Blackbelt Money Skills

An introduction to the Financial Integrity Program

with Alan SeidFounder of Cascadia Workshops,

Coach and Consultant to Positive Change Agents

Member, New Road Map Foundation Speakers Bureau since 1994

CNVC Certified Trainer since 2003

InspirationThe Summer Day by Mary Oliver Who made the world?Who made the swan, and the black bear?Who made the grasshopper?This grasshopper, I mean-the one who has flung herself out of the grass,the one who is eating sugar out of my hand,who is moving her jaws back and forth instead of up and down-who is gazing around with her enormous and complicated eyes.Now she lifts her pale forearms and thoroughly washes her face.Now she snaps her wings open, and floats away.I don't know exactly what a prayer is.I do know how to pay attention, how to fall down into the grass, how to kneel down in the grass,how to be idle and blessed, how to stroll through the fields,which is what I have been doing all day. Tell me, what else should I have done?Doesn't everything die at last, and too soon?Tell me, what is it you plan to dowith your one wild and precious life?

Who is Alan Seid?

...and why is he teaching this class?

Intro to the Financial Integrity (FI) ProgramThe FI Program is a system for creating a relationship with money, that is clear, empowered and non-stressful, such that money plays a purposeful role in helping you create the life you want to live.

The FI Program helps people discover how much is “enough” for them, through maximizing their Fulfillment and Integrity in relation to money.

Intro to the FI ProgramFI =

• Financial Intelligence

• Financial Integrity, and,

• Financial Independence (sometimes referred to as FI1, FI2, and FI3)

It started as a purely personal project for Joe Dominguez in the early 1960s, and grew into an international best-selling book Your Money or Your Life.

Waving the Magic Wand of Time

•The Day is suddenly 20 hours — what do you take out?

•The Day is suddenly 28 hours — what do you add?

Money is a loaded topic

• Arguments around money are the most common reason for divorces

•Many people feel more comfortable talking about sex than money

• There are 2 conditions that guarantee that we are less-than-clear in relation to money

What is money?Is it:

• Security?

• Power?

• Freedom?

• A tool for political repression?

• A means for pillaging the Earth?

• Pieces of paper and metal, or digital computer blips across a screen?

Is there a definition that is both true 100% of the time, regardless of cultural context, and very personally

meaningful, as opposed to mostly theoretical?

What is money?

Money is the hours of life energy I exchanged for it.

Age and average remaining life expectancy Age Average remaining life expectancy Years Hours 20 56.3 493,526 25 51.6 452,326 30 46.9 411,125 35 42.2 369,925 40 37.6 329,601 45 33.0 289,278 50 28.6 250,708 55 24.4 213,890 60 20.5 179,703 65 16.9 148,145 70 13.6 119,218 75 10.7 93,796 Source: Data taken from US National Centre for Health Statistics, Vital Statistics of the United States

Hours of Life Energy?

How much do you value the remaining time you have left on Earth?

Real Hourly Wage?

Simple enough...

...but what about the hidden costs?

Real Hourly Wage

What is the relationship between money and fulfillment?

Fulfillment Curve

Fulfillment Curve

Fulfillment Curve

Fulfillment Curve

Fulfillment Curve

Fulfillment Curve

Fulfillment Curve

Fulfillment Curve

The Relationship between Money and Conditions on

Planet Earth

Chris Jordan

ChrisJordan.com

Depicts 28,000 42-gallon barrels, the amount of oil consumed in the United States every two minutes (equal to the flow of a medium-sized river).

Partial zoom

Print detail at actual size

Depicts one million plastic cups, the number used on airline flights in the US every six hours.

Partial zoom

Print detail at actual size

Depicts two million plastic beverage bottles, the number used in the US every five minutes.

Partial zoom

Print detail at actual size

MidwayMessage from the Gyre   These photographs of albatross chicks were made in September, 2009, on Midway Atoll, a tiny stretch of sand and coral near the middle of the North Pacific. The nesting babies are fed bellies-full of plastic by their parents, who soar out over the vast polluted ocean collecting what looks to them like food to bring back to their young. On this diet of human trash, every year tens of thousands of albatross chicks die on Midway from starvation, toxicity, and choking.

To document this phenomenon as faithfully as possible, not a single piece of plastic in any of these photographs was moved, placed, manipulated, arranged, or altered in any way. These images depict the actual stomach contents of baby birds in one of the world's most remote marine sanctuaries, more than 2000 miles from the nearest continent.

~cj, Seattle, October 2009

Fulfillment Curve

Fulfillment Curve

Financial Independence

Having steady and secure income for the rest of your life, coming from a source other than what you do day-to-day, that is enough -- and then some -- for a consciously chosen lifestyle.

The Crossover Point

Re-printed from Chapter 8 in Your Money or Your Life, by Vicki Robin and Joe Dominguez

Conclusion•When you develop the money skills that the FI Program gives you, you create a relationship with money that is clear, empowered, purposeful, and non-stressful.

•By investing consciousness into your personal relationship with money, and by choosing to maximize your fulfillment and integrity, you can discover what is enough.

•If you are living within your means — spending less than you earn — that money begins to add up, which has multiple benefits including recession-proofing your life, being prepared for emergencies, and the potential of creating more thriving, more resiliency, and increasingly freeing up your time from a work/spend cycle.

Next Steps• Blackbelt Money Skills

course, starts November 3, 2015

• 6 monthly sessions: 1st Tuesday of every month, November through April

• Learner Level and Implementer Level

• Discount Code for being in this class: “IntroCredit”

• Register here: bit.ly/blackbelt-money

Q&A