BROUGHT TO YOU BY DROMATICS™

UAS INSURANCE TELEMATICS

© DROMATICS™ ALL RIGHTS RESERVED 2016

FOR INSURERS

• Reduce Customer acquisition costs• Reduce claim costs and fraud• Increase customer life-time-value

THE BENEFITS

• Better rates for safe operators• Reduced risk and better service• Fringe benefits and added value

FOR CUSTOMERS

FOR BOTH

ENHANCED CUSTOMER EXPERIENCE

CUSTOMER ACQUISITION

INSURERSInsurers get early access to potential clients and learn more about their actual exposure. This helps to reduce customer acquisition costs and to select better operators.

Insurers have the ability to offer feedback tools for potential customers to measure their operational behavior and voluntarily share their score with the insurer. Good scoring gets customers better rates. Operational information can contain uses, loca-tions, days and times, altitude, numbers of flights and more. Operators receive feed-back on their smartphone or online.

OPERATORSOperators have the opportunity to learn about their operating style and how to improve in order to qualify for better pric-ing.

PROPOSITION AND SERVICES

INSURERS

Insurers benefit from preferred selection, reduced fraud, improved claims manage-ment and differentiation from their competi-tors. They also establish ongoing interaction with their clients.

OPERATORS

Operators get a better deal and additional services. They receive an individual pre-mium based on their operational behavior and benefit from the tailored services provided by an insurer who values their business.

PROPOSITION AND SERVICES

USAGE BASED PAY HOW AND WHERE YOU FLY

• Insurers can use telematic tools to measure the operational behavior of their clients. Parameters like geographical location, days and times of day, time-to-climb, evasive maneuvers, and number of flights can be used to calculate premium.

• Operators receive immediate feedback and reporting on their smartphone or online.

• Operators have the opportunity to determine the exposure they represent to an insurer and adjust prior to incurring premium.

•Operators can control cash flow and allow for proper billing to customers based upon actual cost .

PROPOSITION AND SERVICES

AUTOMATIC CRASH NOTIFICATION

• In case of an accident, a call center can be notified automatically and can put a claims ad-juster in contact with the operator immediately or respond to the scene. This reduces the potential for subsequent or consequential loss resulting from delayed reporting.

• An accident report and tracking can help in the defense of a client with concrete evidence of the actual facts leading to the accident.

• Insurers can make better decisions whether to defend a claim or minimize costs by settling earlier.

PROPOSITION AND SERVICES

SMART ASSISTANCE AND CONCIERGE SERVICES

• When a client needs to talk to their agent or their insurance company for assistance for things like increasing limits or issuing a certificate of insurance, they will not need to look for policy numbers and contact information. They can simply press a button on the telematic unit or access the information through their smartphone app or online. Their location and needs are transmitted as well to enhance services.

• SOS or help notifications can be sent separately from standard assistance notifications. Even vehicle breakdowns or other emergencies, the UAS telematic system can be used for assistance.

PROPOSITION AND SERVICES

LOST OR STOLEN UAS TRACKING AND TAMPERING

• Flyaway UAS incidents can be easily recorded and the location of the UAS pinpointed and the UAS easily and quickly recovered.

• Authorities can be led to the location of stolen UAS. Not only can the UAS be recovered but also data contained onboard the vehicle can be saved.

• Light sensing telematic units can be used in closed cases and set to notify the customer and insurer if the case is opened while in transit and pinpoint the location of the tampering.

PROPOSITION AND SERVICES

INSURANCE ON DEMAND

Instead of paying for comprehensive all-risk of ground and flight coverage 365 days a year, opera-torsOnly pay a basic ground-only flat-fully-earned fee to bind the annual policy. They can then activatethe all-risk coverage on demand via their smartphone or online as and when needed.

RETENTION

INSURERS

Insurers increase customer retention by creating engagement vi unique technology solutions, improved customer experience, and lower total cost of UAS ownership and operation.

OPERATORS

Operators get a better deal and additional services. The insurance company be-comes an operational business partner instead of an opponent or vendor.

SMART WARNINGS

VARIABLE WEATHER, TFR AND NOTAM DATA

The telematic insurance system can incorporate variable operational warning data such as notices toairman, TFR’s and weather conditions based upon open source data providers. The warning can be issued to customers based upon geographic location and activation of coverage.

CUSTOMER REPORTING / BILLING

CUSTOMER VIEWING, REPORTING AND BILLING

Operators can allow access and real-time viewing of their flight operations to the customers they are operating for.

Immediately upon completion of the flight, operators can run a report showing the flight track, time, date, location and cost of the flight for customer billing and job verification.

ADDITIONAL INSURED / COI

OPERATOR’S CUSTOMER SUPPORT

Operators can extend an exceptional level of service and support to their customers through theautomatic issuance of certificates of insurance and additional insured additions through their smartphone or online at the time of coverage activation.

Dromatics Screen Shot – It’s Here Today

Dromatics Screen Shot – It’s Here Today

Dromatics Screen Shot – It’s Here Today

Dromatics Screen Shot – It’s Here Today

THE TECHNOLOGY

• Smartphones can be used to insurance telematics. No hardware is needed but ser-vice is limited

SMARTPHONE

• Such devices are installed by the operator and provide en-hanced services. The device is portable and can be moved from UAS-to-UAS.

SELF INSTALLED DEVICE • These devises are installed at

the point of manufacture and activated by the operator or end user. The installation is not visible to the user and is not portable.

OEM INSTALLED DEVICE

Two Great Companies

One Spectacular UAS Insurance Program

CONTACT – Terry MillerUNMANNED RISK MANAGEMENT – DROMATICS™

Transport Risk Management, Inc.12424 Big Timber Drive

Conifer, CO 80433www.UnmannedRisk.com www.TransportRisk.com