welcome to bwc
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Welcome to BWC. Tina Kielmeyer, Chief, Customer Services Division Abe Tarawneh, Ph.D, Superintendent, DSH. DFSP Questions [email protected]. - PowerPoint PPT PresentationTRANSCRIPT
Welcome to BWCTina Kielmeyer, Chief, Customer Services Division
Abe Tarawneh, Ph.D, Superintendent, DSH
April 8, 2010 2
Drug-Free Safety Program (DFSP)
Effective July 1, 2010!
April 8, 2010 3
Key points
o Wider reaching and with expanded benefitso Benefits not limited to five years•Simpler and easier to implement: one program with two levels, Basic and Advanced•Streamlined application process
April 8, 2010 4
Key pointso Effective with measurable results
• Streamlined safety components• Better reporting data• Continuous measurement and evaluation
o Actuarially sound
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Key points
o Unlimited years of participationo Continuous participation not requiredo Better reporting datao Online safety reviewo Online accident-analysis training
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Summary of benefitso Benefit levels• Basic – 4% discount• Advanced – 7% discount
o Group-experience rated – 3% discount up to max group credit – Advanced only
o Reduced education and trainingo Drug-Free grants program redesigned
April 8, 2010 7
DFSP program elements oSafety processesoWritten DFSP policyoEmployee educationoSupervisor trainingoAlcohol and other drug testingoEmployee assistance
DFSP: Required elements
DFWP/DF-EZ: Required elements
Safetyo Safety reviewo Accident-analysis training o Accident reporting o Safety action plan –
Advanced
Written DFSP policy
Safetyo Variety of steps from the
10-Step Business Plan for Safety depending upon program level and whether DWSP or DF-EZ
Written DFWP policy
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DFSP: Required elements
DFWP/DF-EZ: Required elements
Employee educationo One hour initiallyo One-hour annual refresher
Supervisor trainingo Two hours initiallyo One-hour annual refresher
Employee educationo DFWP: Two hours annuallyo DF-EZ: One hour annually
Supervisor training o DFWP: Four hours initially
Two-hour annual refreshero DF-EZ: Two hours initially
One-hour annual refresher
DFSP: Required elements
DFWP/DF-EZ: Required elements
Alcohol/other drug testingo Basic• Pre-employment/new hire• Reasonable suspicion• Post accident• Return to duty• Follow up
o Advanced: Basic plus random drug testing of at least 15%
Alcohol/other drug testingo Level 1: Same as DFSP
Basico Levels 2 & 3: Level 1 plus • Level 2 – Random drug
testing at 10% • Level 3 – Random drug
testing at 25%
April 8, 2010 10
DFSP: Required elements
DF-EZ: Required elements
Employee assistanceBasico Provide list of community
resources
o May terminate on first positive
Employee assistanceDF-EZo Levels 1, 2, 3: Provide list of local
community helping resources
o May terminate on first positive
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DFSP: Required Elements
DFWP: Required Elements
Employee assistanceAdvancedo Provide for assessment, no
termination on first positive test
o Exceptions articulated in BWC policy (case-by-case consideration)
Employee assistanceDFWPo Level 1: List of helping resources
o Level 2: Add referral for an assessment
o Level 3: Add health care coverage with chemical dependency counseling
o Levels 2 and 3: No termination on first positive, exceptions exist
Details
Compatibility
When participating in another BWC rating plan, can employer stack DFSP discount on top of other program benefit?
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CompatibilityYESo Group-experience rating and Advanced level of
DFSP (additional 3%, but may not exceed cap) o Safety councilo Salary continuation (claims with DOI prior to Jan. 1,
2011 can continue to have salary continuation paid AND be eligible for DFSP discount)
o Small deductible
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CompatibilityNOo100-percent Experience Modifier capo$15,000 medical onlyoGroup-experience rating and Basic level of DFSP oGroup-retrospective rating
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CompatibilityNOoLarge deductible oOne claimoPaid-loss retrospective ratingoSalary continuation (if applied to claims with
dates of injury on or after Jan. 1, 2011)
Written DFSP policy
o BWC provides outline rather than a sample policy. • Avoids liability • Avoids copying
o Employers now customize policy to operations.o There is strong support from external and internal
parties.
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Employee education
oBWC stipulates required content.• Content hasn’t changed from DFWP/DF-EZ.
oQualified professional needs to be included.oEmployers have a range of educational options.
Supervisor training o BWC requires the content.
• Content hasn’t changed from DFWP/DF-EZ.
oQualified professional needs to be included.o There are a number of options for supervisor
training. • There are liability issues to consider.
o BWC offers online accident-analysis training for supervisors.
April 8, 2010 20
Alcohol and other drug testing
o Same testing is required as for DFWP/DF-EZ.o Accident analysis determines cause or contribution.o Employer “generally” pays for cost of testing.o Federal testing model:
• Split specimen not required on a pre-employment drug test.
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Alcohol and other drug testing Post-accident testing not required when all of
the following occur:o Injury is minor even if off-site medical attention
required;o No violation of work rules;o Injury is normal to employee’s job functions;o Accident analysis shows no reasonable suspicion.
Alcohol and other drug testing No changes oRebuttable presumption (HB223)o State construction drug-free mandate
(Sec. 153.03 ORC)o Public employers variances per constitutional
constraints (pre-employment, new-hire, post-accident tests)
oMay choose to test for additional drugsApril 8, 2010 23
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Employee assistance oRequired commitment to employee health and
wellnessoEncouraged to offer highest assistance possible oCompile list of helping resourcesoAdvanced-level – Pre-arranged relationship with
assistance professional to facilitate assessment referral
oTermination issues
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Changes to federal testing
o As of Oct. 1, 2010:• Six-panel drug screen;• Ecstasy/MDMA added;• Adds six-acetylmorphine (6-AM) test; o Verifies heroin.
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Changes to federal testing
o Lower cut-off level – preliminary and confirmation• Cocaine• Amphetamines
o New chain-of-custody form
Additional benefits
oAccident reduction makes employers attractive to group.oPreventing accidents helps retain group rating.oLong-range benefits include lower EM.oCommunity benefits from a more employable work force.
April 8, 201027
