yoc camerjam mobile finance masterclass
TRANSCRIPT
Adding value through mobile web services
why mobile web
where are your
customers
why mobile
web
Mobile browsing projected to outstrip desktop by 2014!
Source: Morgan Stanley Research, April 2010
High speed mobile networks and an increased distribution of mobile data-flat rates
Global Mobile vs. Desktop Internet User Distribution 5)
[User m]
why mobile
advertisingadvertising
In his Mobile World Congress keynote address,
former Google CEO Eric Schmidt describes the
mobile ecosystem as a confluence of computing
power, connectivity and cloud computing, and
proclaims a new focus for the industry:
“putting mobile first”
Eric Schimdt, outgoing CEO Google at the World Mobile Congress 2011
45,000,000 mobile phone users aged 18+ in UK
26,545,00 mobile media users (59%)
22,950,000 use M-Commerce (51%)
Mobile Media•Downloaded and used a mobile app•Downloaded a ringtone, music track.•Used social media•Accessed the internet/any website•Purchased a product or a service
M-Commerce•Used mobile for research for purchasing•Used mobile for enhancing a purchasing experience•Paid for something on mobile straight to bill•Paid for something on mobile via card/bank/PayPal
Source: IAB Consumer M-Commerce Study October 2010, Comscore August 2010Base – All mobile users (1039)
UK penetration
of mCommerce
30.2m people visited
commerce sites on the fixed line internet in
December 2010
Mobile makes up 17% of the total UK E-Commerce audience (duplicated)
6.3m people visited
commerce sites on the
mobile internet in December
2010
mobile as a percentage
of E-Commerce
Source: ComScore
•Ebay saw £2.1 million spent on its UK
mobile site on 12th December 2010
•Clothing and accessories represented
13.8% of that total
•ASOS generated £1 million of sales on its
mobile site in December 2010
Source: NMA 21/1/20211Ebay
latest industry data
Hi Paul,VielenDank für die
1983 2000 2007 2010
The mobile market is fragmented and
constantly evolving…
the challenge
MOBILE INTERNET
one scalable solution
delivering a premium
user experience
CosmosDirekt is one of Germany’s largest insurers
They offer a full suite of financial services including banking, pensions, travel, car & home insurance.
CosmosDirekt case study
Web analytics showed 3% of traffic coming to CosmosDirekt’stravel insurance “quote & buy” website was coming from mobile
99% bounce rate from homepage from mobile
CosmosDirekt decide to develop a mobile solution to meet customer demand
business case for mobile
Competitor analysis
1-2-1 customer research
Evaluate technical
infrastructure
Target market behavioral analysis
Online content assessment
How did CosmosDirekt approach the project;
analysis of requirements
Three phased mobile strategy
Develop “quote & buy” mobile site for their
travel insurance product to enable
consumers to purchase a policy on
mobile.
Develop a claims iPhone app to enable
customers to log & submit details of a
claim with their mobile
Develop “quote & buy” mobile sites for
other insurance categories & mobile
banking solution
developing a mobile strategy
full “quote & buy” mobile site
Data input
Quote
T&Cs
Payment page
Product info page
Dynamic Proxy Transcoding - use website as the content source
No internal IT resource requirement
Filter relevant content for display on mobile
how did we integrate?
FIT ML
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80% of all traffic from search
Seamless mobile experiences from
search results and email campaigns
Product level mobile redirects ensure
that the user is automatically redirected
to the relevant mobile page (rather than
the standard desktop version)
seo, sem, email marketing
other channels to
promote the site
CosmosDirekt Help iPhone app developed enabling users to;
Log & submit claim details. Users can take photos, voice recordings & mark the GPS location of an accident, then submit with one touch
Also includes emergency numbers & fuel calculator
phase two iPhone application
Over 15,000+ travel policies purchased since launch in September 2010
Thousands of downloads of iPhoneapp in first month
700% increase in mobile web traffic since launch of mobile site
Work under way to develop “quote & buy” mobile sites for home & car insurance products
results
Improve customer satisfaction
stimulate brand loyalty
reducing operational costs
Account summary Account balances Make a payment Standing order
Postbank: full mobile banking site
Monitor the stages of pregnancy
Pregnancy calendar shows appointments and examinations
Pictures can be uploaded to a personal log
After birth, app can be kept as a reminder of pregnancy
Central “pregnancy Info” iPhone app
Current GPS location transmitted to ADAC automatically
Where-am-I function for locating and displaying of the current
position (independent of accident or breakdown)
The accident check list includes valuable tips for the right behavior at
the scene of accident
ADAC breakdown iPhone app
Mobile web will be where you acquire customers in the mobile channel
Do you already have mobile traffic & what is the current bounce rate?
How can my brand take advantage of the acquisition opportunity?
Which product categories are most suited to mobile?
How will mobile be best integrated into my multi-channel strategy?
questions for you...