withdrawal benefit rider (the income outlook plus 5) & the ultra future fia 15% bonus! lifetime...
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National Western Life’s
Withdrawal Benefit Rider (the Income Outlook Plus 5) & the
Ultra Future FIA
15% Bonus! Lifetime Income and Amazing Liquidity
National Western Life’s
The Ultra Future FIA
10% Bonus that is 100% vested from the first day
3 Crediting Strategies
S&P 500 Annual Reset Monthly Average
S&P 500 Annual Reset Monthly Point to Point
Traditional Fixed Account
National Western Life’s
The Ultra Future FIA
Liquidity
10% Annual Penalty Free Withdrawal
Interest Only Available After 1 Year
Can be Annuitized After the 5th Policy Year for as Short as a 5-Year Period Certain.
National Western Life’s
The Ultra Future FIA
Surrender Charges: 19.25-18.5-17.75-16.75-16-15.25-14.5-13.5-12.75-12-10-8-6-4-2-0% (15 years)
Death Benefit = Full Accumulated Value
WITHDRAWAL BENEFIT RIDERMinimum Guaranteed
Surrender ValueContract Value Income Account
Value
Depends on product
Depends on credited rate
each year
5% Bonus5% Interest Rate(0.75% Annual
Charge)
WITHDRAWAL BENEFIT RIDERMinimum Guaranteed
Surrender ValueContract Value Income Account
Value
Depends on product
Depends on credited rate
each year
5% Bonus5% Interest Rate(0.75% Annual
Charge)
Greater Of When you are ready to elect income, the Company
will look back and guarantee you earned at least 5% on your Income Account Value (IAV). If
Contract Value is larger, your IAV will step up to the Contract Value.
• Creates a new Income Account. The Income Account receives a 5% Bonus that is also included in the Contract Value. This bonus vests over time. 25% in year 8, 50% in year 9, and 100% in year 10.
• The Income Account Value is then guaranteed to grow at 5% Interest each year until the owner elects to receive lifetime income.
• Annual rider charge is 0.75%.
WITHDRAWAL BENEFIT RIDER
The Power of 10%… Plus 5%! 10% Premium Bonus + 5% Bonus and 5% Income Account Annual
Growth Rate
Initial Premium
10% PremiumBonus
Income AccountValue After 1 Year
WITHDRAWAL BENEFIT RIDER COMBINED WITH THE ULTRA FUTURE
$100,000
$110,000
$117,700
The Power of 10%… Plus 5%! 10% Premium Bonus + 5% Bonus and 5% Income Account Annual
Growth Rate
Initial Premium
10% PremiumBonus
Income AccountValue After 1 Year
WITHDRAWAL BENEFIT RIDER COMBINED WITH THE ULTRA FUTURE
$100,000
Initial Contract Value $110,000
$117,700
The Power of 10%… Plus 5%! 10% Premium Bonus + 5% Bonus and 5% Income Account Annual
Growth Rate
Initial Premium
10% PremiumBonus
Income AccountValue After 1 Year
WITHDRAWAL BENEFIT RIDER COMBINED WITH THE ULTRA FUTURE
$100,000
Initial Contract Value $115,000
$120,750
5%Bonus from Rider
The Power of 10%… Plus 5%! 10% Premium Bonus + 5% Bonus and 5% Income Account Annual
Growth Rate
Initial Premium
10% PremiumBonus
Income AccountValue After 1 Year
WITHDRAWAL BENEFIT RIDER COMBINED WITH THE ULTRA FUTURE
$100,000
Initial Contract Value $115,000
$120,750
5%Bonus from Rider
The WITHDRAWAL BENEFIT RIDER
Income Account Value Using Ultra Future
The WITHDRAWAL BENEFIT RIDER
Income Account Value Using Ultra Future
The rider includes a table of guaranteed withdrawal percentages based on the attained age of the owner when they elect the
lifetime income benefit.
Attained Age
60-64 = 5.00%
65-69 = 5.50%
70-74 = 6.00%
75-79 = 6.50%
80-84 = 7.00%
85-89 = 7.50%
90 + = 8.00%
The WITHDRAWAL BENEFIT RIDER
Income Account Value Using Ultra Future
The rider includes a table of guaranteed withdrawal percentages based on the attained age of the owner when they elect the
lifetime income benefit.
Attained Age
60-64 = 5.00%
65-69 = 5.50%
70-74 = 6.00%
75-79 = 6.50%
80-84 = 7.00%
85-89 = 7.50%
90 + = 8.00%
Example: 72 year old owner with $100,000. After 5-years their income account value is $146,772 GUARANTEED.
Their lifetime income benefit also GUARANTEES a 6.00% annual withdrawal percentage.
$146,772 x 6.00% = $8,806.32 GUARANTEED for LIFE!
The WITHDRAWAL BENEFIT RIDER
Income Account Value Using Ultra Future
The rider includes a table of guaranteed withdrawal percentages based on the attained age of the owner when they elect the
lifetime income benefit.
Attained Age
60-64 = 5.00%
65-69 = 5.50%
70-74 = 6.00%
75-79 = 6.50%
80-84 = 7.00%
85-89 = 7.50%
90 + = 8.00%
Example: 82 year old owner with $100,000. After 7-years their income account value is $161,817 GUARANTEED.
Their lifetime income benefit also GUARANTEES a 7.00% annual withdrawal percentage.
$161,817 x 7.00% = $11,327.19 GUARANTEED for LIFE!
The WITHDRAWAL BENEFIT RIDER
Income Account Value Using Ultra Future
The rider includes a table of guaranteed withdrawal percentages based on the attained age of the owner when they elect the
lifetime income benefit.
Attained Age
60-64 = 5.00%
65-69 = 5.50%
70-74 = 6.00%
75-79 = 6.50%
80-84 = 7.00%
85-89 = 7.50%
90 + = 8.00%
Example: 82 year old owner with $100,000. After 7-years their income account value is $161,817 GUARANTEED.
Their lifetime income benefit also GUARANTEES a 7.00% annual withdrawal percentage.
$161,817 x 7.00% = $11,327.19 GUARANTEED for LIFE!
15% BONUSGive us the opportunity to EARN
your business