Managing Liquidity, Optimizing Value, Monetizing Opportunities

UNICORN MAKER

WWW.LVD.SG

GAME-CHANGER

COMPANY DESCRIPTION

LiquidValue Development (“LVD”)

LVD is a United States based global enterprise holding company. LVD understands that there are plenty of highly undervalued companies with

good earning assets that are listed on global bourses but are struggling due to liquidity and value management issues. This causes the

companies to be grossly undervalued which restricts them from unleashing their true potential to fully benefit from their listing status. LVD sees

this as a huge opportunity in the financial market globally and aims to be in a position to be its “white knight” whilst creating a win-win-win

situation for the companies as well as their shareholders. LVD is dedicated to provide the tested and proven, following methodologies to

companies in need, with every case continues to build on the global network of partners

Helping undervalued companies achieve their full potential via the following:

• Securitization

• Liquidity Generation

• Value Building

• Monetization

TRADITIONAL SECURITIES

LISTED COMPANIES

DIGITAL ASSETS

LIQUIDITY VALUE MANAGEMENT

DIGITAL ASSET MANAGEMENT

GLOBAL CRYPTO EXCHANGE

STO GLOBAL EXCHANGE

Two Engines of Growth

One LiquidValue Vision

Mr. Chan is infusing his 45 years of experience into a company called LVD.

Key Drivers

MANAGING LIQUIDITY

OPTIMIZING VALUE

MONETIZING OPPORTUNITIES

01

02

03

UNICORN MAKER

PERSONAL WEBSITE

CHAIRMAN’S TRACK RECORD

CHAN HENG FAI BIO

WWW.HFUNICORN.COM

USD 18.5 Billion

Global Medical Reit China Gas Holdings LimitedSingXpress Land LimitedCurrently Known as Singhaiyi Ltd

Heng Fai Enterprises LimitedCurrently Known as ZH International Limited

How to become a teenage millionaire CNA Money Mind 25/11/2012 part 1 CNA Money Mind 25/11/2012 part 2

New York Stock Exchange Listed

Founded and Funded from Ground Zero

Singapore Exchange Listed

Restructured from the verge of

Bankruptcy

Hong Kong Stock Exchange ListedRestructured from the verge of

Bankruptcy

Hong Kong Stock Exchange Listed

Restructured from the verge of Bankruptcy

CHAIRMAN’S BANKING TRACK RECORD

In 1987, Mr. Chan Heng Fai acquired American Pacific Bank, a full-service U.S. commercial bank, out of

bankruptcy. He recapitalized and grew the bank's operations. Under his guidance, American Pacific Bank

became a US NASDAQ high asset quality bank, with zero loan losses for over 5 consecutive years before it

was ultimately bought and merged into Riverview Bancorp Inc. Prior to its merger with Riverview Bancorp Inc.,

in June 2004, American Pacific Bank was ranked #13 by the Seattle Times "Annual Northwest's Top 100 Public

Companies" for the year 2003, and ranked #6 in the Oregon state for the year 2003, which ranked ahead of

names such as Nike, Microsoft, Costco, AT&T Wireless and Amazon.com. In 1997, Mr Chan Heng Fai

acquired and ran a regional investment banking and securities broking-dealing business headquartered in

Denver, with 12 offices throughout U.S.A. In 1997, BankINVESTOR magazine ranked American Pacific Bank

as the top 21 best performance bank among all publicly traded banks.

FAI CHAN’S 45 YEARS TRACK RECORD

Believable PerformanceUnbelievable Performance

For the Believable Performance diagram, the Average Investment Multiple and Average Compound Annual Growth rate does not include InterAsia Travel Ltd’s performance.

Years of experience

>45 years

Excellent Track Record

Average Investment multiple

1470 X

>7Companies

restructured over 7 different

industries

Average Compound

Annual Growth Rate of

352%

Years of experience

>45 years

Excellent Track Record

Average Investment multiple

48 XFor each

Investment

>7Companies

restructured over 7 different

industries

Average Compound

Annual Growth Rate of

69%

CHAN HENG FAI BIO

And this increase for DSS…

Traded at High volume: 25 M shares

Only approx. 17 M shares outstanding

Provide integrated services

consisting of land development,

home sale, property

management and home

investment

Committed to enabling

enterprises to engage in a

digital transformation by

providing consulting,

implementation and

development services with

various technologies, including

instant messaging, blockchain,

e-commerce, social media and

payment solutions

Asset management company

targeting highly undervalued

companies with good earning

assets that are listed on global

bourses

Strives to leverage its scientific

know-how and Intellectual

Property rights to provide

solutions that have been

plaguing the biomedical field for

decades

IMPACT

BIOMEDICAL

PROPERTY LAND

DEVELOPMENTBIOSCIENCES TECHNOLOGY ASSET MANAGEMENT

SINGAPORE EDEVELOPMENT

1500 + Homes in the US Valuation: USD 389.5 Mil

WWW.SED.COM.SG

DOCUMENT SECURITY SYSTEMS

ProtectedPaper

provides affordable and

reliable security against

the problems

associated with

counterfeiting, forgery,

alteration and other

forms of document

fraud.

SensorShield is

designed to protect

your properties,

continuously monitoring

temperature, light and

motion.

AuthentiShare is a

Cloud Service that

generates simple user

interfaces in order to

provide secure

collaboration and

storage of electronic

documents.

AuthentiGuard provides

real-time, accurate

verification straight into

the palm of your hand

by utilizing DSS'

patented PRISM

technology.

EndpointLock®

ENTERPRISE CLIENTS

STRATEGIC PARTNERS

WWW.DSSSECURE.COM

4 NEW DIVISIONS/COMPANIES

DSS Biohealth

Security, Inc.

DSS Securities,

Inc.

Decentralized

Sharing Systems,

Inc.

DSS Blockchain

Security, Inc.

DSS AuthentiChain™Technology

Blockchain-As-A-Service

DSS Cyber Security

AMERICAN PACIFIC BANCORP

Commercial Banking

Investment Banking

Fintech

For Banks

Mobile Banking

WWW.AMERPACBANCORP.COM

INVESTMENT BANKING DIVISION

- Investment Banking Services and Capital Investments Services to community banks

- Asset Restructuring Services (Substandard/Problem Loans) for community banks

COMMERCIAL BANKING DIVISION

1) Deposit Services 8) Family Trust Services

2) Commercial Lending 9) Loan Syndication

3) Mortgage Loans 10) Escrow Services

4) Factoring Loans 11) Product Manufacturing Financing- For MLM Companies

5) Personal Loans 12) Credit Card

6) Land and Property Development Loans 13) Digital Custodian Services

BANKING SERVICES

HEALTH WEALTH HAPPINESS

HEALTH WEALTH HAPPINESS

GEMM

WWW.HWHWORLD.COM

HOLISTA COLLTECHHOLISTACOLLTECH

RESEARCH AND DEVELOPMENT PARTNERS

NEUSOLITELOW SODIUM SALT

LOW G.I. BREAD

Ground-Breaking

Ingredient for The

World's First Clean

Label Low GI

White Bread

LOW G.I. NOODLES

Clean-label and

natural low-Glycemic

Index (“low-GI”)

noodles and pasta

Two stage patented dip

solution that reduces the “fat

pull” into fried foods up to

30% without changes in

taste and other sensory

effects

S

Patented* food-grade, granular

table salt substitute meant as

an alternative flavor enhancer

which is healthier compared to

ordinary table salt.

SHEEP COLLAGEN

World’s First Halal Food-

Grade Sheep Collagen for

Global Market

WWW.HOLISTACO.COM

UNICORNS IN THE MAKING…

NEW YORK STOCK EXCHANGE LISTED COMPANY

(NYSE: DSS)

SINGAPORE STOCK EXHANGE LISTED COMPANY

(SGX: 40V)

Document Security Systems, Inc.

DISCLAIMER

THIS PRESENTATION IS PROPRIETARY AND CONFIDENTIAL: IT MAY NOT BE REPRODUCED, IN WHOLE OR IN PART, AND MAY NOT BE

DELIVERED TO ANY PERSON WITHOUT THE PRIOR CONSENT OF LVD. THIS DOCUMENT IS BEING PROVIDED TO YOU SOLELY FOR

INFORMATIONAL PURPOSES. IT IS NOT INTENDED TO BE, NOR SHALL IT BE CONSTRUED AS, AN OFFER, OR A SOLICITATION OF AN

OFFER, TO BUY OR SELL AN INTEREST IN THE COMPANY. NOTHING IN THIS DOCUMENT CONSTITUTES ACCOUNTING, LEGAL,

REGULATORY, TAX OR OTHER ADVICE. ANY DECISION TO SUBSCRIBE FOR INTERESTS IN THE COMPANY MUST BE MADE SOLELY ON

THE BASIS OF INFORMATION CONTAINED IN SUBSCRIPTION AGREEMENT, WHICH INFORMATION MAY BE DIFFERENT FROM THE

INFORMATION CONTAINED IN THIS DOCUMENT, INCLUDING ANY DATA, PROJECTIONS, AND UNDERLYING ASSUMPTIONS ALL OF

WHICH ARE ACCORDINGLY SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE. IN PREPARING THIS DOCUMENT, WE HAVE RELIED

UPON AND ASSUMED, WITHOUT INDEPENDENT VERIFICATION, THE ACCURACY AND COMPLETENESS OF ALL INFORMATION

AVAILABLE FROM PUBLIC SOURCES OR WHICH WAS OTHERWISE REVIEWED BY US. WHILE INFORMATION PROVIDED HEREIN IS

BELIEVED TO BE RELIABLE, THE COMPANY MAKE NO REPRESENTATION OR WARRANTY WHETHER EXPRESS OR IMPLIED, AND

ACCEPT NO RESPONSIBILITY FOR ITS COMPLETENESS OR ACCURACY OR RELIABILITY. PAST PERFORMANCE OF PROGRAMS ARE NOT

NECESSARILY INDICATIVE OF FUTURE RESULTS.