you need a budget...when you’re paid, decide what you’ll do with the money before you spend it....

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Take total control of your money. You Need A Budget

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Page 1: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

Take total control of your money.

You Need A Budget

Page 2: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

It’s hard to keep track of

where your money is going.

PROBLEM:

Page 3: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

Give Every Dollar a Job

Rule One

SOLUTION:

Page 4: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

PRIORITIZE.When you’re paid, decide what you’ll do with the money before you spend it.

Page 5: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

Your plan is made, now you just need to follow it.

WHY THIS WORKS

Page 6: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

Checking your budget each time you need to spend, instead of checking your bank account balance will keep you on track!

CHECK THE BUDGET, NOT THE BANK ACCOUNT.

Page 7: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

Larger, unexpected expenses

blindside you.

PROBLEM:

Page 8: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

Rule Two

Embrace Your True Expenses

SOLUTION:

Page 9: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

Each month, set aside some money for non-monthly expenses. When the time comes, the money will be there.

ANTICIPATE.

Page 10: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

When those big expenses do arrive - and they will - the money is there, ready to do its job.

WHY THIS WORKS

Page 11: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

By setting aside a little bit of money every month, you’ll turn unexpected expenses into predictable monthly bills.

TURN NON MONTHLY EXPENSES INTO MONTHLY BILLS.

Page 12: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

You always end up overspending the budget.

PROBLEM:

Page 13: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

Rule Three

SOLUTION:

Roll with the Punches

Page 14: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

When your priorities change, it’s okay to change your budget.

ADJUST.

Page 15: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

WHY THIS WORKS

IMAGE

You don’t have to perfectly predict the future. You just need to understand your own priorities and how they change.

Page 16: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

ADJUST TO LIFE’S CURVEBALLS.

As life changes, make any necessary adjustments to keep you in the game.

Page 17: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

You’re living paycheck to paycheck.

PROBLEM:

Page 18: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

Age Your MoneyRule Four

SOLUTION:

Page 19: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

PREPARE.Get a month ahead by assigning dollars earned this month to next month’s budget.

Page 20: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

WHY THIS WORKS

IMAGE

You aren’t wasting time and energy timing bills to a specific paycheck. 

Page 21: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

Instead of having a pile of bills waiting for the money, you’ll have a pile of money just waiting for the bills.

PAY BILLS WHEN THEY ARRIVE.

Page 22: You Need A Budget...When you’re paid, decide what you’ll do with the money before you spend it. Your plan is made, now you just need to follow it. WHY THIS WORKS Checking your

These rules work.

Give Every Dollar a Job

Embrace Your True Expenses

Roll With the Punches

Age Your Money