinance careers, you could beworking with colleagues across theglobe, as well as those across the

office. There could be opportunitiesfor international travel orsecondments, especially if you canoffer a foreign language as part ofyour skills package.

You don’t need a finance degree If you aren’t studying finance atuniversity don’t worry – this is nobar to the profession. Recruiters aremore interested in the transferableskills (eg commercial awareness,motivation, analytical skills andcommunication skills) that you canbring to the profession than yourdegree subject. Additionally, studentsof other subjects bring their ownspecialist knowledge to a company,which can be extremely useful: thinklanguages and law, for example.

Stretch those brain cellsA career in finance is a chance to useyour brain and think on your feet;you won’t be sat twiddling yourthumbs and waiting for the end ofthe day to arrive. Instead you couldbe monitoring the markets to choosethe best investment option for yourclient or ensuring that companies,government bodies and otherinstitutions act legally and within setframework. Possibly in this careermore than any you will need a greathead for figures as you will bedealing with numbers on a dailybasis. Finance careers push yourmathematical and analytical skills tothe limit so if you prefer percentagesand profits and losses this could beyour niche.

Be customer-focusedHowever, finance isn’t just aboutnumbers; the sector depends onpeople for its existence: corporateclients, individual customers,colleagues, shareholders andinvestors. No clients means no work,so the ability to get on well withpeople is essential, from dealing withinitial enquiries to seeing a dealthrough. And if you’re handlingother people’s money you need toknow how to work with them toinspire their confidence, gain theirtrust, understand their concerns andcelebrate their victories. How areyour people skills?

Get in there first!Traditionally people have assumedthat recruiters are only interested inpenultimate-year students, as theywill be in a position to take up a jobin a year’s time, after graduation.However, first years are also in greatdemand. If you start researchingyour career options now you’ll haveplenty of time to get valuableexperience under your belt, makingyou an attractive prospect toemployers in a couple of years’ time.It’s never too early to start!

First Finance 2012 | 7targetjobsfinance.co.uk

WHY FINANCE?

Jargon buster: transferable skills

These are skills that you have gained in a work setting or

in extra-curricular activities, studies, voluntary work or in

your personal life that can be applied to other

professions and opportunities.

Read more – The employers’ wish liston page 5.

Read more – The not so secretCareers serviceon pages 12–13.

Read more – Building up your skills at university on page 3.

WHAT DOES YOUR CAREER IN FINANCE LOOK LIKE?

TARGETjobs Finance is the specialist graduate recruitment

site for your chosen career. Containing in depth advice

and detailed sector information, specialist graduate jobs,

internships and placements.

Join us at targetjobsfinance.co.uk

FinanceThe best possible start to your career

Insight days are newinitiatives where first-yearstudents get a taste of lifeworking in finance anddiscover more about the

skills required of the job. Recruiters often use these as

talent-spotting opportunities, withsuccessful students being offered amuch-coveted summer internship thefollowing year – essential experienceto get onto many graduaterecruitment schemes.

Typically lasting between one andfive days, insight days andprogrammes usually involve:• tours of the offices• meeting employees, from recent

graduates to top management • talks with the graduate

recruitment team on successfulapplications

• skills sessions to boost yourabilities, particularly commercialawareness and problem solving

• networking events.Some firms will give you specialprojects to work on in groups, whichwill help develop your teamworkingability and business sense. You’ll leavewith a greater sense of how thecommercial world works and a set ofskills that will impress any futureemployer.

Top tips• Get your CV into tip-top shape

with a clear list of your GCSE andA level subjects and grades. Often,you’ll need at least a grade B inGCSE maths and English, plus aminimum of 300 UCAS points.

• Do your research to get the mostof the experience. Find out asmuch as possible about thecompany in advance and comeprepared with some sensiblequestions.

• Use your time wisely and talk to asmany people as possible,particularly recent graduates, whocan share their experiences andadvice.

• Be smart – dress smart as suits arethe norm in finance.

• Show respect and be polite toeveryone, not just the higherechelon, to show you can mix witha wide variety of people.

Other experience counts tooAny job can give you valuable skillsto put on your CV, so neverunderestimate the importance oftypical student staples.

Independent travelTravel is viewed favourably byemployers, as long as you weren’t

just lying on a beach, because it cangive you valuable skills such as: • organisational skills – arranging

your trip, including where to stayand how to travel

• time-management – if you had anitinerary to follow

• money management – travelling ona budget

• linguistic ability – if you usedexisting or learned new languagesduring your travel

• interpersonal skills – living abroadas part of the local communityshows that you are at ease dealingwith people from a variety ofbackgrounds.

Casual and part-time workTerm time and holiday work notonly top up your finances, they alsowill help you develop useful skills.Bar work, waitressing and shop jobsall use your numeracy andinterpersonal skills which are vital ina finance career as you’ll be dealingwith figures and explaining oftencomplex information to clients.Balancing your work commitmentswith your studies also showsorganisational skills and motivation,which you’ll need when jugglingcompeting demands in your job.

Two-day insightsfor freshersInsight days: so freshers can experience life in a finance firm.


TWO-DAY INSIGHTS FOR FRESHERS



Taking your first stepsin researching afinance career couldfill you withapprehension –

because there’s so much to choosefrom. There are more than 20potential practice areas, lots ofdifferent types of firms andorganisations, and opportunitiesthroughout the UK. Where shouldyou start?

Starting point: consideryourselfThe first task is to think about your interests. • What news stories catch your

attention? Do you automaticallyflip to the stock market pages orcatch up on the retail bank news?

• What are your strengths… andweaknesses? Are you energetic anddesperate to be in the thick ofactivity? Or do you prefer aquieter life, out of the limelight?

• Where would you like to live?Mention careers in finance andmany people will automaticallythink of the City – the Square Mileof London where financialinstitutions traditionally set uphome. However, transactions, dealsand agreements take place in awider variety of locations here andabroad. It all depends on what fieldof finance you want to work in.

Answering questions like these willhelp you start thinking about whatskills you would like to use and inwhat types of settings.

Next step: start your researchOnce you have a better idea aboutwhat matters to you in life and in ajob, you can start looking into thedifferent financial areas you couldwork in and find out what they

involve – in terms of professionalpractice and how they would impacton your personal life.

With the economy still in difficulttimes, you might be tempted tochoose an area that is less likely tosink. Certainly, finance has been atthe forefront of the currentdownturn but that doesn’t mean thatopportunities are few and farbetween. Every company,organisation, charity – you name it –needs at least one person or more(usually a team) to help themmanage their finances (includingtheir taxes) so employment prospectsare normally very good.

Step 3: the top threeThere are three main areas in finance:• banking and investment• accountancy and financial

management• financial servicesFrom these three areas, there aremore than 20 specialisms to choosefrom. You can check outTARGETjobs City & Finance forfurther details on these but for nowhere is a summary of the trio.

1 Banking and investmentThis multi-trillion internationalindustry has London at the centre,being the ‘bridge’ between the FarEast and the Americas. At its mostbasic, banking and investmentinvolves: • dealing with clients (large,

international companies,institutions and individuals)

• following international stock-market developments and trends

• analysing products to invest in andmoving investments if they are notreturning a good enough profit

• persuading companies and high-net worth individuals to invest

their money• tracking and managing assets• giving advice on areas such as

mergers and acquisitions, capitalraising, trading and assetmanagement

Employers tend to be large,international investment banks thatoffer a wide range of financialservices, smaller, specialist financehouses, financial servicesorganisations and investmentmanagement firms. Within these youcould work in the front office (thefee-earning part), the middle office(monitoring and advising the frontoffice), or the back office(supervising the front office andproviding essential information onthe industry to everyone in the organisation).

You’d like this area if you want to:• work in a fast-paced environment• have daily challenges• enjoy early and plentiful

responsibility• take home a handsome pay packet• deal with international clients

and projects• see your work hit the financial

headlines

2 Accountancy and financialmanagementIn accountancy-related roles, yourclients will be businesses that needyour financial expertise and advice,whereas in industry you will beworking in-house for your employer,guiding them on their finances. In thepublic sector, you might have moreof a watchdog role, ensuring thatpeople’s tax money is used properly.Typically you could be:• taking charge of cash flow• keeping an eye on profit and loss• analysing and providing financial

information that can influence


WHERE COULD YOU WORK?

Where could youIn finance, you could work in anything and anywhere. It is such a varied career sector that

you should have no trouble in finding a specialism and location to suit.

how an organisation plans itsstrategic development.

Work in this area is available with awide variety of employers, both inthe public and private sectors, andwith large, medium-sized and smallorganisations.

You’d like this area if you want to:• really influence how a business is

run and how financially successfulit could be

• work for the best interests of the public

• gain respected qualifications that are respected industry-wide while earning.

3 Financial servicesPeople working in financial servicesprovide help and advice on productsthat are aimed more at individualcustomers and small businesses,rather than large corporations. Theseinclude:• bank accounts• loans

• pensions• credit cards• insuranceIf you work for a financial regulator,your job will involve ensuringpeople’s money is kept safe.

Employers in this area tend to be those specialising in retailbanking, insurance and reinsurance,regulation, actuarial consulting andunderwriting. These include the largesupermarkets that have branched out into offering their own savingsaccounts and credit cards, for example.

You’d like this area if you want to:• work with people on a more

personal level and from all agesand backgrounds

• be employed in customer-service roles

• have early responsibility• maintain more of a work/life

balance – roles in this area tendnot to have the crazier hoursfound in banking and investment.

Step 4: Get experienceThe best way to find out where yourinterests truly lie is to get some workexperience under your belt. This iswhere starting off as a first yearreaps rewards: you have enough timeto try out different types of financialwork, though companies willnormally want you to apply to aspecific work area so it’s importantto go through the above steps beforeapplying for anything.

Work experience within thefinance industry is often referred toas an internship. These usually lastfor eight to ten weeks, though youmight be able to attend shorter‘taster’ sessions as well as or insteadof your internship. Be prepared topull your weight – you will beworking alongside professionals andexpected to get up to speed quickly,though support and advice willalways be available.

Read more about workexperience on page 9, 14 and 18.


WHERE COULD YOU WORK?

work?

12 | First Finance 2012 Join us for specialist jobs and advice at

THE NOT SO SECRET CAREERS SERVICE

Chances are even somethird years couldn’ttell you where to findthe careers centre.More fool them. The

careers service is a prime resource,full of experts who get paid to help you.

Even in your first year, there’splenty they can do for you. Thecareers centre will often be home tothe Jobshop, which is an excellentsource of part-time jobs (see page 14for details). Ontop of this, theadvisers canhelp you tailoryour CVs andapplications to a particularworkexperience roleor employer.You couldmake anappointmentwith an adviseror just drop into one of theirclinics andthey’ll help youpick out yourstrong pointsand choosethose that are mostappropriate.

If you’vealready madean applicationand are battlingpre-interview

nerves, they can put you throughyour paces in a mock interview totest your mettle and calm your fears.If nothing else, you should find outwhat building it’s in. That way if youget hard up and need a job quick, orwake up in a sweat worrying aboutyour career prospects, you’ll knowwhere to go.

Referential treatmentAs well as advisers, the careers centrehouses tons of resources, some for

reference, some you can take away.From TARGETjobs sector titles totheir own in-house leaflets andpublications, the careers centre reallyis a mine of useful information thatcan make finding a job and planningyour career path a breeze. Thecareers advisers will be able to pointyou towards those that are mostrelevant to you.

If you’re already thinking aboutcareers, or are worried because youhaven’t got a clue about what youwant to do, your careers service isthe perfect place to go for help.They’ll be able to fill you in on whatyou could do with your degree, whatsorts of roles graduates from yourcourse have gone into and whichemployers operate in these areas. It might be the case that choosing aparticular module next year will haveemployers salivating at the thoughtof employing you – your careersadviser should be able to tell you. Ifwork experience is key to yourchoice of profession, your careersadviser will know. Not just that –they’ll probably have a list ofemployers that you can get someexperience with, or at the very leastbe able to point you in the rightdirection. If an internship could openthe door to a lucrative future, theywill tell you – and will even help toarrange it.

Room serviceIf you can’t be bothered to wanderdown and scout it out just yet, youcould visit their website from thecomfort of your own room. It’s likely

The not so secretcareers serviceIt might not be GCHQ on day one of being a fresher, but your careers service can provide

you with useful and relevant advice from the start – so make sure it’s on your radar.


THE NOT SO SECRET CAREERS SERVICE

to have electronic copies of many oftheir resources, or will at least giveyou an idea of what they can do for you. Check out the universityintranet next time you log on toFacebook or check your e-mail andthere’s bound to be a link.

All the fun of the fairMost careers services will also runevents. These might be skills-basedthings like a management trainingcourse or an online applicationsseminar but the jewel in the crownwill be the careers fair. This is likely

to be held once a year and will beattended by a range of employerswho are keen to grab graduates fromyour university. Even if you’re notsure what you want to do yet,visiting the careers fair is a great wayto find out about different industriesand companies. Representatives fromthe firms will be manning the stands.They will often be a mix of graduaterecruiters and recent graduates,giving you the chance to find outwhat it’s like to work in a particularfirm or sector, and what you’ll needto do to win recruiters over.

More internship and placementopportunities• Find internships and graduate programmes

that start right now

• Compare recruiters at a glance

• Employer alerts sent to you

• Sample CVs and covering letters

• Trends, tips, overviews and lots of other

career-enhancing information

Bookmark targetjobs.co.uk for 1,000s of jobs from 100s of employers

Choosing a particular module next year might

have employers salivating at the thought of

employing you.


NICE LITTLE EARNERS

Cash source 1: part-time jobsIf you’re already at uni, your first port of call should bethe jobshop, which is effectively a mini job centre,focusing on student-friendly positions from aroundcampus and businesses in the local area. The Jobshopmay go by another name but will usually be attached toeither the careers service or the students’ union.

Jobshops: mini job centres for part-time jobsOrganisations advertising jobs through universityjobshops will be actively seeking students, so the workinghours are likely to fit well around your studies. Youcould get a part-time role or a one-off job to earn a littleextra cash at the end of term – for example, by takingpart in a focus group or being a mystery shopper.Jobshops also offer advice on how to apply for jobs and build skills and experience that will help you in the future.

Check the free papersThe local newspaper is another good place to look. If thefree papers aren’t delivered to your halls and you’rereluctant to buy one that’s paid-for, the local library willusually hold copies of the regional press, although mostnewspapers are now online.

Classified listings sites can also be a good place tolook. craigslist.org and gumtree.com are the best knownof these but a quick internet search for ‘classified jobs’followed by the town or city you are studying in shouldturn up a few more that serve your area.

Approaching employers directlyAnother tactic is the good old-fashioned approach:wander around the town centre keeping an eye out for‘help wanted’ posters in the windows. However, manyretailers will advertise their vacancies online. This can beparticularly useful if you’re trying to organise a jobbefore you leave for uni. Another way is to search thelocal Yellow Pages or a copy of Thomson Directory forlocal businesses.

If you already have a job before you start universityMany firms, particularly national retailers andother organisations that have branches around thecountry, will allow you to transfer your job to a

different location. As the supermarkets have a lot ofexperience with employing students, many have set upschemes that allow you to work at their outlet in youruniversity town during term, then return to your homestore during the holidays. Some will even help you to finda vacancy close to your uni before you leave and havededicated teams to make the process as easy as possible.Speak to your supervisor or the HR department for moreinformation.

Nice little earnersAccording to a study by NUS/HSBC, most students make ends meet by working

outside of study hours. But how do you find a great little earner: by trawling dog-

eared ‘wanted now’ postcards in newsagents’ windows? Signing up for medical

experiments? Or buying a lottery ticket and hoping for the best?


NICE LITTLE EARNERS

Temping temptationEmployment agencies and recruitment consultancies maybe an option, but the majority will require you to beavailable to work on demand – something most studentsaren’t able to commit to. If, however, you know you willhave a certain day free every week, it can be worthgetting in touch with temping agencies. Before you signup, make your level of availability very clear, otherwiseyou could end up wasting your time and theirs. Theeconomic downturn means there are now fewer agencyjobs available in certain parts of the country.

Cash source 2: volunteer for aclinical trialVolunteering for clinical medical trials and research canbe an easy way of making money and you may be able todo it at your university. One trial by the University ofReading simply required volunteers to drink probioticjuice for two weeks and provide faecal samples. You canparticipate in clinical trials for about £100 a day, whereyou take some medicine and spend the rest of the daywatching DVDs. You would normally have a medicalexam before taking part where you may have to provideblood and/or urine. Some universities will send round e-mails asking for volunteers, or advertise on their jobsboard, or you can find opportunities on websites such aswww.hotrecruit.com or www.trials4us.co.uk.

Cash source 3:profit from your own geniusLots of students have founded their own businesses whilestill at university. GORE-TEX was started by a student inAmerica, as was Nike. In the UK, students started thesebusinesses:• Kawa Bean – coffee bean import firm launched by

Edinburgh uni student Andy Nicolaides and AatinAnadkat from Leicester University.

• Boso.com – online auction site set up by Oxfordundergrad cousins Kulveer and Harjeet Taggar, whonetted a cool £2.5 million selling the enterprise toCanadian web firm Live Current Media.

• Touchsight – four Cambridge pioneers – KaranKeswani, Samaan Rahman, Pete Davies and JessieBaker – created a ‘vision mitt’ for blind and visuallyimpaired people. The glove senses its wearer’ssurroundings, providing an alternative to guide dogs or white sticks.But if you don’t have the ideas or the stomach for

high-powered Dragons’ Den style ventures you couldalways follow a simple truth of business: work out whatpeople want and how you can offer it at enough profit toserve your needs.

Thousands of freshers earn extra cash just by turninghobbies and ‘ordinary’ skills into on-campus enterprisessuch as fixing PCs and cleaning other students’ houses (asawful as that sounds). Your university may be able toadvise you on how to set up your own enterprise, andyou never know – your entrepreneurship could be thestart of your career.


BALANCING PART-TIME WORK AND STUDY

Balancingpart-timework andstudySpending hours working part-time? Fortunately,

you can ensure that it doesn’t ruin your chances

of a good degree.


BALANCING PART-TIME WORK AND STUDY

Here’s the $64,000 question – or sadly,maybe the £4.92 an hour minimumwage question: just how much time canyou afford to spend working whilestudying? On average, students work

about 14–20 hours a week, some even longer. It dependson your workload, social life and how much debt you arein, but working more than 15 hours a week might startto take its toll on your results. Make sure you canallocate time for university and studying, but also forsocialising and resting too. Remember, it’s vital that youhave fun at university – why did you move away fromyour parents otherwise?

Flexible workingTry to get a job where the hours are flexible, or at leastsuit you. Cinemas are good places for this, as theyprobably employ a lot of students and are open late; notto mention the fact that you might end up watching filmswithout paying. Likewise, if you get a job in a restaurant,you will normally be able to work evenings andweekends and get some free (or at least heavilydiscounted) food. If you don’t want the commitment of apermanent role, you will often find temporary, one-off orseasonal positions in the university jobshop. This can beanything from a police identity parade to working atevents such as football matches. Pick your positioncarefully and you’ll have plenty of time left for essays.

Ask around and find out which are the bestemployers of students in your town.

If you’re very lucky, you might even get ajob where you can sneak in some study atthe same time. Try looking for something inan inbound call centre. You are likely to beable to work flexible hours and duringevenings and weekends so there should belong quiet periods where you can do somehomework. Speak to third years to see ifany of them have had cushy part-time jobs;they are the most likely to have run out of

money and therefore to hold one of these positions.Otherwise, use your university jobshop, check the localpapers and hunt around online.

Charm the boss and the tutorBeing on friendly terms with your employers improvesyour chances of getting time off for an extra class ormeeting. Let them know about exam times well inadvance. If you do end up with an employer that keepsdemanding that you do extra work and you feel you can’tcope, speak to them about the maximum hours you cando and look elsewhere. If you really have to work, telltutors – they can extend deadlines. Oh, and be nice toyour colleagues as well as the boss – you might needthem to cover your shifts when it’s deadline week!

All work and no playMake sure you don’t work too much. To help youachieve a work/study/life balance the most importantthing is to organise your time. Carry a diary or enterinformation into an e-diary so that you know whenimportant course dates are coming up, what dates andtimes you have agreed to work and what key socialevents you don’t want to miss. Plan to study intensivelyfor a while and then devote yourself to your part-timework at other times. Try to have a structured workpattern so that you know you can do this and don’t agreeto work at a time when you have lectures or tutorialsscheduled.

As you’ve prepared for university, you have no doubt discovered

that your student loan will struggle to cover your outgoings for

the next few years. Parents subsidise students up to an average

of about £6,000 per annum but that still leaves a big gap in

funding. When 1,600 students were asked in a TNS survey what

they considered to be the worst aspects of university life, 47 per

cent said that it was having little money and 45 per cent said it

was being in debt. Although studying will be your top priority, if

you want to stave off the risk of debt, you might have to get a job.

The fact is you might have to work

while you study


LONG HOLS FOR A SHORT TIME ONLY

Ah, time off fromstudying. Thoseholidays stretchingahead for what seemslike forever. Winter

break, spring break… mostuniversities break foraround four months in thesummer – that’s a third of ayear!

But in a few short yearsthat will change. As such,make the most of your time off nowand have fun-filled vacations. Theproblem is: fun often costs, sochances are you’re going to want toearn a bit of cash over the holidaysand, if you do, you might as well geteverything you possibly can out of it.There’s an added bonus too: workingthe odd week during the holiday canbreak the monotony. So how can youget the most out of your vacations?

The truth about part-time jobsand internships is that they help youto build up your skills and you’ll

earn money in the process. If you’velanded yourself a job with a nationalchain while at uni, you might even beable to transfer it to your home townfor the holidays.

Top temps Temping is a good idea if you don’twant to commit to working for theduration of the break. It allows youto sample a range of different jobs,from office work to warehousepacking via production-linemanufacturing. Even if the jobs don’trelate to your plans for the future,you’ll pick up a mass of transferableskills. You’ll also have the chance toexperience a range of differentworking environments, which couldhelp you to decide what you’d like to

do for a career. Chat to friends andfamily to see if they know of anyreputable agencies and, if you chooseto sign up, be sure to make theagency aware of your availabilityand any preferred areas of work.

The only way to make a living? A period of working full time canreally pay off. Literally. You’ll haveless opportunity to actually spendyour wages during the day –presuming you can avoid the latenight eBay frenzies!

Employers like to know thatyou’ve got what it takes to put in afull day’s work so having evidence ofthis on your CV will help you out infuture and ease the transition fromstudent to professional. A full-timejob gives you the opportunity to getmore stuck in and really work on theskills that will have recruitersbending over backwards to give youa graduate role. It’s a chance to takeon greater responsibility and honeyour abilities in communication,

Long hols for a short Holidays that last for four months won’t be yours forever, and you can use them

to build skills (and cash) that will pay off now and in the future.

A summer job is ideal for

working on your skills.


LONG HOLS FOR A SHORT TIME ONLY

customer service, organisation andadministration, and the skill that’smost beloved of graduate recruiters –the holy grail of commercialawareness. If you can find somethingthat’s related to your careerambitions, then all the better – and ifyou’re offered training, take it. It alladds up to making you the sort ofwell rounded individual thatgraduate employers love.

You could also offer your servicesto smaller, local firms as it’s often thecase that you’ll have the chance toget more involved, doing a range ofdifferent tasks and having a greaterlevel of responsibility. You might beable to do some freelance or unpaidconsultancy work for a companythat wouldn’t usually be able toafford such services. It’s worthgetting in touch with them before theend of term to see if they haveanything to offer you.

Working holidaysIf you are hoping to holiday but needto work to pay your way, you mightlike to consider combining work andtravel. There are plenty ofopportunities abroad that will buildyour skills, pay you money and topup your tan in one handy package.BUNAC offers a range ofopportunities in North America,Australasia, Africa and Asia, lastingfrom five weeks to two years. Seewww.bunac.com for moreinformation. There are various otheragencies that offer opportunities inthe US summer camp system, whichwill allow you to demonstrateindependence, responsibility and leadership.

If you’re a language student, asummer job abroad is an idealopportunity to work on your abilityand earn some money to boot. Youmight consider fruit-picking in thevineyards of the continent, teaching

English, or working as a nanny or au pair. If you’re consideringworking abroad, be sure to gothrough a reputable agent and keepyour friends and family informed ofyour itinerary.

time only

After studying hard for your first year,

you might feel like a break. But where

can you go if you’re strapped for cash?

Sea and sun are popular

requirements, with resorts along the

Med topping the choices. Two months in

New York or Penang might be out of

your price range but a fortnight in

Spain, Turkey, France or Italy can afford

a chance for a tan plus some

sightseeing too. Ibiza is still a big

clubbers’ destination and some of the

Balkan countries are inexpensive and

good in terms of heritage, scenery

and temperature.

Budget breaks

Search and compare postgraduate courses in the

UK’s biggest courses database.

Advice, tips and sources to fund your course.

Read course reviews written by current students.

Join us at targetcourses.co.uk

TARGET THE BEST POSTGRADUATE COURSES

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FURTHER HELP WITH GETTING FINANCIAL WORK EXPERIENCE

Find out what workexperience is really like with aspeci!c !nance employer

The Employer Insights

team gives you the inside

track on top recruiters in

finance:

Business overviews

Work experience explained

Salaries and benefits

The employer’s culture and

values

Graduate jobs explained

Training and development

Applications tips

Competences and

qualifications required

Interviews

Assessment centres

Company news

Comments

Follow your favourite employers at

targetjobs.co.uk/employer-insights

@targetjobs_ jobs

Advice and insights about individual employers at

targetjobs.co.uk/employer-insights

When asked what advice recentgraduates would give firstyears with regard to getting

work experience, they show amazingconsistency in their responses. They allsay – do your research.

Funnily enough, when asked asimilar question aboutundergraduates, employers also say –do your research.

But it’s not always easy toresearch employers; their websitesand promotional material are, howcan I put this kindly, a wee bitsubjective and, to make it even moredifficult, too many employers say thesame things about themselves anddon’t provide enough of the rightkind of information to help studentschoose and help them prepare forapplications and interviews.

But things are different now,thanks to Employer Insights:

independently researched contentthat gets to the very essence of anemployer plus helpful tips on how toget your foot through their door.

Employer Insights give youessential information aboutemployers:• Typical job opportunities, work

experience, training anddevelopment

• What it’s like to work there, itsculture, values and benefits

• Qualifications, skills and aptitudesrequired

• How to be effective in applicationsand selection processes

• News, recent comments and otherupdates And what’s more you can follow

your favourites to receive updatesand post questions and comments for other students or the employer to answer.

NEWFOR 2011!

EMPLOYER INSIGHTS


1. People are only in it for the moneyFact and fiction! People are attractedto careers in finance because of thegood financial rewards, particularlyin high-flying areas such asinvestment banking and stock-broking. But there are other reasonswhy people want to work in finance,such as the intellectual challenges itoffers, the excitement of closing bigdeals and the satisfaction of findingfinancial products and solutions thatmake individuals’ lives easier.

2. Accountants are boringFiction: The world thrives onstereotypes, and one of the mostrecognised is that of the boring, greyaccountant with weak interpersonalskills and jargon-laden vocabulary.However, even though accountancyis extremely complex, goodaccountants need more than a headfor figures. They need the ability toexplain the complexities of theirwork in layman’s terms for theirclients, so interpersonal skills arehigh up on a recruiter’s agenda.Additionally, accountants can befound in all sectors of society,including the traditionally moreglamorous fields of media andentertainment, so much of the work

is far from dull. Finally, manygraduates start off in accountingbefore moving on to enjoy successfulcareers in other areas of business and entrepreneurship because ofthe great grounding and training it gives them.

3. This is a man’s worldFact that will hopefully becomefiction soon: Traditionally bankinghas been seen as a male dominion,and a recent report by thegovernment’s Women and EqualityUnit showed that only one in fourFTSE 100 companies had women ontheir board of directors. And inFebruary 2011 the Davies Reporttold firms to increase the number ofwomen at boardroom level by 25%by 2015 or face government action.However, the industry is doing muchto counterbalance genderdiscrepancies, and the 30 PercentClub (www.30percentclub.org.uk)has been set up to co-ordinateactivities by the business communityto facilitate this. It’s not so much acase of recruiters not wantingfemales on their staff but instead amatter of changing negativeperceptions and encouraging women to apply.

4. Watch your back…Fiction: As is the case with manyprofessions, a career in finance needspeople who are motivated, drivenand determined to do the best theycan. But this doesn’t mean at the costof someone else’s job or happiness.There is often a great camaraderie infinancial institutions, where peoplelook out for one another and happilysupport and advise each other.

5. It’s bust time for bankingand financeFiction: While the recession had anegative impact on the financialsector (as it has on most), May 2011saw a seven per cent increase invacancies in the City, with 6,650 jobscreated. This was as a result of hugeinitial public offerings (IPOs – when aprivate company first sells stock) fromcompanies such as LinkedIn, whichexperts in the finance industry predictwill kick off more internet IPOs. Forthe first time in a while, there havebeen warnings to employers thattalented staff could be poached byrivals, so it’s definitely a buoyant areato be in now. Just beware thatcompetition for places will probablybe tougher now than it was a fewyears ago, with fewer places and moregraduates fighting for them.

Fact or fiction?Do you know your finance facts from fiction?

FACT OR FICTION?


Société Générale is authorised and regulated by the French Autorité de Contrôle Prudentiel and Autorité des Marchés Financiers. This material has been prepared solely for information purposes and does not constitute an offer to enter into a contract. Not all products and services offered by Société Générale are available in all jurisdictions. Please contact your local offi ce for any further information. © 2011 Societe Generale Group and its affi liates. © PLAINPICTURE -

OUR TEAMYOUR FUTURE

A P P L I C AT I O N S O P E N

Graduate Programme: in August 2011

Summer Internships: in September 2011

Societe Generale Corporate & Investment Banking (SG CIB), part of the Societe GeneraleGroup, one of the top universal banks in the euro zone, offers a range of routes to forge

exceptional careers, both while you are still studying and after graduation. We recruit the best talents worldwide across all of our locations and divisions: Investment Banking, Global Markets, Global Finance and Resource Functions.

www.sgcib.com/graduates

CORPORATE & INVESTMENT BANKING

GLOBAL GRADUATEOPPORTUNITIES

INDEX OF EMPLOYERSCiti ..............................................................25

Credit Suisse..............................................26

Ernst & Young ............................................27

Goldman Sachs International ..........28, OBC

HSBC ..........................................................IBC

ICAP ..............................................................4

J.P. Morgan ................................................IFC

Morgan Stanley ..........................................29

Nomura ......................................................31

PwC ............................................................32

Société Générale ......................................23

PROFESSIONAL BODIESThe Actuarial Profession ............................3

ICAEW ........................................................20

KEY TO A–Z SECTIONAdvertisement keyIFC = inside front coverIBC = inside back coverOBC = outside back cover

1,000s more jobs and courses online at

2012

of employersA-Z

24

EMPLOYERS


Capital Markets Origination, GlobalTransaction Services, InvestmentBanking, Risk Management, Sales &Trading and Corporate Banking.

No

100 across all programmes

240,000

4–5 days

Easter

• all degree disciplines

We have a presence in 140countries globally

Apply to:www.oncampus.citi.com

+44 (0)20 7508 [email protected]

3rd February 2012

CLOSING DATE (placements/internships)

LOCATIONS

DEGREES SOUGHT

DURATION

WHEN

NUMBER OF EMPLOYEES

NUMBER OF VACANCIES (placements/interns)

PAID

PLACEMENTS INCiti, the leading global financial services

company, has approximately 200 million

customer accounts and does business in

more than 140 countries.

Our global presence isn’t just a question of

size, it’s a way of thinking. We are

passionate about what we do and are

looking for graduates who want to be a part

of that vision. Our business isn’t static and

neither are our people. We need exceptional

individuals, which is why we provide the

brightest and best with an opportunity to

make a difference, and ultimately a

compelling career path.

Citi is a lead player in its industry and a

great place to start a career. Full-time and

internship opportunities exist across a

broad set of businesses including

Investment Banking, Corporate Banking,

Private Bank, Capital Markets Origination,

Sales & Trading, Global Transaction

Services, Risk Management, Technology,

Operations and Human Resources.

Whatever route you choose to take into the

firm, this is your chance to be part of an

exciting period in the development of the

global financial services industry. At Citi,

you can be right at the heart of it, and take

advantage of our investment in long-term

career development, talent management,

and varied career choices.

With your high levels of energy, enthusiasm

and commitment, you can help us to drive

positive change across our organisation,

the banking industry and beyond.

At Citi you won’t just achieve your ambitions

– you’ll exceed them.

We offer three First Year Programmes:

Citi Quest

In this one-week, unpaid spring programme,

first-year university students can get an

unbeatable insight into the world of

banking. It also allows us to spot future

talent for our Summer Internships. You’ll be

placed within a business area, and work on

a team challenge that you’ll present to us at

the end of the week.

Dates: 26th–30th March 2012

Certificate in Finance

The Certificate in Finance is an excellent

way to find out how, together, we can

exceed your aspirations. During the three

days at Citi, you will be given opportunities

to gain an overview of Citi, enhance your

knowledge of Citi’s different business areas,

and obtain skills to help you get through

the assessment process at Citi. You will

also be given the opportunity to meet and

network with teams across different

business areas

Dates: 27th–29th March 2012

Women of Tomorrow

Citi’s Women of Tomorrow Programme is

designed to provide first and second year

students insight into the different career

paths within Banking, and to demystify

some of the misconceptions they may have

about Women and Banking. Students will

meet women from businesses across Citi

and will participate in interactive

workshops designed to help the individuals

understand the skills necessary for a

successful career.

Dates: 2nd–4th April 2012

All programmes are open to first-year

university students (or second year

students doing a four-year course), and all

programmes offer you the chance to be fast

tracked to one of our Summer Intern

assessment centres.

Apply online at www.oncampus.citi.com.

Application deadline is 3rd February 2012

Applications accepted

CV

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EAF

On

line

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ail

At Citi we are very keen to help first year students understand and

navigate the world of Investment Banking. Our first year programmes

can help you do that whether you know or don’t know which area of

banking you want to pursue.

CITI

Business facts



EMPLOYERS


Our internships are among the most in-depth programs in the financialservices industry. They offer intellectualchallenges, real business experienceand meaningful insight into thedifferent areas of the business.

spring – travel and expenses,summer – yes

400

spring – 1 week, summerinternships – 10 weeks

spring and summer


spring programs are held inLondon. For other world wide locationsand opportunities please see websitefor further details

Apply to:credit-suisse.com/careers

11 January 2012


LOCATIONS

DEGREES SOUGHT

DURATION

WHEN


PAID

INTERNSHIPSCredit Suisse is a forward-thinking financial

services firm serving clients around the

globe. As a stable company with a long

banking tradition, we are one of the most

respected banks in the world. Indeed, we

are a leading player in many key markets—

recognized by industry publications for our

continued excellence.

Our three primary businesses – Private

Banking, Investment Banking and Asset

Management – partner with our Shared

Services, Information Technology and

Operations teams. Together, they work

around the world, around the clock,

providing seamless solutions to our global

clients and employees.

Our Spring Programs

Specifically designed for first-year students

of a three-year degree course, or second-

year students of a four-year course, who

are considering a career in banking. These

programs are a significant source for our

internship hiring.

To look from the outside of one of our

offices, it’s difficult to get a feel for our

business. But the moment you meet one of

our people and understand our approach to

global finance is the moment you start to

realize that Credit Suisse is something

more than just a big building. You can find

out more by joining our Spring Program, a

five day scheme, that aims to introduce you

to the investment banking industry and

give you a realistic understanding of what

our world is like.

You will join us in our London office, either in

the Investment Banking Division (including

Fixed Income and Equities) or our support

functions (which include Investment

Banking Operations, IT and Finance). While

you’ll focus primarily on the area you

select, you’ll also get exposure to other

businesses. You will take part in skills

sessions, CV workshops and business

information sessions, as well as social and

networking events.

What We Look For

You’ll need to have or be studying for a

Bachelors or Masters qualification (or

equivalent), with an excellent academic

record in any discipline. Excellent analytical

and organizational skills are also pre-

requisites, along with the ability to deliver

accurate work and perform well under

pressure.

Become a future leader

Our vision is to become the world’s most

admired bank. We look for people with a

wide range of experiences, interests and

degrees who will add fresh perspectives to

our business. A career with us means that

you can help shape our future.


CV

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CREDIT SUISSE

Business facts

EMPLOYERS


Professional services

yes

600

141,000

six weeks

summer


nationwide

Apply to:www.ey.com/uk/careers

0800 289 [email protected]

early application is advised


LOCATIONS

DEGREES SOUGHT

DURATION

WHEN

NUMBER OF EMPLOYEES


PAID

PLACEMENTS INGo from Strength to Strength

on an EY FastTrack

At Ernst & Young, we believe you already

have the skills and strengths you need for a

great career. Because it’s your natural

strengths that really matter, you shouldn’t

worry that your degree will send you down

the wrong career path.

Ernst & Young is a leading professional

services organisation with 141,000 people,

in 700 locations across 140 countries

around the world. We work closely with

other organisations to improve how they

work, make vital business decisions and

explore opportunities.

There are undergraduate opportunities here

no matter what stage you are at in your

studies and what degree you are studying.

Join us on an EY FastTracks Programme and

you’ll use your strengths to help solve

complex problems for some of the world’s

leading businesses. You’ll gain valuable

experience, putting you right on track to

secure a graduate job with us before your

final year.

By ensuring that you make the most of your

natural strengths - and by providing you

with world-class training and development

– we’ll help you go further, faster.

You can experience working with us in one

of four areas: Assurance, Corporate

Finance, Tax or Advisory. Whether you

decide to get involved with an Insight Day,

our Leadership Academy, a Summer

Internship or an EY Placement, you’ll get a

great head start in your career.

EY Insight Day

A one-day experience at an Ernst & Young

office, designed to give you a real insight

into life and work here. You’ll see what

people do day-to-day at a global

professional services firm, what joining a

company like ours can lead to, and start to

learn about your personal strengths.

EY Leadership Academy

This elite programme is a three-day

residential course to help you develop

leadership skills. The stimulating, intensive

training is conducted by recognised experts

and will really push you. You’ll learn skills

and self-awareness that will help you hit

the ground running when you start work.

EY Summer Internship

A summer programme to get you fully

involved with life and work at Ernst &

Young. To start with we’ll help you develop

your fundamental business skills, but

before long you’ll be doing the same kind of

work as our graduates. It’s a great chance to

really explore what Ernst & Young has to

offer – and a good stepping stone to a

future career here.

EY Placement

If your course requires you to spend a year

in industry and you’re committed to a

career in professional services, put an EY

Placement at the top of your list. You’ll

spend a year working with clients and

sitting some of your professional exams.

It’s an exciting chance to make great

contacts, and many EY Placement students

go on to graduate jobs with us.

To find out more and apply go to

www.ey.com/uk/careers


CV

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ERNST & YOUNG

Business facts


EMPLOYERS


• Finance • Global Investment Research • Human Capital Management • Internal Audit • Investment Banking • Investment Management • Operations • Securities • Services • Technology

yes

c.200

c.30 000

2 weeks

Easter


Opportunities are availablein London as well as other worldwidelocations; please see our website forfurther information.

Apply to:www.gs.com/careers

Spring Programme - 08/01/2012


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Goldman Sachs Group, Inc. is a leading

global investment banking, securities and

investment management firm that provides

a wide range of financial services to a

substantial and diversified client base that

includes corporations, financial institutions,

governments and high-net-worth

individuals. Founded in 1869, the firm is

headquartered in New York and maintains

offices in London, Frankfurt, Tokyo, Hong

Kong and other major financial centers

around the world.

Starting your career

The people of Goldman Sachs share a

passion for achieving results and recognise

that success comes with integrity. Their

unique backgrounds, individual

perspectives and diverse skills are put to

the test as they help our clients achieve

their business goals.

There are a number of different stages

during your career when you can consider

joining Goldman Sachs. Naturally, these will

give you different degrees of exposure and

responsibility but when you join as an

intern,you will immediately become part of

the team with a real and substantial role to

play. For more information on these career

paths, go to www.gs.com/careers.

Spring programme

The program is ideally suited to first year

students on a three year course and

second years on a four year course.

Whether you have thought about a career in

the Investment Banking industry or not, the

Spring Program is a great opportunity for

you to understand more about what we do,

be challenged in this dynamic, diverse and

creative environment and explore future

summer internship and new analyst

opportunities.

What we look for

Academic discipline is less important than

the personal qualities an individual brings

with them, however a strong interest in and

appreciation of finance is important.

Whatever your background, it is intellect,

personality and zest for life that the firm

values the most.

Goldman Sachs’ ability to meet challenges

and ensure the firm’s success in the future

depends on attracting and retaining the

highest quality people and the firm makes

an unusual effort to identify the best

person for every job. We evaluate

candidates on six core measures –

achievement, leadership, commercial focus,

analytical thinking, teamwork and the

ability to make an impact.


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GOLDMAN SACHSINTERNATIONAL

Business facts

EMPLOYERS


Morgan Stanley offers a variety ofundergraduate and graduateprogrammes in EMEA.

Graduate Programmes are available in • Asset Management • Credit RiskManagement • Equity Research • Finance • Global Capital Markets • Investment Banking • Operations • Private Wealth Management • RealEstate Investing • Sales & Trading • Technology.

YES

c.350-400 graduates, 275-350internships

Over 60,000

Please check the website


all degree disciplines

New York, London, Tokyo,Hong Kong, Dubai, Budapest, Zurich,Paris, Frankfurt, Moscow, Glasgow,Luxembourg, Milan, Stockholm, Munich,Geneva, Amsterdam

Apply to:www.morganstanley.com/careers



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Morgan Stanley is a leading global financial

services firm providing a wide range of

investment banking, securities, investment

management and wealth management

services. Founded in 1935, the Firm has

over 60,000 employees in more than 1,300

offices in 42 countries, serving clients

worldwide including corporations,

governments, institutions and individuals.

EMEA (Europe, Middle East and Africa)

continues to be one of the firm’s largest and

fastest-growing markets. Over the last 15

years the number of employees there has

almost quadrupled and the number of

countries where we operate has grown from

eight to 18.

A position of leadership

Since its foundation, Morgan Stanley has

been at the forefront of innovations which

helped to shape the course of modern

finance. From historic underwritings for

General Motors, IBM and the World Bank in

the 1950s, to the Apple IPO in the 1980’s

and Google in the new millennium, the firm

has understood important trends and

developed new markets.

Today those include premier positions

working with hedge funds (as a leader in

prime brokerage), leadership positions in

emerging markets, such as Russia, China,

and the Middle East, and our acclaimed

approach to commodities investing,

including our presence in the physical

commodities markets through oil tanker

and power plant ownership.

Morgan Stanley’s pioneering role in the

global expansion of the finance services

industry, together with our geographic

scope, deep understanding of markets and

long experience meeting client needs have

not only made us a leader in providing the

finest in financial thinking and products but

also given our recruits an unrivalled global

platform for their careers.

A collection of talent

While Morgan Stanley’s people come from a

wide variety of backgrounds, all are high

achievers who share integrity, intellectual

curiosity and the desire to work in a

collegial atmosphere. We give our people

responsibility early, so they can soon make

an impact on our business and the world

at large.

Individuality is prized and people are

encouraged to be themselves. Diversity is

fundamental to our corporate culture.

Morgan Stanley people “think like owners”

taking pride in our worldwide reputation and

entrepreneurial culture that keeps us at the

head of a fast-moving industry.

A sense of community

Morgan Stanley is committed to making a

positive impact in the communities in

which it operates, across Europe, the Middle

East and Africa (“EMEA”).

Through the provision of grants and with

dedication from employees, the Morgan

Stanley International Foundation (MSIF) and

the EMEA Community Affairs programs aim

to increase opportunity and access in the

areas of children’s health and education. We

help those that need it the most.

To ensure communities are better served,

Morgan Stanley volunteers share their time

and expertise in numerous ways such as

inspiring and mentoring young people,

teaching school children to read, and

transforming parks and hospital gardens.


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MORGAN STANLEY

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EMPLOYERS


Investment Banking, Global Markets andCorporate Infrastructure

Paid placements

Varies per program and division

Approximately 27,000 employees

Spring, Summer, Winter and Off-cycle


Based in Tokyo with headquarters inLondon, Hong Kong and New York

Apply to:www.nomura.com/careers

Nomura International plc1 Angel Lane, London EC4R 3AB

Deadlines dependent on program.Please check the applications site.


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PLACEMENTS INWhy Nomura? Why now?

Over the last few years, global financial

markets have seen fundamental change.

For us, it’s been for the better. We have used

this period to build our global franchise. In

2008, we acquired the Lehman Brothers

operations in Europe and Asia; meanwhile,

in North America, we expanded in every

business area, attracting hundreds of top

professionals from across the market. We

have a clear vision of being a leading global

investment bank, and we are investing in

our company to make it happen. Our

heritage in this industry goes back over 80

years. Nomura’s franchise has always been

characterized by a real sense of

cooperation, teamwork and support. Since

1925 we have had a real strength in Asia,

and this is something that continues to set

us apart. Today we are a growing, global

business that is distinct and unique

because of the work we do, the people we

have, and the opportunities we face.

There has never been a better time to join

Nomura. Many of our people describe it as a

‘ground-floor opportunity’ – and it is. Here

you could be helping to shape our

performance, to build our capability and

to create the 21st century global

investment bank.

Joining our business

Global investment banking is an exciting,

demanding, varied and fast-moving

industry. Especially with a business like

Nomura. You’ll be joining us at a pivotal

moment in our history – and you’ll have the

chance to play a pivotal role in our future.

Expect to work with industry experts, gain

early responsibility, and have the

opportunity to progress at a fast pace. You’ll

enjoy a collegiate atmosphere with the

flavor of a start-up – where you can

genuinely help to shape the future of a

global business.

You’ll have the chance to make more of an

impact at Nomura than almost anywhere

else. A comprehensive induction will lead to

ongoing training and coaching, mentoring

and regular reviews. You’ll also have the

support of a dedicated graduate program

management team to keep you developing

fast. But, of course, it’s down to you as

much as anyone else. We will provide

excellent support and development, the

opportunity to get involved in projects

early, and the chance to work with senior

people, ensuring a deep understanding

rather than just an overview. We will look to

you to show a real drive to succeed,

coupled with an inquisitive mind and

commercial awareness that will make you a

valuable member of the team. You will work

and train with smart and exciting people

from different backgrounds, all with shared

common goals and respect for every

individual. In a global marketplace, diversity

and inclusion is simply the way we do

business at Nomura. It is a part of our DNA

and embedded into everything we do.

To find out more, please visit our website at:

www.nomura.com/careers


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NOMURA

Business facts

Nomura. Building on ambition.



EMPLOYERS

Insight programmes across each of ourbusiness areas including Internshipsand Business Placements

yes

c.400

c.16,000 inthe UK

3-day talent academy, 6–8week summer internships; 6–11 monthbusiness placements

Opportunities throughout the year socheck our website for further details


We recruit into offices UK-wide

Apply to:www.pwc.com/uk/careers

0808 100 1500 or +44 (0)121 2655852Graduate Recruitment CentrePO Box 5885FREEPOST KE3 079Birmingham B3 2QE

March 2012 for internships only – check our website for further details


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We help our clients and our people create

the value they want. We work alongside our

clients to measure, protect and enhance

the things that matter most to them. And

we’re positive we can give you the best

possible start to your working life.

What we offer

Get a unique insight into the world of

professional services on one of our Insight

programmes. Develop valuable business

skills, discover where your strengths and

interests lie and gain the kind of industry

experience that could open all sorts of

doors for you.

Insight Day Pick up loads of information

about our work and decide which of our

career options interests you most on this

highly interactive day.

Insight Academy Lasting three days, this

programme for first-year undergraduates

(or second years on a four-year degree) will

boost your employability skills and give

your career a jump start. You could also

land an internship or business placement

the next year.

Insight Partner Shadowing Find out what it

takes to make it to the very top in a firm like

ours. On this programme, open to all

undergraduates, you’ll shadow one of our

partners for a week. Impress us and you

could earn a place on our insight or

graduate programmes.

Insight Internships If you’re in your

penultimate year, build your skills and your

confidence by working alongside

specialists in your chosen business area for

six to eight weeks during the summer.

You could even go back to university with a

firm graduate job offer. Or join our

International Internship and spend time in

the UK and in one of our overseas offices.

This fantastic experience will help you to be

more independent, improve your language

skills and appreciate how different

markets operate.

Insight Business Placements Work on real

projects, learn about our business and get

exposure to a prestigious client list. These

six and eleven-month placements in

Assurance or Financial Advisory are for

students who need to complete a

placement as part of their degree and could

lead to a full-time job offer.

PwC Legal LLP Vacation Scheme

This three-week scheme for Trainee

Solicitors runs in June/July. You’ll

experience three different practice groups,

carry out research, draft legal documents

and attend client meetings. You’ll also work

on a case study at the end of your

placement. Do well and you’ll qualify for a

graduate training contract.

What you need

• A 2:1 or above in any degree discipline

• A UCAS tariff of at least 280 (or

equivalent)

Equally important will be your ability to

build relationships, to put yourself in

others’ shoes and make a positive impact

on our clients and us, while shaping your

own future.

How to apply

If you’d like to be part of something special,

visit www.pwc.com/uk/careers


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PwC

Business facts


Goldman Sachs is an equal opportunity employer. © The Goldman Sachs Group, Inc., 2011. All rights reserved.

A chance. An opportunity. A foot in the door. At Goldman Sachs, your first job will give you more. You’ll gain access to unparalleled training programs. Work alongside some of the smartest minds in the financial industry. And gain hands-on experience that will serve you right now, and for years to come. Learn how to make a lasting impression on your career at gs.com/careers

Application Deadlines: Fulltime: 23 October 2011Summer Programme: 4 December 2011Spring Programme: 8 January 2012Work Placement/Off Cycle Programme: 8 January 2012

Please visit gs.com/careers to complete an online application.

Lasting impression.First job.

target jobs finance 2012

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