teamsters local 1932 health & welfare trust enrollment ... · initial here section 4: elect...
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Teamsters Local 1932 Health & Welfare Trust Enrollment Changes – Qualifying Life Event(s)
Dear Member: Visit the Trust website at https://teamsters1932.zenith-american.com to complete your enrollment updates/changes online and for access to additional plan information. For your convenience, attached are the following documents to assist you with enrollment changes due to qualifying life events: Premium Deduction Election Form Enrollment Form Online Enrollment Instructions Plan Comparison of Benefits Cost Comparison
If you prefer to complete the enclosed enrollment form, please choose from the options below to submit your completed enrollment form:
• Secure Upload: Upload your Enrollment Form and supporting documentation on the website at https://teamsters1932.zenith-american.com
• E-mail: [email protected] • Fax: (909) 789-1311 • Mail: Teamsters Local 1932 Health & Welfare Trust
P.O. Box 571 San Bernardino, CA 92402-0571
Should you have any questions or need assistance with your enrollment updates/changes, contact your dedicated Customer Service Department at (909) 494-2916 or (866) 484-1337. Customer Service is available Monday through Friday 8am to 5pm PDT.
REV. 8/09/2016 1 of 2 (Premium Deduction Election)
Ensure the most current form is submitted. Refer to EMACS Forms/Procedures website.
PREMIUM DEDUCTION ELECTION Must print in Black or Blue ink ONLY
Employee ID Rcd No. Last Name, First Name
Department Department ID Telephone
REASON FOR ELECTION AGREEMENT Date Event Date Event
New Hire Moved in/out of the HMO area
Adoption/Guardianship* Needles Subsidy/Change in Subsidy Eligibility
Birth* Open Enrollment
Death* Reduction in Hours for Employee or Spouse/Domestic Partner*
Disabled Over-Age Dependent (Please provide required Disabled Dependent Certification form)
Return from Unpaid Leave of Absence
Divorce/Dissolution of Domestic Partnership*(Please provide required mailing address of ex-spouse/domestic partner)
Mailing Address:
City, State, Zip:
Unpaid Leave of Absence Taken by Employee or Spouse/Domestic Partner*
Gain/Loss Spouse’s/Domestic Partner’s EEEmployment or Other Group Coverage*
Other:
Marriage/Domestic Partnership*
*Documentation is required for evidence of qualifying event (i.e.; Birth Certificate, Certificate of Marriage/Domestic Partnership, CourtOrders, Final Divorce Decree, Benefit Confirmation Statement, COBRA Notice, Loss of Coverage Letter, and Termination Notice)
BENEFIT ELECTIONS Check the appropriate tax elections and list all dependents you wish to enroll in benefits.
Plan Before Tax Name of Dependent
Tax Dependent
Yes No
Domestic Partner/Domestic Partner’s
ChildBefore Tax After Tax
Medical Dental
Voluntary Life AD&D Vision*
*Tax election for vision coverage applies only to Firefighters, Nurses, Probation, Specialized Peace Officer - Supervisory units
HR Use Only Comments
Enroll: Vision Life
DISTRIBUTION: Original - EBSD-HR (0440) Reviewed By(Employee ID)
Date Keyed By(Employee ID)
Date
Update AD&D from Employee + Spouse to Employee Only
AfterTax
REV. 8/09/2016 2 of 2 (Premium Deduction Election)
Authorization and Certification Employee signature is required for all qualifying events
I understand my share of the plan coverage cost may be adjusted to reflect any rate change. I acknowledge that my election is irrevocable unless there is a qualifying event in my family status and that in the absence of a family status change, my next opportunity to change this election will be during Open Enrollment. If I do not complete and return a new election form during Open Enrollment, the elections specified on page one of this Premium Deduction Election form will be maintained for the new plan year.
I hereby authorize the County of San Bernardino to obtain eligibility dates of coverage from previous Medical Plans for the exclusive purpose of determining my eligibility for the County of San Bernardino’s Premium Conversion Benefit Plan as required under Internal Revenue Code Section 125. I understand this authorization is only in effect for 60 days from the date of my signature.
Needles Subsidy Eligible Employees: I understand that my eligibility for the “Needles Subsidy” is entirely contingent upon being assigned to Needles, Trona, or Baker as my work location. I understand that it is my responsibility to notify the Employee Benefits and Services Division (EBSD) should my assigned work location change to an area other than Needles, Trona, or Baker. I further understand that should it be discovered that the Needles Subsidy has been paid to me in error, that the County will collect, through payroll deduction, any amount of subsidy for which I received and was not eligible.
________________________________ _____________________________________ Signature of Employee Print Employee Name
_______________________ Date
I understand my options in the Benefit Plan. I understand the County will reduce my salary in the amount of the plan coverage cost on either a before tax or after tax basis.
I understand that if at any time my or my family’s eligibility changes, I will notify EBSD or department payroll specialist within 60 days of the change in order to make the appropriate changes to my benefit deductions. For example, if I get divorced I am required to remove my ex-spouse from County sponsored Benefit Plans.
I understand that I will be taxed on the fair market value of any benefits for any individual who is not my Federal/State tax dependent.
Employee Signature Date
Payroll Specialist (Print & Sign) Telephone Date
Office Use Only
Approved Authorized Representative Signature Date
Denied
2020-2021 Enrollment Change Form – Life Event - Teamsters Local 1932 Health and Welfare Trust Page 1 of 4
ENROLLMENT CHANGE FORM – LIFE EVENT 2020-2021 PLAN YEAR TEAMSTERS LOCAL 1932 HEALTH AND WELFARE TRUST
Teamsters Trust Fund Administrative Office: 433 N. Sierra Way, San Bernardino, CA 92419-4831 P 909-494-2916 | P 866-484-1337 | Fax 909-789-1311
SECTION 1: EMPLOYEE INFORMATION
Employee ID Last Name, First Name, Middle Initial □ Male
□ Female
Date of Birth
/ / Social Security Number
Home Address City State Zip Code Telephone
( )
Mailing Address □ Same as Home Address City State Zip Code Date of Hire
/ /
County of San Bernardino - Department Email Address
Qualifying Life Event
□ Add □ Change □ Remove
Eligibility requires proof of dependency, such a copy of the certified birth or marriage certificate or domestic partnership, adoption or placement paperwork, complete requirements are found in the Summary Plan Description located on the Trust’s website at https://Teamsters1932.zenith-american.com.
SECTION 2: ENROLLMENT DECISION - TEAMSTERS LOCAL 1932 HEALTH PLAN
□ As a dues paying member of Teamster’s Local 1932, I “Elect to Enroll” in the Teamsters Local 1932 Health and Welfare Trust. I previously opted out of coverage and my other coverage recently (within the last 60 days) terminated. Proof of the termination of coverage is enclosed with my Enrollment Form.
SECTION 3: ELECT MEDICAL AND DENTAL COVERAGE | SELECT ONE : ■ Pre-Tax or ■ Post-Tax
BLUE SHIELD HMO KAISER HMO BLUE SHIELD PPO OPT-OUT/WAIVER
□ HMO Platinum Plan $10 copay $0/admit; no charge Network: Access+
□ HMO Platinum Plan $10 copay $0/admit; no charge
□ PPO Non-Needles □ Medical Opt-Out/Waiver**
□ HMO Gold Access+ Plan $40 copay $100/admit; plus 20% $3,500 copay max Cal-yr Network: Access+
□ HMO Gold Plan $40 copay $100/admit; plus 20% $3,500 copay max Cal-yr
□ PPO Needles
□ HMO Gold Trio Plan $20 copay $100/admit; plus 20% $3,500 copay max Cal-yr Network: Trio
Mailing Address: P.O. Box 571 San Bernardino, CA 92402-0571
2020-2021 Enrollment Change Form – Life Event - Teamsters Local 1932 Health and Welfare Trust Page 2 of 4
INITIAL HERE
SECTION 4: ELECT MEDICAL AND DENTAL COVERAGE (Continued)
DELTA DENTAL OPT-OUT/WAIVER
□ Delta DHMO* □ Delta PPO □ Dental Opt-Out/Waiver**
*Delta DHMO enrollees will continue with your current Delta-assigned Dentist if applicable, see Section 5. Alternately, a dentist located near your home will be assigned to you. Contact Delta Dental to change Dentists.
**Employees selecting to Opt-Out/Waiver of Medical and/or Dental Coverage are required to submit a completed & signed “Opt-Out/Waiver” Form; the Opt-Out/Waiver Form must be submitted, with all required documents as listed on
the Form, to the Trust Administrative Office for Review and Approval/Deny Decision.
SECTION 5: EMPLOYEE ENROLLMENT – CHANGE DUE TO QUALIFYING LIFE EVENT Paperwork must be received within 60 days of the qualifying life event. Elections made within 30 days will be processed retroactively.
Last Name, First Name, Middle Initial Marital Status
□ Single □ Married □ Domestic Partner
BLUE SHIELD HMO ENROLLEES ONLY
Med. Group Name Physician Name Physician PCP ID# Existing Patient?
□ Yes □ No
DELTA DHMO ENROLLEES ONLY
Dentist Name Facility # Existing Patient?
□ Yes □ No
SECTION 6: DEPENDENT ENROLLMENT List all dependents to be covered; dependent verification documentation is required for all dependents. Provide the Social Security Number of each dependent you enroll. Federal regulations require health plans to report the names and Social Security Numbers of every covered individual to the IRS.
SPOUSE / DOMESTIC PARTNER:
Enroll in all products selected by Employee: □ Yes □ No (if no, describe coverage selection)
Relationship
□ Spouse □ D.Ptnr
Last Name, First Name, Middle Initial □ Male
□ Female
Date of Birth
/ / Social Security Number
BLUE SHIELD HMO ENROLLEES ONLY
Med. Group Name Physician Name Physician PCP ID# Existing Patient?
□ Yes □ No
DELTA DHMO ENROLLEES ONLY
Dentist Name Facility # Existing Patient?
□ Yes □ No
CHILD(REN) / STEPCHILD(REN):
Enroll in all products selected by Employee: □ Yes □ No (if no, describe coverage selection)
Relationship
□ Child □ Stepchild
Last Name, First Name, Middle Initial □ Male
□ Female
Date of Birth
/ / Social Security Number
BLUE SHIELD HMO ENROLLEES ONLY
Med. Group Name Physician Name Physician PCP ID# Existing Patient?
□ Yes □ No
DELTA DHMO ENROLLEES ONLY
Dentist Name Facility # Existing Patient?
□ Yes □ No
2020-2021 Enrollment Change Form – Life Event - Teamsters Local 1932 Health and Welfare Trust Page 3 of 4
INITIAL HERE
SECTION 6: DEPENDENT ENROLLMENT (Continued)
CHILD(REN) / STEPCHILD(REN):
Enroll in all products selected by Employee: □ Yes □ No (if no, describe coverage selection)
Relationship
□ Child □ Stepchild
Last Name, First Name, Middle Initial □ Male
□ Female
Date of Birth
/ / Social Security Number
BLUE SHIELD HMO ENROLLEES ONLY
Med. Group Name Physician Name Physician PCP ID# Existing Patient?
□ Yes □ No
DELTA DHMO ENROLLEES ONLY
Dentist Name Facility # Existing Patient?
□ Yes □ No
Enroll in all products selected by Employee: □ Yes □ No (if no, describe coverage selection)
Relationship
□ Child □ Stepchild
Last Name, First Name, Middle Initial □ Male
□ Female
Date of Birth
/ / Social Security Number
BLUE SHIELD HMO ENROLLEES ONLY
Med. Group Name Physician Name Physician PCP ID# Existing Patient?
□ Yes □ No
DELTA DHMO ENROLLEES ONLY
Dentist Name Facility # Existing Patient?
□ Yes □ No
Enroll in all products selected by Employee: □ Yes □ No (if no, describe coverage selection)
Relationship
□ Child □ Stepchild
Last Name, First Name, Middle Initial □ Male
□ Female
Date of Birth
/ / Social Security Number
BLUE SHIELD HMO ENROLLEES ONLY
Med. Group Name Physician Name Physician PCP ID# Existing Patient?
□ Yes □ No
DELTA DHMO ENROLLEES ONLY
Dentist Name Facility # Existing Patient?
□ Yes □ No
Enroll in all products selected by Employee: □ Yes □ No (if no, describe coverage selection)
Relationship
□ Child □ Stepchild
Last Name, First Name, Middle Initial □ Male
□ Female
Date of Birth
/ / Social Security Number
BLUE SHIELD HMO ENROLLEES ONLY
Med. Group Name Physician Name Physician PCP ID# Existing Patient?
□ Yes □ No
DELTA DHMO ENROLLEES ONLY
Dentist Name Facility # Existing Patient?
□ Yes □ No
Enroll in all products selected by Employee: □ Yes □ No (if no, describe coverage selection)
Relationship
□ Child □ Stepchild
Last Name, First Name, Middle Initial □ Male
□ Female
Date of Birth
/ / Social Security Number
BLUE SHIELD HMO ENROLLEES ONLY
Med. Group Name Physician Name Physician PCP ID# Existing Patient?
□ Yes □ No
DELTA DHMO ENROLLEES ONLY
Dentist Name Facility # Existing Patient?
□ Yes □ No
If you have more dependents to enroll, print out additional copy(ies) of page 3 and attach to your form.
2020-2021 Enrollment Change Form – Life Event - Teamsters Local 1932 Health and Welfare Trust Page 4 of 4
INITIAL HERE
SECTION 7: NEEDLES PLAN ENROLLMENT - COUNTY OF SAN BERNARDINO, NEEDLES SUBSIDY ELIGIBLE
I understand that Needles Plan Enrollment Eligibility and the County of San Bernardino "Needles Subsidy" are entirely contingent on my work-assignment to Needles, Trona, or Baker as my work location. I understand that it is my responsibility to notify both the Trust Administrator and the County Human Resources Department - Employee Benefits and Services Division (HR-EBSD) should my assigned work-location change to an area other than Needles, Trona, or Baker. I further understand that should it be discovered that the Needles Subsidy has been paid to me in error, the Employer (County of San Bernardino) may collect, through payroll deduction, any amount of subsidy for which I received and was not eligible.
SECTION 8: ARBITRATION AGREEMENT
I understand that (except for Small Claims Court cases, claims subject to a Medicare appeals procedure or the ERISA claims procedure regulation, and any other claims that cannot be subject to binding arbitration under governing law) any dispute between myself, my heirs, relatives, or other associated parties on the one hand and the Health Plan and Dental Plan selected above, any contracted health care providers, administrators, or other associated parties on the other hand, for alleged violation of any duty arising out of or related to membership in the Plan, including any claim for medical or hospital malpractice (a claim that medical services were unnecessary or unauthorized or were improperly, negligently, or incompetently rendered), for premises liability, or relating to the coverage for, or delivery of, services or items, irrespective of legal theory, must be decided by binding arbitration under California law and not by lawsuit or resort to court process, except as applicable law provides for judicial review of arbitration proceedings. I agree to give up our right to a jury trial and accept the use of binding arbitration. I understand that the full arbitration provision is contained in the Evidence of Coverage.
Your signature indicates that you have completed all requested information as accurately as possible and understand all agreements implied including your agreement to submit disputes to binding arbitration. I have read and made the appropriate corrections and changes to the information on file with the Teamsters Local 1932 Health and Welfare Trust Administrative Office.
Employee Signature Date
/ /
INSTRUCTIONS SCREEN
1. The website is secure – The first time you log
on, you must register for an Account.
2. You will register by calling Customer Service
at 909-494-2916 or toll-free, 1-866-484-1337,
to set up your account; they will help you
enroll, or assist you with registering so that
you can enroll yourself at a later time.
3. Once you have activated your account, you
can enroll through the Teamsters Local 1932
Health & Welfare Trust online enrollment
module at https://Teamsters1932.zenith-
american.com; or Customer Service can
help walk you through enrollment.
YOUR ACCOUNT IS ACTIVATED YOU ARE READY TO ENROLL
1. Once you have activated your account, and
you choose to self-enroll; visit
https://Teamsters1932.zenith-american.com;
2. Key in your user name and password and
click on the button, Log into Your Account.
3. The first time (only) you log into your
account; you will see the Terms of Use
language.
a. To continue with the enrollment process, check the box to agree with the terms and use, and click continue.
Important note: The online session will
expire after 30 minutes of inactivity. Any
changes you have made will be lost if you
have not completed the enrollment
process.
YOUR ACCOUNT IS ACTIVATED YOU ARE READY TO ENROLL
4. Click on the Enroll Now button, or Enrollment
Form. You will be directed to the Online
Enrollment page.
5. Review the Participant Information page for
accuracy. This is the information you
provided to Customer Service. If any portion
is inaccurate, please contact the Customer
Service department to update, once your
enrollment has been completed.
b. Click continue.
6. On the Dependent screen, if you have
dependents to add to your Plan, click the
Add New button located at the bottom of the
page.
a. Enter your dependents information, as requested in the fields displayed.
i. If the dependent you are adding has a different address than you, scroll down using the gray bar on the right side of the text box and key in their address.
b. Click the Save button
c. The new dependent will now display on your dependent screen. Click the Enroll button.
d. You can continue to add dependents. Once completed, click Continue.
YOUR ACCOUNT IS ACTIVATED YOU ARE READY TO ENROLL
7. Medical Plan Selection – When selecting the
Medical Plan option of your choice, you
must select Before Tax (BTX) or After Tax
(ATX). When selecting Before Tax or After Tax
for your medical plan, the same choice must
be made for your dental plan.
a. Blue Shield HMO Gold Trio ($20 co-payment) – New Option
b. Blue Shield HMO Platinum POS ($10 co-payment)
c. Blue Shield HMO Gold Access+ ($40 co-payment)
d. Blue Shield PPO (Non-Needles)
e. Blue Shield PPO Needles
f. Kaiser Gold Choice
g. Kaiser Platinum Plus
8. Select the medical plan option that best suits
you and your family’s needs and click the
button, Choose This Plan.
a. Once selecting your plan, you will need to click on the box next to each family member to be enrolled under your plan.
b. If you are selecting a Blue Shield HMO or POS Plan, you will need to enter the Primary Care Provider (PCP) Identification Number, or click on the option for Blue Shield to pick a PCP for you and/or your dependents.
c. If you request Blue Shield to select a PCP for you, one will be chosen in your geographical area.
d. Scroll to the bottom of the page and click Continue.
YOUR ACCOUNT IS ACTIVATED YOU ARE READY TO ENROLL
9. If you want to Waive/Opt Out of medical
coverage, scroll to the bottom of the page
and click on the Waive/Opt Out button.
a. You will be required to provide the Fund’s Administrative office proof of other coverage at the time the waive or opt-out is elected
b. You can submit the documentation via one of the below methods:
Email:
Mail:
Teamsters Local 1932 Health and Welfare Trust, P.O. Box 571, San Bernardino, CA, 92402-0571.
Fax: (909) 789-1311
10. Select the Dental coverage that best suits
you or your family’s needs.
a. Once you’ve selected your Plan, click on each family member you are enrolling in your Dental Plan.
b. Click Continue.
YOUR ACCOUNT IS ACTIVATED YOU ARE READY TO ENROLL
11. Vision Plan
a. Employee only coverage is paid for by the County. Click Continue.
12. Review your enrollment information.
a. Review the Plan selections for you and each of your family members.
b. Review your bi-weekly benefits cost, based upon your Plan selections.
c. If there are no changes, click the Authorize box at the bottom of the screen verifying you have reviewed all information.
d. An Authorization box will display; scroll down using the gray bar on the right side of the text box. Click the Accept button.
e. Click the Submit button.
f. You will receive a message noting that your enrollment is complete. The message will include a reference number.
13. There is a dashboard on the left side of the
screen that will appear each time you log
into your account.
YOUR ACCOUNT IS ACTIVATED YOU ARE READY TO ENROLL
14. You can upload supporting documents, such
as marriage certificates or birth certificates
when adding new dependents, and have
them attached to your electronic file.
a. There are Customer Service Representatives to assist you in completing your enrollment form, and answer any questions you may have. Contact us at 909-494-2916 or (866) 484-1337 Monday through Friday from 8:00 a.m. – 5:00 p.m. PDT.
b. Other benefits are available to you through your employer. Make sure you also review your other benefit enrollment opportunities on the Employee Benefits section of the County’s portal.
BLUE SHIELD
HMO PLATINUM POS PLAN
($10-$30 COPAY)
BLUE SHIELD
HMO GOLD ACCESS+
PLAN
($40 COPAY)
BLUE SHIELD
HMO GOLD TRIO PLAN
($20 COPAY)
BLUE SHIELD
PPO NON-NEEDLES PLAN
KAISER
HMO PLATINUM PLAN
($10 COPAY)
KAISER
HMO GOLD PLAN
($40 COPAY)
LEVEL I - HMO LEVEL II - PPO ACCESS+HMO TRIO HMO PARTICIPATING PROVIDER NON-PARTICIPATING
PROVIDER KAISER KAISER
Plan Network Blue Shield Access+ HMO Network
Blue Shield PPO Network
Blue Shield Access+
HMO Network
Blue Shield
Trio HMO Network
Shield PPO Network
(includes Blue Card Program
access) Out-of-Network
Kaiser physicians and
facilities only
Kaiser physicians and facilities
only
Calendar year (CY)Deductible combined PPO/OON
None None None None $250 per individual
$500 per family
$250 per individual
$500 per family None None
Hospital or Ambulatory Surgical Center deductible
None Not covered None None None None None None
Lifetime benefits
maximum None None None None None None None None
Out-of-Pocket annual maximum
$1,500 per individual $3,000 per family
$8,00 per individual
$16,000 per family
$3,500 per individual $7,000 per family
$3,500 per individual $7,000 per family
$1,750 per individual $3,000 per family
$2,250 per individual $4,500per family
$1,500 per individual $3,000 per family
$3,500 per individual
$7,000 per family
Preexisting condition Fully covered Fully covered Fully covered Fully covered Fully covered Fully covered Fully covered Fully covered
Office/
Outpatient Care
Office Visits – Primary
Care Physician (PCP) $10 copay $30 copay $40 copay $20 copay
$10 copay
(deductible does not apply)
You pay 30% after CY
deductible $10 copay $40 copay
Office Visits – Specialist
(self-referral within
assigned PCP’s
medical group)
N/A N/A $50 copay $20 copay N/A N/A N/A N/A
Office Visits -Specialist $10 copay $30 copay $40 copay
(referred by PCP)
$20 copay
(referred by PCP)
$10 copay
(deductible does not apply)
You pay 30% after
CY deductible $10 copay $50 copay
Tele-Medicine
Covered through Teladoc 24/7 – No
charge
Covered through
Teladoc 24/7 – No
charge
Covered
through Teladoc 24/7
– No
charge
Covered through
Teladoc 24/7 - No
charge
Covered through Teladoc
24/7 – No charge Not covered No charge No charge
Preventive Services No charge $30 copay No charge No charge No charge
(CY deductible waived)
You pay 30% after CY
deductible No charge No charge
Hearing screenings No charge $30 copay No charge No charge No charge
(deductible does not apply)
You pay 30% after CY
deductible No charge No charge
Immunizations No charge $30 copay No charge No charge No charge
(deductible does not apply)
You pay 30% after CY
deductible No charge No charge
Tubal ligation No charge Not covered No charge No charge No charge
(deductible does not apply)
You pay 30% after CY deductible
No charge No charge
Vasectomy $10 copay/surgery Not covered $10 copay/surgery $20 copay/surgery You pay 20% after CY
deductible
You pay 30% after
CY deductible $10 copay $250 copay
Well baby/Well child
care No charge $30 copay No charge No charge
No charge
(deductible does not apply)
You pay 30% after
CY deductible No charge No charge
Well woman exam
(annual) No charge $30 copay No charge No charge
No charge
(deductible does not apply)
You pay 30% after
CY deductible No charge No charge
Emergency Medical
Care
Ambulance
No charge
(for emergency or
authorized transport)
No charge
(for emergency or
authorized transport)
No charge (for
emergency or
authorized transport)
No charge(for
emergency or authorized
transport)
You pay 20% after CY
Deductible (for emergency or
authorized transport)
You pay 20% after
CY deductible (for
emergency or
authorized
transport)
No charge when
medically necessary
$150 copay when medically
necessary
Emergency room
(if admitted to the
Hospital, see
Hospitalization Services
for cost share)
$50 copay/visit (does not apply if admitted)
$50 copay/visit
(does not apply if
admitted)
$50 copay/visit (does
not apply if admitted)
$50 copay/visit (does not
apply if admitted)
$50 copay/visit plus 20% after CY deductible; copay does not apply if admitted
Physician: 20% after CY deductible
$50 copay/visit plus 20% after CY deductible; copay does not apply if admitted
Physician: 20% after CY deductible
$50 copay (does not
apply if admitted)
$150 copay (does not apply if
admitted)
Urgent care $10 copay $10 copay $40 copay $20 copay $10 copay (deductible does
not apply) 30% after CY
deductible $10 copay $40 copay
Diagnostic Services
Laboratory and Pathology Tests
No charge No charge
Outpatient
department of
Hospital – No charge
Other – You pay 40%
Outpatient department
of Hospital – No charge
Other – You pay 40%
You pay 20% after CY
deductible
You pay 30% after
CY deductible No charge $10 copay.
Diagnostic Tests and X-
Ray No charge
Covered only when performed in physician’s office
Not covered for CT, MRI, MUGA, PET, and SPECT
Outpatient
department of
Hospital – No charge
Other – You pay 40%
Outpatient department
of Hospital – No charge
Other – You pay 40%
You pay 20% after CY
deductible
You pay 30% after
CY deductible No charge
$10 copay MRI, most CT and PET: $100 copay
Diabetes Care
Covered Diabetic drugs and testing supplies
See “Prescription
Drugs”
See “Prescription
Drugs”
See “Prescription
Drugs” See “Prescription Drugs” See “Prescription Drugs”
See “Prescription Drugs”
See “Prescription Drugs”
See “Prescription Drugs”
Diabetes Self-Management Training & Education
No charge $30 copay Office Visit: $40
copay Office Visit: $20 copay
$10 copay (deductible does
not apply)
You pay 30% after
CY deductible No charge No charge
Devices, Equipment, and Non-Testing Supplies
No charge Not covered You pay 40% You pay 40% You pay 20% after CY
deductible
You pay 30% after
CY deductible
See Durable Medical
Equipment
See Durable Medical
Equipment
Maternity Care
Prenatal and Postnatal office visits
No charge You pay 20%
coinsurance No charge No charge
$10 copay after CY
deductible
You pay 30% after
CY deductible No charge No charge
Delivery (Professional
Services) No charge Not covered No charge No charge
You pay 20% after CY
deductible
You pay 30% after
CY deductible No charge No charge
Newborn Care
Newborn covered 30 days; must enroll through the Teamsters 1932 Health Trust
Covered under
HMO, Level I Benefit
No charge. Newborn covered 30 days; must enroll through the Teamsters 1932 Health Trust within 60 days of birth
No charge. Newborn covered 30 days; must enroll through the Teamsters 1932 Health Trust within 60 days of birth
Newborn covered 30 days; must enroll through the Teamsters 1932 Trust within 60 days of birth
Newborn covered 30 days; must enroll through the Teamsters 1932 Trust within 60 days of birth
Newborn covered 30 days; must enroll through the County within 60 days of birth
Newborn covered 30 days; must enroll through the County within 60 days
within 60 days of birth
of birth
Hospital Services
Hospital care (Hospital and Physician charges)
No charge Not covered
Hospital:
$100/admission plus
20% Physician: No charge
Hospital: $100/admission
plus 20%
Physician: No charge
You pay 20% after CY
deductible
You pay 30% after
CY deductible No charge $500copay per day
Surgical Services
Hospital – In-Patient Surgical Services
No charge (Facility and Physician)
Not covered
Facility: $100
admission plus 20%
Physician: No charge
Facility: $100 admission
plus 20%
Physician: No charge
Facility: You pay 20% after CY
deductible
Physician: You pay 20% after
CY deductible
Facility: You pay 30%
after CY deductible
Physician: You pay
30% after CY
deductible
No charge (Facility and Physician)
Facility: $500 copay per day
Physician: No charge
Outpatient / Ambulatory Surgery Center
No charge (Facility and Physician)
Not covered
Facility: You pay 40%
Physician: No charge
Facility: You pay 40%
Physician: No charge
Facility: You pay 20% after CY
deductible
Physician: You pay 20% after
CY deductible
Facility: You pay 30%
after CY deductible
Physician: You pay
30% after CY
deductible
Facility: $10 copay per procedure
Physician: No charge
Facility: $250 copay per
procedure
Physician: No charge
Alternatives to Hospital Care
Home health services
No charge up to 100 visits per calendar year
Not covered
No charge up to 100
visits per calendar
year
No charge up to 100 visits per calendar year
You pay 20% after CY
deductible up to 100 visits per
calendar year
Not covered
No charge up to 100 visits per accumulation period
No charge up to 100 visits per accumulation period
Hospice
No charge; includes routine home care, 24-hour continuous home care, short-term IP care for pain/ symptom management
Not covered
No charge; includes routine home care, 24- hour continuous home care, short-term IP care for pain/symptom management
No charge; includes routine home care, 24- hour continuous home care, short-term IP care for pain/symptom management
No charge (deductible does
not apply)
24-hr continuous home
care/Short-term inpatient care
for pain and symptom mgmt.:
You pay 20% after CY
deductible
Not covered No charge No charge
Skilled nursing facilities
(SNF) No charge Not covered
No charge up to 100
days per Benefit
Period
No charge up to 100 days per Benefit Period
You pay 20% after CY
deductible up 100 days per
Benefit period - combined
PPO/Non-PPO maximum
You pay 20% after CY deductible up 100 days per Benefit period - combined PPO/Non-PPO maximum
Hospital based SNF:
You pay 30% after CY
deductible
No charge up to 100 days per benefit period
No charge up to 100 days per benefit period
Mental Health Care
and Substance Abuse
Treatment
MHSA
Participating Provider
MHSA
Non-Participating
Provider
MHSA
Participating Provider
MHSA
Participating Provider
MHSA
Participating Provider
MHSA
Non-Participating
Provider
Outpatient services $10 copay $10 copay
$40 copay
All other services are
no charge
$20 copay
All other services are no
charge
Outpatient: $10 copay (deductible does not apply)
All other services: You pay 20% after CY deductible
You pay 30% after CY
deductible
$10 copay per
individual
$5 copay per group
$40 copay individual;
$20 copay group
Substance abuse: $5 copay
group
Inpatient services No charge Not covered
Physician: No charge
Hospital services and
residential care:
$100/ admission plus
Physician: No charge
Hospital services and
residential care: $100/
admission plus 20%
You pay 20% after CY
deductible
You pay 30% after CY
deductible No charge $500 copay per day
20%
Prescription Drugs
Prescription drugs (per
fill)
Includes Diabetic drugs and testing supplies
Retail Pharmacy (30-
day supply):
Tier 1- $5 copay
Tier 2 - $10 copay
Tier 3 - $25 copay
Tier 4 - $10 copay
(excluding specialty
drugs)
Specialty Pharmacy:
Tier 4 - $10 copay
(Specialty Drugs 30-
day supply)
Mail order
(90-day supply):
Tier 1- $10 copay
Tier 2 - $20 copay
Tier 3 - $50 copay
Tier 4 - $20 copay
(excluding specialty
drugs)
Not covered Retail Pharmacy (30-
day supply):
Tier 1- $5 copay
Tier 2 - $10 copay
Tier 3 - $25 copay
Tier 4 – 20% up to
$200/Rx (excluding
specialty drugs)
Specialty Pharmacy:
Tier 4 – 20% up to
$200/Rx (Specialty
Drugs 30- day supply)
Mail order
(90-day supply):
Tier 1- $10 copay
Tier 2 - $20 copay
Tier 3 - $50 copay
Tier 4 – 20% up to $400/Rx (excluding specialty drugs)
Retail Pharmacy (30-day
supply):
Tier 1- $5 copay
Tier 2 - $10 copay
Tier 3 - $25 copay
Tier 4 – 20% up to $200/Rx
(excluding specialty
drugs)
Specialty Pharmacy:
Tier 4 – 20% up to $200/Rx
(Specialty Drugs 30- day
supply)
Mail order
(90-day supply):
Tier 1- $10 copay
Tier 2 - $20 copay
Tier 3 - $50 copay
Tier 4 – 20% up to $400/Rx (excluding specialty drugs)
PARTICIPATING PHARMACY
Retail Pharmacy (30-day supply):
Tier 1- $15 copay
Tier 2 - $30 copay
Tier 3 - $30 copay
Tier 4 - $15 copay (excluding specialty drugs)
Specialty Pharmacy:
Tier 4 - $15 copay (Specialty Drugs 30- day supply)
Mail order
(90-day supply):
Tier 1- $30 copay
Tier 2 - $60 copay
Tier 3 - $60 copay Tier 4 - $30 copay (excluding specialty drugs)
NON-
PARTICIPATING
PHARMACY
Retail Pharmacy (30-day supply):
(Member pays 25% of billed amount plus copay)
Tier 1- $15 copay
Tier 2 - $30 copay
Tier 3 - $30 copay
Tier 4 - $15 copay (excluding specialty drugs)
Specialty Pharmacy:
Not covered
Mail order:
Not covered
Pharmacy (up to a 100-day supply):
Generic – $10 copay
Brand – $15 copay
Most specialty items - $15 copay (up to a 30-day supply)
Mail order (up to a
100-day supply):
Generic – $10 copay
Brand – $15 copay
Pharmacy (up to a 30-day supply): Generic – $15 copay Brand – $35 copay Most specialty items: 30%, not to exceed $200 (up to a 30-day supply)
Mail order (up to 100-day supply): Generic – $30 copay Brand – $70 copay
Pharmacy (retail and
mail order) copays
do not apply toward
the out-of- pocket
maximum.
Pharmacy (retail and mail
order) copays do not apply
toward the out-of- pocket
maximum
Pharmacy (retail and mail order) copays do not apply toward the out-of- pocket maximum
Other Services
Allergy testing
$10 copay
Allergy Serum: No
charge
$30 copay
Allergy Serum: No
charge
$40 copay
Allergy Serum: You
pay 40% copay
$20 copay
Allergy Serum: You pay
40% copay
You pay 20% (deductible does not apply)
Allergy Serum: 20% after CY deductible
You pay 30% after CY
deductible
Allergy serum: $10
copay Allergy serum: $5 copay
Chiropractic care Not covered Discount
program available
Not covered
Discount program
available
Not covered
Discount program
available
Not covered
Discount program
available
20% after CY deductible up
to 30 visits per calendar year
combined PPO/Non-PPO
maximum
30% after CY
deductible up to 30
visits per calendar
year combined
PPO/Non-PPO
maximum
Not covered
Not covered
Durable medical
equipment (DME)
Breast Pump
Orthotic
Equipment/devices
Prosthetic Equipment
No charge Not covered
DME: You pay 40%
No charge
No charge
No charge
DME: You pay 40%
No charge
No charge
No charge
You pay 20% after CY
deductible
Breast Pump: No charge
You pay 30% after CY
deductible
Breast Pump: Not
covered
No charge You pay 50%
Physical and Occupational Therapy
Office Location: $10
copay
Outpatient Dept. of a
Hospital: No charge
Office Location: $30 copay (up to 12 visits per calendar year
Outpatient Dept. of
$40 copay $20 copay You pay 20% (deductible
does not apply)
You pay 30% after CY
deductible $10 copay $40 copay
a Hospital: Not
covered
Speech Therapy
Office Location: $10
copay
Outpatient Dept. of a
Hospital: No charge
Office Location: $30 copay
Outpatient Dept. of a Hospital: Not covered
$40 copay $20 copay You pay 20% (deductible
does not apply)
You pay 30% after CY
deductible $10 copay $40 copay
Vision (exam only)
$10 copay
(one exam in a
consecutive 12-
month period
provided through
contracted VPA)
$0 up to $60/year
plus 100% of
additional charges
(one exam in a
consecutive 12-
month period
provided through
contracted VPA)
(Not covered) (Not covered)
You pay 20% self-referred
exam per 12 consecutive
months, no age limit (Vision
plan administrator’s providers
only)
You pay 20% self-
referred exam per 12
consecutive months,
no age limit (Vision
plan administrator’s
providers only)
No charge No charge
Travel
Network
(For urgent care
services)
Inside of US: Blue Card Program Outside of US: Blue Shield Global Core Program
Refer to your EOC
Inside of US: Blue Card Program Outside of US: Blue Shield Global Core Program
Refer to your EOC
Inside of US: Blue Card Program Outside of US: Blue Shield Global Core Program
Refer to your EOC
Inside of US: Blue Card Program Outside of US: Blue Shield Global Core Program
Refer to your EOC
Inside of US: Blue Card Program Outside of US: Blue Shield Global Core Program
Refer to your EOC
Inside of US: Blue Card Program Outside of US: Blue Shield Global Core Program
Refer to your EOC
Kaiser facilities in the US.
Claim forms required for Out of Area Urgent and ER care
Kaiser facilities in the US.
Claim forms required for Out of Area Urgent and ER care
Immunizations for purposes of Foreign Travel
$10 copay/injection $30 copay/injection $10 copay/injection $10 copay/injection You pay 20% after CY
deductible
You pay 30% after CY
deductible No charge No charge
Additional Travel
Information
provider.bcbs.com
bcbsglobalcore.com
provider.bcbs.com
bcbsglobalcore.com
provider.bcbs.com
bcbsglobalcore.com
provider.bcbs.com
bcbsglobalcore.com
provider.bcbs.com
bcbsglobalcore.com
provider.bcbs.com
bcbsglobalcore.com
kp.org (search for
“Travel Health”)
kp.org (search for “Travel
Health”)
Note! This is a Brief Comparison. Please refer to the Healthplan's Evidence of Coverage or Summary of Benefits for a detailed description of coverage, limitations and exclusions.
PlanCoverage
Type
Medical
Premium
Subsidy (MPS)
County Plan
2020-21
Bi-Weekly
Rates*
County Plan
Employee
Out-of-Pocket
Teamsters Plan
2020-21
Bi-Weekly
Rates*
Teamsters Plan
Employee
Out-of-Pocket
BLUE SHIELD OF CALIFORNIA
HMO Platinum Plan EE $240.72 $274.09 $33.37 $269.72 $29.00
$10 copay EE+1 $452.80 $546.19 $93.39 $541.80 $89.00
$0/admit; no charge EE+2 $640.14 $772.03 $131.89 $768.14 $128.00
HMO Gold Access+ Plan EE $240.72 $238.13 $0.00 $240.72 $0.00
$40 copay EE+1 $452.80 $474.28 $21.48 $474.28 $21.48
$100/admit; plus 20% EE+2 $640.14 $670.28 $30.14 $670.28 $30.14
HMO Gold Trio Plan EE $240.72 $240.72 $0.00
$20 copay EE+1 $452.80 $472.75 $19.95
$100/admit; plus 20% EE+2 $640.14 $664.88 $24.74
PPO Non-Needles Plan EE $240.72 $509.02 $268.30 $509.02 $268.30
$10 OV - $250 Ded. EE+1 $452.80 $1,035.30 $582.50 $1,035.30 $582.50
80/70% Co-ins. EE+2 $640.14 $1,605.82 $965.68 $1,605.82 $965.68
PPO Needles Plan^ EE $545.48 $574.48 $33.37 $574.48 $29.00
$10 OV - $0/$250 Ded. EE+1 $1,079.08 $1,168.08 $93.39 $1,168.08 $89.00
100/70% Co-ins. EE+2 $1,680.86 $1,808.86 $131.89 $1,808.86 $128.00
KAISER PERMANENTE - SOUTHERN CALIFORNIA
HMO Platinum Plan EE $240.72 $313.40 $72.68 $313.40 $72.68
$10 copay EE+1 $452.80 $624.78 $171.98 $624.78 $171.98
$0/admit; no charge EE+2 $640.14 $883.21 $243.07 $883.21 $243.07
HMO Gold Plan EE $240.72 $272.16 $31.44 $272.16 $31.44
$40 copay EE+1 $452.80 $542.31 $89.51 $542.31 $89.51
$100/admit; plus 20% EE+2 $640.14 $766.53 $126.39 $766.53 $126.39*Note: Includes Teamsters and County, Medical Plan management fee of $2.01
^Note: Includes Department Subsidy
Coverage
TypeDPS
County Plan
Bi-Weekly*
County Plan
Out-of-Pocket
Teamsters Plan
Bi-Weekly*
Teamsters Plan
Out-of-Pocket
DeltaCare USA - DHMO EE $9.46 $9.88 $0.42 $9.88 $0.42
Plan: CAD90 EE+1 $9.46 $15.94 $6.48 $15.94 $6.48
EE+2 $9.46 $20.77 $11.31 $20.77 $11.31
Delta Dental - PPO EE $9.46 $25.09 $15.63 $25.09 $15.63
$0 Ded, $1,700 Annual Max. EE+1 $9.46 $46.80 $37.34 $46.80 $37.34
Ortho: 50% up to $1,700 Lifetime EE+2 $9.46 $80.11 $70.65 $80.11 $70.65
*Note: Includes Teamsters and County, Dental Plan management fee of $1.44
●●●●● 2020 - NEW PLAN ●●●●●
Teamsters Local 1932 Health & Welfare TrustMedical and Dental Plans - County Plan and Teamsters 1932 Plan: Employee Cost Comparison
2020-21 Plan Year
Date Prepared: 06/04/2020
Teamsters 1932 Exclusive Plan