tdx group overview
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TDX Group:At the centre of liquidation
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TDX: At the centre of liquidation
ISO 2700
Who we are
and who
we work
with
Why our
data is
unique
Choose
from
platforms, t
ools and
services
Sharing
market
insight
1 2
4 5
How we
change
markets
Success
stories
3
6
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Who we are and who we work with
At the centre of liquidation
TDX is a data driven
business offering
creditors the
platforms, tools and
services to optimise
returns from debt.
Our intermediary position ensures you benefit fromthe widest available dataset, making your decisions best informed.
Seven years delivering
over 20% performance uplift for our clients
We invest 25% of our profits in R&D
Debt
Collection
Agencies
50+
Insolvency
Practitioners
1,000+
Debt
Management
Companies
1,000+
Debt
Purchasers
30+
Financial Services
Energy
Telecoms and media
Healthcare
Water
Public Sector
CREDITORS
TDX
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Who we are and who we work with
TDX around the world
4 of the 10 largest banks and cajasin Spain
8 of the 10 largest banks and credit card providers in the UK
3 of the 8 largest debt purchasing firms in Europe
5 of the 10 largest energy and water companies in the UK
Consulting/advisory relationships in Europe and the Americas
3 of the 5 of largest telecom and mobile phone providers in the UK
Largest debt
platforms in UK
80% debtor visibility
5+ consultancy
projects in Russia
£27 bn UK banking
assets valued
Consultancy
projects in
Italy, Greece, Turkey
Largest debt
platforms in Spain
100+ consultancy
projects
Full satellite office in
Latin America
Consultancy
projects in USA
Largest debt sale
broker in Europe
£8bn in assets sold
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Unlike credit reference agency data which predicts the outcome – TDX data isthe outcome
We know how debtors behave with our data
covering 80% of UK debtor households
We advise leading financial institutions on strategy, having reviewed 4 out of the 5
biggest banks debt portfolios
We store this data securely and use the insight it generates to deploy advanced strategies through our platforms.
Why our data is unique
CREDITORS
TDX
AGENCY NETWORK
2 million rows of
activity data captured
per week
INSOLVENCY
PRACTITIONERS
Visibility of 95% of IVA
proposals
(200+ per day)
DEBT
PURCHASERS
5,000+ bids
1,000+ segments sold
TDX
DATA
ANALYSIS
INSIGHT
INNOVATION
Who is paying who?
What activity results in payment?
Which debtors recover?
How much is your debt worth?
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Our vision:
Create value for our customers through the application of data, insight, analytics and technology
MARKET
SITUATION
How we change markets
Turning data into value
De
bt
co
lle
ctio
n
IVA
ma
na
ge
me
nt
De
bt
sale
Creditors look to suppress DCA commissions
Random allocations
Few purchasers only big could win deals
No idea of value and ‘right’ price
Cleaner data to agencies
Collaborative DCA strategies
Driven greater competition and performance
Right debt, right agency, right price = 20% uplift
TIX Complaint IVA protocols
Greater visibility of performance
Liquidation rates increased from 5% to 25%
Sustainable IVAs for you and your customer
Introduced segmented debt sale to Europe
Lower purchaser barrier to entry (more sustainable and competitive marketplace)
Cleaner data, transparency of underlying assets
Right debt, right time, right price = 20% price uplift
Next generation of data capture
Identify optimal activity at account level
Set the standard for data
Account level selling
Ensure debtors get most appropriate advice
2004:
TDX founded
2011:
Looking forward
No structured solution for debt forgiveness
Concerns about best advice to debtors
2006
2004
2004
INNOVATION
INNOVATION
INNOVATION
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Debt Collection
The UK’s largest debt placement
and management platform
65,000 accounts placed per week
(3 x more than largest bank)
IVA Management
The largest IVA servicing
platform
200 new cases per day
500,000 pieces of
correspondence annually
Debt Sale
Europe’s largest debt sale
platform
3.8 million accounts sold
1,000 segments packaged
120 Health-checks of ‘keep, place or sell’ strategy completed
£27bn assets valued
£500 million in uplift opportunities
Meet PLATO, TIX and VENDO
PLATO
Advisory Services
TIX VENDO
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You choose...
... Your ideal balance of internal control and external support.2
... How to pay: flat fee, pay by results - or a bit of both.3
...Your ideal combination of Platform, Tools and Services.TO
OLS
Broaden your view and
enrich your data with TDX
scores and additional debtor
details to drive action and
decisions
Leverage purpose built
technology infrastructure
through which debt
liquidation processes are
executed. All hosted in
Nottingham.
Gain a continual advantage
from applying TDX
expertise, analytics and
industry reach to perfect
your liquidation strategy.
PLATFORM
SER
VIC
ES
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9
Asset Value Optimization (AVO)
Develop an understanding of how best to optimize the value of assets through multiple, complimentary
recovery strategies
Credit risk management
support
Extensive pre- and post-distress credit risk management experience deployed into clients’ businesses
Advisory Services
An overview
Clients benefit from
TDX’s intellectual property through consulting engagements
Selective engagements based on
longer-term relationships
Advisory Services
Benchmarking
Develop understanding of existing and potential performance of assets in a range of segments
Strategic review
End-to-end review of a firm’s strategy, tactics and work-practices recommending potential improvements
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Advisory Services
Representative engagements
2011
Top 5 Global Bank
FULL STRATEGIC REVIEW
UK Consumer Collections
Sponsored by regulatory
authority
2010
Large UK Utility
PROCESS OPTIMISATION
UK Utility Collections
2010 - present
Large Peruvian Bank
PROCESS DESIGN
Peru Consumer Collections
2010
UK Government Entity
STRATEGY PILOT
UK Tax Deficiency
2010
Top 5 Global Bank
STRATEGIC REVIEW
UK Consumer Collections
2009
UK Water Company
SERVICING STRATEGY
UK Utility Debt
Clients benefit from
TDX’s intellectual property through consulting engagements
Selective engagements based on
longer-term relationships
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Success stories
Proven results
50%
100%
150%
200%
250%
Jan
-20
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Mo
nth
ly c
olle
ctio
ns
Liquidation index
3 month rolling average
Jo
ine
d
TDX
Ne
two
rk
Co
mm
en
ce
d
full
TDX
str
ate
gy Case study
Client
description
National energy provider.
Status /
requirements
An overhaul of the incumbent
recoveries infrastructure.
TDX solution Client chose a fully
integrated debt
collection solution,
using the PLATO
platform, in 2009.
Commercial
model
% of gross collections through a
fully integrated TDX solution.
Results In the first year our client
increased average monthly
collections by 50% for final debt.
Length of
contract
4 years.
PLATO
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Why TDX
At the
centre of
liquidation
Our data is
unique
You
choose
Sharing
market
insight
1 2
4 5
We change
markets
Proven
results
3
6
13
For more information – contact:
James Breadon
078 2524 [email protected]
The information contained herein is strictly confidential and may not be reproduced, distributed or published without the written
permission of TDX Group. The information contained within this document is believed to be reliable but no warranty, expressed or
implied, is given by TDX Group that the information is complete or accurate nor that it is fit for a particular purpose. All such
warranties are expressly disclaimed and excluded. TDX Group shall not be liable (including in negligence) for direct, indirect or
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contained in this document.
© 2011 TDX Group | Private and confidential