the senior voice - august 2007
TRANSCRIPT
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GhostTownIn NortherColorado
LongsPeakPioneer
Climbers
OutlawIn Early
Colorado
SkiingSteamboa
Springs
IndianAttack
Meeker
Massacre i1879
ScenicDrivesIn Colorad
WyominPioneer
On the
Oregon Tra
EstatePlanninPlus Health
And News
VOICEThe Senior
A u g u s t 2 0 0 7
Local Attractions Scenic Places History Money Health News
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Colorados veterans will soon gainbetter access to the health carethey deserve.
In late June, the Senate Veterans
Affairs Committee authorized theconstruction of a state-of-the-artveterans care facility at the Fitzsimonscampus in Aurora. This a major leapforward towards completion of whatwill undoubtedly become a crownjewel for veterans health care in theUnited States.
As a former farmer in ColoradosSan Luis Valley, I am aware of theinequities that exist between veteranswho reside in rural, as opposed tourban, settings. That is why I foughtto include a number of initiatives inthe Veterans Affairs legislativepackage which I believe will help tosignificantly improve the lives ofrural veterans.
Access to health care is not solely a
problem experienced by veterans, but also by a Americas seniors and lfamilies. That is why I am
announce that La Platasouthwestern Colorado hasnated a Health ProfessionArea, which will make docounty eligible for Medpayments, possible re-pmedical school loans and tiveswhich should attracprofessionals to the area.
This opens the doorhealth care access for the residents who are currenttravel to Grand Junction.
I look forward to c
working on behalf throughout Colorado.________________You can call Sen. Sala
Collins office at 224-2200
VeteransServices
gust 2007 The Senior Voice
Some people wonder how manyMedicare participants havesuccess when they call the Medicarehot line for information, 1-800-
Medicare.Senator Gordon Smith (R-Oregon)
had his staff call the phone numbernumerous times recently. Theyreported long delays for responses,and they received answers to ques-tions that varied widely, according toa New York Times report.
The average waiting time forsomeone to answer was 12 minutes,
Drug-resistant infections (like staph)that patients get during hospital
stays kill more people each year thandiabetes or Alzheimers100,000according to the U.S. Centers forDisease Control and Prevention.
But studies show that hospitals canvirtually eliminate the infections bydoing simple, inexpensive things suchas testing all patients for infectionswhen they enter the hospital.
Why dont all hospitals do it?Many think nothing can be done or
that they dont have a problemeventhough the infections have increased
Calls to Medicare Hotlbut numerous calls never at all. The staff receivedcalled a dizzying array to questions.
Medicare officials saitests show much shorttimes. Calls that dont gmay be due to local phproblems, they said. As foanswers to questions,spokesman Jeff Nelligen gators that the agency takproblems seriously anresolve them.
22 percent since 1995Americas hospitals billitreatment.
Hospitals that have dthing include the VeterHospital in Pittsburgh, winfection rate by nearly 80doing things like testing eproviding hand sanitizeroom and discarding blocuffs after using them.
Only one-fourth of Utake such measures. Sever
countries have all but eliminfections.
Drug Resistant Infecti
ByU.S. SenatorKen Salazar
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The Senior Voice Au
VOICThe Senior
Published Locally Sin
VOL.27,NO.9
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Dr. William Lambdin, P
ll Lambdin
egan as a beautiful Septemberin 1879, but it ended in horrorthe last Indian uprising in
adothe Meeker Massacre.rvilla Meeker was in the kitchen
Indian agency her husband ran.was washing dishes when shethe shots.
he looked out the window andhe men of the agency runninghouting.he Utes were shooting everyone,g fire to the buildings.odies began falling before her
unshots were everywhere, fillingr with a deafening noise.he grabbed her young daughter,phine, and yelled to the other
an, Flora, to get her children andor the milkhouse. It was the onlyng with thick walls.
he Indians were shooting into alluildings, screaming in high, wilds that rang out above the hail ofs.rvilla hoped the thick walls of
milkhouse might stop the bullets.women reached it and huddled inner.errified, they didnt dare look outindow. They could only listen toaughter outside. It went on forours.rvilla heard the screams of thewhen they were shot, then morems when they were scalped ord open by knives.he heard the buildings collapse asburned, horses running and falling
shot, screams from the animalswith those of the men.
When it finally ended, the Indiansged the women from theng.
very white man at the agency lay
or in the agony of death.rvilla saw her husband dead onground. He had been shotgh the head at close range, thened. A stake was driven throughmouth, pinning him to thend.My God! she thought. Whatappened? Why did they do it?
seemed to happen withoutng. But she should have seen it
ng.he Meeker Massacre was thet of misguided intentions and
judgmentwhite people tryingddenly change the way Indians
had lived for centuries.Nathan Meeker had founded the
town of Greeley in 1870, then becomethe government agent at the WhiteRiver Indian Agency in westernColorado.
He was an honest, highly princi-
pled man. But he didnt understandthe people he was supposed to help.He insisted the Utes give up their
way of life and become farmers.Without realizing it, he threatenedthem in many ways.
Meeker forced the Ute men to walkbehind plows, a supreme humiliationfor them in front of their wives andchildren. He plowed up their horse-racing track and did other things theyconsidered threatening.
When he requested a cavalry troopbe dispatched to the agency, the Utes
figured they would be killed or forcedfrom their land. They attacked the
agency on September 29, 1879.The only survivors were the
womenMeekers wife Arvilla anddaughter Josephine, a woman namedFlora Price and her two small chil-dren. They were later rescued bycavalry troops.
Eleven white men died at theMeeker Massacre. It was the last majorIndian uprising in the United States,and it never should have happened.
The site is marked in westernColorado near the town of Meeker,named for Nathan Meeker.________________COVER PICTURE: American Gold-
finch, taken by Fort Collinsprofessional photographer Gregory
Mayse. See his photos at the PoudreRiver Arts Center and Benson Galleryin Fort Collins, plus the Art Center of
Estes Park, and at www.gregory-mayse.com.
ndian Attack 1879
Greeley founder Nathan Meeker in the late 1800s.
Hazel Johnson Collection.
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gust 2007 The Senior Voice
Letter from a Greeley Pioneors Note: Greeley historian
l E. Johnson wrote the
wing story years ago.)
azel Johnson
When Willard Darling of In-dependence, Iowa, read
an Meekers Call in the NewTribune in 1869, proposing to
blish a Colony in Coloradoory, Darlings wife exclaimed,ts where we want to go.arling arrived at Greeley inof 1870 with the first group ofn Colony settlers. His wife andren came in the spring of 1871.wing are excerpts from letters
en by Darling to his wife. Theyw both the enthusiasm and
pointment he and many otherey settlers felt:
May 15, 1870. I am in theised land. Between 40 and 50 and houses are scattered
nd. There are between 400 andpeople, a good many womenhildren.
The first night, we went to ahouse called a hotel. We all laye floor and paid 25 cents each,ng but two blankets to lie on.May 23, 1870. I never was so
pointed in my life. Nothing ass represented. I do not believeever was anything gotten up
e so many were disappointed.od many others do not knowto do.think the Colony will amount
mething after a while, but noought to have come until nextexcept a few and made a placee rest.
I would not stay 24 hours, but Ithink there will be good schools and
a good society. I cannot see much tomake a big town. There is no waterpower, no timber nearer than themountains.
July 10, 1870. They had quite atime here on the 4th. The colonistsare doing a great deal to make thetown handsome and attractive.There have been two lakes made inCentral Park, very handsome treesset all around them and water is
Someone said early Greeley looked like a bunch of dry goods boxes scattered over the bac
of the Almighty. Photo Hazel Johnson Collection.
brought from the canal. Littlestreams of water run by the sides of
the streets all over town.There is a great deal of work
being done grading the streets.Greeley will be a beautiful place intime.
Later, Mr. Darlings wife and chil-dren arrived in Greeley. The familystayed and became substantialmembers of the community. Mr. andMrs. Darling celebrated their 54thwedding anniversary in Greeley.
During their early dcolony, their two sons
the cattle herd up the htown to graze each day University of Northernnow stands). Exactly Mrs. Darling went uphung out a black skirt, her sons to bring the hetown.
Life was not easypioneers hung on, makiand the West what they a
Governors FarmApartments
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The Senior Voice Au
ocal History Book
ill Lambdin
The Streets of Fort Collins byCharlene Tresner is a fine
l history book originallyished in 1977. It was out offor years, but a new updated
on was recently published byn Hoskinson, historian ander Triangle Review newspapersher.resner established the localry section of the Fort Collinsic Library and served as itstor from 1973 until she retired85. She was a fifth generation
mer County resident, born inon a farm five miles north of
.he graduated from ColoradoAgricultural College (now CSU)e she was features editor for theols newspaper and later wrotees for magazines while servinghome demonstration agent. Shewrote history articles for Ther Voice when at the library.resner knew many early Fortns residents and included valu-
information from them in herk. For instance, she said ofer Elias Whitcomb:n 1873, Whitcomb Street wasestern border of Fort Collins. Ited its name from a member ofAgricultural Colony (thatded the town), Elias W.comb. He came to this area infrom Massachusetts.
Whitcomb lived for a while in anear the army fort that estab-
d Fort Collins, according to oneesners sources. But he rapidly
me successful.Within three or four years, he
owned a substantial log ranch homeon the BoxelderStill later he
enjoyed an elegant town house inCheyenneFor a boy who freightedalong the Western trails in the 1850sand walked a thousand miles bare-foot, much of the way throughprickly pear cactus because he hadlost his only boots, this was quite anachievement.
In Cheyenne, Whitcomb investedin ranching and became involved inthe infamous Johnson County War of1892 by joining powerful, wealthyranchers who hired over 50 gunmento wipe out small farmers who weresettling grazing lands. That was thetime gunman Tom Horn was hiredand later hanged for allegedly killinga farmers young son.
Tresner did not say how activeWhitcomb was in that range war,which resulted in the big ranchersbeing sent to trial after federaltroops stopped the killing. None ofthose ranchers was ever prosecuted;they had so much power that peoplewere afraid to testify against them.
But Tresner did say that
Whitcomb was struck by a bolt oflightning on his Wyoming ranch andkilled in 1915.
Whitcomb is just one of themany interesting pioneers whosenames appear today on Fort Collinsstreets, and Tresner includes virtu-ally all of them. The 110-page bookhas many historic photographs andis available for $24.95 at local book-stores and the Fort Collins Museum.Or you can order it from PattersonHouse Publishing, 121 GrantAvenue, Fort Collins, CO 80521,
phone 970-484-7137, email:[email protected]
rlene Tresners father, Charles Tresner (left), with Clair Dixon in
4 in a grocery store delivery truck. Fort Collins Public Library.
3RDAN
NUAL
Bigger and Better in 2007AT THE RANCHS FIRST NATIONAL BANKEXHIBITION H
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Special Guest Appearance byKMGH-TV Meteorologist Mike
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The Shadlers hviciously defended byblack Labrador...andIndians killed it, they recbravery by cutting a fur its side.________________ Robert Munkres, Ph.DEstes Park and has wrsively about early WyomWest.
gust 2007 The Senior Voice
1874 party of buffalo hunters whocamped at a trading post calledAdobe Walls. A Comanche attack atdawn caught the brothers sleeping ina wagon instead of in the mainbuilding.
They were discovered by theattacking warriors and killed. Whathappened to the dog was describedby James Haley in his book, TheRed River War:
Pioneers on theOregon Trail
A wagon train on the Oregon Trail. Wyoming History M
obert Munkres
852, when the Scott family leftir home in Illinois and startedhe Oregon Trail, they first hadoss the Illinois River by ferry ata.t this point, it was discoveredhe family dog, named Watch,still with them. Mr. Scott putog off the ferry and told it toack home and stay with grand-r.ore than half a century later,et Scott (who was 11 years olde time), remembered that sheked back and saw our old doging on the distant shore.ome six months later, with they settled in Oregon, Harrietssister wrote, We had a letter toffect that the poor dog went..to the family house and refusedand in a short time he died.lsewhere, Harriet A. Loughary4) and her party stopped briefly
one morning at a camping placewhere grass and water was found,but the first object that met our eyeswas a newly made grave by theroadside, with the following noticewritten on a slip of paper and tackedon (a) piece of bark at the head ofthe grave:
Killed by Indians last night...Hisfaithful dog, which had not beencaptured, was watching the graveand could not be induced to leavewith food or coaxing.
Mrs. Lougharys party stoppedlong enough to get feed for ourstock and breakfast for ourselves. Inabout two hours Capt. Smith orderedthe train to move. One can onlywonder what fate eventually befellthe faithful furry friend whose loyaltywent to the grave and beyond.
Ike and Shorty Shadler owned ablack Labrador that accompaniedthem everywhere, sleeping at theirfeet at night.
The two brothers were part of the
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The Senior Voice Au
Your Questions on Estate Plannion Rutzl Correspondent
We just moved to Colorado andbeen swamped by estate plan-solicitations. We went to one
entation and got the scare of
ves. If we had only known hownsive and complicated it is ton Colorado, we would neverrelocated.: Its not expensive. If yourwere good in your home state,are valid in Colorado, alongDurable Powers of Attorney
OA), although DPOAs are morey to need changes just becauseur move.Colorado for a married couple$2 million or less of taxable
h, all that is needed is a stan-
will, durable powers ofney, possibly a living will, andg everything either in jointcy or having each other namedneficiary or payable on death.
of the basic documents willably cost less than $300 forspouse to set up.
For both federal and Coloradoestates, there is no tax until $2million of taxable value has beenaccumulated. That figure is going upto $3.5 million in 2009. There is notax in 2010 on any amount. In 2011,the exemption drops back to $1million.
Thus, for a couple currently withno tax exposure, just doing willswould be a rational choice for thetime being. If tax planning is neededfor defensive planning, a tax willversus a tax living trust is a viablealternative in Colorado, costinganywhere from one-half to one-fifththe amount usually paid for a livingtrust.
I might suggest redoing theDurable Powers of Attorney eventhough your out-of-state powers
should work in Colorado. Often it iseasier for the agent to use thewording and the format that isfamiliar in Colorado.
I also prefer to sign four originalDPOAs in case the principalbecomes incapacitated and cantsign additional DPOAs. The cost isusually under $100 for each set of
four Powers. Remember, durablepowers of attorney are still neededeven with living trusts in place.
I might also suggest that youreplace any out-of-state living wills(the shut off the machines docu-ment) since the Colorado form is freeat any hospital and in my opinion hasless of a chance of being rejected.
Joint tenancy with right ofsurvivorship and having each of youas the others payable on death rounds
out the Colorado estate pfirst death, there is no prosecond death, using unadministration, the costestate through court is lesif no attorney is involved.________________ Attorney Ron Rutz will a
tions sent to 2625 Redw#180, Fort Collins, CO [email protected], p8388.
Part D Medicare
Drug Plans
Researchers at Consumers Union(publisher of Consumer Reportsmagazine) support a proposal in
Congress that would require Medicare
officials to put low-income retirees in
low-cost Part D insurance plans
instead of randomly assigning many
of them to expensive plans that some-
times dont cover the drugs they need.
Currently about 6 million low-
income Part D participants are
randomly assigned to insurance plans.But researches have found that the
plans often dont fit the participants
needs. In fact one-fourth of the plans
surveyed did not cover some of the
most common drugs needed by partic-
ipansincluding Lipitor for high
cholesterol, Celebrex for arthritis,
Actonel for osteoporosis, and
furosemide for high blood pressure.
A U.S. House of Representatives
proposal would require Medicare offi-
cials to be more selective in choosing
Part D plans that are suited to partici-pantsneeds.
vings Bond Owners:
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oup Trusted Financial Advisors, the
inars will feature local savings bond
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Wed, Aug 15th:
10:00 a.m., 2:00 p.m.,7:00 p.m.
Fort Collins Elks Lodge 804
140 East Oak
Fort Collins, CO
* A free, personalized savings bond
ement (retail value $13 to $117) will
made available to all attendees. ***
lease Call 970-372-6201
To Reserve Seats!
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gust 2007 The Senior Voice
conditions.I have the utmost respect and
admiration for the courageous menand women who work at the DOCfrom the top down. They are theunsung heroes in our governmentand I have always worked to
promote legislation that makes theirlives easier.
I am hopeful that recently-appointed DOC head, Ari Zavaras,as a former lawman himself, willmake the livelihood of prisonworkers one of his top priorities.These men and women risk theirlives every day to keep the citizensof our state safe from the worst ofcriminals. It is a tragedy when anyone of these individuals is put inunnecessary harms way, such as a
riot due to a crowded prison.Mr. Zavaras is indeed going tohave to be aggressive when lookingfor funding to help bolster his belea-guered department. Sadly, prisonsare an issue that is difficult to garnerattention for, and therefore it is evenharder to get most lawmakers to pay
attention to it.Privatization is only o
solving this puzzle. Westrive to lower the recidthrough improved rehprograms.
I would advocate allo
incentives for faith-basein prisons and jails. Wtional programs incompletely necessary, tare not enough; the soul healed in order to ensurebilitation.
The problem of prisstate is something that hfix. I hope the newly eDemocrat-controlled exlegislative branches will allowing more private
Colorado. I will continsupporter and championcorrections workers, private, and will strive to mconditions better for all in
________________
You can call Sen. Scott
Greeley at 356-8749.
Dealing with the Prison Problecott Renfroe
Senator
no secret that prisons in ourte are overcrowded. There issy solution to the problem.ut our current crisis could be
iated with the introduction ofprivately-run prisons. I knoware critics of privatization, buthould not deter the Department
of Corrections (DOC) and statelawmakers from looking at theprivate sector for help.
Unfortunately, whenever thisproblem is publicly debated, privateprisons are often pitted againstpublic ones.This is an unfair assess-
ment of the situation. It simplycannot be viewed as one or the otheras the only way to alleviate popula-tion pressure and improve
Diabetes DQuestion
The Food and Drug Adwas considering withpopular diabetes medici
from the market in view of
studies that show the drug
serious heart problems and
Avandia is especially d
diabetes patients who ta
said FDA researchers. T
been very popular with sa
$3.5 billion last year to
million patients.
Just a few months agsome FDA officials had s
was safe. Now FDA o
contradicting that report
said research results
Avandias maker, Glaxo
to get the drug appr
misleading. FDA researc
the companys tests unr
invalid.
The FDA says Glaxo
tried to intimidate a d
warned of Avandias ris
Lawsuits could be filed drug maker.
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HELPING YOU RETIRE
Northern ColoradosRetirement Planning Guide
Meet Jim Saulnier, a successful Certified Financial Planner professional specializing in Retirement and IRA issues. Jims retirementanning is fee-only and is not motivated by earning a commission, selling you investment products or annuities. Initial consultationse complementary. To schedule your personal meeting phone his office at 970-530-0556 or visit his website at JimHelps.com.Jim isctured above with his two dogs, Mosby and Corbett, in the foothills of Livermore, Colo.
Register for IRA Educational ClassAn Individual Retirement Account is typically a retired persons largest personal investment asset. Its also
the most confusing. If managed improperly the fees, penalties, and taxes assessed can often significantlyreduce the value of an IRA, and in certain circumstances, totally eliminate any and all tax advantagesssociated with investing in an IRA. If you would like to learn more about IRAs, how they work, how theyre formed, the laws governing them, what happens when you inherit one and the issues all seniors mustunderstand when they reach the age of 701/2 and Required Minimum Distributions must begin, mark
your calendar for an exciting, 3-part educational class this August at the Fort Collins Senior Center.
Co-sponsored by the City of Fort Collins, and taught by Jim Saulnier, CFP, the 3-part class begins MondayAugust 13th, and runs the next two Mondays, August 20th and 27th from 1:30PM until 3:30PM. Registerbeginning this August by contacting the Senior Center. In addition to class instruction, ample opportunity
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Securities and advisory services offered through Financial Network Investment Corporation, Member SIPC.Financial Network and Jim Saulnier are not affiliated companies.
JimHelps.com 970-530-0556 Jim Saulnier, CFP
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Scenic Drives at Grand Junctioll Lambdin
mrock Drive in ColoradoNational Monument at Grandion is often missed by travelersuse they dont realize Coloradon addition to mountain routes,of the Wests most spectacular
canyon drives.his is one of them. It runs alonge dinosaur country, through 2-n-year-old rock formations, pastng cliffs and spectacular geolog-ormations.he area was once a primevaln floor, then an immense swampof dinosaurs and other exoticures. In 1901 paleontologistr Riggs discovered skeletons ofpatosaurus and Brachiosaurus atase of the Monument. Manyfinds have been made nearby,
ctive excavations continue todaybbit Valley and other sites.t a stop in the Monument calleds Kitchen, you can walk a short
mile trail and see ancient Indiandrawings carved in a stone slab.old Shivers Point, youll catchbreath standing on red rock cliffsrop hundreds of feet below you.
erpents Trail is a pioneer roadbedwas once called the crookedestin the world. On a six-mile walk
Monument Canyon Trail, youthrough a billion years of
gic history.t nearby Rattlesnake Canyon,can backpack into Coloradosremote canyon area, which isf large, natural rock arches andhidden canyons that few peopleee. If you want true backcountry
g and camping away from vehi-and crowds, Rattlesnake Canyonplace.
panish explorers saw this area in700s in their search for a routeSanta Fe to California. In 1906 anorsman named John Otto arrived
wrote: I found these canyons, and
feel like the heart of the world tom going to stay and build trailspromote this place, because itd be a national park.ome locals thought Otto was a
hermit. He lived in a tent andall his time hiking in this huge,
plored region of isolated canyonsiant rock monoliths.e was actually a dedicated natu-, finding and building trails so
unique area could be opened toe generations. And he was
essful. In 1911 President Taft
ed a bill creating Coloradonal Monument. John Otto was
named its custodian. He accepted asalary of $1 a month.
You can walk some of the trails hebuilt. John Ottos Trail is a shortquarter-mile hike across a high,narrow promontory to a fine view ofsome of the Monuments mostunusual rock formations.
He also built the trail that begins atMonument Canyon Trailhead. It is asix-mile walk that drops 600 feet to
the valley floor, through a billionyears of geologic history, soaring rocktowers and spectacular canyonscenery. This is one of the mostpopular hikes in the Monument.
Scenic overlooks include the oneat Independence Monument, a 500-foot-high rock monolith rising fromthe top of a huge sandstone cone. Ottofirst climbed it on Independence Day,1910; hence the name. The parksvisitor center contains excellent infor-mation and offers ranger-led walks.
Unaweep Scenic Byway is adifferent, very remote canyon drive
southeast of Grand Junction to the smalltowns of Gateway and Naturita. Youwill see fewer people on this road thanon most Colorado highways.
The drive takes you through hugecanyon valleys surrounded by highcliffs and along isolated plateaus thathave no roads and no civilization nearthem.
It begins 15 miles south of GrandJunction on Highway 50 at the town ofWhitewater, where you take Highway142 southwest toward Gateway. Theroad follows an Indian trail that later
became a stagecoach route.You soon enter Unaweep Canyon,
which Spanish explorers first saw in1776. Unaweep is an old Ute wordmeaning canyon with two mouths,referring to two rivers that met here.Millions of years ago, the ColoradoRiver and Gunnison River ran throughthis canyon, before geologic forces liftedthe land and changed the riverscourses.
Some of Colorados oldestexposed rocks are in UnaweepCanyon, nearly 2 billion years
old, and the place is considered ageological treasure. The nearbyUncompaghre Plateau was part of anancient Rocky Mountain range thatexisted 250 million years before thepresent Rockies were formed.
If you like to climb 500-foot cliffsand rocks, try the Quarry Wall justpast Divide Road or the Sunday Wallfarther west at the American AlpineClubs access area.
Near Thimble Rock, youll see thestone remains of Driggs Mansion, builtin 1914 by a wealthy New York lawyerwho, for some reason, never lived in
the house. It had chandeliers and veryexpensive decor. Later it served as ahunting lodge for some years but haslong been abandoned, except for anoccasional bear or mountain lion thatmay amble through it.
Beyond the town of Gateway, youdrive below a high mesa with thecurious name of Sewemup Mesa (sewem up). Its called that because foryears a cattle rustling gang broughtstolen cattle here, cut off their brandsand sewed up the hide before attachingtheir own brand.
There are many scenic overlooks onthis drive where you have fine views of
the distant La Sal MountaUtah and the snow-cappeMountains that cover muwestern Colorado.
Another drive, eastJunction, takes you to tlargest flat-top mountMesa. Take Interstate Highway 65 and cPowderhorn Ski Area to foot summit of this unu
formed 10 million yearvolcanic lava flows.This is a beautifully fo
with nearly 300 lakes osummit and many fine hleading to grand vistas. Slarger lakes offer good fiwere formed ages ago by the Indians had a more conation for their origin:
The Utes believed theformed when great Thkilled a giant serpent thathe birds young. TThunderbirds attacked t
ripped it into hundreds ofdropped the pieces from tthe mesa. Those pieces they formed holes that water, creating the lakes.
If youre on Grand Messee the view from Lands Esee all the way to Utahs dcountry and the surroundiMountains in Colorado. YLands End Road backJunction if you like hair-rabacks along 1,000-fooOtherwise, you can retu
Cedaredge and Delta, the growing region in Colorado
The Senior Voice Au
Colorado National monument near Grand Junction. Senior Voice file photo.
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ugust 2007 The Senior Voice
Most of the people who comehere are country music fans, but thatdoesnt mean they dont listen toother music, Williams said then. Hehad netted 17 gold records for hisrenditions of standard pop songs likeMoon River, Born Free, Lipsof Wine and Days of Wine andRoses.
He said he first visited Bransonin 1991 when he attended theopening of country singer RayStevens Branson theater. Williamsbrother, Don, was Stevens manager.
After the show, Williamsrecalled, when the lights came up,somebody saw me in the audience
and yelled out my name, andhundreds of people turned aroundand started yelling up at me, Whydont you come to Branson? And Irealized these were some of thesame people who came to see me inTulsa, Chicago, Minneapolis and theother cities where I toured.
rs Note: Gwen Gibson wroteollowing story several years
wen Gibson
uld a pop singer with amooth, citified act find successOzark Mountain tourist town
e country music was king?nger Andy Williams proved itd happen in 1992 when heed his Moon River Theater inson, Missouri, the little townbecame a mecca for bigtimery music performers.
Williams, known for his mellow
and easy Crosby style, opened,000-seat theater May 1 of that Located next door to the-seat Grand Palace of Countryc, Williams place was the firstg Bransons neon-lighteder strip to feature a non-countryr.
RememberingAndy Williams
Williams also realized thatBranson, with its population then ofabout 4,000 permanent residents,was expected to draw over sixmillion visitors in 1992. Within 10months, the entertainer had packedup his homes and businesses in LosAngeles and New York and movedto the Ozarks.
His welcome to hillbillyheaven was marred, however, whenhe found himself accused of slam-ming his new hometown. The furorstarted when Williams gave an inter-view to a reporter for the NashvilleTennessean newspaper.
Two statements by the big citysinger, which were reprinted in theSpringfield, Missouri NewsLeader, raised the hackles of long-time residents of Branson, which sawitself as a close-knit family town.
In the first statement, Williamsasked, Why would anyone want tobuild a theater in Branson? In thesecond, he used the word crap in
criticizing the equipment in some ofBransons older theaters.
He didnt dispute the quotes butargued that they were taken out ofcontext when used in the Springfieldnewspaper. I did question whyanyone would build in Bransonwhen my brother first made thesuggestion, he said.
I had never been to the Ozarks.But as the original story said, once Ivisited Branson I fell in love withthe whole area. Its really quite
beautiful. Why else would I spendall that money and change my whole
life around if I didnt thinthe town?
Williams insisted thaabout the technical aBransons theaters was ntion on other entertaineperformers in Branson arhe said at the time. Meditor of the Bransonsaid local resentment after her newspapeWilliamsexplanations.
Underlying the brouhrivalry, real or manbetween urban Nashvilleof country music, and rurthe new center of live coshows.
The Branson boom1983 after Hee Hawsopened a theater in the tuMany other top countrysoon followedMickLoretta Lynn, Conway TTillis and Reba McEntire
Williams later built a
200-room hotel and a adjacent to his Moon RivThe veteran singer chimself to an exhausting two, two-and-one-half hsix nights a week backedpiece orchestra. He offerefamiliar standards from and award-winning televwhich ran from 1962 to 1
He said at the time, Isong from my NashvilleI wont do any other cou
Garth Brooks has nothinabout.
Andy Williams in the 1990s. Photo Maturity News Ser
See it on the Internet
ServingNorthern Colorado
and WyomingSince 1980
www.theseniorvoice.net
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The Senior Voice Aug
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ROSS___ Chance, Colorado, is about 35 milesequidistant from Brush, Strasburg and #4down
Enos Mills is said to have climbed thismountain close to 300 timesHeat source?Natl. Anthem prepositionSlightly openPungent, colorless compound with thesymbol NH3Total or completeGo down hill as on a sledAir Force rank of an NCO above Airman1st class (abbr.)The Concorde, for one (abbr.)Bichette of the early Rockies___ Carson who died at Ft. Lyon,Colorado in 1868Johnny followerDoe or cowSpitfire group of WWII famePigtails, for one
What E on a gauge might meanPopular Denver bookstore, with TheChips or cheese lead-inLake ___ was created by the Colorado-BigThompson Water Diversion Project andnamed for a Missouri born gold seeker andlater rancher named JoelSomething to do in Summit County aftera liftAdvertising slogan Nothing runs like ______Joe Sakics org.Mid April letters of noteLa ___ County is home to DurangoStudents concern, brieflyMovie mutt of the movies Nick and NoraCharlesInquisitive oneThe D in DEA
Jack Dempseys Colorado home
51. Obtain through effort52. Diamond gal of the West53. ___ Springs is in Crowley County near
Ordway
54. Star gazers tool (2 wds.)55. Too bad! sounds
DOWN1. Frog moves2. Elizabeth who was abducted in Utah in
June 02 and found alive nine months later3. New Belgium mainstay, Fat ___4. See #1 across5. Old West cattle rustlers fate, often6. Ladys counterpart, briefly7. ___ Lanka8. Ma and Pa of 50s movies fame (with
the)10. Eerie and sinister13. Response to How much sugar do you
want in your coffee?15. Colorados most famous madam who ran
brothels in Georgetown and Denver and
later retired on a ranch in Wray16. Isaac of Science Fiction notoriety20. Overland and Wells Fargo, to name two22. Theyre mentioned in the Lords Prayer23. 10,000 ft. pass on U.S. 285 southeast of
Breckenridge26. Douglas County site of the Renaissance
Festival28. See yourself in the mirror (literally and fig-
uratively)30. Word before you indicating a question.
When it follows you it could be a ques-tion or statement
31. This would help prevent West Nile diseasebut its too harmful to allow use
34. Aries, to an astrologer35. ___ City is home to the Teller House36. Indian word of vague origin which denotes
an area of W. Loveland42. Hymn or sacred song43. Noted fabulist44. Turns, as seniors hair45. Lake ___ is near the Nokhu Crags in the
Never Summer Range47. Deep blue color; indigo48. West Nile virus preventative ingredient50. Pie mode link
ANSWERS
Colorado
Crosswords
are created exclusivelyfor The Voice by Tony
Donovan, who lives in Loveland.
Colorado CrosswordsBy Tony Donovan
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ugust 2007 The Senior Voice
cabin Janis had built at LaPorte.But the Indian Relic and HobbyClub in Fort Collins saved it bypaying $200, having it restoredand placed in Lincoln Park nearthe city museum, where it stillstands.
In 2000, a largerbronze statue of Janis won the corner of ShieldHorsetooth in FortCommissioned by Bilmade by Shelley Ketribute to the areas fist
First Settler
Antoine Janis cabin, built in 1844, still stands on the For
Museum grounds. Senior Voice photo.
ntoine Janis came to northernColorado in the early 1800s asrst white settler in the Poudrey.e was born in 1824 at St.les, Missouri and first cameat age 12 with his father and ap of French trappers. Theyd a keg of gun powder in a pitthe present village of Bellvueder to lighten their load over
mountains.nd that is how the Cache la
dre River got its name.he meant hide; poudret powder.1842 Janis scouted for John
onts government expedition.44 Janis returned to LaPorte,a cabin and lived with his
n wife, an Ogala Sioux said to
be the daughter of Chief BoldWolf.
Janis often traded at FortLaramie in Wyoming and some-times served as an interpreter forthat army post. He adopted aSioux name meaning Yellow hairall messed up. His brother alsomarried an Indian woman.
In 1866, President AndrewJackson reportedly signed the firstLarimer County homestead landpatent to Janis. In 1878 he moved
with his wife to the Pine RidgeIndian reservation in SouthDakota, where he died in 1890.
He once said that he thought thePoudre River Valley was theloveliest place on earth.
Years later, in 1936, therewere plans to get rid of the old
ByArlene
Ahlbrandt
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The Senior Voice Aug
vents and ExhibitsCollins Historic Homes Tour
Friday Night at the Diner willoff the 23rd annual Fort Collinsric Homes Tour. Tickets are on
now for the Nifty Fifties diner, 5-9 pm, September 7; and the10 am to 5 pm, September 8.his Poudre Landmarks
dation (PLF) fundraiser begins atSilver Grill, 218 Walnut St.eds benefit the PLF, a nonprofit
nization dedicated to preservingic structures.ve vintage homes will be on theplus a flapjack breakfast, Victorianemonstrations, and a Masterpieceouse silent auction. Call 484-7137sts and information.
ley Libraries
gust 3, Farr Film Discussionp. In connection with the 2007
Plains Chautauqua, the Weldary District is showing Theble based on the famous Arthurr play. This discussion will bested by Ron Edgerton and Gail
e, 6:30 pm, Farr Library, 1939Avenue, call 506-8526.ust 13, Centennial Park Evening
k Club discussion on Theed Drum by Louise Erdrich,pm, Centennial Park Library,23rd Avenue, call 506-8614.gust 16, Mystery at Lunchh. Bring your lunch and join us
discussions of your favorite
ery novels, 11:30 am, CentennialLibrary, call 506-8624.gust 15, Farr Evening Book Club.Library, 6:30 pm, call 506-8530.gust 21, Farr Afternoon BookFarr Library, 1:30 pm, call 506-
Feather Lakes Library
gust 3, 9:30 am, author Maggien meets with Knit and Stich.
August 4, 2 pm, author LeAnnThieman, writersworkshop. August 9, 10 am, library volunteersworkshop. August 11, 2 pm, several writers talkon endangered Poudre River. August 15, 2 pm, free computer class. August 16, 6 pm, Friends of the
Library annual potluck dinner. August 22, 9 am, library trusteesmeeting. August 25, 2 pm, author LindaMasterson talks about bears. Ongoing programs: Ruths ArtGallery, Story Hour, Knit and Stitch,Writers Group, Beading Class. Forinformation, call Sarah Myers, 881-2664.
Poudre Canyon Quilts and Crafts
The Upper Poudre CanyonAssociation will be holding its annual
craft fair and quilt show, September15, 9 am to 4 pm, at the Upper PoudreCanyon Church and CommunityCenter, located 34 miles up PoudreCanyon from Teds Place, near marker88.5 on Highway 14.
Ladies of the canyon will havemany quilts on display. Men areinvolved with some of the crafts thatwill include fleece clothing, furniture,scroll work, bead/glass, silver jewelryand more. There will also be a bakesale; and the local volunteer firefighters will serve hamburgers and hotdogs. Weather permitting, there will
be a car show. Call Chuck or JanetRugh at 970-881-2465.
Worlds Tallest Horse at JAX
The worlds tallest living horse,Radar, will be at JAX Farm andRanch store August 12, 10 am to 4pm. Radar is a Belgian draft horsestanding over 19 hands (6 feet 7-1/2inches) and weighing over 2,400pounds. For information, call PennyMalsch, 221-0544 ext. 130.
DA Approves Hip Proceduree U.S. Food and Drug Ad-
ministration (FDA) has approved-surfacing surgery as an alterna-
o total hip replacement.e-surfacing is often recom-ed for people under age 65. It
es it easier to do a total hipcement in the future if needed.e-surfacing also preserves morepatients thigh bone and mayt in quicker recovery and a
er range of motion, according toresearchers. Others say people
over 65 should probably stick with theolder procedure of replacement.
Re-surfacing costs about the sameas replacement, $25,000 or more.Currently about 15 percent of the300,000 Americans a year who gethip replacements would be goodcandidates for re-surfacing, saidresearchers.
The problem is training enoughsurgeons to do the procedure and
educating other doctors as to whichpatients would most benefit from it.
Retirement Communities with IndepLiving. Life care, assisted living andnursing available.
Cost of Living lower than the Front R
Opportunities for volunteering at coactivities and numerous museums,and fishing.
Historical sites along the Oregon Traincluding Scotts Bluff National MonuChimney Rock.
Three hour drive to Denver, only 90 Cheyenne.
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ugust 2007 The Senior Voice
Early Cheyenn
Camp Carlin, the most remote armysupply center in the United States,
was established in 1867 near Fort D.A.
Russell in Cheyenne, Wyoming.
The official name was Cheyenne
Depot, but even government records
listed it as Camp Carlin, named for
Colonel Elias B. Carlin, who chose
the site and built the camp.
It supplied 12 army posts along
400 miles of a perilous frontier. Tons
of supplies were unloaded and trans-
ferred to other military establishments
food, guns, ammunition, clothing,everything.
There were 16 huge warehouses
and deep root cellars to store potatoes,
vegetables and other perishable items.
One hundred wagons and five pack
trains operated from Camp Carlin.
Nothing is left of the camp now,
but it was a marvel in its heyday, with
hundreds of horses, mules and oxen in
large stables. It contained blacksmith
shops, wheelwright shops, carpenter
shops, and saddle and hastations. Cook houses an
fed and housed the men.
Can you imagine the
mountain men who had b
the wilds of Wyoming wh
the camp? It must have
whelming to see suc
transplanted to the prairie.
And it really was a
activityunloading th
reloading the wagon t
frantic haste. Teamsters f
part of the camps populatFamed pioneer police
Cahill was born in the ca
immigrant parents. His f
teamster; and after the cl
camp, he worked excava
capitol building in Cheyen
Historians credit the r
of Cheyenne to the abu
laborers, craftsmen, mer
roustabouts that came f
Carlin.
Early soldiers at Fort Russell in Cheyenne. Wyoming History
Anemia Drugs Over-PrescrMany kidney dialysis patients withMedicare have been given moreanemia drugs than they need simply
because healthcare providers make
more money when they over-prescribe
the anemia drugs, according to recent
hearings at the House Ways and
Means Committee in Washington.
Recent research shows that high
doses of anemia drugs can increase
the risk of heart attack and stroke.
Senator Pete Stark (D-Calif.) said,The current Medicare reimbursement
system creates incentive
dosing of anemia drugs,
not only to health risks bu
at a higher cost to taxpaye
Stark wants changes th
incentives to over-pre
anemia drugs. Medicare a
Leslie Norwalk agreed th
prescribing has occurre
Medicare officials have k
it for some time. He said
Medicare can take steps tothe practice.
ByMargaretLaybourn
Bismarck, N.D.,April 26, 2007 Kevin Dunnigan,CERTIFIED FINANCIAL PLANNERTM Professionalwith Investment Centers of America, Inc. (ICA)was named the companys top individualrepresentative in the United States for 2006 attheir National Education Conference. This is the21st consecutive time that Dunnigan hasachieved this honor.
Kevin Dunnigans office is located at Home StateBank in Loveland at 300 East 29th Street. Kevin canbe reached:
Phone ~ 622-2366e-mail ~ [email protected]
website ~ www.helpwithmyinvestments.com
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estment Centers of America, Inc. (ICA) member NASD,SIPC is not affiliated with Home State Bank.Securitiesd insurance products offered through ICA and affiliated insurance agencies are not insured by the FDICany other Federal Government agency; not a deposit or other obligation of, or guaranteed byy bank or their affiliates; and are subject to risks including loss of principal amount invested.
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The Senior Voice Aug
When Toys Were Made to Lall Jones
aking a realistic toy was a dreamBob Smith had when heered out of the military afterd War II.e had flown P-40s in China with
lying Tigersthe planes deco-with sharks teeth behind the
ellers in an attempt to frightening Japanese.he Flying Tigers were headed byred U.S. Army flyer who wasby Chiang Kai-shek in 1937 to air advisor to the Chinese air
e when the Japanese beganing the country.
he advisor was Claire Chennault,at first he helped the Chinese; but they ended up destroyingeir planes with bad landings.nault went to America to obtainnd came back with 100 obsoletefighters and some American. The invading Japanese were
d around.ecause the U.S. was not at warJapan at that time, the Chinesernment offered the Americans as of $500 for each Japanesethey shot down.
When Bob Smith mustered out, heaccumulated $10,000 from hisate shooting in China. With thisey, he financed the new toyany of Smith-Miller.att Miller was a partner Smith
ed up with because of Millersn skills. The prototype toys were
of wood before moving on tocasting and the actual manufac-
turing of metal parts.The toy trucks became an instant
hit because they were so accurate inscale to a real Mac truck. There waseven a miniature bulldog as a hoodornament. For the big double trailersof the semi trucks, they used polished
aluminum with official companynames of freight haulers printed onthe sides.
Many toy companies used replicasof existing vehicles: Buddy L madetheir trucks look just like theInternational trucks. Keystone toytrucks looked just like a Packard, andTonka followed a Ford design.
In 1947 Bob Smith left the scene
after selling his interest in thecompany. The big toy trucks sold foran average of $20 each. It was anexpensive toy, but they were well builtand took a lot of punishment from thehands of little boys in the sandbox orback yard.
Many of the toys exist today in
carefully protected collections. Thecompany spent $65,000 just for themolds of a special fire ladder truck,and that truck is a choice item incollections today.
By 1952 problems plagued thecompany. Someone wanted to makethe toys out of plastic to cut costs,and then the company namedchanged to Miller-Ironton. Theletters MIC were gone, and the littlebulldog disappeared from the hood.The toys were still durable, but thecompany had lost in its struggle to
make quality toys by 1955; and theywere broke.
In 1978 Fred Thompson took overthe remnants of the toy factory andbegan assembling toys from stock leftover from more lucrative days. Hesold the toy trucks for $700 for a setof two.
Fred is proud that the tough old
Smith-Miller trucks are still in exis-tence and being enjoyed by collectors.They are a good example of a lastingproduct in these days of throw-away
plastic toys.Another of Freds pr
sions are the two woodenthat were left with the fatell the story of a dream toy and of two menBobMatt Millerwho prov
hours of make-believe foyears ago._________________Bill Jones lives in Fort Co
A Smith-Miller drawing for their toy fire truck.
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ugust 2007 The Senior Voice
stes Park Settlers in the 1800eggy Hunt
884, William Hallett thoughtwas a goner when he fell into aer crevasse above Estes Park.e was alone. The crevasse waset deep and two feet wide. Its
m was filled with water, and itswere sheer, slippery ice.
uckily, he was a strong, youngThrough extreme exertion, heged to climb out and get downe glacier.allett was one of the first menowe Glacier. In spite of thatience, he climbed many moun-
and helped form the firstntain climbing club in Colorado.ct, he was the star climber of they Mountain Club.
Well known Halletts Peak south-of Estes Park was later namedhis early engineer who came torado in 1878 after graduatingthe Massachusetts Institute of
nology.e had a cattle ranch west ofland and grazed his herds in
over an open campfire.And thats how tw
Parks famous landmarknames.
the mountains near Estes Parkduring summer months. In 1882 hehelped form the Powder RiverLivestock Company, which ran over
24,000 head of cattle in Wyominguntil the severe winter of 1886 killedall but 8,000 head.
After that, Hallett was amanager for a mining company andlived in Denver. But he spent everysummer in Estes Park with his wifeand children.
They lived in a house they built,called Edgemont, near MarysLake, and Hallett spent every freemoment climbing the high peaks inthe area. He loved the mountains somuch that, when he married in1879, his idea of a honeymoon wasto take his bride on a horsebackride from Estes Park to GrandLake.
Hallett did not discover RoweGlacier where he fell into thecrevasse. Israel Rowe (rhymes withhow) found it in 1880 due to anunusual circumstance.
That year, great clouds ofgrasshoppers flew across the plains,into the Rockies and died in themountains. Bears consider grasshop-pers a delicacy, and many bearsaround Estes Park went after thehoppers.
Rowe was a bear hunter. Whilepursuing one, he discovered theglacier later named for him.
Rowe and his wife came to EstesPark in 1875 to help build a road.She had two small children but
helped earn the living by cookingfor the road gangout of a tent,
William Hallett, standing by horse, at his home in Estes Park. Colorado Historical Socie
Cook andAssociates, P.C.
Dennis C. Cook, Esq.505 S. Third St., Suite 200 Laramie, Wyoming 82070
(307) 745-7320
1027 Horsetooth Suite 200C Fort Collins, Colorado 80526
(970) 266-2524
1-800-872-3654
www.cookandassociatespc.com
We help clients create effective estate plans
with revocable living trust, wills, powers of attorney,
health care powers of attorney and living wills.
We provide probate and trust administration services.
We help clients create appropriate small business plans
using corporations, limited partnerships
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We provide peace of mind in a litigious society.
e Wyoming State Bar requires Wyoming Attorneys to include theowing disclaimer.) The Wyoming State Bar does not certify any lawyer as acialist or expert. Anyone considering a lawyer should independently investigate
lawyers credentials and ability and not rely upon advertisements or self-
laimed expertise.
Tickets available nadvance purchas
23rd
AnnuHistoric HoTour
Everything Old Is New
$25 in advance ($30 da
Ticket Outle
Avery House, 328 W. Moun
1-3 p.m., Weds. and Sun.)
Clays Ace Hardware, 1001
The Collective, 109 S. Colle
Downtown Ace, 227 S. Coll
Fort Collins Nursery, 2121 E Poudre Valley Co-op, 225 N
Perennial Gardener, 154 N.
Silver Grill, 218 Walnut
Also selling advance tickets
Night at the Diner a
event at the Silver Grill, 21
Return to the Nifty Fifties
fun, and frolic, 5-9 p.m., Sep
person advance purchase or
For information
call Susan at (970) 484
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The Senior Voice Aug
Your QuestionsAbout Investingcott Burnsncial Writer
am retired and 69 years old. I
an IRA account with Putnam,h I opened in 1993. It has a
nt value of about $100,000. The
unt consists of Class A shares in
am Voyager fund and another
am fund. The expenses of both
are above average. The returns
elow average. I am considering
ng the account to another IRA.
My plan is to take only the
red annual distributions when
sary. Do you feel the Vanguard
ndex fund is a good choice for
ansfer? Can you recommend anyfunds you feel would be better?
better to use a broker like
ab, or go directly to Vanguard or
e and Cox?
: Moving is a good idea.
rmance has been poor. Voyager
one of the big-time losers in the
-2003 crash, has been a consis-
poor performer over the usual
uring periods in the last 10 years.
the 12 months ending May 31,
nstance, it trailed the S&P 500
by 7.46 percent. It also trailed 76
nt of its competition. You have to
a 15-year investing period before
erformance was in the top 50
nt (47 percent, to be precise).
then it trailed the S&P 500 index
72 percent a year for 15 years.
ut you have another reason to
ge funds. Youre taking too much
risk. Youre approaching the need to
take required minimum distributions
(RMDs), and you should change your
investments accordingly.
The simple path is to buy shares ina balanced fund, preferably a low-cost
index portfolio of stocks and bonds.
One candidate is Vanguard Balanced
Index (ticker: VBINX), which is 60
percent total U.S. market and 40
percent total U.S. bond market. Its
current yield, about 2.9 percent, will
go a long way toward meeting your
coming RMD requirement.
A better (but still simple) path
would be to create your own balanced
fund. Buy two separate funds, an
equity index fund such as VanguardTotal Stock Index (ticker: VTSMX),
which duplicates the entire U.S.
market, and a bond fund such as
Vanguard Inflation Protected
Securities (ticker: VIPSX).
Having two separate funds would
allow you to draw money from the
bond fund when equities were having
a bad year. And you could draw from
the equities fund when they were
having a good year.
Since thats a basic Couch Potato
portfolio, you could also diversify
further by using my Couch Potato
Building Blocks. This can be done at
Vanguard without the commissioncosts for buying Vanguard fundsthrough a Schwab account.________________You can send questions to:[email protected].
ver 1.2 million U.S. hospitalpatients have drug-resistant
infections each yearabout 10
more than previously estimated.
hat was the finding reported at
ecent annual meeting of the
ciation for Professionals in
tion Control and Epidemiology
n San Jose, California.
he report was written by
iam Jarvis, former acting
tor of the hospital infections
ram at the U.S. Centers for
ase Control (CDC). He said theC previously estimated that
126,000 patients had staph infec-tions.
The latest study surveyed over
1,200 hospitals and nursing homes.
If the study is accurate, researchers
estimate that nearly 120,000 patients
annually could die of staph infec-
tion.
Lisa McGiffert with Consumers
Union said not enough is being done
to protect patients from the infec-
tion: Hospitals are going to have to
do more. They have to be more
aggressive, and its just nothappening.
esearch on Staph Infections
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By Michael HollisSocial Security Office, Greeley
Here is some Social Security infor-mation you might find helpful as
you plan for retirement.For the average wage earner,
Social Security replaces about 40percent of pre-retirement earnings.The amount of your retirement isbased on your age at retirement andon your earnings averaged over mostof your working lifetime.
Your benefit can increase in twoways. First, each additional year youwork adds another year of earnings toyour Social Security record, and
higher lifetime earnings may result inhigher benefits when you retire.Second, your benefit increases by
a certain percentage when you delayretirement. For example, if you wereborn in 1936, your benefit increases 6percent each year you delay retire-ment, up to age 70. The maximumSocial Security benefit in January
2006 for a worker retiretirement age was $2,053
Social Security be
considered taxable incomciaries whose countabexceeds certain limits.income includes adjuincome, tax-exempt interand part of Social Security
The amount of Socibenefits subject to federal i(1) up to 50 percent for annual incomes from $25$44,000; and (2) up to 85people whose incomes excand joint tax filers whoexceed $44,000.
For more information Security and retirement pSocial Securitys wwww.socialsecurity.gov. OrSocial Security at 1-80(TTY, 1-800-325-0778) anpublication Retirement Becan also call your local Sooffice.
Information oSocial Securit
Over 20 percent of hospitalworkers give the wrong advice to
patients who call and ask what theyshould do if they might be having astroke. And most Americans confusethe warning signs of a stroke withthose of a heart attack.
Those were the findings of a studyreported in the medical journalStroke.
Hospital workers often advisedpeople to see their family doctor. Theyshould have told them to call 911 and
get to a hospital quiresearchers.
Stroke treatment needssoon as possible when wappear. It could take cotime to reach a family doc
When researchers askand hospital workersfor signs, most gave those attack (chest pain, etc.) istroke (numbness on onebody, trouble speakinheadache, etc.).
Dealing with Signs of Str
If you take low doses of aspirin toavoid heart problems, be careful whatother pain killer you combine it with.
Thats the conclusion of a report inthe Annals of the Rheumatic Diseases.Researchers concluded that naproxenis the best pain killer to combine withaspirin.
Other pain killers such asibuprofen might interact unfavorably
with aspirin. The researchers werelooking at pain killers commonly used
by rheumatoid arthritis suothers seeking pain relief.
Traditional NSAIibuprofen in particular, dpotential to interact with thaspirin, said Dr. Michaelat the Mount Sinai Medicine in New York.
He added, For patiecardiovascular risk, napr
drug of choice. It has the safety record.
Combining Drugs with Asp
ugust 2007 The Senior Voice
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The Senior Voice Aug
ois Hall
mous aviator Charlesindbergh was associated withnteresting story in northernrado.
1923 a Boulder man namedFair was promoting local
sm and offered $1,000 to anywho could land a plane on therain Glacier in the high moun-just west of Boulder.everal glaciers had been discov-in the Indian Peaks Wilderness, and Boulder businessmenght the airplane stunt wouldnational publicity to the area.
ome pilots considered trying
tunt. But after examining then and looking at the dangers,of them wanted to try it
pt a young, lanky barnstormerd Slim Lindbergh.e flew his plane to Boulder oneand told Fair he would land
where for $1,000. Fair was
exciteduntil he saw Lindberghsplane. It was a beat up, rickety thingheld together mainly by bailingwire.
Fair decided that, if the planecrashed, Boulder would get thewrong kind of publicity. So he toldLindbergh he didnt think he couldmake a safe return trip.
Lindbergh pointed out that theoffer said nothing about a return trip.I dont plan to fly out, he said.
He was simply going to skidonto the glacier and leave theplaneprobably ruined anyway bythe landingon the mountain. Hefigured he could buy another one for$1,000.
The Boulder promoters turnedhim down. But just four years later,Slim Lindbergh made the first trans-Atlantic flight from New York toParis and acquired a new nickname,Lone Eagle, for the daring journeyhe made alone.
That nickname was later given to
Charles LindberghsColorado Connection
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a 12,000-foot mountain above
Boulder when Lone Eagle Peak wasnamed for Lindbergh. It still bearsthat name.
When he was trying to raisemoney for his Paris flight,Lindbergh landed in a meadow nearLake Granby in western Colorado,where a wealthy man from St.
Louis, Missouri, had a ra
Knight Ridge by Lawas named for Harry Khelped finance Lindberg1927. Because Harry Kfrom St. Louis, Lindbewas called The Spirit of S
So there was a Coloration to that historic flight
Charles Lindbergh. Colorado Historical Society.
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ugust 2007 The Senior Voice
eggy Hunt
kview Mountain Trail is aoderate ten-mile roundtrip, dayeast of Steamboat Springs and35 miles southwest of Walden.ou climb to the 12,300-foot
mit of Parkview Mountain and
the highest point of the RabbitMountain Range.ou should see elk and fewer hikersthan in many other parts ofado. You also have fine views ofh Park and Middle Park, hugeing valleys between the mountains of northern Colorado.ou can see most of thenental Divide that runs through
hern Colorado here. If theher is clear, you can see all theto Wyomings Medicine Bowe and, with binoculars, the sand
at the south base of that range.o the east lie the Never Summere and the high peaks in Rockyntain National Park. Also to theis the Walden area, whichins the largest moose herds inado.
o reach the trailhead, go south of
Walden on Highway 125 to the top ofWillow Creek Pass. Just over the passabout one-half mile, you can parkalong the second timber road on yourright, walk up the road to a small
stream, turn right, then left where theroad forks, and start your climb.
Another hike, the Wyoming Trail,is a long 40-mile hike along theContinental Divide, north fromBuffalo Pass through the MountZirkel Wilderness Area and into theMedicine Bow National Forest just
across the Wyoming border.This trail is above treeline much of
the way and difficult to follow inplaces. So get a good map from theHahns Peak Ranger District. You can
shorten the hike by going only partway to Seedhouse Road near thevillage of Clark.
Local ranchers use part of theWyoming Trail, and you might seecattle as well as deer and elk. Youwill certainly see some of Coloradosfinest backcountry and enjoy viewsof mountain ranching and huntingareas.
This part of the state is especiallycolorful in autumn when the aspenturn gold and the oakbrush deep red,transforming entire mountain sidesinto bright, living canvases.
Other good hikes in the Steamboatarea include the one to Luna Lake,where you will find good fishing inthe Mount Zirkel Wilderness Area.
Many trails take off fromSeedhouse Road (Forest Service Road400), including those leading toGilpin Lake, Gold Creek Lake andThree Island Lake. The trail to DomeLake is an especially good back-packing trip where you can climb an11,740-foot giant monolith called the
Dome.Fish Creek Falls near Steamboat isa spectacular 283-foot waterfall thatmany people drive to. You can view itfrom above by hiking Fish Creek FallsTrail, which also continues along theContinental Divide to another groupof waterfalls and some good campsites.
The Mount Zirkel Wilderness Areanorth of Steamboat offers many lesscrowded trails. Hikes here includethose to Gold Creek Lake, IcelandLake and Mica Lake, all of which
offer good fishing and wildlifeviewing.
reat Hikes at Steamboat Springs
The mountains at Steamboat Springs.
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The Senior Voice Aug
Medicare Problemsill Lambdin
any Medicare participants stillhave trouble determiningh drug plans cover the medi-they need under the MedicareD program, according to a
nt report in the Journal of therican Medical Association.early 60 percent surveyed sayhave had trouble getting a
cription filled. Many take acription to a pharmacy andver that their Part D insurancedoes not cover the medicineneed.
Thats mainly because there areany drug plansmore thanand neither patients nor theirrs have time to sort through all
em. And even after patients pickn, they may discover that after amonths the plan no longer coversmedicine they need. Insurance
anies can drop or add medicinescover, leaving patients scram-to find another plan.
art D needs to be much simpler,nalysts. With the amount ofey we are putting into this
program, people in Medicare and theAmerican taxpayer should be gettingfar better health care, said RobertHayes, president of the MedicareRights Center, a consumer advocacygroup in New York.
Analysts say information is notreadily available to doctors; so theycant help patients decide whichplan to choose. Nearly 20 percent ofthe doctors surveyed said somepatients were unable to get aprescription filled because of Part Dcomplications and bureaucraticblunders. That resulted in seriousmedical consequences for theirpatients, said the doctors.
Complications arise in partbecause every Part D insurancecompany has its own list of drugs itwill cover (called formularies).Some companies cover the brandname version of a drug; others coveronly the generic. Some require ahigh copayment for a certain drug;others do not. And there arenumerous other things a patientmust try to figure out.
Part D needs a lot of simplifica-tion, say Hayes and other analysts.
et to the Right Hospitalou or someone in your family haseart attack or another seriouscal problem, try to get to atal capable of dealing with theem, not just any hospital.any hospitals do not have thement, doctors or drugs to handles like stroke, serious heart attackgh-risk birth. Researchers ath Grades and other groups sayhould plan ahead because yout have trouble convincing anlance driver to take you to the
hospital you need.Ambulances will usually takeyou to the nearest hospital. Youmight need a helicopter to get to theright one, especially if you live in arural area. You also want treatmentby an experienced doctor who hasdone hundreds of the procedures youneed.
To find such hospitals anddoctors, see HealthGrades.com;J o i n t C o m m i s s i o n . o r g ;HospitalCompare.hhs.gov.
anadas Health Systemnada spends much less per personn health care than the United, but the results are just as good,ding to a research report in the
cal journal Open Medicine.esearchers said Canada, which government-run health care
m, spends about $3,000 per personar. The United States spends0 per person each year under its
m run by private insurance.he researchers said Canadas
system saves money by havinggovernment control of prescriptiondrug prices and administrative costsavings that arent possible under theU.S. system.
The study did not deal with delayssome Canadians experience inreceiving health care, which otherstudies have cited. But researcherssaid, in many cases, the outcomes for
Canadian patients were actually betterthan for American patients.
Whydrive across townwhen you can
walk across the hall?
Whydrive across townwhen you can
walk across the hall?
The reception roomat Allnutt.
While weve built our reputation on
compassion, were becoming more and more
known for our convenience. A big reason for
that is our reception room. An ideal space
in which to greet guests, create unique
celebrations and share fond memories. Wecan cater a favorite meal all while helping
establish a mood of reflection or revelry.
And what may be the best part of all is that
we cannot only do it within your budget,
we can do it within our building. Call or
visit to see how we can help you.
650 West Drake Rd. Ft(970) 482-3208
2100 N. Lincoln Ave. L(970) 667-1121
702 13th Street Gr(970) 352-3366
1302 Graves Ave. Est(970) 586-3101
www.allnutt.com
Since 18
w w w . K i r k E y e C e n t e r . c o m
3650 East 15th StreetLoveland, Colorado
669-1107
The entire staff a
Kirk Eye Center iscaring. I have becofriends with everhere.
Claude Earl Kissack
Berthoud
Earl Kissack doesnt let his struggle with diabetes
from experiencing life. His home in rural Berthoudto enjoy gardening, farming and working with hiMaking sure that his eye health is taken care of iand regular process.
Another eye doctor who wasnt experienced to hproblems caused by diabetes referred Earl to Dr. month Earl comes in to have his eyes checked. Hwith another specialist who comes to the Kirk Eyehelp keep Earls eyesight stabilized.
Dr. Kirk really takes time to get to the bottom of that I am having. He has done several laser surgeand takes the time to make sure that I have the bthat I can. The staff calls to check on me regularlyof treatment, the commitment to optical health anfor patients at Kirk Eye Center is absolutely the BE
If youd like to see your future more clearly choosCenter as your eye care provider. Youll be glad
John W. Colvin, OD &John D. Kirk, MD, FACS
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ugust 2007 The Senior Voice
woman applying for a job pickingemons in Florida appeared overfied, and the foreman asked,
ve you had any experienceng lemons?he said, Yes, Ive been divorcedtimes.
Why is it so hard to solve ack murder? All the DNA is the
he reason congressmen try soto get re-elected is that they
w they couldnt make a livingthe laws theyve passed.
When the bride approached thewith her father, she put some-in his hand before he sat down.
ts in the front row laughed, andeacher smiled.e gave her away in marriage, and
ave him back his credit card.
man climbed to the top ofnt Sinai and asked the Lord,at does a million years mean toA minute.What does a million dollars meanu?
is nothing to be gained by trying toexplain how this error occurred.
We inadvertently left out the wordsheep in the following sentence:Woodrow Wilsons wife grazed onthe front lawn of the White House.
In yesterdays Food Section, aninaccurate number of jalapeno
peppers was given for JeanetteCrowleys southwestern chicken saladrecipe. The recipe calls for 2, not 21,jalapeno peppers.
From Mark Twain:When angry, count to 100. When
very angry, swear.When I reflect upon the number of
A penny.May I have a penny?In a minute.
Watch for these mergers:Hale Business Systems, Mary Kay
Cosmetics, Fuller Brush, and W.R.Grace Company will merge and
become Hale Mary Fuller Grace.3M will merge with Goodyear and
become MMMGood.FedEx will merge with its
competitor, UPS, and become FedUP.Knotts Berry Farm and the
National Organization of Women willmerge and become Knott NOW!
Errors in newspapers and adver-tisements:
Notice: If you are one of hundredsof parachuting enthusiasts who boughtour Easy Sky Diving book, pleasemake the following correction: On
page 8, line 7, the words state zipcode should read pull rip cord.
Correction to the story about theDeep Relaxation developmentprogram: The program will includemeditation, not medication.
Just to keep the record straight, itwas the famous Whistlers Mother,not Hitlers, that was exhibited. There
Laughter is Still the Best Medicindisagreeable people I knogone to a better world, I alead a different life.
Few things are hardewith than the annoyanceexample.
Clothes make the mpeople have little or no i
society.Most people are bothe
passages of Scripture tunderstand, but the pabother me are those I do u
Man is the only ablushesor needs to.
Familiarity breeds conchildren.
By Bill Lambdin
The U.S. Food and Drug Ad-ministration (FDA) will require
dietary supplements such as vitaminsand herbs to meet guidelines thatsupposedly will ensure the supple-ments actually contain the ingredientslisted on their labels and are safe.
Previously, supplements werebasically unregulated by the FDAbecause they were not consideredfoods or drugs. But the FDA initiatedregulations after it tested some supple-ments and found that they containedlower amounts of vitamins and otherelements than the labels claimed.Some also contained ingredients thatwere not listed, such as erectiledysfunction drugs.
The FDA requirements will not beeffective for some time, however.Large supplement manufacturers haveat least a year to comply; small manu-facturers have up to three years.
Critics say the new requirementsare not enough. They will not doanything to ensure that dietary supple-ments are safe or effective, said Dr.Sidney Wolfe, director of the Public
Citizen Health Researcconsumer advocacy orgWashington, D.C.
Janell M. DuncanConsumers Union said, still (will) have no ideaproduct works or whdangerous. Consumepublishes Consumer Repor
Such critics point out tdoes not consider supplemethough many consumers drugs to treat themselveproblems. Critics also noterules allow manufacturers tfrom some testing of ingred
Manufacturers generthe new rules which, thgive consumers more cosupplements. We are opthese new dietary supplmanufacturing practices wconsumer confidence in thproducts by raising the bation standards, helping enand leveling the playing dietary supplement compSteve Mister, president offor Responsible Nutritrepresents manufacturers.
Dietary Supplemen
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afood and Produce.No Preservatives Added.
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The Senior Voice Aug
Retirement Investingcott Burnsncial Writer
cant stand the thought ofng my retirement funds in the
market. All I hear and read is
will be sure to starve if I dont.ever, what is wrong with
ng out my 401(k)whichd be approximately $15,000 a
and investing this sum in theTreasury securities that my
ral Employees TSP offers?
hese securities pay about 5nt a year and there is no risk. Iget a 5 percent match on my
ributions. The thought of anded down market, just when Ito retire, is just too scary. Why
ettle for a lower return and justmore money? What do you
?: Youre ahead of the crowd.ts regularly prove that mostle dont truly understand riskthey experience a large loss.
Many people, for instance,wildly overconfident in the
1990s as the stock market
soared year after year. They wentinto retirement early with lots ofmoney and then got clobbered bythe 2000-2002 crash. The lossespermanently reduced their standardof living.
Others get talked into taking riskbecause its the only way they can
hope to have the income they wantin retirement. Rather than set moremodest spending goals, they asktheir money to work harder. Theinvestment business encourages thiskind of thinking because the fees arehigher.
You, however, could max outyour 401(k) and invest in Treasurysas you suggest. The one flaw in yourapproach is that even Treasurys haveriskinterest rate risk.
You can overcome that when you
retire by establishing an IRArollover brokerage account andbuying a series of TIPS (individualTreasury Inflation-ProtectedSecurities) with different maturities.Then you would enjoy a safe, infla-tion-protected return of nearly 3percent.
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