total money makeover - dave ramsey homepage -
TRANSCRIPT
Give someone aTotal Money Makeover
this ChristmasIt’s a gift that lasts a lifetime!
On the:New York TimesPublisher’s WeeklyWall Street JournalUSA TodayBarnes & NobleBEST SELLER LIST!
$99.99WANT IT ALL SPECIALITEM# ALLThis special package gives you Santa’s whole bag of goodies at an incredible price. Everything you needfor a Total Money Makeover is included in this special. Give it all as a gift, divide it up as several gifts orkeep and use it all to kick off your New Year’s resolution to dump debt and take control of your money.
The Want It All Special includes: • NEW! Total Money Makeover Book • How to Have More Than Enough Planner • Financial Peace Revisited Book • Cash Flow Planning Video • Financial Peace Planner • The Great Misunderstanding Video• Financial Peace Software • Dumping Debt Video• More Than Enough Book
O R D E R T O D A Y ! C a l l 1 - 8 8 8 - 2 2 - P E A C E2
PACKAGE SPECIALS AT GREATHoliday PRICES!
$59.99BIG CHRISTMAS SPECIALITEM# BIGThis package includes a set of basic tools toempower you to take control of your finances,beat debt, and win with your money.
The Big Christmas Special includes: • NEW! Total Money Makeover Book • Dumping Debt Video • Cash Flow Planning Video • Financial Peace Software
Retail Price$94.00!
Retail Price
$183.00!
O r d e r o n l i n e 2 4 h o u r s a d a y a t w w w . d a v e r a m s e y . c o m
“Straight-Shooting,No-Frills Financial
Wisdom”
$19.99FINANCIAL PEACE REVISITED
ITEM# FREECASSThe New York Times best-selling classic
revisited! Updated with 4 new chapters on marriage, singles, kids and families. Buy Dave’sbook and get our most popular audio teachings
“Cash Flow Planning” and “Dumping Debt” on audio cassette all for one low price!
$14.95HOW TO HAVE MORE THAN ENOUGH PLANNERITEM# MTEPLANA step-by-step guide to creating abundance.Filled with Ramsey’s blend of down-home wisdom, and overflowing with inspirationalinsights that have made him a trusted friend to families in financial distress. “How to Have More than Enough” offers you and your spouse the chance to work togethertoward building wealth.
$14.95FINANCIAL PEACE PLANNER ITEM# PLANDave’s workbook format allows you to frequently monitor your progress and, mostimportantly, to face your situation with honesty. Inside you’ll find help on how to: • Assess the urgency of your situation • Create a realistic budget • Clean up your credit rating• Dump your debt
Buy any10 BOOKS*
for only $100.00!
* Total Money Makeover is not included.
$14.00MORE THAN ENOUGHITEM# MTEBKGoing beyond just a book about money, More Than Enough guides you through finding a balance in your life and relationshipsby setting personal goals, creating a personalvalue system and understanding the connection between money and romance!
$14.99PRICELESS
ITEM# PRICEAs Dave Ramsey says,
“If normal is broke, I want to be weird.” In this compact giftbook, Dave uses straight talk,
down-to-earth humor, andquotes from his Rolodex to
help people learn to be weird.It’s a message of both hope
and empowerment.
$14.99ITEM# PFBKSP
El primer best seller que escribiera Dave Ramsey ha sido actualizado concuatro nuevos capítulos y traducido al español. Con un plan probado para
sacarlo de las deudas, controlar su dinero y prosperar, este libro le ayudaráa entender las fuerzas financieras que trabajan en su vida y le mostrará
como controlarlas para enriquecerlo a usted y su familia, financiera, emocional y espiritualmente.
$11.99LA TRANSFORMACION TOTAL DE SU DINERO (Total Money Makeover in Spanish)ITEM# TMMOBKSPEl nuevo libro de Dave Ramsey es inspiración,motivación y un plan para ayudarlo a lograr sus metas financieras. Este libro provee instruc-ciones paso a paso para que Ud. pueda ganarcon su dinero. A cada paso crucial hay un ejemplo de como lo logró una de las miles depersonas que ya estan libre de deudas.
With 2 audio cassettes!
´
TRANQUILIDAD FINANCIERA
$19.99TOTAL MONEY MAKEOVERITEM# TMMOBKDave Ramsey’s newest book is inspiration, motivation, and a plan tohelp you accomplish your financial goals. This book provides step-by-step instructions for winning with your money. With each crucial stepthere is an example of how one of the tens of thousands of people who are debt-free accomplished that step.
3
O R D E R T O D A Y ! C a l l 1 - 8 8 8 - 2 2 - P E A C E4
$16.95COTTON SPORT SHIRTITEM# CHR0427 oz. 100% cotton piquesport shirt with welt knitcollar and cuffs, tapedneck, clean finished three-button placket. Color: Black or Creme.
$7.95STAINLESS STEELTRAVEL MUGITEM# CCFPUMUGSStainless steel 16 oz. mug with plastic liner and non-slip base.
$21.95LONG SLEEVE TWILL SHIRTITEM# CHR043100% cotton fine line twill6.5 oz. shirt with onepatch pocket, buttondown collar, and doubleback yoke. Washed, softened and preshrunkfor ultimate comfort.Every shirt is reactivedyed to retain its appearance. Color: Red,Green or Black.
$749.00 Reg. Price $1,269.00
FPU FINANCIAL LITERACY ON VHSITEM# CHR133Bring FPU and HOPE to disadvantaged and low income family units such as inner-city programs, low income housing, IDAs, CRA programs, prison programs, etc.Financial Literacy Christmas Special Includes:• 1 FPU Leadership Kit complete with 13 video
lessons by Dave Ramsey and Coordinator Guide• 10 FPU Membership Kits with
lifetime family membership You must qualify for this Special Purchase Pricecall 1-888-22PEACE, ext.141for details
Regardless of your age or income,
you cannot afford to miss out on this
powerful program!
SAVE $520!
SAVE $4!
SAVE $3!
SAVE $2!
SAVE $1!
$99.00 Reg. Price $189.00
FPU MEMBERSHIP KITITEM# CCN$99Financial Peace University is a 91-day life-changing program that empowerspeople financially with accountability and support group help nationwide.This life-changing programs includes:• Over $200.00 worth of educational materials• A life-time family membership
$769.00 Reg. Price $1,289.00
ON DVDITEM# CHR134
The perfect New Year’s Resolution
for your workplace!
Give the gift of HOPE!
$2.95MOUSE PADITEM# CCFPUMOUSEPAD7” x 8” x .25” rubber basepristine cloth. Lint-free.
Specialty Itemsfor
O r d e r o n l i n e 2 4 h o u r s a d a y a t w w w . d a v e r a m s e y . c o m 5
$849.00 Reg. Price $1,269.00
FPU CHRISTMAS CHURCH SPECIAL ON VHSITEM# CHRVHSChurch Special Includes:• 1 Church Leadership Kit complete with 13 video lessons
by Dave Ramsey with Coordinator/Leader’s guide• 10 Membership KitsLimit ONE FREE Leadership Kit per churchFor Christmas delivery, order must be received by 12/15/03
2 $29.95 Reg. Price $40.00
FPU DELUXE ENVELOPE SYSTEMITEM# WNES-EXECUTIVE2All the tools you need to begin Dave’s proven, easy-to-use Cash Management System. Try a simple way to manage your household income and expenses and avoid spending more than you earn! Complete Envelope System Includes: • Memo Pad • Coin Purse • Holds your Checkbook and Check Register
(register not included ) • Convenient Slots for Your Debit Card • Extra Cash-Management Envelopes
F0R
PERFECTSTOCKINGSTUFFERS!
SAVE $420!Offer ends 12/31/03
Reserve a Counseling Appointment AND RECEIVE FINANCIAL PEACE UNIVERSITY
all for only$299.00
ITEM# CC$299The 2-hour, one-on-one counseling session will help you achieve your goals and New Yearsresolutions of being debt free and building wealth. Dave’s Certified Counselors are locatedacross the country and they can help your specific situation.Included in this Great Gift:• 2-hour, one-on-one counseling session
(Valued at $475.00)• 1 Financial Peace University Kit
(Retail value $189.00)• Lifetime membership to attend FPU classes
COUNSELINGFINANCIALPEACEUNIVERSITYSPECIAL!
Counseling onlyITEM# CC$199
SPECIAL$199.00
Bring this LIFE-CHANGING
class to your church! contact the
FPU Church Department at 1-877-378-2667and ask for your Free Preview Video
Special price is good only through
12/31/03
$869.00 Reg. Price $1,289.00
ON DVDITEM# CHRDVD
Find out how Dave Ramsey’s Financial Peace One-Day Workshop can develop loyal, committed and productive employees on your team.Receive FREE Workplace Training information CDContact Financial Peace@Work at
1.888.227.3223 ext 125or email [email protected]
O R D E R T O D A Y ! C a l l 1 - 8 8 8 - 2 2 - P E A C E6
DUMPING DEBTCassette ITEM# DDAUDCD ITEM# DDCDVHS ITEM# DDVIDNothing feels quite like being debt-free. Could you accumulate some wealth, share some wealth andlive some dreams if you had absolutely no debt?Dave Ramsey shows you how to become debt freeas he walks you through the necessary steps anddetails of dumping debt with the snowball method.
$19.99 Reg. Price $43.85
AUDIO SPECIALITEM# FREECASSOur most popular audio teachings“Cash Flow Planning” and “DumpingDebt” on audio cassette. With the orderof this audio special you also get theNEW “Financial Peace Revisited.”
$24.99 Reg. Price $29.95
FINANCIAL PEACE PERSONAL FINANCE SOFTWAREITEM# SOFTOur ZD Software® award winning personal finance software.CD-ROM Includes:• Debt Elimination • Financial Management Forms• Interactive Budget Forms • Financial Calculator• Retirement Planning
Reg. $9.99 Price $11.95
FINANCIAL PEACE BOOK ON TAPEITEM# BOTListen to the New York Timesbest-selling classic on audio cassette! Dave Ramsey shares the principles that guided him from bankruptcy to financial peace. Abridged
$18.99TOTAL MONEY MAKEOVER BOOK ON TAPEITEM# TMMOBOT
$24.99TOTAL MONEY MAKEOVER BOOK ON CDITEM# TMMOBOCD
CASH FLOW PLANNINGCassette ITEM# CFPAUDCD ITEM# CFPCDVHS ITEM# CFPVIDDave walks you through a step-by-step method for setting-up a household budget that you can live with.Dave shows you how to live on less than you make,pay your bills, allow for entertainment and still havemoney left over at the end of the month.
$9.95 EA.
Cassettes
$14.95 EA.
Audio CDs
$19.95 EA.
VHS Tapes
THE GREAT MISUNDERSTANDINGCassette ITEM# TGMAUDCD ITEM# TGMCDVHS ITEM# TGMVIDWhat does it mean to be a“good steward?” God gives usspecific guidelines for handlingmoney and in this 60-minuteaudio, Dave Ramsey explainsthose scriptural guidelines forhandling money and how ourstewardship is a reflection ofall areas of our lives.
Book and 2 Cassettes!
NEW!
MY FANTASTIC FIELDTRIPJunior Discovers SavingITEM# FANTASTICFIELDTRIP
EARLY LESSONS THAT CREATE A L I FET IME OF SUCCESS
$9.99EA.Children’s BooksITEM# CHR067For children 3 -10 years of age.
THE BIG BIRTHDAY SURPRISEJunior Discovers GivingITEM# BIGBIRTHDAY
THE SUPER RED RACERJunior Discovers WorkITEM# SUPERRED
CARELESS AT THE CARNIVALJunior Discovers SpendingITEM# CARELESSCARNIVAL
BUY THE SET & SAVE!$29.99Children’s Books
Set of 4ITEM# 4KIDS
$19.95Financial Peace JuniorITEM# FPJRThe power of Financial Peace tailored for children, 3 -12 years of age.
To Order:1-888-22-PEACEwww.daveramsey.com
FOR FREE GIFT!When you order, use Catalog Code: CC3to receive a special gift.
Catalog prices are valid through January 15, 2004 unless otherwise noted.
PRSRT STDU.S. POSTAGE
PAIDNashville, TN
PERMIT NO. 1