your guide · “our family was referred to pihl law corporation when my father passed away. nancy...

Your guideto leavinga legacyand estate planning

INSIDE• BC Cancer Foundation;

believe in a cancer free future.

• Boys & Girls club; helping youth reach their potential

• Society of Hope; addressing the Okanagan’s need for affordable housing

“My life was saved because someone donated to cancer research, so now I want to giveback,” says cancer survivor and committed B.C. Cancer Foundation legacy donor DonRobertson.

One day, 15 years ago, Don experienced severe pain in his side when he went to work athis menswear store, Elliott Row in Penticton. He was rushed to the hospital that after-noon with what he thought was appendicitis, but when he woke up after emergency sur-gery, doctors had removed a six-inch tumour from his bowel.

The tumour was benign, but five years later doctors found another tumour in his ab-domen. And this time, it was cancer.

“It was GIST cancer – gastrointestinal stromal tumour,” Don says. “Basically, it’s a rareform of cancer where tumours continue to grow around my abdomen. My doctors contin-ued to remove the tumours, but it was only a matter of time before they grew back. Andthe intervals got shorter and shorter.

“By 2003 I was having surgery every six months.”During this very stressful period, Don knew that the typical life expectancy for someone

with his type of cancer was around two years – devastating news for anyone, and especial-ly hard for Don, who was a happily married man in his 40s with two young sons.

“But then Gleevec was made available to me. It has kept my tumours away. It’s absolute-ly awesome!” he says.

Don whole heartedly believes that he’s here today because someone supported researchwhich helped find the drug which is literally keeping him alive. And, equally importantis the top-notch care he received at the B.C. Cancer Agency’s Sindi Ahluwalia HawkinsCentre for the Southern Interior.

“It really helped that I could be close to my family.” This is why Don chose to support the B..C Cancer Foundation by making a legacy gift

in his will. “You really can make a difference in someone’s life,” says Don. Legacy gifts support cancer research programs in Kelowna and across the province,

benefitting patients and families in every community. Thanks to legacy gifts made eachday, other patients, like Don, will hopefully get to enjoy healthier and longer lives.

You can express your commitment to changing cancer outcomes and ensuring more pa-tients survive each day by including a legacy gift in your will. To learn more about mak-ing a legacy gift contact the B.C. Cancer Foundation at [email protected] or 1-888-906-2873.

Cynthia Waldek-PetersDirector of Development, Southern Interior

BC CANCER FOUNDATION250.712.3910

[email protected]

GUIDANCE“Our family was referred to PihlLaw Corporation when my fatherpassed away. Nancy Ling helpedme administer my father’sestate and probate my father’swill. She provided much neededassistance and guidance andwas a pleasure to work withduring this difficult time.”

Bryan FultonOkanagan Montessori on Lakeshore

www.pihl.ca250.762.5434FIND OUT FOR YOURSELF

THE DAILY COURIER, TUESDAY, MAY 14, 2013

LEGACY GIVING 2

B.C. CANCER FOUNDATION

Believe in acancer-freefuture Cancer survivor Don Robertson and his family

Create Your Own Legacy - Make a difference in the lives that follow!Income benefits, tax benefits - but the greatest benefit...

Supporting the work of Kelowna’s Gospel Mission

250-763-3737www.kelownagospelmission.caLeading people into wholeness

LEGACY GIVING 3THE DAILY COURIER, TUESDAY, MAY 14, 2013

Every day through the work week, you can walk or drive past theKelowna Community Food Bank and see a lineup of people who needassistance in providing food for their family.

Each day, the lineup changes, sometimes growing, sometimes shrink-ing, but never going away. Each day, the people in the lineup change.They are parents, children, seniors and single people. Some are un-employed, some are working for minimum wage and some are on fixedincome.

For many, a change in circumstance has made it necessary for themto be there. Most, if not all, do not want to be there.

At the Kelowna Community Food Bank, we are committed to helpingthese people by providing good, nutritious and healthy food. In doingso, we alleviate some pressure from those who struggle with basic de-cisions such as ‘do we feed the children or pay the rent this month?’

We understand that distributing food hampers does not in itself erad-icate poverty, but it is a place to start. We also do not wish to set ourclients up for long term dependency on our system, so we are constant-ly evolving and expanding programs to better meet the needs of our re-cipients and help them move off our services.

Providing the food and various services requires money, of course,so where does it come from?

We are not government funded, so we rely on community support. Weare a self-sustaining, non-profit organization, receiving cash and fooddonations through annual campaigns, special fundraising events, in-dividual donations and bequests and corporate partnerships. Yet, de-spite the generous community support, we often run short of fundsdue to varying demand.

In 2009, we established our charitable foundation account in theStrategic Charitable Giving Foundation to create a lasting funding so-

lution. Eventually, the foundation account will provide annual grantsto help meet our operational expenses. Additional contributions willgrow the fund each year, thereby increasing the amount of the annu-al grant.

Ultimately, we aim to reduce our reliance on direct fundraising, sus-taining our budget through foundation grants while growing the fundprincipal.It is a win, win, win!

The food bank can continue to do what we do best – serving familiesand children in need, ensuring the growing demand for our servicesis met while spending less time on fundraising.

Our charitable foundation provides clients the nutritional supportthey require and helps contributors meet their philanthropic goalswhile maximizing their tax and other financial benefits.

You do not have to be wealthy to leave a legacy. Today, the individ-ual contributions of ordinary people help keep the food bank going ona daily basis. By establishing a bequest to our charitable foundation ac-count, individuals can leave a legacy that supports our mission nowand in the future. Whether as a specific one-time donation, an ongoingperiodic contribution, or a willed legacy, the benefits of contributingto this or any charitable foundation can be both flexible and long-termfor individuals, corporations or estates.

Gifts including cash donations now or as an estate bequest with aspecified or residual amount, life insurance policies securities andregistered funds are all viable and can provide for a myriad of tax ben-efits. Such a plan is a way to perpetuate annual giving and create alasting gift to the community that will invest in our future well-being.

For information on how to make a donation to our foundation ac-count, call Mark O’Hara at Investors Group. A gift to our charitablefoundation is an investment in the future health of our children.

FOODBANKFACTSToday, one in seven students attends

school hungry in Kelowna.Hungry kids face multiple physical and

development challenges, disadvantageswhich can last a lifetime. Healthy childrenlearn better, are stronger, more productiveand have a better chance of breaking cy-cles of poverty and realizing their full po-tential.

In 2011, over 11,700 hungry childrencame to the Kelowna Food Bank.

It’s difficult to believe that despite ourrelative abundance and prosperity in theCentral Okanagan, we continue to seesome of the highest levels of child pover-ty and family hunger in B.C. and Canada.

Forty per cent of Kelowna food bank re-cipients are children. Hunger affects usall, but children suffer the most. Adequatenutrition in the first six years of life is crit-ical for growth and development. Hungrykids face life-long disadvantages.

In 2004, the Kelowna Food Bank imple-mentedchildren-specific nutrition pro-gramming to provide better health for lo-cal families with kids under age 15. In2009, we partnered with Investors Groupto establish our charitable foundation fundaccount, enabling people to plant a seed,feed a family and grow a legacy.

From humble beginnings in a churchbasement, we have become the fourthlargest food bank in B.C. serving nearly40,000 individuals per year. Our missionis to work in partnership towards the alle-viation of chronic hunger in the CentralOkanagan through short-term food reliefand long-term capacity building.

The Kelowna Food Bank’s operationalbudget is not government funded andtherefore we’ve always relied on commu-nity support. Our revenue comes from avariety of sources, including grants, cor-porate sponsorship, individual donationsand bequests.

KELOWNA COMMUNITY FOOD BANK

Foundationleveragesdonations


LEGACY GIVING 4

Inn from the Cold-Kelowna is a society thatbegan in 1999 as a group of concerned volun-teers who worked together to provide shel-ter for those experiencing homelessness.

Today, IFTC is a registered charity thatseeks to provide emergency overnight shelterto adult people living on the street during thecoldest winter months.

In addition, we offer one on one supportyear round to the newly housed, outreachservices to clients in need and the KelownaKodiaks Homeless Street Soccer Team.

The guest population that we serve is con-sidered “high risk” and are often impactedby addictions and a variety of mental healthissues.

A large majority of our guests and clientelehave experienced failure at school, stresswithin their families, difficulties maintain-ing employment, challenges with activitiesof daily living, encounters with the criminaljustice system and extreme difficulty in ac-cessing and maintaining housing.

Hence, our clientele has experienced re-peated failure that has contributed to loss ofhope and self esteem, excessive substanceuse, loss of friend and family support and theultimate loss of housing.

The IFTC shelter is a low-barrier tempo-rary housing unit that promotes stringentguidelines that support routine and struc-ture.

It is a caring place where common senseprevails first and foremost amongst the staffmembers and volunteers.

We as a staff and volunteer body pride our-selves on the fact that we treat and acknowl-

edge our guests in a manner that promotesdignity and non-judgemental care.

We also promote forgiveness, thus allow-ing each and every one of our “extended fam-ily members” to authentically live their “hu-manness” knowing that second chances areoften just around the corner.

We at IFTC are nothing short of a large fam-ily. Our family is composed of guests, volun-teers and staff. Our extended family consistsof a diverse group of community partnerswho continue to support and work closelywith us on a daily basis. Without “all” we

would not be where we are today. Our involvement in the professional com-

munity has allowed us to continue to demon-strate our commitment to our guests and tothe community in which we serve.

Our guest clientele is unique unto them-selves. They are often considered by many asthe “down and out,” however they too wereall once considered an innocent babe.

Many of these souls may be perceived asweak, but only the strong can survivethrough what they endure on a daily basis.

Our guests are eternally grateful, for the

simple things in life like a warm meal and asqueaky bed.

Our volunteers are the heart and soul ofIFTC. During the past season, IFTC has gar-nered the gifts of over 300 volunteers agencywide, with thousands of hours of volunteertime committed to this passionate cause.

Our staff are consistently going the extramile to make sure that the best interest of ourprogram is being well served.

There are very few organizations that tru-ly operate on faith and passion alone. IFTCis one of them!

Faith in the fact that all will be OK, despitethe never ending challenges that come ourway and Passion – the innate drive whichrecommits our souls and purpose for doingwhat we do each and every day.

Providing QualityAffordableHousing

to the Okanagan since 1989

www.societyofhope.org

INN FROM THE COLD

Come on Inn From The ColdInn From The Cold’s strategicplan and operational goals

Volunteer Development: Grow our volun-teer base while maintaining and nurturingour current volunteers

Emergency Housing and Supports:Continue to provide emergency housing withessential supports that meet our diverseguests’ needs

Permanent Housing for the Hardest toHouse: Consider options for providing per-manent housing for the “hardest to house”

Social Enterprise: Explore options for de-veloping a social entrepreneurship initiativeto help sustain our program.

REMEMBER KGH IN YOUR WILL

Every gift to the KGH Foundation impacts the lives of your family and community now and for generations to come.

To discuss ways to create your legacy,please contact Diane.

DIANE PATERSON Manager of Gift Planning

250.862.4300 local 7011 | [email protected]

kghfoundation.com

Darrell and Margaret Porubanec

Legacy Donors, Kelowna, BC


LEGACY GIVING 5

The Okanagan Boys and Girls Clubs provide a safe, supportive place where children andyouth experience new opportunities, overcome barriers, build positive relationships anddevelop confidence and skills for life.

Our award-winning organization provides programs to more than 7,000 young peopleand families each year throughout the Okanagan Valley.

As a member of the Boys and Girls Clubs of Canada, we have helped young people dis-cover, develop and achieve their potential for more than 50 years. We are the largest Boysand Girls Club in geographical area in Canada and the second largest in economic size.

Our programs support the healthy physical, educational and social development ofyoung people and their families. We focus on building an individual’s strengths and ca-pabilities and all programs embrace the principles of equality and inclusion. We helpyoung people grow healthy, happy and safely from birth to adulthood — and are a re-source and support for parents throughout their family’s involvement with us.

Our continuum of services addresses the needs of children, youth and families withineach unique community. We believe that neighbourhood and community-based approach-es that reach out to children, youth and families hold the greatest promise of meetingcommunity needs.

We also provide real life changing opportunities for at-risk and vulnerable youth whomay otherwise not be able to achieve what other kids take for granted. Our youth shel-ter helps these youth move toward new, positive life directions — and is the only shelterof its kind in the vast geographic region between Vancouver and Calgary.

Many people living in the Okanagan grew up attending local Boys and Girls Clubs overthe last 50 years. When considering your legacy giving needs, please remember OkanaganBoys and Girls Clubs — your generosity will help shape the lives of children in our com-munity for generations to come.

For more information about what we do and how you can help, please give us a call at250-762-3914. We accept monetary donations and will issue tax receipts for gifts. Also,check out our website at www.boysandgirlsclubs.ca.

OKANAGAN BOYS AND GIRLS CLUBS

A good place to be

The Okanagan Historical Society(OHS) formed in 1925 with the mandateto preserve, in writing and through pho-tographs, the history of the OkanaganValley.

Today, the society is comprised of sev-en branches each with their own objec-tives and events.

On Thursday, Feb. 25, 1948, a group oflike-minded individuals met at the RoyalAnne Hotel to form the Kelowna BranchOHS. For the past 65 years, the branchhas worked hard to record our local his-tory and the history of the communitiesaround us.

Many of the same families who start-ed the branch are still associated withthe society and many more have joinedin.

The Kelowna branch OHS is extreme-ly active in the community and con-tributes immensely to the historical ac-count of the area. Our year starts off inMarch with our annual general meeting.Here, the membership comes together toelect the directorship and learn about in-teresting and noteworthy aspect of ourcommunity, past and present.

As the year moves forward, theKelowna directors partake in several ac-tivities of related historical interest.

The branch supports various associat-ed societies, museums and other OHSbranch initiatives and participates in ac-tivities whenever possible.

The summer season brings our mem-bership together through our family pic-nic. The picnic was started in the 1980sand is an occasion where local familiesare acknowledged for their contribu-tions to the community.

With autumn come our fall social andlight lunch, where entertainment andpresentations on various historical re-lated subjects are enjoyed along withsandwiches and squares.

The branch also holds two annual bur-saries with the Central OkanaganBursary and Scholarship Society. Thesebursaries are awarded to secondaryschool students pursuing further educa-tion in History, Geography, Journalismand/ or Natural History.

One thousand dollars is awarded to thewinner of the Kelowna Branch Bursaryand the Buckland Family Bursary pres-

ents $500 through the sale of the 1940sbook Ogopogo’s Vigil, which was writ-ten by F.M. Buckland, the branch’s firstpresident.

There is also a strong history of publi-cations which are associated with theKelowna branch. Directors and mem-bers from all of the branches and evennon-members contribute articles to theOHS Annual Report.

This report contains stories which de-fine the Okanagan. It is thought to be thelongest, continually published histori-cal book in British Columbia and is readby people all over the world.

With this, we are also very pleased toacknowledge that the Kelowna branchand its members have written over 800articles for the Kelowna Daily CourierMonday history column since 1994!

That is quite an accomplishment anda significant contribution to the writtenand photographic history of our commu-nity and the Valley, which is ever grow-ing and changing.

Directors from the branch also sit onthe City of Kelowna CommunityHeritage Committee, the Father PandosyMission Committee and liaise with theCity of Kelowna to provide them with alist of historic family names, providedby the community, as potential streetname options.

In addition to all of this, we are hopingto provide our membership and the sur-rounding communities with a new fam-ily event at the end of August. So keepyour ears and eyes open for more infor-mation as we move forward.

Our membership is comprised of peo-ple of all ages. History is being madeevery day and we would like to encour-age all of you to participate.

If you are interested in joining theKelowna Branch OHS or would like tocontribute through a legacy fund, pleasefeel free to contact any of our directorsfor further information or email us [email protected].

Tracy Satin, president,OHS Kelowna Branch

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Okanagan Boys and Girls ClubsA good place to be since 1959


LEGACY GIVING 6

OKANAGAN HISTORICAL SOCIETY

Recording the history of our community

John Vielvoye photo

OHS Kelowna branch directors set up for the 2013 annual general meeting.

You can help the Okanagan Regional Library be the��

�� keeps it all free for everyone in our community.

�� www.orl.bc.ca/about-us/support-your-orl

or visit your local branch for a “Support your ORL” brochure.


LEGACY GIVING 7

Affordable housing is often identified asone of the most important needs in theCentral Okanagan.

Since 1989, a dedicated hard working groupof people at the Society of Hope have beenworking to help address this need. This non-profit charity has developed, and now man-ages, 487 housing units ranging fromPeachland to Lake Country. It is the now thelargest housing society in the interior of B.C.The Society of Hope’s housing portfolio con-sists of housing for single women in transi-tion, family housing and senior housing.Every housing unit is rented so that the ben-efit of stable affordable housing can be sharedby many.

The Society of Hope’s mission statement isto “provide quality affordable housing.”Keeping properties in tip-top shape is a prior-ity for the organization.

The society takes pride in every site theyown and manage. This group knows how im-portant it is to be a good neighbor in eachcommunity they are located in. “Part of beinga good neighbour is keeping the propertieslooking good,” says Executive Director Luke

Stack, “If you can tell it is non-profit hous-ing, then we are not doing a good enoughjob.”

In 2011 the society expanded its housing vi-sion by adding the Ziglar Recreation andSenior Support Centre to its portfolio. Thisunique facility brings together both afford-able housing and active senior’s living un-der one roof.

This all takes place at Apple Valley locatedjust south of the Orchard Park mall inKelowna.

The centre features daily activities for sen-iors (like Zumba, Senior-cise and coffee-time)and provides options to keep seniors healthy.The centre includes a full-size 6 lane bowlingalley. Senior’s love the camaraderie and funthey have as they bowl together on a weeklybasis.

The cost of the centre is kept affordable asa result of the many volunteers that help out.Many of the residents volunteer to keep ac-tive and keep the centre operating smoothly.In addition to this, Interior Health operatesits adult day care program, and the Senior’sOutreach Society operate their programs

from the centre. Together these organizationswork side by side to provide quality servicesto Okanagan seniors.

It is a very effective model.How does the society do it? The Society of

Hope has established strong partnershipswith BC Housing, CMHC, local municipali-ties and key donors. The Ziglar family dona-tion was the catalyst behind developing theZiglar Recreation Centre and Apple Valleyseniors housing. In addition to the Ziglar do-nation, the federal and provincial govern-ments and the City of Kelowna together con-

tributed approximately $5 million in finan-cial support to keep tenant rents affordable.It is through partnerships like these that thesociety has been able to deliver so many proj-ects over the years.

The society isn’t finished yet. It has a goalof expanding yet again and is actively work-ing to secure equity funding for Phase 2 ofthe flagship Apple Valley project. This newbuilding will add another 78 senior’s rentalunits to this site.

For more information, please see societyofhope.org.

SOCIETY OF HOPE

Society expandsscope beyondaffordability

Above: Executive DirectorLuke Stack thanks Gordonand Helen Ziglar for theiroutstanding contribution tothe Ziglar Recreation andSenior Support Centre.left: Providence Vista familyhousing.

David passed away peacefully, surrounded byhis family and supported by COHA volunteers

Over 30 years of supportive, compassionatecare for those at the end of life and

their loved ones.

Leave a Legacy of CaringPlease remember Central Okanagan Hospice Association in your will

Phone: 250-763-5511 Email: [email protected]

www.hospicecoha.org

Do you remember the first person who

held your hand

…will youremember the last?

David Fralick1960-2010

Help to make a lasting differencein your community today

and tomorrow.

202-1456 St. Paul StreetKelowna, BC V1Y 2E6

p: 250-860-2356e: [email protected]

Thank you for your support. Colin Campbell, United Way Volunteer

www.seniorsoutreach.ca (250) 861-6180

Seniors Outreachrelies on the

continued supportof the people whocare about seniors.We thank you for

including us as partof your legacy

giving plan.

Discovery needs willing partners.

When you remember the BC Cancer Foundation in your will, you’ll be supporting world-renowned research in BC that is shaping the futureof cancer care in your community.

Please be sure to use the full legal name of our organization:BC Cancer FoundationRegistration Number: 11881 8434 RR0001

250.712.3921 I www.bccancerfoundation.com

Your legacy: a better future for everyone touched by cancer


LEGACY GIVING 9

By MARLA O'BRIENExecutive Director of the United Way

Ask someone to name a philanthropist, and you are likelyto hear a name like Rockefeller, Oprah, or Bill Gates - peo-ple with a lot of wealth known for giving multiple millions ofdollars to charitable causes. Ask the name of someone whodemonstrates love of humankind, and you’ll get Ghandi orMother Theresa.

What about you? Do you care for your fellows in humani-ty, care about the state of our society, or give of your time orfunds to an important cause? Chances are you have said“yes”, and this means you are indeed a philanthropist, a wordderived from Latin roots meaning “love of humankind”. Weall can be philanthropists, and there is a growing movementin society encouraging that we all should be philanthropists.

With our economic, political and environmental world influx, many believe that an Earth-wide attitudinal shift to-wards generosity and sharing is the only force with the po-tential to create a healthy planet and culture for the next gen-eration. Changing the world is a daunting task for any one in-dividual, but it is by mobilizing collective action that we cancreate positive and lasting impact on social issues; this is the

mission of the United Way.In “The Generosity Plan”, author Kathy Lemay asserts that

anyone can share their time, talent and treasure to shape theworld. Her book outlines how to unlock your vision and setpriorities to focus giving, choosing charities that are mostin line with your passions, and creating a formula to guidethe amount of your contributions. “The Generosity Plan” isavailable at the Okanagan Regional Library.

One of the primary reasons I joined the United Way lastfall was to encourage philanthropy in our community, notonly for the United Way but for all issues and causes thatmatter to us. The Okanagan is known for its beauty, its winer-ies and golf courses, and the wonderful quality of life it af-fords; however no community is sustainable without the ac-tive involvement and investment of its citizens.

Unfortunately, there is some evidence to suggest that peo-ple in the Okanagan are less giving than counterparts in oth-er regions; the National Survey on Giving, Volunteering andParticipating shows that BC’ers donate and volunteer lessthan our prairie neighbours, and more locally, the UnitedWay in Kamloops almost raises double what ours does.

There are likely many reasons for these statistics, but inthe end we have to acknowledge our valued way of life here

won’t stay this way without generosity.So consider a generosity plan. Just like you’ve made a finan-

cial and retirement plan, researched the best options for in-surance, found the right doctor and dentist…take the timeto invest in our community’s health by developing a plan toshare your time, talents and treasure for the betterment of all.Think about the issues that matter to you and the outcomesyou’d like to see. Learn about opportunities to volunteer, do-nate or advocate. Planning a gift in your estate may be partof this.

The United Way focuses on building the pillars that holdup our community – moving people from poverty to possibil-ity, ensuring children have the opportunity to be all that theycan be, and creating strong communities of healthy people.

Annually, we raise and distribute thousands to local char-ities working in these focus areas, as well as matching giftsof volunteer time with charitable needs, and leveraging part-nerships with government and business in the Success By 6and Better At Home programs.

If you are passionate about the Okanagan and keeping itthe wonderful place it is, the United Way would be honouredto be part of your generosity plan.

[email protected]

THE UNITED WAY

What’s your ‘generosity plan?’

SUPPORT THINKING THAT CAN CHANGE THE WORLLDD

BBaaallaaaanncciinng act.Econnnommisstt JoJohn Jannmam at is studying tradee--offs wherre e wawaatter r is involveed,d helping commmunities ddecidi ehow too sshahare water bbetetween agriculturere, , tourism andrecreaationn,, residenttiial uses, and the e enenvivironment.

His reesseaarch at UBC’s Okanagganan campuus iss mamaded possible by a funddingg paartrtnnership that includdes geneerous support t frfromom the coommununiity, UBC, , and the Leadinng Eddge Endowowment Funnd.d

Changeng thhe we wayay peopeoplepl ththinkink.. Changengengg the we ay y thethe w worldrldd wo woworksrkss. Donateateateate to UBUBC’s OkOkanaanaa gangan ca campumpmppupupupupupupupup sss.sss.sss

[email protected] 250-807-8565


LEGACY GIVING 10

Margaret and Darrell Porubanec have supported the KGHFoundation with annual gifts for over 16 years.

Then their son’s medical emergency inspired them to in-clude a gift to the foundation in their will.

“About five years ago, our son collapsed at home and wecalled 911,” says Margaret.

It was in the KGH emergency room that they discovered hiscardiac disease. Within six days, he was transferred by mede-vac to Victoria. The hardest part was not being able to trav-el with him as he was of legal age.

Margaret flew down a few hours later and found herselfalone in the city as Darrell made plans to leave his Kelownaoffice. To make matters worse, their son was kept in isola-tion due to hospital transfer regulations.

As he was no longer a minor, he was advised of his med-ical condition without his parent’s support. Furthermore, itwas Victoria Day weekend and all of the hotels were booked.

The doctors reluctantly agreed to let him fly home withthem because there was nowhere to stay.

Five years later, their son is doing well and living inKelowna. He continues to be monitored by cardiac specialists.

Calling Kelowna home for over 20 years, the Porubanecsdecided to make a difference and give back to their commu-

nity. The KGH Foundation is one of three charities they haveincluded in their estate plans.

“Kelowna is an aging population,” says Margaret. “We rec-ognize the need to support the Kelowna General Hospital.”

Adds Darrell, “We have contributed to the KGH Foundation

for years, as we believe in giving back to our community.”“Like the Porubanecs, most people become donors because

they are grateful for the excellent care they or a loved onehas received at Kelowna General Hospital,” says DianePaterson, Gift Planning Officer at the KGH Foundation.

“Including a gift in your will to support your favourite char-ity or charities is within reach for most people”, she adds.

The KGH Foundation welcomes legacy gifts of all sizes andis honoured to recognize donors on our Legacy Tree locatedin the hospital. We are also happy to discuss any specific de-tails you may have as to how your gift is used.

“No person was ever honoured for what he received. Hewas honoured for what he gave.” — Calvin Coolidge

For information on how to include the Kelowna GeneralHospital Foundation in your estate plans, contact DianePaterson at the following:

Kelowna General Hospital Foundation2268 Pandosy Street

Kelowna, BC V1Y 1T2250- 862-4300, local 7011

[email protected]

KGH FOUNDATION

Estate gift created to show appreciation for care

Margaret and Darrell Porubanec

Join the fight. Leave a legacy.

Did you know that a legacy gift to the Canadian Cancer Society can fight cancer and protect your estate from tax?

For your free copy of the Estate Tax Eliminator Clause and Will Planning Guide, please contact Toni Andreola at [email protected] or call 1-800-663-2524.

cancer.ca

CREATE YOUR OWN LEGACYMake a difference in the lives that follow!

www.kelownagospelmission.ca

Shelter - Meals - Dental ClinicThrift Store - Recovery ProgramsAddictions Programs... and more

250-763-3737

OVER 142,000 MEALS SERVEDOVER 24,000 NIGHTS OF SHELTER PROVIDED

OVER 100 PEOPLE HOUSED

OVER 142,000 MEALS SERVEDOVER 24,000 NIGHTS OF SHELTER PROVIDED

OVER 100 PEOPLE HOUSED


LEGACY GIVING 11

By DAWN WILKINSONKelowna Community Resources

In preparation to write an article about theimportance of the non-profit sector in oureconomy, I reviewed facts and trends.

You know the drill. Find out the numbernon-profits, charitable donation rates, moti-vations for giving, and how to select a chari-ty. Then my plan was shattered.

I watched a TED Talks video posted onYouTube. Dan Pallotta spoke on the topic“The way we think about charity is deadwrong.”

Catchy title, I casually thought; but I couldnot casually listen. His message is gripping.

Pallotta begins by stating that althoughbusiness will move move the bulk of societyforward, there remains about 10 percent ofthe most disadvantaged left behind; some is-sues have no money meausures upon whichto build a market.

He goes on to explain that the nonprofit sec-tor then takes over and “philanthropy be-comes the market for love.”

This is a startling statement.He says there are two rule books that de-

fine our thinking and strangle the non-prof-its’ ability to effect change on the scale neces-sary to make a penetrating and permanentdifference.

One rule book is for the non-profit sectorand the other for business. These contrast-ing sets of rules discriminate against non-profits in five ways.

Compensation. Business can lure top notchtalent with financial incentives, but peoplewho work for charities are not expected tomake much money.

He asks why people helping other peopleare not supposed to earn a healthy salarywhile people who do not help others do?

When phrased like that, it makes you won-der where are our values?

Advertising. Business is encouraged to ad-vertise while non-profits are expected to seekdonated ads and put up posters.

Risk. Business is expected to take risk, inorder to produce something new and to gen-erate revenues. Non-profits are expected to

avoid risk and use money only for direct serv-ice delivery.

Time. Non-profits are not permitted timeto ‘divert’ funds into structural growth nec-essary to serve the needy. Business investorspatiently wait years for return on their mon-ey to bulid market share.

Capital. Business can attract risk capitalthrough the stock market where mega bucksare exchanged for innovation, growth andmarket share. Non-profits must focus ongrowth, risk and idea capital.

That leaves us with huge social problemsand small non-profits.

Pallotta eloquently speaks about the “dan-gerous question: What percentage of my do-nation goes to the cause versus overhead.”

He cleverly summarizes that we do not re-ally want our tombstone to read, “we keptoverhead low.”

So what questions should we be asking?People who want to change the world ask

about the scale of a non-profit’s dreams andhow they plan to measure their progress to-ward those dreams.

People who want to change the world askwhat resources are needed to make dreamsreal, including the cost of overhead.

Pallotta asks, “Who cares about overhead ifthese problems are actually getting solved?”

The challenge is to develop “generosity ofthought” so that non-profits can expand tomeet real, live human need.

And so I ask you.Are you truly exercising generosity of

thought with your donation or does your gifthave strings attached that tie the hands ofnon-profits that are serving the most vulner-able in our society?

If you are looking for a local charity, likeHands in Service, whose tagline is Love.Gives. Back., go to www.kcr.ca and click onCommunity Information Search CentralOkanagan.

Oh and by the way, there are over 500 non-profits in the Central Okanagan listed on theKCR website. Over 30,000 Kelowna residentsdonated an average of $380 in 2010, accordingto Statistics Canada.

Is philanthropy the market for love?


LEGACY GIVING 12

When Anne Brewster left Penticton in 1955to attend the University of British Columbia,she had no idea how her experiences wouldimpact her career or that she would remainconnected to UBC well beyond graduation.

UBC is more than an institution to Anne –it represents lifelong learning and the poten-tial to succeed.

Doors opened for Anne to pursue her pas-sion in chemistry research and now she iscreating a lasting legacy at UBC to supportthe research endeavours of future students.

As a planned giving donor to theDepartment of Chemistry at UBC’s Okanagancampus, Anne intends to give generations ofstudents the opportunity to excel in research– her legacy will enable and inspire futureresearch and student success.

In 1959, Anne was the only female studentin Honours Chemistry and took what she de-scribes as “hard core” chemistry classes. Shelaughs now about taking biophysics as anelective because “it was easy.”

UBC was an environment where gender didnot indicate ability; Anne never experienceddiscrimination. While the boys were settingoff explosions in the lab, Anne competed tobe the one of the top students-and she was.

Anne felt alive during her years at UBC;her UBC experiences helped her discover aworld of possibilities for her future.

A UBC education led to a career as achemist in B.C., Ontario and in the United

States. Anne worked in several major foodand drug labs and became a teaching assis-tant at the University of Toronto. She evenreturned to UBC’s Chemistry Departmentand started a master’s degree while being alecturer, research assistant and lab manager.

Throughout her career, UBC offered learn-ing opportunities that broadened her hori-zons and Anne realizes the significance ofsupporting the future successes of UBC stu-

dents. “Giving to UBC is a thank you,” saysAnne.

Her future gift will assist the Department ofChemistry in purchasing costly chemicalsand lab equipment. “With the growing num-ber of students and our limited resources wecannot help all the students as we would like”says Associate Professor Dr. Cedric Saucier.

“Donations can bring new scholarships orallow us to invest in new technologies…forour students.”

How can you transform your own passionsinto a legacy? By planning your gift today,you can help future generations of studentsand researchers meet the needs of tomorrow.

Donors like Anne encourage planned giv-ing as an influential gift that will inspire gen-erations of UBC students to excel in their ca-reers as they make an impact on the globalcommunity. Combine your passions withours and start an evolution to inspire the gen-erations that follow – contact Sandra Mimicat 250-807-8532 or [email protected].

UBC OKANAGAN

Planned gift alumna’s way of saying thanks

Devoted to Helping Little Hearts…in our Community

Cops for Kids are dedicated RCMP members and friendsthat are committed to providing financial assistance tochildren in medical, physical or traumatic crisis within theSouthern Interior Region of British Columbia.

Please consider leaving your legacy to the children in our communities.

www.copsforkids.org

250-801-4438

EXPERTISE

“Planning ahead is the bestway to avoid costly estatelitigation. There is peace ofmind in knowing that youhave a reliable andcomprehensive estate plan in place.”

Nancy M. LingWills & Estates

www.pihl.ca250.762.5434

EXPERTISE

“Planning ahead is the bestway to avoid costly estatelitigation. There is peace ofmind in knowing that youhave a reliable andcomprehensive estate plan in place.”

IT’S MORE THAN A GIFT. IT’S TIME.Help give Canadians more time by including the

Heart and Stroke Foundation in your will planning.

Jane Westheuser Advisor, Gift Planning(604) [email protected]


LEGACY GIVING 13

Making big moves with young children is difficult. Moving halfway around the world to a country where

you don’t speak the language is difficult. Put the two together, and it might seem impossible. But

in May 2000, with their two and a half year old and sev-en year old children in tow, Kitti and JamjitKarunyasopon did the unthinkable and moved away fromtheir home in Bangkok and travelled halfway around theworld to land in Kelowna unable to speak any English atall.

How did they manage? They went to Project Literacy Kelowna Society for free

English language tutoring. “We spent two years working with our tutors,” said

Jamjit.After working seven years in a family run restaurant,

Kitti and Jamjit were able to save up enough money toopen their own restaurant – Bai Tong.

And now, they give back.From Feb. 18 to Mar. 28, the couple hosted their second

Dine and Donate fundraiser for Project Literacy. Diners were invited to purchase $10 or $20 vouchers re-

deemable at Bai Tong for lunch, dinner or take-out, with

100 per cent of the voucher value going to ProjectLiteracy.

“We are so grateful to Kitti and Jamjit. I can’t thankthem enough,” said Project Literacy board presidentAnita Boehm. “It’s such a good idea. It could be calledDonate and Dine – for free. It’s as close to the proverbial‘free lunch’ you’ll ever get. And, of course, the food andatmosphere are fantastic.”

Last year, they were able to donate $4,000 to ProjectLiteracy.

“We understand how hard it is for people when theydon’t know English,” said Jamjit.

Project Literacy Kelowna Society recently celebrated its25th anniversary of providing free tutoring to adults inthe Central Okanagan.

They not only help people like Kitti and Jamjit to learnEnglish, but they help people to upgrade their reading,writing and math skills so they can improve their educa-tion or employment opportunities.

The Daily Courier also partners with Project Literacyeach year in its Raise a Reader campaign.

To find out more about the Project Literacy KelownaSociety visit their website at: projectliteracykelowna.org.

PROJECT LITERACY KELOWNA

Society helps build basic communication skills

Kitti and Jamjit Karunyasopon

…yesterday, today and tomorrow.

OkanaganYMCA of

For information on how to make your Legacy Gift, please contact:Allyson Graf—GM, Community and Strategic Initiatives250-764-9621 ext. 302 | [email protected]

…

Support the MusiciansOf Tomorrow……Share Your Legacy

www.kelownacommunitymusicschool.ca2 5 0 . 8 6 0 . 1 7 3 7


LEGACY GIVING 14

By SUSAN STEENCentral Okanagan Hospice Association

In the prehistory to 500AD era, when therewas a life threatening illness, the village re-sponded because death often posed a directthreat to the entire community.

Individuals worked together when sicknessor injury requiring care was needed.

In Europe, with the spread of Christianity,monasteries started taking in the sick anddisabled. Wealthy widows in the 6th and 7thcentury started working in these monaster-ies as “first nurses.”

In Medieval times, at the time of theCrusades 1095 – the end of the 17th century,weary travellers found places of refuge inmonasteries and nunneries.

Often, they were in ill health or injured andmany spent their last days cared for bymonks, nuns and lay women.

The word hospice comes from the Latin

word hospes, meaning to host a guest orstranger.

As medicine and hospitals developed, theill were treated in these facilities, but germtherapy was unknown. The disease would of-ten spread and people would die from the in-fection – families began to keep their lovedones at home, rather than risking sendingthem to a hospital or “ death house” as theywere often called at the time.

After the Second World War, hospitalsgained a far better reputation, medicine im-proved lives and more lives were saved.

The name hospice was first applied to thecare of dying patients my Mme. JeanneGarnier, who founded Dames de Calaire inLyon, France, in 1842. Later in 1967, thefounder of the modern hospice movement,Dame Cicely Saunders started St.Christopher’s Hospice in England after adonor left 500 pounds to open a place that wasbetter suited to pain control and facing death

than a busy hospital environment.Today, hospice is no longer a place.It’s an ideal and a philosophy of care for the

patients, their families and loved ones facingend of life issues.

The purpose remains as it always was; tofind rest, comfort, care and support at thismost difficult time.

We are so fortunate to have the CentralOkanagan Hospice House here in Kelowna,which was built over five years ago thanksto a committed effort by the people of theCentral Okanagan.

The role of the Central Okanagan HospiceAssociation is to provide programs, 250 vol-unteers, training, bereavement and vigilservices to those at home, at KelownaGeneral Hospital and at Hospice House, andwe are grateful indeed for the continued and unfailing support of the community weserve.

CENTRAL OKANAGAN HOSPICE ASSOCIATION

Hospice provides a history of care

Susan Steen is executive director of theCentral Okanagan Hospice Association.

778-479-4706 lakesidenotary.ca

Ensure that your estateis properly planned.

Visit Odina Skovgaard atLakeside Notary Public to helporganize a will. Without a willthe law decides who inheritsyour property and assets.

Make sure your property andassets devolve how you choose.

Odina Skovgaard Notary Public5878A Beach Avenue, Peachland, BC

Sharing the glory of great music with audiences the

length of the valleyRosemary Thomson Music Director

To discuss support options please call:Scott Wilson, General Manager (250) 763-7544


LEGACY GIVING 15

Music was always an important part of Marie McIntosh’slife. Having lived in Kelowna for more than half of a centu-ry, she was well known in the music community and playedfirst violin in the Kelowna Community Music School orches-tra well into her eighties.

Sadly, Marie passed away in November of 2011at the age of 96.

Always an avid supporter of music education,she left a legacy of $20,000 to the KelownaCommunity Music School, where she was an hon-orary board member and generous donor.

As a former teacher, she combined her love ofclassical music with education by donating schol-arship money to the music school for many years.

The scholarships are awarded annually through an adjudi-cated audition process. Over the years, many students ben-efited from her generosity and went on to pursue careers inmusic.

“Receiving the McIntosh award three times was very en-couraging,” said Pascal Piché, a talented Kelowna violist cur-rently studying music at McGill University in Montreal.

When the music school received the news it would be re-ceiving a legacy gift of $20,000, its board of directors deliber-

ated on how best to honour Marie for her generous gift. The board unanimously agreed to establish an endowment

fund in Marie’s name at the Central Okanagan Foundation. “The endowment fund was established to ensure that fu-

ture music students at the school will benefit fromMarie’s generosity, as all annual disbursementsfrom the fund will go to school scholarships,” saidMichael Dorsel, president of the board of direc-tors.

Many Okanagan residents have been involvedwith music at some point in their lives or under-stand the importance of music education to ayoung mind. Ensuring future education and hon-ouring achievement through scholarships through

endowment funds is a wonderful way to leave a legacy.Several cash donations are received annually in support

of the bursary and scholarship programs. Individuals maymake a one-time donation when they are contributing to allof their favourite charities.

Established in 1976, the Kelowna Community Music Schoolis a not-for-profit organization with 26 dedicated teachers of-fering high quality private lessons and group music programsto over 600 students annually.

The school currently has four endowment funds with theCentral Okanagan Foundation to support music scholarshipprograms.

Individuals interested in supporting local music studentsare welcome to donate to these funds or establish a new fundin their name by contacting the Central OkanaganFoundation or Wendy Robertson, Executive Director of theKelowna Community Music School at 250-860-1737 or [email protected].

Whether as a specific one time donation, an annual ongo-ing contribution or a willed legacy endowment fund to theKelowna Community Music School, your generous donationsupports a bright future for the arts in our community.

KELOWNA COMMUNITY MUSIC SCHOOL

Marie’s lasting gift of music

Kelowna Community

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YOU CAN MAKE A DIFFERENCE IN THE LIVES THAT FOLLOWYOU CAN MAKE A DIFFERENCE IN THE LIVES THAT FOLLOWDONATE TO THE

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Foundation. LEAVE A LEGACY

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Call us today:Mark O’Hara (250)762-3329


LEGACY GIVING 16

Robert Gaetz was born in Regina in 1942 and grewup on the Prairies.

After studying physics and graduating from theUniversity of Alberta, he had a successful career inradio and television technology for many years inToronto.

Later in life, after a trip out west, Robert fell in lovewith British Columbia and decided to move toVictoria to retire.

Like too many others, Robert’s life was changedforever when he was diagnosed with cancer.

Robert was science-minded and he approached hiscancer treatment with all the care and precision heso often demonstrated throughout his career and life.He diligently researched and analyzed his treatmentand the technology behind it.

Sadly, after a courageous battle which lasted sever-al years, the cancer spread. Robert passed away in2011.

Like many of our supporters, Robert decided toleave a gift in his Will to fight back against cancer, adisease that affected both him and members of hisfamily.

As we began working with Robert’s executor, it be-came clear that his gift showed a great deal of trustin the Canadian Cancer Society. In fact, Robert’s lega-cy turned out to the largest legacy gift ever receivedby the Society in British Columbia.

Robert’s generosity gives us an opportunity to re-

member him and to talk with others about the im-portance of legacy gifts for charitable causes. For theCanadian Cancer Society, Robert’s gift has provid-ed funding for leading research projects aimed atfinding better ways to prevent, detect and treat can-cer.

His gift will also bring comforting support servic-es to patients and their families across BritishColumbia like our Cancer Information Service, CampGoodtimes for children with cancer and lodge accom-modation in four different cities.

Robert’s example shows that legacy gifts to chari-ties are not something given only by the rich and fa-mous. Whatever amount is meaningful to you willmake a difference. Charitable gifts in your Will makea statement about your beliefs and values after youare gone. Please consider leaving a gift in your Will.

The Canadian Cancer Society turned 75 this year.During the Society’s early years in the 1940s, the can-cer survival rate was about 25 per cent. Today, over60 per cent of Canadians diagnosed with cancer willsurvive at least five years after their diagnosis.

Legacy gifts to the Canadian Cancer Society haveplayed a major role in making this possible. Our lega-cy donors continue to amaze us with their generosi-ty and we are inspired to work on their behalf to erad-icate cancer.

The Canadian Cancer Society thanks Robert’s fam-ily for sharing his story.

CANADIAN CANCER SOCIETY

Celebrating extraordinarygenerosity:the legacy ofRobert GordonGaetz

your guide · “our family was referred to pihl law corporation when my father passed away. nancy...

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