THE IXTHYS LETTER Issue 23 / August 2017

IMPORTANT: we are up to 18 open positionsbut we may add a new position later in the month depending on market conditions…nothing new today.

Now in our 2nd year! 1st Year Return: +47.6%

WHAT IS IXTHYS?

IXTHYS is the Greek word for “fish,” a symbol of both sustenance and

provision. As a company, IXTHYS is both an advisory service and a

Personal Finance System™ designed to help everyone get out of debt,

invest wisely, maximize income and build lasting wealth.

Q: How does IXTHYS find its investment opportunities?

A: Every day we scan the markets for companies with strong organic

growth, trading at a reasonable price, with competent management

and high ethical standards. We time our entries using technical

analysis and hold as long as the company continues to perform.

Q: How does IXTHYS help me during market downturns?

A: Every subscriber has access to our IXTHYS Market Direction

Indicator™ (MDI) which alerts to an oncoming bear market with 91%

accuracy. We use the MDI to move funds into the IXTHYS Safe

Haven Portfolio™ which allows us to profit from market corrections.

“Honor the Lord with your wealth, then your barns

will be filled with plenty.” – Proverbs 3:9

IN THIS ISSUE

1. How to Use the IXTHYS

Letter

2. IXTHYS Market Direction

Indicator™

3. Current Market

Commentary

4. Highlighted Investments

for September

5. Current IXTHYS Portfolio

with buy-sell-hold signals

6. Past Performance

Statistics

7. Educational Article

8. Inspirational Thought of

the Month

HOW TO USE THE IXTHYS LETTER

1. Check the IXTHYS Market Direction Indicator™ (MDI) and Market Commentary sections so you

know what kind of market we are currently in. Any change in the MDI signal between monthly

updates will be emailed to subscribers.

2. Read the instructions given with The IXTHYS Portfolio™ which are based on the current MDI

signal. Adjust your current holdings accordingly. If you are new to The IXTHYS Letter, consider

buying one or more of the holdings in The IXTHYS Letter as directed (those with a “Buy” rating).

Consider adding to any IXTHYS Portfolio companies you already own that have a “buy” rating and

selling any that have a “Sell” rating. Note that we hold up to 18 positions in The IXTHYS

Portfolio™, depending on market conditions, so determine your position size on this basis.

3. If the IXTHYS MDI™ signals that we are in a bear market, consider reducing your positions in The

IXTHYS Letter (we recommend 50% of your initial investment) and putting any uninvested cash

into the IXTHYS Safe Haven Portfolio™ as directed. There are 8 Safe Haven positions so be sure

to divide this univested cash by 8 and put an equal amount into each position.

4. The IXTHYS Plan for Personal Finances™ is Dr. Carr’s method for stewarding your personal

finances. It is intended to help you increase your income, multiply that increase, and build lasting

wealth through strategic investments. This section of The IXTHYS Letter is under development,

but in future issues you will have access to short videos that explain the various components of the

Plan. You can learn more about the IXTHYS Plan by watching this introductory video: CLICK

HERE

IXTHYS MARKET DIRECTION INDICATOR™

Current Market Direction Indicator™: UP MARKET. Date of

signal: June 23, 2016.

MDI Signal Strength: +4.8 (as of: 7/31/17) The range of the MDI

Signal is from +5.0 to -5.0. A cross of the 0-line indicates a shift from

UP to DOWN or DOWN to UP.

Date of previous signal (DOWN MARKET): September 21, 2015.

IXTHYS MARKET COMMENTARY

The MDI Signal Strength has held steady right at the top for the past 5

months. The market is bullish and strength is high. At this time, the

MDI signal continues to advise full investment in the stocks listed as “Buy” in The IXTHYS Portfolio. See

below for further guidance.

IXTHYS INVESTING ADVICE

Given current market conditions, we consider it best to do the following:

• Take any remaining cash out of the IXTHYS Safe Haven Portfolio™

• Maintain 100% positions in The IXTHYS Portfolio™ stocks

• Consider adding shares of our highlighted stock(s) up to full position size

Current IXTHYS Market Direction Indicator™ Chart

Questions? Contact Us

www.ixthysletter.com

support@ixthysletter.com

THE IXTHYS PORTFOLIO™

The following investments are designed for long-term holds in an uptrending market. We always hold a core position in

each company in the portfolio until the key factors that caused us to buy the stock (see the free report, “The 5 Keys To

Successful Investing”) no longer obtain.

IXTHYS PERFORMANCE

RECENTLY CLOSED POSITIONS (IXTHYS PORTFOLIO):

Tesoro Corporation (TSO): +75.3% from 2/7/14 to 5/1/16 – includes dividends

Mobileye Corporation (MBLY): +49.9% from 4/1/15 to 4/3/17

Best Buy (BBY): +271% from 2/10/14 to 5/1/17

Steelcase (SCS): +23.2% from 10/16/14 to 6/1/17

AVERAGE RETURN ON OPEN POSITIONS AS ABOVE (IXTHYS PORTFOLIO):

Average open profit per position: +71.0% as of 7/2/17 – includes dividends

AVERAGE RETURN DURING MDI BEARISH SIGNALS (SAFE HAVEN PORTFOLIO):

Average profit during last BEAR MARKET signal (2/21/2015 to 6/21/2016): +14.9% – includes dividends

THE IXTHYS SAFE HAVEN PORTOLIO™

The MDI has signalled an UP MARKET as of 06/30/16. All available cash should now be out of the Safe Haven

Portfolio and in the IXTHYS Portfolio above. The MDI signal worked perfectly for us. Between the DOWN

Market Signal on 9/22/15 and the current UP Market Signal we gained:

• +14.9% in the Safe Haven positions

• Including $10.87 per share in dividends

• And lowered entry prices in all but 3 of the IXTHYS Portfolio stocks

IXTHYS NEW HIGHLIGHTED INVESTMENT

The following company is brought to you as suggested new entries in The IXTHYS Portfolio™. All information

presented here is for informational purposes only. Please do your own due diligence before investing.

STOCK OF THE MONTH: none (maybe later in the month)

Industry:

Market Cap:

Dividend:

Position Type:

Business Profile:

Fundamental Analysis:

Technical Analysis:

IXTHYS WATCH LIST

The following companies are brought to you as part of our ongoing research process. These are companies that

have passed most or all of our financial and ethical filtering process but for various reasons are not yet ready

for long-term investments. They remain “stocks of interest.”

THE IXTHYS PLAN FOR PERSONAL FINANCES™

The IXTHYS Plan for Personal Finances™ is a system developed by Dr. Thomas Carr. It is based on a passage

from one of the Apostle Paul’s letters (2 Corinthians 9:6-11). The IXTHYS Plan is summarized by the three boxes

below. Whereas most personal finance plans teach you to live small, cut back, save, and hope for the best, Dr.

Carr’s system teaches the 7 essential skills needed to increase your income, multiply that increase, and invest it

strategically in order to build life-changing, long-lasting wealth.

In future issues of The IXTHYS Letter, you will learn more about this system and how God wants to partner with

you as your steward your finances toward the fulfillment of the dreams He has placed in your heart!

The IXTHYS Plan video: CLICK HERE

IXTHYS FINANCIAL WISDOM

18 Bible Verses on Financial Wisdom

Proverbs 27:12

The prudent see danger and take refuge, but the simple keep going and suffer for it.

Proverbs 15:22

Plans fail for lack of counsel, but with many advisers they succeed.

1 Timothy 6:10

For the love of money is a root of all kinds of evil. Some people, eager for money, have

wandered from the faith and pierced themselves with many griefs.

Proverbs 21:17

He who loves pleasure will become poor; whoever loves wine and oil [luxury some

translations] will never be rich.

Proverbs 21:20

In the house of the wise are stores of choice food and oil, but a foolish man devours all he

has.

Proverbs 22:7

The rich rule over the poor, and the borrower is servant to the lender.

Proverbs 6:6-9

Go to the ant, you sluggard! Consider her ways and be wise…Which, having no captain,

overseer or ruler…Provides her supplies in the summer, and gathers her food in the

harvest…

Luke 14:28-30

For which of you, intending to build a tower, does not sit down first and count the cost…

Matthew 6:21

For where your treasure is, there your heart will be also.

Proverbs 11:1

A false balance is an abomination to the Lord, but a just weight is His delight.

Proverbs 21:5

The plans of the diligent lead surely to plenty, but those of everyone who is hasty, surely

to poverty.

Proverbs 10:22

The blessings of the Lord makes one rich, and He adds no sorrow with it.

Proverbs 24:27

Prepare your outside work, make it fit for yourself in the field; and afterward build your

house.

Proverbs 3:27

Do not withhold good from those to whom it is due, when it is in the power of your hand

to do so.

Psalms 24:1

The earth is the Lord’s and the fullness thereof…

Proverbs 28:8

He who increases his wealth by exorbitant interest amasses it for another, who will be

kind to the poor.

Ecclesiastes 4:6

Better one handful with tranquility than two handfuls with toil and chasing after the wind.

Ecclesiastes 11:1-2

Cast your bread upon the waters, for after many days you will find it again. Give portions

to seven, yes to eight, for you do not know what disaster may come upon the land.