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Page 1: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 2: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 3: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 4: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 5: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 6: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 7: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 8: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 9: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 10: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 11: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
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Page 13: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 14: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 15: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 16: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 17: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 18: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 19: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 20: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 21: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 22: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 23: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 24: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 25: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 26: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 27: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 28: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 29: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 30: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 31: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA
Page 32: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA

Editorial Committee

Precious Mathibe (International Relations Specialist,

Competition Commission South

Africa)

Professor Hassan Qaqaya (Friend of the African Competition Forum)

Lydia Molefe (Communication Coordinator,

Competition Commission South

Africa)

Issue number 1, October 2018 ACF Newsletter Page 31

Page 33: Untitled-1 [] · 2019. 12. 13. · Authority of Kenya (CA), that state that over 21 million Kenyans access loans through mobile-based lending platforms such as M-Shwari and KCB-MPESA