understanding your rights under the eqc act 1993 and your insurance policy (kaikoura meeting)

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Understanding your rights under the EQC Act 1993 and your Insurance Policy Lisa Taylor 23 March 2017

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Understanding your rights under the EQC Act 1993 and

your Insurance Policy

Lisa Taylor

23 March 2017

Overview

• EQC Cover for residential buildings

• Your Insurance Policy

• Declaratory Judgment

EQC Cover for Residential Buildings

• Claims now handled by insurers

• The Standard of Repair

EQC Cover for Residential Claims

Your Insurance Policy

• Check your policy

• Cover once over the EQC cap

• What is the damage?

• Additional cover (out of scope)

• The sum insured

Declaratory Judgment

• The Action Group

• What is a declaratory judgment

• The joint statement and what it means

Presented by

Lisa TaylorSenior AssociateAnthony Harper