vanderbilt fiscalfitness infographic final · resolutions and get your finances house in shape for...
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Do you haveenough leftover for a newhome payment?
Determine your down payment – Whether you’re sitting on a nest egg or expecting a windfall, weigh your options and calculate your cash on hand. Youmay need to tighten your belt.
Stack your financial statements – Gather proof of employment, pay stubs, bank statements, tax returns and otherpertinent paperwork.
Go the distance – Follow through and finish strong. Research your lenderoptions and choose the right fit for yourfinancing needs. You’re almost home.
Tired of giving up on your fitnessresolutionseach year?
Forgo the diet & exerciseresolutions and get yourfinances house in shapefor the New Year!
WORK OFFYour Monthly DebtWeigh your monthly spendinghabits with a a budget comparing your income to your expenses.
Pick the right housesize to fit your budgetKnow what you can affordBEFORE you shop for a home.
YourCredit Score
Payment history Amount owed Length of credit history New creditTypes of credit used
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Raise the bar to lift your credit score. Elementstypically contributing toward your credit score:
RESOLVE to getFINANCIALLY FITLooking to buy a new home?Set aside a small amount ofmoney each month to save for a deposit. Budget, discipline and fiscal self-control will yield BIG RESULTS!
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Fiscal FitnessWORKOUT
2017
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FiscalFLAB
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FiscallyFIT
A 4-step guide to manage your finances
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vmf.com/home/mortgage_calculator
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ALL LOAN PROGRAMS SUBJECTTO CREDIT APPROVAL
Vanderbilt Mortgage and Finance, Inc., 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Finance Lenders Law license, GA Residential Mortgage (Lic. #6911), Illinois Residential Mortgage Licensee, Licensed by the NH Banking Department, MT Lic. #1561, Licensed by PA Dept. of Banking.