01 onesa -- tpp_agri-microfin.mcpi..may2010
TRANSCRIPT
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TSPI PALAYAN PROGRAM (TPP)
Forum on Agricultural Microfinance:
The State Practice
Century Park Hotel, Manila
21 May 2010
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Access to cheaper source of
credit
Increased production yield thru
partnerships with:
• LGU, NGO & private
technical assistance providers
• Accredited farm inputs &
seed suppliers
Mitigated risk thru link-up with
PCIC for crop insurance
Maximized market prices thru
partnership with local traders
TSPI PALAYAN PROGRAM (TPP)
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TSPI PALAYAN PROGRAM (TPP)
Targets small farmers with at least
5 years farming experience & with
access to irrigation
Group of 5 members
Monthly Capital Build-up
Micro-insurance benefits
Insurance through the PCIC
3% per month add on
Lump sum payment upon harvest
Loan amount of P20,000 to
P30,000 (wet) or P25,000 -
P35,000 (dry)
Livestock loan of up to P10,000
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13 branches: Pangasinan (3); Tarlac (4);
Nueva Ecija (3); Isabela (2) & Camarines
Sur (1)
1,724 clients
Loan portfolio of P7.9M
Repayment rate of 93.7% (98.3%)
PAR of 6.6% (1.5%)
TSPI PALAYAN PROGRAM (TPP)
Perfromance as of April 2010
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Building partnership with traders for fairer prices
Promotion of more sustainable agriculture technology among farmers
Maintaining discipline in program implementation
CHALLENGES
TSPI PALAYAN PROGRAM (TPP)