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Wawanesa Insurance: A Great Canadian Success Story

Wawanesa Insurance was founded in 1896 in the village of Wawanesa, Manitoba. With regional offices across Canada and operations in the United States, Wawanesa Insurance is one of the largest property and casualty insurers in Canada. In fact, the most respected insurance rating agency, A.M. Best, has consistently awarded Wawanesa Insurance an A+ (Superior) rating based on financial strength and stability.

Wawanesa Insurance is successful because we pride ourselves on claims service. Once policyholders have experienced a claim with Wawanesa, they are customers for life.

Wawanesa proudly partners with Insurance Brokers across Canada. On behalf of our Brokers, we thank you for buying Canadian.

www.wawanesa.com

Select Series

Office

Salon

Realty

Retail

Professional

Wholesale

Commercial Insurance Solutions

The Wawanesa Select Series is a set of insurance solutions designed for business owners.

The Select Series provides comprehensive commercial product packages with optional coverages offered at an exceptional value.

Contact your Insurance broker to select the best insurance solution for your business.

Select Series HighlightsConsequential LossCovers Business Contents damaged by freezing, dampness, dryness of atmosphere or extreme changes in temperature if the building or equipment inside the building have been damaged by a Covered Cause of Loss.

Blanket By-Laws*†Blanket basis form which provides coverage for loss to an undamaged portion of a building, demolition cost coverage or increased cost of construction should there be a by-law requirement. The amount of insurance for the building is increased by 25% if a Covered Cause of Loss occurs.

Enhanced Crime*Increased coverage provided for Employee Dishonesty, Theft of Money and Securities, Money Orders and Counterfeit Paper Currency, Forgery and Alteration, Computer Fraud, Credit Card Forgery, Funds Transfer Fraud and Covered Property Amended to include Customer Property.

Exterior Glass Coverage ‡Coverage for exterior glass, lettering or ornamentation including encasing frames. No deductible is applicable.

Equipment BreakdownCovers sudden and accidental breakdown to mechanical, electrical and electronic equipment, as well as loss of perishable goods that spoil as a result.

Flex Protect*Provides a generous annual blanket limit for Accounts Receivable, Automatic Sprinkler Fire Suppression System – Accidental Discharge, Cost of Preparing a Proof of Loss, Exterior Paving, Fine Arts, Fire Department Service Charge, Master Key, Outdoor Trees, Shrubs and Plants, Personal Effects and Property of Others and Valuable Papers and Records.

Loss of IncomeCovers the actual loss of income sustained caused by an interruption to business or the untenantability of premises resulting from a Covered Cause of Loss. Provides coverage for up to 12 months past the date of loss.

No Bodily Injury Liability DeductibleCovers bodily injury and property damage claims arising out of operations. If a bodily injury occurs, you will not be assessed a deductible.

No CoinsuranceThe Select Series is written on a no coinsurance basis on buildings and contents. As a result, there is no penalty for partial losses in the event of under insurance. The policy deductible would still apply.

Retailers Product ImpairmentIf sales are lost due to a product recall, we will pay for loss of income up to the specified limit in your Select Series Policy.

* Available with Select Protect Plus† Available with Salon Select ‡ Available by separate endorsement

Office SelectDesigned for offices, select categories of business include, but are not limited to:• Accountants

• Insurance Adjusters

• Insurance Brokers

• Real Estate Agents

• Legal Services

• Medical Services

Salon SelectWawanesa Salon Select is specifically designed for:• Barber Shops

• Beauty Parlours/Hair Styling Salons

• Day Spas

• Ear/Body Piercing Studios

• Massage Therapy

• Nail Salons

• Tanning Studios

• Tattoo/Permanent Make Up Parlours

Realty SelectDesigned for building owners and property managers, categories of business include, but are not limited to:• Apartment Buildings

• Apartment Buildings with Mercantile Occupancy

• Condominiums

• Condominiums with Mercantile Occupancy

• Commercial Condominiums

• Townhouses

• Office Buildings

• Enclosed Shopping Malls

Retail SelectDesigned for retailers, select categories of business include, but are not limited to:• Appliance Shops (Sales, Installation, Service or Repair)

• Book, Magazine and Stationery Stores

• Butcher Shops

• Clothing Stores

• Chinawares

• Dry Cleaning and Laundry Depots

• Florist Shops

• Grocery and Convenience Stores

Professional SelectWawanesa Professional Select is specifically designed for: • Druggists

• Funeral Directors and Morticians

• Hearing Aid Establishments

• Veterinarians

Wholesale SelectDesigned for Wholesalers and Manufacturer Agents, select categories of business include, but are not limited to:• Barber and Beauty Products

• Books, Magazines and Stationery

• Building Products

• Electronic Products

• Florist Supplies

• Janitorial Supplies

• Office Equipment

• Sporting Goods

Contact your Insurance broker to select the best insurance solution for your business.