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Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails29jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=30Page 30button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=30 data-page=30 class=ts-thumb lazyload alt=Page 30: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails30jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=31Page 31button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=31 data-page=31 class=ts-thumb lazyload alt=Page 31: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails31jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=32Page 32button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=32 data-page=32 class=ts-thumb lazyload alt=Page 32: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails32jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=33Page 33button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=33 data-page=33 class=ts-thumb lazyload alt=Page 33: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails33jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=34Page 34button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=34 data-page=34 class=ts-thumb lazyload alt=Page 34: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails34jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=35Page 35button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=35 data-page=35 class=ts-thumb lazyload alt=Page 35: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails35jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=36Page 36button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=36 data-page=36 class=ts-thumb lazyload alt=Page 36: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails36jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=37Page 37button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=37 data-page=37 class=ts-thumb lazyload alt=Page 37: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails37jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=38Page 38button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=38 data-page=38 class=ts-thumb lazyload alt=Page 38: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails38jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=39Page 39button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=39 data-page=39 class=ts-thumb lazyload alt=Page 39: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails39jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=40Page 40button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=40 data-page=40 class=ts-thumb lazyload alt=Page 40: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails40jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=41Page 41button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=41 data-page=41 class=ts-thumb lazyload alt=Page 41: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails41jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=42Page 42button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=42 data-page=42 class=ts-thumb lazyload alt=Page 42: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails42jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=43Page 43button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=43 data-page=43 class=ts-thumb lazyload alt=Page 43: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails43jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=44Page 44button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=44 data-page=44 class=ts-thumb lazyload alt=Page 44: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails44jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=45Page 45button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=45 data-page=45 class=ts-thumb lazyload alt=Page 45: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails45jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=46Page 46button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=46 data-page=46 class=ts-thumb lazyload alt=Page 46: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails46jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=47Page 47button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=47 data-page=47 class=ts-thumb lazyload alt=Page 47: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails47jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=48Page 48button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=48 data-page=48 class=ts-thumb lazyload alt=Page 48: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails48jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=49Page 49button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=49 data-page=49 class=ts-thumb lazyload alt=Page 49: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails49jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=50Page 50button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=50 data-page=50 class=ts-thumb lazyload alt=Page 50: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails50jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=51Page 51button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=51 data-page=51 class=ts-thumb lazyload alt=Page 51: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails51jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=52Page 52button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=52 data-page=52 class=ts-thumb lazyload alt=Page 52: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails52jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=53Page 53button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=53 data-page=53 class=ts-thumb lazyload alt=Page 53: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails53jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=54Page 54button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=54 data-page=54 class=ts-thumb lazyload alt=Page 54: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails54jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=55Page 55button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=55 data-page=55 class=ts-thumb lazyload alt=Page 55: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails55jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=56Page 56button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=56 data-page=56 class=ts-thumb lazyload alt=Page 56: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails56jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=57Page 57button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=57 data-page=57 class=ts-thumb lazyload alt=Page 57: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails57jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=58Page 58button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=58 data-page=58 class=ts-thumb lazyload alt=Page 58: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails58jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=59Page 59button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=59 data-page=59 class=ts-thumb lazyload alt=Page 59: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails59jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=60Page 60button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=60 data-page=60 class=ts-thumb lazyload alt=Page 60: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails60jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=61Page 61button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=61 data-page=61 class=ts-thumb lazyload alt=Page 61: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails61jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=62Page 62button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=62 data-page=62 class=ts-thumb lazyload alt=Page 62: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails62jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=63Page 63button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=63 data-page=63 class=ts-thumb lazyload alt=Page 63: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails63jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=64Page 64button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=64 data-page=64 class=ts-thumb lazyload alt=Page 64: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails64jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=65Page 65button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=65 data-page=65 class=ts-thumb lazyload alt=Page 65: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails65jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=66Page 66button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=66 data-page=66 class=ts-thumb lazyload alt=Page 66: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails66jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=67Page 67button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=67 data-page=67 class=ts-thumb lazyload alt=Page 67: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails67jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=68Page 68button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=68 data-page=68 class=ts-thumb lazyload alt=Page 68: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails68jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=69Page 69button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=69 data-page=69 class=ts-thumb lazyload alt=Page 69: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails69jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=70Page 70button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=70 data-page=70 class=ts-thumb lazyload alt=Page 70: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails70jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=71Page 71button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=71 data-page=71 class=ts-thumb lazyload alt=Page 71: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails71jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=72Page 72button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=72 data-page=72 class=ts-thumb lazyload alt=Page 72: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails72jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=73Page 73button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=73 data-page=73 class=ts-thumb lazyload alt=Page 73: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails73jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=74Page 74button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=74 data-page=74 class=ts-thumb lazyload alt=Page 74: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails74jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=75Page 75button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=75 data-page=75 class=ts-thumb lazyload alt=Page 75: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails75jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=76Page 76button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=76 data-page=76 class=ts-thumb lazyload alt=Page 76: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails76jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=77Page 77button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=77 data-page=77 class=ts-thumb lazyload alt=Page 77: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails77jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=78Page 78button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=78 data-page=78 class=ts-thumb lazyload alt=Page 78: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails78jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=79Page 79button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=79 data-page=79 class=ts-thumb lazyload alt=Page 79: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails79jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=80Page 80button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=80 data-page=80 class=ts-thumb lazyload alt=Page 80: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails80jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=81Page 81button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=81 data-page=81 class=ts-thumb lazyload alt=Page 81: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails81jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=82Page 82button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=82 data-page=82 class=ts-thumb lazyload alt=Page 82: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails82jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=83Page 83button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=83 data-page=83 class=ts-thumb lazyload alt=Page 83: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails83jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=84Page 84button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=84 data-page=84 class=ts-thumb lazyload alt=Page 84: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails84jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=85Page 85button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=85 data-page=85 class=ts-thumb lazyload alt=Page 85: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails85jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=86Page 86button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=86 data-page=86 class=ts-thumb lazyload alt=Page 86: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails86jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=87Page 87button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=87 data-page=87 class=ts-thumb lazyload alt=Page 87: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails87jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=88Page 88button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=88 data-page=88 class=ts-thumb lazyload alt=Page 88: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails88jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=89Page 89button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=89 data-page=89 class=ts-thumb lazyload alt=Page 89: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails89jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=90Page 90button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=90 data-page=90 class=ts-thumb lazyload alt=Page 90: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails90jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=91Page 91button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=91 data-page=91 class=ts-thumb lazyload alt=Page 91: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails91jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=92Page 92button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=92 data-page=92 class=ts-thumb lazyload alt=Page 92: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails92jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=93Page 93button div class=ts-imageimg data-url=1-final-year-book-coverback-institute-of-chartered-the-book-2014-15-makinghtmlpage=93 data-page=93 class=ts-thumb lazyload alt=Page 93: 1-final year book coverback - Institute of Chartered · THE BOOK 2014-15 MAKING DIFFERENCE THROUGH EXCELLENCE The Institute of Chartered Accountants of India Set up by an Act loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader033vdocumentinreader033viewer202205191360046d8de0700f47684dff05html5thumbnails93jpg width=140 height=200 divdiv
