1. the northern european leader in payments, cards and information services new markets new...
TRANSCRIPT
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<customer, place and date>
<write headline here>
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THE NORTHERN EUROPEAN LEADER
IN PAYMENTS, CARDS AND
INFORMATION SERVICES
New markets
New competitors
Competences
Market orientation
• Pre-merger, the portfolio of Payments, Information and eSecurity had a national orientation while the ambition for Nets was European. Need for change. Challenge or fear?
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THE MARKET IS CHARACTERISED BY EU
REGULATIONS, GLOBALISATION AND INCREASED MOBILITY
International regulations and globalisation of standards
Cross-border consolidations Always online – always available with
the mobile
Increasing change
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Banks are being challenged
• Large IT-investments• … to ensure compiance, but also enhanced efficiency
• Aggressive players• … with powerful distribution want to enter the value chain
• Old architecture• Expensive to manage and makes supplier independe difficult
• Complex customers• With needs for tailormade solution and international
reach. • Creation of effective digital processes.• High demand for comptence
• B2C has reached a balance • Between willigness to invest • Challenged by players with leaner distribution channels
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Our strategic approach- enhance the bank’s competitiveness
x
Stable and secure operationsx
WE BRING NORWEGIAN BANKS TO EUROPE
… HENCE ENABLING NORWEGIAN BANKS TO TAKE AN ACTIVE PART IN MARKETS
OUTSIDE NORWAY
WE BRING INTERNATIONAL AND COMPLIANT SOLUTIONS
TO NORWAY
… WHICH GIVE NORWEGIAN BANKS THE BENEFIT OF
SCALE AND SCOPE ECONOMIES ON A GLOBAL
LEVEL
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Key strategic initiatives
• Future payment and information landscape• eSecurity landscape• ISO-based payment platform• Global reach• New models of co-operation• E-commerce and mobile
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// payments// invoice
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Strengthening as-is solutions- Payment & Invoice
• New net banking applications• B2C e-invoicing: Universal sign-on• B2B e-invoicing: Implementation support• B2B e-invoicing: Activation of suppliers• SEPA direct debit
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// payments// invoice
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‘My economy’– all transactions according to defined categories
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Min økonomiMin økonomi
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Electronic customer agreements
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Creating growth in new areas- Payments & Invoice
• B2B – new measures for expansion of scope and reach• New architecture. CT-ISO 20022• Closing gaps in the value chain• Mobile wallet• Assessment of opportunities for ERP-integration
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// payments// invoice
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Banking services by Nets
• Nets and SDC both deliver modulised solutions
• Many of the solutions are already integrated with 3rd party suppliers
• The banks can tailord a holistic solution in line with the banks’ strategic direction
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Strenghening as-is solutions- eSecurity & Information
• Nets Share / e-Boks• Multi-platform mobile OTP approved by BSK• E-id on smart cards• Secure online B2b agreements• Etablere modulbasert tjenestetilbud ihht bankenes målbilde.• Several different certificates• Development of a module-based offering in line with the bank’s
objectives
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// payments// invoice
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eSecurity & Information- selected projects
NETS SHARE:
5 LARGE CUSTOMERS ON
BOARD
SIGNATURES FOR DNB AND NORDEA
ON THE CORPORATE LEVEL. 400 NOK
SAVING PER TRANSACTION
MOBILE ONE-TIME PASSWORDS FOR ALL PLATFORMS
(SPARBANK 1)
PKI BASED AUTHENTICATION AND SIGNATURS
FOR GLOBAL CUSTOMERS.
(STATOIL, DNA, DNB)
SELECTED PROJECTS
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Go for Nets!
Secure and stable
operations
A strategic payments partner
with tailored models of
cooperationA hub for invoicing
in the Nordic market strengthening the
banks internet banking solutions
Nets gives the banks freedom of choice and
the opportunitity to focus on diffentiation,
and not only bread and butter services
Digitalisation of manual processes.
Combining eSecurity and information
services