the hunterdon chamber annual golf · & foreign • gold & silver paper money • old...

Business News HUNTERDON COUNTYCHAMBER OF COMMERCE

The Voice of Business

The Hunterdon County Chamber of Commerce isvery excited to be hosting their Annual Golf Classicon Tuesday, October 2nd at Heron Glen located inRaritan Township, NJ. This is a great way for ourmembership to come together, conduct business andstrengthen their business relationships. Check in isat 8:30 am with a light breakfast and a shotgun startat 10:00 am. The format is a scramble with a twistand the winning foursome will claim the HunterdonCup! The outing includes a networking luncheon,silent auction, and announcement of the winningfoursome.Golfers may participate in foursomes or as

individuals. Per golfer Chamber member rates are$185 and general admission rates are $225.Foursome Chamber member rates are $700 andgeneral admission rates are $800. Companies andindividuals can also participate by donating a doorprize or by participating as a sponsor. TeeSponsorships are available for $50 each or two for$75 and Green Sponsorships are available at $150 tohave your company logo printed on a course flag.“The Chamber is proud to host an Annual Golf

Classic that brings together businesses throughoutour county and showcases one of our membercourses,” Chris Phelan, Chamber President said.“I really want to thank all of our sponsors andcommittee members who make this outing always asuccess,” he concluded.

NOT A GOLFER? NOT A PROBLEM! Join us for theNetworking Luncheon after the Golf Classic.Luncheon Only Tickets are $35 for Members and $45for General Admission. For further information or to pre-register, contact the

Hunterdon County Chamber of Commerce by Phone:908-782-7115, Fax: 908-782-7283 or online atwww.hunterdon-chamber.org.

WHEN: October 2, 2018

WHERE: Heron Glen Golf CourseRaritan Township, NJ

TIME: 8:30am Registration10:00am Shotgun start

April/May 2018 Volume 43, No 3 & 4

A L E G A C Y O F L E A D E R S H I P S I N C E 1 9 1 6 . . .

The Hunterdon Chamber Annual GolfClassic is Teeing Off on October 2nd

PRESENTING SPONSOR

The 2018 Women’s Leadership

Summit held at the Holiday Inn

was a great success. The

event brought business,

non-profits and individuals

form government together for

a day of professional

development, networking and

inspiration. Our keynote

speaker was Natasha

Chandler, President &

Founder of Chandler

Consulting Group.

Thank you to Colleen Duerr of

Family Promise of Hunterdon

County, the Chair of the

Women’s Business Forum for

her making the Summit a

success. Thank you as well to

Board Chair Michelle Heide,

Chair of the Chamber Board

and the entire Committee for

all their hard work.

908.782.7115 • www.hunterdonchamber.org 2

is a publication of the HunterdonCounty Chamber of Commerce ©2018

Christopher J. Phelan, editorAmanda Dos Santos, layout and design

Good Impressions, printer

For information contact us by phone:

908-782-7115fax: 908-782-7283

to advertise call 908-735-7309 e-mail: [email protected]

Website: www.hunterdonchamber.org

Hunterdon County Chamber of Commerce119 Main Street

Flemington, NJ 08822

WANTEDScrap Gold • Coins • American

& Foreign • Gold & SilverPaper Money • Old Jewelry

Estates • Collections

RAAB COINS56 Main Street, Flemington, NJ

Randy Block1-800-819-9875

Tues.-Fri. 10am-5pmSat. 10-3

Business News

2018 Women’s Leadership Summit

Catskill Timber Industries, LLCP.O. Box 26Califon, NJ [email protected]: Ulrich von HollenManufacturers founded in 1994, the goal ofCatskill Timber Industries is to supply ourcustomers with the best possible quality of logsfor the required purpose. Consistent quality,even color and uniform growth is part of thequality control each log is graded by. With anexperience of 25 years in the veneer and logbusiness, we are certain that we can fulfill thatgoal. Working out of three log yards, weconcentrate on the best growing areas for eachspecies. White woods such as Hard Maple arepurchased in the Northeastern US, Red Oakand White Oak are purchased in PA, VA andNY, Black Walnut is purchased in the Mid-West,and Black Cherry is purchased in PA and NY.In addition to the North American species, weare able to supply Red Oak and Ash as logsand veneer. All species are available in allgrades. We supply high-end veneer logs androtary logs as well as logs for the flooringindustry.

High Bridge Farmer’s Market & Grocery20 Main StreetHigh Bridge, NJ [email protected]: Pamela Bye-Erts“A Happy and Healthy Place to Shop”. TheHigh Bridge Farmer’s Market and Groceryprovides local and organic produce, meats,dairy and other grocery needs. We also have awonderful selection of local Artisan items suchas: honey, breads, soaps, crafts, and jewelry.

Manuel Ruiz190 Center StreetClinton, NJ [email protected]: Manuel RuizFinancial Services and Wealth Management

Optimal Health Direct Primary Care8133 Easton Road, Suite 115Ottsville, PA [email protected]: Tatiana ArolliMedical - Physicians, Surgeons, Therapists.Old-fashioned primary care with a modern twist.A direct primary care practice offeringpersonalized care, longer appointments, noco-pays, discounts on medications, imaging,and lab work. All for a low monthly fee.

Smart Shopper Direct Mail Advertising70 Campus DriveEdison, NJ [email protected]: Karen MarinoAdvertising, promotional items, direct-mail

Community Magazine and postcardmailings. We’ll get your message to thoseconsumers who need your goods andservices the most. Smart Shopper hasbeen promoting local businesses since1980.

ASDC CrossFit25 Minneakoning Road, Suite 201Flemington, NJ [email protected]: Brian MetzFitness Training Facility for Health andWellness.

The MAX Challenge of Clinton1802 State Route 31Clinton, NJ [email protected]: Ron AdelsteinThe MAX Challenge is a 10-week bodytransformation system designed to make fastand lasting changes to your appearance andoverall well-being. We do this by combininggroup fitness classes, nutritional counseling andmotivation in one easy-to-follow program.Being part of THE MAX is like having apersonal trainer, nutritional counselor andsuccess coach.

Trinity Web Media & Development541 Rosemont Ringoes RoadStockton, NJ [email protected]: Kevin EberleWeb Site Services. The Leader inGoal-Oriented Digital Marketing Strategy,Execution and WordPress Development.Offices in NJ and CA. Innovate. Captivate.Inspiration.

Affinity Federal Credit Union73 Mountainview BoulevardBasking Ridge, NJ [email protected]: Rebecca SetnickyBanks and Credit Unions. I am a BusinessBanker.

AFLAC – Clinton District Office20 East Main Street, Suite 4Clinton, NJ [email protected]: Mary DressendoferInsurance. AFLAC Voluntary SupplementalInsurance

e2 IT Consulting LLC14 Kiceniuk RoadAnnandale, NJ [email protected] Services

HUNTERDON COUNTY CHAMBER OF COMMERCEBOARD OF DIRECTORS

PRESIDENT, CEOChristopher J. Phelan

OFFICERS

ChairMichelle L. Heide, CFP®, CRPC®

Patton, Heide & Associates

1st Vice ChairmanJeffrey Weinstein

Hunterdon Healthcare, LLC

2nd Vice Chairman Mary MelfiCounty Clerk

SecretaryChristopher J. Phelan

Hunterdon County Chamber of Commerce

TreasurerDJ Wright

Wright & Ford Funeral Home and Cremation Services

Ana P. GaliettaExxonMobil Research & Engineering Company

Legal CounselNicholas Pellitta, Esq.

Norris, McLaughlin & Marcus, P.A.

Advocacy Chair William Flahive, Esq.

Law Office of William P. Flahive, L.L.C.

Advancing Hunterdon ChairJim RobinsonColdwell Banker

Chairman EmeritusDonald Pinner

Hunterdon Healthcare System

DIRECTORS

Jacki BelinRaritan Valley Community College

Robert BenjaminSTARMIS Corporation

Andrea BishopPNC Bank

Bruce BlackHunterdon County YMCA

Joseph Carducci, CPABedard, Kurowicki & Co., CPA’s

Richard HallCenturyLink

Jim GanoCrown Trophy

Suzanne LagayHunterdon County Board of Chosen Freeholders

Kim MetzHunterdon County Polytech

Ryan ReepChick-fil-A

Stan PraterJersey Central Power & Light


New Members


Is Your Portfolio Telling You to Make a Change?The past nine years have beenextraordinary for the stock market. FromMarch 2009 to the end of 2017, theStandard & Poor’s 500 Index, abenchmark of market performance, roseclose to 300 percent. In 2017 alone, theindex gained more than 21 percent. If youare an investor who has benefited fromthe extended bull market in stocks, youmight think there’s no reason to rebalanceyour portfolio. However, certaininvestments or sectors you own may haveprospered in recent years, possiblyaffecting the level of risk you have in themarket. With market performance where itis, it may make sense to review yourportfolio and determine if changes areappropriate.

The importance of rebalancingRebalancing is a process of shiftingassets in your portfolio back to youroriginal allocation to more suitably reflectyour investment objectives and risk profile.Because the markets move inunpredictable cycles, it’s important toremember that the types of returns manyinvestors saw in 2017 won’t necessarilybe repeated in the next few years. Whilestocks have historically moved higher overtime, there are periods when they eitherperform below average or give back someof the gains they previously achieved.These market swings mean an investormay have to make adjustments to theirportfolio mix over time. Keep in mind thatrebalancing does not guarantee a profit orprotect against a loss.

As a simplified hypothetical example,assume an investor’s portfolio wasestablished with a mix of 60 percentstocks and 40 percent bonds. This mixwould be determined based on theinvestor’s risk tolerance and goals. Afterthe market’s recent winning streak, stocksmay now represent 70 percent of theportfolio. This could be considered an“overweight” position compared to theinvestor’s designated allocation. If stocksexperience a correction, the “overweight”position in equities could work against theinvestor. It may make sense to reduce thestock position back to its original allocationof 60 percent, and move 10 percent of theportfolio back into bonds. In this way, theportfolio would more accurately representsthe investor’s risk profile.

When to shift assetsThere are many market or personalevents that may cause investors torebalance their portfolios. While thefollowing rules of thumb may give you anidea of when to consider reallocating yourinvestments, remember that the right timeand frequency is different for eachinvestor. Consider reallocating: • When one asset class is a certainpercentage higher or lower than itsoriginal representation in your portfolio.Your investments will swing up and downday-to-day and week-to-week, so work

with your financial advisor to establish abenchmark for when volatility may triggera change in your investment makeup. • At a set timeframe, such as quarterly,biannually or annually. Reviewing on aregular schedule may help you avoidmaking an emotional decision duringtimes of market volatility. • When you recognize a broad, persistenttrend in the markets. For example, upwardtrends in emerging markets’ performanceor rising interest rates in the U.S. couldaffect your portfolio or present aninvesting opportunity based on your goals. • Because of changes in your own life.Major life events, such as marriage,divorce, the birth of a child or grandchild,or deciding on a retirement date, mayrequire you to adjust your investments sothey align with your new priorities. Forexample, if you decided to retire early youmay want to reduce your exposure to riskin case the markets dip before yourretirement date. This could mean shiftinga portion of your portfolio into moreconservative investments.

Be aware of tax ramificationsEven if you hold investments in a varietyof accounts, consider assessing all of yourholdings as one portfolio to determine ifyou need to rebalance your assets. Beaware that if you sell positions in taxableaccounts, you may incur taxable gains. Ifyou make changes within atax-advantaged account (such as IRAs ora workplace retirement plan), you may beable to avoid any current tax implicationsfrom the rebalancing process.

Even if your portfolio is making progresstoward your goals, it’s important not tokeep your investments on autopilot. Yourasset allocation can have a major impacton your ability to reach your future goals,so it’s worth ensuring your mix remains ontrack. Consult with your financial advisorand tax advisor before you make anydecisions about your investment strategy.

###

Michelle L. Heide, CFP®, CRPC®, BFA™ is aPrivate Wealth Advisor with Ameriprise FinancialServices, Inc. in Annandale, NJ. Michellespecializes in fee-based financial planning andasset management strategies and has been inpractice for 25 years. You may contact Michelle at908-713-4903. Michelle’s office is located at 16Leigh St. Units 1B & 1C, Clinton, NJ 08809.

Before you purchase insurance, be sure toconsider the policy’s features, benefits and fees,and whether it is appropriate for you, based onyour financial situation and objectives.

Investment advisory products and services aremade available through Ameriprise FinancialServices, Inc., a registered investment adviser.

Ameriprise Financial Services, Inc. Member FINRAand SIPC.

© 2017 Ameriprise Financial, Inc. All rightsreserved. File #1996302 (Approved until 01/2019)

NEED TEMPORARY STAFF THIS SUMMER!

chamberhappenings

Thank you to Bill Flahive of theLaw office of William P. Flahive,L.L.C and Annemarie Simeoneof Norris McLaughlin & Marcus,P.A. who presented a veryinformative program on SexualHarassment to the Chambermembership recently.


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325 W. Washington AveWashington, NJ 07882

908-689-3071

www.good-impressions.com

Full Service Printing, Copying & MailingThe Chamber is

Looking for

Volunteers

The Hunterdon County Chamberof Commerce is presently lookingfor volunteers to help out duringupcoming events. From planningto day of event details, there are

so many ways to assist andcontribute. Here are few events in

which you can be a part of:

- Hunterdon Community Day- Membership Committee

- Business Expo- Hunterdon Holiday Parade &

Much More....

For more details, please contactthe Chamber at: 908-782-7115


Date: Wednesday, July 18th

Time: 7:45 a.m.registration8:00 -9:00 a.m. program

14-B Royal Road

Flemington, NJ

There is No July LeadsDate: Wednesday, August 1st

Time: 7:45 AM registration8:00 - 9:00 AM program

111 West Main Street

Clinton, NJ

Leads Exchange CentralLeads Exchange North

Led byTom Fitzgerald

Led byJudy Gold

Develop the business relationships that can improve your bottom line. Network,exchange business cards and present your business to other Chamber members.

Admission is included in your Chamber membership.

We are now accepting applications for our 2019 Leadership Hunterdon Program

For more details, please call: 908-782-7115

The vision of Leadership Hunterdon is to transform people to become trustees of our communities,

to become leadership resources and work for the betterment of Hunterdon County.

Would you like to develop your leadership skills?

Would you like to meet key business, education& non-profit leadership?

Check the Chamber Website for Upcoming Information Sessions


The Parks and RecDepartment arecontinuing to host avariety of events overthe summer. Theseinclude Tuesday andThursday bird walks,

canoeing river trips, free recreationwalks, adult art sessions, tot walks,and a full moon hike. All programsrequire pre-registration. To downloada registration form, please visithttp://www.co.hunterdon.nj.us/depts/parks/parks.htm. For moreinformation on Hunterdon CountyDivision of Parks & Recreation,please call us at (908) 782-1158.

William C. Menard, an Associate ofthe law firm Norris McLaughlin &Marcus, P.A., spoke aboutimmigration detention with MonicaCampbell on “The World,” a

collaboration between Public RadioInternational (PRI) and the BBC, andwhat effect this procedure has onimmigrants’ rights. Last week, theU.S. Supreme Court ruled thatcertain noncitizens who are detainedin prison during immigrationproceedings do not, under theImmigration and Nationality Act, havea statutory right to a bond hearing.In other words, many immigrantsnow do not have a right to prove theyshould be released from prison asthey fight their deportation case. Theinterview can be heard on PRI.org’sstory, “Why a recent Supreme Courtdecision on bonds is a ‘red flag’ forimmigrants in detention.”As the flowers begin to bloom inHunterdon’s historic county seat,Flemington is blossoming as well,celebrating the season with anaction-packed SpringFest calendardesigned to spotlight the borough asa newly revitalized “destination town.”The Flemington CommunityPartnership is a non-profitorganization dedicated to building athriving business community for all toenjoy. For more information visitwww.exploreflemington.org or callBarbara Leiding at 908-642-8963.

Following initial identification by theCenter for Vector Biology at RutgersUniversity and the Hunterdon CountyDepartment of Health, the NationalVeterinary Services Laboratory(NVSL) in Ames, Iowa confirmed onNovember 9, 2017 the finding of anexotic East Asian tick (Haemaphysalislongicornis), also known as theLonghorned tick or bush tick, on afarm in Hunterdon County. Until thattime, this tick was not known to existin the U.S. How it arrived in NewJersey remains a mystery. Pleasecontact the state veterinarian at (609)671-6400 if unusual ticks are detectedin livestock animals or with anyquestions regarding livestock.Unusual ticks detected in wildlifeshould be immediately reported to theNew Jersey Division of Fish andWildlife, Bureau of WildlifeManagement at (609) 984-6295 or theOffice of Fish and Wildlife Health andForensics at (908) 637-4173 ext. 120.Persons with questions abouttickborne illness in humans cancontact their local health department

at http://localhealth.nj.gov or the NewJersey Department of Health at609-826-5964.

To help start the conversation aroundfinal years planning, the HomeInstead® network is introducing freeresources to encourage seniors andtheir adult children to talk to oneanother about their plans, while alsoexploring options for end-of-life care,finances, insurance and funeralplanning. The program also featuresthe online “Compose Your LifeSongSM” music generator, which canhelp families think about what steps totake to be better prepared for thisjourney. Completing the activity willresult in a customized song that willreflect the user’s final years’preparedness level. Families can findprogram resources and information atwww.ComposeYourLifeSong.com. Or,contact your local Home InsteadSenior Care office (Hunterdon andWarren County 908-835-1400) foradditional resources and to learnhow their professionalCAREGiversSM may be able toassist. Find an office near you byvisiting www.homeinstead.com/.

Rita M. Aquilio, a Member of law firmNorris McLaughlin & Marcus, P.A.,has joined the Board of Editors forthe American Bar Association (ABA)Section of Litigation’s AppellatePractice Journal, effective with itsSpring 2018 edition. The Journalpublishes a quarterly e-newsletter,focused exclusively on appellate law.

Heath Village Resident Gardenerswill be hosting a free walking tour ofits Community Garden and anoverview of its 100+ acre campus onTuesday, July 17 at 10:00 a.m. (RainDate Thursday, July 19). A lightlunch will be served. While the eventis free; space is limited andreservations are required. To register,please call Melissa Nichols at908-684-5006. Heath Village is afull-service retirement communitylocated at 430 Schooley’s MountainRoad in Washington Township,Morris County. For furtherinformation, please call908-852-4801 or visit us on ourwebsite at www.heathvillage.com.Like us on Facebook atwww.facebook.com/heathvillage.

fyi

Would you like to be on the radio?

Whether you would like to be a host,

advertiser, or guest-- HunterdonChamber Radio provides some excellent

marketing opportunities for local

businesses.

For more information, please call:

908-782-7115


National Get Out and Move Day Great Success!Highlights from Walks throughout the County, Clinton - Flemington & Readington

Why Don’t You Get Involved with the Hunterdon Healthy Worforce

Initiative for 2018! Contact the Chamber Today at 908-782-7115 or [email protected]

Thank you to our Sponsors


Hats OffUnity Bank has been named one ofthe 2018 Best Places to Work in NewJersey in the small/medium category. Itis the second year in a row that Unityhas been honored by the survey andawards program, which identifies,recognizes and honors the top placesof employment in New Jersey thatbenefit the state's economy, workforceand businesses.

Lockatong Engineering is proud toannounce that Barbara Giordano, hasbeen named Executive Secretary of theNational Academy of BuildingInspection Engineers (NABIE).

Unity Bank is ranked 43rd Nationallyon S&P Global Market Intelligence Listof Best-Performing Community Banks.Unity Bancorp, Inc. (NASDAQ: UNTY),the parent company of Unity Bank, wasone of only two New Jersey communitybanks to break the top 50 of S&PGlobal Market Intelligence (NYSE:SPGI) 2017 best-performingcommunity banks with assets between$1 billion and $10 billion. Unity wasranked 43rd nationally on the respectedindustry list. Nationally, 533 financialinstitutions were eligible for the list.CLINTON, N.J. (April 18, 2018)

Regional Personnel, aprivately-owned, ASA-certified,boutique Management Recruiting andProfessional Placement firm was votedthe 'Best Recruiting/Career Services'by Hunterdon Happening's 2018. Thisannual event, which encourages thelocal community to nominate and votefor their favorite Hunterdon Countybusinesses, definitely created a level ofexcitement for Dr. James Lynch and histeam.

Norris McLaughlin & Marcus, P.A., isproud to announce our recognition inJD Supra’s “2018 Readers’ ChoiceAwards,” which acknowledges topauthors and firms for their thoughtleadership in key topics. Top authorsbeing recognized are Raymond G.Lahoud and William C. Menard forpublications in our Immigration Blog,and Matthew B. Andersen for hispublications in our Liquor Law Blog.Additionally, the firm was recognized asamong the most popular with readers in

2017 on the following topics: “ProposedGuest Worker Visa Could ExpandAccess to Permanent ForeignEmployees for Agriculture Companies”by Menard and “Pa.L.C.B. IssuesGuidance on Decorative Bottles in aLicensed Establishment” by Andersen.

Rosanne S. DeTorres, Esq., managingpartner and co-founder of DeTorres &DeGeorge Family Law, has beennamed an Enterprising Women of theYear Champion for 2018 byEnterprising Women magazine. Theawards program, widely consideredone of the most prestigious recognitionprograms for women business owners,serves as an annual tribute to theworld’s top women entrepreneurs.

The law firm of Norris McLaughlin &Marcus, P.A., has announced that 14of its Members have been selected forinclusion on the list of New JerseySuper Lawyers for 2018. Only fivepercent of New Jersey attorneys aregiven this honor. In addition, nineattorneys within the firm were selectedfor inclusion on the list of New JerseyRising Stars for 2018. The firm againshowed its strength in litigation,alternative dispute resolution, familylaw, environmental, tax, and bankruptcyand creditors’ rights matters.

The following attorneys wererecognized as New Jersey Super

Lawyers 2018: Morris S. Bauer,Creditor Debtor Rights, Martha N.Donovan, Environmental, William A.Dreier, ADR, Victor S. Elgort, Tax,Joseph J. Fleischman, BusinessLitigation, Edward A. Hogan,Environmental , Jeralyn Lisa Lawrence,Family Law, Jill Lebowitz, Estate &Probate, Jack L. Lintner, ADR, Gary N.Marks, Bankruptcy: Business, RichardA. Norris, ADR, James J. Shrager,Business Litigation, Edward G.Sponzilli, Business Litigation, Bruce J.Wisotsky, Bankruptcy: Business. Thefollowing attorneys were recognized asNew Jersey Rising Stars 2018: WilliamJ. Beneduce, Environmental, Kristyl M.Berckes, Family Law, A. NicholeCipriani, Estate & Probate, Keya C.Denner, Employment & Labor, AshleyE. Edwards, Family Law, Keith D.McDonald, Employment & Labor,Jessica Palmer, General Litigation,Naya K. Pearlman, Tax, Candice HuberRienzo, PI General: Defense

It is with great pleasure that HomeInstead Senior Care of Hunterdonand Warren Counties announce theirCAREGiver of the Year for 2017, JanetFitzgerald of Great Meadows, NJ. Thisaward is presented annually to honorone of our CAREGivers, for theirkindness, selflessness and dedicationin making a difference in the lives oftheir clients and their families. Janet isa prime example of generationalcaregiving.

The law firm of Norris McLaughlin &Marcus, P.A., was named one of the“Companies that Care” at TheCommerce and Industry Association ofNew Jersey (CIANJ) and COMMERCEMagazine’s Fifth Annual Chairman’sReception – paying tribute to thekindness and generosity of thebusiness community. Norris McLaughlin& Marcus was among the 39companies named “Champions ofGood Works” by a blue ribbon panel ofjudges at the reception on Tuesday,March 20 at Nanina's in the Park.

Jeralyn L. Lawrence, a Member of lawfirm Norris McLaughlin & Marcus,P.A., member of its ManagementCommittee, and Chair of the Matrimonial& Family Law Practice Group, has againbeen selected by Super Lawyers as oneof the 2018 Top 100 New Jersey SuperLawyers and 2018 Top 50 WomenLawyers in New Jersey and wasrecognized as one of the “New Jersey’sBest Lawyers for Families” for 2018 byNew Jersey Family Magazine. This isthe second year New Jersey Family haspublished its own “Best Lawyers” listand the second year Lawrence hasbeen recognized.

Raymond G. Lahoud, a Member of lawfirm Norris McLaughlin & Marcus,P.A., and Chair of its Immigration LawPractice, has been recognized in JDSupra’s “2018 Readers’ ChoiceAwards” as the number one top authorin the immigration category. Over1,000 authors covered the topic.

Annmarie Simeone, a Member ofNorris McLaughlin & Marcus, P.A.and President of the New JerseyWomen Lawyers Association (NJWLA),received the Presidential LeadershipAward at NJWLA’s 11th Annual WILLPlatinum Gala at The Grove in CedarGrove on Tuesday, March 20.

Continued on next page


ISellNewJerseyHomes.com

FREEMAN “JEFF” SMITH

REALTOR

© 2015 Coldwell Banker Real Estate LLC. Coldwell Banker® is a registered trademark licensed to Coldwell Banker Real Estate LLC.An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRTLLC.

186 Center Street, Clinton, NJ 08809

Office: 908.735.8080Cell: 908.500.1640

[email protected]

SELLING NEW JERSEY ONE YARD AT A TIME

• Real Trends-TOP 100 AGENT - 2016 #86, 2015 #76, 2014 #78• Top 500 agents in Country 12/31/2017

• Coldwell Banker TOP 10 AGENT 2015, 2016, 2017• Entrepreneur of the Year

• Sam Walton Business Leader of the Year • 76 Closed Transactions for 2015

• Coldwell President's Elite

Four Generations from HunterdonBorn in Readington

93 CLOSED TRANSACTIONS FOR 201783 CLOSED TRANSACTIONS FOR 2016

NJ REALTORS CIRCLE OF EXCELLENCE PLATINUM 2015, 2016, 2017

Local Knowledge Works!

Helping Buyers and Sellers get to the Closing Table.

Top 1% of 91,000 Coldwell Agents Worldwide

® ®

Would you like to be on the radio?

Whether you would like to be a host,advertiser, or guest-- Hunterdon

Chamber Radio provides some excellentmarketing opportunities for local

businesses.For more information, please call:

908-782-7115

Continued from previous page

Adventure of a lifetime, and a personalgoal are just a couple reasons StephenWarner, a Principal with Woodstown, NJoffice of BKC, CPAs, is going to cycleacross the United States. On Mother’sDay, May 13th, 2018, starting in LosAngeles California, he will embark on his3,415 mile journey. He and 22 other menand women from across the United Statesand other Countries, will bike thisseven-week long coast to coast journeythat ends on June 30 in BostonMassachusetts. You can followStephen’s coast to coast adventure onour website blog atwww.bkc-cpa.com/blog which will includeweekly updates and photos of his journey.

Unity Bancorp, Inc. (NASDAQ: UNTY),the parent company of Unity Bank, wasone of only two New Jersey communitybanks to break the top 50 of S&P GlobalMarket Intelligence (NYSE: SPGI) 2017best-performing community banks withassets between $1 billion and $10 billion.Unity was ranked 43rd nationally on therespected industry list. Nationally, 533financial institutions were eligible for thelist.

Hats Off


• Divorce/Family Law• Personal Injury• Business & Corporate Law• Real Estate• Tax Planning & Controversy

• Wills, Trusts & Estates• Employment Law• Civil Rights• Municipal Law• Traffic Offenses, DWI

Providing skilled legal services to the residents and businesses of Hunterdon County since 1884 in the areas of:

(908) 735-5161

www.gklegal.com

(Top Row, l to r) B. Flanagan, D. Makoski, M. Lyons, W. Rudnik, A. Fialk, J. Papay, B. Valliere. (Middle Row, l to r) K. Lichtenstein, L. MacWilliam, T. Bussel, L. Parikh, D. Fredericks, J. Kopen, T. St. Angelo. (Bottom Row, l to r:) R. Ward, W. Goodwin, R. Cushing, M. Chazin, J. Manfreda.

1318 Route 31, P.O. Box 4001Clinton, NJ 08809

....That even as an existing Chamber member,you can still attend New Member Orientation,held every 3rd Thursday of the month? It’s anexcellent opportunity to get an in-depthoverview of what the Chamber has to offer aswell as address any questions or concernsyou may have.

...That you can purchase mailing addresses ofthe Chamber’s full membership for yourbusiness?

If you have any

questions, please

contact the the office

at 908-782-7115.

Did You Know?


HUNTERDON FAMILY MEDICINE

AT CORNERSTONE

Hunterdon Family Medicine at Cornerstone 9100 Wescott Drive, Suite 103

Flemington, NJ 08822

Phone: 908-237-6910

Hunterdon Family Medicine at Cornerstone is part of a network of family practices operated by Hunterdon Healthcare throughout

Hunterdon, Warren, Somerset and Mercer counties.

We pride ourselves on keeping you healthy.

HunterdonHealthcare.org

Club Pilates FlemingtonRibbon Cutting

The Hunterdon County Chamber of Commercerecently held a Ribbon Cutting for Club PilatesFlemington. Joining us for the special occasion wasMayor Phil Greiner of the Borough of Flemington,Bob King, Chairman of the Board of the FlemingtonCommunity Partnership. Owners Karen and ToddSpidare and Chamber President Chris Phelan.

“When the time was right for me to return to work,I began looking at opportunities that would allow meto operate my own business vs. returning to thecorporate world,” said Karen. “After discovering ClubPilates, I knew we had found the right fit. I trulybelieve in the product, the workout and the businessopportunity and I am excited to offer this specializedworkout to the residents of Flemington.”

Club Pilates offers members full-body workoutsthat improve posture, balance, flexibility andstrength.The bright studio welcomes members into asupportive atmosphere where they can choose fromfour class levels and eight signature group classformats that utilize a variety of equipment, includingReformers, EXO chairs, TRX, Trigger Point,springboard and Barre.


Under the 2017 Tax Cuts and JobsAct, “regular” corporations (alsoknown as C-corporations) will see adramatic change in their Federal taxrates. C-corporations with less than$50,000 of taxable income will see atax increase from 15% to 21%.Federal tax rates for C-corporationswith taxable income in excess of$50,000 will now be taxed at a flatrate of 21% on their entire taxableincome, starting in 2018. This isreduced from graduated tax rates of25% - 35% on taxable income inexcess of $50,000. Most smallbusinesses are typically notC-corporations; they are formed assole proprietorships, partnerships, orS corporations (also known aspass-through entities), as the incomefrom the entity “passes through” tothe individual owner and is taxed atthe individual owner’s tax rate. Smallbusiness owners are now inquiringabout whether they should changetheir pass-through entity into aC-corporation, as a result in the new

21% flat corporation tax rate.

The 2017 Tax Act is quite complex,and needs to be looked at carefully.First of all, the top individual tax ratehas been reduced from 39.6% to37%. Secondly and more important,most pass-through entities areentitled to a new 20% deduction on“qualified business income” frompass-through entities. This willreduce the effective top individual taxrate from 37% to 29.6%. There arelimitations on this deduction for highincome individuals. Considerationmust be given to the businessowner’s intent on receivingdistributions of income out of thebusiness. Owners of C-corporationswill have to pay tax at their individualtax rate, in addition to the tax thatwas already paid by the corporation.Where as distributions from apass-through entity to an owner areonly taxes once.

With the many complexities of the

2017 Tax Cut and Jobs Act, you willneed professional advice as to theproper choice of business entity for2018 and beyond. If you have anyquestions, please contact AndrewRoss, CPA of BKC, CPAs, PC [email protected] or 908-782-7900,x113. Visit our blog atwww.bkc-cpa.com for more tax news,alerts and articles.

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Choice of Business EntityUnder New Tax Act

55 MainAAA Mid-Atlantic - Flemington StoreAmerican Cancer SocietyAmerican Golf Corp. DBABeaver Brook County ClubAmerica’s Grow-a-RowArgus Technology SolutionsArt of FramingAssure ShredAudio Video SynergyThe Bank of PrincetonBartlett Tree ExpertsBedard, Kurowicki & Co., CPA’s, PCBerkshire Hathaway Home ServicesNJPBrassTack Home inspectionsBrokaw PhotographyCentral Jersey SCORECenturyLinkCerminara ArchitectColdwell BankerColdwell Banker Residential Brokerage

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Freedom House FoundationFurrylicioius Pet Salon and BoutiqueThe Goddard SchoolGood News Home for WomenHART Commuter Information ServicesHigh Bridge Hills Golf ClubHunterdon Audiology Associates, LLCHunterdon County Board of AgricultureHunterdon County YMCAHunterdon Developmental CenterHunterdon HarmonizersHunterdon HelplineHunterdon Hills PlazaHunterdon Preparatory SchoolHunterdon Radiological Associates, P.A.Hunterdon Siding & Window CompanyHunterdon-Somerset

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In 1832, George Muller arrived inBristol, England to take charge of asmall church called Bathesda Chapelwhere he served for 64 years until hisdeath in 1896. Early in his work atBathesda, Muller was struck by theoverwhelming number of orphans whoroamed the streets with nowhere to gofor food and shelter.In this era of Britain’s IndustrialRevolution, children as young asseven years old were forced to work indangerous factories in horribleconditions. It was not uncommon fororphans to lose their lives in thisstate-sponsored child laborenvironment. Some of the boys andgirls were forced to work as chimneysweeps in the most deplorableconditions. They were a type ofindentured servant, bought by thechimney sweep master from financiallypoor parents. According to informationgathered from various chimney sweepwebsites, these young chimneysweeps were to climb up, inside thechimney, brushing the flue as theywent, and they weren’t done until theirheads poked out of the chimney top.Due to their fear, these children wereoften reluctant to climb up thechimney. In order to motivate them,many masters would force the child upthe flue and then light a fire. Since thechild couldn’t come down, they had nochoice but to climb up the flue. If achild happened to die while inside thechimney, another child was sent upthe flue to help remove the deceasedchild.Moved by what he saw, George Mullerfelt called to make a difference in thelives of the many ragged childrenrunning wild in the streets destined forslavery and forced labor. At a publicmeeting on December 9, 1835, Mullercommunicated his vision to hiscongregation about starting anorphanage. On April 11, 1836, Mulleropened the doors of his firstorphanage where he took in 26children. Seven months later, onNovember 28, 1836, the secondorphanage opened. In September of1837, a third orphanage was opened.Over the years, more than 10,000orphans were housed in theorphanage started by Muller. Not onlydid Muller provide food and shelter, healso provided an education to over120,000 children through the 117schools he established. He wasactually accused of raising the poorabove their natural station in life. At his

funeral in 1896, the streets were linedwith multiple thousands of people,some having climbed trees lining thefuneral procession, attempting to getone last glimpse at the man who caredenough to make a difference.The Power of PurposePeople and teams need purpose.They not only need to ask the questionbut need to have an answer for, “whydo we exist?” An NFL team coming outof training camp and into the regularseason lacking purpose will lack thepassion and direction to reach thegame of games, the Super Bowl.Studies show that people withoutpurpose are vulnerable to boredom,anxiety and depression. Withoutpurpose, individuals will drift aimlesslythrough life and through theirprofessional careers. When peoplehave purpose, they have focus,direction, desire, aspiration, resolve,determination, tenacity and a will toachieve. They are not deterred bysetbacks, delays, or impediments.Fredrick Nietzsche, the Germanphilosopher said, “He who has a why,can endure any how.” George Mullerhad a “why.” His purpose was to liftorphan children out of a life of neglectand slave labor by providing them withfood, shelter, education, and anunderstanding of their purpose in life.The Power of PassionPassion is the fuel in the engine ofpurpose. Merriam-Webster Dictionarydefines passion as, “a strong feeling ofenthusiasm or excitement forsomething or about doing something.”Author Michael Nolan wrote, “There

are many things in life that will catchyour eye, but only a few that will catchyour heart, pursue these.” Leaderscan tap into the passion of their teamsby casting vision. Helping others tosee the end result of something that’syet to be accomplished is the key togood vision casting. When GeorgeMuller shared his vision for starting anorphanage, he had two schillings in hispocket and never asked a person for asingle donation, yet throughout hisyears in ministry work, he raised whatis considered to be over $70 million intoday’s dollars. He cast a compellingvision for what could be and then gotto work to make it happen.The Power of PeopleWhen people are motivated by acompelling vision, there’s no stoppinggreat things from happening. It’s beensaid that teamwork makes the dreamwork. The power of people toaccomplish goals and objectives cannever be overlooked. Michael Jordansaid, “Talent wins games, teamworkand intelligence win championships.”As leaders in industry and in ourcommunities, may we be alerted to theneeds of others and harness thepower of purpose, passion and peopleto meet those needs.

Mark Turner is President/CEO of theGilroy Chamber of Commerce. After20 years of sales and marketing, heleft the corporate world and served 12years in the ministry as an AssociatePastor before accepting his currentposition with the Chamber ofCommerce.

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