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WELCOME Pre-Paid Legal Services, Inc. Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director Platinum Executive Director LARRY SMITH LARRY SMITH $250,000 Ring Earner $250,000 Ring Earner Millionaire Club Member Millionaire Club Member Parker, CO

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Page 1: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

WELCOMEPre-Paid Legal Services, Inc.Pre-Paid Legal Services, Inc.

Proudly Presents

Platinum Executive DirectorPlatinum Executive DirectorLARRY SMITHLARRY SMITH

$250,000 Ring Earner$250,000 Ring EarnerMillionaire Club MemberMillionaire Club Member

Parker, CO

Page 2: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

Robert KiyosakiAuthor of RICH DAD POOR DAD

NEW YORK TIMES BEST SELLER

From His Book CASHFLOW QUADRANT

ES

B

IA Small Chance

To Create Wealth!

Where Most Wealthy People

Are!

25 65= 40 Years/Wealth

Balance Time/Money

We Need An Affordable “Vehicle” To Create Wealth!

Where Are You On Your 40 Year Plan?

Page 3: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

THE COMPANYTHE COMPANY

• 31 Years In Business

• Began With A Serious Auto Accident

• Publicly Traded Since 1976 (PPD)

• Pre-Paid Legal Services, Inc. (PPLSI)

• Approximately $40 Million In Cash

• Purchased Over $159 Million Of Our Own Stock Since April 1999

• Opening a New $32 Million 187,000 Square Foot Office In November/December 2003

Page 4: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

Featured in all These Publications!

THE DOCUMENTATION

Page 5: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

“Even Law Abiding Americans WillEncounter A Potential Legal Situation An Average Of Four To Six Times Per

Year!”-National Resource Center

for Consumers of Legal Services

“More Than Half Of All HouseholdsHave A legal Situation Right Now.”

-American Bar Association

THE NEED

“Identity Theft Is The Fastest Growing White Collar Crime In America!”Federal Bureau of Investigation-FBI

(Reprinted from the Dallas Business Journal)

Page 6: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

THE NEED

100 M

75 M

50 M

25 M

0

91MILLION

34MILLION

Hospitalizations Court Filings

You Are Almost THREE TIMES More Likely To End Up In Court Than You Are

To Be Hospitalized!

Latest 12 Month Statistics

Page 7: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

THE NEED-SURVEYHave You Ever…

•Had An Error On Your Credit Report?•Been Treated Unfairly by Someone?•Tried to Return a Defective Product?•Lost A Security Deposit?•Been Audited By The IRS?•Received a Speeding Ticket?•Had To Collect Child Support?•Purchased A Home?•Prepared A Will?•Signed a Contract?

Page 8: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

The American Bar Association:

“Americans have come toview legal assistance as a

necessity. The best way for the majority of

Americans to be able to assure themselves of legal

assistance when theyneed it…is through a

“Pre-Paid Legal Plan”.

Page 9: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

THE NEED

The Main Reasons People Don’t Seek Legal Counsel:

• We Are Intimidated By Lawyers• We Don’t Know Who To Call• We Believe It Would Cost Too Much

The Most Common Responses

To A Legal Dispute:

• Ignore The Problem• Try To Handle It Personally

Page 10: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

For A Small Monthly Cost of$26.00, Our Members Receive A

Comprehensive Plan That Provides Your Family With

Peace Of Mind, Protection,And Security.

THE PRODUCT

Page 11: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

Who Is Covered By The Membership?The MemberThe Member’s Spouse Or Significant OtherNever Married Dependent Children

Under 21 Living At Home

Dependent Children Under Age 18 For Whom The Member Is Legal Guardian

Full Time College Students Up To Age 23 Never Married, Dependent Children

Physically Or Mentally Challenged Child Living At Home

THE PRODUCT

Page 12: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

Preventive Legal Services• Telephone Consultations For An Unlimited

Number of Personal or Business Matters

• A Letter Written or Phone Call Made On An Unlimited Number of Personal Issues For You and Your Family

• An Unlimited Number of Personal Contracts or Documents Reviewed Up to 10 Pages each.

• Will Preparation And Annual Updates Included For the Member

THE PRODUCT

Page 13: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

Motor Vehicle Legal ServicesEffective 15 Days After Enrollment

• Representation for an Unlimited Number of Moving Traffic Violations, including Teenage Drivers!

• Representation For Certain Motor Vehicle Related Criminal Charges

• Up To 2.5 Hours For Help With:– Suspended License– Personal Injury / Property Damage

Collection Assistance Of $2,000 Or Less

THE PRODUCT

Page 14: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

Trial DefenseYour Provider Attorney Will Assist InThe Defense Of Civil Suits And CoveredJob-Related Criminal Charges. Up To75 Hours Of Assistance The First Year,Including 17 ½ Hours Of Pre-Trial.

Benefits Increase Each Year To A Maximum Of:• 2nd Year-140 Total Hours-23 Hours PT• 3rd Year-205 Total Hours-28 ½ Hours PT• 4th Year- 270 Total Hours-34 Hours PT• 5th Year- 335 Total Hours-39 ½ Hours PT

THE PRODUCT

Page 15: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

IRS Audit Legal Services

Scheduled Benefit, Up To 50Hours Of Professional ServicesFrom Your Provider Attorney,

Including 3.5 Hours Of Pre-Trial Time.

Coverage Includes The Tax Return Due OnApril 15th Of Your Membership Year

THE PRODUCT

Page 16: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

THE PRODUCT

Legal Shield

Emergency Protection:

24 Hours Per Day, 7 Days Per Week If You Are Being Questioned,

Detained or Arrested, Not Including Alcohol or Drug Related Matters

Page 17: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

THE PRODUCTPreferred Member Discount-25%Sometimes Bad Things Happen to Good People!

Option A: Option B:1. Hire A Lawyer 1. Let A 31 Yr Old NYSE

CO On Your Own Ensure You Have A Top

Quality Law Firm!2. Pay Full Price 2. Get A 25% Discount!3. How Important 3. Be A Part Of The #1

Paying Do You Feel Client of The Law Firm!

In Your Worst Case Scenario, Which Of These Two Options Is Better For You?

Divorce, Bankruptcy, DUI, Child Custody Issues, etc.

Page 18: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

PERSONAL SECURITY

Report: ID theft claims 27 million victims over last 5 years

WASHINGTON - More than 27 million people have been victims of identity theft in the last five years, costing them $5 billion and businesses and financial institutions almost $48 billion, the Federal Trade Commission said Wednesday.

The FTC released a survey showing that in the last year alone, 9.9 million people were victims of identity theft.

September 3, 2003

Page 19: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

THE PRODUCT

There Are Four Common Questions

2. Why Would A Major Law Firm Want To Do This? 3. I Have A Friend Or Relative Who Is An Attorney.

4. I Don’t Need An Attorney.

1. What Kind Of Representation Will I Get For Such A Small Monthly Cost?

Page 20: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

PRE-PAID LEGAL

SuccessStories

Page 21: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

The Business Opportunity!

The Pre-Paid Legal Business Opportunity

Is Simply…

Introducing Other People To Our Protection Plans!

Page 22: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

How Do We Introduce Pre-Paid Legal?

• Private Business Receptions• Executive Luncheons• Corporate Business Briefings (like tonight)• Employee Benefit Programs• Business Owners Programs• Work From Home Via Your Telephone/Computer• Utilize Videos, CD’s, Audios, Websites To Be The

Messenger, So You Don’t Have To Be The Message!

Which Way Is The Right Way For You?

Page 23: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

The Market Timing Is PerfectU.S. Comparison To Europe

100 %

75%

50 %

25%

0%1 ½ % of

Americans Have APre-Paid Legal

Services Membership

Approximately80% Of

Europeans HaveLegal Coverage

THE TIMING

Page 24: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

80% of Europeans Have A Prepaid Legal Plan.

THE TIMING

Pre-Paid Legal’s First 30 Years Have Been In Lock Step With Arag’s First 28 Years In Europe!

Page 25: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

THE ECONOMYBankruptcies!

1,577,651 Filed In 2002-More Than Any Previous Year!Bloomberg

Consumer Debt!American consumers now owe about $1.7 trillion

in credit card and other debts -- an amount roughly equal to the gross national product of England

and Russia combined. On average, Americans spend most of what they earn,

and in some cases, a little bit more.NPR

Unemployment!Up 5.8% During The First Three Qtrs of 2003 vs 2002

Bureau of Labor Statistics

Page 26: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

THE FUTURE!There’s Not Enough RoomOn This Chart!

What Is The Projected Growth?

$300

$250

$200

$150

$120

$80$50

+ $650 M

1995$59

1996$85

1997$119

1998$154

1999$197

2000$248

2001$303

2002$350

$1 Billion!Projected InA Few Years

$350

2002 Represented PPL’s 10th Consecutive

YearOf Record Growth And

Earnings…..On A Month To Month

Membership-With No Contracts!

Page 27: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

THE TIMING

Success Magazine-

“It’s the wave of the future!”

Target Customer-Working Class! A $15 - $25 Billion Industry

Top 10%

80%Middle IncomeAmerica

Bottom 10%

The Wealthy Have Access To Attorneys And It’s NOT Because They Are In Trouble With The Law

The Less Affluent Have Access To The Public Defender Or Legal Aid

Page 28: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

“To Us, It Sounds Like

Healthcare Coverage Before

It Turned Into A Trillion

Dollar Industry”

THE TIMING

Page 29: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

COMPENSATION PLAN

Executive Director-3 Director Teams & 75

Members Monthly

Director-3 Manager Teams

Manager-3 Assoc and 8 Members

Senior Associate-After First 5 Members

Associate

$249 Education You Collect $26 + $9.95 + $10 Enrollment=$45.95

103.71

138.27

172.84

207.41

252.35

One-Year PersonalSales Advance

Team Override Advance

34.56

34.57

34.57

44.94

ResidualIncomeBegins

Month 13Get Paid

Month AfterMonth For

The Life Of The Membership

Immediate Goal Is 5 Memberships: YOU EARN $518.55 And Receive Your Promotion To Senior Associate

Page 30: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

The CASH FLOW Is INCREDIBLE Because

WE GET PAID…

EVERY DAY!!!!!MondayTuesdayWednesdayThursdayFriday

Pre-Paid Legal Services, Inc. 120589321 East Main St.Ada, Oklahoma 74821Pre-Paid Legal Services, Inc. 120589

321 East Main St.Ada, Oklahoma 74821Pre-Paid Legal Services, Inc. 120589

321 East Main St.Ada, Oklahoma 74821Pre-Paid Legal Services, Inc. 120589

321 East Main St.Ada, Oklahoma 74821

$1000.00

Pre-Paid Legal Services, Inc. 120589321 East Main St.Ada, Oklahoma 74821

Pay to the order of YOUR NAME

ONE THOUSAND Dollars

1 1 1 0 0 0 1 5 6 0 3 1 2 5 0 8 0 1 2 5 1

THE COMPENSATIONTHE COMPENSATION

Page 31: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

Players Club Persistency Bonus

WIN CAR ALLOWANCES FROM $300-$700 PER MONTHWIN ANNUAL TRIPS FOR TWO TO EXOTIC PLACES

Air fare included

By Earning 5 Points Per Month, For 12 Months And Meeting PPL’s Persistency Requirements YOU Can Win!

New Associate=Up To 2 Points, New Membership=1 Point

Page 32: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

PRE-PAID LEGAL

SuccessStories

Page 33: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

Why YOU Need A Membership!1. You Will Need Legal Advice In The Future!2. You Will Be Treated Unfairly Again!3. You Will Sign More Contracts!4. You Need To Get Your Will In Place!5. You Need To Protect Your Identity/Credit Report!

So The Only Question Is………….. When You Are Faced With These Situations….

HOW WILL YOU HANDLE THEM???Will You Do What You’ve Done In The Past…..

And Go Through The Same Stress??????OR

WILL YOU JUST PICK UP THE PHONE AND LET YOUR ATTORNEY HANDLE YOUR CHALLENGES?

Page 34: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

Featured in all These Publications!

THE DOCUMENTATION

Page 35: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

Robert KiyosakiAuthor of RICH DAD POOR DAD

NEW YORK TIMES BEST SELLER

From His Book CASHFLOW QUADRANT

ES

B

IAbout An

8% ChanceTo Create Wealth!

Where Most Wealthy People

Are!

25 65

We HAVE An Affordable “Vehicle” To Create Wealth!

Who’s 40 Year Plan Do You Want To Be On?

Page 36: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

PRE-PAID LEGAL

Next Weeks

SpeakerMR. PATRICK SHAW

PLATINUM EXECUTIVE DIRECTOR$250,000 RING EARNER

REGIONAL VICE PRESIDENT

Denver, CO

Page 37: WELCOME Pre-Paid Legal Services, Inc. Proudly Presents Platinum Executive Director LARRY SMITH $250,000 Ring Earner Millionaire Club Member Parker, CO

Protecting Families

PRE-PAID LEGAL