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Universal Annuity Advantage ANNUITIES | VARIABLE

VARIABLE ANNUITY

Product Facts

MINIMUM PURCHASE PAYMENTS• Initial Purchase Payment–$1,000 (NQ and IRA); $20 (TSA)• Ongoing Purchase Payment–$100 per payment (NQ and IRA);

We may terminate your contract if your account value is lessthan $2,000 and no purchase payments have been received inthree years.

MAXIMUM ISSUE AGE• 80 years for Standard Death Benefit • 74 years for Annual Step-Up to Age 75 Death Benefit

DIVERSIFICATION• Choose from a variety of investment managers each elected to

offer you a broad choice of investment styles.• Offers diverse asset class representation, including stocks, bonds,

money market and a fixed account.1

TRANSFERS• Transfer among investment options at no additional cost

(restrictions may apply). See prospectus for details.

ACCESS TO YOUR MONEY• Systematic Withdrawal Program available• Full range of annuitization options• Loans may be available under certain qualified contracts

(not available with Principal Guarantee)

Withdrawals are subject to ordinary taxes. Withdrawals of taxableamounts from an annuity may be restricted before age 591⁄2 for aTSA or by other terms of a plan where applicable. Withdrawalsprior to age 59 1⁄2 may be subject to a 10% IRS penalty. In certainstates, a premium tax may apply. In addition, withdrawals willreduce the contract value and death benefit.

BENEFICIARY PROTECTION OPTIONS1

(Prior to Maturity Date)• The Standard Death Benefit guarantees your beneficiary receives

the greater of:1. Contract value; or2. Total purchase payments before age 65.*

1 The fixed account, death benefit(s), income options and any additionalguarantees are based on the financial strength and claims-paying abilityof MetLife Insurance Company of Connecticut.

2 Dollar Cost Averaging and Rebalancing do not assure profit nor protectagainst loss in a declining market.

• The Optional Annual Step-Up to Age 75 Beneficiary Protection,available to owners or annuitants age 74 or younger, provides thegreatest of:1. Contract value; or2. Total purchase payments;* or 3. Highest contract anniversary value before age 75.*

*Withdrawals will reduce the death benefit in direct proportion tothe contract value reduction. This reduction could be more or lessthan the amount withdrawn. If Principal Protection (GMWBRider) is elected, the Adjusted Purchase Payments will equal youraggregate Purchase Payments minus your aggregate withdrawalsfrom the date the rider is added to contract.

PRINCIPAL GUARANTEE1

Principal Guarantee is an optional withdrawal benefit available for anadditional cost. It guarantees you will receive back over a period oftime, every penny contributed regardless of what has happened toyour contract value, as long as you do not withdraw more than theMaximum Annual Withdrawal Benefit in any given year.

The Maximum Annual Withdrawal Benefit is determined by the first withdrawal made—a 10% maximum if withdrawal is made after thethird contract year; 5% if withdrawal occurs during years 1–3. A resetfeature is available in five-year intervals (at current market cost). Ifmore than the Maximum Annual Withdrawal Benefit is withdrawn,the Principal Guarantee benefit, as well as the maximum annual with-drawal amount will be reduced in direct proportion to the contractvalue reduction. This could be more or less than the amount with-drawn. Electing Principal Guarantee will make the Adjusted PurchasePayments equal to your aggregate Purchase Payments minus youraggregate withdrawals from the date the rider is added to contract.Principal Guarantee is only available to owners age 55 and older. It isnot available with the asset allocation program or with loans. Thisrider can be cancelled once elected after the fifth contract anniversary.Please refer to the prospectus for more information.

ADDITIONAL FEATURES• Dollar Cost Averaging (DCA)2

• Systematic Withdrawal Program• Rebalancing Program2

• Spousal Continuation (NQ and IRA)

CONTRACT FEES AND EXPENSES• Mortality and Expense Risk Charge

- 1.25% for Annual Step-Up to Age 65 Death Benefit (Standard)- 1.40% for Annual Step-Up to Age 75 Death Benefit (Enhanced)- If Principal Guarantee is elected, the maximum charge is

1.00%.• Semi-Annual $15 Contract Administrative Charge.• Deferred Sales Charge (withdrawal charge) of up to 5% assessed

against withdrawals of purchase payments within five years ofpayments.

• Underlying fund investment management fees and expenses vary by portfolio. Refer to current prospectus.

Universal Annuity Advantage

UNIVERSAL ANNUITY ADVANTAGE FUNDING OPTIONS

* The asset allocation portfolios are “fund of funds” portfolios. Because of this two tier structure, each asset allocation portfolio bears its own investment manage-ment fee and expenses as well as its pro-rata share of the investment management fee and expenses of the underlying portfolios.The Contract Owner may be ableto realize lower aggregate expenses by investing directly in the underlying portfolios instead of investing in the asset allocation portfolios.

MORE CONSERVATIVELower Potential RewardLower Potential Volatility

MORE AGGRESSIVEHigher Potential RewardHigher Potential Volatility

Within each asset class,funds listed alphabetically,not in risk/reward order.

Fixed Interest Account* CashBlackRock Money Market PortfolioB,F,X Cash

Legg Mason Partners Variable Adjustable Rate Income PortfolioB,H 1-5 Year FixedWestern Asset Management US GovernmentB 1-5 Year Fixed

BlackRock Bond Income PortfolioB,F,H Aggregate BondMetLife Investment Diversified Bond FundB,F,H Aggregate BondPIMCO VIT Total Return PortfolioB,D,F Aggregate Bond

Pioneer Strategic Income PortfolioB,F Global Aggregate Bond

BlackRock High Yield PortfolioB,F,H High Yield BondLord Abbett Bond Debenture PortfolioB,H High Yield Bond

PIMCO Inflation Protected Bond PortfolioB,F Long Term Bond

BlackRock Diversified PortfolioB,F,H,L,M Balanced-DomesticLegg Mason Partners Managed Assets PortfolioF,S Balanced-DomesticMFS® Total Return PortfolioB,F,L,V Balanced-Domestic

Loomis Sayles Global Market PortfolioB,F,V Balanced-Global

Neuberger Berman Real Estate PortfolioR REITs

Oppenheimer Global Equity PortfolioB,F,L,M,S Global

Batterymarch Growth and Income PortfolioF,G,L,V Large Cap BlendBlackRock Large-Cap Core PortfolioG,J,L,V Large Cap BlendLegg Mason Partners Variable Appreciation PortfolioG,L,M,S,V Large Cap BlendLegg Mason Partners Variable Social Awareness PortfolioF,G,L,V Large Cap BlendLord Abbett Growth and Income PortfolioG,L,V Large Cap BlendMetLife Investment Large Company Stock FundG,L,V Large Cap BlendMetLife Stock Index FundG,I,L,V Large Cap BlendPioneer Fund PortfolioG,L,R,V Large Cap Blend

Fidelity VIP Equity-Income PortfolioF,H,L,V,W Large Cap ValueLegg Mason Partners Variable Fundamental Value PortfolioB,G,L,M,V Large Cap ValueLegg Mason Partners Social Awareness PortfolioF,G,L,V Large Cap ValueMFS Value PortfolioF,L,V Large Cap ValueVan Kampen LIT Comstock PortfolioF Large Cap Value

Dreman Small-Cap Value PortfolioF,S,V Small Cap ValueThird Avenue Small Cap Value PortfolioF,S,V Small Cap Value

Batterymarch Mid-Cap Stock PortfolioF,G,M,V Mid Cap BlendFidelity VIP Mid Cap PortfolioG,M,V,W Mid Cap BlendLazard Mid-Cap PortfolioG,M,V Mid Cap Blend

Harris Oakmark International PortfolioF International EquitiesJanus Aspen Series International Growth PortfolioF,G International EquitiesMetLife Investment International Stock FundF,G,L,V International EquitiesTempleton Foreign Securities PortfolioF,G International Equities

FI Large Cap PortfolioB,F,G,H,L Large Cap GrowthFidelity VIP Growth PortfolioF,G,L,W Large Cap GrowthJanus Forty PortfolioB,F,G,L,M,S Large Cap GrowthLegg Mason Partners Variable Large Cap Growth PortfolioG,L Large Cap Growth

MetLife Investment Small Company Stock FundF,G,S Small Cap Blend

Fidelity VIP Contrafund® PortfolioF,G,L,V,W All Cap GrowthLegg Mason Partners Variable Aggressive Growth PortfolioG,L All Cap GrowthMet/AIM Capital Appreciation PortfolioF,G,L,M,R,S All Cap Growth

BlackRock Aggressive Growth PortfolioB,F,G,L,M,S Mid Cap Growth

Templeton Developing Markets Securities PortfolioF Emerging Market Equities

Dreyfus VIF Developing Leaders Securities PortfolioG,S Small-Mid Cap Growth

Legg Mason Partners Variable Small Cap Growth PortfolioG,S Small Cap GrowthMet/AIM Small Cap Growth PortfolioF,S Small Cap Growth

FUNDING OPTIONS ASSET CLASS

ASSET ALLOCATION FUNDING OPTIONS ASSET CLASS

MetLife Conservative Allocation PortfolioAA Asset AllocationMetLife Conservative to Moderate Allocation PortfolioAA Asset AllocationMetLife Moderate Allocation PortfolioAA Asset AllocationMetLife Moderate to Aggressive Allocation PortfolioAA Asset AllocationMetLife Aggressive Allocation PortfolioAA Asset Allocation

Standard & Poor’s InvestmentAdvisory Services LLC (“SPIAS”)believes that the chart on the leftshows the approximate risk rela-tionships among the asset class-es for the funding options madeavailable by MetLife InsuranceCompany of Connecticut underits variable products, from themost conservative to the mostaggressive. Within each assetclass, funding options are listedin alphabetical order. The rankingof asset classes (with the excep-tion of the Fixed Account) isbased on an analysis by SPIAS. Indetermining the ranking, discreteindices, which do not necessarilyinclude the funding optionsoffered by MetLife InsuranceCompany of Connecticut, servedas proxies for each of the assetclasses. Risk is based upon vola-tility, determined by computingthe average standard deviationsof monthly returns over rollingfive year periods between 1990and 2006. SPIAS makes no repre-sentation as to the performanceof the available funding optionsrelative to the index for theirrespective asset classes. Othermethodologies for ranking assetclasses may produce differentresults. Since past performance ofinvestments is not necessarilyindicative of their future results,no assurance can be given thatthe ranking of asset classesshown here will correspond torankings in the future.

Universal Annuity Advantage is a variable annuity issued by MetLife Insurance Companyof Connecticut (MLICC), One Cityplace, Hartford, CT 06103-3415. MetLife InvestorsDistribution Company (MLIDC), 5 Park Plaza, Suite 1900, Irvine, CA 92614 is the distrib-utor of the variable products. Securities, including variable products, offered throughMetLife Securities, Inc. (MSI) (member NASD/SIPC), NY, NU. MLIC, MLIDC,MLICC andMSI are affiliates.

If purchasing this contract with before-tax dollars (either with a Qualified Plan annual contribution or with rollover amounts), you should understand that while this contractdoes not provide additional tax-deferral benefits, it does offer features such as a deathbenefit, income options and other non-tax related benefits.

Variable Annuities are subject to investment risk including the possible loss of principal.

A prospectus for variable annuities issued and/or distributed by MetLifeInvestors Distribution Company and for the investment portfolios are avail-able from your financial professional or in the annuity sales kit. The prospec-tuses contain information about the contract’s features, risks, charges andexpenses, and the investment objectives, risks and policies of the underlyingportfolios, as well as other information about the underlying funding choices.Please read the prospectuses and consider this information carefully beforeinvesting. Product availability and features may vary by state.MetLife variable annuities have limitations. There is no guarantee that any of the variableinvestment options in this product will meet their stated goals or objectives. The accountvalue is subject to market fluctuations so that, when withdrawn, it may be worth more orless than its original value. All product guarantees are based on the financial strength andclaims-paying ability of the issuing insurance company.

This product or some product features including investment optionsmay not be available in all states or at all times.B Bond and other fixed-income securities involve both credit risk and market risk, which

includes interest rate risk. Credit risk is the risk that the security’s issuer will not pay theinterest, dividends or principal that it has promised to pay. Market risk is the risk that thevalue of the security will fall because of changes in market rates of interest or other factors. Interest rate risk reflects the fact that the values of fixed-income securities tendto fall as interest rates rise.When interest rates go down, interest earned on fixed-incomesecurities will tend to decline.

D The Portfolio may use derivative instruments for hedging purposes or as part of its invest-ment strategy. Use of these instruments may involve certain costs and risks such as liquidity risk, interest rate risk, market risk, credit risk, management risk and the risk thata fund could not close out a position when it would be most advantageous to do so.Portfolios investing in derivatives could lose more than the principal amount invested inthose instruments.

F Foreign securities pose additional risks that are not associated with U.S. domestic issues,such as changes in currency exchange rates and different governmental regulations,economic conditions and accounting standards.

G Invests in growth stocks, the prices of which may be more sensitive to changes in currentor expected earnings than the prices of other stocks. Growth stocks may not perform aswell as value stocks or the stock market in general.

H Lower rated high yield, high risk securities generally involve more credit risk. These securities may also be subject to greater market price fluctuations than lower yielding,higher rated debt securities.

I Morgan Stanley sponsors the MSCI EAFE® Index, Lehman Brothers sponsors the LehmanBrothers® Aggregate Bond Index, Standard & Poor’s sponsors the S&P 500® Index and theS&P MidCap 400® Index, and Frank Russell Company sponsors the Russell 2000® Index(together referred to as “index sponsors”). Direct investment in an index is not possible.The index sponsors do not sponsor, endorse, sell or promote the portfolios or make anyrepresentation regarding the advisability of investing in the portfolios. The index sponsorshave no responsibility for and do not participate in the management of portfolio assetsor sale of portfolio shares. Each index and its associated trademarks and service marksare the exclusive property of the respective index sponsors. The Metropolitan Series Fund,Inc. Statement of Additional Information contains a more detailed description of the limited relationship the index sponsors have with MetLife and the Fund.

J Market indices referenced are unmanaged and representative of large and small domesticand international stocks and bonds, each with unique risks. Information about them isprovided to illustrate market trends and does not represent the performance of any specific investment. You cannot invest directly in an index.

L Invests in the common stock of large capitalization companies. These investments maynot be able to attain the growth rates as high as those of successful smaller capitaliza-tion companies, especially during extended periods of economic expansion.

M The common stocks of medium-sized companies may be more volatile than those oflarger, more established companies.

R Investing in real estate involves special risks, which may not be associated with investingin stocks, including possible declines in real estate values, adverse economic conditions,and changes in interest rates.

S Investments in small capitalization and emerging growth companies involve greater thanaverage risk. Such securities may have limited marketability and the issuers may have limited product lines, markets and financial resources. The value of such investments mayfluctuate more widely than investments in larger, more established companies.

V Invests in stocks that tend to trade at lower prices relative to their fundamental financialcharacteristics and are therefore considered undervalued. Value stocks can perform differently than other categories of stocks (e.g., growth stocks) and can continue to beundervalued by the market for long periods of time.

W These funding choices are Fidelity Variable Insurance Products funds that are designed asinvestment vehicles for variable annuity and variable life insurance contracts of insurancecompanies. MetLife receives a fee from Fidelity for providing certain recordkeeping andadministrative services. You are not responsible for these fees.

X An investment in the BlackRock Money Market Portfolio is not insured orguaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Portfolio seeks to preserve the value ofyour investment at $100.00 per share, it is possible to lose money by invest-ing in the Portfolio.

AA The Asset Allocation Portfolios may invest in all the asset classes of the underlying portfolios. Consequently, all the risks and other information listed in these footnotes mayapply. The Asset Allocation Portfolios may also invest in the RCM Technology Portfolio. Thetechnology industry can be significantly affected by obsolescence, short product cycles,falling prices and profits, and competition from new market participants. Funding choicesthat primarily invest in one sector are more volatile than those that diversify across manyindustry sectors and companies.

While diversification through an asset allocation strategy is a useful technique that canhelp to manage overall portfolio risk and volatility, there is no certainty or assurance thata diversified portfolio will enhance overall return or outperform one that is not diversified.Pursuant to IRS Circular 230, MetLife is providing you with the following notification:The information contained in this documentis not intended to (and cannot) be used by anyone to avoid IRSpenalties. This document supports the promotion and marketingof insurance company products. You should seek advice based onyour particular circumstances from an independent tax advisor.In a low interest rate environment, yields for money market sub accounts, after deductionof contract fees and charges and the charge for any optional riders, may be negative eventhough the fund’s yield, before deducting for such fees and charges, is positive. If you allocate a portion of your contract value to a money market sub account that portion ofyour Contract Value may decrease in value.Ordinary income taxes may become due as a result of the withdrawal or distribution of taxable amounts from your annuity.Withdrawals taken prior to age 591⁄2 may be subject toa 10% federal tax penalty.Like most annuity contracts, MetLife of Connecticut contracts contain surrender charges,termination provisions, holding periods, exclusions, limitation and terms for keeping themin force. See your MetLife of Connecticut representative for complete details.Neither MetLife nor its representatives are qualified to give tax, legal, financial or plandesign advice. You should seek the advice of a tax attorney or qualified advisor. Annuitiescontain limitations and exclusions. See your financial professional or contact the insurancecompany for details.MetLife Advisers, LLC, the investment advisor to the asset allocation portfolios, chooses theunderlying funding options for each Portfolio and the proportions of each underlying funding option within the Portfolio. SPIAS serves as consultant to MetLife Advisers, LLC forthe Asset Allocation Portfolios, SPIAS does not provide advice to MetLife’s underlyingclients or have any discretionary authority or control with respect to purchasing or sellingsecurities, and does not act as a “fiduciary” or “ investment manager” as defined underERISA, to any investor, SPIAS makes no warranties, express or implied, as to results to beobtained from the information provided by it, and neither SPIAS nor its affiliates endorse,sell or promote this product or make any recommendations as to advisability of investingin it. The asset allocation portfolios are “fund of funds” portfolios. Because of this two tier structure, each asset allocation portfolio bears its own investment management fees andexpenses as well as its pro-rata share of the investment management fees and expensesof the underlying portfolios. The Contract Owner may be able to realize lower aggregateexpenses by investing directly in the underlying portfolios instead of investing in the assetallocation portfolios. In that case, you would not receive the asset allocation services ofMetLife Advisers, LLC.

MetLife Insurance Company of ConnecticutOne Cityplace, Hartford, CT 06103-3415www.metlife.com

0702-3728QP60074457059 L05072196[exp0508]© 2007 METLIFE, INC. PEANUTS © United Feature Syndicate, Inc.