Use of Aadhaar in e-Governance

17th April’2015 Ahemdabad

Prashant Singh, ITS

Assistant Director General,

Regional Office, Mumbai

Unique Identification Authority of India

www.uidai.gov.in

Agenda

Aadhaar- Overview

Aadhaar Coverage Status

Aadhaar enabled applications

Recent directives of Government of India on Aadhaar

Aadhaar Overview

What UIDs would do in India

Provision of a robust, one time, reusable, nationally on-line verifiable ID to those who do not have ID

Leapfrog technology to the hands of billions of people – from no ID to online ID

To clean up existing databases through Uniqueness

•No duplicates

•No fakes

Improve Targeting and Delivery of Services

Reduce cost of Delivery of Services

5

Four demographics + twelve biometrics= 1 unique Aadhaar number

Name Address Gender Date of birth

Photo

Both Iris

10 Fingerprints

1 person1 number

6

Aadhaar delivered at doorstep

Aadhaar Coverage Status

Status of Aadhaar Coverage

www.uidai.gov.in

All India State-wise Aadhaar Coverage

www.uidai.gov.in

S/N State Population Aadhaar Generated % Coverage

1 Delhi 167,53,235 178,89,306 106.78%

2 Telangana 352,86,757 364,20,094 103.21%

3 Andhra Pradesh 493,86,799 481,18,260 97.43%

4 Kerala 333,87,677 313,20,955 93.81%

5 Punjab 277,04,236 256,36,234 92.54%

6 Haryana 253,53,081 218,22,443 86.07%

7 Jharkhand 329,66,238 274,31,793 83.21%

8 Maharashtra 1123,72,972 917,65,191 81.66%

9 Karnataka 611,30,704 481,74,506 78.81%

10 Madhya Pradesh 725,97,565 504,84,808 69.54%

11 Rajasthan 686,21,012 470,37,678 68.55%

12 Tamil Nadu 721,38,958 493,91,180 68.47%

13 West Bengal 913,47,736 604,01,156 66.12%

14 Gujarat 603,83,628 395,72,470 65.54%

15 Odisha 419,47,358 259,57,874 61.88%

16 Chhattisgarh 255,40,196 157,36,372 61.61%

17 Uttar Pradesh 1992,81,477 1034,43,696 51.91%

18 Bihar 1038,04,637 428,29,617 41.26%

19 Others 801,89,156 310,61,424 38.74%

Total 1,210,193,422 8144,95,057 67.30%

Aadhaar enabled Applications

www.uidai.gov.in

Four Properties of Aadhaar

www.uidai.gov.in

• It is achieved through de-duplication process involving biometrics Uniqueness

• Authentication using demographic/biometrics/OTP) is

• Yes/No Response

• No Personal Identity is revealed

Authentication Service

• Paperless, Consent Based

• Scalable, Secure and Complaint with IT Act 2000

• Low Cost

e-Know Your Customer (e-KYC)

• Unique number for lifetime

• Seamless transfer of G2P benefits directly into beneficiary bank account through RBI approved APB payment platform

• Hassle-free

Financial Address

What does UID Facilitate ?

www.uidai.gov.in

Type of Service Proof of

Identity

Proof of

Address

Open a Bank Account √ √

Buy a Mobile SIM Card √ √

Obtain a Driving License √ √

Obtain PAN Card √ √

Obtain Passport √ √

Get a Ration Card √ √

Get a new LPG Connection √ √

Buy an Insurance Policy √ √

Reserve a Railway Ticket √ √

Enroll under New Pension Scheme √ √

Open a Pension Account √ √

Registration of Property documents, POA, Will & Marriage

etc.

√ √

Open a Demat Account √ √

Invest in a Mutual Fund √ √

YES *** OR

NO

**OTP – One Time Pin

Aadhaar Authentication at a Glance

*and/or – Single or multi-factor authentication

***Yes/No – Would enable service provider to take business decision

CIDR

Name, Gender DOB, Address, …

**

and/or*

and/or

1:1 Match

Any Aadhaar enabled device can be used

POS Terminals – Supporting PIN/Biometric Authentication

Mobile phone with biometric scanner

- Supports PIN/Biometric authentication

Laptop with fingerprint scanner – Supports Demographic/Biometic/Pin based auth

E-KYC is Approved by Regulators

Aadhaar based e-KYC Services provide a platform for verification of Proof of Identity (PoI) and Proof of Address (PoA) in the electronic format.

At present following Regulators/Department have issued letter to accept Aadhaar based eKYC :

• Department of revenue (DOR) (Money laundering Act)

• Reserve Bank of India (RBI)

• Insurance Regulatory development Authority (IRDA)

• Securities Exchange Board of India (SEBI)

• Pension Fund Regulatory and Development Authority (PFRDA)

Existing KYC Process vs. e-KYC Process

1111 2222 3333

KYC – Authentication

Device

e-KYC flows

directly to bank

Servers with

Audit Trail

UIDAI

e-KYC Service

e-KYC

e-KYC Process

1. Takes Copy of

document

2. Verifies with

original

Scanned image

of Document

Photocopy -

Document

Storage

Existing Process

Financial Address

Central Mapper for

Aadhaar-Bank

Accounts

1111 2222 3333

To avail a new

services, just provide

Aadhaar to the

agency

Aadhaar as Robust Middleware

Role of Aadhaar in Government Subsidy

Food, Fertilizer, Fuel

Education

Health care and Life Insurance

Pensions & Provident Fund

MNREGS

Housing

www.uidai.gov.in

TPDS - Challenges?

Existence of duplicate/ghost records of a beneficiary in government database

Proof of Presence of the Beneficiary

Transfer of Benefits to beneficiaries

Last mile challenges highlighted and not the end-to-end supply chain challenges

So, why Aadhaar in TPDS?

Uniqueness will ensure elimination of duplicate/ghost records

Use of Aadhaar authentication will ensure physical presence of beneficiary at the time availing benefits

In case where States/UTs choose to adopt “Food for Cash” or “Direct Benefits Transfer”, because Aadhaar is also a Financial Address, government department can transfer subsidy without having to worry of collecting Account Number and IFSC code

Recent Directives of Government of India on Aadhaar

www.uidai.gov.in

Government of India Aadhaar based initiatives

Universal Aadhaar enrollment of entire population by June 2015

Special enrolment drive for EPFO members, Prisoners, Children.

Digitization and Linking of Aadhaar in PDS, MNREGA, Scholarships, Pensions, Passport, LPG and Prisoners

Relaunch of Direct Benefit Transfer in LPG w.e.f 15th November 2014

Jan Dhan Yojana to open Bank account for uncovered population

Railway reservation for senior citizens

SIM card issue on basis of Aadhaar

Linking of Aadhaar with Voter List

Jeevan Praman Certificate for pensioners

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Aadhaar based Applications - Live

MNREGS-APB All India

PDS (AP and Telangana)

Attendance system (Central Govt Department)

Pension Payment (Andhrapradesh)

Airport entry system (Pilot is completed at Bangalore)

LPG Subsidy transfer

Name Change and Registration for Leave&Licenses (Maharashtra)

www.uidai.gov.in

Service Delivery through Aadhaar-AP

www.uidai.gov.in

Sl No Scheme Total Benf. (In

lakhs)

Fakes/ Ghosts/ Migrated/

Dead/Duplicates etc (in Lakhs)

Balance Benf. (In Lakhs)

UID Seeded Count (In

Lakhs)

UID Seeding

%

A B C (A-B) D E (D/C)

1 SOCIAL SECURITY

PENSIONS 40.88 ---- ---- 39.58 97%

2 SC SCHOLARSHIPS 3.02 Student need to apply with UID. This resulted in

prevention of applications in

the name of dubious/ non-

existent students

3.02 3.02 100%

3 ST SCHOLARSHIPS 0.62 0.62 0.62 100%

4 MINORITY

SCHOLARSHIPS 1.06 1.06 1.06 100%

5 BC

SCHOLARSHIPS 7.36 7.36 7.36 100%

6 EBC

SCHOLARSHIPS 2.61 2.61 2.61 100%

7 PDS 451.89 69.85 382.04 364.63 95%

8 MGNREGA 96.65 10.06 86.59 81.36 94%

Service Delivery through Aadhaar-Telangana

www.uidai.gov.in

Scheme

Total Beneficiari

es (In lakhs)

Fakes/ Ghosts/ Migrated/ Dead/Duplicates etc (in Lakhs)

Balance Beneficiari

es (In Lakhs)

Seeding Count

with UID (In Lakhs)

UID Seeding

%

A B C (A-B) D D/C

1 SOCIAL SECURITY

PENSIONS * 30.99 - 30.99 26.03 84%

2 SC SCHOLARSHIPS

** 0.80

UID Seeding resulted in prevention of applications

in the name of dubious/ non-existent students

0.80 0.80 100%

3 ST SCHOLARSHIPS 0.45 0.45 0.45 100%

4 MINORITY

SCHOLARSHIPS 0.52 0.52 0.52 100%

5 BC SCHOLARSHIPS 2.55 2.55 2.55 100%

6 EBC SCHOLARSHIPS 0.60 0.60 0.60 100%

7 PDS 283.97*

**

11.75 lakh ration cards and 74.91 lakhs bogus /non-existent units were identified with Aadhaar seeding from June to Dec.14 in ePDS .

257.51 (after reducing 26.46 lakh units which did match with SRDH/

no UID units)

91%

8 MGNREGA 71.29 3.72 67.57 55.92 83%

www.uidai.gov.in

District Total

Pensioners

Disbursed% AEPS Transactions

AEPS Amount in (Rs) Total

AEPS%**

Anantapur 3,73,082 92.9 82.2 2,85,133 29,68,11,500 Chittoor 3,73,442 94.1 84.3 2,96,388 30,88,76,500

Cuddapah 2,38,798 93.5 87.6 1,95,647 20,32,06,000 East Godavari 4,55,073 88.8 77.9 3,15,402 33,27,95,500

Guntur 3,49,196 92.6 86.1 2,78,412 29,51,42,500 Krishna 3,18,990 95.2 94.3 2,86,564 30,22,84,500 Kurnool 3,02,481 92.2 86.8 2,42,133 25,78,22,500

Prakasham 2,81,252 92.0 83.6 2,16,422 22,88,14,000 Nellore 2,47,962 93.9 83.2 1,93,814 19,94,51,000

Srikakulam 2,69,237 92.3 81.8 2,03,219 21,35,35,000

Visakapatnam 3,04,777 92.2 73.2 2,05,592 21,65,02,000 Vizianagaram 2,42,602 92.7 72.4 1,62,849 17,30,49,000 West Godavari 3,31,688 92.7 84.9 2,59,070 27,54,29,500

Total 40,88,580

(40,97,862) 92.6% (93.6)

83% (81.72)

31,40,645 (31,32,707)

3,30,37,19,500 (3,30,75,98,200)

A.P Pensions – March 2015 AEPS (Aadhaar payments)

A.P MNREGA – March 2015 AEPS (Aadhaar payments)

www.uidai.gov.in

District AUA AEPS% of total

disbursed

AEPS Transactions

AEPS Amount in (Rs)

ANANTAPUR DoP 100 4,39,827 27,84,76,616

CHITTOOR DoP 100 1,45,973 10,40,98,070

CUDDAPAH DoP 99.45 89,207 6,48,99,317

EAST GODAVARI DoP 87.07 1,04,837 6,93,02,253

GUNTUR DoP 99.79 50,756 6,16,45,222

KRISHNA DoP 100 82,605 3,72,32,187

KURNOOL DoP 99.48 1,39,039 7,85,66,614

PRAKASAM DoP 99.89 76,492 6,49,95,560

S.P.S NELLORE DoP 100 1,14,876 5,37,56,651

SRIKAKULAM DoP 99.41 3,19,668 17,48,28,290

VISAKHAPATNAM DoP 72.96 1,56,597 8,82,13,078

VIZIANAGARAM DoP 88.72 5,41,375 29,09,60,039

WEST GODAVARI DoP 96.1 89,171 5,00,35,541

TOTAL 94%

(95%) 23,50,423 (2,16,779)

141,70,09,438 (15,57,43,072)

www.uidai.gov.in

March’2015 MGNREGS Aadhaar Payments (AEPS Mode)

District Paying Agencies

/Models AEPS Transactions AEPS Amount in (Rs)

Adilabad DOP, NEFT 1,58,402 10,42,76,529

Karimnagar NEFT,ICICI No AEPS

Khammam NEFT No AEPS

Mahabubnagar DoP, ICICI,NEFT 23,307 1,48,20,027

Medak DoP, ICICI,NEFT 69,913 3,74,28,077

Nalgonda DoP 31,604 1,76,40,527

Nizamabad DoP 88,239 5,08,01,581

Rangareddy NEFT No AEPS

Warangal DoP,NEFT 28,414 1,54,20,912

Total 3,99,879 24,03,87,653

Assignment/Split of Wage seekers in ‘3’ modalities (72.53 Lakhs)

DOP model (AEPS) Bank Model (Partial AEPS) CBS Model (NEFT)*

37.78 Lakhs 7.0 Lakhs 27.75 Lakhs

Telangana MGNREGA (Modalities of Wage Payments)

Aadhaar attendance portal

www.uidai.gov.in

Aadhaar attendance portal

www.uidai.gov.in

Thanks

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