Working Toward Financial SuccessTAILORED, PERSONALIZED SOLUTIONS THAT MAKE SENSE.

PERSONWRIGHTFG.COM

Investment and Insurance Products: u NOT FDIC Insured u NO Bank Guarantee u MAY Lose Value

Our commitment to youA MESSAGE FROM THE PERSON WRIGHT FINANCIAL GROUP

As the Person Wright Financial Group of Wells Fargo

Advisors, we offer the resources and flexibility to provide

you with personalized investment planning.

Investment planning is an ongoing process of preparing

for and reacting to critical financial events. Critical

financial events can be as diverse as retiring, receiving

an inheritance or buying a new home. Our resources and

experience help you prepare for such events so that you

may be able to achieve your financial and lifestyle goals.

We not only use investments to meet your goals, but we

also offer insurance and liability management strategies to

help toward achieving success with your unique plan.

During our initial meeting, we will discuss your goals, risk

tolerance and objectives and our approach to investment

planning. The purpose of this meeting is for each of us to

determine whether or not we want to work together.

Our experience is that this is the foundation of a good,

long-term relationship.

The following packet will introduce us, our team and our

approach to investment planning. We look forward to

meeting you.

$360 MillionIN TOTAL ASSETS

UNDER MANAGEMENT*

*Approximate AUM as of 12/31/20. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC,

a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.

Our approach to your finances

We do not believe you must sacrifice growth for income.

WHAT THE PERSON WRIGHT FINANCIAL GROUP STANDS FOR

OUR MISSION

CURRENT PORTFOLIO INCOME TOTAL RETURN RISK MITIGATION

OUR PORTFOLIO APPROACH

The Person Wright Financial Group of Wells Fargo

Advisors is committed to one simple, yet important,

objective—to work with our clients to achieve their

long-term financial goals. We are dedicated to

pursuing investment returns that meet or exceed

our client’s personalized retirement needs in order

to help them create the lifestyle they envision and to

transfer wealth to future generations.

Income can be derived from multiple sources. We will use stocks, exchange traded funds, mutual funds, bonds, cash and cash alternatives to pursue above-average yields to a comparable portfolio benchmark. We monitor the yield curve and use different fixed-income products during changing market cycles. We also strive to focus on current dividends with stocks that provide annual dividend growth potential. In the right situation, we can implement an option overlay strategy seeking to maximize short-term income opportunities.

Options involve risk and are not suitable for all investors. Before opening an option position, a person must receive a copy of “Characteristics and Risks of Standardized Options.” This document is available from the Person Wright Financial Group of Wells Fargo Advisors at 6320 S Western Ave, Ste 100, Sioux Falls SD 57108 and 605-339-2150 or the Options Clearing Corporation, 125 S. Franklin Street, Suite 1220, Chicago, Illinois 60606. Please read it carefully before investing. Supporting documentation available upon request.

Past performance is not indicative of future results, and there is no assurance that any investment strategy will be successful.

Investments and investment strategies contained herein are provided for informational purposes only. We would need to review your individual situation before recommending appropriate strategies to you. All investing involves risk, including the possible loss of principal. Stocks offer long-term growth potential, but may fluctuate more and provide less current income than other investments. Bonds are subject to market, interest rate, price, credit/default, call, liquidity, inflation and other risks. Prices tend to be inversely affected by changes in interest rates. The PIM program is not designed for excessively traded or inactive accounts and is not suitable for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.

Tax efficiency is important to us, but

we will not sacrifice our commitment

to pursue investment gains in order to

reduce potential taxes. Total return is

simply the value increase or decrease

a client receives from their portfolio,

regardless of how an asset creates it

(growth and income).

Reduce portfolio volatility by building

diversified, actively managed

portfolios. We “weed the garden”

regularly to remove what we consider

underperforming assets. Our

commitment to pursuing current income

can potentially result in an increase of

cash flow, which may help the total return

of the portfolio in flat or down markets.

Although we are not market timers, we challenge ourselves to use current economic data and changing market events to potentially

reduce volatility when applicable. Our portfolios are built with the following fundamental objectives:

The portfolio managers in the Person Wright Financial Group of Wells

Fargo Advisors combine a traditional, fixed-income and value-investing

equity discipline with sophisticated, active-management investing

strategies to customize investment solutions designed to meet each

client’s unique needs.

We believe long-term investment success often comes with a dual focus

on growth and income. That guiding principle –growth and income– is

the Person Wright Financial Group’s distinguishing characteristic.

Wells Fargo Advisors provides you with written progress evaluations on a periodic basis. These evaluations will include a comparison of

your portfolio to an index as well as a review of your asset allocation and historical performance. In addition, you will receive a monthly

statement and a 1099 statement at the end of the year. You will have direct access to us should you have any questions or concerns. By

maintaining open communication, we believe we may be able to help avoid reflexive or reactive decisions during downward market cycles.

Our guiding principles

Working together

HOW THE PERSON WRIGHT FINANCIAL GROUP OPERATES

IDENTIFYING OUR MUTUAL RESPONSIBILITIES

Having a solid relationship is essential to effective wealth planning.

To this end, we both need to make your financial strategies a priority.

We will agree to keep each other informed of any new developments

that might affect these strategies. And we will agree to take the time to

regularly review your personalized Financial Strategy Action Plan and

Envision® Plan. A few criteria that help define our success include:

Your commitment to us as your financial advisor team

Your trust in our abilities to provide you with recommendations and advice

Your complete disclosure about what matters to you most

We strive to be a referral you want to make, but never ask to do.

We strive to be an advocate for you in all aspects of your financial affairs.

We operate with faith, integrity and trust in all we do.

WHO WE ARE WHAT WE DO HOW WE DO IT

We provide comprehensive investment planning and customized portfolio-management services. Through our experience, we have

learned it is important that everyone is clear on what to expect if we are to develop and maintain a successful working relationship –

one where we help you achieve your financial goals together.

We are a financial team engaged

in the creation of customized

investment portfolios, seeking

to pursue truth and integrity

and committed to building and

preserving wealth for our clients

and our community.

We are a financial group that

will never put our own personal

interests before yours.

We are knowledgeable and

experienced with more than 50

years of combined experience in

financial services.

We meet you personally and

engage you as a friend in order to

know you and your family.

We help manage portfolios for

your family, our family and our

community with trusted (and

tax-efficient when necessary)

investment and insurance

products.

We serve as stewards to

our industry and uphold the

strenuous regulations set forth.

We listen to what your dreams and

aspirations are. We do not make

assumptions on what we feel you want.

We ask tough questions that may

challenge you, and we understand

financial decisions will trigger emotion.

We make recommendations that

are designed to benefit you and

your family; ongoing changes are

often necessary.

We host client events to keep us

connected with you and to meet your

family to help ensure your legacy lasts.

We respect our clients, our team and

Wells Fargo Advisors.

Our teamWHO THE PERSON WRIGHT FINANCIAL GROUP IS

MANAGING DIRECTOR – INVESTMENTS

SENIOR PIM PORTFOLIO MANAGER

For over 35 years, Bryan has had the privilege of being a trusted

financial advisor to families and business owners. He believes that

a sound investment planning journey begins with a personalized,

written plan for the future and continues with regular meetings and

updates to keep each plan in line with future goals.

Bryan began his career as a Financial Advisor with Edward Jones

in 1994 after an 11 year career in banking as a branch manager

for a local independent bank. He joined AG Edwards & Sons, a

predecessor firm of Wells Fargo Advisors, in 2003 to take a team

approach in providing personalized financial advice for individuals

and families.

Bryan has consistently been recognized as a Premier Advisor, a

distinction held by a select group of Financial Advisors within Wells

Fargo Advisors as measured by business production, completion of

educational components and professionalism.

After high school, Bryan decided to serve our country and spent

three years in the U.S. Army completing his tour of duty in Arizona

and Germany. While working full-time with a finance company, he

went to school full-time and earned his business degree through

National College in Sioux Falls. He and his wife Mary Jo have lived

in Sioux Falls since 1980.

Away from the office, Bryan spends his free time with his wife, Mary

Jo, sons Matt and Alex, and their grandchildren. While their son

Alex attended Creighton University, Bryan and Mary Jo became

and continue to be Blue Jay fans. Attending basketball and soccer

games in Omaha has also become a favorite past time. Bryan

also stays active golfing and working out as much as possible and

walking the bike trails with Mary Jo.

Bryan Person

SENIOR VICE PRESIDENT - INVESTMENTS

SENIOR PIM PORTFOLIO MANAGER

As a Financial Advisor, Jesse strives to provide sound financial advice

and value-added service to investors — always working to build long-

term relationships based on integrity, faith, mutual trust and respect.

Through a long-term investment approach, he helps clients develop

and implement strategies for building wealth and realizing their goals.

Having started in the Financial Services industry in 2005, Jesse has

experience in navigating major shifts in both up and down markets.

Jesse began his career as a Licensed Trading Support Specialist with

TD Ameritrade in Omaha, NE where he developed his technical and

fundamental investment knowledge. He worked for TD Ameritrade

for seven years with the last two as a Branch Manager of nine

Investment Consultants. He joined Wells Fargo Advisors in 2013 to

focus on providing investment planning advice for clients.

Jesse holds a Bachelor’s degree in Finance from the University of

Nebraska at Lincoln and a MBA in Financial Planning from Creighton

University. Jesse has also earned the Chartered Retirement Planning

CounselorSM (CRPC®) certification by meeting rigorous professional

standards and passing a comprehensive examination from the

College for Financial Planning.

After college, Jesse relocated to Omaha with his wife, Laura, a native

of Harrisburg, South Dakota. After almost 10 years in Omaha, Jesse

and Laura made the decision to relocate to Sioux Falls where Jesse

teamed with long-time family friend and Financial Advisor, Bryan

Person, to create the Person Wright Financial Group of Wells Fargo

Advisors.

Away from work, Jesse spends his time with family. Jesse and Laura

have two sons, Miles and Max, and their daughter, Amelia. In the fall,

Husker football season is a top priority. Jesse and Laura try to get

to several home games in Lincoln and have recently added trips to

Green Bay for Packers games with Laura’s family! They spend much

of their summer in Okoboji with Jesse’s family. The rest of the year,

they are actively involved with every sport Miles, Max, and Amelia

want to participate in. Jesse tries to coach as much as he can. Jesse

and Laura stay active and physically fit. Jesse completed his first

triathlon in 2009 and was hooked. He has finished several half-

marathons and triathlons since.

Jesse L. Wright, CRPC®

FINANCIAL ADVISOR

From the beginning of his professional career Alex has worked

closely with individuals to analyze their situations and come up with

custom, tailored solutions to suit their needs. As a Financial Advisor,

Alex works directly with clients to help them build, preserve, manage

and transition wealth. By listening to a client’s individual needs and

aspirations, Alex helps develop a specific plan designed to achieve

their goals.

Alex began his career in Human Resources at First Data in Omaha, NE

where he worked one on one with employees to help analyze issues

and come up with viable solutions to make their work life easier.

After three years at First Data, Alex began his career in the financial

services industry by joining TD Ameritrade in 2014. As a Financial

Representative at TD Ameritrade, Alex acquired his investment

knowledge through working with clients on a daily basis and helping

them to understand various aspects of investing.

After 10 years away from Sioux Falls, Alex moved back home in 2016

to join his father, Bryan Person, at Wells Fargo Advisors. As the

newest partner with the Person Wright Financial Group, Alex strives to

provide clients with comprehensive investment advice delivered with

exceptional service and professional integrity.

Alex attained a Bachelor of Arts in Psychology from Creighton

University and Master of Science in Industrial/Organizational

Psychology from Missouri State University. Alex has used his

psychological background to better understand and communicate

with clients.

Outside of work, Alex enjoys spending time with his wife and children.

Alex and Kendra try to be as active as they can and enjoy golfing,

basketball, and running. Alex is an avid Creighton basketball fan and

continues to attend numerous home games.

Alex Person

SENIOR REGISTERED CLIENT ASSOCIATE

VICE PRESIDENT

Marcia began her career in the financial services industry over 25

years ago with Citibank. She joined AG Edwards, a predecessor

firm of Wells Fargo Advisors, in 2003 and holds the Series 7 and

66 securities registrations as well as her life and health insurance

licenses.

Marcia works with the team to ensure our clients administrative,

trading, and operational needs are handled accurately, quickly, and

seamlessly. She is our one stop shop for all things “service”,

and with her years of experience is able to adeptly resolve even the

most complicated issues.

Wells Fargo Advisors has recognized Marcia as a Premier Client

Associate. The Premier Client Associate recognition is held by a

select group of Registered Client Associates within Wells Fargo

Advisors nominated by their management for their consistent display

of professionalism, integrity and core leadership values.

Marcia grew up on a farm in Edgerton, Minnesota. While attending

Alexandria Technical College, Marcia studied Finance and Credit

Management. She now lives in Sioux Falls and is married to Jeff, a

CPA, and has twin boys – Josh and Justin. In her free time, she enjoys

live music, traveling, crafts and trying out new recipes.

Marcia Bucher

Allie UnderbergSENIOR REGISTERED CLIENT ASSOCIATE

ASSISTANT VICE PRESIDENT

Allie’s career began with Wells Fargo Bank in October 2012 after

graduating from South Dakota State University. She has held various

roles throughout the bank before transitioning to Wells Fargo Advisors

in November 2015. She is very knowledgeable in many different

areas of both the bank and brokerage side of the business.

In February 2017, Allie transferred from the Sioux Falls Downtown

Wells Fargo Advisors location to help support the Person Wright

Financial Group of Wells Fargo Advisors.

Allie works side by side with Marcia Bucher, Senior Registered Client

Associate, to assist our clients administratively and operationally. She

is passionate about providing a personalized client experience and

looks forward to working with each one of you over the years.

Allie is a Sioux Falls native. She now lives in Harrisburg, SD with her

husband, Brooks and son, Brayton. In her free time, Allie enjoys long

walks, reading and spending time with her extended family.

Supporting the Person Wright Financial Group in Mitchell

| F INANCIAL CONSULTANT

1200 S . BURR ST.

MITCHE LL , SD 57301

605 - 996 - 6100 [PHONE]

800 - 926 - 6101 [TOLL FREE]

Echo PetersenWith over 25 years of experience in the wealth

management industry, Echo handles a wide

variety of duties in our Mitchell, SD office including

administrative and operational support, and all

day-to-day transactions.

Echo began her career in 1990 as a Registered

Representative with John G. Kinnard and Company.

From 1994 to 2002 she was a Registered Office

Assistant with Rube Adam Financial Services. She

then worked for Edward Jones in 2002 as a Client

Associate. She has been a Senior Registered

Client Associate with Wells Fargo Advisors since

2003 and became a Financial Consultant with the

firm in 2015.

Echo is a life-long South Dakota resident who grew

up on the family farm in Fedora. After meeting her

husband Bryce, they settled in Plankinton where

they raised their daughter, Kelly.

In her personal time, Echo enjoys golfing and is an

avid gardener. Echo is dedicated to her community

and is passionate about seeing it prosper. Echo

volunteers as a board member with Horizon Health

Care, promoting the importance of rural health in

our communities.

Our servicesWHAT THE PERSON WRIGHT FINANCIAL GROUP PROVIDES

At the Person Wright Financial Group of Wells Fargo

Advisors, we are committed to providing you with

informed perspectives and tailored approaches to your

needs and challenges. As your trusted advisor, we begin

with a deep understanding of your financial priorities

and then apply appropriate financial solutions to help

optimize your wealth. Together, we can explore your

needs regarding wealth planning, as we work to help you

build, manage, preserve and transfer your wealth.

YOUR INVESTMENT

PL AN

n Assess your risk tolerance

n Rebalance or reposition

assets as needed

EDUCATION PL ANNING

n Invest for children

or grandchildren

n Identify suitable

tax-advantaged

investments

RETIREMENT

ASSETS AND

COMPANY BENEFITS

n Retirement plan

investments

n Stock option grants

or restricted stock

WEALTH

PRESERVATION

STR ATEGIES

n Types of ownership;

beneficiary designations

n Hedging and liquidity

strategies

As a service for our clients, we make

ourselves available as a sounding board

for any friends or family members.

When someone you care about needs

financial guidance, we will make time

to meet with them and point them in a

helpful direction.

When family, friends or associates ask for

your opinion on financial services, let us

be their sounding board.

Service for Friends & Family

INCOME TA X

PL ANNING

n Identify tax-efficient

portfolio strategies

n Manage capital gains,

losses and alternative

minimum tax

(AMT) exposure

THROUGH OUR WE LLS FARGO

AFFILIATES, YOU HAVE ACCESS TO

BANKING SERVICES, INCLUDING:

n Securities-based lines of credit

n Residential mortgages

n Home equity financing

CHARITABLE AND

COMMUNIT Y GIVING

n Discuss various

charitable techniques

n Explore strategies to

instill philanthropic values

in the next generation

CASH FLOW/CASH

RESERVE

n Emergency funds

n Cash alternatives

PERSONAL RISK /FAMILY

SECURIT Y GENER ATION

n Adequate insurance

protection

n Management plan for

incapacity/disability

PL ANNING FOR BUSINESS

OWNERS

n Consider personal objectives

in the framework of business

objectives

n Discuss various risk

mitigation techniques

Wells Fargo Advisors is not engaged in rendering legal, accounting, or tax-preparation services. Specific questions as they relate to your situation should be directed to your legal and tax advisors.

Lending and other banking services available through Wells Fargo Advisors (NMLS UI2234) are offered by banking and nonbanking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts.

You have financial needs.WE HAVE YOUR CUSTOMIZED SOLUTIONS.

CAR 0220-01012

6320 S. Western Ave., Ste. 100

Sioux Falls, SD 57108

605-339-2150 (PHONE) | 800-333-2150 (TOLL FREE)