THE PRODUCTS, SERVICES and EXPERTISE THAT DRIVE TEXAS COMMUNITY BANKS FORWARD

Member: FINRA and SIPC

Oklahoma City, OK | Atlanta, GA | Austin, TX | Indianapolis, IN | Long Island, NY | Salt Lake City, UT | Springfield, ILThe Baker Group LP is the sole authorized distributor for the products and services developed and provided by The Baker Group Software Solutions, Inc.

www.GoBaker.com | 800.937.2257

Successful financial institution managers know the

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but also an insightful partner; The Baker Group is that partner.

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To find out how The Baker Group can assist your institution in

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Investment Portfolio Services

Balance Sheet Management

Education

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Strategic Planning

Funding

Bond Accounting and Analytics

Our Experience Will Guide Your Institution to the Next Level

High-Performing Financial Institutions Have High-

Performing Partners

IBAT 2020 Associate Member Directory | 3

L E T T E R f r o m t h e P R E S I D E N T

Dear Texas Community Banker:

O VER THE PA S T 46 YE ARS , the Independent Bankers Association of Texas has seen as many changes as the great industry it serves. However, at the heart of the organization, one thing has remained constant: IBAT is a

community bound together for the promotion and growth of local, main street banks. The 200-plus IBAT associate member companies in this

directory represent a vital part of IBAT’s success, as they stand alongside hundreds of banks in the membership of the association. IBAT associate members contribute the products, services and expertise that drive Texas community banks forward. They invest in the industry with their time, talent and effort. They help amplify the voice of the industry as we take our message to the halls of

the Texas Capitol and the U.S. Congress. They are our friends, colleagues and trusted advisors for whatever challenges we face individually and collectively.

For every member of the IBAT family, but particularly for our vendor members, 2020 has presented unprecedented challenges. As bankers turned their eyes to the Paycheck Protection Program and the safety of their employees, most interactions with vendors ceased almost overnight.

As we come together to tackle the ongoing challenges related to the COVID-19 pandemic and the opportunities that lay on the other side of the current crisis, I hope that this Associate Member Directory will be one of the first places you look for solution providers to assist your bank. Just as we have relied on these associate members’ support in good times and difficult times, they now rely on IBAT bank members to recover and move forward from all of the challenges that have arisen in 2020.

As always, thank you for being a vital part of the IBAT family. We are truly blessed to serve together.

Sincerely,

Christopher L. Williston VI, CAEPresident and CEOIndependent Bankers Association of Texas

CONTENT S

Letter from the President : 3

IBAT Endorsed Service Providers : 4

Associate Members by Product : 5

Associate Members by Company : 10

IBAT’s 2020 Associate Member Directory is published

by the Independent Bankers Association of Texas

1700 Rio Grande, Suite 100 Austin, Texas 78701

512/474-6889, www.ibat.org

© 2020 Independent Bankers Association of Texas. All rights

reserved. The contents of this publication may not be

reproduced by any means, in whole or in part, without the prior written consent of the publisher.

Christopher L. Williston VI, CAE President and

Chief Executive Officer

Neil Ferguson Editor and Designer

Alina Greavu and Lindsey Gehrig Contributing Editors

Darlene Revers Advertising Manager

Jamie Williams Advertising Sales

T h e I N D E P E N D E N T B A N K E R SA S S O C I A T I O N o f T E X A S

Advantage Health Plans TrustMelissa Nance 800.521.1711

Health • Dental • Vision Long-Term and Short-Term Disability

Accidental Death and Dismemberment Group Term Life • Voluntary Life

American National Insurance CompanyKevin Moore 281.535.7469

Credit Life and Credit Disability Debt Cancellation • Gap Waiver

Involuntary Unemployment Insurance

The Baker GroupMike Mackey 888.480.0301

Broker/Dealer Asset/Liability Management

CalTechBrad Giddens 325.223.6100

Managed IT Services

CLAJerry McMillon 972.383.5763

CECL Allowance Calculator

Dell Inc.IBAT’s Dell ID: GS126658178Megan Wright 346.234.0155

Workstations • Servers • Printers Desktops • Laptops • Ultrabooks • Tablets

Electronics and Accessories Services and Software

Deluxe CorporationMatt Clark 469.763.1266

Check Printing Services Deluxe Business Advantage℠

Deluxe Detect • Deluxe Provent℠Expense Management Program • Office Supplies

Promotional Items • Turnkey Marketing

Diebold NixdorfTonya Myers-Jordan 330.730.1553

ATM Security Products and Services Bank Operations Equipment and Supplies

ATM Equipment • AllConnect Services℠

Fitech PaymentsBryan Dillon 817.698.2250

Merchant Processing Services

Glory Global Solutions

James Robinson 325.725.3979

Teller Cash Dispensers and Recyclers QuickChange Machines

Desk Top Products—Including Currency Counters, Coin Wrappers, Sorters and

Back-Office Coin Counters

John M. Floyd & AssociatesThomas Aleman 504.782.7862

Comprehensive Overdraft ConsultingJMFA Next Generation Overdraft Privilege™

MG ArchitectsScott Clanton 713.552.0707

Architecture • Planning Interior Design

MyTelemedicineLorenzo Amaya 469.640.6107

TeleHealth Provider

Promontory Interfinancial NetworkChuck McBrayer

866.776.6426, ext. 3432

CDARS • Insured Cash-Sweep Service

Promontory MortgagePathPaul Katz 202.257.2927

Digital Mortgage and Fulfillment Solutions

PULSE A Discover CompanyRich Green 601.790.7853

Surcharge-Free ATM Network

SecureworksKevin Jordan 678.488.8926

Information Security Compliance

Risk Management Services Security and Risk Consulting

IBAT’s Endorsed Service Providers Are Ready to Help You Go Further

IBATSERVICES.COM

FOR MORE INFORMATION, CONTACT JULIE COURTNEY 512.275.2227 OR JCOURTNEY@IBAT.ORG

062320

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IBAT 2020 Associate Member Directory | 5

ACCOUNTS-RECEIVABLE PRODUCTS AND SERVICES

Capital Banking Solutions Inc.Catalyst Financial Co.Catamount Funding Inc.Gulf Coast Business Credit

ADVERTISING

AdrenalineNorth Rim MarketingWorks24/Bank On Hold

AI SOFTWARE

Agent IQ

ARCHITECTURE, PLANNING AND INTERIOR DESIGN

AdrenalineDEI Inc.Haltner HAI LLCMG ArchitectsNewGroundPhaseOne Design BuildersRogers-Ford LC Architecture

& Interior Design

ASSET/LIABILITY MANAGEMENT

The Baker GroupChatham FinancialICBA SecuritiesPromontory Interfinancial Network LLC

ASSOCIATIONS

ICBA

ATM/EFT PRODUCTS, NETWORKS AND SECURITY

BancsourceComputer Services Inc. (CSI)Cummins Allison Texas MarketDiebold NixdorfGMRHamilton VaultronicsNuSource FinancialPULSE, A Discover Co.SHAZAMSmith Hamilton Inc.

BOARD PORTAL

Azeus Convene Board Portal

BRANCHING STRATEGIES

AccubranchDiebold NixdorfGriffin Financial Group LLCMG ArchitectsPhaseOne Design Builders

BROKER/DEALER SERVICES

The Baker GroupFHN FinancialICBA SecuritiesSouthwestern Regional Insurance Center

BSA/AML

AbrigoCLA (CliftonLarsonAllen LLP)CrossCheck Compliance LLC

BUSINESS INTELLIGENCE

Journey Technology SolutionsKinsey Management LLCMXQwickRateS&P Global Market Intelligence

CASH PRODUCTS AND SERVICES

Cook Security Group Inc.G+D Currency TechnologyGlory Global SolutionsReich & Tang

CECL ALLOWANCE CALCULATOR

CLA (CliftonLarsonAllen LLP)

CERTIFICATE OF DEPOSIT PRODUCTS AND SERVICES

QwickRate

CHECK SERVICES

Deluxe Corp.Main Street Inc.MoneyGram Payment Systems Inc.

COLLECTIONS

Craig Terrill Hale & Grantham LLP

COMPENSATION STRATEGIES

Bank Compensation Consulting Inc.NFP Executive BenefitsThe Todd Organization

COMPLIANCE

Accume PartnersAndrews Positive Change Projects LLCBKD LLPBriggs & Veselka LLPCarr, Riggs & Ingram CPAs and AdvisorsThe CBANC NetworkComputer Services Inc. (CSI)Condley and Co. LLPCrossCheck Compliance LLCEide Bailly LLPFenimore, Kay, Harrison & Ford LLPFinastraHamby & Hengeli LLCHunton Andrews Kurth LLPInfoAgora Inc.Insperity

LightEdgeMoss Adams LLPOptima Compass Group LLCPattillo, Brown & Hill LLPPringle and PringleReliable ITRisk Management Partners LLCRobertson Anschutz Vetters LLCRSM US LLPSecureworksSpencer Fane LLPVerafin Inc.Weaver

COMPUTER PRODUCTS AND SERVICES

BeyondTrustComputer Transition Services Inc.

CONSTRUCTION RISK MANAGEMENT

Engineered Construction Specialists Inc.McCune Construction Services GroupPartner Engineering and Science Inc.

CONSTRUCTION, MAINTENANCE AND REPAIR

DEI IncorporatedHaltner HAI LLC

CONSULTING (GENERAL)

CatalyzerCerfis Group Inc.Cornerstone Advisors Inc.Engineered Construction Specialists Inc.Equity Valuation Partners (EVP)Fitzgerald MSI Talent

Management ConsultingGhiglieri & Co.HaberfeldJ. Keith Hughey Co.LiftFund. Inc.North Rim MarketingProBank AustinReich & TangSteven H. Shimotsu, CPAWilliston Consulting Services LLC

CONSULTING (FINANCIAL)

Arriba AdvisorsCornerstone Advisors Inc.Griffin Financial Group LLCPerformance Trust Capital Partners LLCPinnacle Financial StrategiesStovall, Grandey & Allen LLPStrategic Resource Management Inc.

CO-OP BANK SUPPLIES

Deluxe Corp.

Advantage Health Plans TrustMelissa Nance 800.521.1711

Health • Dental • Vision Long-Term and Short-Term Disability

Accidental Death and Dismemberment Group Term Life • Voluntary Life

American National Insurance CompanyKevin Moore 281.535.7469

Credit Life and Credit Disability Debt Cancellation • Gap Waiver

Involuntary Unemployment Insurance

The Baker GroupMike Mackey 888.480.0301

Broker/Dealer Asset/Liability Management

CalTechBrad Giddens 325.223.6100

Managed IT Services

CLAJerry McMillon 972.383.5763

CECL Allowance Calculator

Dell Inc.IBAT’s Dell ID: GS126658178Megan Wright 346.234.0155

Workstations • Servers • Printers Desktops • Laptops • Ultrabooks • Tablets

Electronics and Accessories Services and Software

Deluxe CorporationMatt Clark 469.763.1266

Check Printing Services Deluxe Business Advantage℠

Deluxe Detect • Deluxe Provent℠Expense Management Program • Office Supplies

Promotional Items • Turnkey Marketing

Diebold NixdorfTonya Myers-Jordan 330.730.1553

ATM Security Products and Services Bank Operations Equipment and Supplies

ATM Equipment • AllConnect Services℠

Fitech PaymentsBryan Dillon 817.698.2250

Merchant Processing Services

Glory Global Solutions

James Robinson 325.725.3979

Teller Cash Dispensers and Recyclers QuickChange Machines

Desk Top Products—Including Currency Counters, Coin Wrappers, Sorters and

Back-Office Coin Counters

John M. Floyd & AssociatesThomas Aleman 504.782.7862

Comprehensive Overdraft ConsultingJMFA Next Generation Overdraft Privilege™

MG ArchitectsScott Clanton 713.552.0707

Architecture • Planning Interior Design

MyTelemedicineLorenzo Amaya 469.640.6107

TeleHealth Provider

Promontory Interfinancial NetworkChuck McBrayer

866.776.6426, ext. 3432

CDARS • Insured Cash-Sweep Service

Promontory MortgagePathPaul Katz 202.257.2927

Digital Mortgage and Fulfillment Solutions

PULSE A Discover CompanyRich Green 601.790.7853

Surcharge-Free ATM Network

SecureworksKevin Jordan 678.488.8926

Information Security Compliance

Risk Management Services Security and Risk Consulting

IBAT’s Endorsed Service Providers Are Ready to Help You Go Further

IBATSERVICES.COM

FOR MORE INFORMATION, CONTACT JULIE COURTNEY 512.275.2227 OR JCOURTNEY@IBAT.ORG

062320

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INDEPENDENT BANKERS ASSOCIATION of TEXAS

Associate Members by ProductIBAT ENDORSED SERVICE PROVIDER PRODUCTS ARE IN BOLDFACE

6 | IBAT 2020 Associate Member Directory

CORRESPONDENT BANKING

The Bankers BankCentury BankFederal Home Loan Bank of DallasGuild Mortgage

CPA SERVICES

BKD LLPBriggs & Veselka LLPCLA (CliftonLarsonAllen LLP)Condley and Co. LLPCrowe LLPDixon Hughes Goodman LLPEide Bailly LLPFinley & Cook PLLCFisher, Herbst & Kemble PCFox, Byrd & Co. PCHam, Langston & Brezina LLPHamby & Hengeli LLCHenry & Peters PCJRBT and JRBT Bank ConsultingMoss Adams LLPPattillo, Brown & Hill LLPRSM US LLPSeidel SchroederSteven H. Shimotsu CPAStovall, Grandey & Allen LLPWeaverWhitley Penn LLP

CREDIT CARD PRODUCTS, SERVICES AND ACCESSORIES

ICBA Bancard

CURRENCY COUNTER, COIN WRAPPERS, SORTERS, BACK-OFFICE COIN COUNTERS

Glory Global Solutions

CUSTOMER LOYALTY PRODUCTS AND SERVICES

MX

CUSTOMER RELATIONSHIP MANAGEMENT

Enacomm Inc.

CYBERSECURITY

Accume PartnersAll Covered, IT Services from Konica MinoltaBeyondTrustCalTechComputer Transition Services Inc.Cook Security Group Inc.Futurism Technologies Inc.MeriplexSecureworksUnited States Secret Service—

Houston Field OfficeVivitecYennik Inc.

DATA PROCESSING

21st Century Financial ServicesComputer Services Inc. (CSI)CSPIDCI (Data Center Inc.)

FiservIBT AppsJack Henry & AssociatesModern Banking SystemsMXNicola Banking System

DEBIT CARD PRODUCTS, SERVICES AND ACCESSORIES

SHAZAMTransFund

DEBT CANCELLATION

American National Insurance Co.

DESIGN AND COLLATERAL

North Rim Marketing

DISASTER-RECOVERY FACILITIES PROGRAM

MPA Systems Inc.

DOCUMENT-RELATED PRODUCTS AND SERVICES

CSPIDeluxe Corp.High CottonIntegrity StatementsPPDocs Inc.Robertson Anschutz Vetters LLCSchwartz & Associates

ELECTRONIC PAYMENTS RESOURCES

ePayResourcesFitech Payments

EMPLOYEE BENEFITS

MyTelemedicine

ENDORSEMENT MARKETING

IBAT Services Inc.

ENERGY SERVICES

Partner Engineering and Science Inc.

ENVIRONMENTAL RISK MANAGEMENT

Partner Engineering and Science Inc.Phase Engineering Inc.

EQUIPMENT AND SUPPLIES

ComCo SystemsCummins Allison Texas MarketDiebold NixdorfHamilton VaultronicsSmith Hamilton Inc.

EQUIPMENT LEASING

Capital Asset ResourcesRinaldi Advisory Services

EXECUTIVE RECRUITING

Fitzgerald MSI Talent Management Consulting

Kinsey Management LLCKreps-Colgan & Associates

Executive Search LLC

EXPENSE MANAGEMENT

Deluxe Corp.Strategic Resource Management Inc.

FACTORING

Catalyst Financial Co.Catamount Funding Inc.Craig Terrill Hale & Grantham LLPGulf Coast Business CreditTraditions Commercial Finance LLC

FORMS

Deluxe Corp.

FRAUD PROTECTION AND REMEDIATION

Andrews Positive Change Projects LLCDeluxe Corp.MoneyGram Payment Systems Inc.United States Secret Service—

Houston Field OfficeVerafin Inc.

HEALTH CARE TELEMEDICINE

MyTelemedicine

HOST AND NETWORK INTRUSION PREVENTION SERVICE

Secureworks

HUMAN RESOURCES PRODUCTS AND SERVICES

APS Inc.CatalyzerFitzgerald MSI Talent

Management ConsultingInsperityKinsey Management LLC

IMAGE PROCESSING

Cummins Allison Texas Market

INFORMATION TECHNOLOGY

All Covered, IT Services From Konica MinoltaBeyondTrustBKD LLPCalTechComputer Services Inc. (CSI)Computer Transition Services Inc.CoNetrixCrowe LLPEnacomm Inc.Futurism Technologies Inc.Hogan Financial Systems Inc.MeriplexReliable ITRSM US LLPSecureworksWhitehat Virtual TechnologiesYennik Inc.

INFORMATION TECHNOLOGY AUDITS

Accume PartnersCLA (CliftonLarsonAllen LLP)CoNetrix

IBAT ENDORSED SERVICE PROVIDER PRODUCTS ARE IN BOLDFACE

IBAT 2020 Associate Member Directory | 7

INFORMATION TECHNOLOGY SERVICES (MANAGED)

CalTechFISHogan Financial Systems Inc.Whitehat Virtual Technologies

INSURANCE PRODUCTS AND SERVICES

GENERAL INSURANCEAmerican National Insurance Co.AmTrust North AmericaIBAT Financial ServicesLee & Mason Financial Services Inc.Securian Financial GroupSouthwestern Regional Insurance CenterSWBCTravelers

BANK-OWNED LIFE INSURANCEBank Compensation Consulting Inc.Meyer-Chatfield Corp.NFP Executive BenefitsThe Todd Organization

BLANKET BOND INSURANCEAmTrust North AmericaIBAT Financial Services

COLLATERAL PROTECTION INSURANCEAmerican National Insurance Co.Dunkin & AssociatesLee & Mason Financial Services Inc.

CREDIT LIFE INSURANCEAmerican National Insurance Co.Central States Health & Life Co. of OmahaDunkin & AssociatesSouthwestern Regional Insurance Center

CUSTOMER INSURANCEEcon-O-Check Corp.Southwestern Regional Insurance Center

FDIC CD INSURANCEPromontory Interfinancial Network LLC

GAP WAIVER INSURANCEAmerican National Insurance Co.

GROUP HEALTH AND DENTAL INSURANCEAdvantage Health Plans TrustInsperity

HEALTH AND MAJOR MEDICAL PROGRAMSAdvantage Health Plans Trust

INVOLUNTARY UNEMPLOYMENT INSURANCEAmerican National Insurance Co.

LONG-TERM AND SHORT-TERM DISABILITY INSURANCEAdvantage Health Plans Trust

PROPERTY AND CASUALTY INSURANCE (COMMERCIAL)AmTrust North AmericaIBAT Financial Services

VOLUNTARY LIFE INSURANCEAdvantage Health Plans Trust

INTERIOR DESIGN/RETAIL MERCHANDISING

MG ArchitectsRogers-Ford L.C. Architecture

& Interior Design

INTERNAL AUDITS

Accume PartnersAndrews Positive Change Projects LLCBKD LLPBriggs & Veselka LLPCarr, Riggs & Ingram CPAs and AdvisorsCLA (CliftonLarsonAllen LLP)Condley and Co. LLPCrossCheck Compliance LLCDixon Hughes Goodman LLPEide Bailly LLPFinley & Cook PLLCFox, Byrd & Co. PCGeorge, Morgan & Sneed PCHam, Langston & Brezina LLPHamby & Hengeli LLCHenry & Peters PCPattillo, Brown & Hill LLPRSM US LLPSeidel SchroederStovall, Grandey & Allen LLPWeaver

INTERNET BANKING PRODUCTS AND SERVICES

Apiture First Data Online BankingCSPIDCI (Data Center Inc.)Enacomm Inc.FiservIBT AppsQ2 Software Inc.

INVESTMENT BANKING

The Bank Advisory Group LLCCommerce Street Capital LLCGriffin Financial Group LLCPerformance Trust Capital Partners LLCPiper Sandler & Co.Raymond JamesStephens Inc.

INVESTMENT MANAGEMENT SERVICES

The Baker GroupFHN Financial

INVESTMENT PRODUCTS

ICBA SecuritiesPiper Sandler & Co.Raymond James

LAW FIRMS/LEGAL PRODUCTS AND SERVICES

Alston & Bird LLPBracewell LLPCraig Terrill Hale & Grantham LLPFenimore, Kay, Harrison & Ford LLPHunton Andrews Kurth LLPJackson Walker LLPKennedy Sutherland LLPKessler & Collins PCLangley & Banack Inc.Norton Rose Fulbright US LLPPPDocs Inc.

Robertson Anschutz Vetters LLCSchwartz & AssociatesSpencer Fane LLPSprouse Shrader Smith PLLCTexas Dispute Resolution System

LOAN PRODUCTS AND SERVICES

AbrigoApplied Micro Technology Inc.The Bankers BankBankers Healthcare Group LLCBriggs & Veselka LLPCapital Banking Solutions Inc.Central States Health & Life Co. of OmahaChatham FinancialCondley and Co. LLPFinastraGSB Mortgage Inc. (Bank of the West)Guild MortgageICBA SecuritiesKasasaLiftFund. Inc.Moody’s AnalyticsPattillo, Brown & Hill LLPPPDocs Inc.Risk Management Partners LLCStreetShares Inc.Top Flite Financial Inc.USDA Rural Development

MANAGED SERVICES

MeriplexVivitec

MARKETING

AdrenalineEcon-O-Check Corp.HaberfeldMain Street Inc.North Rim Marketing

MARKETING CAMPAIGNS (TURNKEY)

Deluxe Corp.Main Street Inc.

MERCHANT SERVICES

BancCardFitech PaymentsTransFund

MERGER-AND-ACQUISITION SERVICES

Alston & Bird LLPThe Bank Advisory Group LLCBracewell LLPCommerce Street Capital LLCFenimore, Kay, Harrison & Ford LLPGriffin Financial Group LLCKennedy Sutherland LLPPerformance Trust Capital Partners LLCSheshunoff & Co. Investment BankingSpencer Fane LLPStephens Inc.Verde Financial Services Inc.

8 | IBAT 2020 Associate Member Directory

MOBILE BANKING SOLUTIONS

AlkamiApiture First Data Online BankingCSPIDCI (Data Center Inc.)Diebold NixdorfIBT AppsMXQ2 Software Inc.

MODULAR BANK BUILDINGS

MPA Systems Inc.

MORTGAGE PRODUCTS AND SERVICES

America’s Choice Home LoansBankers MortgageThe CBANC NetworkCornerstone Home Lending/

Correspondent DivisionFederal Home Loan Bank of DallasFinastraGateway Mortgage Group,

Correspondent Lending—A Division of Gateway First Bank

GSB Mortgage Inc. (Bank of the West)Guild MortgagePPDocs Inc.Promontory MortgagePathTop Flite Financial Inc.

ON-HOLD MESSAGES

Works24/Bank On Hold

OVERDRAFT PROGRAM CONSULTING

John M. Floyd & AssociatesPinnacle Financial StrategiesStrunk LLC

PAYMENT SYSTEMS

BancCardFitech PaymentsICBA BancardUMS Banking

PAYROLL PROCESSING

APS Inc.Deluxe Corp.George, Morgan & Sneed PCJRBT and JRBT Bank Consulting

PENETRATION TESTING

CoNetrixVivitec

PRINTING SERVICES

Curtis 1000High CottonIntegrity Statements

PROFESSIONAL EMPLOYER ORGANIZATIONS

SWBC

PROFITABILITY ANALYSES

InfoAgora Inc.Journey Technology SolutionsPinnacle Financial Strategies

PROFITABILITY ENHANCEMENTS

Arriba AdvisorsStrategic Resource Management Inc.

PROMOTIONAL ITEMS

Curtis 1000Deluxe Corp.Pecans.com

QUICKCHANGE MACHINES

Glory Global Solutions

REAL ESTATE PRODUCTS AND SERVICES (COMMERCIAL)

Craig Terrill Hale & Grantham LLPFinastraS&P Global Market Intelligence

RETIREMENT PLAN SERVICES

AscensusJRBT and JRBT Bank ConsultingPentegra Retirement Services

REWARDS PROGRAMS

Kasasa

RISK MANAGEMENT

Andrews Positive Change Projects LLCThe CBANC NetworkChatham FinancialePayResourcesInfoAgora Inc.InsperityMoody’s AnalyticsQwickRateStrunk LLCSWBCUSDA Rural DevelopmentVerafin Inc.Verde Financial Services Inc.

RISK MANAGEMENT SERVICES

Secureworks

SAFE DEPOSIT BOXES

ComCo SystemsHamilton Vaultronics

SAFE DEPOSIT FORMS, EQUIPMENT AND SERVICES

Diebold Nixdorf

SECURITY AND RISK CONSULTING

Reliable ITSecureworksWeaver

SECURITY AND PROTECTION SERVICES

ComCo SystemsCook Security Group Inc.Diebold NixdorfNuSource FinancialSTS GroupUnited States Secret Service—

Houston Field Office

SIGNAGE

Adrenaline

SOFTWARE

21st Century Financial ServicesDCI (Data Center Inc.)Diebold NixdorfFISIBT AppsInfoAgora Inc.Jack Henry & AssociatesModern Banking SystemsNicola Banking SystemSHAZAM

STATIONERY AND OFFICE SUPPLIES

Deluxe Corp.

STUDENT LOAN SERVICES AND MARKETING

College Ave Student Loans

STOCK APPRAISERS

The Bank Advisory Group LLCSheshunoff & Co. Investment Banking

TAX SERVICES

Carr, Riggs & Ingram CPAs and AdvisorsEide Bailly LLPFinley & Cook PLLCRSM US LLPStovall, Grandey & Allen LLPWhitley Penn LLP

TECHNOLOGY CONSULTING AND SUPPORT

Computer Transition Services Inc.CoNetrixDell Inc.Glory Global SolutionsReliable ITUBEO Business ServicesVivitec

TELECOMMUNICATIONS

MeriplexV3 Technology Inc.

TRAINING

AscensusCatalyzerCerfis Group Inc.Ghiglieri & Co.Kinsey Management LLCProBank Austin

TRUST SERVICES

JRBT and JRBT Bank Consulting

VENDOR MANAGEMENT

Strategic Resource Management Inc.

WELLNESS PROGRAMS

Advantage Health Plans Trust

IBAT ENDORSED SERVICE PROVIDER PRODUCTS ARE IN BOLDFACE

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© 2020 Deluxe Corporation DT620IBAT

DT620IBAT.indd 1 6/23/20 4:10 PM

10 | IBAT 2020 Associate Member Directory

21st Century Financial ServicesAustin, TexasMember since 2012J. Michael Brownmbrown@21cfs.com512/490-2540; 866/398-2178www.21CFS.comPRODUCTS: data processing; software

21st CFS provides data processing services to community banks, enabling them to operate in a nearly paperless environment with teller POD and e-statements that help control costs and promote operating efficiencies. Our clients enjoy user-friendly products, superior support, ongoing training, live assistance 24/7/365 and ease of obtaining knowledge.

AbrigoAustin, TexasMember since 2017Jill Cacicjill.cacic@abrigo.com512/279-5700; 888/201-2231www.abrigo.comPRODUCTS: BSA/AML; loan products and services

Abrigo is a leading technology provider of compliance, credit risk and lending solutions that community financial institutions use to manage risk and drive growth. Our software automates key processes—from anti-money laundering to fraud detection to lending solutions—empowering banks by addressing their enterprise risk management needs.

AccubranchDallas, TexasMember since 2016Howard Etheridgehetheridge@accubranch.com214/577-7431www.accubranch.comPRODUCTS: branching strategies

Accubranch provides high-level, research-based real estate advisory services for strategic planning and growth. We are strategic location experts for branch expansion.

Accume PartnersHouston, TexasMember since 2002Bobby Adamsbadams@accumepartners.com713/266-8785www.accumepartners.comPRODUCTS: compliance; cybersecurity; internal audits; information technology audits

Accume Partners is a trusted risk assurance and advisory leader and an innovator in delivering integrated solutions to meet the ever-changing needs of financial services clients. Our services include internal audit; assurance; cybersecurity and privacy; technology risk and compliance; controls and process improvement; and enterprise risk management.

AdrenalineAtlanta, GeorgiaMember since 2018Chelsea Hinkelchinkel@adrenalineagency.com404/252-9995www.adrenalineagency.comPRODUCTS: advertising; architecture, planning and interior design; marketing; signage

Adrenaline is an experience-design agency specializing in the financial services industry. We create and implement brands and retail environments across physical and digital channels. From idea through implementation, from one channel to the next, we create it—then fuse it all together.

Advantage Health Plans Trust Oklahoma City, OklahomaMember since 2006Melissa Nancemnance@kemptongroup.com979/716-9166; 800/521-1711www.advantagehealthplans.comPRODUCTS (IBAT ENDORSED IN BOLD): group health and dental insurance; health and major medical programs; long-term and short-term disability insurance; voluntary life insurance; wellness programs

Administered by The Kempton Co. and only available to IBAT-member banks, AHPT is a health plan run by community bankers for community bankers. AHPT has been in continuous operation since 1977 and offers health, life, dental, vision, long- and short-term disability and wellness benefits to participating member banks.

Agent IQSan Francisco, CaliforniaMember since 2019Soren Bestedsoren@agentiq.com844/243-6847www.agentiq.comPRODUCTS: AI software

Agent IQ empowers customers to select and engage with their personal banker via asynchronous chat through mobile and web, thus recreating the personal trusted advisory relationship that has been critical to the success of small- and mid-sized banks. Scalability is achieved by supporting human bankers with conversational AI to respond to simple queries 24/7 and by presenting suggested responses, contextual materials, documents and tagging conversations.

INDEPENDENT BANKERS ASSOCIATION of TEXAS

Associate Members by CompanyActive Members as of August 1, 2020

IBAT 2020 Associate Member Directory | 11

Andrews Positive Change Projects LLCIrving, TexasMember since 2009Rebecca Andrewsrebecca@andrewspositivechange.com214/930-4580www.andrewspositivechange.comPRODUCTS: compliance; fraud protection/remediation; internal audits; risk management

Andrews Positive Change Projects LLC provides AML/BSA, internal/operational audits, ACH, fraud, compliance, risk management and consulting services. Principal Rebecca A. Andrews, MBA, CIA, CFE, CAMS, CICA is also COSO-certified in internal controls with 48 years experience in teaching, bank audit and compliance, both domestic and international.

Apiture First Data Online BankingAustin, TexasMember since 1996Nicci JenkinsNicci.Jenkins@apiture.com806/679-9782; 800/419-8804www.apiture.com/solutions/digital-bankingPRODUCTS: internet banking products and services; mobile banking solutions

Apiture was started in October 2017 with a specific vision: to redefine the digital experience across the financial industry, regardless of a financial institution’s size or market. We currently serve our 500-plus customer base with our new take on digital innovation. Our API-first mindset means that we build everything as an API rather than wrapping old technology in an API layer.

Applied Micro Technology Inc.Cedar Park, TexasMember since 2019Chris Crawfordccrawford@lqas.com512/986-6093www.lqas.comPRODUCTS: loan products and services

LQAS is a loan monitoring system that includes document tracking, document imaging, automated loan review and a free CECL model. Recent additions include automated loan grading with write-ups. This will save the bank thousands in review time. PPP forgiveness has been added as a standard feature. We are updating this area as changes occur.

American National Insurance Co.League City, TexasMember since 1989Kevin Moorekevin.moore@americannational.com281/535-7469www.anico-cid.comPRODUCTS (IBAT ENDORSED IN BOLD): collateral protection insurance; credit life insurance; debt cancellation insurance; gap waiver insurance; general insurance; involuntary unemployment insurance

American National markets a complete portfolio of credit insurance and debt cancellation products. These products help reduce default risk and generate fee income, all while protecting your customer’s financial security.

America’s Choice Home LoansHouston, TexasMember since 2019Philip Cloutierphilip@wechooseamerica.com713/821-9700; 877/866-5626www.wechooseamerica.comPRODUCTS: mortgage products and services

America’s Choice Home Loans was founded in 1998 and is a full-service mortgage company. We are proud to call Texas home. Through its partnership, you gain access to the secondary mortgage market, while avoiding the costs associated with back-office mortgage fulfillment services like processing, compliance, underwriting, closing and funding.

AmTrust North AmericaCleveland, OhioMember since 2019Kristen Kreuzerkristen.kreuzer@amtrustgroup.com216/643-5882; 866/203-3037www.amtrustgroup.comPRODUCTS: blanket bond insurance; general insurance; property and casualty (commercial) insurance

AMTrust North American is rated “A-” (Excellent) by A.M. Best. The company provides a broad suite of insurance customizable for financial institutions, including management liability, bond and property and casualty products.

AlkamiPlano, TexasMember since 2019Nancy Johnsonnancy.johnson@alkamitech.com469/573-4120www.alkami.comPRODUCTS: mobile banking solutions

Alkami Technology Inc. is a leading provider of cloud-based digital banking solutions. Its solutions deliver bold and innovative digital capabilities to U.S. banks and credit unions. Alkami’s clients benefit from a system architecture of continuous innovation on a single multi-tenant code base for all clients.

All Covered, IT Services from Konica MinoltaFoster City, CaliforniaMember since 2016Dave McOlgandmcolgan@allcovered.com650/581-2254allcovered.com/financePRODUCTS: cybersecurity; information technology

All Covered is the leading provider of IT compliance and cybersecurity services to community banks. We assist customers in maintaining regulatory compliance and mitigating cyber threats, enabling them to implement products and services and grow business.

Alston & Bird LLPDallas, TexasMember since 2016Sanford M. BrownSanford.Brown@alston.com214/922-3400www.alston.comPRODUCTS: law firms/legal products and services; merger-and-acquisition services

Alston & Bird’s financial services team is among the most recognized in the country, ranking sixth for bank mergers and acquisitions, based on deal volume in 2019 as reported by S&P Global Market Intelligence. Comprised of a team of lawyers with bank regulatory proficiency, consumer finance and compliance experience, as well as payment systems prowess, Alston & Bird can handle your institution’s complex transactions and day-to-day needs.

12 | IBAT 2020 Associate Member Directory

APS Inc.Shreveport, LouisianaMember since 2019Leann Leonelleone@apspayroll.com318/222-9774; 888/277-8514www.apspayroll.comPRODUCTS: human resources products and services; payroll processing

APS has a mission: to make payroll and HR easier. We provide intuitive technology delivered with personalized service and support. Our unified solution is designed to simplify workforce management tasks. Process payroll in hours, not days. Automate HR workflows to be more strategic. We are APS, your workforce partner.

Arriba AdvisorsTampa, FloridaMember since 2020George McGourtygmcgourty@arribaadvisors.com813/999-0881; 813/340-4999www.arribaadvisors.comPRODUCTS: consulting (financial); profitability enhancements

Arriba Advisors helps community banks evaluate, select and negotiate critical banking technologies such as core, digital, LOS and payments processing. Our partners are former bank tech vendor execs with years of experience negotiating technology contracts. Bring 100-plus years of vendor exec expertise to your side of the table!

AscensusBrainerd, MinnesotaMember since 2019Joseph Doolittlejoseph.doolittle@ascensus.com218/825-5364; 800/346-3860www.ascensus.comPRODUCTS: retirement plan services; training

Ascensus helps people save for what matters—retirement, education and health care. With nearly 40 years of experience, the firm offers tailored solutions that meet the needs of financial institutions, state governments, financial professionals, employers and individuals.

Azeus Convene Board PortalPlano, TexasMember since 2015Wesley Crowderboard.portal@azeusconvene.com800/795-2024azeusconvene.com/board-portalPRODUCTS: board portal

Convene provides the perfect end-to-end business solution for bankers to enhance the effectiveness and efficiency of board meetings. It collapses the multiple painstaking steps of the traditional meeting process cycle into a secure and convenient one-stop platform. Organizations in 30 countries rely on Convene for their meeting needs.

The Baker GroupAustin, TexasMember since 1994Mike Mackeymikem@gobaker.com888/480-0301; 888/480-0301www.gobaker.comPRODUCTS (IBAT ENDORSED IN BOLD): asset/liability management; broker/dealer services; investment management services

The Baker Group is one of the nation’s largest independently owned securities firms specializing in asset/liability and investment portfolio management for community financial institutions. We’ve helped our clients improve decision-making, manage interest rate risk and maximize investment portfolio performance since 1979.

BancCardSugar Land, TexasMember since 2020Danny Hendersondhenderson@banccard.com832/367-4292; 888/741-2262www.banccard.comPRODUCTS: merchant services; payment systems

BancCard offers transaction processing to businesses accepting credit cards as payments. Customers have the option of accepting payments through our expansive product selection, including mobile payments, e-commerce, POS systems, EMV terminals, virtual terminals and more. BancCard has partnerships with more than 40 community banks in Texas and 600 banks nationwide.

BancsourceSpringfield, MissouriMember since 2017Shawna AllenShawna.Allen@bancsource.net800/456-4848; 800/456-4807www.bancsource.netPRODUCTS: ATM/EFT products, networks and security

Bancsource is a nationwide comprehensive banking equipment, services and supplies provider. We provide cutting-edge technology to the financial and retail markets along with our certified partnerships. Bancsource offers a customized solution that fits your business—ATM solutions, branch transformation, cash automation, managed services, outsourcing, consulting services and self-service technology.

The Bank Advisory Group LLCAustin, TexasMember since 1990Stephen Skaggsstephen_skaggs@bankadvisory.com512/263-8800www.BankAdvisory.comPRODUCTS: stock appraisers; investment banking; merger-and-acquisition services

The Bank Advisory Group provides specialists in valuations and bank mergers and acquisitions. M&A services include initiating transactions for potential sellers; support, strategic advice and analysis for buyers, sellers and merger partners; issuance of fairness opinions; expert testimony for legal proceedings; and community bank stock valuations for employee benefit plans, shareholder agreements, estates and stock repurchases.

IBAT 2020 Associate Member Directory | 13

Bank Compensation Consulting Inc.Plano, TexasMember since 2004Kathy Smithkathy.smith@bcc-usa.com972/781-2020; 800/781-2099www.bcc-usa.comPRODUCTS: bank-owned life insurance; compensation strategies

Bank Compensation Consulting specializes in assisting financial institutions with the evaluation of their compensation programs by identifying deficiencies in their current programs and creating customized plans and offsetting the cost with bank-owned life insurance. BCC has completed SSAE 18 SOC certification and provides ongoing administrative support and guidance on these plans.

The Bankers BankOklahoma City, OklahomaMember since 2010Jim Chapmanjchapman@tbb.bank405/848-8877; 800/552-9220www.tbb.bankPRODUCTS: correspondent banking; loan products and services

The Bankers Bank is a full-service correspondent bank for community banks in Texas, Oklahoma and New Mexico. We assist with loans to holding companies, bank stock loans, overline participations, cash letter processing, debit/credit cards and compliance review. If your bank needs help, we can do it.

Bankers Healthcare Group LLCSyracuse, New YorkMember since 2008James Crawfordjim@bhg-inc.com315/415-9511; 866/588-7910www.bhgbanks.comPRODUCTS: loan products and services

Since 2001, Bankers Healthcare Group has provided loan products to a network of more than 1,000 banks nationwide. BHG has underwritten more than $20 billion in funding requests and worked with tens of thousands of health care and other professionals throughout the U.S. BHG’s loan program has become a secure, innovative opportunity for banks to achieve asset growth and portfolio diversification.

Bankers MortgageEdmond, OklahomaMember since 2018Teresa Lymanteresa.lyman@bankersmortgage.com405/348-0300www.bankersmortgage.comPRODUCTS: mortgage products and services

Bankers Mortgage provides community banks with access to the secondary markets for residential mortgages. Banks Mortgage offers your bank an opportunity to earn fee income, serve your customers better and attract new clients without adding overhead. Additionally, the program fits well into a bank’s CRA-compliance strategies.

BeyondTrustJohns Creek, GeorgiaMember since 2020Cody Bryantcbryant@beyondtrust.com770/407-1800; 877/826-6427www.beyondtrust.comPRODUCTS: computer products and services; cybersecurity; information technology

BeyondTrust is the worldwide leader in privileged access management, empowering companies to secure and manage their entire universe of privileges. The BeyondTrust Universal Privilege Management approach secures and protects privileges across passwords, endpoints and access, giving organizations the visibility and control they need to reduce risk, achieve compliance and boost operational performance.

BKD LLPHouston, TexasMember since 2001Gordon Dobnergdobner@bkd.com713/499-4600www.bkd.comPRODUCTS: compliance; CPA services; information technology; internal audits

BKD LLP is one of the largest CPA and advisory firms in the country. Our financial institution services include audit; tax compliance and consulting; internal audit outsourcing; loan review; regulatory compliance; information technology consulting and security services; merger-and-acquisition consulting; and ESOP planning to more than 1,400 financial institutions.

Bracewell LLPHouston, TexasMember since 2000Will Andersonwill.anderson@bracewell.com713/223-2300www.bracewell.comPRODUCTS: law firms/legal products and services; merger-and-acquisition services

Bracewell LLP has a long history of representing community banks in Texas. With offices in all major Texas cities, Bracewell offers high-quality and cost-effective services to its banking clients on a wide range of matters, including mergers and acquisitions, litigation and capital markets transactions (both public and private offerings).

Briggs & Veselka LLPHouston, TexasMember since 2004Daniel W. St. Clairdstclair@bvccpa.com713/667-9147www.bvccpa.comPRODUCTS: compliance; CPA services; internal audits; loan products and services

Briggs & Veselka has one of the largest financial services practices in Texas, offering sophisticated operations consulting in addition to audit and tax compliance. Our team consists of 150 years combined banking experience, including internal audit, regulatory compliance, loan review, information technology audit and FDICIA support. We listen, lead and collaborate, striving to establish a legacy of loyalty.

CalTechSan Angelo, TexasMember since 2005Brad Giddensbrad.giddens@caltech.com325/223-6100; 877/223-6401www.caltech.comPRODUCTS (IBAT ENDORSED IN BOLD): cybersecurity; information technology services (managed)

Committed to providing best-in-class service, CalTech specializes in optimizing technology for financial institutions by designing unique business-aligned IT strategies. With more than 30 years of experience in the financial industry, CalTech’s services are designed to increase your financial institution’s profitability and efficiency while ensuring the security of your business.

14 | IBAT 2020 Associate Member Directory

The CBANC NetworkAustin, TexasMember since 2014Mike Snavelymsnavely@cbancnetwork.com512/583-4573www.cbancnetwork.comPRODUCTS: compliance; mortgage products and services; risk management

CBANC is the largest online community of financial institutions in the U.S. with 475-plus Texas community banks as members. CBANC helps thousands of verified financial professionals connect to solve problems by asking questions, sharing documents and accessing solutions to save money and streamline operations. We have now added Lendwell, for second mortgage services, and Helocs. Join free today and enjoy Lendwell as a member benefit at cbancnetwork.com.

Central States Health & Life Co. of OmahaOmaha, NebraskaMember since 2010John Bensonjbenson@cso.com402/397-1111www.cso.comPRODUCTS: credit life insurance; loan products and services

CSO is a leader in debt-protection products and provides innovative solutions and value to its lending partners. We’re uniquely positioned to capitalize on a dual focus of credit life and disability products and debt cancellation programs. Our extensive network of sales and training professionals allow for responsive servicing of accounts.

Century BankAlbuquerque, New MexicoMember since 2019Don Padgettdon.padgett@centurybnk.com505/798-5926www.mycenturybank.comPRODUCTS: correspondent banking

Commercial bank is domiciled in Santa Fe, New Mexico, with a loan production office in Dallas, Texas. The LPO has commercial, real estate, equipment and municipal finance and correspondent banking. Correspondent banking includes the purchase and sale of overline participations up to $15 million.

Catalyst Financial Co.Houston, TexasMember since 2007Keary R. Barneskbarnes@catfinco.com281/870-9182www.catfinco.comPRODUCTS: accounts-receivable products and services; factoring

Catalyst Financial Co. has been providing factoring services for more than 25 years for small- to medium-sized businesses in a variety of industries throughout Texas. Catalyst helps promote the bank’s image as a full-service financial provider. Our experience allows us to serve as an incubator for early-stage growth companies.

CatalyzerLansing, KansasMember since 2019Stephen A. Ingallsingalls@teamcatalyzer.com913/547-0665www.teamcatalyzer.comPRODUCTS: consulting (general); human resources products and services; training

Catalyzer is a leadership/organizational development company. We collaborate with organizations to develop tailored leadership programs, provide one-on-one coaching (executives to emerging leaders), and support strategic and other people-focused initiatives. Led by business executives, former military leaders and Academy graduates, Catalyzer provides “best of” development programs, based on our 10 years of work with community banks and associations around the country.

Catamount Funding Inc.Houston, TexasMember since 2009Jeff Salejsale@catamountfunding.com281/596-8577; 877/647-8577www.catamountfunding.comPRODUCTS: accounts-receivable products and services; factoring

Catamount Funding Inc. is a financial services provider specializing in invoice factoring and accounts-receivable financing for the small- to medium-sized business owner. We operate in a variety of industries including manufacturing, personnel, transportation, fabrication, distribution and service.

Capital Asset ResourcesSouthlake, TexasMember since 2018Taylor Cromertcromer@capitalassetresources.com817/416-8347www.capitalassetresources.comPRODUCTS: equipment leasing

Capital Asset Resources partners with financial institutions to provide equipment leasing to businesses. Regardless the size of your commercial and industrial portfolio, we have a program to fit your need. Financial institutions can choose between acquiring an individual lease, purchasing a portfolio of seasoned leases or establishing a tailored lease program.

Capital Banking Solutions Inc.Midland, TexasMember since 2015Adam Mooreamoore@cnbtx.com432/686-1922www.capital-advantage.comPRODUCTS: accounts receivable products and services; loan products and services

Capital Banking Solutions is pleased to offer an intuitive, secure cloud-based solution for accounts-receivable financing. Developed by bankers with more than 12 years of accounts-receivable experience, CBS Capital Advantage incorporates safety and soundness measures, receivable tracking and enhanced reporting, while generating greater loan yields.

Carr, Riggs & Ingram CPAs and AdvisorsDallas, TexasMember since 2011Doug Kovaldkoval@CRIcpa.com214/346-5800www.cricpa.comPRODUCTS: compliance; internal audits; tax services

Carr, Riggs & Ingram is a top-20 full-service CPA and advisory firm serving 10 states across the U.S., including Texas. CRI’s professionals work with more than 200 financial institutions, ranging from de novo institutions to publicly traded regional bank holding companies, providing opinion audit, tax, internal audit, Bank Secrecy Act, consumer compliance, loan review, mergers-and-acquisitions consulting, SOX/FDICIA compliance and IT audit services.

ADVISORY | OUTSOURCINGAUDIT AND TAX

28-1363 | ©2019 CliftonLarsonAllen LLP

CLA assembles the team you need for high performance.

Dallas | 972-383-5700Fort Worth | 817-877-5000

San Antiono | 210-696-5177 CLAconnect.com

Jerry McMillon, CPAFinancial Institution LeaderTexas972-383-5763Jerry.McMillon@CLAconnect.com

When you’re not sure where to begin, the team at DEI will bring that fresh

perspective, attention to detail, and the added benefit of 30 years of

design/build experience. So you know you’re in good hands right from the start.

LOOKING TO UP YOUR GAME? IT’S ALL IN THE DETAILS.

325.669.2131 | dneill@dei-corp.com | www.dei-corp.com

16 | IBAT 2020 Associate Member Directory

Commerce Street Capital LLCDallas, TexasMember since 1999William D. Grosstgross@cstreetholdings.com214/545-6801www.commercestreetcapital.comPRODUCTS: investment banking; merger-and-acquisition services

Commerce Street Capital is an investment banking firm serving financial institutions and middle-mar-ket companies. It values client collaboration and builds long-term relationships based on mutual respect, goals and integrity. Commerce Street Captial’s practices include mergers and acquisi-tions; debt/equity placements; valuations and fair-ness opinions; bank capital services; SBIC funds; corporate and real estate finance; and regulatory and due diligence services. Member FINRA/SIPC

Computer Services Inc. (CSI)Paducah, KentuckyMember since 1999Kevin Blaserassociations@csiweb.com800/545-4274; 800/545-4274www.csiweb.comPRODUCTS: ATM/EFT products, networks and security; compliance; data processing; information technology

As a leader in the fintech and regtech industries, CSI combines customer-first service with industry-leading solutions tailored to an organization’s unique needs. Delivering dynamic, scalable products that leverage the latest trends, CSI is committed to empowering its partners to compete successfully.

Computer Transition Services Inc.Lubbock, TexasMember since 2016Julie Heinrichjheinrich@ctsinet.com806/793-8961; 800/687-2874www.ctsinet.comPRODUCTS: computer products and services; cybersecurity; information technology; technology consulting and support

Computer Transition Services Inc. is an IT consulting firm with more than 30 years’ experience in the financial industry. CTSI provides customized technology solutions for community banks that focus on security, disaster recovery and best practices. CTSI offers a fully managed security solution to meet the needs of your bank, so you can rest assured it remains fully protected and compliant with industry standards. We offer everything from monitoring threats that are trying to penetrate your network, security assessments to help you evaluate your security posture and end-user training. Our highly trained staff utilizes strategic IT planning to meet your long-term business goals.

College Ave Student LoansWilmington, DelawareMember since 2019Lexy Spikeslspikes@collegeave.com214/232-5272www.collegeavestudentloans.comPRODUCTS: student loan services and marketing

Now entering its sixth lending season, College Ave Student Loans specializes in helping students and families pay for higher education. The company pride itself in giving its customers the best experience. College Ave has brought together a top-notch team of problem-solvers, each dedicated to doing the right thing for their customers. College Ave’s financial services experience runs deep, but its love of corporate red tape does not, so it has created an environment that is comfortable, performance driven and extremely collaborative. College Ave understands the commitment its customers are making and always gives the professional dedication they deserve. College Ave’s private student loan products include in-school undergraduate loans, in-school graduate loans, in-school parent loans, in-school career loans and student loan refinancing for working graduates. These loan products offer competitive rates, multiple repayment options and a customer-friendly experience from application through repayment.

ComCo SystemsLake Dallas, TexasMember since 2015Patrick Johnsonpjohnson@comcosystems.com940/230-2943, ext. 251; 800/533-3794, ext. 251www.comcosystems.comPRODUCTS: equipment and supplies; safe deposit boxes; security and protection services

Get unmatched reliability, service and support for all of your equipment. Providing turnkey banking solutions for more than 50 years, ComCo not only manufactures pneumatic tube systems, we also sell, service and install all physical and electronic equipment regardless of the manufacturer. We offer preventive maintenance, 24/7 technical support, customized agreements, pricing and contracts!

Cerfis Group Inc.Dallas, TexasMember since 2010Jay Phillipsjay@cerfis.com214/455-8846www.cerfis.comPRODUCTS: consulting (general); training

Cerfis Group Inc. is a collection of talented, seasoned professionals who possess a rich depth of experience in all facets of financial institution management. Based in Dallas, Cerfis was founded with the goal of bringing knowledge, expertise and success to banking institutions and bankers.

Chatham FinancialLittleton, ColoradoMember since 2019Ben Lewisblewis@chathamfinancial.com720/221-3500www.chathamfinancial.comPRODUCTS: asset/liability management; loan products and services; risk management

Chatham Financial helps community banks manage their balance sheet and meet customer demand for fixed rates through the prudent use of derivatives. Serving 180-plus financial institutions, Chatham has the depth of people, proven processes and robust technology to help banks demystify hedging and use these powerful tools to the advantage of the bank’s customers and shareholders.

CLA (CliftonLarsonAllen LLP)Dallas, TexasMember since 2016Jerry D. McMillonjerry.mcmillon@claconnect.com512/340-7446, ext. 47426www.claconnect.comPRODUCTS (IBAT ENDORSED IN BOLD): BSA/AML; CECL allowance calculator; CPA services; internal audits; information technology audits

CLA helps banks equip themselves for the challenges of the future. Our team of industry professionals dedicate their time to serving banks. Our service philosophy is based on strong client relationships, responsive personnel and timely service. We have the resources of a national firm with a local approach that ensures you receive high-quality personal service.

IBAT 2020 Associate Member Directory | 17

Cornerstone Home Lending/Correspondent DivisionDallas, TexasMember since 2010Greg Jacksongregjackson@houseloan.com214/695-7358www.chlcorrespondent.comPRODUCTS: mortgage products and services

Cornerstone is the largest independent mortgage company in Texas. We have a dedicated division that focuses exclusively on partnering with banks in three ways: 1) correspondent lending; 2) retail fulfillment—we handle your client’s mortgage needs; and 3) portfolio products— we co-design portfolio products and bring you an earning asset and a future client. We are your partner, not your competitor!

Craig Terrill Hale & Grantham LLPLubbock, TexasMember since 2014Kent Halekenth@cthglawfirm.com806/744-3232www.cthglawfirm.comPRODUCTS: collections; ; factoring; law firms/legal products and services; real estate products and services (commercial)

My practice has been to represent banks in loan documentation—both real property and personal property, agricultural financing, inventory financing, and leasing and factoring, as well as the enforcement of the bank’s lien on its collateral and on borrowers’ debt. This includes work under Articles 3, 3A, 4, 4A, 5 and 9 of the UCC collection and lien enforcement. I also do creditor bankruptcy work, including chapters 11 and 12, as well as entity formation for bank customers.

CrossCheck Compliance LLCChicago, IllinoisMember since 2019Clint Odencoden@crosscheckcompliance.com972/896-9046www.crosscheckcompliance.comPRODUCTS: BSA/AML; compliance; internal audits

CrossCheck Compliance LLC is a nationwide consulting firm providing regulatory compliance, internal audit, fair lending, loan review and litigation support services exclusively to the financial services industry. Our experts adeptly identify the needs and challenges of our clients, having held similar positions as compliance officers, internal auditors, general counsel, outside counsel, regulators, underwriters and consultants.

Cook Security Group Inc.Portland, OregonMember since 2020Elysia Sprengerelysia.sprenger@cooksecuritygroup.com503/351-1262; 844/305-3665www.cooksecuritygroup.comPRODUCTS: cash products and services; cybersecurity; security and protection services

Cook Security Group utilizes the best in remote technologies, service equipment, AI, managed services and automation to maximize efficiencies and protect customers through our centralized network operations center and national VAR network. Our solutions include professional services, middleware, server hosting and risk assessments, as well as alarm, video, access control and ATM/ITM/TCR—all cyber compliant and managed through our secure Cook Command Center portal. Clientele includes more than 500 financial institutions totaling 25,000-plus locations. We make it happen!

Cornerstone Advisors Inc.Scottsdale, ArizonaMember since 2016Brad Smithbsmith@crnrstone.com480/423-2030www.crnrstone.comPRODUCTS: consulting (general); consulting (financial)

Cornerstone Advisors specializes in best-practice strategy, technology and performance improvement for mid-sized banks. Solution areas include strategy, performance, technology, contract negotiation, system selection and implementation, payments, risk management, delivery channels and research. Among Cornerstone’s publications are the GonzoBanker industry blog and the Cornerstone Performance Report annual peer benchmarking study.

Condley and Co. LLPAbilene, TexasMember since 2002Jeff Grahamjeff.graham@condley.com325/677-6251www.condley.comPRODUCTS: compliance; CPA services; internal audits; loan products and services

Condley and Co. LLP has been providing comprehensive accounting and advisory services to banks for more than two decades. Our services include external audits, directors’ examinations, tax return preparation and guidance, compliance services, internal audits, ACH audits and loan reviews.

CoNetrixLubbock, TexasMember since 2008Kellie Hillkhill@conetrix.com806/687-8600; 800/356-6568www.conetrix.comtandem.appPRODUCTS: information technology; information technology audits; penetration testing; technology consulting and support

CoNetrix serves more than half of Texas banks with managed network and security services, including Aspire secure cloud hosting, recovery and file sharing; IT/GLBA audits, penetration testing and information security programs; and Tandem Security & Compliance Software® used by 1,400 financial institutions nationwide for managing risk assessments, business continuity plans, vendors and more.

18 | IBAT 2020 Associate Member Directory

Dell Inc.Round Rock, TexasMember since 2007Megan WrightMegan.Wright@dell.com346/234-0155www.dell.comPRODUCTS (IBAT ENDORSED IN BOLD): technology consulting and support

Dell’s go-to-market strategy targets bank and associate members to offer enhanced discounts and expert technical consulting on all purchases.

Deluxe Corp.Shoreview, MinnesotaMember since 1992Matt Clarkmatt.clark@deluxe.com651/490-8262; 800/332-4234www.fi.deluxe.comPRODUCTS (IBAT ENDORSED IN BOLD): check services; co-op bank supplies; document-related products and services; expense management; forms; fraud protection and remediation; marketing campaigns (turnkey); payroll; promotional items; stationery and office supplies;

Deluxe is strategically transforming into a solutions provider that drives profitable growth for financial institutions through payments, marketing services, performance management and small-business marketing services. We offer best-in-class solutions that help acquire, onboard, grow, retain and win back profitable account relationships, generating net income and high return on investment.

Curtis 1000Keller, TexasMember since 2007Bob Nankivellbnankive@curtis1000.com817/239-6502www.curtis1000.comPRODUCTS: printing services; promotional items

Curtis 1000’s print, marketing and supply solutions are tailored to the unique needs of Texas community banks. Our Curtis Direct technology allows full control over the ordering process. For more than 137 years our customers have trusted our local consultants to provide everything your bank needs to succeed.

DCI (Data Center Inc.)Hutchinson, KansasMember since 2017Mark Harrismharris@datacenterinc.com620/694-6800www.datacenterinc.comPRODUCTS: data processing; internet banking products and services; mobile banking solutions; software

DCI offers iCore360® award-winning core processing and digital internet/mobile/AI channel solutions backed by bankers you know and trust. We also provide companion solutions for data analytics, ATM network, teller/branch origination, ADA website hosting and more. Privately owned and trusted by bankers nationwide for nearly 60 years.

DEI Inc.Brownwood, TexasMember since 2013Don Neilldneill@dei-corp.com513/825-5800www.dei-corp.comPRODUCTS: architecture, planning and interior design; construction, maintenance and repair

DEI is a national design/build company that goes beyond the expected to turn your project into a growth opportunity. We create sales environments by incorporating all aspects of facility planning through architecture, construction, interior design, branding and retail concept design. At DEI, we design and build to grow your business.

Crowe LLPDallas, TexasMember since 2012Cameron Samplercameron.sampler@crowe.com214/777-5200www.crowe.com/industries/bankingPRODUCTS: CPA services; information technology

Crowe knows banking. With more than 50 years of experience serving financial institutions, Crowe LLP is recognized as an industry leading provider of audit, tax, advisory, risk and performance improvement services to banks of all sizes. The community banks of Texas can count on Crowe LLP.

CSPIJefferson City, MissouriMember since 2015Brad Epplebepple@cspiinc.com573/635-1281; 800/933-4873www.cspiinc.comPRODUCTS: data processing; document-related products and services; internet banking products and services; mobile banking solutions

As a valued software and service provider, CSPI focuses on the needs of today’s progressive community banks. Our comprehensive Aurora product line offers online and mobile banking, document imaging, item processing and WebDeposit. CSPI is core-agnostic and utilizes API technologies to deliver a seamless interface with core processors. Let us help you automate processes to gain efficiencies while delivering industry-leading digital banking solutions that are focused on the user experience.

Cummins Allison Texas MarketDallas, TexasMember since 2018Paul Eberspachereberspacherp@cumminsallison.com972/661-5390www.cumminsallison.comPRODUCTS: ATM/EFT products, networks and security; equipment and supplies; image processing

Cummins Allison is the industry leader in currency, coin and check-processing solutions and service, and offers a full line of high-quality ATMs.

IBAT 2020 Associate Member Directory | 19

Eide Bailly LLP (Texas office)Abilene, TexasJudy L. Farmerjfarmer@eidebailly.com325/672-4000; 800/588-2525

Enacomm Inc.Austin, TexasMember since 2017David Bakerdavidb@enacomm.net918/858-9777; 877/860-0025www.enacomm.netPRODUCTS: customer relationship management; information technology; internet banking products and services

Enacomm is a fintech provider of intelligent, multi-modal, self-service, voice and data processing products and services for the financial services industry. Delivered as hosted or on-demand services through the cloud, Enacomm’s self-service and assisted-service solutions are helping organizations of all sizes cut costs, fight fraud, reduce time to market, cross-sell, improve loyalty and increase customer retention.

Engineered Construction Specialists Inc.Houston, TexasMember since 2015Mary Jo Poindextermjpoindexter@ec-specialists.com713/627-3622www.ec-specialists.comPRODUCTS: construction risk management; consulting (general)

EC-Specialists, a full-service construction consulting firm, provides technical services to construction lenders. We review budgets and schedules, monitor pay progress and oversee loan proceeds disbursement. We consult on special assets. EC-Specialists reduces the risk of construction lending and enables lenders to concentrate on other parts of their business.

ePayResourcesDallas, TexasMember since 2000Tim Quisenberry, AAPtquisenberry@epayresources.org800/475-0585, ext. 1200www.epayresources.orgPRODUCTS: electronic payments resources; risk management

For more than 40 years, ePayResources has been keeping financial institutions and businesses informed, compliant and competitive by providing payments expertise, professional development and industry leadership. Dallas-based ePayResources is one of the nation’s largest regional payments associations.

Dunkin & AssociatesCollege Station, TexasMember since 1999Doak C. Dunkindoakc@ddunkin.com979/922-5662; 800/234-6401www.ddunkin.comPRODUCTS: collateral protection insurance; credit life insurance

Dunkin & Associates, an established leader in the payment protection industry, has provided products to 400-plus banks since 1967. It also provides GAP and vehicle service contracts for auto loans. State-of-the-art training and live chat are examples of how your team will succeed with payment protection.

Econ-O-Check Corp.Denton, TexasMember since 2009Todd Jonestodd@econocheck.com954/445-9651www.econocheck.comPRODUCTS: customer insurance; marketing

Econ-O-Check has been working with financial institutions for more than 30 years to develop specific retail and commercial strategies that improve market share, increase customer retention and generate incremental fee income. Our solutions include electronic check re-presentment, direct-mail insurance products, ID theft solutions and various retail strategies.

Eide Bailly LLPFargo, North DakotaMember since 2018Cheryl Knudsoncknudson@eidebailly.com701/239-8500;www.eidebailly.comPRODUCTS: compliance; CPA services; internal audits; tax services

We see it every day—more regulations, competition and technology needs. You are being asked to do more with the same resources. Having a trusted advisor by your side can help you relieve that strain and put your attention back where it belongs—on your customers.

Diebold NixdorfNorth Canton, OhioMember since 1996Tonya Myers-JordanTonya.Myers-Jordan@dieboldnixdorf.com330/490-4000www.DieboldNixdorf.comPRODUCTS (IBAT ENDORSED IN BOLD): ATM/EFT products, networks and security; branching strategies; equipment and supplies; mobile banking solutions; safe deposit forms, equipment and services; security and protection services; software

Diebold Nixdorf is a world leader in enabling connected commerce for millions of consumers each day across the financial and retail industries. Its software-defined solutions bridge the physical and digital worlds of cash and consumer transactions conveniently, securely and efficiently. As an innovation partner for nearly all of the world’s top-100 financial institutions and a majority of the top-25 global retailers, Diebold Nixdorf delivers unparalleled services and technology that are essential to evolve in an “always on” and changing consumer landscape.

Dixon Hughes Goodman LLPFort Worth, TexasMember since 2016Ashley H. Ensleyashley.ensley@dhg.com817/276-4147dhg.com/financial-servicesPRODUCTS: CPA services; internal audits

DHG financial services professionals provide in-depth industry knowledge and a wide range of advisory, assurance and tax services to address issues facing your industry in today’s challenging environment.

20 | IBAT 2020 Associate Member Directory

FinastraNew York, New YorkMember since 2013Brady Crandallbrady.crandall@finastra.com800/989-9009; 888/850-6656www.finastra.com/communitymarketsPRODUCTS: compliance; loan products and services; mortgage products and services; real estate products and services (commercial)

Finastra delivers the broadest portfolio of financial services software in the world, including digital, core banking, lending and mortgage solutions. Our open platform brings parties together to collaborate, innovate and build great customer experiences for our 4,200-plus clients in the U.S. With Finastra, the future of finance is open.

Finley & Cook PLLCShawnee, OklahomaMember since 2017Timothy Barnestbarnes@finley-cook.com405/878-7381www.finley-cook.comPRODUCTS: CPA services; internal audits; tax services

Founded in 1947, Finley & Cook PLLC Certified Public Accountants continues to provide superior audit and tax services to financial institutions while maintaining a high level of professional standards. Finley & Cook has a rich history and a highly regarded reputation of expertise in helping clients succeed.

FISJacksonville, FloridaMember since 2018Gilbert Elizondogetinfo@fisglobal.com727/227-5318; 800/822-6758www.fisglobal.comPRODUCTS: managed IT services; software

FIS is a global leader in financial services technology with a focus on retail and institutional banking, payments, wealth management, risk and compliance and outsources IT. FIS employs more than 53,000 people worldwide and holds leadership positions in payment processing, financial software and banking solutions.

Fenimore, Kay, Harrison & Ford LLPAustin, TexasMember since 2010Chet Fenimorecfenimore@fkhpartners.com512/583-5901www.fkhfpartners.comPRODUCTS: compliance; law firms/legal products and services; merger-and-acquisition services

FKHF represents banks, thrifts and other financial institutions—including their investors, directors and executive officers—in corporate, transactional, securities and regulatory matters. Our attorneys’ extensive experience in the fields of bank mergers and acquisitions, regulatory matters, securities law and corporate governance provides a solid foundation for our representation of financial institutions in a broad variety of transactions.

FHN FinancialMemphis, TennesseeDallas, Texas (Texas office)Member since 1994Trae Winstonrae.winston@fhnfinancial.com901/435-7956; 800/456-5460www.ftnfinancial.comPRODUCTS: broker/dealer services; investment management services

FHN Financial is an industry leader in fixed-income sales, trading and strategies for institutional customers in the U.S. and abroad. We also provide investment services and balance-sheet management solutions. With an average daily trading volume of more than $5 billion, FHN Financial transacts business with approximately 50 percent of all U.S. banks with portfolios over $100 million (for a 24-month period ending in the fourth quarter of 2018).Trae Winston901/435-8757; 800/804-6330

Equity Valuation Partners (EVP)Fairhope, AlabamaMember since 2019Brett Cowdenbrettc@yourevp.com251/968-9997www.yourevp.comPRODUCTS: consulting (general)

EVP is a valuation management company, facilitating the most accurate, compliant and cost-effective valuations for real estate transactions of every size. Our transparent pricing ensures positive relationships with all parties to a transaction, and our continual technological innovation ensures we can deliver for our clients for years to come.

Federal Home Loan Bank of DallasDallas, TexasMember since 1993Sanjay Bhasinsanjay.bhasin@fhlb.com214/441-8500; 800/442-9841www.fhlb.comPRODUCTS: correspondent banking; mortgage products and services

Federal Home Loan Bank of Dallas is a member-owned cooperative that supports housing and community development by providing competitively priced advances and other credit products to approximately 820 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico and Texas. Visit www.fhlb.com for more information.

INVESTMENT ADVISERS

Over 28 Years Working with Community Banks to Achieve Their Goals

Regulatory Compliance: Increased regulation can become a burden on community banks with limited resources. Sentry Management provides objective regulatory compliance guidance and third-party IRR management, and becomes part of your management team in this area.Objective Advice: Sentry Management is a Registered Investment Adviser—not a broker/dealer. We provide objective advice on asset allocation, utilize 50 dealers nationally to ensure best-price execution and operate on a fee basis only to eliminate conflicts of interest. We answer to our clients only.Strength in Numbers: By combining the strength of all our clients, we help lower costs and improve productivity of our banks. With more than $6 billion in assets under management and $15 billion in transac-tions for 2018, Sentry Management combines buying power to reduce each bank’s investment costs. Working with different banks across the country also gives Sentry Management insight into regulatory issues and helps all bank clients keep abreast of the latest issues.

Independent Advisers for Independent BankersAsset/Liability Pricing Structure and Strategies

Asset Restructure Strategies ★ Interest Rate Risk/ManagementInvestment Management Policies ★ Education/Training Seminars

800.677.8606www.sentrymanagement.com

REGISTERED INVESTMENT ADVISER (RIA) WITH THE SEC AND MSRB

Partner with a Correspondent that cares and believes in strengthening communities

• Protecting your customers with retained servicing on FNMA, FHLMC, FHA, USDA and VA loans

• Our manufactured home expertise can help meet your CRA requirements

• Customizable FHA, VA, USDA and manufactured home training to meet your community needs

Permitted to conduct business in: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MA, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV & WY; Guild Mortgage Company is an Equal Housing Lender; AZ BK #0018883; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; Georgia Residential Mortgage Licensee; GA #6268; Licensed by the Mississippi Department of Banking and Consumer Finance; NV Banker #1076 / NV Broker #1141; Licensed by the New Hampshire Banking Department; OR ML-176; Rhode Island Licensed Lender; State of Missouri Principal Location: 17280 North Outer 40, Ste. 101, Chesterfield, MO 63005; Company NMLS ID 3274. Branch NMLS ID 959528. www.nmlsconsumeraccess.org/. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company 5898 Copley Drive San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

Martin Baltz | Business Development Manager martin.baltz@guildmortgage.net | 615.330.0082www.correspondent.guildmortgage.com

22 | IBAT 2020 Associate Member Directory

G+D Currency TechnologyDulles, VirginiaMember since 2019Bryan Garciabryan.garcia@gi-de.com703/480-2113www-gi-de.comPRODUCTS: cash products and services

G+D Currency Technology is a global leader in providing high-quality currency processing solutions and is a trusted partner to central banks, commercial banks, casinos, cash-in-transit companies, transit authorities and retailers. Specific products offered in the retail bank segment are tabletop currency discriminators, counters, sorters, self-service commercial deposits solutions and software.

Gateway Mortgage Group, Correspondent Lending, A Division of Gateway First BankDallas, TexasMember since 2016Joanne Posenjoanne.posen@gatewaycorrespondent.com505/263-6110www.gatewaycorrespondent.comPRODUCTS: mortgage products and services

Gateway Mortgage Group, Correspondent Lending, a division of Gateway First Bank, was founded in 2000. Headquartered in Jenks, Oklahoma, Gateway currently services $17 billion in residential mortgages. The correspondent division focuses on putting the customer first, delivering best-in-class service and implementing both workflow efficiencies and new mortgage products.

George, Morgan & Sneed PCWeatherford, TexasMember since 1996Patrick E. SneedPat@gms-cpa.com817/594-2704; 800/882-4467www.gms-cpa.comPRODUCTS: internal audits; payroll processing

Founded in 1959, GMS provides services for community banks that include tax planning and preparation, payroll preparation, internal and external auditing, accounting and financial reporting and loan reviews. In addition, our Automated Auditor software tests the interest calculations on the bank’s certificates of deposit and loan portfolios.

Fitzgerald MSI Talent Management ConsultingFulshear, TexasMember since 2019Michael R. Fitzgeraldmichael@fitzgeraldmsi.com678/612-3993www.fitzgeraldmsi.comPRODUCTS: consulting (general); executive recruiting; human resources products and services

Make better people decisions from hiring to manager selection, leadership development, coaching and succession planning with behavioral analytics—created by bankers for bankers. Know the inside (potential), downside (potential derailers) and inside (cultural fit) of everyone in your bank! Be different. Be better. Grow and keep the best talent.

Fox, Byrd & Co. PCDallas, TexasMember since 1994Frank P. Conroyfrank.conroy@foxbyrd.com214/696-8320; 877/696-8320www.foxbyrd.comPRODUCTS: CPA services; internal audits

Fox, Byrd & Co. PC has been serving Texas community banks and their owners for more than 50 years. Our CPAs provide a full range of services, including financial statement audits, tax planning and compliance, consulting, director’s exams and loan reviews.

Futurism Technologies Inc.Austin, TexasMember since 2020Leo J. Coleleoc@futurismtechnologies.com512/422-4868www.futurismtechnologies.comPRODUCTS: cybersecurity; information technology

Futurism is a trusted advisor that partners with clients to unlock their value to their customers using digital technology. Futurism provides digital transformation services across the entire value chain, including digital infrastructure, business processes, digital customer engagement and cybersecurity. We are not just another IT services company. We have a “self-funding” approach to digital transformation and will customize solutions to fit your needs.

FiservBrookfield, WisconsinMember since 1986Shane Clausenshane.clausen@fiserv.com262/879-5000www.fiserv.comPRODUCTS: data processing; internet banking products and services

Fiserv drives innovation in payments; processing services; risk and compliance; customer and channel management; and insights and optimization. Our solutions deliver intelligent experiences in banking, payments, engagement and security to help clients provide financial services at the speed of life. Visit www.fiserv.com to learn more.

Fisher, Herbst & Kemble PCSan Antonio, TexasMember since 2017Robert M. Herbstrmherbst@fhkcpa.com210/614-2284www.fhkcpa.comPRODUCTS: CPA services

Fisher, Herbst & Kemble PC is a long-established San Antonio CPA firm dedicated to quality service. We strive to provide close, personal attention to our bank clients for attest and tax services. FHK is actively involved in each client account, not only providing supervision, but also engaged in the details from start to finish.

Fitech PaymentsFort Worth, TexasMember since 2009Bryan Dillonbdillon@fitech.com817/698-2254; 844/822-1287www.fitech.comPRODUCTS (IBAT ENDORSED IN BOLD): electronic payments resources; merchant services; payment systems

We provide our bank partners the resources they need to grow their merchant services program. Whether your merchants need a tablet POS system for their retail location, a shopping cart for their online store or mobile payments for when they’re on the go, we’ll help them accept payments any time, any where.

IBAT 2020 Associate Member Directory | 23

Gulf Coast Business CreditAustin, TexasMember since 2013Meg Robersonmegroberson@gulfbank.com512/249-9330; 866/577-8867www.gulfcoastbc.comPRODUCTS: accounts-receivable products and services; factoring

Gulf Coast Business Credit is one of the largest accounts-receivable factoring firms in the U.S. GCBC provides commercial lenders with a product that allows them to say “yes” to credit more often.

HaberfeldLincoln, NebraskaMember since 2014Grant Ossenkopgrant@haberfeld.com402/475-1191www.haberfeld.comPRODUCTS: consulting (general); marketing

Haberfeld is an employee-owned company with more than 30 years of experience helping community banks grow by attracting more profitable customers and acquiring more core deposits. Banks more than double new customer acquisitions and increase profitability using Haberfeld’s strategy that embraces technology-based, ROI-focused marketing and extensive training.

Haltner HAI LLCHouston, TexasMember since 2015Sandra P. Haltnershaltner@haltner.com713/523-6100; 800/323-1460www.haltner.comPRODUCTS: architecture, planning and interior design; construction, maintenance and repair

Haltner HAI is a Texas-based award-winning “integrated” design+build firm with 30 years of experience building and renovating financial facilities across Texas. Haltner HAI provides in-house architecture, interior design, construction and furniture purchasing services, including a computerized virtual reality fly-over and walk-through of your conceptual proposed building.

Griffin Financial Group LLCFort Worth, TexasMember since 2018John M. Gosserjmg@griffinfingroup.com817/413-1794www.griffinfingroup.comPRODUCTS: branching strategies; consulting (financial); investment banking; merger-and-acquisition services

Griffin Financial Group is an investment bank assisting financial institutions in understanding their strategic alternatives, raising capital, facilitating and structuring merger-and-acquisition transactions and sale/leaseback transactions, and securing and selling assets. We have particular expertise in Sub S bank strategies and branch strategies, and assist banks contemplating an employee stock ownership plan. Our capital markets team assists financial institutions in public offerings, institutional placements, sales, syndication and other capital markets activities.

GSB Mortgage Inc. (Bank of the West)Grapevine, TexasMember since 2016Lisa B. Blankenshiplblankenship@gsbmtg.com217/310-1980www.gsbmtg.comPRODUCTS: loan products and services; mortgage products and services

We offer conventional conforming, conventional non-conforming (Jumbo), FHA, VA and USDA mortgage loans.

Guild MortgageSan Diego, CaliforniaMember since 2020Martin Baltzmartin.baltz@guildmortgage.net615/330-0082www.guildmortgage.comPRODUCTS: correspondent banking; loan products and services; mortgage products and services

Guild Mortgage offers correspondent and fulfillment services designed to provide our partners access to a wide range of secondary and capital market options without putting their customers in harm’s way of being cross sold or solicited by a competing depository institution. We offer FNMA, FHA, VA, RD and manufactured home products.

Ghiglieri & Co.Austin, TexasMember since 2003Catherine Ghigliericathy@ghiglieri.com512/329-5101www.ghiglieri.comPRODUCTS: consulting (general); training

Ghiglieri & Co. is a full-service consulting firm based in Austin, Texas, founded by Catherine A. Ghiglieri, former Texas banking commissioner. Services include management studies, corporate governance studies, board member training, strategic planning and enforcement-actions compliance.

Glory Global SolutionsLisle, IllinoisMember since 2006James Robinsonjames.robinson@us.glory-global.com325/725-3979www.gloryglobalsolutions.comPRODUCTS (IBAT ENDORSED IN BOLD): cash products and services; currency counter, coin wrappers, sorters, back-office coin counters; QuickChange machines; technology consulting and support

Glory’s cash recycling and self-service solutions eliminate time-consuming and wasteful processes within your bank. Allowing your staff to keep its focus where it should be—on your customers. With a more productive staff and an increased focus on customer service leads to profitable growth for your institution.

GMRHeath, TexasMember since 2020Curtis Cannoncccannon@gmr1.com972/771-6038www.gmr1.comPRODUCTS: ATM/EFT products, networks and security

Established in 1991 and based in Heath, Texas, GMR provides facility analysis and en-gineering services for clients nationally. Each year, GMR conducts nearly 80,000 visits to client facilities across the country, gathering information, performing inspections, exe-cuting ATM compliance lighting surveys, ana-lyzing data and providing engineering-based designs and solutions. GMR is a WBENC-cer-tified woman-owned-and-operated business.

24 | IBAT 2020 Associate Member Directory

Ham, Langston & Brezina LLPHouston, TexasMember since 2011Rob Brezinabrezina@hlb-cpa.com281/481-1040www.hlb-cpa.comPRODUCTS: CPA services; internal audits

Ham, Langston & Brezina LLP provides audit, tax and consulting services to both public and private middle-market companies and has significant experience working with financial institutions. Our emphasis on maintaining an open dialogue with our clients allows us to provide the quality service they desire.

Hamby & Hengeli LLCSan Angelo, TexasMember since 2007Robert HambyRobert@HambyHengeli.com325/949-2567www.HambyHengeli.comPRODUCTS: compliance; CPA services; internal audits

Hamby & Hengeli LLC provides accounting and consulting services exclusively to independent banks. Services include financial audits/director’s examinations, internal audits, tax preparation and planning, trust services, regulatory compliance, loan reviews, IT security examinations and risk assessments.

Hamilton VaultronicsRichardson, TexasMember since 2017Deanna Harmondeannah@hvaultronics.com972/994-0011; 866/984-9800www.hvaultronics.comPRODUCTS: ATM/EFT products, networks and security; equipment and supplies; safe deposit boxes

Hamilton Vaultronics sells and services various financial systems, including ATMs, kiosks, ITMs, security and alarm systems, pneumatics, vaults and safes, teller line equipment and access control.

Henry & Peters PCTyler, TexasMember since 2013Gary Penkilogpenkilo@henrypeters.com903/597-6311www.henrypeters.comPRODUCTS: CPA services; internal audits

Henry & Peters PC provides accounting services to more than 25 financial institutions. Besides tax and audit services, we provide internal audit services, director’s exams, consulting, regulatory compliance, trust audit services, mergers and acquisitions, and capital planning and projects. We currently serve banks with asset sizes from $50 million to $2.8 billion. Visit www.henrypeters.com for more information.

High CottonIrondale, AlabamaMember since 2012Victoria VanCura-Rutlandvvancura@highcottonusa.com877/838-2345; 877/838-2345www.highcottonusa.comPRODUCTS: document-related products and services; printing services

For more than 40 years, High Cotton has delivered client communication solutions. We use the latest technologies to provide our customers peace of mind that their statements and notices—both electronic and paper—are secure, accurate and delivered on time.

Hogan Financial Systems Inc.Flower Mound, TexasMember since 2018Ken Hogankhogan@hoganfin.com972/724-2618www.hoganfin.comPRODUCTS: information technology; managed IT services

Are you struggling with an IT company that doesn’t know anything about banking operations? We can help. For 21 years we’ve been an extension of our banks’ technology teams. We serve only community bankers and know how a bank operates. Let us manage exam findings, host infrastructure and be part of your IT team.

Hunton Andrews Kurth LLPDallas, TexasMember since 1986Peter Weinstockpweinstock@huntonak.com214/468-3395www.huntonak.comPRODUCTS: compliance; law firms/legal products and services

The financial institutions group at Hunton Andrews Kurth LLP has been № 1 in cumulative merger and acquisition transactions since 2007 (S&P Global Market Intelligence). We have counseled institutions on securities offerings, capital planning, fair lending, fintech payments, operations and myriad compliance issues before all federal bank regulatory authorities. Please contact Peter Weinstock in Dallas (pweinstock@huntonak.com; 214/468-3395) or Erin Fonte in Austin (efonte@huntonak.com; 512/ 542-5011).

IBAT Financial ServicesAustin, TexasMember since 2008Carol Troyctroy@ibat.org512/474-6889www.ibat.org/ibat-financial-servicesPRODUCTS: blanket bond insurance; general insurance; property and casualty (commercial)

IBAT Financial Services is a subsidiary of the Independent Bankers Association of Texas and a licensed independent insurance agency offering insurance products for and to Texas community banks. Products include financial institution bond insurance, directors and officers insurance, property and casualty insurance and force-placed/foreclosed insurance, to name a few.

IBAT 2020 Associate Member Directory | 25

IBAT Services Inc.Austin, TexasMember since 1990Julie Courtneyjcourtney@ibat.org512/275-2240; 800/749-4228www.ibat.org/servicesPRODUCTS: endorsement marketing

IBAT Services’ mission is to find innovative ways to enhance its members’ competitive edge by providing products and services designed to benefit not only the member banks, but also their customers as well. The IBAT Services board recommends endorsements only after careful consideration of our thorough due-diligence review.

IBT AppsCedar Park, TexasMember since 2006Mark C. Dittmanmdittman@IBTapps.com512/616-1100www.IBTapps.comPRODUCTS: data processing; internet banking products and services; mobile banking solutions; software

IBT Apps is a community-bank-driven core provider. Its adaptable i2Suite banking system is equipped with a comprehensive suite of products that removes technology barriers by integrating core processing, teller capture, payment solutions, document imaging, back-office operations and online and mobile banking services. Learn what it feels like to transform your bank using one solution while promoting revenue growth and improving your customers experience.

ICBAWashington, D.C.Member since 2018Rebeca Romero RaineyRebeca.RomeroRainey@icba.org360/357-9919; 800/422-8439www.icba.orgPRODUCTS: associations

The Independent Community Bankers of America is the only national trade association dedicated exclusively to serving the interests of community banks. ICBA membership provides the resources and environment for your community bank to thrive.

ICBA BancardWashington, D.C.Member since 2019Tina Giorgiotina.giorgio@icba.org202/821-4315www.icbabancard.orgPRODUCTS: credit card products, services and accessories

ICBA Bancard is the wholly owned payment services subsidiary of the Independent Community Bankers of America. ICBA Bancard’s community bank issuers generated $31.6 billion in sales volume in 2019 and are ranked collectively as the 24th largest credit card portfolio in the U.S. ICBA Bancard enables thousands of community banks to provide competitive credit card, debit card, ATM and merchant processing solutions. The company also provides exclusive services to issuers, including its fraud-loss protection plan, marketing support and product education.

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© 2019. Reich & Tang deposit Solutions, llC. All Rights Reserved.

26 | IBAT 2020 Associate Member Directory

Jackson Walker LLPDallas, TexasMember since 2004Jim Pledgerjpledger@jw.com214/953-5933www.jw.comPRODUCTS: law firms/legal products and services

Jackson Walker LLP is one of the oldest and largest Texas-based law firms. Its financial institutions practice specializes in the full range of legal services to the banking industry, including charter conversions, mergers and acquisitions, loan documentation, bankruptcy, litigation and enforcement activity.

John M. Floyd & AssociatesBaytown, TexasMember since 1994Thomas Alemanthomas.aleman@jmfa.com504/782-7862; 800/809-2307www.JMFA.comPRODUCTS (IBAT ENDORSED IN BOLD): overdraft program consulting

JMFA is one of the most trusted names in the industry, helping community banks improve their performance. With programs designed to improve revenue, uncover new savings opportunities and achieve greater efficiencies, JMFA offers full-service consulting to help you exceed your goals. To learn more, visit www.JMFA.com or call 800/809-2307.

Journey Technology SolutionsSioux Falls, South DakotaMember since 2015Arden Sustadarden.sustad@journey-ts.com605/274-2145www.journeytechnologysolutions.comPRODUCTS: business intelligence; profitability analyses

Journey’s solutions enable community banks and include automated board, enhanced management, peer group reporting and behavioral analytics with integrated profitability/attrition and aggregation. Our solutions are customized and cloud-based. Journey customers say, “We now have an analytics advantage—we no longer spend hours creating spreadsheets for management.”

Integrity StatementsWaco, TexasMember since 2015Phil Roachproach@integdoes.com254/751-1012; 866/751-1012www.integritystatements.comPRODUCTS: document-related products and services; printing services

Integrity Statements is a full-service provider for print, mail and digital delivery. Statements, inserts, variable images, HTML email communications, SMS texting and traditional print and mailing services are seamlessly delivered through our integrated multi-channel delivery platform. We are a Texas company serving community banks throughout Texas.

J. Keith Hughey Co.San Antonio, TexasMember since 2016Keith Hugheykeith@jkeithhughey.com210/260-0955www.jkeithhughey.comPRODUCTS: consulting (general)

J. Keith Hughey is a management consultant with more than 40 years of consulting and managerial experience. His practice consists of assisting clients with their strategic planning, as well as issues of corporate governance, succession planning, management and executive development, and organizational health and human systems. He also writes Monday Morning Musings.

Jack Henry & AssociatesMonett, MissouriMember since 1999Joel Thomasjoelthomas@jackhenry.com417/235-6652www.jackhenrybanking.comPRODUCTS: data processing; software

Jack Henry Banking, a division of Jack Henry & Associates Inc. (NASDAQ: JKHY), is a leading provider of integrated computer systems for banks—ranging from community banks to multi-billion-dollar institutions. We serve more than 1,000 banks as a single source for integrated, enterprise-wide automation and support.

ICBA SecuritiesMemphis, TennesseeMember since 2018Jim Reberjreber@icbasecurities.com901/762-5880; 800/422-6442www.icbasecurities.comPRODUCTS: asset/liability management; broker/dealer services; investment products; loan products and services

ICBA Securities provides a full suite of investment products and services for community banks through its exclusive broker, Vining Sparks. Included are traditional debt securities, interest rate products, whole loans and merger-and-acquisition and bank-valuation services. ICBA Securities offers a full calendar of educational events for community bankers and investment professionals.

InfoAgora Inc.New York, New YorkMember since 2018Grigoris Karakoulasgrigoris@infoagora.com416/877-1965www.infoagora.comPRODUCTS: compliance; profitability analyses; risk management; software

Since 2004, InfoAgora has been delivering leading-edge predictive analytics, regtech solutions (CECL/CCAR/Basel III) and model risk-management services enabling our clients to achieve compliance, proactively manage risk/reward and increase profitability. Products include loss forecasting and stress testing, a macroeconomic scenario generator, credit adjudication models and a deposit price optimizer.

InsperityAustin, TexasMember since 2016John Klementjohn.klement@insperity.com512/231-4505www.insperity.comPRODUCTS: compliance; group health and dental insurance; human resources products and services; risk management

Insperity has been a trusted advisor to America’s best businesses for more than 30 years. The firm provides an array of human resources and business solutions designed to help improve business performance. For more information, go to www.insperity.com.

A Texas based commercial integrated design build firm since 1982 Houston, TX Haltner.com 713.523.6100

ARCHITECTURE

INTERIOR DESIGN

CONSTRUCTION

FURNITURE FIXTURES EQUIPMENT

One integrated team under one roof working with you from start to finish.

28 | IBAT 2020 Associate Member Directory

JRBT and JRBT Bank ConsultingWaco, TexasMember since 2017Stephen SpencerStephen_Spencer@jrbt.com254/776-4190www.jrbt.comPRODUCTS: CPA services; payroll processing; retirement plan services; trust services

As a public accounting firm, JRBT offers extensive experience with audits, directors’ examinations, internal audits, mergers, acquisitions, tax preparation and other services for banks. JRBT Bank Consulting (formerly CWC Bank Services) provides loan review and other credit risk management services. Together, we have provided exceptional service to banks and bank holding companies throughout the state of Texas with a long-term commitment to personalized service.

KasasaAustin, TexasMember since 2005Michelle Jacobimichelle.jacobi@kasasa.com512/418-9590; 877/342-2557www.kasasa.comPRODUCTS: loan products and services; rewards programs

Kasasa is an award-winning financial technology and marketing technology provider that helps more than 750 community financial institutions establish long-lasting relationships with millions of consumers through its branded retail products and marketing automation capabilities. The company is now reinventing lending though its latest patent-pending offering, Kasasa Loans™.

Kennedy Sutherland LLPSan Antonio, TexasMember since 2012Patrick J. Kennedypkennedy@kslawllp.com210/228-9500www.kslawllp.comPRODUCTS: law firms/legal products and services; merger-and-acquisition services

Kennedy Sutherland, LLP has been advising banks and their shareholders, directors and officers for more than three decades on corporate, securities, mergers and acquisitions, capital raising, tax planning and loan documentation. The firm seeks innovative solutions for our clients such as S elections, tax credit financing and product and services expansion.

Kessler & Collins PCDallas, TexasMember since 2013Daniel Callahandpc@kesslercollins.com214/379-0722www.kesslercollins.comPRODUCTS: law firms/legal products and services

We are an AV-rated law firm providing responsive, efficient service to financial institutions. We can handle the simplest to the most complicated transactions, workouts, lawsuits and bankruptcies in a cost-effective manner. We work throughout Texas and are admitted in the U.S. district and bankruptcy courts for the Northern, Southern, Eastern and Western districts of Texas.

Kinsey Management LLCHouston, TexasMember since 2020James Brandon Kinseybkinsey@kinseymgmt.com713/298-3215www.kinseymgmt.comPRODUCTS: business intelligence; executive recruiting; human resources products and services; training

Kinsey Management is a leading talent optimization and predictive index firm. We create people solutions that are fit for your business strategy. Our multi-faceted methodology allows us to solve challenging people and management problems: hiring and selection, job mapping/succession planning, management training, self-awareness/conflict resolution, culture transformations and customer-focused sales training. We are your strategic talent partner.

Kreps-Colgan & Associates Executive Search LLCAustin, TexasMember since 2019Kim Kreps-Colgankim@kcexecs.com512/263-7946www.kcexecs.comPRODUCTS: executive recruiting

Kreps-Colgan & Associates is a recruiting firm niche-focused on banking. Customized recruitment processes, strategies and hiring options are matched to specific talent-acquisition needs. The firms utilizes innovative strategy and sourcing techniques aligned to strategic initiatives, goals and corporate culture to reach talent you wish to add to your team. Positions include C-suite, lending, credit, IT, compliance and ops.

Langley & Banack Inc.San Antonio, TexasMember since 2018Bruce E. Toppinbtoppin@langleybanack.com210/736-6600www.langleybanack.comPRODUCTS: law firms/legal products and services

Langley & Banack’s financial institutions and regulatory practice provides innovative and efficient legal advice on a wide variety of corporate and bank regulatory matters, in-cluding merger-and-acquisition transactions, securities offerings, corporate governance, Subchapter S elections, regulatory compli-ance, strategic planning and other matters affecting community banks, their directors and owners.

IBAT 2020 Associate Member Directory | 29

Lee & Mason Financial Services Inc.Louisville, KentuckyMember since 2019Matt Washermwasher@leeandmason.com502/371-3385; 888/685-8442www.leeandmason.comPRODUCTS: collateral protection insurance; general insurance

Lee & Mason specializes in collateral protection and mortgage E&O/protection insurance. Our blanket, outsourced and lender-placed solutions are affordable for banks of all sizes. Our blanket programs can eliminate the need to track and force-place borrower insurance while MortgageHazard.com offers an easy solution for hazard and flood needs. With more than 65 years in business, we handle the entire process for our valued bank customers.

LiftFund Inc.San Antonio, TexasMember since 2017Adrian GonzalezAGonzalez@liftfund.com210/507-4285www.liftfund.comPRODUCTS: consulting (general); loan products and services

LiftFund is a financial and business-support nonprofit company that helps diverse and underserved entrepreneurs strengthen their businesses, increase their incomes and revitalize their communities. Since its inception in 1994, LiftFund has made more than 19,000 loans totaling more than $250 million. LiftFund is a certified SBA 504 and 7a CA lender.

LightEdgeAustin, TexasMember since 2019Carly Dahlemcdahlem@lightedge.com737/220-2573; 877/771-3343www.lightedge.comPRODUCTS: compliance

LightEdge is a compliance cloud and co-location provider focused on serving the most highly regulated industries like financial services and health care. It offers a full stack of best-in-class, compliant IT services to provide flexibility, security and control for any stage of its clients’ technology road maps. LightEdge’s solutions include premier co-location, private infrastructure as a service and cloud platforms, as well as the top global security and compliance measures.

Main Street Inc.Birmingham, AlabamaMember since 2015Cynthia Glovercglover@mainstreetinc.com866/410-4000; 866/380-4816www.mainstreetinc.comPRODUCTS: check services; marketing; marketing campaigns (turnkey)

Main Street partners with more than 2,100 community-oriented financial institutions that desire a superior customer-service model in their checking, analytics and marketing programs. Our simplified approach equips you with the information, tools and solutions needed to win in today’s market.

McCune Construction Services GroupFort Worth, TexasMember since 2018Joe Griltzjoe@mccunecompanies.com817/377-3599www.mccunecompanies.comPRODUCTS: construction risk management

McCune Construction Services is a construction fund monitoring company. It is a comprehensive plan designed to monitor funds for the mitigation of risk on commercial construction projects. We recognize that each project is different and we can customize plans to fit each individual need.

MeriplexHouston, TexasMember since 2004Macy Kirkconnect@meriplex.com281/404-2300; 866/637-4235www.meriplex.comPRODUCTS: cybersecurity; information technology; managed services; telecommunications

Meriplex is a managed solution provider specializing in delivering secure intelligent networks, unified communications, cloud enablement and managed services for the mid-enterprise market. Meriplex develops lasting customer relationships by demonstrating positive attitudes in providing creative, reliable and personalized solutions.

Meyer-Chatfield Corp.Austin, TexasMember since 2019Dan NeilDan.Neil@meyerchatfield.com512/576-6084www.meyerchatfield.comPRODUCTS: bank-owned life insurance

Since 1992, Meyer-Chatfield has served community and regional financial institutions across the U.S. with products, services, consultation and administration. We currently have 250 clients throughout 42 states, placing more than $3 billion in BOLI, CUOLI and COLI. Our professionals have extensive BOLI and benefits experience. We are considered leaders in BOLI, CUOLI, COLI and executive compensation.

MG ArchitectsHouston, TexasMember since 1994Scott Clantonscott@mgarchitects.com713/552-0707www.mgarchitects.comPRODUCTS (IBAT ENDORSED IN BOLD): architecture, planning and interior design; branching strategies; interior design/retail merchandising

MG Architects has specialized in bank design and planning for more than 30 years and has been an IBAT Endorsed Service Provider since 1994.

Modern Banking SystemsRalston, NebraskaMember since 2013Robert Nevillebobn@modernbanking.com800/592-7500www.modernbanking.comPRODUCTS: data processing; software

Modern Banking Systems is a leading provider of real-time core banking processing solutions. Essentia, our core banking software, delivers profitability, efficiency and security. Essentia is continually evolving with customer-driven enhancements, current technology and strict regulatory compliance. Our community banking knowledge enables us to design solutions that meet your unique needs.

30 | IBAT 2020 Associate Member Directory

MoneyGram Payment Systems Inc.Dallas, TexasMember since 2018T.J. Siebenmantsiebenman@moneygram.com314/716-2557www.moneygram.comPRODUCTS: check services; fraud protection/remediation

MoneyGram’s product offerings include official check and money order processing and program management. We can help you prevent fraud losses, ensure daily reconciliation, manage inventory and generate additional income. Ultimately, we can enable you to reduce or eliminate time spent on tasks and shift your focus to achieving your objectives.

Moody’s AnalyticsNew York, New YorkMember since 2016Marisela GarciaMarisela.garcia@moodys.com800/264-0787www.moodys.comPRODUCTS: loan products and services; risk management

Moody’s comprehensive credit and risk management solution, Lending Cloud, provides you with an industry leading, cloud-based platform to streamline your credit management process and help comply with CECL.

Moss Adams LLPDallas, TexasMember since 2015Charlie Shannoncharlie.shannon@mossadams.com214/242-7452mossadams.com/fsPRODUCTS: compliance; CPA services

With more than 3,400 professionals across 25-plus locations, including Texas, we serve over 400 financial institutions nationwide, providing accounting, tax, regulatory compliance, internal audit and IT consulting services to help them embrace emerging opportunity. We also deliver a variety of specialized services for banks in all stages of the growth cycle, including de novos, mergers and acquisitions, mutual stock conversions, public markets and SEC reporting.

MPA Systems Inc.Fort Worth, TexasMember since 1999Gary Halsteadghalstead@mpasystems.com877/966-7839www.mpasystems.comPRODUCTS: disaster-recovery facilities program; modular bank buildings

MPA Systems specializes in providing a disaster recovery program that includes a fully equipped modular bank building and generator designed for financial institutions, along with a connectivity package that will provide uninterrupted service for your customers. Additionally, MPA offers various sizes of buildings for lease or sale.

MXRound Rock, TexasMember since 2020Jason SealeJason.Seale@mx.com512/653-6408www.mx.comPRODUCTS: business intelligence; customer loyalty products and services; data processing; mobile banking solutions

MX is an industry-recognized leader in data analytics, aggregation, enhancement, mobile banking and digital experience. Partnered with 2,000-plus financial institutions across the U.S. and Canada, MX helps improve the financial health of more than 40 million users by powering cleansed and categorized data that is centralized, interpretable and actionable.

MyTelemedicineMcKinney, TexasMember since 2017Lorenzo Amayalamaya@mytelemedicine.com469/406-6101; 800/611-5601www.mytelemedicine.comPRODUCTS (IBAT ENDORSED IN BOLD): health care; telemedicine

MyTelemedicine—a convenient and affordable solution—is comprised of a national network of doctors who are available 24/7, 365 days a year to treat minor medical issues. MyTelemedicine has the tools, technology and know-how to connect patients and providers by phone, email and video for secure, efficient and high-quality care. MyTelemedicine offers you (and your family):

• Round-the-clock access to U.S.-based, licensed doctors;

• Phone and video consultations;• Prescriptions sent to your favorite

pharmacy; and• Ability to update medical records.

NewGroundChesterfield, MissouriMember since 2020Stephen Clarksclark@newground.com888/613-0001www.newground.comPRODUCTS: architecture, planning and interior design

NewGround is a leading international design and implementation firm and has been a premier provider of growth solutions for nearly a century. We help organizations advance by focusing on the design and delivery of customer and employee experiences. NewGround provides strategic solutions through the integration of its core offerings: brand, consult, design, build, retail and culture.

IBAT 2020 Associate Member Directory | 31

NFP Executive BenefitsPlano, TexasMember since 1999Ken F. Derkskderks@nfp.com469/252-1037www.executivebenefits.nfp.comPRODUCTS: bank-owned life insurance; compensation strategies

NFP Executive Benefits, an industry-leading insurance broker with 1,250 bank-owned life insurance clients, is uniquely qualified to help banks achieve their key financial goals, manage benefit liabilities and enhance shareholder value through market-leading knowledge, tailored executive benefit plan design, bank-owned life insurance (BOLI) expertise and BOLI administration solutions. Visit www.executivebenefits.nfp.com for more information.

Nicola Banking SystemChickasha, OklahomaMember since 2008Kenneth R. Coughlinken@nicolabanking.com405/224-0731www.nicolabanking.comPRODUCTS: data processing; software

NBS is an industry leader in providing customized and economical in-house/outsourced core processing and ancillary software solutions of the highest quality to community bankers. We are committed to efficient and superior customer service, as well as excellence in continued product development for the 21st century and beyond.

North Rim MarketingMcKinney, TexasMember since 2016Virginia Grimesvgrimes@northrimmarketing.com972/342-3665www.northrimmarketing.comPRODUCTS: advertising; consulting (general); design and collateral; marketing

North Rim Marketing is a full-service marketing firm with 25-plus years’ experience in the banking industry. We are recognized experts in strategy, planning, budgeting and execution, with award-winning design and customer service. We help banks fully engage online with the latest in web and digital marketing, as well as social media marketing and management.

Norton Rose Fulbright US LLPDallas, TexasMember since 2014Michael Keeleymike.keeley@nortonrosefulbright.com214/855-3906www.nortonrosefulbright.comPRODUCTS: law firms/legal products and services

Norton Rose Fulbright US LLP provides a full complement of legal services to financial institutions, including mergers and acquisitions, securities, debt and equity offerings, corporate governance, litigation and regulatory matters. Our clients range from investors looking to acquire or start banks to the largest financial institutions in the world.

NuSource FinancialMcKinney, TexasMember since 2019Mark A. Johnsonmarkj@nusourcefinancial.com612/805-7122; 866/697-3002www.nusourcefinancial.comPRODUCTS: ATM/EFT products, networks and security; security and protection services

NuSource pairs cutting-edge technology with world-class service for financial institutions across the U.S. We strategize and implement innovative branch-transformation, security and service solutions. Through partnerships with companies such as highly regarded Hyosung, NuSource is committed to tailoring strategies to the particular needs of financial institutions. Our clients consistently reach improved operational performance and enhanced customer experience with speed and convenience.

Optima Compass Group LLCBee Cave, TexasMember since 2017Jorge Guerrerojguerrero@optimacompass.com512/329-2114www.optimacompass.comPRODUCTS: compliance

Optima Compass provides anti-money laundering compliance software and solutions to financial institutions, regulators and law enforcement agencies in the U.S. and abroad. Optima’s AML Compass compliance software is a full compliance suite that includes robust OFAC compliance capabilities.

Partner Engineering and Science Inc.Houston, TexasMember since 2019Jeff Polasekjpolasek@partneresi.com713/929-3547; 800/419-4923www.partneresi.comPRODUCTS: construction risk management; energy services; environmental risk management

Partner Engineering and Science Inc. is a full-service environmental, engineering and energy consulting and design firm completing projects nationwide. We specialize in evaluating properties in connection with real estate transactions, development or management.

Pattillo, Brown & Hill LLPWaco, TexasMember since 2000Daniel Jacksondjackson@pbhcpa.com254/772-4901www.pbhcpa.comPRODUCTS: compliance; CPA services; internal audits; loan products and services

Pattillo Brown & Hill LLP has been serving clients since 1923. Our services include examinations of ACH, BSA, compliance, IT and internal control structure. We provide loan reviews, financial statement audits, 401K and cafeteria-plan administration, and tax services. We provide these services to many Texas financial institutions.

Pecans.comGoldthwaite, TexasMember since 2019DeWayne McCaslandDeWayneM@pecans.com325/648-2200; 866/276-1506www.pecans.comPRODUCTS: promotional items

At Pecans.com, we take pride in creating thoughtful gift baskets for corporate clients. Send tasteful, high-quality gift baskets full of gourmet pecans, as well as other gifts such as flavored coffee, pecan oil or honey butters. Pecans.com can create custom gift baskets for your company that are perfect for showing your appreciation to your customers, clients and employees.

32 | IBAT 2020 Associate Member Directory

Pentegra Retirement ServicesShelton, CTMember since 2016Ken Jacksonken.jackson@pentegra.com800/872-3473www.pentegra.comPRODUCTS: retirement plan services

Pentegra is a leading provider of retirement plan, fiduciary outsourcing and institutional investment solutions. Founded by the Federal Home Loan Bank System in 1943 and with more than 70 years of expertise in providing best-in-class solutions, we manage more than $13 billion in assets for clients nationwide.

Performance Trust Capital Partners LLCHouston, TexasMember since 2019Elizabeth Wiesbrockewiesbrock@performancetrust.com312/521-1000; 800-THE-MATHwww.performancetrust.comPRODUCTS: consulting (financial); investment banking; merger-and-acquisition services

Performance Trust is committed to helping financial institutions improve their long-term performance and deliver shareholder value. We exist to inspire financial decision-makers to pursue the Path of Great Performance™ and help them achieve results that surpass those they would otherwise attain. Our services include enterprise shape management, fixed- income services, regulatory support, investment banking and bond accounting services.

Phase Engineering Inc.Houston, TexasMember since 2011Melanie Edmundsonmelanie@phaseengineering.com832/485-2247; 800/419-8881www.phaseengineering.comPRODUCTS: environmental risk management

Established in 1993, Phase Engineering Inc. is an environmental consulting firm based in Texas that performs top-quality work nationwide. We provide consistent quality and competitive pricing for conventional and SBA loan needs, including phase I and phase II ESAs, mold/lead/asbestos testing, PCAs and wetlands.

PhaseOne Design BuildersAllen, TexasMember since 2020Jeff Taylorjtaylor@phaseonebuilders.com800/972-6443www.phaseonebuilders.comPRODUCTS: architecture, planning and interior design; branching strategies

PhaseOne is a Texas-based design-build firm providing complete turnkey services, including architectural and interior design, construction, branch transformation and strategic planning services in order to achieve our clients’ growth goals. Our team brings 60-plus years of experience with more than 600 financial projects completed.

Pinnacle Financial StrategiesHouston, TexasMember since 2011Paul Nunnpaul.nunn@pinnstrat.com713/868-3333; 866/737-1235www.pinnstrat.comPRODUCTS: consulting (financial); overdraft program consulting; profitability analyses

Pinnacle Financial Strategies is a financial industry leader that provides proven strategies and turnkey programs to improve profitability, increase growth and improve customer acquisition and retention for community banks nationwide.

Piper Sandler & Co.New York, New YorkMember since 2005Marc Flastermarc.flaster@psc.com800/635-6851; 800/635-6851PRODUCTS: investment banking; investment products

Piper Sandler is a leading investment bank and institutional securities firm driven to help clients “Realize the Power of Partnership.” Through a distinct combination of candid counsel, focused expertise and empowered employees, we deliver insight and impact to every relationship. Our proven advisory teams combine deep product and sector expertise with ready access to global capital.

PPDocs Inc.Arlington, TexasMember since 2002Michael H. Pattersonmike@ppdocs.com512/879-7312; 800/800-9975www.ppdocs.comPRODUCTS: document-related products and services; law firms/legal products and services; loan products and services; mortgage products and services

PPDocs Inc. specializes in the preparation of residential real estate loan documentation. PPDocs represents many Texas independent and community banks. With 30-plus years of service, PPDocs has built a reputation for providing fast, affordable, quality loan documents, disclosures and compliance support.

Pringle and PringleOklahoma City, OklahomaMember since 2018Laura Pringlelaura.pringle@pringleandpringle.com405/848-4810www.pringleandpringle.comPRODUCTS: compliance

Our attorneys have expertise in area financial institution regulatory matters, handling matters within the jurisdiction of the Office of the Comptroller of the Currency, Federal Reserve System, Federal Deposit Insurance Corp. and state banking regulators, as well as other administrative agencies. Firm attorneys also provide risk management counsel in many financial institutions and represent banks in responding to various regulatory directives and orders.

ProBank AustinLouisville, KentuckyMember since 2001Tammy Cartertamcarter@probank.com502/451-6633; 800/523-4778www.probank.comPRODUCTS: consulting (general); training

ProBank Austin provides consulting and educational services to the financial industry. ProBank offers a wide range of services, including mergers and acquisitions, de novo charters, branching, loan review services, compliance consulting, human resources, profitability consulting, litigation and expert witness services, seminars and in-house training.

IBAT 2020 Associate Member Directory | 33

Promontory Interfinancial Network LLCArlington, VirginiaMember since 2003Chuck McBrayercmcbrayer@promnetwork.com703/292-3432; 866/776-6426www.promnetwork.comPRODUCTS (IBAT ENDORSED IN BOLD): asset/liability management; FDIC CD Insurance

Promontory Interfinancial Network offers a wide range of smart, all-weather liquidity management tools to enhance bank profitability and flexibility. Thousands of banks trust the company’s solutions, whether seeking core deposits, the ability to move excess deposits off balance sheet or options for obtaining uncollateralized wholesale funding with fixed- or floating-rate pricing, overnight or term options and amounts totaling millions or billions of dollars.

Promontory MortgagePathWashington, D.C.Member since 2018Paul Katzpaul.katz@mortgagepath.com212/652-3511www.mortgagepath.comPRODUCTS (IBAT ENDORSED IN BOLD): mortgage products and services

Promontory MortgagePath LLC delivers flawless mortgage fulfillment services driven by innovative tech, reducing the cost and time required to originate a mortgage. We invest in compliance, technology and human resources in this highly regulated and competitive market so that you can focus on what matters—helping your borrowers achieve their homeownership dreams —and you realize the benefits. We deliver unrivaled expertise, operations technology and capital markets, across all products and channels.

PULSE, A Discover CoHouston, TexasMember since 1990Richard A. Greenrichgreen@pulsenetwork.com800/420-2122www.pulsenetwork.comPRODUCTS (IBAT ENDORSED IN BOLD): ATM/EFT products, networks and security

PULSE, a Discover Financial Services company, is one of the nation’s leading debit/ATM networks. Financial institutions, merchants, processors and ATM deployers depend on PULSE’s comprehensive suite of products and services, as well as its commitment to providing exceptional client service, flexibility, security and economics. PULSE is a resource for debit education, research and knowledge drawn from more than 35 years of industry experience. For more information, visit www.pulsenetwork.com.

Q2 Software Inc.Austin, TexasMember since 2012Janine Y. Kasperjanine.kasper@q2ebanking.com512/275-0072; 866/785-9817www.q2ebanking.comPRODUCTS: internet banking products and services; mobile banking solutions

Q2 is a secure, cloud-based digital banking solutions company headquartered in Austin, Texas. Our digital banking solutions for deposits, money movement, lending, leasing, security and fraud enable financial institutions to deliver a better financial experience to their account holders. To learn more about Q2, visit www.q2banking.com.

QwickRateMarietta, GeorgiaMember since 2019Ricki Dagostaricki.dagosta@qwickrate.com800/285-8626www.qwickrate.comPRODUCTS: business intelligence; certificate of deposit products and services; risk management

QwickRate provides the premier non-brokered CD marketplace for funding and investing with fast connections to more than 3,000 institutions to manage liquidity needs proactively. QwickRate offers other affordable tools to help simplify and make work easier for bankers. The IntelliCredit™ portal identifies emerging portfolio- and loan-level credit risk and provides technology-enabled loan reviews. QwickAnalytics delivers time-saving bank research, performance analysis and regulatory tools, including CECLSolver™.

Raymond JamesMemphis, TennesseeMember since 1999Summer HolbroOklahomasummer.holbrook@raymondjames.com901/579-4392; 800/564-2249www.raymondjames.comPRODUCTS: investment banking; investment products

With more than 40 years of proven performance, Raymond James is well-respected for our full-service fixed-income expertise. We offer the strength and resources clients require and deliver skillful guidance, unparalleled service, superior products, innovative strategies and in-depth research. Put the power of Raymond James to work for you today.

34 | IBAT 2020 Associate Member Directory

Rogers-Ford LC Architecture & Interior DesignDallas, TexasMember since 2000Cynthia Fordcindy@rogers-ford.com214/871-9388www.rogers-ford.comPRODUCTS: architecture, planning and interior design; interior design/retail merchandising

Rogers-Ford LC provides architecture and interior design services for banks across Texas. We’ve been designing financial institutions for more than 25 years and remain focused on designing quality, functional facilities. We are client focused, striving to design efficient environments for your customers, personnel and community.

RSM US LLPSan Antonio, TexasMember since 1987Kathleen Fieldskathleen.fields@rsmus.com210/253-1518; 800/879-4966www.rsmus.comPRODUCTS: compliance; CPA services; information technology; internal audits

RSM US LLP understands the issues and opportunities facing bankers today. Our wide range of services include audit, tax and tax consulting, as well as other consulting services, such as internal audit; FDICIA consulting; loan review; regulatory compliance; technology audit, planning, and infrastructure; information security; transaction advisory; profit improvement and operations effectiveness.

RSM US LLP (Dallas office)Dallas, TexasTy W. Beasleyty.beasley@rsmus.com972/764-7100

Risk Management Partners LLCFort Worth, TexasMember since 2008Pat McElroypmcelroy@riskmgmtpartners.com817/420-6594www.riskmgmtpartners.comPRODUCTS: compliance; loan products and services

Risk Management Partners LLC provides high-quality consulting services to financial institutions throughout the Southwest. The principals have decades of experience delivering risk management consulting services, including independent loan review, compliance audits, BSA independent testing and regulatory support.

Robertson Anschutz Vetters LLCHouston, TexasMember since 2020Stephen Bertrandsbertrand@ravdocs.com713/870-4210www.ravdocs.comPRODUCTS: compliance; document-related products and services; law firms/legal products and services

Robertson Anschutz Vetters LLC offers multi-state document-preparation services, using its proprietary Docs on Demand software; fulfillment services, including funding services (funds request and pre-funding review, and post-closing services); regulatory compliance services, including attorneys on demand; and default legal services for Texas and Oklahoma (foreclosure—including Texas home equity loans and reverse mortgages, loss mitigation, loan modification, eviction, bankruptcy and deceased-mortgagor default solutions).

Reich & TangNew York, New YorkMember since 2011Tom Nelsontnelson@rnt.com212/830-5318www.reichandtang.comPRODUCTS: cash products and services; consulting (general)

Reich & Tang, provider of Demand Deposit Marketplace℠, is the market leader in expanded FDIC-insured and total balance sheet management sweep programs. Its solutions maximize profitability regardless of a bank’s liquidity position and offer unmatched automation and flexibility that enables community banks to better compete in a changing regulatory environment.

Reliable ITHouston, TexasMember since 2015Tony Jonestjones@reliableitmsp.com800/615-0866www.reliableitmsp.comPRODUCTS: compliance; information technology; security and risk consulting; technology consulting and support

Reliable IT has provided IT and compliance expertise that has served banks for more than 25 years with local account managers who are backed by a nationwide technology services company. With 250 years of combined banking experience, we have serviced 300-plus banks, as well as 50-plus de novo banks and more than 20,000 bank-compliance engagements.

Rinaldi Advisory ServicesHouston, TexasMember since 2019Bob RinaldiBob@RinaldiAdvisory.com513/290-2890www.bobrinaldi.comPRODUCTS: equipment leasing

Bob Rinaldi Advisory Services is a consulting firm with deep expertise in developing and operating an equipment leasing and finance entity as an asset-generation engine.

IBAT 2020 Associate Member Directory | 35

S&P Global Market IntelligenceCharlottesville, VirginiaMember since 2012Jake Bartlettjake.bartlett@spglobal.com434/951-6915www.spglobal.com/marketintelligencePRODUCTS: business intelligence; real estate products and services (commercial)

Formerly SNL Financial, community banks use Market Intelligence to streamline peer benchmarking, rate surveys, market analysis, strategic planning and internal reporting. S&P helps bankers transform the traditional approach to commercial lending by providing powerful tools for business development and pricing optimization. From initial prospecting to credit analysis, S&P offers various solutions enabling bankers to identify opportunities, evaluate risk and maximize performance.

Schwartz & AssociatesMcKinney, TexasMember since 2008Dennis Schwartzdennis@dpschwartz.com972/562-1966; 800/886-1966www.docsdirect.comPRODUCTS: document-related products and services; law firms/legal products and services

Schwartz & Associates is a Texas law firm that limits its practice to the preparation of documents for residential real estate transactions, including, but not limited to, purchase, interim construction, one-time close, Texas home equity and bond loans. Our highly trained staff provides assistance throughout the closing process.

SecureworksAtlanta, GeorgiaMember since 2001Kevin Jordankjordan@secureworks.com512/724-1634; 800/890-2737www.secureworks.comPRODUCTS (IBAT ENDORSED IN BOLD): compliance; cybersecurity; host and network intrusion prevention service; information technology; risk management services; security and risk consulting

Secureworks is recognized as an industry leader, providing world-class information security services to help organizations of all sizes protect their IT assets, comply with regulation and reduce security costs.

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Thinking about your business is a big part of ours.

36 | IBAT 2020 Associate Member Directory

Spencer Fane LLPDallas, TexasMember since 2019Elizabeth Fastefast@spencerfane.com816/474-8100; 800/526-6529www.spencerfane.comPRODUCTS: compliance; law firms/legal products and services; merger-and- acquisition services

Spencer Fane LLP is a full-service law firm where your leaders work with our leaders. The firm has a long tradition representing financial institutions ranging from small, locally owned banks to large, multi-state institutions. We make it a point to know your business, goals and priorities, then provide the experience necessary to help your organization in an efficient and timely manner.

Sprouse Shrader Smith PLLCAmarillo, TexasMember since 2006Logan Bartlettlogan.bartlett@sprouselaw.com806/468-3300www.sprouselaw.comPRODUCTS: law firms/legal products and services

Sprouse Shrader Smith PLLC is a prominent business law firm with more than 40 lawyers. Our Texas offices in Amarillo, Austin and Victoria, coupled with multiple practice areas and broad experience, allow us to serve leading organizations, businesses and individuals with the superior services they deserve.

Stephens Inc.Dallas, TexasMember since 2016Justin C. Evansjustin.evans@stephens.com214/258-2722; 877/749-9991www.stephens.comPRODUCTS: investment banking; merger-and-acquisition services

Founded in 1933, Stephens Inc. is an independent, full-service investment bank with the freedom to focus on what matters most: building value for clients. Our dedicated depository investment banking group offers advisory services, including mergers and acquisitions, equity and debt capital market capabilities, and general bank advisory.

Sheshunoff & Co. Investment BankingAustin, TexasMember since 2016Curtis Carpenterccarpenter@smslp.com512/703-1578; 800/279-2241www.smslp.comPRODUCTS: merger-and-acquisition services; stock appraisers

Sheshunoff & Co. Investment Banking, a premier community bank financial advisor, has advised in more than 300 successful merger transactions throughout Texas and the nation. Sheshunoff helps institutions optimize shareholder wealth through merger-and-acquisition services, valuations, strategic planning and capital raising. The professionalism and trustworthiness of 30 years of service to the community banking industry is part of every engagement.

Smith Hamilton Inc.Amarillo, TexasMember since 2014Matt Westmattw@smithhamiltoninc.com806/839-6868www.smithhamiltoninc.comPRODUCTS: ATM/EFT products, networks and security; equipment and supplies

Full-service bank equipment provider with more than 30 years in business. Everything from conventional equipment, electronic security and ATMs to turnkey branch transformation.

Southwestern Regional Insurance CenterHouston, TexasMember since 2004Karen Chesneykaren@swric.com800/275-3414; 800/275-3414www.swric.comPRODUCTS: broker/dealer services; credit life insurance; customer insurance; general insurance

Southwestern Regional Insurance Center was founded in 1976 to provide fulfillment, claim processing and field services for credit-related products. As an independent service provider, we will explore every option and design a program to give your business the maximum benefit available under the insurance rules and regulations.

Securian Financial GroupMacon, GeorgiaMember since 2012Victoria Sisselvictoria.sissel@securian.com478/477-0400; 800/849-4265www.securian.comPRODUCTS: general insurance

Securian Financial Group provides financial security for individuals and businesses through its subsidiaries, including Minnesota Life Insurance Co., Securian Casualty Co., Advantus Capital Management, Securian Financial Services and Securian Trust Co.

Seidel SchroederBrenham, TexasMember since 2010Michele Kwiatkowskimkwiatkowski@ssccpa.com979/836-6131www.ssccpa.comPRODUCTS: CPA services; internal audits

Seidel Schroeder has been dedicated to serving financial institutions for more than 40 years. We provide a full range of accounting and consulting services, including financial statement audits, tax compliance and consultation, independent loan reviews, internal audit outsourcing, directors’ examinations, employee benefit plan audits and administration and ACH audits.

SHAZAMJohnston, IowaMember since 1999Aaron McGregoramcgreg@Shazam.net682/229-9736; 866/552-4147www.shazam.netPRODUCTS: ATM/EFT products, networks and security; debit card products and services/accessories; software

The SHAZAM Network is a national member-owned financial services company providing choice and flexibility to community financial institutions throughout the U.S. since 1976. SHAZAM is a single-source provider of the following services: debit card, core, fraud, marketing, merchant and more.

38 | IBAT 2020 Associate Member Directory

Steven H. Shimotsu CPAMcAllen, TexasMember since 1999Steven H. Shimotsushimotsu@swbell.net956/793-1164PRODUCTS: consulting (general); CPA services

Steven H. Shimotsu CPA specializes in bank lending support services, including external loan portfolio reviews for quality and regulatory compliance assessment, and providing for appraisal reviews. The firm also provides hands-on assistance in strengthening loan administration and credit departments, developing written loan policies and procedures, and providing formal credit and financial statement analysis training.

Stovall, Grandey & Allen LLPFort Worth, TexasMember since 1987Carol Allencallen@sga-cpas.com817/632-2500www.sga-cpas.comPRODUCTS: consulting (financial); CPA services; internal audits; tax services

SGA is a public accounting firm located in downtown Fort Worth that specializes in services to community banks. Services include financial statement audits and income tax services, internal audit and compliance reviews. Specific areas of compliance include BSA, ACH, IRR/liquidity, loan and deposit compliance.

Strategic Resource Management Inc.Memphis, TennesseeMember since 2014Richard Whiddonrwhiddon@srmcorp.com901/681-0204www.srmcorp.comPRODUCTS: consulting (financial); expense management; profitability enhancements; vendor management

Strategic Resource Management (SRM) has been selected by more than 1,000 financial institutions to advise in areas such as payments, digital banking, core processing and operational efficiencies. The company has unlocked billions of dollars in value and improved the competitive advantage of its clients with a reputation for industry-leading subject-matter expertise, a proprietary benchmark database and proven negotiating skills.

StreetShares Inc.Reston, VirginiaMember since 2019Sanjay Bhaskarsanjay@streetshares.com571/325-2963www.streetshares.comPRODUCTS: loan products and services

Business lending as a service enables banks and credit unions to be in-market with small-business loans and small-business lines of credit in fewer than 30 days. The technology is not an intensive software installation. Instead, financial institutions link to the online loan application and powerful tools to manage relationships, see transactions, monitor institutional investments and more. Financial institutions benefit by being able to offer business lending products immediately and then receive referral-fee revenue, interest income or both. This is highly unique to the StreetShares model. StreetShares will demonstrate the full technology lifecycle of how it powers business loans and lines on behalf of the financial institution by providing state-of-the-art application technology, underwriting and decisioning, as well as funding and servicing

Strunk LLCAtlanta, GeorgiaMember since 2017Kristi Dalykdaly@strunklp.com713/423-0926; 800/728-3116www.strunklp.comPRODUCTS: overdraft program consulting; risk management

Strunk has developed and implemented successful profit improvement, compliance and risk management solutions for hundreds of community financial institutions. In addition to our core overdraft priviledge service, we offer other easy-to-use solutions that help financial institutions boost profitability and more efficiently identify solutions that manage risk and streamline compliance and risk management processes.

STS GroupMadison, AlabamaMember since 2019Chris Nelsoncnelson@stsgrp.com205/567-3613www.stsgrp.comPRODUCTS: security and protection services

STS Group was founded in 2008 out of a passion for service and technology. As the industry emerges into a much difference environment, we have a unique perspective and ability to be your strongest security partner.

SWBCSan Antonio, TexasMember since 2019Debbie Marinodmarino@swbc.com210/321-7175www.swbc.comPRODUCTS: general insurance; professional employer organizations; risk management

SWBC is an international financial services company that provides products and services to help businesses, families and financial institutions meet some of their most critical goals. With employees across the U.S., SWBC is licensed to market and service a variety of financial products in all 50 states.

Texas Dispute Resolution SystemLubbock, TexasMember since 2012Gene Valentiniodr@lubbockcounty.gov806/775-1720; 866/329-3522www.co.lubbock.tx.usPRODUCTS: law firms/legal products and services

As the appointed state agriculture mediation program, the Office of Dispute Resolution for Lubbock County can assist you and your customers with issues concerning distressed loans. Resolving controversies, disputes and conflicts by employing various dispute-resolution techniques and providing supportive services is our specialty. Strengthening client business relationships is a benefit for all of rural Texas!

IBAT 2020 Associate Member Directory | 39

The Todd OrganizationHouston, TexasMember since 2012Gene Peeplespeeplesg@toddorg.com713/499-7985www.toddorg.comPRODUCTS: bank-owned life insurance; compensation strategies

The Todd Organization specializes in the design, implementation and administration of executive benefit and bank-owned life insurance (BOLI) programs. Todd has a strategic partnership with The Newport Group, which provides extensive design, actuarial and legal resources to our clients and is the largest BOLI administration firm in the U.S.

Top Flite Financial Inc.Williamston, MichiganMember since 2015Michael DeWittmdewitt@topflitefinancial.com517/655-2140www.topflitefinancial.comPRODUCTS: loan products and services; mortgage products and services

Top Flite Funding’s mortgage partnership is specifically designed for community banks. We provide risk relief and a superior service commitment by taking on the burden of disclosures, credit approval, loan processing, underwriting, compliance and funding. Grow and retain clients by offering options for every segment, including FHA, VA, USDA/Rural Development, jumbo and reverse mortgages.

Traditions Commercial Finance LLCCorpus Christi, TexasMember since 2018Brandon Marshallbmarshall@traditionsfinance.com361/317-8300www.traditionsfinance.comPRODUCTS: factoring

Traditions is a commercial finance company specializing in accounts-receivable financing and factoring facilities. We value ourselves as an extension of services a bank may offer to the small- and medium-sized business owner. Our goal is to help a client navigate through its working capital needs and transition into a bank facility.

TransFundHico, TexasMember since 2010Audie WieneckeAWienecke@transfund.com254/977-2959; 800/588-6816www.transfund.comPRODUCTS: debit card products and services/accessories; merchant services

Since 1975, TransFund has been providing ATM driving, debit card processing and merchant services programs for banks throughout Texas. We offer unique card products and promotions designed to help Texas banks maximize their debit card program profitability.

TravelersSt. Louis, MissouriMember since 2009Danielle HortonDEHORTON@travelers.com501/223-6738www.travelers.comPRODUCTS: general insurance

Travelers offers a range of insurance protection through Travelers SelectOne+. This flexible product line provides a robust portfolio of insurance options, including directors and officers, cyber, bankers professional liability, financial institution bonds, ID fraud expense reimbursement and property/casualty coverages. Our dedication to community banks has helped us earn the endorsement of the Independent Community Bankers of America.

UBEO Business ServicesAustin, TexasMember since 2018Kevin Mazzakmazza@ubeo.com512/672-4431www.ubeo.comPRODUCTS: technology consulting and support

Ubeo will be the premier provider within our market area, offering true business technology integration by constantly seeking the newest, best and most innovative ideas in hardware and software solutions for our customers.

UMS BankingMagnolia, TexasMember since 2019James A. CantlenJames.cantlen@umsbanking.com832/585-7895www.umsbanking.comPRODUCTS: payment systems

UMS Banking has been a trusted partner for financial institutions, providing the latest payments technology and products for more than 30 years. We work to be an extension of community banks to provide the best payment solutions to their business and consumer customers. Products include e-commerce, mobile and retail payment solutions.

www.vivitec.net • terrypruett@vivitec.net • 512-368-9292 x302

AWARD Winning Cyber-Security & Managed IT Services

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40 | IBAT 2020 Associate Member Directory

United States Secret Service—Houston Field OfficeHouston, TexasMember since 2003Tony Guilbaulttony.guilbault@usss.dhs.gov713/868-2299www.usss.treas.govPRODUCTS: cybersecurity; fraud protection/remediation; security and protection services

The HITEC Electronic Crimes Task Force proactively investigates and performs forensic examinations on crimes involving computer fraud, wire fraud and network intrusions.

USDA Rural DevelopmentTemple, TexasMember since 2009Daniel Torresdaniel.torres@usda.gov254/742-9756www.rd.usda.gov/TexasPRODUCTS: loan products and services; risk management

USDA Rural Development provides a commercial loan guarantee program for businesses in rural areas. Guaranteed loans reduce risk for lenders, do not count against lending limits and may be sold in the secondary market. Lenders use their own forms, loan documents and security instruments.

V3 Technology Inc.Houston, TexasMember since 2020Miles VanVeckhovenmiles@v3technology.com720/399-8351www.v3technology.comPRODUCTS: Telecommunications

When looking for a partner to assist in your telecom solution, you need a firm that is consistent in an ever-changing communications environment. V3 is the constant that simplifies the complex world of telecom and cloud solutions. Our expertise consists of WAN, colo, security, mobility, integration/deployment, VoIP, unified communications and any solution you typically acquire from a carrier.

Verafin Inc.St. John’s, Newfoundland and Labrador,

CanadaMember since 2009Paul Gaucipaul.gauci@verafin.com709/752-3050; 877/368-9986www.verafin.comPRODUCTS: compliance; fraud protection/remediation; risk management

Verafin is the leader in cloud-based, cross-institutional fraud detection and anti-money laundering (FRAMLx) collaboration software for more than 1,500 financial institutions with industry endorsements in 44 states, including the CBA, FBA, IBA, MBA and ICBA and CUNA Strategic Services. For more information, visit verafin.com, email info@verafin.com or call 866/781-8433.

Verde Financial Services Inc.Victoria, TexasMember since 2011Darrell Cooperdcooper@verdefinancial.com361/649-1778www.verdefinancial.comPRODUCTS: merger-and-acquisition services; risk management

Verde provides independent loan review, due-diligence review and related services. We also provide assistance to banks with regulatory examination preparation/follow-up and assist in compliance with enforcement actions. Verde was formed in 1998 and the principal has 30-plus years of experience as a commercial banker, board member and examiner.

VivitecRound Rock, TexasMember since 2020Terry Pruettterrypruett@vivitec.net512/368-9292www.vivitec.netPRODUCTS: cybersecurity; managed services; penetration testing; technology consulting and support

Vivitec engages strategically to assess your security posture, defines a suite of technology options and then tailors and maintains solutions for your specific business needs, risks, industry and size. We seek to understand your business and technology, fully to assess and plan for success, focus on maximizing value to your business with all decisions and ensure your critical systems and infrastructure are reliable with minimal issues.

WeaverDallas, TexasMember since 2010Bruce B. Zaretbruce.zaret@weaver.com972/448-9232; 800/332-7952www.weaver.comPRODUCTS: compliance; CPA services; internal audits; security and risk consulting

Fore more than 65 years, Weaver’s financial institutions services professionals have provided assurance, tax and advisory services to banks, credit unions, mortgage companies, finance companies, non-bank lenders, insurance companies and collection agencies. Ranked as the largest independent accounting firm in the Southwest, Weaver has approximately 650 employees throughout the U.S.

Whitehat Virtual TechnologiesAustin, TexasMember since 2019Val Kingval.king@whitehatvirtual.com888/406-8719www.whitehatvirtual.comPRODUCTS: information technology; information technology services (managed)

Whitehat’s managed-security practice provides the ability to manage your entire security program centrally with our best-in-class portal that provides assessments, real-time dashboards, reports, governance, continuity, vendor due diligence and more. All of this can be supplemented by professional services to kick-start, support or otherwise contribute to your security program.

From their humble beginnings in cotton trading in Galveston in the 1850’s, the Moody family’s businesses expanded to banking and insurance, and ultimately more than 50 national companies. But we’re even prouder to be part of a family whose generosity has

improved lives, transformed communities, and served as an inspiration to us all.

Established in 1866 as the second nationally chartered bank in the

state, today Moody Bank remains a strong, family-owned bank with 15 banking centers across Southeast and Central Texas.

We remain committed to giving back to the communities we serve

and providing our customer with unparalleled service and the independent, local decision-making they deserve.

512-776-8900 | www.MoodyBank.com

A BA NK A S S TRONG A S OUR N A ME

MEMBER FDIC

42 | IBAT 2020 Associate Member Directory

Whitley Penn LLPPlano, TexasMember since 2013Kyle Willeykyle.willey@whitleypenn.com214/393-9502www.whitleypenn.comPRODUCTS: CPA services; tax services

Whitley Penn is a public accounting firm that provides a full range of professional services, including tax planning, consulting, financial statement attestation (audits, reviews and compilations), forensic investigation, merger-and-acquisition planning, risk advisory services, IT audit/consulting, employee benefit plans, client accounting services, business valuation services and investment management.

Williston Consulting Services LLCHorseshoe Bay, TexasMember since 2020Christopher L. Willistonchriswilliston5@gmail.com512/422-6391www.missinglinc.comPRODUCTS: consulting (general)

Williston Consulting Services LLC offers a variety of consulting services to financial institutions and trade and professional associations, including strategic planning, marketing and client acquisition, public relations, executive coaching and profession-al development. Its principal, Christopher L. Williston V, is the former CEO of the Indepen-dent Bankers Association of Texas and is a 43-year veteran of the Texas banking industry.

Works24/Bank On HoldEdmond, OklahomaMember since 2004Ryan Humphreyrhumphrey@onholdworx.com800/460-4653; 800/460-4653www.works24.comPRODUCTS: advertising; on-hold messages

We provide on-hold and lobby video messages.

Yennik Inc.Lubbock, TexasMember since 2005R. Kinney Williamsexaminer@yennik.com806/798-7119www.yennik.comPRODUCTS: cybersecurity; information technology

Yennik Inc. has unmatched experience. We differ from other companies offering cybersecurity penetration testing and FFIEC and ADA website audits. This means our attention is to your security rather than trying to sell you a product. We also do in-house loan reviews and IT cybersecurity audits.

IBAT’S 2020 ASSOCIATE MEMBER DIRECTORY

ADVERTISERS INDEX

The Baker Group ......................... 2BKD LLP ..................................... 9CLA ......................................... 15CoNetrix .................................. 44DCI (Data Center Inc.) ................ 21DEI Inc. .................................... 15Deluxe ....................................... 9Equity Valuation Partners ...........27Guild Mortgage ......................... 21Haltner HAI LLC .........................27IBAT Endorsed Service Providers ... 4Moody National Bank .................41Pattillo, Brown & Hill LLP ............41Reich & Tang ............................. 25Rogers-Ford LC Architecture &

Interior Design ....................... 43RSM US LLP .............................. 35Secureworks .............................37Sentry Management Inc. ............ 21Vivitec ..................................... 39

IBAT Associate Member Advisory CouncilThe IBAT Associate Member Advisory Council was established to enable IBAT associates to maximize their membership investments and experience. The council meets quarterly. Each council member serves a three-year term, which can be renewed once. The council chair sits on the IBAT board of directors.

Kathy Smith, ChairPrincipal, Bank

Compensation Consultingkathy.smith@bcc-usa.com

Steve CunninghamSenior Tax Manager,

BKD LLPscunningham@BKD.com

Janine KasperStrategic Business Partner

Manager, Q2 SoftwareJanine.kasper@q2ebanking.com

Derek McGee, Vice ChairPartner, Fenimore, Kay,

Harrison & Ford LLPdmcgee@fkhpartners.com

Bryan DillonDirector of Bank Sales/

Strategic Accounts, Fitechbdillon@fitech.com

Kim Kreps-ColganPresident and

Chief Talent Officer, Kreps-Colgan & Associates

Executive Search LLCkim@kcexecs.com

John BlossAssociate Partner, The Baker Group

jbloss@gobaker.com

Brad GiddensBusiness Development

Executive, CalTechbrad.giddens@caltech.com

Aaron McGregorRegional

Director of Sales, Shazam

amcgreg@Shazam.net

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30TH ANNIVERSARY

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RogersFord_Ad_Final_30Anniversary_AMDirectory_IBAT20.pdf 1 7/10/20 1:28 PM

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