workshop development impact evaluation in finance and private sector dakar february 2010 with...
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Workshop Development Impact Evaluation
in Finance and Private SectorDakar February 2010
With generous support from Gender Action Plan
The Gambia
Team Members: Naffie / Ramatoulie / Alagie
The Gambia Growth & Competitiveness Project (GCP)
The Gambia Growth & Competitiveness Project (GCP)
Background
Constraints faced by MSMEs in The Gambia
include among others:access to finance (availability and cost),access to land (cost and time for
property
registration)
The Gambia Growth & Competitiveness Project (GCP)
Project Development Objectives
Improve the investment climate
Strengthen the competitiveness of
key sectors
to contribute to the 2nd Pillar of
PRSP IIThe Gambia Growth & Competitiveness Project (GCP)
INTERVENTION DESCRIPTION
The GCP Project of has three (3) Components
Investment Climate Reform
Capacity building for investment promotion and facilitation
Company Registration and Licensing Reform
Investment Law Reform
Improving Access to Finance
Good Governance Program
The Gambia Growth & Competitiveness Project (GCP)
INTERVENTION DESCRIPTION Cont’d
Strengthening Economic Clusters Cluster Competitiveness Program
Restructuring the Gambia Hotel School into a private-sector
led, demand-driven Hospitality Industry Training Institute
Strengthening tourism promotion and marketing
Horticulture Out-grower Scheme
Project Implementation Unit
The Gambia Growth & Competitiveness Project (GCP)
Impact Evaluation Title
Access to Finance: The Impact of Partial Credit
Guarantee Scheme on MSMEs in The Gambia
An IE will be undertaken on a subcomponent of the
Investment Climate Reform - partial credit guarantee
facility on a fifty-fifty basis
The Gambia Growth & Competitiveness Project (GCP)
EVALUATION QUESTIONS
Has access to the credit facility brought about:- An increased access to credit- Employment creation - Increased sales and productivity
INDICATORS Number of loans disbursed/ Ave. size of loans Number of Employees / Average number of hours of work
per employee / Sales per month in GMD / Volume of Production per Month /
Volume of production per employee Profit per month in GMD
All data will be disaggregated by gender
The Gambia Growth & Competitiveness Project (GCP)
EVALUATION DESIGN
The Gambia Growth & Competitiveness Project (GCP)
•Participating Banks to make a public notice inviting applications for the Credit
Facility available for MSMEs within a specified period of time [Participating
Banks will receive training and TA on assessing MSMEs risk]
•Approved applicants to be randomly separated as Treatment and Control
groups
•Credit will be made available to the Treatment group immediately while the
Control group will receive the credit in eight (8) months. This is to determine the
short term impact of the Partial Credit Guarantee scheme
Sampling & Data
Sample: All MSME applicants pre-approved by the participating banks
as eligible for credit under the partial credit guarantee facility of the
Growth and Competitiveness Project (GCP).
The treatment and control group will be randomly selected from the
pre-approved applicants
NB: The number of guaranteed loans cannot be determined at this
point; the lack of credit is a major constraint for MSMEs in The Gambia
it is therefore expected that many applications under this facility will be
received but details of the loans will be determined by the bank
The Gambia Growth & Competitiveness Project (GCP)
Timeline for Impact Evaluation
Task Date
Validation of IE Proposal with Government Institutions April/May 2010
IE Preparatory work June/July 2010
Sampling and questionnaire – first draft October/November 2010
Project Signed December 2010
Partial Credit Guarantee Operational February 2011
Baseline Survey February/March 2011
First follow-up on both Groups November/December 2011
Analysis and dissemmination of first follow-up February/March 2012
Second Follow up Nov/Dec 2012
Analysis and dissemmination of first follow-up February/March 2013
The Gambia Growth & Competitiveness Project (GCP)
IMPACT EVALUATION TEAM:
STAFFING
The Impact Evaluation Team will be monitored by the Ministry of Trade, Industry & Employment
Data Collection to be undertaken by the Gambia Bureau of Statistics
TEAM: • A delegate from the Ministry of Trade • A delegate from The Gambia Investment
Promotion & Free Zones Agency • A delegate from the National Planning
Commission • Field Coordinator – link b/w MOTIE GBOS and
DIME• Technical Assistance from the World Bank (DIME)• World Bank Project Team (GCP)
The Gambia Growth & Competitiveness Project (GCP)
BUDGET
World Bank will fund cost of field coordinator and TA
Data collection: GCP and other sources to be consulted like: Gambia Chamber of Commerce and UN Country Team
NB: Detail Budget cannot be determined at this time because sample size is not yet determined
The Gambia Growth & Competitiveness Project (GCP)
Thank You
The Gambia Growth & Competitiveness Project (GCP)