USA BENEFITS GROUPUSA BENEFITS GROUPGUARANTEED ISSUE HEALTH PLANSGUARANTEED ISSUE HEALTH PLANS

EAGLE DIVISIONEAGLE DIVISION PROVIDING HEALTH INSURANCE SOLUTIONS FOR 35 YEARSPROVIDING HEALTH INSURANCE SOLUTIONS FOR 35 YEARS

USABG Eagle Division USABG Eagle Division Guaranteed Issue Total Guaranteed Issue Total

Protection PlusProtection Plus Eagle Division has had the honor of insuring over 200,000 families Eagle Division has had the honor of insuring over 200,000 families

the last three decades! We have witnessed over one billion dollars in the last three decades! We have witnessed over one billion dollars in claims and here is what we know... claims and here is what we know... OUR GAURANTEED ISSUE TOTAL PROTECTION OUR GAURANTEED ISSUE TOTAL PROTECTION PLUS IS THE BEST HEALTH PLAN IN THE COUNTRY, IF YOU CANNOT AFFORD “OBAMACARE” !!PLUS IS THE BEST HEALTH PLAN IN THE COUNTRY, IF YOU CANNOT AFFORD “OBAMACARE” !!

PROTECTS ALL CORNERSTONES OF YOUR FINANCIAL SECURITYPROTECTS ALL CORNERSTONES OF YOUR FINANCIAL SECURITY

Better Health BenefitsBetter Health Benefits

Excellent Drug CoverageExcellent Drug Coverage

100% Coverage On Critical Illnesses100% Coverage On Critical Illnesses

100% Coverage On Accidents100% Coverage On Accidents

MY GOAL FOR OUR APPOINTMENTMY GOAL FOR OUR APPOINTMENT

Cover All Your Options, Not Just MineCover All Your Options, Not Just Mine

Pick The Best Option Based On Your AffordabilityPick The Best Option Based On Your Affordability

Earn Your Business For LifeEarn Your Business For Life

THE CLAIMS YOU WILL SEE ARE MY THE CLAIMS YOU WILL SEE ARE MY CLIENTSCLIENTS

Who is USA Benefits Who is USA Benefits Group?Group?

About the CompanyAbout the Company USA Benefits Group is a nationwide network of USA Benefits Group is a nationwide network of

health and life insurance professionals that have health and life insurance professionals that have been serving small business owners and the self-been serving small business owners and the self-employed since 1988. employed since 1988.

Non-captive agents working for you, not the Non-captive agents working for you, not the insurance companyinsurance company

25 years of Health and Life Insurance 25 years of Health and Life Insurance SpecializationSpecialization

A+ rating with the Better Business BureauA+ rating with the Better Business Bureau Representing top-rated companies as Representing top-rated companies as

determined by A.M. Bestdetermined by A.M. Best

About Your AgentAbout Your Agent USA Benefits Group Eagle Division Manager USA Benefits Group Eagle Division Manager

since 2004since 2004 4000 Customers4000 Customers 16 Third Generation Families16 Third Generation Families CHU certified since 1998CHU certified since 1998 35 Years Of Providing health35 Years Of Providing health insurance insurance

SolutionsSolutions

CENTRAL UNITED LIFECENTRAL UNITED LIFEMEMBER OF MANHATTAN INSURANCE GROUPMEMBER OF MANHATTAN INSURANCE GROUP

FOUNDED IN 1850FOUNDED IN 1850IMPORTANT FEATURES “First Choice Plans” No Deductible + No

Coinsurance No Co-pays + No Utilization Review No Preauthorization + No Pre Certification No Application, Enrollment or Admin Fees!

STABILITY AND SECURITY Our specific plan design has been used for 42 years and none of

these plans has ever had a single rate increase!!

*82%Heart • Stroke • Cancer

AccidentsAccidents All other All other

procedures procedures and surgeriesand surgeries

We Protect All Four Cornerstones Of Your Financial Security We Protect All Four Cornerstones Of Your Financial Security HEALTH + PAYCHECK + SAVINGS + HEALTH + PAYCHECK + SAVINGS +

LIFESTYLELIFESTYLE

ABOUT HOSPITAL ADMISSIONS ABOUT HOSPITAL ADMISSIONS AMERICAN HOSPITAL AMERICAN HOSPITAL

ASSOCIATION STATISTICS ASSOCIATION STATISTICS

68% of all hospital 68% of all hospital confinements are related to confinements are related to the 3 most common critical the 3 most common critical illnessesillnesses

14% of all hospital 14% of all hospital confinements are related to confinements are related to accidental injuriesaccidental injuries

Number one cause of Number one cause of bankruptciesbankruptcies

There are two options There are two options available to youavailable to you

Standard Plan vs. Total Standard Plan vs. Total Protection PlusProtection Plus

MA

JO

R M

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ICA

L O

NL

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Total Protection

Plus

•CUL Platinum Defined Benefit

Plan

+•CUL Cancer Plus

+

•TC Tri-Med Plan

+

•Karis Group

Standard Protection

•CUL Platinum

Defined Benefit Plan

CR

ITIC

AL

ILL

NE

SS

MA

JO R

M

ED

ICA

L

AC

CID

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AG

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STANDARD PLAN STANDARD PLAN Vs. Vs. TOTAL PROTECTION PLUSTOTAL PROTECTION PLUS

HEART ATTACKHEART ATTACKFOLLOWED BY HEART BYPASSFOLLOWED BY HEART BYPASS

STANDARD PLANSTANDARD PLANCOVERAGECOVERAGE

Total Bill = $78,000Total Bill = $78,000 PPO Discount Reduces Bill To $47,400PPO Discount Reduces Bill To $47,400 Platinum Plan Pays $33,250Platinum Plan Pays $33,250 CLIENT EXPOSURE = $14,150CLIENT EXPOSURE = $14,150

TOTAL PROTECTION PLUSTOTAL PROTECTION PLUSCOVERAGECOVERAGE

Total Bill = $78,000 Total Bill = $78,000 PPO And Karis Discounts Reduces Bill To PPO And Karis Discounts Reduces Bill To

$31,200$31,200 Platinum Plan Pays $33,250Platinum Plan Pays $33,250 CLIENT EXPOSURE = CLIENT EXPOSURE = + $1,950+ $1,950 Plus $23,000 Paid From Cancer Plus And TC Plus $23,000 Paid From Cancer Plus And TC

Tri-Med PlansTri-Med Plans Total Cash For Recovery = $24,950Total Cash For Recovery = $24,950

WHAT I NEED YOU TO DOWHAT I NEED YOU TO DO READ MEMBER BROCHURESREAD MEMBER BROCHURES

http://www.dc-usabg.com/filecabinet/cul-b.pdfhttp://www.dc-usabg.com/filecabinet/cul-b.pdf

http://www.dc-usabg.com/filecabinet/cul-cp4000.pdfhttp://www.dc-usabg.com/filecabinet/cul-cp4000.pdf

http://www.dc-usabg.com/filecabinet/trimed_bro.pdfhttp://www.dc-usabg.com/filecabinet/trimed_bro.pdf

http://www.dc-usabg.com/filecabinet/360.pdfhttp://www.dc-usabg.com/filecabinet/360.pdf

!! VIEW KARIS GROUP PATIENT ADVOCASY VIDEO !! !! VIEW KARIS GROUP PATIENT ADVOCASY VIDEO !! http://www.usahc.com/videos/karis_video.htmlhttp://www.usahc.com/videos/karis_video.html

WHAT I NEED ON YOUR PRESCRIPTIONSWHAT I NEED ON YOUR PRESCRIPTIONS

SEND ME THE CORRECT SPELLING AND DOSAGE OF YOUR DRUGSSEND ME THE CORRECT SPELLING AND DOSAGE OF YOUR DRUGS?? WHAT DOES THE DRUG COST ???? WHAT DOES THE DRUG COST ??

We have been successful many times at saving a new client more money on their Rx costs We have been successful many times at saving a new client more money on their Rx costs than the actual cost of their membershipthan the actual cost of their membership

!! WRITE DOWN ALL YOUR QUESTIONS !!!! WRITE DOWN ALL YOUR QUESTIONS !!

Contact Contact

InformationInformation David L. CollinsDavid L. Collins

EVPEVP

DIVISIONAL MANAGERDIVISIONAL MANAGER

EAGLE DIVISIONEAGLE DIVISION

USA Benefits GroupUSA Benefits Group

866.328.6182866.328.6182 dc@usabg.netdc@usabg.net

USABG Eagle Division USABG Eagle Division Guaranteed Issue Guaranteed Issue CUL CUL

Total Protection Plus PlanTotal Protection Plus Plan USABG Eagle Division has had the honor of insuring over 200,000 USABG Eagle Division has had the honor of insuring over 200,000

families the last three decades! We have witnessed over one billion families the last three decades! We have witnessed over one billion dollars in claims and here is what we know... If you have major pre-dollars in claims and here is what we know... If you have major pre-existing health conditions or a low budget, and cannot afford existing health conditions or a low budget, and cannot afford “OBAMACARE”. “OBAMACARE”. OUR TOTAL PROTECTION PLUS IS THE BEST HEALTH PLAN IN THE COUNTRY FOR YOU!!OUR TOTAL PROTECTION PLUS IS THE BEST HEALTH PLAN IN THE COUNTRY FOR YOU!!

THE COVERAGE IS PERMANENTTHE COVERAGE IS PERMANENT

THE COVERAGE IS GUARANTEED RENEWABLETHE COVERAGE IS GUARANTEED RENEWABLE

WE HAVE HAD NO RATE INCREASES IN 42 YEARSWE HAVE HAD NO RATE INCREASES IN 42 YEARS

PROTECTS ALL CORNERSTONES OF YOUR FINANCIAL SECURITYPROTECTS ALL CORNERSTONES OF YOUR FINANCIAL SECURITY

Excellent Health BenefitsExcellent Health Benefits

Excellent Drug CoverageExcellent Drug Coverage

Additional Lump Sum Cash Benefits Are Paid On Critical Illnesses And AccidentsAdditional Lump Sum Cash Benefits Are Paid On Critical Illnesses And Accidents

Additional Daily Cash Benefits Are Paid On Cancer And Heart AttacksAdditional Daily Cash Benefits Are Paid On Cancer And Heart Attacks

PLEASE REVIEW THE ATTACHMENT TO THIS EMAILPLEASE REVIEW THE ATTACHMENT TO THIS EMAIL