You + LCEF = Empowered Ministries

ConnectPLUS provides NEW investors

a link to ministries through LCEF.

YOU

LCMS Ministries

LCEF

ConnectPLUS Features:

3%fixed rate*

Two-year term; $500

minimum to open

Opportunity

to empower LCMS

ministries Additional investmen

ts of at least $25 allowed

*On first $5,000; second-tier rate on balance over $5,000

ConnectPLUS Features:

3%fixed rate* Open to

NEW investor

s

Opportunity

to empower LCMS

ministries Available for those

18 and older

*On first $5,000; second-tier rate on balance over $5,000

ConnectPLUS links you to Lutherans serving their communities and sharing the Gospel.

Want to know more? Check out

lcef.org or call 800-843-5233.Join the LCEF Experience.

LCEF is a nonprofit religious organization, therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks. StewardAccount® access features provided through UMB Bank n.a. The StewardAccount is not available to investors living in South Carolina. The Family Emergency StewardAccount is known as the Family StewardAccount in the State of Ohio. Neither LCEF nor its representatives give legal, accounting or tax advice. Consult your tax advisor as to the applicability of this information to your own situation. UMB Bank n.a. serves as the custodian of the LCEF IRA/HSA.