the peoples bank - fiurl.com book.pdf · the peoples bank since 1910. dr. h. benge simmons ... the...
TRANSCRIPT
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The Story of
The Peoples Bank
Since 1910
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Dr. H. Benge SimmonsOriginal Incorporator, President and Director 1910 - 1945
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The History of The Peoples Bank
ThePeoplesBankofChestertown,MarylandwasestablishedbyanactoftheGeneralAssemblyofMarylandonApril13,1910.TheactwassignedbyAustinL.Crothers,GovernorofMaryland,andanativeofCecilCounty.TheoriginalincorporatorswereWilliamM.Slay,eminentattorney,State’sAttorney,andlaterSenatorforKentCounty;Dr.H.BengeSimmons,aprominentphysicianofChestertown;andL.BatesRussell,awell-knownbusinessmanandnewspaperpublisherofChestertown. ThecapitalstockofthenewBankconsistedof1,000shareswitha$25.00pershareparvalue.Subscriptionstotheentireamountofstockwerequicklyobtainedfrom123personsthroughoutthearea.Itwassignificantthatnoonepersonheldmorethan20sharesofstock.Theseoriginalsubscribersrepresentedageneralcross-sectionofmenandwomeninthearea.ManyofthefamiliesfromtheoriginalstockholdersarestillpresentamongthecurrentstockholdersoftheBank. ThefirstmeetingofthestockholderswasheldJuly18,1910.By-lawswereadoptedatameetingheldthefollowingweek.ThefirstmeetingswereheldinthelawofficeofWilliamM.Slay,Esq.onCourtStreet.Thefirstofficersofthebankwereasfollows: President – Dr.H.BengeSimmons Vice President–L.BatesRussell,Sr. Secretary – W.IrvingWalker Cashier – A.ParksRasin,Sr.
Beforeitevenopenedforbusiness,theBankhadmetitsfirstobstacle.InAugust1910,a“politicalwar”developedamongthetwelveincorporatorsandthedirectors.Asaresult,halfoftheoriginaldirectorsresignedandsoldtheirstockholdings.Theremainingdirectors,headedbyDr.SimmonsandMr.Russell,quicklyreplacedtheresigneddirectorsandarrangedforthepurchaseoftheirstock. Arrangementsweremadefortheleaseofbankingquartersandthepurchaseofbankingequipment.AleasewasenteredintoforoccupancyoftheEliasonStoreRoomat233HighStreet,Chestertown(currentlytheWhite Swan Tavern), atarentalof$30.00permonth.Bankinghouseequipmentconsistingofasafe,atimelock,andotherfixtureswasboughtatacostof$570.00.ThefirstaddingmachinewasboughtfromBurroughsin1910,thesamecompanythatsuppliedthetellermachinesfortheWashingtonAvenue,
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Chestertown,Marylandofficenearly70yearslater. TheBankoccupieditsnewquartersandopenedbooks“for the conduct and transaction of a general banking business” onSeptember1,1910.Thedirectorsatthistimewere:Dr.H.BengeSimmons,I.R.Leaverton,JamesS.Bradley,Capt.DanielHill,WilliamT.Brown,JohnN.Bennett,Wm.G.Smyth,JohnC.Davis,HowardF.Owens,A.ParkRasin,Sr.,W.IrvingWalkerandL.BatesRussell,Sr.Thelastsurvivoroftheseoriginaldirectors,Mr.Wm.G.Smyth,continuedtoserveasdirectorfor52yearsuntilhisdeathin1962. Atthecloseofitsfirstdayofbusiness,thenewBankwasunexpectedlyaskedforastatementoffinancialcondition.Thatstatement,providedtotheStateBankingCommissioner,readasfollows:
RESOURCES ExpenseAccount $7.54 Bankinghousefurniture&fixtures 420.00 DuefromNational,State&Private
BankandBankers&TrustCompanies Otherthanreserve 1,330.00
First Location: Eliason Store Room, 233 High Street
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Duefromapprovedreserveagents 8,107.33
U.S.Currency&NationalBanknotes$3,430.00 GoldCoin322.50 SilverCoin1,355.00 Nickelsandcents255.845,363.34 TOTALASSETS $15,228.21
LIABILITIES
Capitalstockpaidin $13,137.50 Deposit,subjecttocheck 1,978.21 Savings&Specials 112.50 TOTALLIABILITIES $15,228.21
OnSeptember7,1910,abookkeeperandgeneralofficeassistantwashiredatasalaryof$8.00perweek,itbeingunderstoodthathewasalsotoperformdutiesofjanitortemporarily.Advertisingwasobtainedintwolocalnewspapersatarateof$25.00perannum(therewassomequestionwhetherthethirdnewspaperwaswillingtoacceptthenewbank’sadvertising);telephoneservicewasarrangedat$24.00peryear,anda“typewriting machine” wasacquired. Thenextobstaclewasnotlongpresentingitself.TheBankhadbeenopenlessthanamonthwhen,onSeptember26,1910,afire,describedastheworstinthehistoryofChestertown,destroyedalargeportionofthe
L. Bates RusseLL, sR.Original Incorporator
Vice-President and Director1910 - 1941
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businesssection,includingthepropertiesofBankdirectorsJamesC.BradleyandJohnC.Davis.AresolutionwaspublishedbytheBankpraisingtheChestertownVolunteerFireCompanyfortheirheroicworkin“making a final and successful stand at Moffett’s Meat Market store (now Boyer’s Jewelers) against further progress of the flames, which saved the greater portion of the town.” TherewasfurtherevidenceofearlyroughgoinginFebruary1911,whentheBankwaslessthansixmonthsold.A“slanderous attack” onthePeoplesBankbyacompetitorappearedinthecolumnsoftheKentNewsconcerningsavingsinterestrates.Thedirectorsorderedthatananswertotheattackbepreparedandpublished.This wasnearly100yearsago.TodayThePeoplesBankandotherbanksintheareanowenjoyhealthycompetitiverelationswithoneanother. NewbuildingswereconstructedinthebusinessdistrictofChestertowntoreplacethosedestroyedbythegreatfire,andtheBanknegotiatedaleaseinanewbuildingerectedbyWm.R.Mauleat317HighStreet(apartofwhatisnowtheAlexanderBuilding).TheBankmovedtoitsnewpremisesinAugust1911,whereit remainedfor23years.Inspiteofearlyadversities,theBankgrewandprospered.In1911 brancheswerealsoopenedatRockHallandBetterton. In1924PeoplesBankwasthefirstBankinKentCountytoofferChristmasClubsandcontinuestoofferthemtoday. InFebruary1933TheCitizensBankofChestertownrequestedthePeoplesBanktotakeoveritsassetsandliabilitiespursuanttoanagreement
Wm. G. smyth
Original Director1910 - 1962
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enteredintobetweenthetwobanks.ThedirectorsofthePeoplesBank,ataspecialmeetingheldFebruary20,1933,agreedtosuchaction,andamongtheassetstakenoverwasthebankbuildingandequipmentoftheCitizensBankat243HighStreet,Chestertown. Thefamous“bank holiday” wasadefiningmomentinthehistoryoftheBank.In1933bankfailureswerebecomingnumerousandtheauthoritiesdecidedallbanksshouldcloseforatimetoexaminetheirfinancialcondition.ThePeoplesBankwasexaminedandfoundtobeinsoundfinancialcondition.Shortlyafterwards,theBankwaspermittedtoopenona100%basis.Manyotherbankswerenotsofortunate.ThebanksclosedonFebruary25,1933,andthePeoplesBankwasoneofbuttwobanksinKentCountythatwaspermittedtoopenona100%basisaccordingtoalistappearinginThe Baltimore Sun onMarch15,1933.TheBankisproudofitsrecordthatnodepositoreverlostapennyinitshistory;nordidadepositoreverhavetowaitfortheirmoneyorhavetoacceptstockinsteadofdepositsthatcouldnotbeimmediatelywithdrawn.Today,thisrecordiswellrememberedbymanyKentCountyresidents,andwasoneofthemostimportantfactorsinthegrowthandgoodreputationoftheBank. In1933thecapitalstockoftheBankincreasedfrom1,000sharesof$25.00parvalue,to2,000sharesofthesameparvalue,thusincreasingthecapitalfrom$25,000.00to$50,000.00.In1947,3,000sharesofpreferredstockof$25.00parvaluewereissuedtoretire$75,000.00ofReconstructionFinanceCorporation(R.F.C.)debenturesthattheBankhadissued.ItwasfeltitwouldbebettertopaythisinteresttolocalpersonsratherthantotheR.F.C. In1934ThePeoplesBankmovedto243HighStreet,whereitremaineduntilFebruary12,1964,whenitmovedintoitsnewbankbuildingatthecornerofSpringAvenueandHighStreet,Chestertown,Maryland.
R. hynson RoGeRs
Director, Vice-President,Attorney
1915 - 1969
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Mai
n O
ffice
Spri
ng A
venu
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Pho
to b
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usti
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sley
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In1956aplanforcapitalrearrangementwasdecidedupon.Theplanincludeda150%stockdividendtopresentstockholders,theretirementofthepreferredstock,andthesaleof1,000sharesofnewstockat$25.00parvalue. In1962, withthenewbuildinginmind,thecommonstockwasincreasedto8,000sharesbythesaleof2,000newshares,andthecapitalstructureasofDecember31,1963,readasfollows:
Capital:8,000sharesofcommonstock withparvalueof$25.00pershare $200,000.00 Surplus 250,000.00 UndividedProfits 130,437.92 TOTALCAPITALACCOUNTS 580,437.92
In1962,withthestockholders’approval,anewbuildingprogrambegan.ThefirststepwasthepurchaseofthelotatthecornerofSpringAvenueandHighStreet,Chestertown,atacostof$59,090.00.WilliamH.Elliot,Architect,ofChestertown,drewplansforthenewbuilding.ThebuildingplanswereapprovedandtheBankadvertisedforbids.TheapprovedcontractorswereHarryJ.Tuckerwhowasawardedthegeneralconstructioncontractforthesumof$90,692.00andHerbertF.Wardwhoreceivedtheplumbing,heating,electricalandairconditioningcontractforthesumof$20,640.00.Totalcostofthenewbankingheadquartersincludinglot,buildingandcontentsexceeded$200,000.00.Thestockholders,directors,andmanagementofthePeoplesBankfeltthatprogresswasjustasimportantinthebankingbusinessasinotherbusinesses,andthattocontinuetogivecustomerstheservicetheydeserved,theBankhadtomoveaheadandofferthebestinserviceinacomfortablesurrounding. In1973theBankmadeitsfirstmoveintocomputerizingaccounts.OvertheyearstheBankhas addedsavings,installmentloans,certificatesofdeposit,andmortgagestoitsinitialcomputerizationofcheckingaccounts.TheBank nowoffersacomprehensivestatementthatpresentsafullfinancialmanagementsummaryforits customers’accounts.TheadditionofMoneyMarketDepositaccounts,DiscountBrokerageServicesaswellasmanyotherinnovationsbroughtonbyderegulationhaveenhanceditsgrowinglistofservices. OnJanuary22,1975theBankchangeditsnametothePeoplesBankofKentCounty,Maryland.EvenwiththenamechangetheBankhascontinuedtomaintainits localindependence. Sixty-eightyearsafteritslastbranchopening,theWashingtonAvenue,ChestertownofficeopenedinApril1979.In1983,thePeoplesBankbecamethefirstBanktoofferaDiscountBrokerageserviceintheState.TheBoardamendeditsCharterinJanuary1985toallowbranchestobeestablished
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beyondtheconfinesofKentCounty,Maryland.TheBankextendeditsmarkettothenorthernendofKentCountyandCecilCountywiththeopeningoftheGalenabranchinJuly1987. In1990theBankhadthefirstdrive-thruATMinKentCounty.Todaythe PeoplesBankhasATMserviceatallofitslocationsaswellasChesterRiverHospitalCenter. In1996theBoardofDirectors,withtheapprovalofthestockholders, formedPEOPLESBANCORP,INC.ofwhichPeoplesBankofKentCounty,Marylandbecameawhollyownedsubsidiary.OnJuly1,2006thissubsidiarybecameThePeoplesBank. Theyear1997sawtheadditionofTOUCHTONEBANKING,whichallowscustomerstoinquireabouttheiraccounts,transfermoneybetweenaccounts,orgaininformationaboutinterestrates.Inaddition,theBankcontractedwithINVESTFINANCIALCORPORATION,thenation’soldestthirdpartymarketerofbankfinancialproducts,toprovideinvestmentserviceswhichincludemutualfunds,stocksandbonds,annuities,andfinancialplanning.Also,in1997thePEOPLESBANKVISADEBITCARD,whichallowscustomersthefreedomtoaccesstheircheckingaccountanywhereVISAisaccepted,wasadded. TheBankhasseenamajorexpansioninthepastfewyears.TheMillingtonofficeopenedinAugust1998,whileamajorrenovationprojecttotheMainOfficeonSpringAvenueinChestertownwascompletedinMay1999,doublingthesizeofthecurrentstructure.Withtheexpansion,the
Alex P. RAsin, iiiChairman
ThomAs G. sTevenson
President / CEO / CFOelizAbeTh A. sTRonG
Secretary to the Board
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PeoplesBank,isabletoofferfriendlycommunitybankingthroughouttheKent,QueenAnne’s,andCecilcountyarea.InAugust,2007theopeningoftheChurchHillofficeallowedtheBanktoentertheQueenAnne’scountymarket.TheSudlersvilleofficewasopenedonDecember23, 2008.
Inlate2009,ThePeoplesBankconvertedtoanewcomputeroperationssystemthatwillallowtheBanktobringmoreefficiency,productivityandnewservicestoourcustomerbase. ThePeoplesBankhandled themajorportionofG.I.mortgageapplicationsfromtheKentCountyveteransofWorldWarII.ThiswasdueingreatparttoBankPresident,CharlesF.Wheatley,anexpertinprocessingsuchapplications.Asignificant portionofthemortgageapplicationsintheareacontinuetobeprocessedbythe Banktoday. ThelastfewyearshavefoundtheBanktobetheoverallleaderindepositsinKentCounty. Allofthishistoryhasculminatedintotoday’sexcellent,sound,independentbank.TheBank’shistoryofconsistentandsteadygrowthhasbeenaccomplishedwithoutbenefitofmergers.TheBankstillproudlymaintainsitsindependence.TheBankwantstocontinuetogrowandprogresswiththecommunity.TheBankexpectstohavethepleasureofaccomplishingthiswiththecontinueddedicationofitsemployeesandcontinuedfriendship,confidenceandgoodwillofpresentcustomers.TheBanklooks forwardto
ChARles F. WheATley
Cashier, President, Director1917 - 1956
A. PARks RAsin, JR.President
1957 - 1975
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servingmanynewcustomers.ThePeoplesBankhashadonlyfivepresidentsinitshistory.Dr.H.
BengeSimmons,thefirstpresident,servedfrom1910untilhisdeathin1945.CharlesF.Wheatleyservedfrom1946untilhisdeathin1956,andA.ParksRasin,Jr.,servedfromJanuary1957to1975.AfterthedeathofPresidentRasin,E.RoyOwensassumedthepresidencyinSeptember1975.UndertheleadershipofChairmanandPresidentOwens,PeoplesBankofKentCounty,Marylandcontinuedtogrow.ThomasG.StevensonbecamePresidentonMay24,2000andCEOonMay29,2002.Mr.OwensretiredfromdaytodaybankingonJanuary1,2003andasChairmanonDecember31,2004. L.BatesRussell,Sr.,wasthefirstvice-president,servingfrom1910until1942.Othervice-presidentsinclude:R.HynsonRogers,DonT.Falls,Sr.,Wm.B.Dukes,RichardThompson,andRobertD.Collyer.WilliamG.Wheatley,ThomasA.TuckerandH.LawrenceLyonsarecurrentExecutiveVicePresidents.Mostrecently,TerriGarveyandMarion“Chip”Everettarethebank’sSeniorVicePresidents. CashiershaveincludedA.ParksRasin,Sr.,firstcashierwhoservedfrom1910to1915;HarryC.Colemanwhowaswiththebankfrom1913until1918;CharlesF.Wheatley,Sr.,whostartedwiththebankin1917;DonT.Falls,Sr.whostartedwiththebankin1918.HarryMorris,L.CoreyJones,Phillip“Monty” Trimble,ArthurE.KendallandH.LawrenceLyonshaveallservedasCashier. ThebankhadanumberofChairmenovertheyears.Inthepast,R.HynsonRogers,AlexanderParksRasin,Jr.,EarlH.Pinder,CharlesF.Wheatley,Jr.,R.WilliamMorin,E.RoyOwens,ElmerE.Horsey,RobertA.MooreandAlexanderP.Rasin,IIIhaveservedasChairmen. Today,thefollowingpeopleserveontheBoard:E.JeanAnthony,RobertW.Clark,Jr.,LaMonteE.Cooke,GaryB.Fellows,HermanE.Hill,Jr.,PatriciaJoanOzman Horsey,P.PatrickMcClary,AlexanderP.Rasin,III,StefanR.Skipp,ThomasG.Stevenson,ElizabethA.StrongandWilliamG.Wheatley. OnJanuary1,2007,ThePeoplesBancorpacquiredFleetwood,Athey,Macbeth &McCown,Inc.(FAM&M,Inc.),alocalinsuranceagency.UndertheleadershipofitsPresident,ScottBramble,ithasmaintainedthelocalpresenceanddedicationtoservicethatpeoplehavecometoexpect. In2009,theBank’scapitalstockconsistedof779,512shareswithabookvalueof$37.06ashare.Asofthe2009AnnualReportforthePeoplesBank,thePeoplesBancorpanditswhollyownedsubsidiaryThePeoplesBank,hasgrownto$255,467,425.01inassets.TheBank’sstockhassplitseveraltimesaswellaspayingcontinuousdividendpaymentsovertheyears.Theyear2009endedwiththeBankdeclaringanannualdividendof$1.79
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pershare.TheBankhas 630stockholders.ThevastmajorityofstockholdersliveintheKent-QueenAnne’sareaorhaverootsinthelocalarea.TheBanklooksforwardtoevengreatergrowthandprofitabilityintheyearsaheadasitexpandstoothersectionsoftheKent,QueenAnne’sandCecilCountyareas.TheBank’scapitalstructureasofDecember31,2009was28,889,747.91.
PeoplesBankemployeesarededicatedtoservingthecommunitynotonlyintheirofficesthroughoutthecounty,butalsobytheirparticipationinmanycommunityorganizationsandevents.Theyareproudoftheirrecordofofferingefficient,friendly,andcomprehensivefinancialproductstoallresidentswithintheBank’sserviceareaandaregratefulforthecommunity’ssupport.ThePeoplesBankbelievesits futurerestsinthehandsofallofcurrentandfuturecustomers,andtheBankwilldoallitpossiblycantomakeitscustomerssuccessfulinalloftheirfinancialendeavors.
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The Tradition Lives On
ThePeoplesBankisproudofthetraditionofhavingthreegenerationsoflocalfamiliesinvolvedinthedevelopmentofthebankoverthese100years.BeginningwithA.ParksRasin,Sr.in1910,theBankhasseentheRasin,WheatleyandRogers-SkippfamiliesplayanintegralpartintheBank’sformationandstatureinthecommunity.Servingfrom1910untiltodayhavebeenA.ParksRasin,Sr.,A.ParksRasin,Jr.,President1957-1975andAlexP.Rasin,III,beginningin1975andservingasChairmanoftheBoardfrom2007topresent.FromR.HynsonRogers,whoservedasChairman,Director,VicePresidentandAttorneybetween1915-1969,tohisson-in-law,PhilipJ.Skippbetween1952-1979,toPhilip’sson,StefanRogersSkipp,servingasaBoardmemberfrom1979tothepresent,thisfamilyhasprovidedlegalcounselthroughtheyears.Beginningin1917,CharlesF.WheatleyservedasCashier,PresidentandDirectoruntil1956,followedbyCharlesF.WheatleyJr.,servingasChairmanoftheBoardfrom1984-1987,HowardW.Wheatley,Directorfrom1987-1995,andthepresentExecutiveVicePresidentandDirector,WilliamG.Wheatley,whobeganhisservicetotheBankin1980andwaselectedtotheBoardofDirectorsin1995.TheWheatleyfamily,ashavetheRasinandRogers-Skippfamilies,haveprovidedguidanceandstabilitytothebankingcommunityinourlocalareaforahundredyears.ThePeoplesBankishonoredbytheircommitmenttothepeopleoftheUpperEasternShoreofMarylandtoofferawiderangeofbankingservicesthroughtheDepressionandbeyondintothe21stCentury.
Stefan R. Skipp, Alexander P. Rasin III, and William G. Wheatley
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Peoples Bancorp, Inc.and Subsidiary
Board of Directors
E. Jean AnthonyChestertown, Maryland
Robert W. Clark, Jr.Betterton, Maryland
LaMonte E. CookeChestertown, Maryland
Gary B. FellowsMillington, Maryland
Herman E. Hill, Jr.Rock Hall, Maryland
Patricia Joan O. HorseyChestertown, Maryland
P. Patrick McClaryChestertown, Maryland
Alexander P. Rasin, IIIChestertown, Maryland
Stefan R. SkippArnold, Maryland
Thomas G. StevensonChestertown, Maryland
Elizabeth A. StrongChestertown, Maryland
William G. WheatleyWorton, Maryland
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Past Directors
John H. BennettJames S. BradleyP.M. Brooks, Jr.William T. BrownRobert CollyerJohn C. DavisOlin S. Davis, Jr.Joseph DowneyWilliam B. DukesDon T. Falls, Sr.C. Lee GillA. Ford Hall, Sr.Percy M. HepbronCapt. Daniel HillRobert R. HillElmer E. Horsey
Harry S. JewellArthur E. KendallW. Vernon KirbyCharles V. B. LamotteI. R. LeavertonJ. Robert LewisEdgar I. LusbyRobert A. MooreR. William MorinHarry H. MorrisE. Roy OwensHoward F. OwensEarl H. PinderA. Parks Rasin, Sr.A. Parks Rasin, Jr.W. R. Rodney
Thomas C. RoeR. Hynson RogersL. Bates Russell, Sr.L. Bates Russell, Jr.J. Robert ScoonPhilip J. SkippWilliam M. SlayWilliam G. SmythF. Burgess TuckerBartus VickersW. Irving WalkerCharles F. WheatleyCharles F. Wheatley, Jr.W. Howard Wheatley
Officers
Alexander P. Rasin, IIIChairman
Thomas G. StevensonPresident & CEO & CFO
H. Lawrence LyonsExecutive Vice President &Chief Operating Officer & Cashier
Thomas A. TuckerExecutive Vice President
William G. WheatleyExecutive Vice President
Marion P. “Chip” Everett, Jr.Senior Vice President
Terri L. GarveySenior Vice President
S. Henrietta MaloneyVice President
M. Kay McHenryVice President
Ina P. ReedVice President & Comptroller
Cecil A. UnruhVice President
Stephanie L. UsiltonVice President
L. Susan BarnhardtAssistant Vice President
Debra A. ConnerAssistant Vice President
Harriet P. CreightonAssistant Vice President
Larry K. CrouchAssistant Vice President
Tammy L. DlugoborskiAssistant Vice President
Sheila M. DwyerAssistant Vice President
Eva W. HickmanAssistant Vice President
Heidi I. ManningAssistant President
Carolyn L. WallsAssistant Vice President
Katie E. DiSanoAssistant Cashier
Donna H. EdwardsAssistant Cashier
Grace M. EylerAssistant Cashier & Staff Auditor
Sandra J. JoinerAssistant Cashier
Mary Ann LandaAssistant Cashier
Jennifer J. TeatAssistant Cashier
Jo Ann T. WagnerAssistant Cashier
Elizabeth A. StrongSecretary to the Board
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Other Personnel
Bonnie L. AllenKaren A. BurrisAmanda C. ClarkBrandi C. ClarkBritney M. ColeJason R. ConnerMaurica L. CookLacey T. CoxRegina K. CritesDenise F. CrossleyAshley M. DareSarah A. DarrahAmber E. EnglebachLinda S. FryRoni Lynn GlennSandra M. Godfrey
Anjanette S. GravesElizabeth M. GreenNancy L. GreenwoodAmy L. GuercioAnita T. HayesPatricia A. HeinefieldSamantha HobsonErika D. JensenCrystal L. LandonDeborah M. LangenfelderLori A. LarrimoreBrittany A. LondereeTina P. LusbyNora F. McDairmantS. Amanda MillerShirley M. Nicholson
Mary Chandler ObrechtTracy A. PiaseckiBarbara J. RichardsonKadeem R. RochesterSheila C. ScannellDonna J. SchraderDawn I. SmithGrace F. SmithKathryn Macey SmithSharon L. SuttonCarol G. TaylorClara B. TaylorNoralene H. ThomasDeanna P. UsiltonShirley E. WarrenLori A. Welch
Mystery Picture Photo from the Kent County News. The year was 1972 and Mr. Harry Morris was celebrating his 75th birthday at the Peoples Bank, Chestertown.Supplied by Kay McHenry
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Kent County News Ad1953
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Give Away Items
Several items supplied by Kay Pinder
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ChesTeRToWn bRAnCh
Washington AvenueApril 1979
RoCk hAll bRAnCh
Rock Hall AvenueMay 1970
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GAlenA bRAnCh
Main StreetJuly 1987
millinGTon bRAnCh
River RoadAugust 1998
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ChuRCh hill bRAnCh
sudleRsville RoAd
AuGusT 2007
sudleRsville bRAnCh
eAsT mAin sTReeT
deCembeR 2008
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“PEOPLES”
SERVING
PEOPLE
SINCE 1910
MEMBER F.D.I.C.