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client >> Delta Groupdescription >> Company Profi le

client >> GBI Reality Pte Ltddescription >> Edward Boustead Centre Brochure

client >> Classic Ideas Design & Build Pte Ltddescription >> Company Profi le

The wisdom of the The wisdom of the The wisdom of the ying-yang symbol ying-yang symbol ying-yangreminds us that while opposites are reminds us that while opposites are reminds us that while opposites are distinctly different, both are necessary distinctly different, both are necessary distinctly different, both are necessary for there to be a whole. for there to be a whole. for there to be a whole.

Opposites do not spell conflict; rather, Opposites do not spell conflict; rather, Opposites do not spell conflict; rather, they create balance. they create balance. they create balance.

In this globalised economy, Classic In this globalised economy, Classic In this globalised economy, Classic Ideas seeks partnerships with Ideas seeks partnerships with Ideas seeks partnerships with companies across the world to merge companies across the world to merge companies across the world to merge the best attributes of East and West. the best attributes of East and West. the best attributes of East and West.

In Asia, Western influences lead the In Asia, Western influences lead the In Asia, Western influences lead the way in interior design and product way in interior design and product way in interior design and product innovation. innovation.

Where Asia can contribute to a more Where Asia can contribute to a more consumer-friendly end product is the consumer-friendly end product is the tradition of fine craftsmanship and highly-competitive labour costs.

Combining European design sophistication with lower production costs, Classic Ideas offers consumers quality home renovations at affordable prices.

IntroIntroIntro

European Design Sophistication

Trained in the style of modern European interior design, our designers approach their work as a living art, constantly evolving as fashion, sensibilities and expectations change.

Sensitivity, awareness and inspired creativity are tools of our craft.

To stay abreast of the latest trends in design and cutting-edge accessories, our designers travel to various design capitals in the world to experience it all first-hand.

Asian Craftsmanship & Value

Both Asians and Europeans have long traditions of craftsmanship. In Singapore, traditional techniques are enhanced by modern technology to improve manufacturing precision and speed of production.

In Asia, we enjoy a major competitive advantage in this labour-intensive carpentry industry. Labour costs in Asia are comparatively low, without any difference in quality of workmanship.

Classic Ideas offers a complete interior design solution combining European-style design and quality with Asian cost advantages.

World of Choice

For the past 20 years, Classic Ideas has developed expertise and resources to meet the needs of two types of customers.

Much of the company’s business caters to renovation solutions for the price-conscious homeowner who wishes to have visually-exciting design without necessarily the finest quality materials.

Classic Ideas also services the designer-conscious client with more demanding requirements. For them, we created the Elvani range of kitchen furniture and accessories. Elvani is custom-made with meticulous attention to detailing; and the finishing includes the finest European-imported fittings.

Whatever your choice at Classic Ideas, you are assured of excellent value.

Creative PartnershipsPartnerships

Our ideal business relationship is a long-term partnership where we provide renovation, interior design and custom-made furniture to architects, real-estate developers and major interior designcompanies.

We have the experience and capacity to manufacture built-to-fit furniture for installation in Europe and Middle-East.

Our in-house designers can be flown out to provide design consultancy or assist with installation.

Because we have our own factory, reliability and quality is assured – we have total control over the entire production process.

In Good Company

Founded almost 20 years ago, Classic Ideas is a market leader in Singapore for home renovation and interior design.

Staffed by over 120 trained and experienced personnel, Classic Ideas has a 1,500m2 factory and three showrooms, each over 500m2.

Over the past 10 years, Classic Ideas has renovated more than 5,000 homes and properties such as: • Landed houses• Condominiums• HDB apartments• Child-care centres• Food courts• Tuition centres

Classic Ideas’ expertise and resources include building homes from the ground up.

The end result can only be judged by one measure: Customer Satisfaction.

“‘Going the extra mile’, ‘doing above and beyond the call of duty’ - these are

phrases apt to describe your staff. We had peace of mind throughout the renovation process. Classic Ideas lives

up to its name of being truly classical by having good staff.”

Myca Tan and Laura Tan

“You had shown pro-activeness in guiding us through details in

material selection, home designing and accommodating our needs

throughout the period of renovation.”Thomas and Agnes

“We are very impressed with the job done. My kitchen has a new look and

is more spacious despite having more cabinets compared to previous one.

We would like to thank you for the prompt and excellent service.”

Jamal & Hadijah

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In the realm of interior design.

Head office

2 Alexandra Road, Delta House

#05-02 Singapore 159919

Tel: +65-64470111 Fax: +65-62744388

[email protected]

Showrooms

2 Alexandra Road, Delta House

#01-01 Singapore 159919

Tel: +65-62741511 Fax: +65-62744388

200 Changi Road, Great Eastern @ Changi

#01-01/02 Singapore 419734

Tel: +65-63448484 Fax: +65-3444277

178 Paya Lebar Road, Paya Lebar 178 Building

#01-05, #02-04/05 Singapore 409030

Tel: +65-67851811 Fax: +65-67892482

Carpentry Workshop

55 Sungei Kadut Drive

Singapore 729563

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16 Grooming Business Leaders of the World

19 Of Sense and Simplicity

34 Seven Ways to Reinvent Business for the Age of

Capability

CHAMBER EXCLUSIVES!

40 • SPECIAL REPORT:

Celebrating the Chamber’s 172nd Anniversary at the

SICC AGM 2009

Reading The Minds Of Today’s Executives

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SINGAPORE’S FIRST

ECONOMIC JOURNAL

Jul - Sep 2009

Volume 7 No 3

S$5.00 (Incl. GST)

Centred Leadership:

How Talented

Women Thrive

46 • SICC Welcomes

Trade Delegation

from Myanmar

47 • Five Minutes With

Acting General

Manager of Qatar

National Bank (QNB)

Singapore

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Centred Leadership:

How Talented

Women Thrive

A new approach to leadership can help women become more self-

confident and effective business leaders.

By ��

Cover Story

6BM-v7no3-FA.indd 6 9/1/09 10:35:40 AM

�omen star t careers

in business and other

professions with the same level of

intelligence, education, and commitment

as men. Yet, comparatively, few reach

the top echelons.

This gap matters not only because the

familiar glass ceiling is unfair, but also

because the world has an increasingly

urgent need for more

leaders. All men and women

with the brains, the desire

and the perseverance to

lead should be encouraged

to fulfil their potential and

leave their mark.

W i t h a l l t h i s i n m ind ,

the McKinsey Leadership

Project – an initiative to

help professional women

at McKinsey and elsewhere

– set out four years ago

to learn what drives and

sustains successful female

leaders. We wanted to help

younger women navigate

the paths to leadership

and, at the same time, to

learn how organisations

could get the best out of

this talented group.

To that end, we have interviewed more

than 85 women around the world (and

a few good men) who are successful in

diverse fields. Some lead 10,000 people

or more, others five or even fewer. While

the specifics of their lives vary, each one

shares the goal of making a difference

in the wider world. All were willing to

d i s c u s s

their personal

experiences and to provide

insights into what it takes to stay the

leadership course. We have also studied

the academic literature; consulted

experts in leadership, psychology,

organisational behaviour, and biology;

and sifted through the experiences of

hundreds of colleagues at McKinsey.

From the interviews and other research,

we have distilled a leadership model

comprising five broad and interrelated

dimensions (exhibit): meaning, or

finding your strengths and putting them

to work in

the service of an inspiring

purpose; managing energy, or knowing

where your energy comes from, where

it goes, and what you can do to manage

it; positive framing, or adopting a more

constructive way to view your world,

expand your horizons, and gain the

resilience to move ahead even when bad

things happen; connecting, or identifying

who can help you grow, building stronger

relationships, and increasing your sense

of belonging; and engaging, or finding

your voice, becoming self-reliant and

confident by accepting opportunities

and the inherent risks they bring, and

collaborating with others.

We call this model centred leadership.

As the name implies, it is about having a

well of physical, intellectual, emotional

and spiritual strength that drives personal

achievement and, in turn, inspires others

to follow. What is par ticularly exciting

is that we are star ting to discover ways

Positiveframing

Engaging

Meaning

Self-awarenessLearned optimismMoving on

HappinessSignature strengthsPurpose

Minimising depletion RestorationFlow

Impact:

ResilienceBelonging

Presence

VoiceOwnershipRisk takingAdaptability

Your personalandprofessional context

Preconditions:

ConnectingNetwork designSponsorshipReciprocityInclusiveness

Managingenergy

IntelligenceTolerance for change

Desire to leadCommunication skills

e x h i b i t

Five dimensions of leadership

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Timeless SophisticationGc SE-2 Limited Edition Automatic in Rosegold or Steel, S$1,695

Limited to 1,000 pieces per model, the SE-2 Automatic exudes an aura of refined taste and chic sophistication. This cushion-cornered, octagonal-cased watch

with eight screws on the bezel has a modern appeal that attracts attention at a glance, thanks to its superb combination of spor ty premium materials and

excellent craftsmanship. Like the man who wears it, the SE-2 Automatic makes a sophisticated statement without saying a word.

Adventurous SpiritGc Sport Class XL, S$928

The new Spor t Class XL from Gc Watches is a powerful timepiece for those with an adventurous lifestyle. It features a rose gold unidirectional turning bezel on a polished steel case and sophisticated dial design with a precision Swiss dual-counter chronograph movement, big date window and SuperLuminova coated hands.

Urban CoolVSA Chrono Classic XLS MT (Multi Task), S$1,799

A modern twist on the classic and time-honoured Chrono Classic, the new Chrono Classic XLS MT can be multitasked safely to a depth of about 100 metres and is available with a

silver or Black Ice dial on a sophisticated Black Ice PVD finish bracelet. Simplicity, efficiency and quality – what else would

you expect from the makers of the original Swiss Army Knife?

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• Guess Collection (Gc) watches featured in this section are available in all GUESS Boutiques, GUESS Accessory Stores, Takashimaya, TANGS Orchard & Vivocity, OG Orchard Point and authorised watch retailers.

• Victorinox Swiss Army (VSA) watches featured in this section are available at Tangs Orchard and authorised watch retailers.

Showcase

BM V7N2_layout.indd 18 5/12/09 6:05:03 PM

WRIST

forforHER

Sweet SimplicityVSA Chrono Classic Lady, S$959

Building on the success of the Chrono Classic Collection launched in 2006, VSA presents the

Chrono Classic Ladies collection. A combination of high polish and satin finishes on the case per fectly

frame the classic shiny white and pale pink mother-of-pearl dial options. Completed by an ultra soft white

lamb leather strap, the collection fuses femininity and precision styling.

Opulent SplendoursGc Diver Chic Black Ceramic Diamond, S$2,395Gc Diver Chic Pink Sapphire, S$1,495

The addition of precious gemstones takes this collection to a luxurious level. Diamonds and pink sapphire embellish the bezel and dial of this elegant watch that comes in white or black ceramic. This elegant union is a true expression of spor ty chic luxury.

CANDY

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Sporty ChicGc Diver Chic Chrono, S$648

Sleek and seductive, the ladies’ Diver Chic collection from Gc Watches is the essence of individual expression in the luxury spor t watch world. With a superb bracelet design and notched bezel, this solid stainless steel beauty is a singular statement of aesthetics and feminine elegance. It combines high-precision function with luxurious attitude for the active, sophisticated lifestyle.

Information courtesy of FJ Benjamin Holdings Ltd

BM V7N2_layout.indd 19 5/12/09 6:06:15 PM

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Exclusive Island RetreatBanyan Tree Spa Bintan

Located in the Riau archipelago

on the spectacular talcum-white

private beach of Tanjong Said

on Bintan Island, Banyan Tree Bintan is

about an hour away from Singapore by

high-speed catamaran. The Banyan Tree

Spa Centre features lavish reminders of

nature and was built around the natural

beauty of rocks and old growth trees.

Guests will be greeted by four exclusive

Garden Spa Pavilions – named after

local flowers such as the Anggrek,

Bougenville, Cempaka and Dahlia

– which are equipped with plush day

beds reminiscent of a bale bengong, or

a traditional Indonesian resting place.

A highlight of Banyan Tree Spa Bintan is

the Yoga Wellness experience, where

a delectable yet healthy breakfast

complements the yoga session in the

comforts and privacy of your villa.

For the ultimate spa experience, The

Banyan Indulgence treatment packages

comprise signature and decadent

Banyan Tree Spa experiences including

Royal Banyan and Harmony Banyan.

The Royal Banyan features the exclusive

Banyan Massage, which combines

the best of East and West massage

techniques and uses a harmony of

intricate and rhythmic strokes to ease

away tension and work its magic on

the senses. The highlight of Harmony

Banyan is a massage conducted by two

therapists, working in unison to bring

about a harmonious sense of well-being.

Maintaining balanced pressure, two

therapists who complement each other

in physique and temperament, work

each side of the body simultaneously.

The head and feet are then massaged

at the same time to induce a state of

deep relaxation.

To showcase the local culture and

ingredients, a category of the new

spa menu is dedicated to traditional

therapies reflecting the uniqueness of

the spa destination. At Banyan Tree

Spa Bintan, the Indonesian Traditions

category lends local flavours with

treatment packages exclusively for

the lady and the gentleman. These

treatment packages include ancient

treatments that are passed down from

generation to generation like Boreh

Wrap, Lulur Scrub and Kemiri Nut

Purifier.

Exclusive Island RetreatExclusive Island Retreat

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24BM-v7no3-FA.indd 24 9/1/09 10:48:11 AM

Urban Spa GetawayBanyan Tree Spa BangkokUrban Spa Getaway

Located in the central business

district on South Sathon Road,

Banyan Tree Bangkok is 45

minutes away from Suvarnabhumi

International Airport and is the fourth

property established by Banyan Tree

Resorts & Hotels in January 2002. A

city sanctuary in the heart of Bangkok,

the 61-storey hotel boasts Bangkok’s

largest garden spa, serenely located in

the sky – on the 19th and 20th levels.

Taking the lead as a spa pioneer and

innovator, Banyan Tree Spa Bangkok

is an ideal escape for day spa seekers

as well as inhouse guests.Banyan Tree

Bangkok’s guests can experience the

signature Rainmist experience, hosted

in the all-new Grand Spa Suites built

for couples. Three of these beautifully

designed suites reflecting Asian

rejuvenation and equipped with steam

facilities are available for guests to

experience the exquisite aquatherapy.

The signature Rainmist experience is a

rejuvenating Banyan Tree Spa innovation

combining steam and shower facilities

at the treatment bed. The Rainforest

Dew Mist, for instance, is a 150-minute

session combining orange and yoghurt

scrub, honey and milk conditioner, Rain

Mist shower and choice of massage.

In addition, the four Deluxe Spa Suites

offer steam, jet-pool bath and shower

facilities. This complements the three

existing Double Spa Suites and six

Single Spa Suites. Guests will also enjoy

the panoramic floor to ceiling views

of Bangkok available in many of the

treatment rooms.

Guests with hectic travel and business

requirements can achieve a more

holistic balance in life by attending

yoga classes in the Meditation Sphere.

Harried guests will find peace in the

Bamboo Aisle, a calm and meditative

‘garden’ designed to spark the spirit

with a flow of crystal reflections. In

addition, spa goers can opt to go for

yoga, meditation, aerobics or aqua-

aerobics classes or choose to achieve

a full body workout at the gymnasium,

utilise the main pool for lap swimming

or enjoy a leisurely dip in the pool.

Sanctuary for the SensesSanctuary for the SensesSanctuary for the SensesSanctuary for the Senses

25BM-v7no3-FA.indd 25 9/1/09 10:49:19 AM

C o n t e n t sC o n t e n t sCover Story 6

Rebranding in the Economic Recession:

A Time to Gain Over the RestBusiness Minds seeks to demonstrate

how ‘rebranding’ could just be the perfect ingredient to insulating businesses

for the tough times to come.

Business Updates Short takes on recent business news, trends and happenings

in the region and around the world. 3Potpourri

We track some of the latest product and service launches in the business-to-business market. 10

Company Watch Queen of the Skies

Singapore Airlines (SIA) emerged as the overall champion of Singapore’s brands in 2008, with the most valuable brand

portfolio and the highest brand rating in the country. 14

Personality

17 Small Steps to Big DreamsGetting upclose and personal with Singapore’s Entrepreneur of the Year 2008.

Showcase 20 We recommend you some venues to hold your business

events in Singapore – the world’s top meeting destination.

Escape

22 All You Have to Do is Enjoy the Rush! Let your hair down and experience the thrill of freefall at Sydney’s Skydive the Beach.

Feature

25 Islamic Banking in the Middle East and North AfricaBanking on Islamic finance in two major regions of the world.

Insights

28Experiencing the Brand; Branding the ExperienceAccenture explores how the ‘masters’ effectively create and deliver the brand experience to turn their customers into advocates, and keep them coming back for more.

31Assessing Innovation MetricsThe results of a new McKinsey Global Survey show that many companies think they are doing a good job of measuring innovation when in fact there is significant room for improvement.

36 Chief Executive’s Message 38 Events 39 Five Minutes With Group GM of City Developments Limited 40 Upcoming Exhibitions and Conferences 41 New SICC Members 42 Members’ Profiles 43 Export Opportunities 44 Expatriate Living Costs

614

22

Jan - Mar 2009 Volume 7 No 1 S$5.00 (Incl. GST)

14

BM V7N1_OP-final.indd 1 3/9/09 6:02:08 PM

E ven in the current economic turmoil,

innovation remains a high strategic priority

for most companies, and many see it as a

strong contributor to growth. Yet many also struggle to

measure the performance of their innovation portfolios.

In a recent McKinsey Global Survey1, we asked senior

executives which types of innovations their companies

pursue, which ones they measure and with what metrics,

what goals they have in using metrics, and how satisfied

they are with the metrics they chose. Companies

reporting the highest contribution to growth from

their innovation projects tend to be more interested in

pursuing and measuring their innovations as a portfolio

and therefore use metrics across the whole innovation

process. In the end, they are more satisfied than others

with the ability of such metrics to help their organisations

do everything, from aligning individual performance

incentives to improving innovation performance as well

as communicating with investors.as communicating with investors.

Assessing

Innovation Metrics��

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Sixteen percent of the respondents say that their

companies do not use any metrics to assess innovations.

Among those that do, most are satisfied overall, though

the findings suggest they are not using these metrics

as effectively as they could. Most notably, companies

are much likelier to rely on metrics for outputs than

for inputs, thus they are not assessing the whole

process of innovation. Forty-five percent do not track

the relationship between spending on innovation and

shareholder value. Further, although many companies

are satisfied with their use of innovation metrics in

general, far fewer are satisfied with specific uses, such

as aligning individual performance incentives.

InsightS

31BM V7N1_OP-final.indd 31 3/9/09 6:05:33 PM

Rebranding��

By ��

IN the Economic Recession:

A Time to Gain Over

the Rest

Cover Story

6BM V7N1_OP-final.indd 6 3/9/09 6:02:53 PM

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client >> APLICdescription >> 10th APLIC Congress Korea logos

client >> The Furniture Malldescription >> Mailling Leafl et

client >> Blue Ocean Envirotechdescription >> BOE folder + Brochure

client >> Singapore International Chamber of Commercedescription >> Folder

CommunityCommunityCommunityCommunityResources and PoliciesResources and PoliciesResources and PoliciesResources and Policies

Health SystemsHealth SystemsHealth SystemsHealth SystemsOrganisation of Health CareOrganisation of Health CareOrganisation of Health CareOrganisation of Health CareOrganisation of Health Care

Self-ManagementSelf-ManagementSelf-ManagementSelf-ManagementSupport

Informed,Activated

Patient

Prepared,Proactive

practice Team

ProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveProductiveInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractionsInteractions

DeliverySystemDesign

DecisionSupport

ClinicalClinicalClinicalClinicalClinicalInformationInformationInformationInformationInformation

SystemsSystemsSystemsSystemsSystems

Improved Outcomes

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the Chronic Care Model* highlights the need to move from the current mode of

operation, which is essentially reactive, to one that is proactive - keeping a person as healthy by involving him or

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With this framework in place, it will lead to improved clinical outcomes.

The Chronic Care Model

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client >> Singteldescription >> Healthcare 360 folder

client >> Greenview Secondary Schooldescription >> Folder

13 Tuas Crescent Singapore 638707 Tel: (65) 6265 1010 Fax: (65) 6864 5555 E-mail: [email protected]: http://www.jayaholdings.com Co. Reg. No.: 199002391E

JAYA HOLDINGS LIMITED

Annual Report 2008

JAYA HOLDINGS LIMITEDJAYA HOLDINGS LIMITED

Embracing Steady Growthin the Marine & Offshore Business

Annual Report 2008


13 Tuas Crescent Singapore 638707 Tel: (65) 6265 1010 Fax: (65) 6864 5555 E-mail: [email protected]: http://www.jayaholdings.com Co. Reg. No.: 199002391E


Navigating Continued Excellence

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� Bishan-Toa Payoh Town

Council Seventh Term of

Office

� Corporate Information

� Chairman’s Review� Chairman’s Review�

�� Financial Statements

Home is where we have a sense of belonging. We believe that Home is where we have a sense of belonging. We believe that Home is where we have a sense of belonging. We believe that Home is where we have a sense of belonging. We believe that Home is where we have a sense of belonging. We believe that human touch is important to create a better estate, a better human touch is important to create a better estate, a better human touch is important to create a better estate, a better human touch is important to create a better estate, a better home for you by understanding your needs. Residents should home for you by understanding your needs. Residents should home for you by understanding your needs. Residents should home for you by understanding your needs. Residents should also take a stand to make a difference in your estate. A little also take a stand to make a difference in your estate. A little also take a stand to make a difference in your estate. A little also take a stand to make a difference in your estate. A little action from oneself will spur one another to keep the estate action from oneself will spur one another to keep the estate action from oneself will spur one another to keep the estate action from oneself will spur one another to keep the estate a nice place to live in. We hope to work together in building a a nice place to live in. We hope to work together in building a a nice place to live in. We hope to work together in building a a nice place to live in. We hope to work together in building a a nice place to live in. We hope to work together in building a home that satisfy both you and I.

Just as the saying goes “It takes two to tango”.Just as the saying goes “It takes two to tango”.Just as the saying goes “It takes two to tango”.Just as the saying goes “It takes two to tango”.

��We all like to have our thoughts We all like to have our thoughts and situations not only heard, and situations not only heard, but to be understood as well. but to be understood as well. Teamwork only exists when each Teamwork only exists when each party does their part – similarly party does their part – similarly a body. If the whole body were a body. If the whole body were an eye, where would the sense an eye, where would the sense an eye, where would the sense an eye, where would the sense an eye, where would the sense an eye, where would the sense of hearing be? If the whole body of hearing be? If the whole body were an ear, where would the were an ear, where would the sense of smell be? A body function sense of smell be? A body function well when all five senses come well when all five senses come together.

The Town Council seeks to listen. The Town Council seeks to listen. With feedback, there is efficiency With feedback, there is efficiency as we strive towards perfection as we strive towards perfection in maintaining the estate. in maintaining the estate. Improvements will be ongoing; all Improvements will be ongoing; all it takes is to give us feedback to do it takes is to give us feedback to do better, and let us know the areas better, and let us know the areas that are commendable. that are commendable.

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Our logo depicts both the distinctive architecture of Bishan’s Housing Development Board (HDB) flats and the Viewing Tower of Toa Payoh Garden. The blue and green colours represent a fresh, clean and healthy environment within the community.

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Toa Payoh OfficeBlock 125A #01-134 Lorong 2 Toa Payoh Singapore 311125Tel: 6259 6700Fax: 6259 9626

Bishan OfficeBlock 197 #01-585 Bishan Street 13Singapore 570197Tel: 6259 6700Fax: 6356 7388

Websitewww.btptc.org.sg

[email protected]

Operating Hours8.00am - 5.30pm (Monday to Friday)8.00am - 12 noon (Saturday)

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Number of Units in Bishan-Toa Payoh Town 52,711 *

Number of Blocks in Bishan-Toa Payoh Town 526*

Number of Residents in Bishan-Toa Payoh Town 210,000**(average 4 persons per household)��

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client >> Jaya Holding Limiteddescription >> Annual Report 2008~09

client >> Bishan-Toa Payoh Town Councildescription >> Annual Report 2008~09

ANNUALREPORT2007•2008

client >> SICCdescription >> Annual Report 2007~08

client >> Various clientdescription >> Name cards

client >> Singapore Polytechnicdescription >> fullstop Website

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� Score your monthly business performance �� Helping new planners prosper �� Learning from fpa’s research �� How FPA retreat will help you grow

The Alchemy of Finance: ��

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client >> Financial Planning Association Of Singapore (FPAS)description >> The Practice Newsletter

client >> Singapore Polytechnicdescription >> fullstop Newsletter

client >> Aerospecdescription >> Calendar 2007

client >> Majlis Ugama Islam Singapore (MUIS)description >> Calendar 2007

client >> The Furniture Malldescription >> Calendar 2007

client >> Glenn Marine Groupdescription >> Calendar 2009

Net a Netbook Net a Netbook Net a Netbook with Your with Your

Next Holiday!It’s official. The economy is on the path to recovery, folks are starting to spend again, and travel plans which have taken a backseat are now back in action! There is no better time to travel than now, so hurry, book your next trip, bundle it together with ManuTravel+, your comprehensive travel insurance plan, and get to enjoy fabulous

offers and great gifts from now till 31 January 2010!

Enjoy greater value for money with our plans:· Single Trips – Enjoy a 15%* discount· Annual Plans – Receive a Philips Salon Shine

hairdryer*^ worth S$50 With each Single Trip purchase, you stand a chance~^ to win a XXX netbooks from HP tworth S$699 each. Triple your winning chances~^ with purchase of our Annual Plan! So book your holiday, enjoy the discounts from ManuTravel and net a netbook now! It couldn’t have been any easier. To apply, call your Manulife Financial Planner or call MSIG Insurance’s hotline 6827 2768 (8.45am – 5.30pm) and quote your privilege code (printed in the address label overleaf).

* Promotion terms and conditions apply.^ Applies to new policies only. Renewals are excluded. While stock lasts.+ Policy terms, conditions and exclusions apply.~ Lucky Draw terms and conditions apply.

Manulife (Singapore) Pte Ltd (Reg No. 198002116D)

491B River Valley Road #16-03 Valley Point S(248373)

Brought to you by Underwritten by

MSIG Insurance (Singapore) Pte. Ltd. (Reg No. 200412212G)

4 Shenton Way #21-01 SGX Centre 2 S(068807)

Manulife (Singapore) Pte Ltd (Reg No. 198002116D)

491B River Valley Road #16-03 Valley Point S(248373)

Brought to you by Underwritten by

MSIG Insurance (Singapore) Pte. Ltd. (Reg No. 200412212G)

4 Shenton Way #21-01 SGX Centre 2 S(068807)

Enjoy greater value for money with our plans:· Single Trips – Enjoy a 15%* discount· Annual Plans – Receive a Philips Salon Shine

hairdryer*^ worth S$50 With each Single Trip purchase, you stand a chance~^ to win a XXX netbooks from HP tworth S$699 each. Triple your winning chances~^ with purchase of our Annual Plan! So book your holiday, enjoy the discounts from

ManuTravel and net a netbook now! It couldn’t have been any easier. To apply, call your Manulife Financial Planner or call MSIG Insurance’s hotline

6827 2768 (8.45am – 5.30pm) and quote your privilege code (printed in the address label overleaf).

* Promotion terms and conditions apply.^ Applies to new policies only. Renewals are excluded. While stock lasts.+ Policy terms, conditions and exclusions apply.~ Lucky Draw terms and conditions apply.

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It’s official. The economy is on the path to recovery, folks are starting to spend again, and travel plans which have taken a backseat are now back in action! There is no better time to travel than now, so hurry, book your next trip, bundle it together with ManuTravel+, your comprehensive travel insurance plan, and get to enjoy fabulous offers and great gifts from now till 31 January 2010!

Enjoy greater value for money with our plans:· Single Trips· Annual Plans

hairdryer*^ worth S$50

With each Single Trip purchase, you stand a chance~^ to win a Triple your winning chances~^ with purchase of our Annual Plan!

So book your holiday, enjoy the discounts from ManuTravelhave been any easier. To apply, call your Manulife Financial Planner or call MSIG Insurance’s hotline

6827 2768 (8.45am – 5.30pm) and quote your privilege code (printed in the address label overleaf).

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client >> Various Clientsdescription >> Advertisement

client >> JVCdescription >> Press Ad & Banners

client >> Haierdescription >> Handphone Campaign

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client >> Sensation!description >> Photo albums + DVD box + DVDclient >> Sensation!

MEMBER’SDIRECTORY

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client >> SICCdescription >> Members Directory

client >> Mihin Lanka Airlinedescription >> Airplane peripherals

client >> Lerkthaidescription >> Billboard

client >> Nutri Noodledescription >> Stickers

client >> The Furniture Malldescription >> Red packet

client >> Various Clientdescription >> Books

client >> Majlis Ugama Islam Singapore (MUIS)description >> Singapore Awqaf Training Workshop 2008

[email protected]

tilen-design portfolio

Documents

exciting design

europeanstyle design

various design capitals

product way

product innovation

globalised economy

world of choicefor

western influences