Transition Made Simple™From the Physicians Mutual family

Understanding Medicare and knowingyour options is very important. Areyou prepared for your next stage oflife? We can help.

PMA3485

Each person — and situation — is unique,so it’s smart to talk with an expert to get theinformation you need as you move to the nextstage of your life.

Do You Understand Medicareand Your Options?

... Maybe we should talk

It’s important to know —Medicare has four parts:

• Part A — Hospital Insurance

• Part B — Medical Insurance

• Part C — Medicare Advantage Plans

• Part D — Prescription Drug coverage

When should you sign up?Most people sign up at age 65, howevereach person’s situation is different

Do you know how you will payfor health care after you retire?One solution would be to have Medicare andtake out a Medicare Supplement (or Medigap)insurance policy. Another option would be toopt out of Medicare and enroll in a MedicareAdvantage plan.

Do you have enough information tomake an informed decision about yourMedicare options?

Maybe we should talk.

PMA3485_Medicare.qxp:Layout 1 11/14/11 8:36 AM Page 1