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Mobile Finance Technology IN the Cloud

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OTC:QB KUSA

This information contains certain statements that may include "forward-looking statements." All statements

other than statements of historical fact included herein are "forward-looking statements." These forward-

looking statements are often identified by the use of forward-looking terminology such as "believes,"

"expects" or similar expressions, involving known and unknown risks and uncertainties. Although the

Company believes that the expectations reflected in these forward-looking statements are reasonable,

they do involve assumptions, risks and uncertainties, and these expectations may prove to be incorrect.

You should not place undue reliance on these forward-looking statements. The Company's actual results

could differ materially from those anticipated in these forward-looking statements as a result of a variety of

factors, including the risk factors discussed in the Company's periodic reports that are filed with the

Securities and Exchange Commission and available on the SEC's website (http://www.sec.gov). All

forward-looking statements attributable to the Company or persons acting on its behalf are expressly

qualified in their entirety by these risk factors. Other than as required under the securities laws, the

Company does not assume a duty to update these forward-looking statements.

Safe Harbor

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VersiPay is the PayPal and Western Union for the mobile and text-only phone users and the Unbanked.

ANYCOUNTRY

ANYDEVICE

ANYNETWORK

Any Device from Text-only phone, Smartphone, Tablet, or Laptop. Any Network from Mobile Carrier, Internet, Storefront, or Moped.

VersiPay Helps People

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1.4 bn mobile subscribers are text-only and there are 2 billion people without a bank account who are classified as Unbanked by the World Bank. (GSMA, 2016) •  Any business

VersiPayisatechnologyproviderdeliveringMobilePaymentsoluFonslikePayPalandWesternUnionfor:► Text-onlyphones,MobiledevicesandtheUnbankedpeople.

VersiPayisaglobalPrivateLabelproviderofcloud-baseddigitalpaymentstechnologyenabling:► Banks► MoneyRemiPancebusinesses(MSB/MTO)► Telcos► UniversiFes

Who is VersiPay

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•  Bricks and Mortar, Agent-based Money Transfer businesses and Banks are under attack.

•  There is a continued focus on digital modes of money transfer. •  Continued increase in Money Remittances worldwide. •  Increased focus on texted-driven markets like Sub-Sahara

Africa. •  Increased focus on Anti-Money Laundering(AML) and Know

Your Customer initiatives. •  Social Media is entering the Money Transfer market.

VersiPay’s $600 Billion Opportunity

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•  By 2020 half of all payments will be made via mobile (mobile phones and tablets).

•  Mobile devices (estimated 7 billion) are outselling PC and mobile subscriptions are rapidly increasing worldwide.

Resource: Underbanked - World Bank *only2%ofthepeopleintheworldusesomesortofmobilepaymentsystem.

VersiPay Enables Payments

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How do we do it? We provide financial transparency for the cannabis industry by offering: •  Comprehensive currency tracking •  Traceability while protecting the confidentiality and privacy We provide the required transparency for: •  Anti-Money Laundering(AML) and Know Your Customer(KYC) for each

account as well as •  Verifying ALL cannabis dollars to ensure compliance with regulatory

requirements. Banks and Credit Unions who now have an additional tool that helps them in their regulatory oversight while Government Agencies have standardization and protocols to maximize the monetization of this new and evolving cannabis industry.

Cannabis Compliance

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VersiPay is a provider of cloud-based global digital payments technology that is: ► quick and secure ► requires no merchant facility ► one-click payment that is available to all types of customers

VersiPay’s Bottom Line

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KreditsSentfromSending

Partyin-pla>orm

TransfersKreditstoReceivingParty

Kreditsin

mWallet

ReceiveruDlizes

merchantstore

Provider’s customer purchases Kredits in through multiple channels: •  Online •  Phone / IVR •  Retail Stores •  mWallet

VersiPay Accepts funds and adds Kredits

VersiPay Processes the Transfer of Kredits

Recipient receives Kredits and is notified (either from VersiPay or Partner mWallet Provider and/or customer MNO)

Recipient Cashes Out •  Can fully or

partially cash out funds.

•  May also use funds for other services (MSB Partner services, Bill Pay, etc.)

SenderaddsCash-

(VarietyofChannels)

It’s Simple Source:2012DalbergCGAPLandscapeStudyonMobile

Money

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► VersiPayprovideravoidsextensiveresourceallocaFontodevelopingandmaintainingpartnerrelaFonships.

►VersiPayoffersinstantglobalreachandoffersatrustedbrandfor

themoneytransfermarket.

►VersiPayenablesFXandsePlementoftransacFonswithan

establishednetwork,providingreliability.►VersiPayenablesPCI,Transfer,Regulatory,andotheroperaFonal

support.

The Benefits to Content and Service Providers

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VersiPay Wallet charges the consumer a flat fee per transaction to the consumer of 50 cents for purchases which is collected by the Partner and sent to VersiPay. The consumer using a credit card with their account will pay a minimum of 1% up to 15% on top of their credit card fees related to each country to VersiPay. VersiPay Kredits charges the consumer $3 plus 3% of amount value per transaction paid to the Partner, which is sent to VersiPay for the use of the VersiPay Kredits payment platform. The consumer will pay a minimum of 1% up to 15% on top of credit card fees related to each country respectively. The Partner will share the fees 50/50 with VersiPay Kredits.

Fee-based Transactions

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VersiPay is connected to over 290,000 storefront

locations for cash disbursement and deposit.

VersiPay is connected to 426 mobile phone carriers

VersiPay has connected to 124 countries.

VersiPay is connected in 125+ countries

VersiPay is connected to one of China’s Largest Merchant

Processors with over 300,000 customers

VersiPay works with all 7 billion mobile devices

VersiPay is Everywhere!

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Carl Maybin II Chief Executive Officer, and a member of the Board of Directors. Carl Maybin is the Founder of IP Triple Communications a USA-based global Telecommunications Company. Mr. Maybin is an experienced leader and prior to founding IP Triple was the Vice President of Sales and Marketing for Mitsubishi Satellite’s SkyTiger Asia Pacific Group, Vice President of Partnership Development for International recognized start-up Cignal Global Communications. Mr. Maybin is currently the acting Chief Financial Officer and is this capacity is advised by reputable independent financial consultants. Haden Kirkpatrick Chief Operating Officer, Senior Advisor and Strategy Consultant. Mr. Kirkpatrick is the founder and CEO of AUDE Consulting, an independent marketing, strategy and innovation consultancy based in San Francisco. Mr. Kirkpatrick has extensive experience launching mobile products and services throughout North America and SE Asia. Mr. Kirkpatrick began his mobile career at T-Mobile USA where he built the sub-prime business unit into a significant market force generating $6.5 Billion in annual revenue. After T-Mobile, Mr. Kirkpatrick ran the SE Asian consulting division for Motricity advising major international mobile groups on the development and deployment of mobile data services. Mr. Kirkpatrick brings a passion for mobile service and mobile innovation, particularly pertaining to the underbanked market. Richard Dyer Chief Marketing Officer and a member of the Board of Directors. Mr. Dyer is a professional in the digital marketing industry with over 20 years of experience who has helped companies create new marketplaces in the digital media, mobile advertising, and telecommunications industries. Mr. Dyer has extensive experience in building and managing client relations by leveraging technological applications.

Leadership

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Carl Maybin - CEO cmaybin@kashinusa.com +1-808-221-0553

Haden Kirkpatrick - COO hkirkpatrick@kashinusa.com

+1-949-394-8766

Leadership