I N V E S T M E N T P R O P E R T I E S

COMPLETE OWNERSHIP. COMPLETE CONTROL. REAL SECURITY.

Vision Investment Properties 2

Welcome,

Vision Investment Properties is a company based on transparency, security, credibility and innovation. Since 2005, we have grown with these fundamentals in mind. We strive to deliver you the best investments and believe in providing the same quality of service that we have offered since day one, tailoring it to meet the specific needs and goals of each and every client.

From the beginning, our vision has been about creating financial freedom through real estate investments. While being market savvy is one aspect of smart investing, our strong relationships

with local developers are an integral part of our success. With our strong understanding of the real estate market, we have developed a turn-key system for our investors and rental programs designed to allow for a secure, hands-off investing experience.

Vision’s goal is to ensure that you see investment opportunities the same way we do and that you can create long-term wealth for you and your family.

We want to empower you to take your financial future in your hands. By investing in real estate, you have the chance to make your retirement plans a reality. You have the power to shape your financial future and that of your family’s.

Tom Napiontek Director

Letter from the Director

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A Company Built On Your Success

At Vision Investment Properties, our mission is to create financial freedom for you by providing high quality cash flowing real estate investments to reach your financial goals.

Our vision is to enable you to be financially free and stable by providing quality real estate opportunities.

Your success is the foundation of how we conduct our business

Our Mission & Vision

Our Vision and Mission

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credibilityCompany Overview

Turn-Key Investment Opportunities

At Vision Investment Properties, our business is to help you create wealth through real estate. Vision offers turn-key investment opportunities that are hands-off, straight forward, and most importantly – effective. Through the direct ownership of multi-family residential properties in strong housing markets, we believe investors can add a high performance layer of diversification to their investment portfolio and generate a monthly income that will grow with time.

Vision is dedicated to delivering product excellence, investment security and professional service. Vision property consultants take the time to understand our investors’ needs as well as retirement income goals. As our property consultants help our investors devise a plan of action catered to their unique goals and time frames, the Vision team provides support and facilitates their investing experience with everything from research and due diligence to property management.

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Key Components to Our StrategyOver the years, Vision has meticulously developed and refined our investment strategy, allowing for a successful methodology for sourcing high returning projects to provide to our investors.

Western Canadian PropertiesVision Investment Properties targets strong western Canadian housing markets with solid fundamentals. These markets have the essential factors that allow for high returns on your investment, such as a booming economy, low unemployment rates and strong economic growth potential.

Multi-family Residential Real EstateWe focus in new or recently renovated multi-family residential real estate. Housing trends show an increase in demand for multi-family residential real estate, which is ultimately driving up the price of rents and increasing the potential for value appreciation for multi-family residential properties.

Strict Due DiligenceIn order to ensure all our projects meet our strict criteria, we always follow a rigorous due diligence process. This includes the evaluation and analysis of everything from third-party engineering reports, assessments and appraisals to local and regional market data

Cash FlowThe projects we select have a positive cash flow from day one. We develop conservative cash flow projections, ensuring all relevant expenses are factored into our estimates. We strive to be as realistic and attainable with your projected return. This will allow for better planning of your financial future.

Keeping you Educated and InformedPart of our comprehensive approach to real estate investments includes a commitment to keeping you informed and educated through a regular newsletter that offers project updates, market news and other useful information about real estate investments.

What does Vision do to help you get there?

Our Strategy

Our Strategy

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Why Vision?

Rental Pool (All Rental Income)$4500

$1000$1000$1000 $1000$500

Unit A Unit B Unit C Unit D Unit E

$900 $900 $900 $900 $900

Owner 1 Owner 2 Owner 3 Owner 4 Owner 5

Rental Pool ProgramAfter the first four years of the rental assurance program, our optional rental pool program combines all of our investors’ properties into one income-generating solution and divides the net rental income amongst participating members. This ensures you a return regardless of any circumstances.

innovation

Qualities that Separate Vision from the RestAt Vision Investment Properties, our investors come first. That’s why we are committed to integrity, transparency and hard work.

Direct OwnershipVision offers 100% direct ownership when you invest in our projects. As you own the property, your name goes on the title deed. This gives you complete control and flexibility over your investment.

Rental AssuranceOur signature rental assurance program was designed with the intent to provide further security to your investment. For the first four years of ownership, we assure the rents for your investment. This way, you can be certain that you will be receiving your monthly rental income.

Immediate, Positive Cash FlowAll of Vision’s projects provide strong, monthly positive cash flow from day one. Vision offers only superior, quality investment opportunities to our investors. We follow an extensive due diligence process that includes rigorous evaluations, ensuring that our projects are financially attractive.

Property ManagementWe work with the best local property management companies that take care of property maintenance, leasing, tenant needs, financial statements, depositing and collecting rent, managing expenses and more.

If you own unit E and it becomes vacant for half a month, the loss in rental income is spread amongst all those in the rental pool program, therefore minimizing the risk

77Why Vision

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What Real Estate has to OfferWith the vast variety of investment opportunities out there, choosing the right type can be challenging. There are many benefits to investing in real estate. It offers security and tax advantages that other investment options cannot.

Why Real Estate? security

1985

1990

1995

2000

2005

2009

What would your $10,000 Investment in 1985 be worth today?

GICStocks - DJIAReal Estate

$0$100,000

$200,000$300,000

$400,000$500,000

$600,000

Real Estate out performs other assets significantly because of it's dynamic growth potential.

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DiversityAs the cornerstone of a well-balanced investment portfolio, diversification helps to offset volatility that other asset classes have and, ultimately reduces overall portfolio risk. Investing in real estate is a powerful way to add a valuable layer of diversification to your investment portfolio.

RentOne of the hallmarks of real estate investing is the ability to use the rental income you earn each month to pay down your mortgage. This feature is unique to real estate investing. Tax BenefitsWhen you invest in real estate, the growth in your property is sheltered from taxation until you sell the property. There is no limit to the amount of value growth you can shelter when you invest in real estate.

LeverageLeverage simply means using borrowed capital to enhance the earning potential of an investment. Leveraging is characteristic to real estate and is real estate’s most powerful tool to maximize your investing dollars. Real estate is a tangible asset, meaning that financing is attainable and your returns are generally greater than that of an unleveraged investment.

2%Annual Return

Property

in 5 Years

You invested$100,000

GIC

The Future Value is$110,408

Net Gain: $10,408Return: 10.4%

You invested $100,000 of down-n-payment on a $500,000 Property

in 5 Years

The Future Value is $552,040 with $361,790 Balance on loan

Net Gain: $90,250Return: 90.3%

Leverage Model

Why Real Estate ?

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The Vision MIC

What is a Mortgage Investment Corporation (MIC)? A MIC is an investment vehicle governed by the Income Tax Act (Canada). It allows investors to buy shares as a way to invest in a diversified pool of mortgages that are secured on real property. The key features are:

• 100% of a MIC’s profits are paid out to investors• The MIC is RSP, RESP, RRIF and TFSA eligible• A MIC includes second mortgages• It is designed to be investor friendly.

flexibility

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SECURITY The Vision MIC offers security in the form of a strong fixed interest rate for the duration of your investment. All of the profits from the mortgage payments are paid out to Vision MIC shareholders each month. This means that your investment will experience predictable growth at a high rate. Furthermore, your investment is secured by hard real estate property.

LOW CAPITAL REQUIREMENT The Vision MIC allows investors to pool their capital and gain access to investing in mortgages, which they otherwise would not have had the means to.

STRONG MANAGEMENT TEAMMost individuals do not have the means, the time or the expertise to invest in individual mortgages directly. Our MIC management team takes care of all the details. The team sources the investment opportunities, negotiates the mortgage terms and manages and distributes money to investors, making the Vision MIC completely hands-off and investor-friendly.

TAX ADVANTAGES The Vision MIC is RRSP-eligble. There are various tax benefits to investing in the Vision MIC within your RRSP.

1 Monthly mortgage payments are deducted from rental income by the property manager. 2 Loans are provided up to 90% loan to value (LTV)

Borrowers

Lenders

Share Capital ($1000 per share, min 15 shares)

Mortgage Loan2

Why The Vision MIC?

The Vision MIC

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"Vision was committed to getting the best investment for me and their expertise made it an easy process"

Performance Matters and We Know It

“Vision was helpful and explained every step in terms we understood.”

"Vision helped me attain peace of mind through the use of real estate. I now know that my family and I will be financially secure for years to come."

Our Track Record transparency

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Acquisition Date Project Location Rental Yield

2012 Chestermere Manor Chestermere, AB 7.4%

2011 Best View Manor Tofield, AB 7.5%

2011 Columbia Manor Lethbridge, AB 7.4%

2011 Royal Oaks (B) Grande Prairie, AB 7.8%

2010 Foxbed Lethbridge, AB 7.0%

2010 Royal Oaks (A) Grande Prairie, AB 7.8%

2009 Urbia Vernon, BC 7.8%

2009 Chelsea Grande Prairie, AB 7.9%

2009 Lakeland Grande Prairie, AB 7.6%

2008 Ingrid Edmonton, AB 7.7%

2008 Avonlea Edmonton, AB 7.3%

2007 Alastaire Waterloo, ON 7.5%

2007 Cardell Hamilton, ON 11.7%

2007 Halminen Hamilton, ON 10.7%

2006 Amory Barrie, ON 9.2%

2006 Ashcroft Orillia, ON 8.5%

2006 The Vogue North York, ON 7.3%

2005 Aubury Crescent Ajax, ON 8.3%

2005 Avant Whitby, ON 8.1%

Starting from 2005, we have more than 15 projects in cities across Canada

Our Track Record

Ottawa

Vernon, BC

Edmonton, AB

Grande Prairie, AB

Ajax, ON

Whitby, ON

Lethbridge, AB

Orillia, ONBarrie, ON

North York, ON

Waterloo, ON

Hamilton, ON

Chestermere, AB

“Knowing our properties are in good hands makes our vacation a lot more relaxing"

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VIP Membership

The Vision Investment Properties (VIP) Preferred Membership puts a focus on its members, giving them priority access to exclusive product launches across Western Canada. The VIP Preferred Membership also allows access to a wide range of educational material through seminars, newsletters and informative eBooks provided by experts and professionals.

Why Join?

As an independent investor in real estate, finding quality information is one of the hardest and most tedious aspects of real estate investing. Acquiring a membership gives you access to our database of information designed to assist you on making the right choices in your pursuit of your financial goals. Also part of the membership is our exclusive Referral Program, where we reward our members for their role in helping others become financially independent.

Finally, when you invest with Vision Investment Properties, your membership fee for the year gets credited towards your investment and you receive a lifetime membership.

Features of the Membership

• Priority Client Services

• Priority notification on new investment opportunity

• Personal real estate advisor

• Invitation to the exclusive Referral Program

• Access to research reports and market information

• Monthly subscription to Vision Investment Properties’ newsletter

• Priority invitation to events and seminars

• Lifetime membership upon investment with Vision Investment Properties

VIP Membership 15

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Results Begin with a Professional Team Our team of real estate professionals is dedicated to delivering product excellence, investment security and professional services

Tom NapiontekDirector of Acquisitions• Expertise: property acquisition, property development, construction and

investment strategy formulation • Previously served with Citigroup where he managed and facilitated projects• Trained in mortgage financing and financial planning with Canada Mortgage

Company

Virata Gamany Director of Business Development• Expertise: capital acquisition and financial modeling • Previously served with PricewaterhouseCoopers LLP within their Advisory

and Corporate Finance division• Was involved with some of North America’s largest commercial real estate

investment firms, namely Oxford Properties Group and Realstar Properties Limited

Manson OsmondVP Marketing and Operations• Expertise: Marketing Strategy and Brand Management• 20 years of experience in marketing/sales strategy and brand management in

the telecom and real estate industry • Was General Manager for one of North America’s largest Service Bureaus,

UTEL Networks, that provides audio text content and billing in the audio text Industry in North America

Our Team

Executive Committee

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Results Begin with a Professional Team Our team of real estate professionals

is dedicated to delivering product excellence, investment security and

professional services

Rupert Lindsay Client Relations

Rocky LeeWeb Developer

Lindsay SukkauBus. Development Mgr

Laurie FinniganBus. Development Mgr

Chris StanleyInt'l Marketing Mgr

Stephanie Motola HR & Operations Manager

Jun Rattai Int'l Bus. Developer

Amit Patel Property Consultant

Tom Unger Bus. Development Mgr

David Rattai Bus. Development Mgr

Daniel Chen China Sales Manager

Antony Heung Marketing Comm. Coordinator

Our Team

Providing Income TodayTo Live Your Vision For TomorrowAs a company built on your success, Vision Investment Properties is dedicated to helping you achieve your financial goals. We want to empower you to take your future in your hands and make financial freedom a reality.

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Corporate Headquarters - VancouverThe Landing Building, Suite 111, 375 Water Street

Vancouver, BC V6B 5C6, CanadaMain: +1.866.888.8265

Fax: +1.866.787.1196Email: info@viproperties.com

Asia-Pacific Office - Kuala LumpurLevel 11, West Block, Wisma Selangor Dedging

142C, Jalan Ampang, 50450 Kuala Lumpur, Malaysia

Main: +6.03.2035.5939Fax: +6.03.2035.5979

Email: hello@viproperties.com