tt rto programs - why it works

RTO PROGRAMS - WHY

WHY

Real estate is an attractive investment for several reasons

• Passive or residual income (i.e., your money works for you)

• Higher return on investment (ROI)

• Strategies suit individual needs

• Investments are secure

RTO PROGRAMS - WHY

WHY

RTO programs offer several advantages

• Passive income from real estate

investment

• Powerful win/win strategy for the

investor and the tenant buyer

(homeowner)

• Exit strategy is sell to homeowner!

RTO PROGRAMS - WHY

TYPES OF INCOME

You won’t learn this is any school!!!

E = Employee

S = Self-employed

B = Business owner

I = Investor

By Robert Kiyosaki

RTO PROGRAMS - WHY

WORK AND TAX

Which do you prefer?

In the E and S (active) quadrants • You work for your money

• Income is the most taxed

In the B and I (passive) quadrants• Your money works for you

• Income is the least taxed

RTO PROGRAMS - WHY

INCOME

RTO programs have several sources of income

• Cash flow from monthly rent and option credits

• Balloon payments for additional option credits

• Mortgage pay-down

• Mortgage room

• Appreciation at sale

RTO PROGRAMS - WHY

SECURITY

Documents registered on title

• Mortgage(s)

• Investor’s name

• Joint venture (JV) agreement

RTO PROGRAMS - WHY

INVESTMENT

Funds may be sourced from

• Cash in low-interest deposits

• Home equity line of credit (HELOC) (good debt)

• RRSP, TFSA, and other registered savings accounts

(arm’s length)

RTO PROGRAMS - WHY

FEATURES AND BENEFITS

There are many features and benefits

• Short term (i.e., 1 to 4 years)

• Affordable (e.g., $10,000 to $200,000)

• Depreciation and expenses are tax deductible

• Share opportunities and pool funds with JV partners

• Pride of ownership with quality homes

• Help homeowners-in-training

• Hands-free – no landlording

RTO PROGRAMS - WHY

ALTERNATIVE SOLUTIONS

What if the banks’ guidelines don’t fit your needs?

Reverse mortgage• Accesses 100% equity and live in home• Funds for business or personal reasons• No age restriction

New home purchase• No need to qualify for another mortgage• Purchase new home before selling previous home

RTO PROGRAMS - WHY

CONCLUSION

If you are ready to learn about how a RTO program will meet your real estate investment needs, please contact us to start our conversation

If you know of anyone who wants to purchase a home, but does not qualify for a traditional mortgage, or would like to invest in real estate, but doesn't want to be a landlord, we will pay a referral fee if they are successfully established in a RTO program with TuCasa Today

Roy O. Christensen, RET

[email protected]

403.703.2686