why invest and where to invest ajay garg, m.com, mba, fcs, llb contact details:...
TRANSCRIPT
Why InvestWhy Invest
AndAnd
Where to InvestWhere to InvestAjay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723
Investor in WaitingInvestor in Waiting
Fence SitterFence Sitter Victim of Peer PressureVictim of Peer Pressure Victim of Initial BurnsVictim of Initial Burns Mis informed Mis informed Zero SaverZero Saver Lack of InformationLack of Information Computer IlliteracyComputer Illiteracy
Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723
Passive Vs. Active InvestorPassive Vs. Active Investor
99000 lying in saving bank account99000 lying in saving bank account 44000 lying in cash44000 lying in cash NSC matured in March, 2010 en NSC matured in March, 2010 en
cashed in December 2010cashed in December 2010 FD matured in June, 2010 but re FD matured in June, 2010 but re
deposit took place in January, 2011deposit took place in January, 2011
Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723
Do you want to be Investor?Do you want to be Investor?
Why Not? Everybody wish to be Why Not? Everybody wish to be wealthy wealthy
Everybody saves in India (except the Everybody saves in India (except the persons in debt)persons in debt)
Everybody wish to earn better Everybody wish to earn better returns on his savingsreturns on his savings
Everybody is concerned with safety Everybody is concerned with safety of his money / estateof his money / estate
Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723
Futuristic Scenario of IndiaFuturistic Scenario of India
Indian Economy is second fastest Indian Economy is second fastest growing economy in world - global funds growing economy in world - global funds flowflow
Infrastructure development is picking up Infrastructure development is picking up more speed – infra, cement, steel, etc.more speed – infra, cement, steel, etc.
Middle class numbers growing up at fast Middle class numbers growing up at fast speed – FMCG, DCG, Auto Sectorspeed – FMCG, DCG, Auto Sector
Big Money coming up in power sector-Big Money coming up in power sector-zero expense in marketing departmentzero expense in marketing department
Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723
Futuristic Scenario of SENSEXFuturistic Scenario of SENSEX
Indian companies are aggressive and acquiring Indian companies are aggressive and acquiring others across globalothers across global
Indian management is being clapped by world Indian management is being clapped by world financial institutionfinancial institution
Indian arms of global companies are outgrowing Indian arms of global companies are outgrowing their parent companiestheir parent companies
Focus of world is shifting towards BRIC countriesFocus of world is shifting towards BRIC countries More and more companies are getting listedMore and more companies are getting listed Corporate governance is one of the best in Corporate governance is one of the best in
worldworld
Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723
FAQ by Investors (1)FAQ by Investors (1)
How to invest?How to invest? Where to invest?Where to invest? When to invest?When to invest? How much to invest?How much to invest? How to identify opportunities?How to identify opportunities?
Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723
FAQ by Investors (2)FAQ by Investors (2)
When to switch?When to switch? When to exit?When to exit? How to achieve computer literacy?How to achieve computer literacy? How to identify good facilitator?How to identify good facilitator? Whom to Beware?Whom to Beware?
Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723
How to Invest???How to Invest???
Pre-requisites - PAN Card, Address Pre-requisites - PAN Card, Address Proof, Bank Account, Demat Account, Proof, Bank Account, Demat Account, Trading Account and related mattersTrading Account and related matters
Regular investment in small doses Regular investment in small doses vis a vis Heavy investment in one govis a vis Heavy investment in one go
Putting all savings in one type or in Putting all savings in one type or in three /four categories and then three /four categories and then invest.invest.
Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723
Where to Invest???Where to Invest???
Hindi Movies and Stock MarketHindi Movies and Stock Market Growing Vs. Grown up EconomyGrowing Vs. Grown up Economy Expanding Vs. Established SectorExpanding Vs. Established Sector Rising Market Vs. Declining MarketRising Market Vs. Declining Market Market Leader vs. New ChallengerMarket Leader vs. New Challenger Old, Young, Not so young and infant Old, Young, Not so young and infant
companiescompanies Entrepreneurs with investor friendly track Entrepreneurs with investor friendly track
recordrecordAjay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected],
9811386723
When to Invest ???When to Invest ???
Grow with the CompanyGrow with the Company Grow with the entrepreneurGrow with the entrepreneur Grow with technologyGrow with technology Grow with the sectorGrow with the sector Grow with opening up of new sectorGrow with opening up of new sector Grow with the potential sectorGrow with the potential sector Grow with the specific spendingGrow with the specific spending
Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723
How Much to Invest ???How Much to Invest ???
500000 or 50000 or 5000500000 or 50000 or 5000 Specific %age of savingsSpecific %age of savings Specific %age of borrowed moneySpecific %age of borrowed money Time bound investmentsTime bound investments Partial InvestmentsPartial Investments Experimental InvestmentsExperimental Investments Margins for contingenciesMargins for contingencies
Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723
How to Identify How to Identify Opportunities???Opportunities???
Sector Specific OpportunitiesSector Specific Opportunities Industry Specific OpportunitiesIndustry Specific Opportunities Company Specific OpportunitiesCompany Specific Opportunities Time specific OpportunitiesTime specific Opportunities News specific OpportunitiesNews specific Opportunities So called Tips, Insider Information, So called Tips, Insider Information,
Recommendations, Channels, Print Recommendations, Channels, Print Media and so on.Media and so on.
Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected], 9811386723
When to Switch ???When to Switch ???
Earning targets achieved Earning targets achieved Sector attaining growth peak – Sector attaining growth peak –
slowing down of growth %ageslowing down of growth %age Sector crowded with number of good Sector crowded with number of good
companies - restructuringcompanies - restructuring Company attaining cyclical highCompany attaining cyclical high Change in Management / perceptionChange in Management / perception
Ajay Garg, Practicing Company Secretary Contact details: [email protected], 9811386723
When to Exit ???When to Exit ???
Temporary exit vs. longer exitTemporary exit vs. longer exit Anticipating requirement of money Anticipating requirement of money
for fulfilling other duties in lifefor fulfilling other duties in life Cyclical peaksCyclical peaks Onset of Major DowntrendOnset of Major Downtrend Correction vs. crashCorrection vs. crash Heavy and Regular Recommendation Heavy and Regular Recommendation
to enterto enterAjay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected],
9811386723
How to achieve Computer How to achieve Computer Literacy???Literacy???
Level of computer literacy desired is Level of computer literacy desired is only operational literacyonly operational literacy
In company of next generationIn company of next generation In company of friendsIn company of friends In the office of Brokers, sub-brokersIn the office of Brokers, sub-brokers In classrooms – beginners programIn classrooms – beginners program At home of relativesAt home of relatives In the company of some other In the company of some other
investorinvestorAjay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected],
9811386723
How to Identify Good How to Identify Good Facilitator???Facilitator???
Matching age groupMatching age group Young, not so young and maturedYoung, not so young and matured Seasoned and fresh entrantSeasoned and fresh entrant New name vis-à-vis established New name vis-à-vis established
namename Single product vs basket of product Single product vs basket of product Very big, big, medium or small size Very big, big, medium or small size
of operations of operations Ajay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected],
9811386723
Whom to Beware ???Whom to Beware ???
Person obliging you free of costPerson obliging you free of cost Persons enticing you to invest on his Persons enticing you to invest on his
recommendationsrecommendations News Channels regularly repeating News Channels regularly repeating
same recommendationssame recommendations Third and thereafter recommendation Third and thereafter recommendation
of any personof any person Person promising unreasonable Person promising unreasonable
returnsreturnsAjay Garg, M.Com, MBA, FCS, LLB Contact details: [email protected],
9811386723
THANKSTHANKS
Ajay GargAjay GargAGB & PartnersAGB & Partners
Corporate LawyersCorporate Lawyers Contact No:[email protected]