Take advantage of an innovativeWeb-based solution

TheWire Payments service offerssuperior functionality.

• Superior reporting, auditing andtracking capabilities

• Investigations, amendmentsand cancellations

• Full reporting details for allincoming wire payments

• Free-form and template wirepayment creation

• Importing of defined files froma company system

• Automatic wire payment creationfrom imported files

• Commercial and bank-to-bankwire payments

• Extensive real-time editingcapabilities, which can reduceupfront errors

Fully manage your wire payments

TheWire Payments service is acomplete and integrated servicethat provides full wire paymentmanagement capabilities for bothoutgoing and incoming payments.

• Initiate an investigation on a wirepayment and track the historyof the investigation, includingnotations for your own use.

• Take advantage of highlyflexible operational reportingcapabilities and access detailedhistorical reporting oftransactions or templatesvia management reports.

• Receive full details of all wiresissued from defined fundingaccounts; including any wiresnot initiated using the WirePayments service.

• Receive LVTS confirmationnumbers for all Canadian dollarpayments issued.

• Export report data in commadelimited format (CSV) andincorporate the information intoyour other systems as required.

• Take advantage of full auditreporting capabilities for all wiresinitiated by your company usingthe Wire Payments service.

Wire payments save you time

All you need is internet accessand access to Online Banking forBusiness to make wire paymentsonline. Additionally, online searchcapabilities allow you to access thefull directory of routing instructionsfor banks around the world,permitting you to focus more on yourbusiness and less on wire paymentrouting details.

Wire Payments

A leading-edge solution that provides you with enhanced controland management of the wire payments process from end to end

Commitment to service

At BMO Bank of Montreal®, your satisfaction is our top priority. We are committed to providing you

with a relationship you can value and trust. This means proactively offering sound financial advice

and cash management solutions to help you achieve your business objectives. From implementation

to ongoing support, our team of professionals will help you optimize your working capital through

all stages of the operating cycle.

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® Registered trade-marks of Bank of Montreal.®† Internet Explorer, Windows, Windows NT and Windows XP

are registered trade-marks of Microsoft Corporation in theUnited States and other countries.

®‡ Pentium is a trade-mark of Intel Corporation in the U.S.and/or other countries.

5001352 (04/11)

Other services that help you manage your cash flow

We help businesses forecast cash flow, better understand their cash position, and make informed financialdecisions. Ask us about:

• Information solutions providing up-to-the-minute information on your account balances and activity.

• Receivables solutions helping you accelerate your collections process to put your cash back to work quickly.

• Payables solutions helping you pay suppliers and employees efficiently, manage cash out-flows,mitigate fraud risk, and improve payment timing.

• Short-term investment solutions helping you maximize the return on your excess funds.

Comprehensive security and privacy

TheWire Payments service allowsyou to monitor limits in the currencyof your choice. It supports multiplelevels of limits, including transactionlimits and daily aggregate limits.Transaction approval requirementsare defined specifically for eachtemplate and globally for free-formwires. In addition, wire paymentfinal approval requires the use of asecurity token, providing you withan additional layer of security.

Your data is protected withamulti-level security system thatemploys user IDs, passwords, 256-bitencryption and a security token forpayments. You maintain control bysetting up users and establishingwhich services and accounts theycan access. You can also settransaction amount limits onpayments and other transactions.

The Wire Payments servicewill benefit your businessif you need to:

• Create and settle domesticand international wire paymentsquickly

• View and monitor all wirepayment activity online

• Tightly manage the wirepayments process

• Deal with domestic andinternational suppliers

• Make high dollar value ortime-sensitive payments.

Technical Requirements (forOnline Banking for Business)

The following browsers and systemrequirements are recommended forbest performance:

• Supported BrowsersInternet Explorer®† 6, 7, 8

• Minimum System Requirements486/66-Mhz processor orhigher (Pentium®‡ III Processorrecommended) with a Windows®†

based operating system(Windows ME, NT®† 4.0 with SP6aand higher, 2000 or XP®†).

• EncryptionOnline Banking for Business is asecure site requiring a higherlevel of encryption security thanwhat you might have installed onyour computer. Your browsermust be enabled with a 256-bitencryption in order to accessthe system.

To learn more about how Wire Payments

service can help you manage cash, contact

your BMO Bank of Montreal Representative.

F.P.O.

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