1172011115022dibpl soc july - dec 2011
TRANSCRIPT
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Karachi:
Avari Towers
I.I. Chu ndrighar
Schon Circle Clifton
Gulshan-e-Iqbal
Khayaban-e-Shahbaz
Haideri
Shaheed-e-Millat
26th Street
Shahrah-e-Faisal
Khayaban-e-Faisal
Khayaban-e-Ittehad
Korangi Industrial Area
University Road
Site Area
Auto Plaza Saddar
Federal B Area
Block 3 Nazimabad
Gulistan-e-Johar
UP More
Lahore
Gulberg Main Boulevard
Cicrular Road
Peco Road
Mall Road
Z-Block D.H.A
New Garden Town
Iqbal Town
Cavalry Ground
Urdu Bazar
Davis
Islamabad
Jinnah Avenue
F10 Markaz
1-8 Markaz
Faisalabad
Kotwali Road
Satiana Road
Rawalpindi
Bank Road
Satellite Town
Chaklala Scheme
Sialkot
Saddar Bazar
Quetta
Jinnah Road
Gujrat
Small Indu strial Estate
Gujranwala
Model Town
Gawadar
Airport Road
Abottabad
Mansehra Road
Peshawar
Naz Cinema Road
Fakhr-e-Alam Road
Jhelum
Kazim Kamal Road
Dalbandin
Dalbandin
Kallar Syedan
Kaller Syedan
District Rawalpindi
Lalamusa
Lalamusa
Kotla Arab Ali Khan
Branch
Kotla Arab Ali Khan
Sargodha
University Road
Okara
M.A. Jinnah Road
Dinga
Bohar Road
Sahiwal
Liaquat Road
Mirpur (AJK)
Kotli Road
Multan
Multan Cantt..
Vehari Road
Moza Mulapur
Liaquat Road
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a) All Fee/Charges of LC and LG shall be a lump-s um amount which sha ll becharged upfront or in installments, over the period of transactions based uponaforesaid benchmarks.
b) Collection age nts charges , if the collec ting bank is another bank, will be extra
c) Telex / SWIFT/ Phone Call charges (Communic ation) will be extra, if status ofthe instrument is required by such communication.
d) All charges are s ubjec t to Govt levies, taxes & with-holdings .
e) Courier Charges will be recovered where applicable.
f) Charges for new products launched during the year will be communicated to
SBP and customers accordingly.
g) Waivers can be given on a case to case basis upon approval of Business/Sharia.
h) All employees of Dubai Islamic Bank Pakistan Limited (DIBPL) are exemptedfrom all General Banking charges, however in case there is a direct cost oftransaction to the bank the same will be recovered.
NOTES
17
Schedule of Charges (July to December 2011)
OTHER CASH MANAGEMENT SERVICES
Collections Solution
Disbursements / Bulk Payments
Customized MIS / Reporting
Other Cash Management solutions
As per agreed terms
As per agreed terms
As per agreed terms
As per agreed terms
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16
Schedule of Charges (July to December 2011)
Items Charges
One-Time Charges
CORPORATE INTERNET BANKING (DIBconnect)
Implementation Charges
Integration Charges
Training Charges
Transaction Initiation & Reporting Modules
Reporting Module only
Rs. 15,000
Rs. 5,000
Rs. 2,500 per session
Rs. 6,000
Rs. 3,000
CASH MANAGEMENT
Monthly Charges
Following charges will be recovered in addition to profit / return on investment:
1. Facility Structuring / Advising Fee
2. Facility Documentation Fee
(for funded & non-funded facilities)
3. Investment Agency Fee
CORPORATE BANKING
As per agreed terms
As per agreed terms
PKR 1,000,000 or 0.05% of the
Facility Amount (whichever is higher)
payable at the time of first
disbursement and then annually on
each anniversary thereof for the
tenor of the Facility.
4. Security Trustee Fee PKR 500,000 or 0.05% of the
Facility Amount (whichever is higher)
payable at the time of first
disbursement and then annually on
each anniversary thereof for the
tenor of the Facility.
GUARANTEES a) Guarantee issuance 0 .50% per quarte r or part thereof
Min.2,500 p.a., or part thereofb) Rs. 1,500 per Amendment other than increase in
amount or amendment extension in period
Back to back - Guarantee
issuance
0.45% per qtr. or part thereof min USD 250p.a. or part
thereof inclusive of corresponde nt charges or as per
arrangement with correspondent bank
Legal Fees To be recovered on actual
Service charges for claims bybeneficiary
Rs. 1,000 flat plus actual expenses incurred by DIBP.
GUARANTEES
N o t e : C h a r g e s r e la t in g t o c u s t o m e r m a y d i ffe r a s p e r t h e a r ra n g e m e n t b e t w e e n t h e c u s t o m e r & B a n k
Endorsement of Airway bill &shipping guarantees-guaranteesto issue to shipping companiesin lieu of bill of lading
Rs. 2,000/- flat
Schedule of Charges (July to December 2011)
TABLE OF CONTENTS
REMITTANCES......................... ............................... ..........................2
INTER-BRANCH ONLINE TRANSACTIONS........................................3
GENERAL BANKING SERVICES....... ..... ..... ..... ..... ..... ..... ..... ..... ...... .....3
STANDING INSTRUCTIONS..............................................................4
ATM/DEBIT CARD................ ................ ............... ................ .............5
REPORTS & CERTIFICATES...............................................................5
FOREIGN EXCHANGE PERMITS... ..... .... .... ..... .... .... ..... .... ..... ..... ..... ...6
PHONE BANKING............... ................ ................ ................. .............6
SMS BANKING................................................ ............................7
General Banking
REMITTANCES.......................... ............... ................ ................ ........8
INTER-CITYTRANSACTIONS, CLEARING & COLLECTION..................8
INTER-BRANCH ONLINE TRANSACTIONS.........................................8
BANKING TRANSACTIONS................................................................8
STANDING INSTRUCTIONS...............................................................9
ATM/DEBIT CARD..................................................................9
REPORTS & CERTIFICATES..............................................................9
MISCELLANEOUS.......... ............. .............. .............. ............. ............9
LOCKER FACILITY..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ..... ...... ..... .....10
Priority Banking
IMPORTS.................................................................................14EXPORTS.................................................................................15
INLAND BILLS................ ....................... ....................... ...................15
GUARANTEES............... .................. ................... .................. ...........15
CASH MANAGEMENT......................................................................16
NOTES.....................................................................................17
Trade Services
HOME FINANCE................ .................. .................. .................. ........11
BUSINESS FINANCE.......................................... ....................... .......12
AUTO FINANCE................................................................................13
Consumer Finance
1
INTERNET/MOBILE BANKING.......................................................7
CORPORATE BANKING....................................................................16
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0.1% Min $15, Max $25
$20
In addition to the remittance charge
as per SOC, service charges
@ 0.5% to be recovered.
SWIFT charges + Rs. 3000
USD 5 + postage /SWIFT if any
$10
Same as FDD issuance charges
Rs. 300
Free
0.1%, Min Rs. 100, Max: Rs. 5,000.
0.1%, Min Rs. 500, Max: Rs. 7,500.
0.2%, Min Rs. 200, Max: Rs. 10,000.
Rs.500
Rs.250
Rs.50
Rs.300
Schedule of Charges (July to December 2011)
GENERAL BANKING
Items Charges
2
If own Bank (Home Remittances under PRI)
If another Bank (Other than Home Remittance)
Remittances where TT required(Other than Home Remittance)
Home Remittances PRI where beneficiary has anaccount with us
Issuanc e of Foreign Currency Dema nd Draft (FDD)
Foreign Remittance Telex/SWIFT Charges -
International
Remittance against cash deposited in FCY
Accounts within 1 week from the date of suchdeposit
Special remittances
Cancellation of FDD
Stop Payment/Caution Marking of FDD
Duplicate FDD
Service Charges for issuance of EPRC against
Advance Payment
Sale of Foreign Monies
DDs, MTs and TTs (within Bank network)
DDs, MTs and TTs (outside Bank network)
DDs, MTs and TTs against cash for account holders
Free
Rs. 400+ TT/PO/DD
$3 plus Local SWIFT Charges
Free
Inward
Outward
Cancellation of Pay Order Rs.200
Rs.1000
Telex/SWIFT Charges - Domestic
Cancellation of DD
Pay Order Issuance from Account
Pay Order Issuance against Cash for Account Holders
Stop Payment/Caution Marking of DD, PO
Saving A/cCurrent A/c
Rs.100
REMITTANCES (FCY)
REMITTANCE (LCY)
Schedule of Charges (July to December 2011)
TRADE SERVICES
Items Charges
15
Note: Charges relating to custome r may differ as per the arrangement be tween the custom er & Bank
EXPORT (LC / Collection / Advance Payment)
LC advising / ame ndment(Local as well as FCY)
Export LC transfer /reimbursement(Local as well as FCY)
a) Advising - Rs. 2,000b) Amendments - Rs. 1,000
a) Transfer of export LC - Rs. 1 ,500 per transfer plusapplicable communication charges.
b) Reimbursement payment to other banks from
non-resident rupee account - min. Rs. 500
Restricted letter of credit(Local as well as FCY)
If documents are sent to other local bank for negotiationunder restricted letter of credit - Rs. 750
Documentary export collection
(with/without letter of credit.)
Documents returned unpaidunder inland letters of credit
NOC issued / Docs transferred
Rs. 500
Rs. 1,000
Handling of R&D cases Rs . 500 per case
EDS
Handling of subsidy applications
Credit report charges
Rs. 80 per case or as per existing regulations
0.25% min Rs. 500 per application
Actual cost plus Rs. 1,000 handling charges
a) Sight bill (negotiation) commission 0.30% flat, min.Rs. 500 for each bill.
b) Usance bill (negotiation) commission 0.30% flat, min.Rs. 500 for each bill.
c) Documentary collection (inland) commission 0.30%Collection min. Rs. 1,500 to be recovered uponrealization of proceeds
Documentary bills (with orwithout LCs) within Pakistan
a) Documentary collection Rs. 1,000 per collection
b) Handling of duty drawback claims 0.25% min Rs. 200
c) 0.13% Exchange Commission for export proceeds.
INLAND BILLS (Export)
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Cheque Book issuance ( same charges for all
eventualities including loss of Cheque Book)Starter Cheque Book
Stop payment of cheque / Lost cheque book
Retrieval of paid cheque - Within 1 Year
Retrieval of paid cheque - After 1 Year
Intercity Clearing (where NIFTis
available) Rs. 300/-
Schedule of Charges (July to December 2011)
GENERAL BANKING
Items Charges
3
Issuance of Duplicate DD, PO
OTHER TELEX/SWIFT CHARGES
Rs.200
Above charges are exclusive of Government Levies/ Duties. Correspondant charges
where applicable are at actual.Notes:
Letter of Credit -Full Telex/SWIFT
Letter of Credit - Short Telex / SWIFT /Amendment by Telex / SWIFT
Rs. 1,200 or $20
Rs. 600 or $15
INTER-CITY TRANSACTIONS, CLEARING & COLLECTION
Rs. 400 or $ 5 per collection
Rs. 100
$5 or e quivalent
Current A/c Saving A/ c
Rs. 300
GENERAL BANKING
0.15% of amount. Max $100(PKR equivalent will be charged)
Waiver on 1st deposit
Rs. 100 per leaf
Rs. 250 per instruction
Rs. 250
Rs. 500
Cash Handling charges for FCYaccounts for regular cus tomers/non FIs(USD depos its exempted)
FreeFree
Current A/c Free Saving A/c Rs. 50
INTER-BRANCH ONLINE TRANSACTIONS
Inter-city account to ac count transferCash/cheque deposit (within-city)
Cash/cheque deposit (inter-city)
Cash withdrawal (within-city)
Cash withdrawal (inter-city)
IBC Charge (for correspondent bank collections)
Issue of SBP/NBP cheque Rs. 500
Current A/c Saving A/ c
Rs. 5 per leafRs. 2.5 per leaf
USD clearing through NIFT
Same day clearing of high value instruments via
NIFT
Foreign bills sent for collection (FOBC)
OBC Charge / Intercity Collection Charges
OBC Clearing (where NIFTis
not available) Rs. 500/-
Rs.500
Cheque returned unpaid - Outward clearing Rs.50
Saving A/cCurrent A/c
Rs.100
Cheque returned unpaid - Inward c learing
0.1%, Min $ 5, Max $ 25 .
Cash Handling charges for FCYaccounts for money changers/FIs
0.25% of amount.(PKR equivalent will be charged)
Free
Current A/c Rs. 5 0 Saving A/c Rs. 50
14
TRADE SERVICES
I M P O R T S ( L C / A d v a n c e P a y m e n t / C o n t r a c t / C o l le c t io n / O p e n A c c o u n t )
LC opening commiss ion(Local as well as FCY)
(a) 0.50% for first quarter or part thereof; 0.25% for each
subsequent quarter or part thereof; Min. Rs. 2,500
LC amendments commission
(Local as well as FCY)
Rs. 1,000 per amendment for amendment other than
increase in amount or extension in period of shipment, ifamendment involves increase in amount or extension in
period of shipment then charges as per (a) as stated
above would app ly.
Commission on Retirementof Imports Bills Including LC(Local as well as FCY)
0.10% on Rupee value Min. Rs. 1,500
Items Charges
0.10% Min. Rs. 2,000
Actual cost plus Rs. 1,000 handling charges
Import docume nt handling
against FCYdemand draft / TT
without LC / Contract
Credit report
Imports on consignment basis
(Local as well as FCY)a) Contract Registration Commission Rs. 2,000 (flat)
b) Contract Amendment Commission - Rs. 1,000 pe r
amendment
c) Document received against contract - Rs. 1000
per document
d) Retirement Commission @ 0.10% on Rupee value Min.Rs. 1,500
LC Cancellation(Local as well as FCY) Rs. 1,500/- Flat plus actual communication charges
Schedule of Charges (July to December 2011)
Note: The Manage ment at its disc retion may offerreduced rates to the c ustomer.
Usance bills drawns underimport Bill(Local as well as FCY)
In the case of Usance bills the bank may also chargecommission upto the rate of 0.20% per month for theperiod beyond the validity of the letter of credit. If theusance is covered by a letter of credit period for whichcommission as per above has already been recovered noextra commission upto the rate of 0.20% will be charged.
Note: The Manage ment at its disc retion may offerreduced rates to the c ustomer.
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Schedule of Charges (July to December 2011)
CONSUMER FINANCE
Items Charges
AUTO FINANCE
Upto 10% of the Value o f finance d vehicle
Upto Rs. 1,000/-
Upto Rs. 10,000/-
Rs. 20,00 0 per Year
Rs. 2,000 per month
Upto Rs. 1,000/-
Upto Rs. 1,000
Upto 20% of monthly rent overdue
As per the rate quoted by
the Insurance/Takaful Company
* Late Payment Charges will be transferred to the Charity Fund.
+ Over and above the charges impos ed by Excise & Taxation dept. for the registration of vehicles
Processing Charges
Application Login Charges
Vehicle Valuation Charges
Upfront Tracker Manage ment Fee
Monthly Tracker Management Fee
Cheque Return Charges
Cheque / Cash Pick-up Charges
Late Payment Charge*
Insurance/Takaful Charges
In cas e of Early settlement
Upto Rs. 50,000/-
Upto Rs. 20,000/-
Rs. 1,000/ -
Upto Rs. 10,000/-
Vehicle Reposs ess ion Charges
Registration Service Fee+
Tax Certificate Issuance Charges
Income Estimation Charges
Outstanding Fixed Rental + accrued
and unpaid Variable Rental + accrued
and unpaid Supplementary Rental
(if any) + a sum equal to a maximum
of 20% of the Outstanding Fixed Rental
13
Schedule of Charges (July to December 2011)
GENERAL BANKING
Items Charges
Account Closure** Rs. 500 or available balancewhichever is lower
1. Savings Plus Transaction charges on averagebalance < Rs. 500,000
2. Special Savings Transaction charges onaverage balance < Rs. 1 Mln.
Rs. 50 (2 free transactions per month)
Rs. 50 (2 free transactions per month)
Hold mail service
Service Charges for Reminder Letters
Salary Transfer
Statement of Account on ad hoc bas is
Change address/Telephone number
Rs. 2,500 per year
Rs. 100
Rs. 100 per employee per month
Rs. 35 per statement
Free
Minimum Balance Requirement
Accountmaintenance/Service chargewhere the average balance arebelow the required balance
Rs. 5
Junior Saving
4
Saving Plus Special Savings
Rs. 0.5 mln Rs. 0.5 mln
None Rs. 50 Rs. 50
3. Hiba Based saving account transaction charges Rs. 100. (5 free per month)
** Available balance to be charged only in case of forced closure.(Does not apply on regular saving account)
Rs. 100
Rs. 100
Standing Instruction Charges per transa ction (LCY)
Standing Instruction Charges per transa ction (FCY)
Amendment
One time security deposit
Small
Medium
Large
Lockers-Late Payment Charge*
Breakage Charges
Rs. 2,000
Rs. 2,500 per year
Rs. 3,500 per year
Rs. 5,000 per year
Rs. 1 00/- per month
Upto Rs. 5,000/- per locker
STANDING INSTRUCTIONS
LOCKER FACILITY
US$ 5 per transaction
* To be deposited in the Charity Fund.
Note: charges also to apply on customers availing cash manager account but notmaintaining minimum requirements
Cash Pick Up &Deposit
Vault charges if availed -Rs. 600 per nightSeal charges - Rs. 25per seal (if applicable)
Up to Rs. 3,000 within 20 km per trip;beyond will be as agreed with client
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Schedule of Charges (July to December 2011)
CONSUMER FINANCE
Items Charges
Upto Rs. 25,000/-Application Processing Charges
BUSINESS FINANCE
* Late Payment Charges will be transferred to the Charity Fund.
In case of Partial Settlement
Partial settlement Portion of theoutstanding fixed rental + accrued
and unpaid Variable Rental + accruedand unpaid Supplementary Rental(if any) + a sum equal to a maximum
of 5% of the Outstanding Fixed Rental
Upto Rs. 5,000/ -
Upto Rs. 10,000/-
Upto Rs. 5,000/ -
Upto Rs. 10,000/-
Property Appraisal Charges
Legal Charges
Income Estimation Charges
Title Documents Verification Charges
As per the rate quoted by the
Takaful Company
Property Takaful Charges
Cheque Return Charges Upto Rs. 1,000/-
Upto 20% of the m onthly rent overdueLate Payment Charges*
Outstanding Fixed Rental + accruedand unpaid Variable Rental + accrued
and unpaid Supplementary Rental(if any) + a sum equal to a maximum
of 20% of the Outstanding Fixed Rental
In case of Early Settlement
Partial Settlement Proces sing Charges
Finance Enhancement Processing Charges
Asset Repossession Charges
Upto Rs. 10,000/-
Upto Rs. 10,000/-
at Actual
Cash Pick-up: Rs. 2,000/- &
Cheque Pick-up: Rs. 1,000/-
Duplicate Payment Schedule Issuance Charge
Document Retrieval Charges
Tax Certificate Issuance Charges
Request for change in Financing Tenor
Rs. 1,000/-
Rs. 1,000/-
Rs. 1,000/-
Upto Rs. 10,000/-
Upto Rs. 40,000/-Product Switching Charges to Relevant KIBOR
Cash / Cheque Pick-up Charges
12
Schedule of Charges (July to December 2011)
5
GENERAL BANKING
Items Charges
1 Link: Free, MNET: Rs. 5
Rs. 15
Free
Free
1% of transactional amount
ATM Balance Inquiry
ATM cash withdrawal
POS transaction fee - Local
POS transaction fee - International
Cash withdrawal - International ATM
Balance inquiry - International ATM
Replacement of lost or damaged card
PIN replacement
Free
Rs. 200
Free
Rs. 200 per certificateConfirmation of Balance to auditors
Obtaining credit reports on behalf of customer
Certificate regarding profit paid and tax deductedduring the year
Financial/Credit worthiness certificates
Proceeds Realization Certificate and EncashmentCertificates
Balance Confirmation certificate
WHT Certificates
Zakat Certificates
Rs. 200 per certificate
Rs. 200 per certificate
Rs. 200 per certificate
Rs. 200 per certificate
Rs. 200 per certificate
Rs. 200 per certificate
Rs. 200 per certificate
On Local Shared Network ATMs
POS and International Transactions
ATM/Debit Card Miscellaneous
REPORTS & CERTIFICATES
Primary Card Annual Fee
Supplementary Card Annual Fee Rs. 300
ATM Balance inquiry
ATM Mini-statement
ATM cash withdrawal
Statement of Account Request through ATM
Bill Payment through ATM
Free
Free
Free
Free
Rs. 20 per bill
ATM/DEBIT CARD
On DIBPL ATMs
Silver Gold
Rs. 500 Rs. 1,000
Rs. 500
Rs.50/- p er transactionInter Bank Funds Transfer Facility (through 1 Link)
- as when the service is offered
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11
Schedule of Charges (July to December 2011)
CONSUMER FINANCE
Items Charges
Application Processing Charges
HOME FINANCE
* Late Payment Charges will be transferred to the Charity Fund.
Partial Settlement Proces sing Charges
Finance Enhancement Processing Charges
Upto Rs. 10,000/-
Upto Rs. 10,000/-
In case of Partial Settlement Partial settlement Portion of theoutstanding fixed rental + accruedand unpaid Variable Rental +accrued and unpaid SupplementaryRental (if any) + a sum equal to amaximum of 5% of the OutstandingFixed Rental
Upto Rs. 50,000/-
Upto Rs. 5,000/-
Upto Rs. 10,000/-
Upto Rs. 5,000/-
Overseas Pakistani - Application Processing Charges
Property Appraisal Charges
Legal Charges
Income Estimation Charges
Cheque Return Charges
Late Payment Charges*
In case of Early Settlement
Title Documents Verification Charges
As per the rate quoted by theTakaful Company
Upto Rs. 1,000/ -
Upto 20% of the monthly rent overdue
Property Takaful Charges
Upto Rs. 10,000/-
Upto Rs. 40,000/-
Cash Pick-up: Rs. 2,000/- and
Cheque Pick-up: Rs. 1,000/-
Upto Rs. 25,000/-
Outstanding Fixed Rental + accruedand unpaid Variable Rental +accrued and unpaid SupplementaryRental (if any) + a sum equal to amaximum of 20% of the OutstandingFixed Rental
Asset Repossession Charges
Duplicate Payment Schedule Issuance Charges
Document Retrieval Charges
Tax Certificate Issuance Charges
Request for change In Financing Tenor
Product Switching Charges to Relevant KIBOR
at Actual
Rs. 1,000/-
Rs. 1,000/-
Rs. 1,000/-
Upto Rs. 10,000/-
Cash / Cheque Pick-up charges
Schedule of Charges (July to December 2011)
6
GENERAL BANKING
Items Charges
Rs. 200 per certificate
Rs. 1,200 per permit
Rs. 500 pe r permit
Initial Remittance
Subsequent Remittances
At actual
Rs. 100
Rs. 1,000
Rs. 200
Rs. 200
Telegram Charges
Courier Inland
Courier Foreign
Telephone Charges
Fax Charges
FOREIGN EXCHANGE PERMITS
COURIER & OTHER MISCELLANEOUS
Other certificates
As per SOC
As per SOC
As per SOCAs per SOC
Rs. 25 per bill
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Free
Statement Regeneration
Pay Order Issuance
Demand Draft IssuanceATM Card Replacement
Utility Bill Payments
Account Balance Inquiry
Transactions Inquiry
Address / Telephone number change
Cheque Book Issuance Request
FOREXRates
ATM Transactions Inquiry
ATM Card Activation
ATM Card Blocking
ATM Pin Re-generation
Account Linking Request
Account De-linking Request
Personal Data Correction
Fixed Deposit Placement Request
Stamp paper
Brinks charges where applicable
Return Mail charges
At actual
At actual
Rs. 50
PHONE BANKING
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Rs. 100/- per month
Upto Rs. 5,000/- per locker
Schedule of Charges (July to December 2011)
DUBAI LOUNGE PRIORITY BANKING AND NRP ACCOUNTS
Items NRPCurrent Saving
One time -Security Deposit
Small
Medium
Large
Lockers-Late Payment Charge
Breakage Charges
None
Rs. 2,500 per year
Rs. 3,500 per year
Rs. 5,000 per year
LOCKER FACILITY
None
Rs. 2,500 per year
Rs. 3,500 per year
Rs. 5,000 per year
None
Rs. 2,500 per year
Rs. 3,500 per year
Rs. 5,000 per year
10
Late payment charges will be transferred to the Charity Fund
D LU BAI O U N G EPRIORITY BANKING
7
Schedule of Charges (July to December 2011)
GENERAL BANKING
Items Charges
Upto Rs. 100/- per month
Upto Rs. 100/- per month
Upto Rs. 500/-per month
Consumer Asset Accounts (Auto/Morgage)
Consumer Retail Accounts (Individual Accounts)
Company Accounts
Rs. 50
Rs. 2.5 per leaf
Rs. 20
Rs. 10
Rs. 10
Rs. 50
Free
Free
Free
Rs. 10 per Certificate
Rs. 10
Outward Same day (Standard) Cheque
Cheque Book Issuance Charges
Cheque book courier cost
Pay Order Issuance (LCY)
Demand Draft Issuance (LCY)
Intercity Clearing (NIFT)
Online Funds Transfers
Stop Payment Instruction
Cancellation of Pay Order and Demand Draft
Certificates and Reports
Statement of Account on ad hoc bas is
Items Charges
CURRENT ACCOUNT WAIVER GRID
MONTHLY AVERAGE BALANCE REQUIREMENT OF RS. 250,000 AND ABOVE
SMS BANKING
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Schedule of Charges (July to December 2011)
ATM Balance inquiry
ATM Mini-s tatement
ATM cash withdrawal
Statement of Account Request
through ATM
Balance inquiry - International ATM
Replacement of lost or damaged card
PIN replacement
Confirmation of Balance to auditors
Profit & Tax Certificate
Certificate
Balance Confirmation Certificate
WHT Certificates
Zakat Certificates
Courier Inland
Courier Foreign
Return Mail charges
Standing Instruction Charges per
transaction
Charges of cheque returned unpaid
Account Reactivation Charges
Statement of Account on ad hoc bas is
Change of address / Telephone number
Priority Banking se rvice charge
DUBAI LOUNGE PRIORITY BANKING AND NRP ACCOUNTS
STANDING INSTRUCTIONS
On DIBPL ATMs
POS and International Transactions
ATM/Debit Card Miscellaneous
REPORTS & CERTIFICATES
MISCELLANEOUS
Items NRPCurrent Saving
9
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Rs.150 Free Same as priority banking
Rs.1000 Free Same as priority banking
Rs.100 Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Primary Card
Supplementary
Same as priority banking
Same as priority banking
Free Free
Free Free
Annual Fee
DUBAI LOUNGE PRIORITY BANKING ATM/DEBIT CARD
Rs. 500/- per month
D LU BAI O U N G EPRIORITY BANKING
8
Inward
Schedule of Charges (July to December 2011)
DUBAI LOUNGE PRIORITY BANKING AND NRP ACCOUNTS
Minimum Balance Requirement
Priority
NRP
Rs . 2 .5 mln Rs . 3 mln
Current Saving
Rs. 500,000
Telex/SWIFT Charges - Domestic
Pay Order Issuance from account
Stop Payment/Caution Markingof DD, PO
Free Same as priority banking
Free Same as priority banking
Free Same as priority banking
Free Same as priority banking
Free Same as priority banking
Cheque Book issuance (charges the
same for all eventualities including
loss of Cheque Book)
Starter Cheque Book
Stop payment of cheque
Inter-city account to acc ount transfer
Online cash deposit
Online cash withdrawal
Note: Correspondent charges where applicable are at actual
USD clearing through NIFT
Same day clearing of high value
instruments via NIFT
Rs. 100/- Rs.250 Same as priority banking
Rs. 100/- Rs.250 Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Free Same as priority banking
Rs. 100 per leaf Free Same as priority banking
Free Free Same as priority banking
Free Free Same as priority banking
Issuance of foreign currency
duplicate demand draft (FDD)
Cancellation of FDD
Free Free Same as priority banking
Free
Free
Rs. 250
Free
Free
DDs, MTs and TTs against Cash
for Account Holders
DDs, MTs and TTs (within network)
Items NRPCurrent Saving
REMITTANCES (FCY)
Same as priority banking
Same as priority banking
If own Bank
If other Bank
Home Remittances where
beneficiary has an account with us
Free
Free
Free
Free
Free
Free Same as priority banking
Outward
REMITTANCES (LCY)
INTER-BRANCH ONLINE TRANSACTIONS
INTER-CITY TRANSACTIONS, CLEARING & COLLECTION
BANKING TRANSACTIONS
Rs. 5 mln
D LU BAI O U N G EPRIORITY BANKING
Fixed Deposit
Free (By Invitation only)Platinium Card
DLPB waiver grid will apply
Rs.100