Why Marsh Private Client serviCes?

Who is Marsh Private Client serviCes (PCs)?Marsh PCs is a business unit of Marsh inc. focused on addressing the complex personal insurance needs of affluent and

high net worth individuals. We are committed to excellence through our:

solutions and suPerior serviCe

• our value proposition is central to our philosophy of

client service — we offer world-class service, expert

capabilities, and a comprehensive set of solutions to

provide clients with choice and superior counsel.

• We are committed to true client focus. our personal risk

advisors build lasting relationships by getting to know

the client and understand their lifestyle. this continues

with reviews of the personal risk management program

and recommendations based on changes taking place in

the client’s life.

• our client advisors are not salespeople dependent on

commissions; they are salaried consultants who are able

to provide client advocacy and unbiased advice in all

aspects of our client relationships.

• We are transparent regarding our commissions,

revenues, and throughout the placement process so

clients can make the most educated decisions on their

insurance programs.

resourCes

• as part of the world’s leading insurance broker, we have

access to a breadth of valuable resources that allow us to

provide solutions across the broadest spectrum of risk.

• We have relationships with key carriers that specialize in

covering the unique risk issues facing high net worth

individuals and their families.

• through relationships with partners such as financial

advisors, attorneys, yacht builders, security companies,

healthcare organizations, and multi-family offices, we

have extended resources we can leverage to help clients

obtain the services they need.

• Because of the capabilities of Marsh’s Market

information Group, we can assure our clients that

thorough due diligence has been conducted around the

stability of the carriers we recommend.

• We have national capabilities and expertise with 27

locations and more than 300 professionals, and we are

licensed in all 50 states.

Marsh is a world leader in delivering risk and insurance services and solutions to its clients. Founded in1871, Marsh provides thought leadership and innovation for businesses, public entities, organizations, and private clients in more than 100 countries, serving more clients in more industries worldwide than any other insurance firm.

P r i vat e C l i e n t s e r v i C e s

exPertise

• We have professionals and resources with knowledge and

capabilities in several key areas that require high levels of

expertise, including Family office, luxury Yacht,

equestrian, Fine art, and aviation.

• We have quality assurance measures and best practices to

help ensure our clients receive the expertise and high level

of service that they expect. our client advisors also engage

in ongoing training programs uniquely developed by our

dedicated learning team.

• our dedicated claims team serves as advocates for clients

throughout the claims process.

Who are our Clients?We work with individuals and families who face complex risk

issues related to multiple holdings, significant

responsibilities, and wealth and asset protection. our clients

have multiple homes, significant collections, high-value

assets and property, high-profile lifestyles, board of directors

responsibilities, public company leadership roles, or

extensive multi-generational family considerations. We are

pleased to provide risk management solutions for:

• 17,000 high net worth clients.

• approximately 20% of the Forbes 400.

• Clients with global exposures served by a global network.

• some of the world’s largest collectors.

• Yachts in excess of 450 feet and over $300 million in value.

What unique risks do our Clients FaCe?

• own high value homes in multiple states.

• own property located in an area prone to catastrophic loss,

for example, coastal property, earthquake prone, flood

zones.

• Plan to remodel or expand an existing home.

• own a home with unique features or building materials.

• have significant collections of fine art, jewelry, silver, wine,

or other valuables.

• Collect automobiles — antique, luxury, or exotic.

• own personal aircraft, luxury yachts, or other watercraft.

• own thoroughbred horses.

• Co-own or have property in a trust, llC, llP, or other entity.

• serve on boards of for-profit and/or not-for-profit.

organizations.

• Maintain a high visibility career or lifestyle.

aBout Marsh PCsat Marsh PCs, our mission is simple: to help successful

individuals and families protect their personal property and

lifestyles by providing expert insurance counsel and risk

management solutions.

each client relationship begins with a thorough risk analysis

to understand the client’s unique needs and profile. With that

information, a dedicated personal risk advisor builds a

personal liability and property insurance program specifically

tailored to the client’s needs.

as part of Marsh, a global leader in insurance solutions and

risk management, we provide clients with extensive

worldwide resources and unparalleled claims advocacy.

Marsh PCs strives to build long-lasting relationships with

clients through our commitment to detail and superior

service.

Marsh is one of the Marsh & Mclennan Companies, together with Guy Carpenter, Mercer, and oliver Wyman. this document and any recommendations, analysis, or advice provided by Marsh (collectively, the “Marsh analysis” are not intended to be taken as advice regarding any individual situation and should not be relied upon as such. the information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Marsh shall have no obligation to update the Marsh analysis and shall have no liability to you or any other party arising out of this publication or any matter contained herein. any statements concerning actuarial, tax, accounting, or legal matters are based solely on our experience as insurance brokers and risk consultants and are not to be relied upon as actuarial, tax, accounting, or legal advice, for which you should consult your own professional advisors. any modeling, analytics, or projections are subject to inherent uncertainty, and the Marsh analysis could be materially affected if any underlying assumptions, conditions, information, or factors are inaccurate or incomplete or should change. Marsh makes no representation or warranty concerning the application of policy wording or the financial condition or solvency of insurers or reinsurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage. although Marsh may provide advice and recommendations, all decisions regarding the amount, type or terms of coverage are the ultimate responsibility of the insurance purchaser, who must decide on the specific coverage that is appropriate to its particular circumstances and financial position.

Copyright © 2015 Marsh llC. all rights reserved. Compliance Ma15-13378.

to learn more, contact Marsh Private Client services or visit marshpcs.com.