the hyperlocal credit union

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Matt Dean from & the OPEN SOURCE CU blog/podcast The Hyperlocal Credit Union A Vision

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A Vision of the Hyperlocal Credit Union

TRANSCRIPT

Page 1: The Hyperlocal Credit Union

Matt Dean from & the

OPEN SOURCE CU blog/podcast

The Hyperlocal Credit UnionA Vision

Page 2: The Hyperlocal Credit Union

hyper-

Page 3: The Hyperlocal Credit Union

hyperlink

Page 4: The Hyperlocal Credit Union

Hyperlocal CU You are here.

Hello, Matt. Help | Log Out

QUIZNOS 14329 Oct 1 14.58$-

Deposit Sept 30 1,247.83$+

NICKELPLATE 00313 Sept 30 21.32$-

RAM 0004 Sept 29 32.94$-

TARGET 3214 Sept 29 90.47$-

CARMEL CITGO CARMEL INUS Sept 28 14.58$-

ATM Withdrawal Sept 28 30.00$-

STARBUCKS USA 00081 Sept 27 4.46$-

LOWES Sept 27 239.08$-

Page 5: The Hyperlocal Credit Union
Page 6: The Hyperlocal Credit Union

Hyperlocal CU You are here.

Hello, Matt. Help | Log Out

Quiznos Oct 1 14.58$-

Deposit Sept 30 1,247.83$+

Nickel Plate Sept 30 21.32$-

The Ram Sept 29 32.94$-

Target Sept 29 90.47$-

Citgo Sept 28 14.58$-

ATM Withdrawal Sept 28 30.00$-

Starbucks Sept 27 4.46$-

Lowes Sept 27 239.08$-

The Ram Restaurant and Brewery

12750 Parkside Drive

Fishers, IN 46038 (map)

Page 7: The Hyperlocal Credit Union
Page 8: The Hyperlocal Credit Union
Page 9: The Hyperlocal Credit Union

Hyperlocal CU You are here.

Hello, Matt. Help | Log Out

Quiznos Oct 1 14.58$-

Deposit Sept 30 1,247.83$+

Nickel Plate Sept 30 21.32$-

The Ram Sept 29 32.94$-

Target Sept 29 90.47$-

Citgo Sept 28 14.58$-

ATM Withdrawal Sept 28 30.00$-

Starbucks Sept 27 4.46$-

Lowes Sept 27 239.08$-

The Ram Restaurant and Brewery

12750 Parkside Drive

Fishers, IN 46038 (map)

because...

I enjoyed my Turkey Havarti Melt but

my wife wasn't a huge fan of her

Stadium Burger.

Other restaurants you may like:

Great Taste Chinese 4.5 (19)

0.7 miles | map

Claude & Annie's 4.1 (32)

1.2 miles | map

... and 12 others

Page 10: The Hyperlocal Credit Union

Hyperlocal CU You are here.

Hello, Matt. Help | Log Out

Quiznos Oct 1 14.58$-

Deposit Sept 30 1,247.83$+

Nickel Plate Sept 30 21.32$-

The Ram Sept 29 32.94$-

Target Sept 29 90.47$-

Citgo Sept 28 14.58$-

ATM Withdrawal Sept 28 30.00$-

Starbucks Sept 27 4.46$-

Lowes Sept 27 239.08$-

The Ram Restaurant and Brewery

12750 Parkside Drive

Fishers, IN 46038 (map)

because...

I enjoyed my Turkey Havarti Melt but

my wife wasn't a huge fan of her

Stadium Burger.

Other restaurants you may like:

Great Taste Chinese 4.5 (19)

0.7 miles | map

Claude & Annie's 4.1 (32)

1.2 miles | map

... and 12 others

1 2 3 4 +People on my bill: $16.47 per person

$7.85 per person

$13.52 per person

Page 11: The Hyperlocal Credit Union

Hyperlocal CU You are here.

Hello, Matt. Help | Log Out

2.5

3.0

3.5

4.0

4.5

5.0

Mar Apr May Jun Jul Aug Sep

The Ram Restaurant and Brewery

I enjoyed my Turkey Havarti Melt but my wife

wasn't a huge fan of her Stadium Burger.

Sept. 29

We loved it! Best beer I've had in years.

$0

$5,000

$10,000

$15,000

$20,000

Mar-08 Apr-08 May-08 Jun-08 Jul-08 Aug-08 Sep-08

Sales to Members

Sept. 27

Recent Reviews

Average Rating

Page 12: The Hyperlocal Credit Union

Hyperlocal CU You are here.

Hello, Matt. Help | Log Out

2.5

3.0

3.5

4.0

4.5

5.0

Mar Apr May Jun Jul Aug Sep

The Ram Restaurant and Brewery

I enjoyed my Turkey Havarti Melt but my wife

wasn't a huge fan of her Stadium Burger.

Sept. 29

We loved it! Best beer I've had in years.

$0

$5,000

$10,000

$15,000

$20,000

Mar-08 Apr-08 May-08 Jun-08 Jul-08 Aug-08 Sep-08

Sales to Members

Sept. 27

Recent Reviews

Average Rating

5% discount

Member Discounts

Current Discount

5 % everyon transaction until

Mar. 1 to Apr. 30

Previous Discounts

3% on every other transaction

3% discount

10/15/2008

Page 13: The Hyperlocal Credit Union
Page 14: The Hyperlocal Credit Union

Hyperlocal CU You are here.

Hello, Matt. Help | Log Out

Quiznos Oct 1 14.58$-

Deposit Sept 30 1,247.83$+

Nickel Plate Sept 30 21.32$-

The Ram Sept 29 32.94$-

Target Sept 29 90.47$-

Citgo Sept 28 14.58$-

ATM Withdrawal Sept 28 30.00$-

Starbucks Sept 27 4.46$-

Lowes Sept 27 239.08$-

The Ram Restaurant and Brewery

12750 Parkside Drive

Fishers, IN 46038 (map)

because...

I enjoyed my Turkey Havarti Melt but

my wife wasn't a huge fan of her

Stadium Burger.

Other restaurants you may like:

Great Taste Chinese 4.5 (19)

0.7 miles | map

Claude & Annie's 4.1 (32)

1.2 miles | map

... and 12 others

1 2 3 4 +People on my bill: $16.47 per person

$7.85 per person

$13.52 per person

Discount from The Ram (5%) Sept 29 1.65$+

Page 15: The Hyperlocal Credit Union
Page 16: The Hyperlocal Credit Union

Hyperlocal CU You are here.

Hello, Matt. Help | Log Out

Quiznos Oct 1 14.58$-

Deposit Sept 30 1,247.83$+

Nickel Plate Sept 30 21.32$-

The Ram Sept 29 32.94$-

Target Sept 29 90.47$-

Citgo Sept 28 14.58$-

ATM Withdrawal Sept 28 30.00$-

Starbucks Sept 27 4.46$-

Lowes Sept 27 239.08$-

The Ram Restaurant and Brewery

12750 Parkside Drive

Fishers, IN 46038 (map)

because...

I enjoyed my Turkey Havarti Melt but

my wife wasn't a huge fan of her

Stadium Burger.

Other restaurants you may like:

Great Taste Chinese 4.5 (19)

0.7 miles | map

Claude & Annie's 4.1 (32)

1.2 miles | map

... and 12 others

1 2 3 4 +People on my bill: $16.47 per person

$7.85 per person

$13.52 per person

Discount from The Ram (5%) Sept 29 1.65$+

Delayed gratification:

'09 Honda VTX1300R

$7,250 of $9,999

At your current savings rate, you can meet your goal by:

February 2009

Page 17: The Hyperlocal Credit Union

Hyperlocal CU You are here.

Hello, Matt. Help | Log Out

2.5

3.0

3.5

4.0

4.5

5.0

Mar Apr May Jun Jul Aug Sep

Noblesville Honda

Andy and his team have done a great job of

maintaining my bike.

Sept. 29

Recent Reviews

Average Rating

'09 Honda VTX1300R $7,250 of $9,999

Member Savings Progress

Saver #458

'08 Gold Wing $13,400 of $22,099Saver #213

'09 CBR1000RR $5,000 of $11,999Saver #806

Feb 2009

May, 2009

May, 2009

Page 18: The Hyperlocal Credit Union
Page 19: The Hyperlocal Credit Union

Hyperlocal CU You are here.

Hello, Matt. Help | Log Out

2.5

3.0

3.5

4.0

4.5

5.0

Mar Apr May Jun Jul Aug Sep

Noblesville Honda

Andy and his team have done a great job of

maintaining my bike.

Sept. 29

Recent Reviews

Average Rating

'09 Honda VTX1300R $7,250 of $9,999

Member Savings Progress

Saver #458

'08 Gold Wing $13,400 of $22,099Saver #213

'09 CBR1000RR $5,000 of $11,999Saver #806

Make an offer

Make an offer

Make an offer

We have an '07 Gold Wing on consignment that

we've priced at $17,750. I'd be willing to

reduce the price to $16,600 if you were able to

make a purchase by the 10th.

Your Offer:

Additional Cash Needed: 3200$

Pending Offers

Valid Until: 10/10/08

Page 20: The Hyperlocal Credit Union
Page 21: The Hyperlocal Credit Union

Hyperlocal CU You are here.

Hello, Matt. Help | Log Out

Quiznos Oct 1 14.58$-

Deposit Sept 30 1,247.83$+

Nickel Plate Sept 30 21.32$-

The Ram Sept 29 32.94$-

Target Sept 29 90.47$-

Citgo Sept 28 14.58$-

ATM Withdrawal Sept 28 30.00$-

Starbucks Sept 27 4.46$-

Lowes Sept 27 239.08$-

The Ram Restaurant and Brewery

12750 Parkside Drive

Fishers, IN 46038 (map)

because...

I enjoyed my Turkey Havarti Melt but

my wife wasn't a huge fan of her

Stadium Burger.

Other restaurants you may like:

Great Taste Chinese 4.5 (19)

0.7 miles | map

Claude & Annie's 4.1 (32)

1.2 miles | map

... and 12 others

1 2 3 4 +People on my bill: $16.47 per person

$7.85 per person

$13.52 per person

Discount from The Ram (5%) Sept 29 1.65$+

Delayed gratification:

'09 Honda VTX1300R

$7,250 of $9,999

At your current savings rate, you can meet your goal by:

February 2009

Ray from Noblesville Honda has an offer for you.

Would you like to see it?

Yes No Never

Page 22: The Hyperlocal Credit Union

Hyperlocal CU You are here.

Hello, Matt. Help | Log Out

Quiznos Oct 1 14.58$-

Deposit Sept 30 1,247.83$+

Nickel Plate Sept 30 21.32$-

The Ram Sept 29 32.94$-

Target Sept 29 90.47$-

Citgo Sept 28 14.58$-

ATM Withdrawal Sept 28 30.00$-

Starbucks Sept 27 4.46$-

Lowes Sept 27 239.08$-

The Ram Restaurant and Brewery

12750 Parkside Drive

Fishers, IN 46038 (map)

because...

I enjoyed my Turkey Havarti Melt but

my wife wasn't a huge fan of her

Stadium Burger.

Other restaurants you may like:

Great Taste Chinese 4.5 (19)

0.7 miles | map

Claude & Annie's 4.1 (32)

1.2 miles | map

... and 12 others

1 2 3 4 +People on my bill: $16.47 per person

$7.85 per person

$13.52 per person

Discount from The Ram (5%) Sept 29 1.65$+

Delayed gratification:

'09 Honda VTX1300R

$7,250 of $9,999

At your current savings rate, you can meet your goal by:

February 2009

Ray from Noblesville Honda has an offer for you.

Would you like to see it?

Yes No Never

'09 Honda VTX1300R

$7,250 of $9,999

Offer from Ray at Noblesville Honda

Valid until October 8th

We have a silver VTX1300R that we've listed at $9,549.50. I'll meet you halfway at $8,400 if you're interested.

Sounds good! Please call me at

No thanks.

Page 23: The Hyperlocal Credit Union
Page 24: The Hyperlocal Credit Union

Hyperlocal CU You are here.

Hello, Matt. Help | Log Out

Quiznos Oct 1 14.58$-

Deposit Sept 30 1,247.83$+

Nickel Plate Sept 30 21.32$-

The Ram Sept 29 32.94$-

Target Sept 29 90.47$-

Citgo Sept 28 14.58$-

ATM Withdrawal Sept 28 30.00$-

Starbucks Sept 27 4.46$-

Lowes Sept 27 239.08$-

The Ram Restaurant and Brewery

12750 Parkside Drive

Fishers, IN 46038 (map)

because...

I enjoyed my Turkey Havarti Melt but

my wife wasn't a huge fan of her

Stadium Burger.

Other restaurants you may like:

Great Taste Chinese 4.5 (19)

0.7 miles | map

Claude & Annie's 4.1 (32)

1.2 miles | map

... and 12 others

1 2 3 4 +People on my bill: $16.47 per person

$7.85 per person

$13.52 per person

Discount from The Ram (5%) Sept 29 1.65$+

Delayed gratification:

'09 Honda VTX1300R

$7,250 of $9,999

At your current savings rate, you can meet your goal by:

February 2009

Ray from Noblesville Honda has an offer for you.

Would you like to see it?

Yes No Never

'09 Honda VTX1300R

$7,250 of $9,999

Offer from Ray at Noblesville Honda

Valid until October 8th

We have a silver VTX1300R that we've listed at $9,549.50. I'll meet you halfway at $8,400.

Sounds good! Please call me at 555 1234

No thanks.

Note from Lisa at Hyperlocal CU: We can offer you a loan at 4.5% APR for the remaining

$1,150. May I call you at this number to discuss your options?

No, I'm not interestedYes, thanks