Why AustralianSuper?

What to look for in a super fund

*These products and services are provided by third parties, not by AustralianSuper and therefore will not be the responsibility of AustralianSuper.

Find a trusted fund with the size to get you more. Larger funds have the ability to invest in things that other funds can’t, have more buying power and pass cost savings on to members

Benefits like financial advice* and insurance are important, so make sure you’re aware of everything a fund offers (and what it will cost you to take advantage of the services they offer)

Look for low fees for things like administration, management and performance. A dollar saved in your super today is worth much more in your retirement

It’s a good idea to consider an industry fund, run only to benefit members. The alternative (known as retail funds) are typically run by companies who, as well as making profits for members, also need to pay dividends to shareholders

Why AustralianSuper?

*These products and services are provided by third parties, not by AustralianSuper and therefore will not be the responsibility of AustralianSuper.

We have strong long term investment returns†

We’re an industry fund run only to benefit members. We don’t pay commissions to advisers or dividends to shareholders

Our administration fee sits at $1.50 per week, and it has done for years. Our size lets us keep costs low for you

AustralianSuper offers help and advice*, with both free and paid options depending on what you need

†Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.

Looking atperformance

†Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.

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- 10 Years

Australian Super Balanced Option (4.54%) Figures are at 30 June, 2016†

Strategic AssetAllocation (SAA)

for Balanced Option

Australian shares(Range 10-45%)

Private equity(Range 0-10%)

International shares(Range 10-45%)

23%

3%

35%11%

5%

6%Cash(Range 0-15%)

Fixed interest(Range 0-25%)

Infrastructure(Range 0-30%)

7%Credit(Range 0-20%)

10%Direct property(Range 0-30%)

Diversified Fixed Interest

CashAustralian Shares

International Shares

Balanced

Understanding fees

AustralianSuper aims to keep its fees low. The main fees to set-up and manage your account are below. These are based on our MySuper product with a balance of $50,000.

Example - MySuper product, balance of $50,000

Investment fees Nil For every $50,000 you have in the MySuper product you will be charged $0 each year.

PLUS

Administration fees $78 ($1.50 per week) You will be charged $78 in administration fees regardless of your balance.

PLUS

Indirect costs for the MySuper product 0.64% Indirect costs of $320 each year will be deducted from your investment.

EQUALS

Cost of product If your balance was $50,000, then for that year you will be charged fees of $398 for the MySuper product.#

*# Additional fees may apply.The fees for our other investment options are different. Investment management costs are calculated looking back as at 30 June each year. These may change from year to year.

Other things to consider

InsuranceAustralianSuper offer insurance premiums that are generally cheaper than buying insurance as an individual.

These include:

Financial products and servicesAustralianSuper provides members with access to a number of financial products and services† to help

you make sound decisions and set up for the best retirement outcomes.

These include:

$

Death CoverDesigned to provide financial

support to your family or beneficiaries if you die

Total & Permanent Disablement (TPD) cover

A type of insurance that will provide financial support if you’re unable to work

due to sickness and injury

Income Protection InsuranceHelps protect your income

if you’re disabled and unable to work through illness, injury or accident

Low cost banking Financial planning Health insurance Access to mental health support

*The products or services are provided by third parties not AustralianSuper and therefore will not be the responsibility of AustralianSuper. AustralianSuper may invest in these third parties but does not receive any payments or commissions from these organisations as a result of members using the products and services. Members should make their own assessment and seek professional advice as to the suitability of such products or services for their individual needs

What’s next?

Complete the form here (www.australiansuper.com/tools-and-resources/forms-and-publications/join-australiansuper).

It should take about 15 minutes.

To do this, you’ll need:

> Your tax file number

> Your employer details

To combine your existing superannuation funds into your new account, head here

(https://www.australiansuper.com/superannuation/combine-my-super) and fill out the form. To do this you’ll need:

To do this, you’ll need:

> Your tax file number

> Details of your other fund/s – it’s best if you have a statement, as that will have everything you need

Once you’ve opened your new account or your super has been transferred from your other fund/s, AustralianSuper will be in touch

This is general information and does not take into account your personal objectives, situation or needs. You should read the Product Disclosure Statement and other relevant information at australiansuper.com before making a decision. AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898