tybbi central banking semester 6 sample question 25

Tybbi

Central Banking

Semester 6

Sample Question 25

1 The Core principles for effective supervision were framed by the______

a) Basel committee

b) Bansel committee

c) Tondon Committee

d) Das committee

Answer A

2 _____ cheque processing system are products introduced to strengthen the e payment and

settlement system.

a) MICR-based

b) ICR-based

c) Payee a/c

d) Self

Answer A

3 Banking regulation act was pass in______ year.

a) 1949

b) 1959

c) 1989

d) 1991

Answer A

4 At present there are _____core principles for banking supervision.

a) 27

b) 28

c) 29

d) 35

Answer C

5 Certificate of deposite are issued by-----------

a) Cooperative banks

b) Federal banks

c) Central banks

d) Commercial banks

Answer D

6 Capital market know as ______market.

a) Primary

b) Secondary

c) Call money market

d) Labour market

Answer B

7 New issue market is known as________ market.

a) Primary market

b) Secondary market

c) International market

d) Domestic market

Answer A

8 If E-money is used extensively then regular coins and currency notes will ____

a) Decline

b) Depression

c) Depreciation

d) IRDA

Answer Y

9 Who has established the “The Depositor Education and Awareness Fund Scheme “or DEAF?

a) NABARD

b) RBI

c) SEBI

d) IRDA

Answer B

10 Which is the minimum lending rate decided by RBI which shall be adopted all public sector bank?

a) Bank rate

b) Base rate

c) Overnight rate

d) High rate

Answer B

11 Collection of data on _____ credit and payments have to include e-money and electronic

transaction

a) Money Supply

b) Cash Supply

c) Information

d) Businessman

Answer A

12 The Bretton woods conference led to the establishment of the ____________

a) RBI

b) FEMA

c) IMF

d) SBI

Answer C

13 Which among the following is not a part of Liquidity Adjustment Facility (LAF)?

a) Repo Rate

b) Reverse Repo Rate

c) Marginal Standing Facility (MSF)

d) Open Market Operations (OMO

Answer D

14 The RRBs and state and central cooperative banks are monitored by the_______

a) RBI

b) SBI

c) NABARD

d) UTI

Answer C

15 Public Debt is mobilize during _____________

a) Deflation

b) Inflation

c) Recession

d) Economy

Answer B

16 Which of the following is not the work of RBI?

a) Bank of the banks

b) Credit controller

c) Custodian of foreign currency

d) Allocating funds directly to the farmers for agricultural development

Answer D

17 Commercial bank are inspected by the RBI on the basis of _____model.

a) CAMELS

b) OSMOS

c) ISIN

d) IRDP

Answer A

18 The period of call money market is for ________days.

a) 30 Days

b) 14 Days

c) 60 Days

d) 90 Day

Answer B

19 Repos are used to inject in the market

a) Liquidity

b) Liability

c) Sustainability

d) Quality

Answer A

20 A major concern related to e-banking services is the _____

a) Security threat

b) Threat

c) Opportunity

d) Strength

Answer A

21 Forecasting or fixing rate of inflation is called ___________.

a) Inflation targeting

b) CRR

c) Exchange rate

d) Monetary policy

Answer A

22 Markets are getting _____ at the global level.

a) Integrated Plan

b) Individual Plan

c) Multiple Plan

d) Single Plan

Answer A

23The RBI can increase the money supply in the market by_________

a) Selling government securities

b) Buying government securities

c) Borrowing money from commercial banks

d) Borrowing money from Cooperative bank

Answer B

24 When Reserve bank of India introduced Marginal Cost of Funds based Lending Rates (MCLR)

system?

a) 1st April 2015

b) 1st April 2016

c) 1st April 2017

d) 1st April 2018

Answer B

25 Who works as RBI, s agent at places where it has no office of own?

a) State bank of India

b) Ministry of finance

c) Government of India

d) IMF

Semester: V Paper: I – FINANCIAL REPORT ANAYLSIS

SEM--unit -5

Unit: I Topic:

1. The interest accrued on investment appears in the Balance Sheet under the head..

(a) Loans & advances

(b) Fixed Asset

(c) Investment

(d) Current assets

Answer: D Difficulty Level: S

2. . In Balance Sheet, Securities premium Should be shown under___.

(a) Current Assets

(b) Fixed Assets

(c) Reserves & surplus

(d) Investments

Answer: C Difficulty Level: S

3. Final Dividend can be declared by________

(a) Stock exchange

(b) Directors only

(c) Shareholders only

(d) Executives

Answer:c Difficulty Level: M

4 Following is an appropriation of profit:

(a) Interest on loan

(b) Interim dividend

(c) Audit Fees

(d) Interest on capital

Answer:b Difficulty Level: D

5 Short term loan is the loan due for not more than_______

(a) 2 years

(b) 1 years

(c) 3 years

(d) 4 years


6 Provision created to meet the claims which may arise in respect of policies which

remain unexpired at the end of the year is called as

(a) Provision for unexpired risk

(b) Provision for expired risk

(c) Provision for risk involved

(d) Provision for non-risk

Answer:A Difficulty Level:M

7 In the case of marine insurance the provision for unexpired risk as per the executive

committee of the general insurance council is

(a) 80%

(b) 100%

(c) 50%

(d) 60%

Answer: B Difficulty Level: D

8 The schedule which form part of revenue account are

(a) 4

(b) 6

(c) 8

(d) 10

Answer:a Difficulty Level: M

9 Re-insurance obligations are disclosed under

(a) Current liabilities

(b) Contingent liabilities

(c) Fixed liabilities

(d) Quick liabilities

Answer:B Difficulty Level: S

10 ---------------- regulates Insurance sector in India.

(a) CBI

(b) RBI

(c) SEBI

(d) IRDA

Answer:D Difficulty Level: M

11. Rebate on Bill discounted is

(a) discount earned by bank but not received

(b) rebate allowed by customers on bills discounted

(c) discount charged by bank on bills discounted

(d) discount received by bank but not earned

Answer: D Difficulty Level: S

12. Amount of deposit kept with the RBI under section 11 (2) of Banking Regulation Act,

1949 is shown under Capital for

(a) All Bank

(b) Other than Nationalised / foreign banks

(c) Foreign banks

(d) Nationalised banks

Answer: C Difficulty Level: S

13. The items under ‘Deposits’ in Schedule 3 of the balance sheet of a Bank are shown in

the following order

(a) Savings bank deposits, Demand deposits, Term deposits

(b) Term deposits, Demand deposits, Savings bank deposits

(c) Demand deposits, Savings bank deposits, Term deposits

(d) Demand deposits, Term deposits, Savings Bank deposits

Answer:c Difficulty Level: M

14 Interest Accrued is shown in the final accounts of a Bank in

(a) Schedule 2

(b) Schedule 5

(c) Schedule 4

(d) Schedule 6


15 Building acquired in satisfaction of a claim is shown by a bank under

(a) Fixed Asset

(b) Other assets

(c) Current Asset

(d) Contingent Assets


16 Companies following Indian GAAP get transitioned into

(a) Ind AS

(b) AS

(c) IFRS

(d) IFSR


17 The purpose of Ind AS 101 is

(a) To explain the process of conversion to Ind AS

(b) To explain the process of transition to Ind AS

(c) To explain the process of translation to Ind AS

(d) To explain the process of converted to Ind AS


18 Optional exemptions offered by Ind As101 exclude

(a) Hedge accounting

(b) Joint arrangement

(c) Revenue from contracts with customers

(d) Non-current assets held for sale


19 PPE that are held under lease are measured at

(a) B.V

(b) Cost on initial recognition

(c) M.V

(d) Fair Value


20 Share based payment is governed by

(a) Ind AS 105

(b) Ind AS 107

(c) Ind AS 110

(d) Ind AS 102


21 . Which of the following is an example of cash flow from Operating Activities?

(a) Purchase of Inventory for Cash

(b) Issue of Shares

(c) Purchase of Machinery

(d) Purchase of Investment


22 . If 6% Pref. share capital ₹2,00,000 were redeemed at a premium of 5%, while

preparing Cash Flow Statement its effect on cash flow will be

(a) Cash used (Payment) from financial activities ₹2,00,000

(b) Cash used (Payment) from financial activities ₹2,10,000

(c) Cash used from financing activities ₹2,12,000

(d) Cash received from financing activities ₹2,12,000


23 In indirect method, net cash flow from operating activities is calculated on the basis

of

(a) Net profit before tax

(b) Net Profit after Tax

(c) Gross Profit

(d) Gross Loss


24 The Balance sheet of Ram at end of 2013 and 2014 disclose investments in shares of

Rs 2000 and Rs 3000, respectively. Rs 100 as pre-acquisition dividend has been

credited to investments account. Determine purchase of investments.

(a) Rs. 1000

(b) Rs. 1,100

(c) Rs. 3000

(d) Rs. 1,500


25 The purchase value of assets over its serviceable life is categorised as

(a) Appreciated Liabilities

(b) Appreciated Assets

(c) Appreciation

(d) Depreciation


CLASS:- TY.BBI

SUBJECT:- FINANCIAL SERVICE MANAGEMENT

SEMESTER:- V

1. bank does not give loan against

A. gold

B. LIC policy

C. lottery ticket

D. NSC

ANSWER: C

2. 100/-Rupee note is signed by

A. prime minister

B. finance minister

C. RBI governor

D. central government

ANSWER: C

3. Highest denomination of currency notes issued by RBI is

A. Rs. 100

B. Rs.500

C. Rs.2000

D. Rs.50

ANSWER: C

4. Life insurance means

A. Insurance of human

B. Insurance of life of human and Cattle

C. Insurance of Life of Machines

D. Insurance of animals

ANSWER: A

5. PAN means

A. A kind of utensil

B. Primary Account Number

C. Permanent Account Number

D. pure annual number

ANSWER: B

6. Bank Pass Book is

A. Issued by Bank

B. Contains transaction details of Bank account

C. Shows balance in account

D. show nothing

ANSWER: B

7. Currency notes are issued by

A. RBI

B. NABARD

C. public sector banks

D. central government

ANSWER: A

8. Coins are issued by

A. Government of India

B. NABARD

C. SBI

D. PUBLIC sector bank

ANSWER: A

9. RBI ACT passed in

A. 1930

B. 1932

C. 1945

D. 1934

ANSWER: D

10. Which type of deposits earns higher interest rate?

A. current Account

B. savings account

C. fixed deposit

D. recurring deposit

ANSWER: C

11. What is validity period of cheque?

A. 4 months from date of issue

B. 3 months from date of issue

C. 1 months from date of issue

D. unlimited

ANSWER: B

12. The Majority shareholder in CRISIL is

A. Standard and Poor

B. Fitch Ratings Inc.

C. Moodys

D. Dun and Bradstreet

ANSWER: A

13. CIBIL IS A

A. nbfc

B. credit rating agency

C. hotel

D. unorganized sector.

ANSWER: B

14. The headquarters of Investment Information & Credit Rating Agency (ICRA) Limited is

located in

A. Mumbai

B. Gurugram

C. Hyderabad

D. Noida

ANSWER: B

15. A Credit Bureau is governed by which of the following act?

A. Securities and Exchange Board of India Act, 1992

B. Reserve Bank of India Act, 1934

C. Credit Information Companies (Regulation) Act of 2005

D. Securities and Exchange Board of India (Credit Rating Agencies) Regulations, 1999

ANSWER: C

16. Which of the following is Indian first Credit Information Company

A. CRISIL

B. CIBIL

C. SMERA

D. CERSAI

ANSWER: B

17. interest rates for housing finance is

A. fixed and floating

B. nil

C. uncertain

D. high

ANSWER: A

18. What is the full form of CRISIL?

A. Credit Rating Information Services of India Limited

B. Credit Rating Investment Services of India Limited

C. Credit Rating Insight Services of India Limited

D. Credit Rating Indian Services for Investment and Liability

ANSWER: A

19. factoring is conducted

A. district level

B. rural level

C. state level

D. nation wide

ANSWER: D

20. PAN (Permanent Account Number) card information is maintained by -

A. Union Home Ministry

B. Income Tax Department, CBDT

C. Ministry of External Affairs

D. CBEC

ANSWER: B

21. Name of the first credit rating agency of india

A. CRISIL

B. SBI

C. SEBI

D. IRDI

ANSWER: A

22. Who has made credit rating is mandatory for any debenture that has maturity of more

than 18 months ?

A. Government of India

B. SEBI

C. RBI

D. IRDBI

ANSWER: B

23. How many credit rating agencies are there in india ?

A. FOUR

B. SIX

C. FIVE

D. SEVEN

ANSWER: B

24. RBI established in the year

A. 1987

B. 1930

C. 1935

D. 1999

ANSWER: C

25. Which organization is the main promotor of the CRISIL ?

A. ICICI ltd & UTI

B. ICICI ltd & PNB

C. ICICI ltd & SBI

D. SBI ltd & PNB

ANSWER: A

Tybbi Sem 6

International Bussiness

Sample Question

1 _______ is the first step in the internationalization process

a) License

b) Foreign Investment

c) Sales

d) Export

Answer: A

2 The member countries of NAFTA are

a) USA and Canada

b) USA, Canada and Mexico

c) Canada and Mexico

d) USA and Mexico

Answer: B

3 International trade is possible primarily through specialization in production of ______ goods

a) All

b) One

c) Few

d) Zero

Answer A

4 The micro environment consists ______.

a) Technological Environment

b) Political Environment

c) Economic Environment

d) Public, middlemen, consumers & competitors

Answer: D

5 Where is the headquarters of the EU?

a) Belgium

b) Netherlands

c) Luxembourg

d) Greece

Answer: A

6___________ Consists of the actors in the company's immediate environment that affect the

performance of the company

a) Macro environment

b) Micro environment

c) Internal environment

d) External environment

Answer: B

7 E.E.C stands for

a) European Economics Control

b) European Economic Community

c) European Economic center

d) European Economic Committee

Answer: B

8 To take decisions of loan application in ADB by

a) Board of Governors

b) Board of Directors

c) The President

d) Other members

Answer: B

9 By having business in different countries, a firm reduces

a) Credit Risk.

b) Political Risk.

c) Financial Risk.

d) Business Risk.

Answer:B

10 Which Indian industries have been hit by globalisation?

a) Cement

b) Jute

c) Toy making

d) Information Technology (IT)

Answer: C

11 A firm may not become successful unless it is marketing the right product in the _______

a) Right Market

b) Niche market

c) Unified market

d) Market satisfaction

Answer A

12 The market selection is also infuenced by the _____ of the company.

a) International Orientation

b) National orientation

c) Economic factor

d) Infrastructure orientation

Answer A

13 _______ is the process of dividing the entire heterogeneous market into homogeneous groups.

a) Market Segmentation

b) Marketing Strength

c) Marketing orienatation

d) Marketing action

Answer A

14 The market can also be segmented on the basis of ________

a) Nature of Consumer

b) Consumer satisfaction

c) Marketing orienatation

d) Consumers action

Answer A

15 Pricing policy helps to specify the role of pricing and its use in context of the ________

a) Marketing Mix

b) Marketing strategy

c) Market selection

d) Marketing unit

Answer A

16 The planned business strategy may influence the _______

(a) Market Selection

(b) Marketing Mix

(c) Marketing strategy

(d) Marketing unit

Answer A

17 ________ is primarily concerned with how people are managed within organizations, focusing on

policies and system.

a) Human Resources (HR)

b) Marketing

c) Marketing mix

d) (d)Market segmentation

Answer A

18 In the ethnocentric approach, the cultural values and _______ of the home country are ______

a) Business Practices, predominant

b) Specific market, Actionable

c) Homogeneous Market, Measurable

d) Geographical segmentation, assessible

Answer A

19 Companies set up operations overseas because of __________

a) Lower Labour Costs

b) Higher Labour Costs

c) Size of Cost of Labour

d) Accessible & Actionable

Answer A

20 A Salient issue in international HR is to understand and maintain ________

a) Cultural Diversity

b) Niche Market

c) Dual adaption

d) (d)Product Invention

Answer A

21 ________ has led to movement of employees from one country to another.

a) Liberalization

b) Privatization

c) Centralization

d) Globalization

Answer D

21 ______ can be seen in the context of employee mobility from one country to another country for

performing jobs.

a) Workforce Diversity

b) Cultural diversity

c) Cross-cultural Diversity

d) Workplace Diversity

Answer A

22 Foreign trade breaks the boundaries of location and makes trade ________

a) Nationally Local

b) Globally Local

c) Widely local

d) Local

Answer B

23 When two or more firms join together to create a new business entity, it is called a ______

a) Joint Venture

b) (b )HUF

c) (c)Joint Stock Co.

d) (d)Partnership Firm

Answer A

24 Distributors purchase the product from a company, who want to export, and resell it at a ______

a) Profit

b) Loss

c) Margin

d) Demand

Answer A

25 The Exporter can earn ________ by identifying and procuring the customers across the

boundaries.

a) Handsome Profits

b) (b)Handless Profits

c) (c)Loss

d) (d)Profit

Answer A

tybbi central banking semester 6 sample question 25

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