your partner in banking. 2 time to market customer service operational efficiency cloud delivery...
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TIME TO MARKET
CUSTOMER SERVICE
OPERATIONAL EFFICIENCY
CLOUD DELIVERY MODEL
4COMPLIANCE
Core Banking System with right attributes
Single Window
Increased Mobile/Branch
Locations
MIS Reporting/RegulatoryCompliance
CoBaSys
All ModulesControllingCosts
Introducing our Banking Solution: CoBaSys
Migration
Implementation &
Consultant
Approach
All Modules
Security
Optimized Hardware for high
efficiency &
throughput
Network
CoBaSysFeatures
Training & Helpdesk
Upgrade & Ongoing SW/H/w,
N/w Support
…With Robust & Efficient Features
…covering the entire Value Chain
Employees
BusinessPartners
Consumers
Charting and Analysis
Audit Report
Dashboards
Report
Data Alerts
IB Gatew
ays
Banking Gateways
Administrative Apps.
Delivery Channels
Centralized MIS
HO Modules
easyBanc
INTE
RFAC
ES
easyHr
DMS
Retail Lending
TracMate
CoBaSys comes with unique Features…
3 tier Web based bilingual Core Banking Solution with real
time on line transactions
Built on scalable technology with robust functionality
(JAVA)
Platform Supported – Unix, Linux, Windows
Database Supported – Oracle 11g, MS-SQL , MySQL
App servers Supported – Jboss, Weblogic, Websphere,
WASCE
Single DATA BASE for connected branches
MIS generated from Central server with Batch processes
running on main database
Proven & reliable technology
… Services Stack
Enquiry System at Branches for Users
Saving FDs Loans Govt BusinessCorporateProducts
Recovery
Customer AcquisitionAccount Openings
Standing Instructions
Tax Calculation
Teller Operations Cashier Operation Corporate Banking
General Ledger
Central Bank Reports
HRMS Fixed Asset MS Circulars Payroll
Parameters
Centralized MIS
Delivery C
han
nels
Retail Products
Transactions
Savings Accounts
Current Account
Overdraft account
Cash Credit A/c’s
Term Deposits with TDS
Time deposit Loans/Advances
with NPA Daily Deposit
with POS integration
Cash Dr./Cr Transfer
(One to one, One to Many, Many to One)
Clearing GL entries
FD issue /Payment Renewal
Loan disbursement
Loan Recovery Entry
Sundry/Suspense entry
Single Window
for Products
Single Window
for Tx
Core Banking Solution
Retail Products
Transactions
Letters of Credit Bank Guarantee Bills Collection/ Discount/Purchase
Interest Defining product wise
Charges defining product wise/ category wise
Day book, General Ledger and Trail Balance/ Weekly
Profit and Loss Balance Sheet
Decision Support Systems
Management Information Systems
Signature and Photograph Verification
Biometric Verification
Corporate Products
Back Office
Products
Corporate & Back-Office Products
Clearing
Specific Products
Multiple Clearing Houses Holidays for Clearing Houses and
Branches Lodging and Clearing days
specifications Day-end logical check for lodging
and clearing
Fixed/Term deposits/STDRs Flexi deposit Recurring and cumulative deposits Daily Deposit Scheme
Clearing
Specific Products
Clearing & Specific Products
Remittances
Specific Products
Define document type & document wise stocking and printing
Multiple remittances from single voucher Stop, lost or duplicate issue & cancellation of
documents Service charges calculation
Customer Enquiry Terminal
Lockers Generation of advices,
Interest and Balance Certificates
Passbook Printing
Remittance
Specific Products
Remittances & Customer Service
Deposit/Remittance printing
Standing Instructions Cheque Book
Maintenance User Management with
Access right system
Recurring/Cumulative Deposits
Scheme specific
interest charts and covering
0% PMRY FDs
Auto Renewal of
FDs
Renewal of FD with back
dated / today's ROI or SB ROI
FDModule
TDS with reverse
calculation
Flexi Recurring Deposit &
Daily Deposit Scheme
Flexi Deposit or Super
Savings Bank or Super Flexi
Scheme
Define own schemes,
configure & design
documents
FD Module
NPA with memorandu
m details
Retail Lending
Demand Loan / Term
Loan
Housing Loan Staff /
Public
Consumer Loans,
Education Loan
Loans Module
Interest on Mly/Qty,
compounding, Moratorium,
Simple Interest etc.
Protested / Write Off / Claims /
Recovery
Festival Loans
Against Bank own Deposits
(LABOD)
Agricultural Loans
Loans Module
Teller Operati
on
Cashier Operati
on
Sundry / Suspens
e
Letter of Credit and
Bank Guarantee
Lockers Operati
onOther
Modules
Other Modules
Mandatory Backup of
Database at Day end
Deposits & withdrawal
limit restrictions
User Defined Access Rights
Authorization of every
exceptional transactions
Back-dated as well as
online audit trial
Integrated Security Features
NO deletion –deleted
transactions shown in
exceptional report
N tier user definable user
types with entry and
authorization limits
Terminal locking facility
& Forced password changing
Concept of maker & checker possible
Checksum
Strong Integrated Security
Single screen
operation consist of more than
80% operation
One stop shop for a turnkey solution
Easy to use
ISO 8583 compliant
BI support
CoBaSysAdvantages
Financial inclusion solution
with CBS as server
/ client
Integration with
industry proven
software such as AML and
ALMs
CoBaSys- Key Differentiators
Single Windows
for Account opening & Single Voucher Window
Partner with you and take the journey towards growth together…
Let us Welcome the new Light Together