The way to pay

PRESIDENT AND CEO

Paweł Działak

Dear Merchants,

When we started the company back in 2010, our main goal was to provide an appealing and effective alternative for payment systems previously existing on Polish market. Now we can say that we fulfilled our objectives by providing the best quality of payment services for over 20 000 Merchants. Among them you can find the most successful international and Polish brands.

In order to continue helping you to develop your businesses and achieve competitive advantages, we conducted comprehensive rebranding. With tpay.com it is now possible to effectively sell all over the world. tpay.com brand will ensure customers’ trust and transaction comfort in any place and currency. It’s a great opportunity to expand your business and reach new customers.

tpay.com payment system invariably guarantees the highest quality, speed and security of online transactions. Krajowy Integrator Płatności S.A., owner of tpay.com system, remains 100% Polish owned company and will keep developing Polish and international ecommerce market. We hope that we will help you to achieve great commercial success.

2010 2011 2012

Cards introductionBeginning of cooperation with Elavon, joining PONIP, obtaining PCI DSS Level 1 certificate.

RWD Transaction PanelWe were first in Poland to introduce panel adjusted for mobile devices.

30+20+channels channels

2013 2014 2015

Awarded systemWe obtained Media Trendy, Quality International and Ekomers awards. We joined e-Izba founding committee.

Technological leaderWe introduced QR code payment, eHat.me, Premium SMS and FerBuy.

Time for changesWe change to tpay.com and focus on innovation, mobile and cross-border model.

Who are we?We are payments trendsetters

Future of payments

The way to payOnline trade develops swiftly above national borders causing new stores to offer their products and services worldwide.

Transferuj.pl changes into tpay.com to ensure the best quality of transaction on international level. Global brand image of Tpay.com will boost customer trust and allow efficient sales in all countries and currencies.

Tpay.com international payment system will help you to get the most out of Omnichannel model by offering the widest spectrum on Polish and global payment channels.

We change ourselves for you

BEFORE

40+ 50+ 150+channels channels channels

MOBILE PAYMENTS

PAY-BY-LINKS

ONLINE BANK TRANSFER

CORPORATE BANKING

CARD PAYMENTS

CARD WALLETS

POSTPONED PAYMENTS

INTERNATIONAL PAYMENTS

STANDARD BANK TRANSFER (BLANK)

New Transaction Panel

Bank logos Over 85% of buyers don’t know exact logo and name of their Pay-By-Link service. Using bank logos reduced number of tiles in 1st payment step.

Remembering channelCustomer doesn’t need to select his bank again during consecutive purchases which improves transaction speed up to 70%.

Online paymentsDedicated for your customers

EHAT.ME MOBILE APP

PAY-BY-LINK IN MOBILE APP

BLIK SYSTEM

QR PAYMENT IN BANK MOBILE APPS

PREMIUM SMS

PEOPAY APP

IKO APP

7PAYMENT METHODSMOBILE+97 BANKS

COOPERATIVE

30 MAINPOLISHBANKS

Over 150 payment methods

5 INTERNATIONAL

PAYMENTCHANNELS

CARD PAYMENT, MASTERPASS, PAYPAL, SEPA – TRANSFERS IN EURO, INTERNATIONAL BANK TRANSFER

134INSTANT

CHANNELSPAYMENT

Become our Merchant

Reliable system

99,99%

Transaction security

tpay.com ensures SLA

Mobile paymentsWe focus on Omnichannel

QR code payment

SELECT QR PAYMENT IN TRANSACTION PANEL

LOG IN TO YOUR BANK MOBILE APP

SCAN DISPLAYED QR CODE CONFIRM TRANSACTIONON YOUR PHONE

QR code payments ensure maximum comfort, speed and the highest level of security. This is excellent way to reach mobile customers.

While paying with QR code you don’t need to log in to your bank account on a computer – whole process commences in bank mobile app.

Payments via bank app

Shopping on any device

Responsive Web Designtpay.com website and Transaction Panel were created with RWD – Responsive Web Design technology and they are displayed perfectly on all devices.

Responsivity in tpay.com ensures comfortable payments in all situations – also using smartphone or tablet.With RWD you can increase mobile sales and offer Customers flexible solutions.

tpay.com mobile librariestpay.com mobile libraries allow to integrate instant payment module in any mobile app used by our Partners. With this solution you can save lots of time and money needed for developing the technology by yourself.

Mobile Libraries were prepared for Android and iOS. We provide files and documentation which grant fast and simple integration of payment module in your mobile app.

Mobile paymentsWe focus on Omnichannel

BLIK payment

SELECT BLIKPAYMENT METHOD

IN YOUR BANK MOBILE APP PRESS BLIK ICON

TRANSCRIBE BLIK CODETO TRANSACTION PANEL

CONFIRM PAYMENTON YOUR PHONE

BLIK is a polish mobile payment system which uses 6 digit, nonrecurring codes. System ensures maximum speed and convenience of mobile payments in any place and time.

BLIK doesn’t require logging in to bank account, you just need to generate new code in mobile app and confirm transaction on your phone.

BLIK payment

Card payments with Elavon

Solutions for any scaleElavon is the fifth largest financial institution in the world which processes transactions for over 1.3 million companies all over the world ensuring comprehensive, secure and scalable payment solutions.

Transactions in all currencies You can accept card payments in any currency using DCC – dynamic currency conversion. DCC is available for VISA and MasterCard card holders.

24/7 ServiceAs Elavon Merchant you receive twenty-four-hour service and access to technical helpdesk.

All card payments in Tpay.com are protected by 3D Secure ensuring the highest level of card payment security.

Security and quality

Card paymentsLeading card solutions

Card payments with tgate

The best technology available on market which allows to pay directly within store’s website without redirections to acquirer’s page.

tgate card payment gate offers the highest level of security, payment convenience and appealing design which all boost customer’s satisfaction.

Integrate tgate in your store

Tgate payment gate allows remembering buyer’s card number and making consecutive purchases with just 1 click.

This solution also allows to accept cyclic payments which is great way of selling subscriptions and paid content access.

Cyclic payments in tgate

Additional payment methods

Premium SMS offers possibility to pay for services or website access with any telephone. tpay.com provides widget which you can place directly within your website.

Customer doesn’t need to own a bank account or credit card and SMS payment is fully anonymous – any prepaid cardis sufficient for completing transaction.

Premium SMS

MasterPass is a digital card wallet allowing making purchases with card all over the world. After registering your payment cards you can easily pay by logging to your MasterPass account.

MasterPasstm

PayPal service allows it’s users to globally transfer funds for online purchases. After registering their credit cards, customers can make international transactions from all countries.

PayPal

Broad choiceFull spectrum of payments

Online instalments

Online instalments with constant rate of interest are available for purchases between 300 and 20 000 PLN.

You can place Instalment Calculator on your website so that Customers can calculate value of single instalment before making a purchase.

Online instalments

FerBuy offers the buyers possibility to pay for orders up to 14 days after making a purchase or using instalments.

Customer receives credit decision within 30 seconds with minimal number of formalities.

FerBuy

eHat.me is easy-to-use and free of charge tool for gathering funds online. With eHat obtaining money is much easier, faster and more effective than with cash only.

eHat enables running your own projects, settlements between users and buying together online. You can also use the service to instantly transfer money to your friends.

How it works?

eHat.me mobile appeHat.me also provides its users with mobile app allowing to organize eHats and transfer money to friends, family or coworkers using just smartphone.

With eHat.me mobile app you can conveniently and swiftly gather required funds during meal, party or outdoors.

Group paymentsIncrease your sales and reach

Become eHat.me partner

Cooperation with eHat.me is an excellent opportunity to increase your revenue and reach of your products and services. Use full extent of advertising possibilities offered by eHat and provide your customers with comfortable and effective payment method.

eHat.me partnership program

Boost your sales Group payments allow more frequent purchases of more expensive products increasing your revenue.

New customersWith group purchases your offer becomes available for completely new groups of customers.

Advertising eHat.me community consists of thousands of users whom you can successfully reach with your advertising.

Joint promotionIf you want to promote your productor to conduct innovative marketing campaign – eHat.me is the perfect solution.

Dedicated corporate solutions

VARS stands for Virtual Account Recharge System. With this technology customers can make bank transfers with same title in order to charge their accounts without having to make a shop order. Users can make purchases, also mobile, in any place and time.

VARS is best suited for companies who’s regular customers frequently recharge their accounts. The best examples are tickets sale and sports betting. VARS ensures maximum comfort and encourages customers to frequent purchases,

VARS

WhiteLabel system enables accepting payments that are posted 24/7 in a way that your company data is displayed as payment recipient.

WhiteLabel is aimed for the largest companies trusted by Customers. This is the most effective solution if you want to accept valuable payments which are posted immediately.

WhiteLabel

Additional possibilitiesImprove and develop business

System features

tpay.com offers multi-access feature which is perfect technology for franchise companies who wish to settle all payments within one management system.

You just need to create subaccounts to the main account and pass access data to owners of franchise points.

Multi-access

tpay.com system allows you to commission even up to 500 transfers simultaneously with mass-payouts feature.

After creating correct CSV file you just need to upload it in Merchant Panel to make all required settlements with customers.

Mass payouts

tpay.com enables possibility of making refunds both in Merchant Panel as well as through API.

You can also use automatic refunds feature which allows to send money back even before charging commission. This is one of the most effective solutions for selling products limited by time such as tickets.

Payment refunds

Payments without system integration

This tool allows you to generate website with payment form for your products or services. Amount and scope of data required for payment can be freely modified.

Payment forms is an excellent way to build individual relations with Customers. It is possible to accept payments without full payment system integration.

Creating a payment form doesn’t require any technological expertise – you just need to drag and drop desired components.

Payment forms

In Tpay.com you can generate payments URL that allow customer making payment that is specifically described by Merchant. You can send payment link directly to the customer or place it on digital invoice.

Payment links

Bank selection in your store

tpay.com payment system can also be integrated so that payment method choice takes place within shop’s website. After choosing bank customers will be guided directly to bank logging panel.

This technology boosts transaction speed and customer trust to online purchases. To use this solution you just need to follow provided technical documentation.

Bank selection in your store

Additional possibilitiesImprove and develop business

Easy payments integration

With ready to use libraries provided by tpay.com you can integrate instant online payments in any dedicated or original ecommerce platform and offer your customers automated payments.

tpay.com libraries enable integration in the shortest period of time possible, requiring minimal amount of work. This allows to elicit significant savings and increases flexibility of used solutions.

tpay.com libraries

tpay.com provides comprehensive API which can be used for comfortable payments management from store’s dashboard. To apply tpay.com API you just need to follow instructions in technical documentation.

Transactions and refunds API

With tpay.com technical documentation you can easily and effectively integrate payment system in your solutions. Documentation is available both in Polish and English language.

Technical documentation

Easy integrationSave time and money

Quick implementation

54 READY-TO-USE

SHOPMODULES

With provided shop modules it’s possible to integrate tpay.com payment system in the most popular ecommerce shop platforms even in few minutes.

You can choose between open-source and commercial solutions offered on Polish and international market. tpay.com ensures flexibility and easy integration for your business.

Shop modules

Electronic Payment Confirmation (EPC) is information about registering a payment in tpay.com system sent via email to customers and merchants.

This message allows easy payment identification and beginning the order execution process. With EPC you can also check current transaction status and pay again if any problem occurs.

Payment confirmation

We provide you with opportunity to download comprehensive report about transactions, refunds, charges and commissions. You just need to log in to Merchant Panel and download report for any period of time.

Additionally we can generate and automatically send you transaction reports daily or monthly.

Tpay.com reports

Transaction confirmation

We exist for youAlways willing to help

Contact us

Customer servicetpay.com provides helpline available between 8 AM and 10 PM GMT +1

+48 12 35 02 477

+48 22 37 90 277

+48 61 66 82 778

info@tpay.com@