1. TEL CheckCares TEL Transactions Telephone and Mail Order Accounts can be classified as High Risk, depending on several factors. CheckCare knows that it can be difficult to assess risk and has created a program that will take the guesswork out of accepting mail and telephone transactions!With CheckCare TEL, check authorizations and funds settlement are processed in real-time. This allows merchants to reduce handling time by immediately shipping merchandise instead of waiting for a check to be received in the mail and then clear the bank. CheckCares TEL user-friendly interface greatly streamlines operations and improves customer satisfaction and cash flow. Plus, transactions that are returned for non-sufficient funds are automatically represented via the ACH system, thus greatly improving collections. By utilizing CheckCares TEL transaction program, your business will enjoy the following benefits: Allows you to accept and process checks over the phone Eliminates the need to wait for checks to arrive in the mail Facilitates sales from customers not able or willing to use a credit card Reduces lost sales from customers who nevermail their checks Increases productivity through streamlinedoperationsOur highly specialized risk analysis and loss prevention underwriting has made CheckCare one of the leading providers for processing these types of accounts. Businesses that can benefit from this program include: All Internet Retailers Catalog Companies Ad Response And More!High volume operations such as those listed above will find CheckCares real-time item submission via multiple operator logins, file uploads, or XML integration an operational success! Coupled with absolute control over access levels for security purposes, operators are given the access they need to make your business even more productive!CheckCare can even provide Voice Recording/Verification services and products, linked to transaction IDs and archived for quick retrieval and NACHA compliance.