Creative Investor Creative Investor Resources-Get Your Resources-Get Your

Rent Paid!!Rent Paid!!

Creative Investor Creative Investor Resources-Get Your Resources-Get Your

Rent Paid!!Rent Paid!!John MazzaraJohn Mazzara

RE/MAX ResultsRE/MAX Results7300 France Ave S #4107300 France Ave S #410

Edina, MN 55435Edina, MN 55435John@JohnMazzara.comJohn@JohnMazzara.com

612-386-7027612-386-7027

What if my tenant can’t pay their rent?

Consider helping them find alternative

solutions. • There ARE resources in the Twin Cities that can provide

your tenant emergency assistance. The assistance may allow them to stay in your property and pay rent if their other needs are being met-food, utilities, etc.

• Your building may even qualify for rehab energy assistance based on your tenants income!

• Many non-profits and churches will help. Also, the city can direct you to various programs-such as section 8 or other housing assistance.

Landlord Resources-Share these with your

tenants

• Fare For All• Community Action Partnership of

Suburban Hennepin County• Bridge To Benefits• United Way 211

Fare For All• History of Fare For All

• Fare For All began in Minnesota in 1986 under the name of Fare Share. Fare Share was part of SHARE, the nationwide network of Cooperative Food Purchasing Programs. It was run locally by Ramsey Action Program (RAP), a non-profit in Saint Paul.

• RAP started Fare Share in order to encourage volunteerism and stretch food budgets. When it first began there were twenty host sites; this number grew to approximately two hundred sites within a five year period. At its peak in the early 1990s the program distributed an average of 40,000 packages per month within Minnesota, Wisconsin, Northern Iowa, and South Dakota.

• The program began to experience difficulties in the mid 1990s, due to high rental and food costs. In August of 2002 RAP asked the Emergency Food shelf Network to take over Fare Share. Distribution numbers continued to struggle as the program was rebuilt under different management.

• In January of 2007 Fare For All launched a new program, Fare For All Express. While maintaining the Traditional program model, Express enabled people to buy their food without pre-payment. This initiative has resulted in new growth for the program. Currently there are 95 distribution locations within Minnesota. New sites continue to open as there is an increased demand

Fare For All• www.FareForAll.org• 763.450.3880

– Is a food buying program that buys food in bulk and passes the savings on to participants

– Is open to everyone and you can buy as many packages as you want!

– Fare For All is a program of the emergency Food shelf Network, non-profit organization.

Community Action Partnership of Suburban

Hennepin County• www.Capsh.org• 952.933.9639

– Employment Counseling– Financial Counseling– Food Support– Foreclosure Prevention– Home Buyer Education & Counseling– Reverse Mortgage Counseling– Savings Program– Other Program (s)

Community Action Partnership of Suburban

Hennepin County– Home Buyer Education & Counseling

• Pre-purchase services simplify the home buying process, helping prospective buyers understand the road to homeownership

– Reverse Mortgage Counseling• CAPSH reverse mortgage counselors help seniors

become familiar with their options and go through the application process

– Savings Program• Family Assets for independence MN (FAIM) is a

program that allows you to have your savings matched at a $3 to $1 rate. Each month, you save $40 and FAIM adds another $120 plus interest. The money you save can be used to buy a home, start a business or pursue higher education

Bridge To Benefits

• mn.BridgeToBenefits.org• 651.227.6121

– Bridge to Benefits is a multi-state project by Children’s Defense Fund Minnesota to improve the well-being of families and individuals by linking them to public work support programs and tax credits.

Bridge To Benefits• Food Support

• Energy Assistance Programs

• School Meal Program

• Child Care Assistance Program

• MinnesotaCare

• MinnesotaCare (for adults without children)

• General Assistance Medical Care

• Medical Assistance

• Earned Income Tax Credit / Working Family Credit

United Way 211

• http://www.UnitedWayTwinCities.org– Looking for information on childcare,

food, housing, transportation or senior services? The Minnesota 2-1-1 database lists more than 10,000 organizations and 40,000 services throughout the state.

211 Example• http://twincities.thebeehive.org/local/help-your-utility-bills

• Help with Your Utility Bills

• If you are in the middle of an emergency and need help paying your utility bills, there may be an organization that can help you.  All of the places will need to be able to see verification of your income, copies of your past due bills and some other information, so it is best to get that ready before you call.  ALL of the places require that you call before you come, and in most cases, you can only use ONE place in any one year.

• It is always good to call the utility company as soon as you know you will not be able to pay your bill to see if you can set up a payment plan with them.  Most are willing to work with you so that you can pay a little bit each month and avoid having your utilities shut off.