the lucky banker (paperback) by david york

8/13/2019 The Lucky Banker (Paperback) by David York

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@jmut thg @uthmr

Rhg ùthmr spglt snx yg`rs `s ` j`lf gcpimygg, nltgrruptgb jytwm yg`rs L`tnmlì [grvnkg nl Rhg I`lk`shnrg Eusningrs. @etgr

j`snk tr`nlnl hg w`s pmstgb tm !gst "grc`ly nl #`lu`ry

$%&&, 'ust nl tncg tm wntlgss thg rgturl me smvgrgn lty tm !gst"grc`ly nl (`y $%&&, tgl yg`rs ètgr thgnr ulkmlbntnmlìsurrglbgr nl (`y $%)&. @s ` rg ncgltì nlstruktmr hg h`b tmgxpi`nl tm thg Eusningrs thg *rntnsh @rcy ml thg +hnlg s-*@ +/ pi`l shmuib thg cukh cmrg lucgrmus +ussn`l @rcy`tt`kf !gst "grc`ly. Rhg (mjnig Lukig`r ?lnts -(L?/wmuib wnthbr`w tm thg Erglkh jmrbgr, ig`vnl thg 0*: -?s Rhg0mmr *immby :le`ltry/ tm bgi`y thg +ussn`l `bv`lkg ultni thg

(L? kmuib mjintgr tg !gst "grc`ly ìml wnth ìi thg+ussn`ls, `ly rgc`nlnl 0*:, `lb ìi thg !gst "grc`l kntn;glswhm bgsgrvgb nt `lyw`y2 Ig`vnl thg j`lf `t twglty7twm tmwmrf nl thg kmlstruktnml `lb mni nlbustrngs `s `l `kkmult`lt, hgh`s wmrfgb nl lnlgtggl bneegrglt kmultrngs `lb emrty7gn htimk`tnmls emr gn htggl bneegrglt kmcp`lngs. 5g h`s rgsn lgbgigvgl tncgs, jggl c`bg rgbulb`lt emur tncgs, `lb jggltgrcnl`tgb twnkg `lb rgtnrgb mlkg. :l rgtnrgcglt hg h`s kykigbc`ly thmus`lbs me cnigs, `lb wrnttgl hns enrst lmvgi. :l ìi thnshg h`s jggl `jiy `ssnstgb jy hns Lmrwg n`l wneg me emrty7envgyg`rs, burnl whnkh tncg thgy `k4unrgb twm smls `lb twmr`lbbù htgrs.



R H G I W K F ^ J @ L F G Z



8gbnk`tnml

Rm cy smls, whmsg sfgptnknsc rg `rbnl cy t`ii t`igs prmvmfgb cg tm gvgl rg`tgr e`lt`sngs.



B ` v n b ^m r f

R H G I W K F ^ J @ L F G Z



>mpyrn ht 1 8`vnb 6mrf

Rhg rn ht me 8`vnb 6mrf tm jg nbgltnengb `s ùthmr me thns wmrf h`s jggl `ssgrtgb jy hnc nl `kkmrb`lkg wnth sgktnml 99 `lb 93 me thg>mpyrn ht, 8gsn ls `lb 0`tglts @kt $%33.

@ii rn hts rgsgrvgb. Lm p`rt me thns pujink`tnml c`y jgrgprmbukgb, stmrgb nl ` rgtrngvì systgc, mr tr`lscnttgb nl `lyemrc mr jy `ly cg`ls, gigktrmlnk, cgkh lnkì, phmtmkmpynl ,rgkmrbnl , mr mthgrwnsg, wnthmut thg prnmr pgrcnssnml me thg

pujinshgrs.

@ly pgrsml whm kmccnts `ly ulùthmrn;gb `kt nl rgi`tnml tm thns pujink`tnml c`y jg in`jig tm krncnlì prmsgkutnml `lb knvni ki`ncsemr b`c` gs.

@ >:0 k`tìm ug rgkmrb emr thns tntig ns `v`ni`jig ermc thg *rntnshInjr`ry.

:[*L %93 $ 3)%<= )%) <

www.ùstnlc`kùigy.kmc

Enrst 0ujinshgb -O $=/@ustnl (`kùigy 0ujinshgrs Itb.O& >`l`b` [4u`rg>`l`ry !h`re ImlbmlJ$) &I*

0rnltgb `lb jmulb nl "rg`t *rnt`nl



@kflmwigb cglts

Rm cy wneg K`rn emr hgr suppmrt `etgr jgnl thg enrst tm rg`bRhg Iukfy J`lfgr .



Infg thg :rnsh kurrglky jgemrg thgy 'mnlgb thg gurm, whgl thg0ult w`s kmlsnbgrgb tm jg rhycnl si`l emr *`lf (`l` gr,thns tntig h`s `l mjvnmus rhycnl si`l me nts mwl.

@ Lmvgi jy 8`vnb 6mrf @jgrbgglshnrg 0glsnmlgr



Kh`ptgr Mlg

Kmlsnbgrnld ` Ineg Kh`ldg `t Enety

Rmly w`s snttnl nl thg (`l` gr s meenkg me thg scìi tmwl jr`lkh me mlg me thg c`ly j`lfs th`t hg h`b `l `kkmult wnth. Lg`rnl hns enetngth jnrthb`y `lb wmrth emur hulbrgb cniinml pmulbs, hg bnbl t usuìiy spglb cukh me hns ineg vnsntnl j`lf jr`lkhgs, jut nt bnb h`vg ` lmstì nk geegkt ml hnc `s hg h`bst`rtgb hns wmrfnl ineg, thnrty emur yg`rs ` m, nl 'ust sukh `

j`lf jr`lkh. 5g rgcgcjgrgb hns enrst jr`lkh c`l` gr ml hnsenrst gvgr b`y me gcpimycglt `s ` snxtggl7yg`r7mib skhmmiig`vgr, whm rggtgb hnc wnth thg kmcc`lb tm `bbrgss hnc `s[nr, `lb wnthmut `sfnl hnc tm snt bmwl, h`b sglt hnc `w`ywnth thg nlstruktnml tm ig`rl thg b`niy rmutnlg ermc thg egcìg

kigrfs, `lb `jmut j`lfnl ermc thg k`shngrs. Lmw hg w`s hgrgemr k`sh, ` kmccmbnty th`t hg r`rgiy bgìt nl, `lb thg *r`lkh(`l` gr h`b mlg tm kmiigkt thg i`r g suc ermc thg k`shngr.Rmly `;gb `t thg kiuttgrgb bgsf nl ermlt me hnc, r`nsnlhncsgie ` inttig sm th`t hg w`s `jig tm sgg ` bmkucglt th`t`ppg`rgb tm inst smcgjmby s in`jnintngs `t ìcmst thnrty cniinml

pmulbs. Rhg *r`lkh (`l` gr, Er`lf !niin`cs, rgturlgbh`vnl kmlenrcgb Rmly s wmrth `s ` cuitncniinml`nrg, ìthmu hRmly c`bg surg th t lm mlg nlstntutnml flgw hns gltnrgenl`lknì pmsntnml, `lb hns l`turì rgtnkglkg, lml7?K rgsnbglkg`lb bnvgrsg nlvgstcglts fgpt hnc mut me thg [ulb`y Rncgs rnkhinst. Er`lf h`lbgb mvgr thg lnlg thmus`lb pmulbs rg4ugstgb` `nlst hns khg4ug, `lb `sfgb ne (r I`tncgr w`s st`ynl nl thgtmwl emr iml . !nthmut w`ntnl emr ` rgpiy hg thrgw ` jrmkhurgml tm thg `rg` me hns bgsf rn ht nl ermlt me Rmly `lb `sfgb, B:bml t suppmsg ymu wmuib infg tm juy `l gst`tg whnist ymu `rghgrg wmuib ymuG

Rmly egit th`t nt w`s mliy pmintg tm pnkf thg jrmkhurg up,cmlgy c`bg hnc pmwgreui nl smcg w`ys, jut thg pnkturg me thg



kmultry hmusg surrmulbgb jy thg `r`jig `lb p`rfi`lb me thg Lmrwmmb Jst`tg rgcnlbgb hnc th`t hg mwlgb lm t`l njig`ssgts.

B:s thns ` imkì gst`tgG hg `sfgb.B6gs, thg 5ìi ns mliy envg cnigs ermc hgrg, `lb thg j`lf

h`s h`b tm kìi nl thg iml st`lbnl e`cniy im`l lmw th`t krgbntns tn ht, `lb thg mwlgr [nr #mhl !ìibgl h`s mvgr c`ly yg`rse`nigb tm ncprmvg hns enl`lknì sntu`tnml. Rhg j`lf mwls thg

pi`kg lmw `lb nt wnii jg ùktnmlgb nl #`lu`ry.Rmly I`tncgr h`b emr thg twglty lnlg yg`rs snlkg hg wglt

tm wmrf mvgrsg`s `vmnbgb `kkucui`tnl pmssgssnmls, `lb h`b

lgvgr gvgl mwlgb ` cmtmr k`r, sm hg w`s surprnsgb tm hg`rhncsgie s`y, B>`l wg t`fg ` brnvg rmulb thg gst`tg lmwGRhg *r`lkh (`l` gr, h`vnl shmwl hnc thg jrmkhurg nl

hmpg r`thgr th`l gxpgkt tnml, bnbl t hgsnt`tg `lb ushgrgb Rmlymut tm hns Rmymt` >mrmii`.

:t w`s ` pig`s`lt sully cmrlnl wnth thg sin ht mvgrln ht8gkgcjgr ermst ìrg`by bnspgrsgb, `lb Er lf !niin`cskmltnlugb wnth hns nlbnskrgtnmls. [nr #mhl !ìibgl s e`cniyh`b mwlgb thg gst`tg emr thg p`st twm mr thrgg kglturngs, jgnl

p`rt me thg w`vg me wgìthy i`wygrs whm mutwnttgb thgrgcl`lts me thg Lmrc`l mvgrimrbs whm h`b bmcnl`tgb i`lbmwlgrshnp nl Jl i`lb snlkg thg kml4ugst. (`rrngb tm I`by[`r`h `lb wnth mliy mlg `buit bù htgr, 0`cgi`, [nr #mhl h`bst`rtgb hns kustmbn`lshnp me thg gst`tg wnth nlhgrnt`lkg t`xgs tm

p`y mee, jut hns nlvgstcglts h`b prmvgb tm jg `s bns`strmus `s

hns smknì gxpglbnturg h`b prmvgb tm jg gxkgssnvg. Rmlywmlbgrgb hmw `lymlg kmuib st`rt ineg wnth sukh ` rg`t `ssgt`lb glb up wnth lmthnl D whgrg`s nt h`b jggl thg mthgr w`yrmulb emr hnc, ìthmu h hg h`b gl'mygb smcg iukf nl hns tncg.



Kh`ptgr Rwm

Rr`dgby Krg`tgs ` Inttig K`pntì `t Rwglty-Mlg

*mrl ml thg & th #`lu`ry $%)% tm imwgr cnbbig ki`ss p`rgltswhm h`b nlhgrntgb thgnr bgt`khgb hmusg, Rmly s khnibhmmb w`swnthmut c`'mr trùc`. 5ns `kkmult lt e`thgr `lb sgkrgt`rycmthgr, whm rgturlgb tm wmrf whgl hg w`s nl 'ulnmr skhmmi,tmmf hnc ml rg ui`r hminb`y `lb j`lf hminb`y wìfnl trnps tmthg 0g f 8nstrnkt, I`fg 8nstrnkt `lb Lmrth !ìgs. 5grgcgcjgrgb jgnl prmub me hns e`thgr whgl hg ig`rlt th`t hgh`b t`fgl p`rt nl thg @prni $%=O r`cjigrs hnstmrnk trgsp`ss mlKnlbgr [kmut, ` 0gllnlg hnii th`t hg h`b `skglbgb c`ly tncgswnth hns p`rglts. liy ` egw me thg trgsp`ssgrs wgrg `rrgstgb,

jut `ly th`t wgrg rnsfgb imsnl thgnr prgknmus 'mjs `lb e`knl

runl nl thmsg prg7smknì sgkurnty b`ys. (`yjg hg tmmf ` emminshrnsf, jut nt w`s emr ` fggliy hgib prnlknpig, `lb pi`ygb ` scìi p`rt nl gvgltuìiy mpglnl up `kkgss tm thg kmultrysnbg emrthmsg whm tmnigb nl thg `nr7pmiiutgb kntngs. Rhgsg [ulb`y trnps

jy tr`nl tm st`tnmls `t 5`yengib, >hnligy, Jbìg, `lb "imssmp,smuth wgst me (`lkhgstgr wgrg gxkntnl , jut rg7glemrkgb hnsegginl s me nsmi`tnml. @s `l mliy khnib hg w`s usgb tm sgie7rgin`lkg, `lb `s hg c`turgb hg bgvgimpgb hns mwl e`lt`sngs tmmkkupy hns cnlb whnist r`cjinl mr kykinl . 5ns p`rglts h`b

jggl (gthmbnsts `lb c`bg hnc sn l thg 0igb g whgl hg w`stgl. Rhns prmhnjntnml ` `nlst ìkmhmi h`b sggcgb stupnb tmRmly whgl hg rg`khgb hns i`tg tggls, `lb hg thmu ht nt wrmltm emrkg ` ymul pgrsml tm kmccnt `t sukh ` ymul ` g.

Lgvgrthgigss, hg h`b sggl thg sglsg me nt whgl nl hns twgltngshg h`b sgt strnkt incnts ml hns nlt`fg me ìkmhmi.

[khmmi w`s lm prmjigc `k`bgcnkìiy `s hg h`b hns e`thgr se`cnin`rnty wnth lucjgrs. 5g p`ssgb hns gigvgl7pius emr gltrytm ` kmlvglngltiy imk`tgb 5n h [khmmi, jut w`s surprnsgb jysmcg me hns cmrg wmribiy ki`ssc`tgs ermc lg`rjy kmrpmr`tnml



gst`tgs, whm wgrg `hg`b me hnc nl thgnr sgxu i gbuk`tnml.(utuì `lb emrkgb c`sturj`tnmls wgrg lmt ulkmccml `lb lmtkmlsnbgrgb ` prmjigc nl thmsg b`ys, `lb ìthmu h Rmly w`slmt rg`tiy bnsturjgb jy thg gxpgrnglkg, nt bnb emstgr hnsegginl s th`t nt w`s jgst lmt tm glkmur` g nltnc`ky.

[pmrt w`s ` wgikmcg bnvgrsnml `t skhmmi, `lb hg st`rtgb pi`ynl ru jy `lb tgllns `s wgii `s gl'mynl smcg sukkgss nlthg skhmmi swnccnl ì`. Lmt ` c`thgc`tnkn`l jy `ly cg`ls,hg w`s l`tur iiy kmcemrt jig bgìnl wnth ìi thg cuitne`kgtgb`spgkts me `rnthcgtnk. 0hysnks emiimwgb ml `s ` suj'gkt hgkmuib skmrg hn h gx`c c`rfs nl, jut >hgcnstry `lb *nmim y

bnb lmt `ttr`kt hnc. [ueenknglt mthgr suj'gkts wgrg p`ssgb nl thg"glgrì >grtnenk`tg me Jbuk`tnml tm mjt`nl gcpimycglt nl ` j`lf `t thg ` g me snxtggl. 5ns skhmmi bnb lmt rgkmccglb th`thg st`y ml nl thg snxth emrc tm try emr ulnvgrsnty gltr`lkg `smliy tgl pgrkglt me pupnis bnb nl thmsg b`ys, jut hns e`thgr w`ss`tnsengb wnth ` 'mj emr ineg nl thg j`lf.

Emr envg yg`rs hg tmnigb nl v`rnmus jr`lkhgs me thg j`lf`rmulb (`lkhgstgr, lgvgr glthusn`stnk mr kmccnttgb tm hnskhmsgl prmegssnml. Rh`t w`s thg trmujig, ` prmegssnml rg4unrgb4uìnenk`tnmls, `lb 4u inenk tnmls rg4unrgb stuby `lbgx`cnl`tnmls, whgrg`s Rmly prgegrrgb ru jy nl thg wnltgr `lbtgllns nl thg succgr. Rhns nlvmivgcglt nl spmrt ncprmvgb hnssmknì sfniis `lb jrmu ht hnc nltm cmrg kmlt`kt wnth nris.Rhgrg h`b jggl cggtnl s wnth nris nl hns g`riy tggls, jut i`kfme flmwigb g `lb prnv`ky, `lb thg nris `lb thgnr p`rglts eg`r

me prg l`lky, fgpt thg gxpgrnglkgs bmwl tm thg mkk`snmlì fnss`lb s4ugg;g. Lmw hg w`s surprnsgb `t nris rg`ktnmls tm hnsmmb 'mj emr ineg `s ` j`lf kigrf, emr wmcgl `rg w`y `hg`b mecgl wnth thgnr iml 7tgrc pi`llnl .

5ns enrst rg ui`r nriernglb w`s ermc thg rmup me imkì nriswhm h`b 'mnlgb thg tgllns kiuj. Lmt th`t shg w`s ` spmrty typg,4untg thg mppmsntg, ` jujjiy jimlbg wnth `l `ttr`ktnvg en urg`lb thg cmst jgùtneui jiug gygs th`t hg h`b gvgr `;gb nltm.

@etgr ` egw b`tgs tm thg knlgc` `lb thg imkì b`lkg hìi, shgìimwgb hnc euii ulmjstruktgb `kkgss tm hgr wgii7prmpmrtnmlgb

jrg`sts. @ly `ttgcpt tm sinbg hns h`lb jgimw hgr w`nst w`snccgbn`tgiy puiigb j`kf wnth ` curcurgb, BLmt ygt. Knssnl ,



mr slm nl `s nt w`s kìigb nl Rmly s tggl` g yg`rs, kùsgb ìmss me st`jninty nl thg flggs `lb ` egginl me guphmrn` th`t igetthg kmupig jrg`thigss. Rmly ìw`ys wìfgb hns nri hmcg ètgrthgnr b`tgs, `lb jgk`cg e`cnin`r wnth hgr p`rglts, whm invgb nl` kmulkni hmusg, jut lgvgr nltrmbukgb hgr tm hns mwl. @etgrgn htggl cmlths `s ` stg`by kmupig, `lb ìthmu h thgy lgvgrkmccnttgb tm gl ` gcglt mr c`rrn` g, hgr p`rglts mnl mlhminb`y prmvnbgb thg mppmrtulnty tm kmlsucc`tg thgnr èe`nr.5mw tm gt ermc euiiy kimthgb tm l`fgb nl jgb gvgl wnth `wniinl wmc`l ns ` prmjigc e`kgb jy ìi enrst tncg imvgrs. Rhg`lswgr usuìiy ns tm rgcmvg mutgr `rcglts `lb gt ulbgr thg

shggts, jgemrg g`snl mee thg ulbgr `rcglts whnist stru inltm kmltrmi mlgsgie. !nth twm vnr nls thg enrst nltgrkmursg nsr`rgiy vgry sukkgsseui, `lb thns nlst`lkg w`s lm gxkgptnmlrgsuitnl nl thg ìcmst mjin `tmry eìsg prg l`lky. Rhgy jmthegit glmrcmus rginge whgl hgr pgrnmb k`cg ` kmupig me wggfsi`tg, `lb ermc thgrg ml thg èe`nr wglt bmwlhnii. Rmly s i`kf mekmccntcglt w`s thg rgì kùsg, jut thg nri smml emulb`lmthgr jmyernglb wnth ` prmegssnml, `lb w`s c`rrngb wnthkhnibrgl jgemrg Rmly w`s twglty7mlg `lb wnthmut jrg`fnl hnshg`rt.

Rmly bnbl t h`vg ` twglty7enrst jnrthb`y kgigjr`tnml, `s nlktmjgr $%<% hns p`rglts bngb nl ` k`r kr`sh. !hgl thg lgwsw`s bginvgrgb tm hnc jy thg pminkg hns rg`ktnml w`s cutgb. 5gh`b truiy imvgb `lb `bcnrgb hns p`rglts, jut hns gcmtnmls fgptml kh`l nl H ` lucj cnlb `lb lg`r7p`rìysns me thg jmby emr

thg enrst egw hmurs, `lb thgl ulkmltrmiigb smjjnl ìmlg ultnihg egii `siggp. Rhg pminkg h`b `sfgb ne hg lggbgb tm kìi `rgi`tnvg jgemrg thgy iget, jut hg bnbl t w`lt tm sh`rg hnsnccgbn`tg rnge. !hgl hg `wmfg hg flgw th`t hg h`b tm phmlgthg egw ulkigs `lb ùltngs `lb smcg me hns p`rglts ernglbs.Rhgy ìi meegrgb sycp`thy `lb hgip, jut hg flgw th`t hg kmuibc`l` g ìi thg emrcìntngs, `lb bnb sm, nlkiubnl hns rmig `sgxgkutmr me thgnr wniis. 5ns nlhgrnt`lkg `cmultgb tm sgvgl

thmus`lb pmulbs mlkg thg hmusg w`s smib, `lb tm `vmnb eurthgrstuby, hg sujcnttgb hns rgsn l`tnml tm thg j`lf nvnl lmtnkg tmgxpnrg jy thg glb me thg yg`r. 5g rgkgnvgb ` thmus`lb pmulbrgeulb ermc thg j`lf s pglsnml eulb, jut h`b lm nltgltnml me



lmt wmrfnl , `lb sk`llgb thg p`pgrs emr gcpimycglt mvgrsg`s,hmpnl tm euieni hns ymutheui e`lt`sngs nlvmivnl w`rc ln htswnth busfy c`nbgls nlspnrgb jy thg lmvgis hg h`b rg`b.

5g `ttglbgb thrgg nltgrvngws, ìi nl Imlbml, twm wnth*rntnsh kmlstruktnml kmcp`lngs, `lb mlg wnth wh`t hg thmu htermc thg usg me *N ètgr thgnr l`cg w`s ` 8utkh kmcp`ly A*N jgnl thg 8utkh g4unvìglt me Incntgb In`jninty >mcp`ly.Rhg 8utkh kmcp`ly turlgb mut tm jg `l @cgrnk`l kmcp`lywhmsg Jurmpg`l sujsnbn`ry w`s rg nstgrgb nl thg Lgthgri`lbs.Rhgrg w`s lm bmujt `jmut thg l`tnmlìnty me thg nltgrvngwgr,whm wmrg [tgtsml `lb tmmigb ig`thgr jmmts `lb tìfgb sm cukh

th`t Rmly h`rbiy mt ` wmrb nl. Rhg *rntnsh kmlstruktnmlkmcp`lngs wgrg rgkruntnl emr 'mjs nl @ernk` `lb thg (nbbigJ`st `lb sggcgb ncprgssgb jy Rmly s gxpgrnglkg nl ` j`lf,ìthmu h thg 4ugstnml `s tm why hg iget sukh ` mmb 'mj w`s4untg bneenkuit tm `lswgr. 5g rgkgnvgb 'mj meegrs ermc ìi thrggkmcp`lngs nl thns tncg me i`jmur shmrt` gs, `lb jy hns twglty7enrst jnrthb`y ml thg & th #`lu`ry $%9 , wnth gn ht thmus`lb

pmulbs nl ` bgpmsnt `kkmult, hg w`s ml hns w`y tm @ernk` tmwmrf emr `l @cgrnk`l meeshmrg brniinl kmltr`ktmr.



ermc thg jrmkhurg thg i`lb jgymlb thg p`rfi`lb w`s e`rcgb jyemur tgl`lt e`rcgrs whmsg `r`jig krmps iget inttig nl thg w`y meulspmnit wmmbs mr hmiimws mutsnbg me thg p`rfi`lb. !`s thnsthg mlsgt me mib ` g emr Rmly `t mliy enety, w`s hg bnskmvgrnl` lggb tm put bmwl rmmts ètgr sukh ` bgt`khgb `lb hn hiycmjnig wmrfnl ineg ìi mvgr thg imjgG 5g h`b lm nltgltnml me

jgkmcnl ` e`rcgr, jut c`yjg thgrg w`s glmu h nltgrgst nlsh`pnl thns gst`tg nltm ` mnl kmlkgrl, `lb hg wmuib stniih`vg tm c`l` g hns nlvgstgb `ssgts.

l thg w`y j`kf tm tmwl jy ` bneegrglt rmutg, thgy p`ssgbthrmu h ` vnii` g, lmt thg prgttngst me khmkmi`tg jmx vnii` gs jut

wnth ` kmlsnbgr`jig cnxturg me hmusnl ermc vgry mib kmtt` gstm kmulkni hmusgs.B!h`t smrt me prnkg ns thg j`lf immfnl emr ml thns gst`tgG

Rmly emulb hncsgie `sfnl .BRhgy w`lt thnrty cniinml, jut : wml t fnb ymu, wg h`vg

ìrg`by h`b meegrs ermc twm imkì i`lbmwlgrs me mliy 'ust mvgrmlg thnrb me th`t. : thnlf th`t 5g`b eenkg wnii jg i`b tm gt

'ust mvgr twglty cniinml `t thg ùktnml `lb wmuib sl`tkh ymurh`lb mee ne ymu meegrgb cmrg. !g h`vg emrgkimsgb ml thg gst`tg,

jut [nr #mhl stnii mwls thg kmltglts `lb ns `rr`l nl `l ùktnml,whnkh hg hmpgs wnii p`y mee thg rgst me hns mvgrbrèt. Rhgrg ns ìnst me kmltglts whnkh h`s jggl vìugb `t twm cniinml jy [nr#mhl s `ltn4ugs gxpgrt `lb `t mlg `lb ` 4u`rtgr cniinml jymurs, s`nb Er`lf.

B!hgrg wnii thgy m whgl nt s ìi mvgrG Rmly gl4unrgb.

B0rmj`jiy tm st`y wnth rgi`tnvgs, jut nt wnii jg ` bgv`st`tnlshmkf tm thgc, `lb : eg`r emr [nr #mhl s st`tg me cgltì hgìthwhgl hg enlìiy e`kgs thg euii rgìnty me bnspmssgssnml, rgpingbEr`lf.

B: `c kmlsnbgrnl juynl , Rmly emulb hncsgie s`ynl ,Bjut : lggb tm kmlsuit cy ig ì rgprgsglt`tnvg enrst. >muib ymubrmp cg mee `t thg [w`l 5mtgi nl thg tmwl `lb : wnii kmlt`ktymu ` `nl tmcmrrmw. !nth th`t, Rmly st`rtgb thnlfnl thrmu h

thg `ktnmls hg lmw lggbgb tm t`fg `lb s`t nl snigltkmltgcpi`tnml ultni thgy rg`khgb thg hmtgi.



Kh`ptgr Emur

@l Mniengib Am nl @ernk`

[urvnvnl thg sueemk`tnl geegkt me thg hmt, b`cp `tcmsphgrgth`t bgskglbgb upml hnc infg ` hg`vy ji`lfgt `s hg stgppgbermc thg `nrkrèt `t I` ms `nrpmrt, Rmly turlgb mut tm jg ` mmbswg`tgr. 0grspnrnl w`s gssgltnì nl thns fnlb me kinc`tg `se`niurg tm bm sm kmuib jrnl `jmut thg tmrcgltnl ntkhnl me

prnkfiy hg`t. @kkinc`tns`tnml w`s bgi`ygb jy `nr7kmlbntnmlgb`kkmccmb`tnml `lb meenkgs, `lb tmmf `jmut tgl wggfs, ètgrwhnkh Rmly w`s kmcemrt`jig mutsnbg `lb emulb nt w`s vgry

pig`s`lt nl thg gvglnl s. Ln grn` ns ` r`nlemrgst kmultry 'ust ègw bg rggs `jmvg thg g4u`tmr, jut urj`l `rg`s `rg c`nliy erggme thg nlsgkt ineg emulb nl thg jush, gxkgpt emr thg ujn4untmus

eings. 5g h`b jggl tmib th`t `ly bgi`y nl kustmcs kmuib jg`vmnbgb wnth ` envg pmulb lmtg, `lb thg `bvnkg w`s kmrrgkt,Rmly w`s `jmut tm gltgr thg wmrib me b`sh. 8`sh w`s thg

Ln grn`l wmrb emr ` tnp `lb ` whntg e`kg cg`lt th`t hg kmuibèemrb b`sh `lb wmuib jg `sfgb emr b`sh erg4ugltiy.

!hgl Rmly `rrnvgb nl # lu`ry $%9 , Ln grn` h`b 'ustkmlkiubgb ` knvni w`r, nl whnkh thgy h`b trngb tm smrt mut thgmvgrsncpinengb ulnenk`tnml me c`ly trnjgs jy thg *rntnsh whmh`b br`wl str`n ht inlgs ml thg c`p wnthmut ulbgrst`lbnl ìithg kuiturì r`cnenk`tnmls. Rhg *nèr`ls nl thg J`st, sgigktgb jythg *rntnsh jgkùsg me thgnr `jninty tm `b'ust tm @l im7[`xmlw`ys, h`b jggl sprg`b `rmulb Ln grn` `s `bcnlnstr`tnvg knvnisgrv`lts, jut thns h`b krg`tgb rgsgltcglt `cml st thg mthgrtrnjgs. 8nss`tnsengb wnth thg pmst7nlbgpglbglkg mvgrlcglt,thg *nèr`ls h`b mvgrrg`khgb thgcsgivgs `ttgcptnl ` kmup`lb thmsg th`t survnvgb thg glsunl c`ss`krgs rgtrg`tgb nltmthgnr g`stgrl rg nml `lb ulni`tgrìiy bgki`rgb nlbgpglbglkgermc thg rgst me Ln grn`. Rhg *nèr`ls put up ` hgrmnkrgsnst`lkg, jut wnth thg rgst me thg wmrib ` `nlst thgc nt tmmf



emur yg`rs tm sujbug thg g`stgrl prmvnlkg. Ineg nl I` ms h`brgturlgb tm lmrcì, ìthmu h thg jg`tgl *nèr`ls nl thg J`stwgrg nl ` j`b w`y whgl Rmly `rrnvgb `lb hg h`b tm wmrf muthmw tm rgi`tg tm thg Ln grn`ls nl thns pmstkmimlnì `lb pmst7w`rsntu`tnml. :t bnbl t t`fg hnc iml `lb hg smml emulb hncsgiewìfnl `rmulb I` ms jut `vmnbnl thg wmrst `rg`s whnkhkmuib jg 4untg b`l grmus. 5g w`s e`sknl`tgb jy thg justig methg c`rfgtpi kgs whnkh wgrg sm v`rngb `lb sm kmimureui th`t ntw`s bneenkuit tm bgskrnjg thgc. Rhgy wgrg euii me c lybneegrglt erunts `lb vg gt`jigs, luts `lb spnkgs, wmmb k`rvnl s,`lb gvgry fnlb me kmimureui kimth. Jvgl thg @ernk`ls v`rngb nl

thgnr sh`bg me sfnl kmimur `lb nl brgss, `lb thgnr brgss v`rngb nlstyig `lb kmimur. Rhg gltnrg knty w`s euii me pgmpig `lb k`rs`lb thg junibnl s r`l gb ermc cmbgrl `nr7kmlbntnmlgb meenkgs`lb j`lfs tm wmmbgl sh`ltngs `lb cub huts. Rhgrg wgrg stìis`lb stmrgs `lb ` strg`c surrmulbgb jy thg wggf s w`shnl ,r` gb krnppigs bmnl lmthnl `lb sc`rtiy ulnemrcgb

pminkgcgl bmnl lmthnl , pgmpig g`tnl , pgmpig siggpnl `lbìi thg k`rs hmmtnl `lb swgrvnl `jmut ìi mvgr thg pi`kg. Rhgi`tgrntg g`rth c`bg rgb jy nts nrml mxnbg kmltglt sggcgb tmkrggp up thg snbgs me junibnl s ermc thg rm`b, `lb whgrgvgrthgrg w`s vg gt`tnml ` b`rf rggl kmimur w`s `bbgb tm thg cnx.

Rhg wmrf nl Rmly s lgw 'mj w`s g`sy, jniinl s, p`yrmiis,`lb `kkmults p`y`jig, jut nt w`s c`bg cmrg nltgrgstnl jyrgimk`tnmls th`t `vgr` gb mlg gvgry snx cmlths, whgl kh`l gsnl kurrglky, i l u` g, j`lfnl systgcs `lb i`jmur `lb

kmccgrknì i`ws fgpt Rmly nltgrgstgb `lb jusy. !mrfnl emrthg @cgrnk`ls, whm h`b bgvgimpgb meeshmrg brniinl vgssgisth`t kmuib jg 4unkfiy rgimk`tgb `lb usgb emr nlntnì gxpimr`tnmlme pmssnjig lgw mniengibs `rmulb thg wmrib, w`s ìsm ` lgwgxpgrnglkg. Rhg @cgrnk`ls wgrg cmrg th`l glgrmus wnthsì`rngs `lb pr`nsg ne s`tnsengb wnth thg gcpimygg s wmrf, jut`vg thgnr gcpimyggs i`r g invnl ìimw`lkgs `lb iget thgc tmenlb thgnr mwl `kkmccmb`tnml `lb immf ètgr thgnr mwl

wgie`rg, bgspntg jgnl nl ` emrgn l kmultry. Rhgy wgrg ìsm4unkf tm sglb hmcg `lymlg whm bnb lmt pgremrc tm thgnrs`tnse`ktnml `lb Rmly jg `l tm rgìn;g th`t thg pr`nsg w`s `bginjgr`tg emrc me glkmur` gcglt tm eurthgr ul4ugstnmlnl



kmccntcglt tm thg 'mj. *glgents wgrg sp`rsg, wnth cgbnkìnlsur`lkg jut lm pglsnml, `lb hns w`s ` snl ig st`tus kmltr`kt.Rhgy p`nb `ly imkì t`x`tnml emr thg gxp`trn`tgs, jut wnth è`st7cmvnl vgssgi cn r`tnl ermc kmultry tm kmultry thns kmstthg kmcp`ly vgry inttig. [tnii Rmly w`s invnl kmcemrt`jiy `lbs`vnl envg thmus`lb ?[ bmii`rs ` yg`r tm `bb tm hns lnlgtgglthmus`lb bmii`rs nl hns ?[ j`lf bgpmsnt `kkmult. Rhns bgpmsntw`s hns gxkh`l gb gn ht thmus`lb pmulb stgrinl nlhgrnt`lkg`lb pglsnml rgeulb, `lb wnth ` twm yg`r kmltr`kt kmcpigtnml

jmlus me twm thmus`lb emur hulbrgb bmii`rs tm immf emrw`rb tmhg w`s s`tnsengb wnth hns lgw 'mj.

5g h`b tm bgì wnth smcg prgtty wnib @cgrnk l kh`r`ktgrswhgl thgy k`cg `shmrg emr thgnr tncg mee thg brniinl vgssgi, jut hg bnb mkk`snmlìiy snt bmwl tm brnlf ` jggr mr twm wnththgc, ìthmu h hg tmmf k`rg tm ig`vg jgemrg thgy jgk`cgvnmiglt brulfs. lg l`cgb F`lg @wgj 8ufg kmlenbgb tm hncth`t hg h`b jggl nl prnsml j`kf nl Rgx`s, jut nt w`s mliy emrrustinl k ttig `lb th`t w`s kmlsnbgrgb lmrcì nl Rgx`s.@lmthgr bgrrnkfc`l i`tgr tmib Rmly th`t F`lg h`bl tcgltnmlgb th`t hg w`s nl ` engib euii me k`ttig `lb rullnl thgcmvgr wnth ` trukf whgl hg w`s kù ht `lb th`t w`sl tkmlsnbgrgb lmrcì nl Rgx`s. Rmly smcgtncgs hgipgb wnth thgkrgw kh`l g, pnkfnl thg cgl up `t thgnr hmtgi `lb brnvnlthgc tm thg hginpmrt. l mlg krgw kh`l g hg wglt up tm thgnrhmtgi rmmcs tm hurry thgc ìml , enlbnl thgc imul nl nl thgsul ml thg jìkmly me mlg rmmc wnth ` h`lbsmcg st`tugs4ug

Ln grn`l prmstntutg c`rkhnl up `lb bmwl brgssgb mliy nl `[tgtsml `lb kmwjmy jmmts, pmnltnl twm enl grs `t thgc `lb`llmulknl hgr nltgltnml tm, B shmmt ymu cmthgreukfgrs .

Rmly c`bg surg th`t thgy sgttigb ìi jniis jgemrg brnvnl thgemur cgl tm thg hginpmrt. Rhg snl ig st`tus rn krgws wgrg mliy`shmrg emr tgl b`ys `t ` tncg `lb nt w`s lmt pmssnjig emr thgc tmc`fg thg [nl gr [mwnl (`khnlg `rr`l gcglt th`t snl igst`tus gxp`trn`tgs whm wgrg `shmrg ìi thg tncg kmuib c`fg.

@ithmu h snl ig st tus, thgsg gxp trn`tgs wgrg c`rrngb cglwhm `kkgptgb thg h`rbshnp me sgp`r`tnml ermc wnvgs `lbe`cniy emr ` spgknenk rg`sml, sukh `s tm s`vg emr ` bgpmsnt ml `hmusg purkh`sg. Rhgy wgrg usgb tm h`vnl thgnr wneg nl thgnr



jgb gvgry ln ht `lb sgp`r`tnml w`s h`rb emr thgc. Rm smivgthgnr prmjigc thgy wmuib jgernglb mlg me thg imwgr p`nb@ernk`l wmrfgrs `t thgnr pi`kg me gcpimycglt `lb nl rgturl emr` kr tg me jggrs `lb ` jmttig me whnsfy, ` sunt jig pmst7

pujgskglt bù htgr wmuib jg nvgl thg 'mj me tr`nlgg stgw`rbnl thg gxp`trn`tg s jul ìmw. :t w`s ulbgrstmmb th`t jgsnbgin ht kig`lnl `lb kmmfnl butngs shg wmuib sh`rg hns jgbgvgry ln ht, `lb nl rgturl wmuib t`fg hgr cmlthiy sì`ry, smcg

jmttigb jggr, `lb smcg tnllgb emmb j`kf tm e`thgr gvgry cmlth.5gr e`thgr ìsm jglgentgb jy h`vnl tm eggb `lb kimthg mlg igssbù htgr emr ` yg`r mr twm, `lb whgl nt k`cg tncg emr thg

gxp`trn`tg tm bgp`rt, ` jr lb lgw [nl gr [gwnl (`khnlgwmuib sgt thg bù htgr up emr ineg `s ` brgssc`fgr. [`tnse`ktnmlìi rmulb. Jvgl ` prg l`lky w`s lmt ` prmjigc, `s !gst@ernk`l cgl infgb prmme me egrtninty jgemrg gttnl c`rrngb,whnist thg bù htgr s `ttntubg w`s usuìiy th`t ` cnxgb r`kgkhnib wmuib prmj`jiy jg kigvgrgr mr prgttngr `lb jgttgr `jig tmsuppmrt hgr nl hgr mib ` g, mr gvgl c`rry ` whntg c`l `lbrgsgttig thg e`cniy nl Jurmpg. :t w`s lmt `l nbgì sntu`tnml `lbthg usg me thg wmrb prmstntutg w`s lmt sueenknglt tm gxpi`nl thgsntu`tnml me snl ig whntg cgl wnth tmm cukh cmlgy `lb thgsnl ig ji`kf nris whm w ltgb tm tgst thgnr `ttr`ktnvglgssb`lknl nl ` ln htkiuj `lb gl'mynl ` inttig ìkmhmi `lb ` lnkgcgì nl `l `nr7kmlbntnmlgb rgstùr`lt. Rmly w`s wgii `w`rg mewh`t w`s mnl ml ìi `rmulb hnc, jut whnist hg w`s tgcptgb,hg c`l` gb tm rgstr`nl hncsgie `lb `nc hn hgr emr sgxuì

s`tnse`ktnml.@lmthgr ule`nr `spgkt me pmstkmimlnì @ernk` th`t strukfRmly whgl hg gltgrgb thg `nr7kmlbntnmlgb j`lfs mr

prmegssnmlì meenkgs nl Ln grn` w`s th`t thg nlbn glmus j`lfkigrfs `lb `kkmult`lts, ìi prmpgriy `ttnrgb nl sunt `lb tngs,wglt hmcg tm pmmriy kmlstruktgb hmcgs nl wh`t kmuib mliy jgbgskrnjgb `s sh`lty tmwls. Rmly vnsntgb smcg me thg hmcgs methg kigrfs th`t hg wmrfgb wnth `lb thgy kmuib èemrb tm snt hnc

bmwl nl thgnr wgii7eurlnshgb invnl rmmcs `lb meegr hnc ì`ss me whnsfy jut wnthmut rgin`jig gigktrnknty `lb `nr7

kmlbntnmlnl `lb wnth vgry prncntnvg s lnt`ry kmlbntnmlsmutsnbg nl thg strggt. 5g egit th`t thg prgsglkg me wgii7p`nb



gxp`trn`tgs wnth kmcp`ly7prmvnbgb cmbgrl `kkmccmb`tnmlw`s prgvgltnl thg bgvgimpcglt me ` Ln grn`l cnbbig ki`ssth`t wmuib, ne nt w`s ìimwgb tm bgvgimp, jrnl ` cmrg st`jigsmkngty wnth imwgr r`tgs me krncg. Rmly w`s ìw`ys strukf jythg ruthigss `ttntubg me thg wgìthy l`tnmlìs whm, flmwnl thge`tg th`t `w`ntgb thgc ne thgy sinppgb j`kf nltm thg mliy mthgrsntu`tnml `v`ni`jig whnkh w`s thg pmmr wmrfnl ki`ss smkngty,wmuib bm `lythnl tm c`nlt`nl thgnr `bv`lt` gmus st`tus.!muib bgvgimpnl kmultrngs jg jgttgr mee wnthmut thggxp`trn`tgsG [hmuib thgy jg ìimwgb tm m thrmu h thg g4uìiystrgsseui st` gs th`t Jurmpg `lb @cgrnk` h`b mlg thrmu h tm

`khngvg rg`sml`jig st`jnintyG Rmly s egiimw gxp`trn`tgs 'ucpgbbmwl hns thrm`t ne hg gvgr `vg vglt tm hns egginl s ml thnsc`ttgrD thgy jgingvgb th`t wnthmut thgc thg whmig pi`kg wmuibrgvgrt tm thg 'ul ig. Rhg infgiy rgsuit wmuib prmj`jiy jgcnxgb, wnth smcg sukkgssgs `lb smcg e`niurgs, jut mliy tncgkmuib tgii2

Rmly smml bgvgimpgb hns mwl inegstyig, rgltnl ` sp`rsgiyeurlnshgb ei`t, wnth c`nbs tm kig`l `lb iùlbgr hns kimthgs jutkhgkfnl nltm ` hmtgi gvgry mthgr wggfglb emr smcg iuxuryinvnl wnth thg pmssnjninty me thg mkk`snmlì sgxuì glkmultgr.Rhg @cgrnk`l gxp`trn`tgs nl thg cmrg prmegssnmlì mkkup`tnmlsml thg brniinl vgssgi `lb ml c`rrngb st`tus kmltr`kts h`b thgnrwnvgs `lb khnibrgl wnth thgc, jut wmrfgb emurtggl b`ys`jm`rb emr sgvgl b`ys mee. Rhgnr jmrgb sgrv`lt7`ssnstgb wnvgsìsm erg4ugltgb thg jgttgr hmtgis emr iulkh mr bnllgr mut `lb

wgrg vgry h`ppy tm einrt. !mrfnl nl thg shmrg7j`sg meenkg,Rmly w`s nl ` pmsntnml tm `ssnst thgc wnth thg cnlmr nrrnt`tnmlsme mvgrsg`s invnl , emr whnkh thgy wgrg r`tgeui, jut thgy wgrgb`l grmus j`nt `s thgnr husj`lbs wgrg h`rb cgl. Rhgy wgrg,hmwgvgr, k`rgigss cgl, whm tmmf `bv`lt` g me `ly sgxuìglkmultgr, p`nb emr mr ergg, jgemrg thgnr wnvgs 'mnlgb thgcmvgrsg`s ètgr `l mjin `tmry thrgg cmlth pgrnmb ìmlg tm glsurgth`t thgy wgrg mnl tm sgttig nl thg imk`tnml. [mcg me thgc

wmuib lmt w`lt Rmly tm bnskimsg thgnr sgkrgts, jut stnii hg w`s`s bnskrgtg `s pmssnjig. 5`vnl wnlgb, bnlgb `lb b`lkgb wnththg @cgrnk l wneg me `l gcpimygg me `lmthgr mniengibkmltr`ktnl kmcp`ly `t `l mut7me7tmwl hmtgi, shg igb hnc tm



hgr hmtgi rmmc `lb mlkg thg bmmr kimsgb shg w`s l`fgb wnthnltgl sgkmlbs. :t ns ìw`ys ` pu;;ig tm cgl th`t wmcgl k`lrgcmvg thgnr kimthgs sm 4unkfiy `lb Rmly kiucsniy emiimwgbsunt.

Jltr`lkgb jy hgr kurvgs whnkh eimwgb ermc shmuibgr tm`lfig nl ` sgrngs me w`rc scmmth hniimkfs, hg w`s tmm `lxnmustm `ppiy thg emrgpi`y th`t hg flgw w`s lgkgss`ry emr cutuìr`tnenk`tnml, jut shg rgìnsgb hns nlgxpgrnglkg `lb kìcgb hnc,rgingvgb hnc `lb gltiy shmwgb hnc hmw tm jrnl hgr tms`tnse`ktnml. Ermc thns èe`nr, whnkh i`stgb mliy thrgg cmlths

jgemrg hns cnstrgss tr`lsegrrgb wnth hgr husj`lb tm `lmthgr

kmcp`ly mpgr`tnml, Rmly jgk`cg ` sukkgsseui `lb kmcpgtgltimvgr, ìthmu h thgrg wgrg pgrnmbs me kginj`ky. :t w`s,hmwgvgr, `l nsmi`tgb gxnstglkg th`t hg simwiy rgìnsgb suntgbhnc. 5g w`s 4untg h`ppy spglbnl gvglnl s rg`bnl , smivnli`r g 'n s`w pu;;igs `lb, ` egw yg`rs i`tgr, gxpimrnl thgbgin hts me hmcg kmcputgrs `lb thgnr bgvgimpcglt.

Rhgrg wgrg thrgg ru jy tg`cs nl I` ms `lb Rmly 'mnlgbmlg kiuj whgrg hg gl'mygb thg tr`nlnl `lb mkk`snmlì `cg. :tw`s pmnltigss trynl tm shmwgr ètgr thg `cg, `s nt tmmf `t ig`sttwm hmurs tm stmp swg`tnl ètgr sukh `l gxgrtnml, burnlwhnkh tncg thg pi`ygrs bmwlgb kmib pnlt me mibgl i` gr `s thgsul sgt. Rhg >`thmink >hurkh h`b ` tg`khgr7tr`nlnl kmiig g nlI` ms, eniigb wnth g` gr ymul :rnsh i`bs whm, wnth ` kmupig methg ymul gr prngsts, kmuib put mut ` ru jy tg`c. l >hrnstc`s8`y thgy spglt cmst me thgnr tncg nl khurkh whnist Rmly s tg`c

wgrg p`rtynl emr twm b`ys jgemrg thg *mxnl 8`y c`tkhenxturg jgtwggl thgc. 8urnl thg `cg thg >`thmink tg`ckmcpi`nlgb `jmut thg scgii nl thg skruc kmcnl ermc jmthglbs me thgnr mppmlglts `lb `vg Rmly s tg`c ` mmbthr`shnl . @ii w`s emr nvgl nl thg j`r ètgrw`rbs, whgl thgkhurkh jmys s l thg kustmc`ry ru jy sml s, jut cmrgtulgeuiiy th`l w`s usuì wnth mthgr ru jy tg`cs.

Rmly s brniinl vgssgi rgimk`tgb tm (mrmkkm nl #`lu`ry

$%9$ tm ` cmrg (gbntgrr`lg`l kinc`tg `lb hg sukkgsseuiiygst`jinshgb thg lgw shmrg7j`sg meenkg nl @ `bnr. Rhg tmwl h`b

jggl bgv`st`tgb jy `l g`rth4u`fg nl $%< jut h`b jggl`ttr ktnvgiy rgjunit wnth mliy imw7rnsg junibnl s `lb w`s



bgvgimpnl lnkgiy `s ` hminb`y rgsmrt emr Jurmpg`ls. Rhgbrniinl krgw wgrg h`ppy tm spglb thgnr tncg mee nl sukh ` lnkgrgsmrt, wnth piglty me ymul egcìg hminb`yc`fgrs ml whmcthgy kmuib spglb thgnr pgr bngcs. Rmly spglt `l glgr gtnkwggf wnth ` *gi n`l nri whm `bcnttgb th t shg w`s `

prmstntutg j`kf hmcg jut w`s h`ppy tm c`fg imvg emr ergg emr `kh`l g, whnist shg w`s ml hminb`y. Rhg strggts me @ `bnr h`b

jggl rgkmlstruktgb wnbg `lb str`n ht, ìthmu h thgrg w`s lmtcukh trèenk nl thmsg b`ys. @l @cgrnk`l hnppy, `jmut tm rgturlhmcg ètgr tmurnl Jurmpg ml ` 5`rigy 8`vnbsml cmtmrjnfg,smib nt tm thg brniinl krgw, whm tmmf nt nl turl tm r`kg `rmulb

thg strggts me @ `bnr. Rhgy wgrg thg mliy mniengib mutent nl(mrmkkm bmnl gxpimr`tnml wgiis emr ` c`'mr mni kmcp`ly `lbthg ùthmrntngs bnbl t flmw wh`t tm c`fg me thgc, sm thgy wglt`hg`b `lb c`bg up thgnr mwl i`jmur ruigs `lb 'ust w`ntgb tmsgg wh`t wmuib h`ppgl, ne `lythnl .

Rhg meenkg w`s nl ` emur7stmrgy junibnl ml thg shmrgermltrm`b `lb Rmly rgltgb ` ei`t nl thg s`cg junibnl jut `kkgssgbermc ` sgkmlb ermlt bmmr. Rm gt tm wmrf hg mliy h`b tm t`fgthg inet bmwl ml mlg snbg me thg junibnl , wìf twglty y`rbsìml thg p`vgcglt `lb t`fg thg inet up thg mthgr snbg me thg

junibnl `lb wìf nltm thg meenkg. Rhg mliy bns`bv`lt` g w`sth`t ne hg w`s lggbgb hg w`s lmt h`rb tm enlb, jut thgrg wgrgsgvgrì hminb`y hmtgis th`t hg kmuib hnbg `w`y nl `t thgwggfglbs. l mlg wggfglb Rmly kmuib lmt m `lywhgrg `s@ `bnr w`s hnt jy ` kimub me imkusts. Rhgsg r`sshmppgr7infg

krg`turgs, whnkh ulbgr kgrt`nl kmlbntnmls mvgrjrggb `lb thgl`thgr tm gthgr nl `c`;nl lucjgrs, ìi tr`vgi tm gthgr nlsg`rkh me emmb. lkg thgy ìn ht ml `l `rg` thgy 4unkfiy strnp ntme ìi vg gt`tnml, `lb whnist lmt h`rceui tm huc`ls, thgy `rggxtrgcgiy nrrnt`tnl , gttnl nl thg h`nr `lb stnkfnl tm kimthnl .!ìfnl nlvmivgs krulkhnl hulbrgbs me thgc ulbgr emmt, `lbthgy k`l gt stukf nl `lythnl ermc `nr7kmlbntnmlnl ulnts tmcmtmrk`r gl nlgs. Jvgltuìiy thgy cmvg ml, jut `s Rmly h`b `

mmb suppiy me jggr `lb krnsps nl hns ei`t, hg bgknbgb tm snt ntmut.



Rhg @cgrnk`l brniinl c`l` gr `lb c`tgrnìs c`l, ig`vnlthg meenkg ètgr wmrf ml ` sprnl gvglnl , shmutgb `krmss tmRmly tm 'mnl thgc emr ` jggr `t thg lg`rjy j`r.

B K, jut m `hg`b, : 'ust w`lt tm enlnsh thns 'mj, hgrgpingb.

Rhg meenkg h`b ` enlg vngw mvgr thg kìc @ti`ltnk `lb thgh`rjmur wìi `t thg lmrth glb me thg j`y `lb ermc thg meenkgwnlbmw Rmly kmuib sgg hns jmssgs `t thg p`vgcglt t jigmutsnbg thgnr usuì j`r. 5ns jggr w`s ìrg`by ml thgnr t`jig, smhg wglt bmwl tm 'mnl thgc `lb rgi`x. @s hg s`t bmwl thgywgrg jusy bnskussnl smcg kmcp`ly mssnp pnkfgb up burnl

thg wggfiy tgigphmlg rgpmrts tm thg 5mustml 5g`b eenkg. Rhgkmcp`ly w`s `jmut tm junib ` lgw typg me vgssgi, bgvgimpgb tm jg ` n`lt v`kuuc kig`lgr emr thg sg`jgb `t thg cmuths me thgwmrib s rg`t rnvgrs. Rhg nbg` w`s j`sgb ml thg `ssucptnmlth`t emr cniigllnuc thgsg rnvgrs, whnkh tm thns b`y wgrg p`llgb`lb sngvgb emr mib, snivgr `lb bn`cmlbs, h`b jggl w`shnlthgsg cnlgrìs bmwl tm whgrg thgnr bgit` s cgt thg sg` `lbwhgrg thgy h`b lmw junit up nltm sueenknglt 4u`ltntngs th`tw`rr`ltgb kmccgrknì gxpimnt`tnml. Rhg vgssgi wmuib imwgr ntsi`r g suktnml lm;;ig tm thg sg`jgb, sukf up thg snit `lb sngvg ntml jm`rb, rgturlnl thg snit tm thg sg`jgb `lb ig`vnl thg

prgknmus stmlgs `lb vìu`jig cnlgrìs jghnlb. >r`;y, jut ntsggcgb th`t thg mssnp w`s th`t thg kmcp`ly h`b st rtgb

junibnl thns vgssgi ìrg`by2Rmly kmuibl t hgip iù hnl D thgsg @cgrnk`ls wgrg sm

sgrnmus, fggl `lb glgr gtnk nl thgnr pursunt me thg @cgrnk`l8rg`c, jut thns tìg w`s surgiy sknglkg enktnml. BLm lmt `t ìi,hns kmcp`lnmls nlsnstgb, thgrg w`s gvgl tìf me 5u hgs Rmmi>mcp`ly nlvgstnl nl, `lb kmltrnjutnl tm, thg lgw vglturg.I`tgr th`t gvglnl Rmly rgeigktgb th`t thgsg cgl, whmc hg`bcnrgb emr thgnr gxpgrtnsg `lb ulbmujtgb wmrf gthnk, wgrgsgrnmus. [nlkg jgkmcnl ` lmuvgù rnkhg nlhgrntmr `lb s`vgr,Rmly w`s lmw wmrth twglty emur thmus`lb ?[ bmii`rs `lb h`b

`l nlkmcg th`t e`r gxkggbgb hns rg ui`r gxpglbnturg. 5g h`bkmltgcpi`tgb nlvgstnl hns cmlgy tm gl'my ulg`rlgb nlkmcg,

jut ` ineg me g`sy pig`surg `lb spmrt h`b bnstr`ktgb hnc `lb hgh`b iget hns cmlgy nl ul i`cmrmus bgpmsnt `kkmults. :t w`s `



kmccml bgiusnml me thg lmuvgù rnkhg tm bgknbg tm c`l` g thgnlvgstcglt me thg prments ermc thgnr sfnii mr tìglt, mr iukf.:lvgstcglt c l` gcglt w`s ` prmegssnml th`t infg ìi

prmegssnmls rg4unrgb jmth 4uìnenk`tnmls `lb gxpgrnglkg. !muib`lymlg kmlsnbgr sgttnl up shmp tmcmrrmw `s `l `kkmult`lt, ì`wygr mr ` bmktmr wnthmut `nlnl thg 4uìnenk`tnmls `lbgxpgrnglkgG e kmursg lmt, jut c`ly lgwiy wgìthy pgmpigthmu ht th`t thgy kmuib c`l` g thgnr h`rb7g`rlgb k`pntì `lbnlvgst nt `kkmrbnl tm thgnr mwl whncs mr tnps ermc`k4u`nlt`lkgs.

Rhg lgxt cmrlnl Rmly jmu ht thrgg thmus`lb sh`rgs nl

hns gcpimygr s kmcp`ly `t gn ht bmii`rs ` sh`rg2 :t w`s lmtbneenkuit, thg 5mustml 5g`b eenkg wgrg h`ppy tm prmvnbg thglgkgss`ry rgegrglkg tm mpgl `l `kkmult wnth ` Lgw 6mrfstmkfjrmfgr. Rmly thgl c`nigb ` igttgr tm hns st`tgsnbg j`lfrg4ugstnl thg tr`lsegr me twglty envg thmus`lb bmii`rs tm hnslgw stmkfjrmfgr `kkmult, `lb ètgr ìimwnl ` wggf emr thgtr`ls`ktnml tm jg kmcpigtgb, hg thgl tgigxgb hns nlstruktnml tmhns jrmfgr tm juy thg sh`rgs `t thg jgst `v`ni`jig prnkg ml thgb`y, 4umtnl thg ` rggb p`sswmrb emr thgc tm kmlenrc th`t thgnlstruktnml k`cg ermc (r @lthmly I`tncgr. !h`t hg bnbl tflmw w`s th`t thg mssnp th`t hg h`b hg`rb h`b bnstmrtgb ` tìgth`t gvgl ne nt h`bl t jggl bnstmrtgb w`s kmcpigtgiy eìsg2



Kh`ptgr Envg

@l Meegr emr ` Kmultry !st`tg ns C`bg

Rhg emur st`r [w`l 5mtgi nl [`lbyhnii w`s lmt up tm RmlyI`tncgr s usuì st`lb`rb me `jmbg, jut hg w`s hgrg tm p`y lnlgthmus`lb pmulbs nl k`sh tm ` snl ig cmthgr, tm whmc hg bnblmt w`lt ` tr`kg`jig kmllgktnml. 5g w`s tm cggt hgr tmcmrrmwgvglnl , jut enrst hg h`b tm ulig`sh hns 0grsmlì @ssnst`lts mlthg lgw gst`tg prm'gkt. 5g h`b thrgg egcìg 0@s wmrfnl emrhnc, twm `t hns jgkf `lb kìi `lb mlg ml hgr ergg b`ys mee. #`lgw`s ergg tmb`y, Lnkmig w`s c`llnl hns Imlbml eenkg `lbEnml` w`s tr`vgiinl wnth hnc. 5g h`b iget hgr nl hgr mwl rmmcth`t cmrlnl , flmwnl th`t shg wmuib mkkupy hgrsgie wnth`kkucui`tnl nlemrc`tnml th`t hg rgkmrbgb ml ` b`niy j`sns emr

rgegrglkg whgl c`fnl mr c`l` nl hns nlvgstcglts. !hgl hgrgsucgb hns tr`vgis, Enml` wmuib t`fg k`rg me ìi `rr`l gcglts`lb nlemrc Imlbml nl k`sg Lnkmig h`b `ly lggb tmkmcculnk`tg wnth hnc. *y lmw nt w`s iulkh tncg `lb Rmlyemulb Enml` ìrg`by nl thg imul g w`ntnl emr hnc tm t`fg hgrnl tm iulkh, jut hg s`t bmwl.

B: c thnlfnl me juynl `l gst`tg, `lb lggb ymu tm khgkfsmcg thnl s mut emr cg. [hg w`s lmt gspgknìiy surprnsgb jysukh ` st`tgcglt, jgnl usgb tm hns i`r g nlvgstcglts bgknsnmls,

jut ` pmssgssnml, ` sminb `ssgt w`s ulusuì.B@ jn mlg mr ` scìi mlgG shg gl4unrgb.BEnvg thmus`lb `krgs, hg rgpingb, `lb whgl hgr gxprgssnml

nlbnk`tgb th`t shg h`b lm nbg` whgthgr th`t w`s jn mr scìi, hg`bbgb, B5ybg 0`rf ns `jmut thrgg hulbrgb `krgs, sm nc` nlgsnxtggl 5ybg 0`rfs. Enml` tmmf hgr lmtgp`b nltm iulkh `lbthgy jmth h`b sì`bs, shg tm c`nlt`nl hgr ymutheui tmlgb jmby,hg tm try `lb rg `nl mlg.

BRhns ètgrlmml : w`lt ymu tm try `lb enlb mut hmw cukh `r`l g me `lluì sì`rngs ns emr `l gst`tg c`l` gr, ` prmpgrty



c`l` gr, `lb ` r`kghmrsg tr`nlgr. 5g thgl `vg hgr thg bgt`nisme hns cmrlnl `bvglturgs, `lb shg sglsgb th`t ` kh`l g h`bmkkurrgb nl hgr jmss. @s smml `s hg iget, Enml` tgigphmlgb

Lnkmig nl Imlbml tm bnskuss thns str`l g tr`lsemrc`tnml nl thgnr jmss `lb jmth ` rggb th`t nt kmuib h`vg ` kmlsnbgr`jig geegktupml thgnr invgs `lb 'mjs.

Rmly tgigphmlgb hns ig ì `bvnsgrs nl Imlbml, whm kìigb j`kf tm nvg hnc thg l`cg me ` ig ì enrc nl [`lbyhnii.>mibstmlg `lb Im ng wmuib `bvnsg hnc ml imkì c`ttgrs `lbkmlsuit wnth thg i`r gr Imlbml i`w enrc whm wmuib `bvnsgwhgl lgkgss`ry. 5g thgl tgigphmlgb emr `l nltgrvngw wnth thg

[glnmr 0`rtlgr `t >mibstmlg `lb Im ng `lb th`t ètgrlmmlemulb hncsgie nl ` kmcemrt`jig meenkg wnth imts me ig`thgr mlbgsfs `lb kh`nrs.

(r >mibstmlg flgw ìi `jmut thg Lmrwmmb gst tg `lbwmuib jg pig`sgb tm `kt emr (r I`tncgr, gst`jinshnl thg lgwmwlgrshnp wnthmut kmvgl`lts, kmlbntnmls `lb rgstrnktnmls.Rmly h`b ìrg`by bgknbgb ml ` pujink in`jninty kmcp`ly tm jgkìigb thg Eìimwengib Jst tg, wnth hncsgie mwlnl lnlgtysgvgl pgrkglt me thg sh`rgs `lb thg rgc`nlnl thrgg pgrkglt nlthg l`cgs me hns v`rnmus ig ì `bvnsgrs whm wmuib lmcnl`tgbnrgktmrs. (r >mibstmlg kmlenrcgb thg glgrì prnkg me `r`jigi`lb nl thg `rg` `lb rgkmccglbgb ` enrc me imkì `kkmult lts,Egr usml `lb *r`lb tm bm bug bnin glkg ml thg Jst`tg ulbgr hnsbnrgktnml. (r "mibstmlg s lmrcì vìu`tnml emr thg Jst`tg w`stwglty envg cniinml, jut hg `bvnsgb th`t prnkgs wgrg lmt

jumy`lt `t thg cmcglt `lb nt cn ht jg jmu ht emr igss `t thgùktnml. Rmly gxpi`nlgb th`t tm glsurg th`t thg j`lf `kkgptgbhns meegr wnthmut w`ntnl emr thg ùktnml hg nltglbgb tm meegrtwglty sgvgl cniinml. 5g tgigphmlgb Er`lf !niin`cs `t thg

j`lf jr`lkh str`n ht `w`y `lb c`bg hns meegr `lb `rr`l gbth`t thgy ìi cggt nl >mibstmlg `lb Im ng s meenkg tmcmrrmwcmrlnl , ne thg j`lf s hg`b meenkg `kkgptgb nt. @etgr ` egw

pig`s`ltrngs, Rmly wglt emr ` wìf `rmulb [`lbyhnii `lb w`s

pig`sgb tm enlb nt justinl wnth `ktnvnty ml nts wggfiy c`rfgtb`y. :t h`b cmst me thg hn h strggt kh`nls rgprgsgltgb `lb mlgi`r g supgrc`rfgt bmwl jy thg rnvgr. 0iglty me pujs `lb `



kmupig me thrgg st`rs hmtgis ìml wnth smcg nlbgpglbgltrgstùr`lts, nt h`b ` sgttigb immf.

l hns rgturl tm thg [w`l 5mtgi, Enml` w`s rg`by wnthsmcg `lswgrs `lb imts me 4ugstnmls. :t w`s pmssnjig tm hnrg `lgst`tg mr prmpgrty c`l` gr emr `s inttig `s thnrty thmus`lb

pmulbs pgr `lluc, jut enety thmus`lb w`s cmrg thg lmrc emrthg i`r gr gst`tgs. 5mrsg tr`nlgrs wgrg ` cukh trnkfngr rmup tm`lìysg `s cmst prgegrrgb tm rul thgnr mwl, mr rgltgb, st`jigs `s` jusnlgss. L`tnmlì 5ult7mliy tr`nlgrs `ppg`rgb tm jg thg

pmmrgr rmup `s prn;g cmlgy w`s igss th`l emr ei`t r`kgs. 0rn;gcmlgy jgiml gb tm thg hmrsg s mwlgr ètgr `w`rbnl `

cnlncuc me gn ht pgrkglt g`kh tm thg tr`nlgr `lb 'mkfgy. Rhg jgttgr tr`nlgrs `lb 'mkfgys kmuib ` rgg rgt`nlgrs wnth thgwgìthngr mwlgrs, jut `ssnst`lt tr`nlgrs wgrg sì`rngb `lb kmuib

jg tgcptgb tm `ppiy emr thgnr mwl tr`nlgr s inkglsg `lb tr`nl ml` sì`ry emr `l mwlgr wnth hns mwl st`jigs. Rhns fnlb me`rr`l gcglt kmuib jg meegrgb `s imw `s thnrty thmus`lb pmulbs

pgr `lluc, `s nt wmuib jg sggl `s ` kh`lkg tm jrg`f nltm thg jn tncg. Enml` w`ltgb tm flmw ne thns nlvgstcglt wmuibkh`l g Rmly s inegstyig, `lb `lyw`y wh`t bnb hg flmw `jmutrullnl `l gst`tgG !hgrg wmuib hg invg, `lb wh`t wmuib hns0@s bmD hmw wmuib thgy ent nl tm thg lgw pnkturgG Rmlyrg`ssurgb hgr th`t ` pi`l w`s simwiy emrcnl nl hns cnlb, `lbhg w`s surg tm lggb thg hgip me hns 0@s whm cn ht glb up wnthcmrg rgspmlsnjig `lb nltgrgstnl 'mjs th`l thgy kurrgltiy h`b.5mwgvgr, hg kmuib mliy rgvgì thg bgt`nis `s hg wglt ìml `lb

ètgr bnllgr nl thg [w`l thgy jmth rgtnrgb tm thgnr rmmcs tmthnlf `jmut thmsg pi`ls. Lgnthgr me thgc wglt tm siggp str`n ht`w`y jut h`b thgnr i`ptmps mut khgkfnl mut gst`tgs `lb enlbnlnlemrc`tnml ml thg nltgrlgt th`t wmuib hgip thgc ulbgrst`lbwh`t thgy wgrg gttnl nltm.

the lucky banker (paperback) by david york

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