volume 23, issue 22volume 23, issue 22 mutual of omaha guaranteed advantage accidental death up to...

Volume 23, Issue 22

Volume 23, Issue 22

2. Derrell Beck TX $ 890

3. Lisa Wallace TX $ 554

4. Denise Cody OH $ 232

In God We Trust

May 28, 2019 Volume 23, Issue 22

Weekly Bulletin Published in Fort Worth, Texas for F&R Agents A Faith-Based Company

Life A.V. Health A.V.

Mark Simpkins OH $ 3,704 Mark Simpkins OH $ 18,252

Important Notice regarding the F&R Bulletin: The F&R Weekly is published by Farm & Ranch Healthcare, Inc. for

the dissemination of information to its Agents. It is not intended to be used as advertising material. Permission must be

obtained from Farm & Ranch Healthcare, Inc. for reproduction or other use of material herein. This weekly bulletin is

intended for distribution to the independent professional sales associates affiliated by contract with Farm & Ranch

Healthcare, Inc. It is not intended nor authorized to be used as a sales tool and its contents are not to be shared by any

means with anyone not currently contracted with Farm & Ranch Healthcare, Inc.- Thank you. CA License#:CAOC01351

2. Derrell Beck TX $ 1,452

3. Bobby Clanton TX $ 1,263

4. Jerry Evins TX $ 693

Volume 23, Issue 22

Farm & Ranch Healthcare, Inc.

Carrier Products Sold Weekly A.V. / Top Producer

Not intended to be used as a sales tool or advertising materials.

Not to be shared, by any means, with anyone not currently contracted with Farm & Ranch Healthcare, Inc

Foundation Health

Hospital Expense Protection

STM GI

STM—4

AME—Plan Enhancer—3

TRIOMED AME/CI

Life / Critical Illness—2

Cancer / Heart / Stroke—1

Accident—8

Indemnity Dental

PPO Dental—6

Term Life

$ 18,252.00 Health

$ 1,995.00 Life

Mark Simpkins OH

$ 1,709.00 Life

Med Sup—Traditional Med Sup—High Ded Plan F Disability Med Sup—Traditional Disability Med Sup—High Ded Plan F Cash Cancer Critical Illness No First Year Prem Acc Death

Foundation Life Series II 10 YR Renewable Term 10 Yr to ART 20 Yr to ART Lifestyle Annuity Juvenile Life

Final Expense-WL—1 Mark Simpkins OH

Life Insurance

Child Whole Life Living Promise—2 Term Life Answers Term Life Express—2 GUL GUL Express Guarantee Advantage IUL

Income Advantage Protection Advantage

Med Sup—2

PDP

Critical Advantage

Dental Dental Preferred Dental Protect—2

Disability Income Priority Income Disability Income Choice

Long Term Care Mutual Care Solution

Annuities

Bonus Flex Ann. Ultra-Secure Ultra-Premier

$ 3,408.00 Health $ 1,676.00 Life

Derrell Beck TX

Not Insurance $29.90 monthly Family Membership Dues—Less Than a Dollar A Day!

Silver Membership $ 1,435.20

4 New Members

Mark Simpkins OH

MyTelemedicine

$5000 (Guaranteed Converti-ble) Group Life Insurance

Deep Dental Savings

Emergency Roadside Assit.

RX Savings

See disclosure on page 7

Volume 23, Issue 22

Not Insurance

Agent Commission Bonus

Mark Simpkins $ 300 $ 300

Lisa Wallace $ 100 $ 100



Mark Simpkins $ 200

No Winner

No Winner

You can’t stop the waves… but you CAN Learn to Surf !

Zig Ziglar

Beverly’s new office hours are Monday’s and Wednesday’s 9am-

3pm. If you need to contact her on another day you can do so by

E-mail at [email protected]

Derrell Beck $ 100

Bobby Clanton $ 100

Volume 23, Issue 22

Bonus Rules:

Bonus will not be paid for products written on Family Members,

Yourself or any other F&R Agent and/or Manager.

Bonus is subject to charge backs if lapsed, declined or cancelled

by the Ins Company and/or the Policyholder within the first 90

days.

No Bonus applicable to internal replacement applications and re-

submitted applications (previously submitted) will be paid only if

the original bonus has been charged back. Multiple submissions

will be determined on a case by case basis.

All Agents / Managers must maintain an acceptable Net to Gross

Ratio in order to qualify for Bonus.

Bonus & Commission is not paid on Trial Applications until

policies are placed & premium received.

Heartland conversion applications count toward bonus

qualifications.

Heartland Commissions will be charged back on all Heartland

Memberships lapsed or cancelled within the first year.

Only applications that are submitted on Bank Draft Mode qualify

for Bonus Program

One bonus payable per application

Medicare Supplement Guaranteed Issue business for reasons

other than “aging in” do not qualify for bonus.

Heartland Silver Bonus

Write a Heartland Silver membership and receive . . .

The Heartland Bonus will be a credit to the “ Back End “ account for those agents without

sufficient credits in the “ Back End “ .. This credit is to insure that ALL agents accounts are

protected against any “ Charge Backs or Lapses

Life & Accidental Death E-APP Bonus

Write any MOO or UA Life or Acc Death E-APP or a paper app on any MOO

IUL ,GULE, GUL (Min. $60 monthly premium) and receive . . .

Mutual of Omaha Term Life Express and Living Promise and

United American Final Expense receive an ADDITIONAL (Min Monthly premium 60.00)

Medicare Supplement E-App

Write a Mutual of Omaha or United American E-App

(Plans F, G or N) excluding High Deductible Plan F (HDF)

Mutual of Omaha Critical Advantage E-App Bonus

Write a Mutual of Omaha Critical Advantage E-App

(Min $100 monthly premium) and receive . . .

Mutual of Omaha Long Term Care E-App Bonus

Write a Mutual of Omaha Long Term Care E-App

Effective 04/01/19 Turn-In (Bonuses subject to change)



Providing the highest quality LEADS is an integral part of our unique BONUS Program!

Volume 23, Issue 22

Mutual of Omaha Guaranteed ADvantage Accidental Death Up to $1,000,000 in total benefits under certain circumstances. Otherwise up to $500,000.00 in benefits Issued up to age 18- 70. Renewable up to age 80

Mutual of Omaha Term Life Express - Available up to $25,000 up to $300,000** Face - Issue Ages 18– 70*

Mutual of Omaha Living Promise - Final Expense

Available up to $40,000** Face - Issue Ages 45-85*

Mutual of Omaha Guarantee Universal Life Express Available $25,000 up to $ 250,000** Face - Issue Ages 18- 65*

Mutual of Omaha Children’s Whole Life- Available $2,000 up to $ 50,000 Face – Issue Ages 14 Days– 17 yrs

United American Final Expense Available up to $25,000** Face - Ages 50-80*

United American Juvenile Whole Life Available up to $25,000 Face - Ages 0-18

FULLY UNDERWRITTEN

Mutual of Omaha Term Life Answers Available $100,000 up to $65,000,000** Face - Ages 18– 80*

Mutual of Omaha Guaranteed Universal Life (GUL ) Available up to $100,000 up to $65,000,000** Face - Ages 0-85*

Mutual of Omaha Income Advantage Indexed UL

Available up to $100,000 up to $65,000,000** Face - Ages 0-85*

Mutual of Omaha Life Protection Advantage Indexed UL Available up to $100,000 up to $65,000,000** Face - Ages 0-85*

United American “Fundamental Series” Term Life Available up to $25,000—$500,000** Face - Ages up to 20-70*

Maximum issue age will vary based on product, Term length, risk class, tobacco use and state mandates. ** Maximum Face Amounts will vary based on age, product, Term length, risk class, tobacco use and state mandates. Face amounts are also subject to financial underwriting requirements based

on insurability.

Silver Membership

MyTelemedicine $5,000 Group Life Insurance up to age 70! Deep Dental Savings RX Savings Vision Savings MAS Benefits

We recommend that members with insurance or medical stay away from CO,MT,SD,UT,NC,OR

Membership Fee $29.90 and $29.90 monthly Only a dollar a day!!

Not Insurance

National General Foundation Health Plan

Fixed-Benefit Indemnity Plan offers predictable and affordable access to health care. Issue Ages 18-64

NGIC Short Term Medical Plan with a guaranteed

issue option – Term Medical insurance It provides the financial protection you need from unexpected medical bills and other health care expenses. Issue Ages 18-64 Up to 12 mo options ...Max. allowable policy period is 364 days. Policy durations will vary by state. Some states have a maximum duration of 3 or 6 months.

Mutual Of Omaha Companies Medicare Supplement Plans Issue Ages 65 and Up

United American ProCare® Medicare Supplement Plans Issue Ages 65 and up * Some States Underage 64 Disability Med Supp

Mutual of Omaha

Dental plans Issue Ages 19-99

Critical Advantage-Critical Illness Plan Issue Ages 18- 65 ...18-89 Cancer-Heart/Stroke

Disability Income Plans-Issue Ages 18- 61(Most Plans)

Accident - Short- Term- Long Term- Business Expense

Long Term Care– Mutual Care Solutions Issue Ages 30-79

United American Cash Benefit Cancer Plan- Issue Ages 0- 69 Pays maximum benefit amount in cash as listed in the policy schedule up to $50,000

UA250—Accident plan—Issue Ages 0- 63

HealthGuard (CIL) Issue Ages 18-64

critical illness protection which pays a lump sum benefit directly to the policyholder up to $50,000 .

National General

Hospital Expense Protection-Issue Ages 18-64

Provides set, cash benefits that help you pay for out-of-pocket costs due to a hospital stay.

TrioMed- AME/C.I./Accidental Death Combo Plan Issue Ages 18- 64

Accident Fixed-Benefit- Issue Ages 18-64 The Accident Fixed-Benefit plan pays cash benefits when injuries, medical treatment or death result from an accident.

Plan Enhancer/Accident Medical Expense Issue Ages 18-64 Accident Medical Expense with

Lump sum benefit rider for Cancer Heart and Stroke.

Optional Sickness Hospitalization rider Lump Sum Benefit

upon admission to the hospital max varies by state.

Term Life or Life / C.I.— 10 yr Term Life—Critical Illness Issue Ages 18-59

Dental Indemnity

3 levels of affordable coverage to choose from:

BASIC - INTERMEDIATE - PLUS In most states, apply for coverage through age 70 and renew up to age 75.(Apply through age 64 and renew up to age 70

in CO, MA, MD, NC, NJ, OH, OR, SD and UT.)

See disclosure on page 7



Volume 23, Issue 22

Personal History Interview Extended Hours

Update

Our Client Interview team completes the Personal History Interview



For our Fully Underwritten Life, Living promise, Term life express, Fully under-

written DI, Priority Income Protection, and Critical Advantage products Since we

extended our Client Interview operating hours in March we have exceeded our ex-

pectations for speeding up the PHI process.

So far, we have seen a reduction in lead time to complete a PHI – it now takes an average of

just over 2 days!

We also now show over 50% of PHI’s are being completed in the first week. The faster the

PHI is completed, the faster your clients’ policies are issued – and that’s great news for every-

one

Our LTC Rider Helps Clients Maximize Their Benefits

When the need for long-term care arises, your clients’ primary concerns will be protecting

their assets and preserving their independence. Our LTC Rider on Income Advantage IUL and

Life Protection Advantage IUL helps your clients to do just that. And what’s even better, when

your client’s purchase one of our IULs with an LTC Rider, they are protected by a company

with a proven track record. Mutual of Omaha has offered traditional LTC for over 30 years –

and we continue to offer a full-suite of long-term care planning solutions including Traditional

LTC Life Insurance with an LTC Rider and Life Insurance with a Chronic Illness Rider.

Reminder! May is DISABILITY

MONTH!!

https://blogs.mutualofomaha.com/express/index.php/2019/05/20/extended-personal-history-interview-update/

https://blogs.mutualofomaha.com/express/index.php/2019/05/20/extended-personal-history-interview-update/

http://blogs.mutualofomaha.com/express/index.php/2019/04/08/extended-phi-hours/

https://blogs.mutualofomaha.com/express/index.php/2019/05/20/our-ltc-rider-helps-clients-maximize-their-benefits-2/

Volume 23, Issue 22

Cash Benefit Cancer Plan...Issue ages 0-69.

Pays maximum benefit amount in cash as listed in the policy schedule up to $50,000 for written satisfactory proof of a first-time diagnosis of internal cancer or malignant melanoma. Benefit can be used for anything - income while not working, travel expenses, at-home care, experimental treatment or whatever is needed. Pays in addition to other coverage. Available for individual, single parent, or family coverage.

HealthGuard (CILS)… Issue ages 18-64.

The plan is critical illness protection which pays a lump sum benefit directly to the policyholder upon written satisfactory proof of first diagnosis. Covered illnesses include: Major Organ Transplant, Heart Attack, Stroke, Total Loss of Eyesight, Total Loss of Hearing, and End Stage Renal Failure. Benefits are available in $10,000 increments, ranging from $10,000 to $50,000. Benefit amounts reduce by 50 percent at age 65. Individual and spouse coverage available.

ProCare® Medicare Supplement Plans... featuring the High Deductible Plan F (HDF). The HDF is a Medicare Supplement Plan F policy that provides all the features and benefits of a standard Plan F, but at a substantially lower premium. The difference is a calendar-year deductible. The amount of the calendar-year deductible for 2019, is $2,300. (Set by the federal government) Why does an HDF policy make great sense? U A’s Company statistics show the majority of their Plan F policyholders have annual claims well below the current deductible amount of $2,300. In fact, Company statistics show that 80% of policyholders ages 65-67 had annual claims averaging $524. If your clients anticipate few claims or small claims, an HDF policy may be the right choice!

After all, why pay premiums for claims they may never have?

10-Year-UL10-20 Renewable Term

Issue ages: 0-60

10-Year Term to Annual Renewable Term (ART)-UL10-20

Issue ages: 20-70

20-Year Term to Annual Renewable Term (ART)

UL10-20 Issue ages: 20-60

Here’s a quick glance at the easy sell United American products:

Fundamental Life Series II offers Term Life options from $25,000 to $500,000.

Terminal Illness Accelerated Benefit Rider (ABR1) automatically included, at no cost

Final Expense Whole Life Final Expense Whole Life Insurance with Individual, Graded Benefit (Sub-standard), and Level Benefit (Sub-standard) coverage from $1,000 to $25,000. Permanent lifetime coverage that accumulates cash and loan value. Terminal Illness Accelerated Benefit Rider (ABR1) automatically included, at no cost

Juvenile Whole Life Juvenile Whole Life Insurance with Individual coverage from $1,000 to $25,000. Permanent lifetime coverage that accu-mulates cash and loan value. Terminal Illness Accelerated Benefit Rider (ABR1) automatically included, at no cost

(where state approved).(Not Available in: Montana and Washington)

Reserve Fund Annuity...A flexible premium deferred annuity

A flexible premium deferred annuity, to assist policyholders with accumulating funds needed to meet their health insur-ance calendar year deductible or co‑payment amount by authorizing United American to draft the deductible or co‑-payment amount from the annuity. No fees or penalty charges for withdrawal of funds. Interest rate is guaranteed to never be less than 3%. This is a non-qualified annuity. Issue ages 65-90 (65-86 in OK).

UA-250 Accident Compensation Plan ...Issue ages 0-63. Guaranteed Renewable for Life!

Pays cash benefits for accidental injury. Choose from a lump sum payment of up to $10,000 per accident or a hospital

cash benefit of up to $6,250. Also includes an Accidental Death Benefit which pays $10,000 instead of all other benefits

(or $10,000 minus any previously paid benefit) to chosen beneficiary.



Volume 23, Issue 22

Through a SPECIAL PROMOTION with the Same Company that

Sponsors Globe Life Ballpark .. Home of the Texas Rangers .. We are

NOW Authorized to GIVE AWAY FREE ( No Premium First Year )

ACCIDENTAL DEATH COVERAGE ..!!! Call us TODAY during

the Enrollment ..!!

United American’s Accidental Death Policy ( Issue ages 18-68)

$ 3,000 coverage for you $ 3,000 spouse $1,000 coverage each

child

The Top 5 Unintentional Deaths are:

Poison, Motor Vehicle, Falls, Choking and Drowning !!

No premium is due until the end of the 1 st policy year. But coverage

begins day 1 the application is signed. Then just $10. 00 per year

after the first free year..



Life insurance doesn’t take money from your family.

It assures them money for future delivery… when they need it the most.

Volume 23, Issue 22

Here are some highlights of the opportunities with National General Insurance Company:

National General Foundation Health… Fixed-Benefit Indemnity Plan offers predictable and affordable access to health

care...An permanent alternative option for health care insurance.

NGIC Short Term Medical Product with a guaranteed issue option – both available with the Aetna Open Choice PPO Network

Term Medical insurance It provides the financial protection you need from unexpected medical bills and other health care expenses. Make sure you check for STM Term Changes by checking state specific details.

NGIC Supplemental portfolio:

Hospital Expense Protection-Provides set, cash benefits that help you pay for out-of-pocket costs due to a hospital stay.

These benefits pay on top of any other coverage you may have Has no network restrictions. HEP pays you directly — use the cash benefits in any way you need. Multiple plan designs, including options with benefits for doctor visits and laboratory costs

TrioMed- AME/C.I./Accidental Death Combo Plan

Accident Fixed-Benefit

The Accident Fixed-Benefit plan pays cash benefits when injuries, medical treatment or death result from an accident. Two base-policy options are available. Off the Job Accident Fixed-Benefit, or 24-Hour Accident Fixed-Benefit

Plan Enhancer/Accident Medical Expense

Maximum benefit $2,000 - $10,000 per accident-Deductible per accident ...$250

Covered accidents per calendar year…No limit

Optional rider for Cancer Heart and Stroke. Lump sum benefit for first ever Cancer diagnosis and covered Heart Attack

or stroke. Pays regardless of other coverage.

Optional Sickness Hospitalization rider Lump Sum Benefit paid on first covered day of hospital admission…

Sickness Hospitalization rider not available with $7,500 and $10,000 benefit levels. Some states Sickness Rider $ 7900 benefit available. Check state specific details.

Term Life / Critical Illness-AL, AR,AZ,CO,GA,DC,FL,IL, IA, ID, ME, MI, MO, MS,NC, ND, NE,

NM, OK, SC, SD, TN,TX, WI, WV and WY

Protection for Critical Illness and Term Life coverage in one plan Upon a qualifying illness, you receive a critical illness

benefit; they choose how to use the money! The benefits are paid directly to the client or beneficiary!!!

Critical Illness — 10 year Term Life Benefit $25,000, $30,000, $50,000, $75,000 and $100,000

15 Covered Conditions on C.I Benefit ( Note:4 conditions have partial benefits)

Issue ages 18-60 (Check state specific details.)

Life —Term Life AK, IN, KY, LA, MD, NH, NV, OR, UT, and VA

10 year Term Life Benefit -Benefit options: $25,000, $30,000, $50,000, $75,000 and $100,000

Issue ages-18-64

Cancer, Heart, Stroke

Supplemental Coverage plan that pays your client cash at the first diagnosis of cancer and/or a heart attack or stroke.

Simple-Pays a lump-sum cash benefit for life-threatening cancer and heart attack or stroke

Use the money however you wish — to seek treatment, replace lost income or pay household bills

Dental Indemnity

Supplemental Coverage plan that pays your client cash for dental both preventive care and treatment.

3 levels of affordable coverage to choose from: BASIC - INTERMEDIATE - PLUS

In most states, apply for coverage through age 70 and renew up to age 75. (Apply through age 64 and renew up to age 70 in CO, MA, MD, NC, NJ, OH, OR, SD and UT.)

Dental PPO Products

3 levels of affordable coverage to choose from: Essentials - Essentials Plus - Enhanced

Careington Maximum Care Dental Network

Issue Ages 18 to age 74 ( thru 74) Renewable to age 85

Pricing bands 18 to 65 ( compared to most competitors age 64) and then 66+

Currently approved – AL , AR, AZ, DC, FL, ID, MA, MI, NV, OK, PA, SC, TX, WY



Volume 23, Issue 22

MULTI -COVERAGE –OUT OF POCKET PLANS Get multiple types of coverage in the same plan with one of our multi-purpose

plans for out-of-pocket expenses

TRIO-MED A PLAN FOR UNEXPECTED OUT OF POCKET COST ASSOCIATED

ACCIDENTS, CRITICAL ILLNESS ACCIDENTAL DEATH AND DISMEMBERMENT.

Get three types of coverage in one plan

It helps you get well without worrying about medical bills piling up.

A plan available benefit levels: $2,500; $5,000, and $10,000 Get coverage for

accident-related health care costs with Medical Accident Expense Receive - lump-

sum, cash

benefits to help you pay for treatment after a covered , first critical-illness

diagnosis. Stay prepared with accidental death and dismemberment benefit.

CRITICAL ILLNESS PLAN

Cancer, Heart/ Stroke Four benefit levels to choose from: $25,000; $30,000; $50,000 and $75,000

The flexibility to choose any doctor with no network restrictions Cash benefits that you can

use in any way you need ..

HOSPITALIZATION COVERAGE Hospital Expense Protection

Comes in multiple Provides set, cash benefits that help you pay for out-of-pocket costs due

to a hospital stay. These benefits pay on top of any other coverage you may have

plan designs, including

options with benefits

for doctor visits and

laboratory costs Provides set, cash benefits that help you pay for out-of-pocket costs due to a

hospital stay. These benefits pay on top of any other coverage you may have

Has no network

restrictions. You receive

the same, set benefit,

no matter which

provider you choose Pays you directly

- use the cash benefits in any way you need

ACCIDENT PLANS

A plan for unexpected out of pocket cost associated with accidents,



Volume 23, Issue 22



Heartland SILVER MEMBERSHIP My Telemedicine- talk to a live physician 7 days a week, 24 hours a

day

Group Life Insurance– $5,000 one member– Guaranteed Issue up to

age 70

Emergency Roadside assistance

Careington Dental– deep dental discounts

Prescription savings– deep savings

Vision, hearing discounts

MAS Benefits– Savings on hotels, airline, theme parks, restaurants,

movies, groceries and many, many more..

Heartland Group Term Life

only Available in these States– MT,CO,NM,AZ,NE,OK,TX,AR,MO,IL,IN,OH,PA,KY,TN,MS,AL,GA, SC,FL,MI

WWW.HEARTLAND-AMERICA.ORG

Disclosures: THIS PLAN IS NOT INSURANCE

AND IS NOT INTENDED TO REPACE HEALTH

INSURANCE. This plan does not meet the

minimum creditable coverage requirements under M.G.L.C 111M and 956 CMR 5.00. This plan is not a qualified health plan under the Affordable

Care Act. This is not a Medicare Prescription drug plan. The range of discounts will vary depending

Many of your clients will be able to find details on the Heartland web-site… http://heartlandamerica.org .. Members -”Log In” tab .

If your Heartland clients need to talk to someone recommend they first call Farm and Ranch’s Home office… 800-633-6508 ext 109 ... or you

REMEMBER ... the Heartland Member MUST PRE-REGISTER for the MyTelemedicine and Roadside Assistance programs!

DON'T WAIT 'TILL IT IS TOO LATE!

http://heartlandamerica.org

Volume 23, Issue 22

IMPORTANT REMINDER

The Leads provided to you by Farm & Ranch Healthcare , Inc. are , and remain , the exclusive property of Farm & Ranch Healthcare, Inc. Any attempt to persuade a Farm & Ranch provided client lead to purchase an insurance product not expressly approved , in advance , by Farm & Ranch is considered a direct violation of your contract and may be cause for termination. It is further understood that any attempt to persuade a client who is a current policyholder of Farm & Ranch to change to a policy underwritten by a company not approved by Farm & Ranch is a direct violation of your contract and may result in termination of your contract and any renewal income generated as a result of that contract. Remember: Honesty is the best policy ... Your adherence to these prudent business guidelines is sincerely appreciated. In order to be eligible to participate in the tremendous incentive of the Farm & Ranch FREE Lead Program, you must choose to participate in the short weekly conference call on Monday mornings at 10:00 cdt. Thank You, Management.

We must maintain a minimum of 1 insurance sale

for every 10 leads closing(10%) ratio on the

F & R Elite Leads

And/or 2% on Select Leads distributed.

This closing ratio is calculated by total

year –to–date Elite leads received &

“SOLD” commissionable applications

received for 2019.

ATTENTION !!!!

GET YOUR LEAD CREDIT FOR YOUR

SOLD LEADS !

~~~~~~~~~~~~~

It is very important you

receive credit for

EVERY SOLD LEAD!

Because we identify a SOLD

lead by the phone number on the lead, it is imperative that

you list the lead phone number on your turn in sheet!!

This number can be entered in the Work/Alternate phone

number space. If for some

reason this is not possible

PLEASE EMAIL [email protected]!

We want to ensure that resources are being directed to agents that are able to convert the Elite leads. Our goal each week is to put a minimum of fifteen fresh, hot leads into the hands of each and every agent who is converting these leads into sales and commission $$$. Elite leads will be awarded as follows:

1 Elite Lead per $1,000 A.V.

(Short Term Medical A.V. Does Not Qualify)

Life Insurance Premium earns double credit for lead

qualification. i.e. $1,000 of Life AV gets you 2 leads!

Must participate in the Monday Marketing Conference Call (10:00 AM cdt)

Minimum $1,000 AV to qualify

Max 15 Elite Leads

Select Leads matched 1 to 1 to Elite Leads (where available)

Remember: Additional Select Leads available upon request!



volume 23, issue 22volume 23, issue 22 mutual of omaha guaranteed advantage accidental death up to...

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