14901 24 10

NORTH KING AND SNOHOMISH COUNTIES, WA

Volume 24, Issue 10

IN THIS ISSUE: 5 Ways to Save Energy When It’s Cold Outside

Get more photos and details from your phone. Text P168464 to 85377

COVER HOME: FORMER MODEL HOME Prime location on premium greenbelt lot.

Property details on page 6.

CONTACT: Natalee Thurston877-254-3003

Windermere RE / JSTO ADVERTISE, CONTACT: Sharman Burnam [email protected]

RealEstateBook.comRequest FREE MAGAZINES online, or call 800-841-3401

14901.24.10 cover.indd 1 12/30/2015 4:44:20 PM

Office: (360) [email protected]

731 2nd St, Snohomish, WA 98290Windermere Real Estate / Snohomish, Inc

SNOHOMISH - Outstanding views! Steps from the lake.Great room w/ warm wood fireplace, open kit w/ granitecounters. Matching storage shed, fire pit. About 50’ frontage. $299,950 360-568-1537

SNOHOMISH - Remodeled, cute & cozy! Slab granite coun-ters, vaulted ceilings, wood wrapped windows, hand scrapedhardwood floors, pendant lighting. 2 car garage.$374,950 360-568-1537

SNOHOMISH - Custom 4 BD, 2.5 BA, 2335 SF on nearly 5ac. Wrap-around 1000 SF trex deck & outdoor entertainingspace w/ creek. Shop w/ 4 covered parking. $629,950 360-568-1537

SNOHOMISH -Bright & Cheery, 3BD, 1.75 BAw/open kitchen &living. Lg masterwith views & walkin closet. Mudroomw/ laundry. Newerwindows, doors,trim & much more.$263,000360-568-1537

SNOHOMISH - 2150 SF, 4 BD, 1.75 on 7+ acres. Expansiveviews of the Snohomish River Valley. Detached garage,detached shop, outbuildings & cross fenced pastures. $489,000 360-568-1537

SNOHOMISH - 5 view acres,30x60 shop w/1000 SF loft, detgarage. Opengathering concepthome w/ cherryfloors. Master onmain. Bonus rm,music rm, craft rm!$734,950360-568-1537

SNOHOMISH - 6 BD, 6.5 BA, 4498 SF w/ views of Cascades& Mt. Rainier. Remodeled to the studs! Chef’s kitchen. Mainfloor master. Unfinished 1400 SF bsmt. 2500+ SF barn.$975,000 360-568-1537

MONROE -3 BD, 3 BA homejust minutes fromDowntown. Hugeshop w/ 220 ampwired, plenty ofspace for a work-shop. 2 large out-buildings. Privatewooded area.$399,000360-568-1537

COUNTRY OASIS ON 6+ ACRES WATERFRONT CABIN ON FLOWING LAKE

$10K PRICE DROP!

FOBES HILL CLASSIC GRACIOUS LIVING

GRAND HOME ON SECLUDED 5 ACRES ALMOST 7 ACRES OF PRIVACY

PRIVATE & BEAUTIFUL

fÇÉ{ÉÅ|á{WindermereR E A L E S T A T E

Windermere Real Estate / Snohomish, Inc.

14901.24.10 WRESnoh 12/30/2015 5:13 PM Page 1

ARLINGTON - CHARMING PERIOD HOME Modernized 4BD, 2 BA, 2560 SF w/ classic hardwood floors, highly functionalbuilt-ins, beautiful dining room, bonus rm, huge rec rm, bar,MORE! MLS:858451 Text P850787 to 85377

EVERETT - COMMERCIAL 210’ Evergreen Way frontageZoned B2. Located in highest density mixed use zone ofEvergreen Revitalization Plan. Two buildings. Multiple develop-ment possibilities. MLS:847337 Text P473060 to 85377

BELLEVUE - BRING YOUR VISION! Home with excellentbones. Upgraded roof, exterior and interior paint. Kitchen hasbeen upgraded. New laminate flooring. Oversized lot with pear,plum and apple trees. MLS:863866 Text P851068 to 85377

EVERETT - COMMERCIAL DUPLEX 70 feet of EvergreenWay retail / commercial street frontage. Complete remodel!Mfg, fab, medical, dental, coffee, restaurant, retail, spa, somany uses! MLS:868642 Text P312594 to 85377

SOUTH EVERETT - MOVE IN READY! Well maintained 3 BD,2.5 BA w/ great kitchen with lots of cabinet space. Open floorplan to living room, dining room, and kitchen that provides lotsof natural light. Sde-yard deck for entertaining. Just listed!

MUKILTEO - STRIKING SOUND & MOUNTAIN VIEWS 4 BD,2 BA w/ new 50 year roof. Master bath w/ 5 piece MB. Newerfurnace/water heater. Grand staircase. 3,618 SF of elegance!Huge 2nd rec rm. MLS:844567 Text P818977 to 85377

425-921-2200www.edmondsrealty.net

Edmonds Realty, for the Entire Puget Sound Area

$310,000

$575,000

$495,000

$950,000

$1,970,000

$295,000

Dennis HowardOwner

425-921-2200www.edmondsrealty.net

Lucille NoëlOwner

SOLD

FOR RENT Commercial & Residential

Edmonds Realty is fully equipped to meet all yourneeds, from helping you find a rental at the rightprice to managing your investment property.

To see a list of properties available, visit

www.EdmondsRealty.net/commercialresidential-rentals.html

Services offered• Day to day operations & maintenance• Collections & Accounts Payable• Reporting & statement preparation• Yearly budgets & More

Call 425-921-2200 to discuss how Edmonds Realty can make owning investment properties trouble free.FOR RENT

14901.24.10 EdmondsRE 12/30/2015 4:46 PM Page 1

HUDHomes!!

Equal Housing Opportunity

SaveThousands!

Wendy Smith (360) [email protected]

AFFORDABLE!3 BD, 2 BA MHon a full fenced.61 acre lot.Large shop/garage. Livingroom w/ woodburning stove.Rv parking.Communitybeach rights.Ad #R312 SPACIOUS log sided MH on 2.6 acres. Light & bright 3 BD,

2 BA, large kitchen with skylights and a island. Nice sizeliving room & covered front deck. Ad #331

PLENTY OF ROOM! 2300+ SF on 1.28 acres! 3 BD + office.Lg living room and great room with a entertainment sizedeck. Huge 3 car shop + det 2 car garage. Ad #339

ARLINGTONNice 2 BD, 2 BAMH on .40acres. Largeliving room &designer col-ors. Fairly levellot w/ largestorage shed &room for gar-den & RV park-ing.

CUSTOM BUILT 4 BD, 2 BA. 2101 SF new constructionRambler nestled on a Very Private 4+ Acres bordering the5th Hole on the Kayak Point Golf Course. Ad #320

HAT ISLANDWarm & invit-ing cabin onsouth side ofprivate island.Vaulted knottypine ceiling,white cabinetryin kitchen, ,metal roof &wraparounddeck. Ad #325

$137,0

00

$120,0

00

$239,0

00

JUST LISTED

$529,9

50

$157,0

00

For More Info Text P196097 to 85377

Call for more information!





ABSOLUTELY ADORABLE Arlington 3 BD, 1.5 BA. Largeliving room w/ fireplace, sun rm/dining w/ built in hutch.Wood floors throughout. Detached 2 car garage. Ad #290

COMPLETELY REMODELED 5 BD, 2.75 BA, 2151 SF w/gleaming hardwood & slate floors. Kitchen w/ granitecounters & pine cabinets. Downstairs poss MIL. Ad #339

FREE HUD Home list call 360-454-0629or visit www.Hudhomestore.com

$279,0

00


$289,9

50


HUDHome

HUDHome

HUDHome

HUDHome

14901.24.10 WendySmith 12/30/2015 5:32 PM Page 1

NowAccepting New

Properties

Melanie MaddyProperty Manag er

[email protected]

Stacey SalyerDesignated Broker

[email protected]

For more information, Call 425-870-9282.www.HimalayaPropertyManagement.com

“OUR FOCUS IS ON YOUR INVESTMENT”

Our Focus Is Residential Property ManagementWe specialize in managing residential properties in Snohomish and Skagit Counties

Let us help you get the most out of your investment

UPDATED RAMBLER near all ameni-ties & Jennings Park. No carpet, all orig-inal refinished hardwood. Eat-in kitchenw/ new floor, wall oven & cook top.

Text P312298 to 85377

DIAMOND POINT Building lot on pri-vate cul de sac. Just a short drive toSequim. Airstrip access & Communitybeach w/ small boat launch.

Text P743100 to 85377

$39,000

$235,000

$325,000

LIGHT & BRIGHT RAMBLER IN NEWER COMMUNITY3 BD, 2 BA w/ living & family rooms, vaulted ceilings. Roomy eat-in kitchen w/ SS gas Range & convection Oven, skylight &pantry. Low maintenance full landscaping with patio & fencing, raised garden beds. Gate to 3+ acre community Park.

More Photos & Information! Text P312385 to 85377.

PARK-LIKE SETTING MIL potential w/3 BD, 2 BA on main w/ master ensuite.Chef’s kitchen. Bsmt w/2 BD, 1 BA, lgfamily rm & full kitchen. RV Space.

Text P823292 to 85377

Karen Eckerson

(425) [email protected]

www.karen.withwre.com

$285,000

SOLD!PENDING

Windermere Real Estate / JS

Up to 5% Down Payment AssistanceGreat loan programs available in 2016

Call 425-238-2023 for more information.

PENDING

14901.24.10 Karen Himalaya_9300.QXT 12/30/2015 4:41 PM Page 1

SnoCo Investments

Real Estatesolutions for Real people.

Own a house you don't want?Need to move soon?

We buy houses & property.

CALL NOW (360) [email protected]

Mary DesseinManager

www.SnoCoInvestments.com

ON THE COVER

FORMER MODEL HOME w/ 3 bedrooms, 2.5 baths w/ a great floor plan. Home liveslarger than the actual square footage. Premium greenbelt lot w/ privacy, deck off thedining area and a yard. Quiet neighborhood with a prime location to I-5, Hwy 9,numerous shopping locations, lakes and minutes to the Centennial Trail. All freshinterior paint & hardwood floors on the entire main level. Great master with walk-incloset and so much more. Come and experience this great home! $268,000For more information, Text P168464 to 85377

Natalee Thurston(877) 254-3003

[email protected]

ONLINE Visit www.TheRealEstateBook.com to search properties.

LOCAL PRINT * DIRECT MAIL

Sharman Burnam(360) [email protected]

Scan the QR Code toshop homes from

your mobile phone!

For Advertising information inTHE REAL ESTATE BOOK

North King & Snohomish Countiesfeaturing....

Arlington = Stanwood = Camano Island = Tulalip Marysville = Lake Stevens = Granite FallsSnohomish = Monroe = Sultan = Everett

Mill Creek = Mukilteo = Lynnwood = BothellWoodinville = Redmond = Kirkland Bellevue = Edmonds = Shoreline

ONLINE * SOCIAL * MOBILE

PRIME LOCATION IN LAKE STEVENS

Windermere Real Estate/JS

14901.24.10 masthead_Masthead_Full 12/30/2015 4:56 PM Page 1

Windermere Real Estate/JS • 801 State Ave. • Marysville, WA 98270 • Office: (360) 653-2509

[email protected]

(877) 254-3003

NATALEE KNOWS HOW TO SELL HOMES, CALL HER TODAY TO LIST YOURSNATALEE KNOWS HOW TO SELL HOMES, CALL HER TODAY TO LIST YOURS

Windermere Real Estate/JS

NTNatalee Thurston

2015

$463,750 SOLD Monroe $259,000 SOLD Lake Stevens$320,000 SOLD Lake Stevens$320,000 SOLD Snohomish

$310,000 SOLD Bothell $609,000 SOLD Snohomish$370,000 SOLD Bothell$295,000 SOLD Snohomish

$165,000 SOLD Sedro Woolley $474,900 SOLD Lake Stevens$150,000 SOLD Mount Vernon$497,950 SOLD Arlington

$305,000 SOLD Bonney Lake $470,000 SOLD Snohomish$455,000 SOLD Redmond$402,500 SOLD Lynnwood

$395,000 SOLD Monroe $353,501 SOLD Lake Stevens$285,000 SOLD Lake Stevens$560,000 SOLD Seattle

$560,000 SOLD Snohomish $390,000 SOLD Marysville$229,900 SOLD Everett$269,950 SOLD Everett

$248,200 SOLD Lake Stevens$305,000 SOLD Marysville$305,000 SOLD Carnation

$268,000 SOLD Burlington $320,000 SOLD Edmonds$279,000 SOLD Lake Stevens$227,000 SOLD Granite Falls

14901.24.10 ThurstonSOLDS 12/30/2015 5:07 PM Page 1

Amy TrimMortgage Banker

NMLS #183983

(425) [email protected]

www.eaglehomemortgage.com/amytrim

14901.24.10 EagleMort_AmyTrim 12/30/2015 4:45 PM Page 1

Neighborhood Details to Consider When Buying a Home

When it comes to investing in real estate, it’s not only the house that should be considered, but also the location, neighborhood, and everything in its proximity. Buying your first home can seem over-whelming, but it doesn’t have to be.

Before finalizing the exact home to buy, here are some helpful tips to determine if that home’s neigh-borhood is the right one for you and your family.

Depending on your lifestyle now, your next home may be in a neighborhood with laws that you’re completely not accustomed to. According to a re-cent article by real estate expert Bill Gassett, there may be restrictions on where you can park (some neighborhoods do not allow parking on the street) as well as which outdoor renovations that are allowed or prohibited on the land you own. These rules are referred to as “restrictive covenants” and can put a damper on your daily life in the new house. Learn them before you move in.

Every neighborhood has rules.

Another huge factor that comes into play is your new home’s proximity to favorite activities or hobbies. Many people tend to overlook what they’ll do in their downtime because they’re busy looking for a place that’s close to work or school. Don’t you want to live in a home that’s convenient for both business and pleasure? Having fun is just as important!

Do you have easy access to your favorite hobbies?

Before a decision is made, gain an understanding of the type of neighborhood you’re getting yourself into. Is it owned by a Homeowner’s Association or property manager? What are their rules? What about reviews? According to Forbes Magazine, you may be able to find reliable ratings online if it’s managed by a large company. Do your research, talk to neighbors, and read up on local news stories to determine if it’s the right neighborhood for you.

Know the HOA or Property Manager.

If interested in a home whose neighborhood is right near a busy road, keep in mind how noisy it’ll be. There are a number of things that can cause noise around your home, such as nearby event centers, stadiums, pedestrian traffic, and crowded streets. Some people are okay with a little noise if that means they’re closer to the hustle and bustle of the city. If that’s not you, then you should probably re-think the location of your home and neighborhood.

The noise factor.

It’s important to know that taxes and insurance can vary according to the area or county. Learn how your area handles taxes before you move in. Otherwise, it will come as an unpleasant surprise when you discover that you actually owe much more than expected. Living in this new area may also have an impact on your car insurance rates.

Changes in property taxes & insurance rates

Money-Saving Tax Benefits for New & Long-Term HomeownersBuying and owning a home is not only an important step in life, it’s an area rich with benefits when it comes to filing an annual tax return. Jackson Hewitt Tax Service reminds tax filers not to forget or overlook the many tax credits and deductions that relate to home ownership.

“From the special tax credit for first-time home buyers, to the numerous tax incentives for making energy-efficient changes to a home, there are multiple reasons for taxpayers to speak with a tax preparer and ensure they take advantage of all home ownership-related credits and deductions for which they are eligible,” said Mark Steber, chief tax officer, Jackson Hewitt Tax Service Inc.

Steber reminds homeowners to keep the following tax benefits top-of-mind as they gather their tax-related documents to have their tax return prepared:

First Time Home Buyer Credit: The IRS allows first-time home buyers to withdraw up to $10,000 from their traditional IRA (and even Roth IRAs) penalty-free to help with the purchase of the home. You can also borrow half of your 401(k) balance up to $50,000 for the purchase of a home. But, the interest you pay on that 401(k) loan, unlike a mortgage loan, isn’t tax-deductible. New Home Energy Credits:Taxpayers can receive a credit for making their homes more energy efficient by caulking doors and windows, adding new insulation to attics, buying an energy-efficient hot water heater or air conditioner and more. The credit amount is a total of 30% of the cost of qualifying improvements, up to $1,500.

Tax Deductions and Buying a Home:Most of the expenses incurred when buying a home are not deductible. Yet there are certain closing costs (such as brokers’ commissions, attorney’s fees, recording fees, abstract fees, surveys, title searches, owner’s title insurance policy and transfer taxes) that are added to the basis of your residence that are important to keep track of. When you sell, the basis is needed to calculate any gain or loss.

Real Estate Taxes: You may deduct real estate taxes in the year paid. They are generally reported on Form 1098 (Mortgage Interest Statement) or on your county real estate tax assessment statement. You should also deduct any prorated taxes collected from you at closing. These amounts are usually included on Form 1098, but you can get the total paid at your local tax assessor’s office if they are not reported on your Form 1098.

Local Real Property Taxes and Assessments:Local taxes are deductible if they are charged uniformly against all property in the jurisdiction and if they are based on the assessed value of your home. Many states and counties also impose local benefit taxes for improvements to property, such as assessments for streets, sidewalks, and sewer lines. These taxes cannot be deducted but you can increase the cost basis of your property by the amount of the assessment.

Mortgage Interest:The amount of mortgage interest you paid on your principal residence (or second home) is deductible if you itemize deductions. This amount is generally shown on Form 1098 (Mortgage Interest Statement). You can also deduct the points paid to purchase your residence, even though some may have been paid by the seller. Mortgage insurance premium payments that are related to the purchase of your home are deductible annually.

In addition, Steber notes that taxpayers should keep records of the cost of improvements made that add value to the home, such as landscaping, patios, swimming pools, decks, room additions and roof replacements, as these items can be added to the cost basis. Repairs such as fixing leaks, repairing roofs and painting are not deductible and are not basis additions. The cost of your own labor is not deductible.

For more information, visit www.jacksonhewitt.com. Reprinted with permission from RISMedia. ©2015. All rights reserved.

TO DECORATE OR NOT TO DECORATE

Many homeowners are hesitant when it comes to putting their home on the market to sell during winter months, especially around the holidays.

Fortunately, you don’t need to sacrifice your holiday spirit to attract buyers and sell your home. We have put together a list of top decorating

and staging tips during this joyous time of year.

Before adding holiday décor into the mix, pre-pare your home by cleaning and staging. This means getting rid of all your random clutter and tchotchkes throughout the house so you can make room for some sensible holiday style.

Adding in decorations with colors that have noth-ing to do with the existing color scheme may do more harm than good. Instead, complement your living room’s soft blue palette with subtle white snowflakes or a silver wreath.

Be mindful that there are many different types of religions that celebrate during the holiday season. I recently read an article by HGTV that highlighted Amy Powers, owner of Accent Home Staging & Interiors of Atlanta. According to Powers, “you want to keep neutrality throughout, so you can attract any type of buyer – no matter what your religion is, you’re not going to feel offended by a nutcracker.”

DE-CLUTTER & STAGE BEFORE YOU DECORATE

MATCH YOUR CURRENT STYLE & PALETTE

Be courteous to other religious views

Don’t go overboard with lights

SELLERDILEMMA

THEHoliday

You don’t need to sacrifice the holiday tree when selling your home during the winter months. You do, however, need to trim down the size. Consider using a smaller tree that fits the space without making the room feel crowded. Use silver or gold solid color orna-ments and a simple strand of clear lights.

At the end of the day, you want buyers to be able to visualize their own belongings in your home, so remember to keep all your personal family ornaments and pictures packed away, de-clutter, clean everything, and use subtle holiday accents that will complement your home’s already existing style and color palette.

Tone down the tree.

Less is more when it comes to decorating with holiday lights while selling a home. Don’t be a Clark Griswold! Instead of covering your home with over-the-top light displays, settle for a simple string of lights that will comple-ment the exterior features and architecture.

3780 E. College Way Mount Vernon, WA 98273

Elva Hunter(360) 202-3086

[email protected] search the entire NWMLS on your Mobile Phone

TEXT: Eaglemont to 85377

MOUNT VERNON • EAGLEMONT GOLF COURSE

ATTENTION TO DETAIL!Wonderful home with spectacular views of Eaglemont Golf Course!Custom home with 4 bdrm & bonus. French doors w/ slate entry, hard-wood & carpet, living w/ gas firepl, formal dining. Fabulous gourmetkitchen, solid granite island, beautiful cabinets, opens to lg great room w/firepl & boxbeam ceiling. French door opens to Lg deck that spans theentire house, overlooking the golf course. Elec sun shades & central air.Eaglemont Community w/ spectacular clubhouse & restaurant. $649,000

For more photos & information, Text P104462 to 85377

Elva_0100 12/30/2015 4:40 PM Page 1

Scan code toshop homes now.Real Estate’s Most Trusted Multimedia Brand

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found for listings in this magazineallow mobile phone users to instantly view a mobile sitefor more photos and details about the listing.

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TREB_USA_Filler_TextCode_Full:TREB_USA_Filler_TF37_Full 7/6/12 10:51 AM Page 1

Brenda HaugDesignated Broker/Owner

866-768-7910425-290-2125 (cell)Land • Residential • HUD • Foreclosures

Making your dreams affordable28 years of experience

[email protected]

Lilyan [email protected]

Trust •Service •

Experience •

FANTASTIC! 5 BD w/ 2Masters! Large living rmw/ gas f ireplace, Bigkitchen w/ granite slabcounter tops, beautifulcabinets w/ Island &stainless steel appli-ances. Hardwood floors,

new carpet & paint. Dining rm w/ slider to patio & fully fencedback yard. One BD on main & 4 up. 2 car garage & gas heat.Fannie Mae HomePath Property.

Text P864690 to 85377

MARYSVILLE 3 BD, 2.5 BA very openfloor plan. Large living & dining, kitchenw/ tile counters. New carpets, freshpaint. Fannie Mae HomePath Property.

$299,900

Text P157214 to 85377

BEAUTIFUL 4 BD, 2.5 BAw/ formal liv-ing & dining w/hardwood floors. Bigkitchen w/solid slab granite countertops. Fannie Mae Home Path Property.

FANTASTIC 5 BD w/2 Masters. Kitchenw/granite slab. Hardwood floors, newcarpet & paint. Patio & fully fenced backyard. Fannie Mae HomePath Property.

GRANITE FALLS 2067 SF, 4 BD, 3 BA.Formal living/dining, big kitchen, lg recroom. Huge deck, fenced area for ani-mals, lots of parking, fruit trees.

$329,500

$335,500

$279,950

Text P785377 to 85377 Text P187440 to 85377Text P853592 to 85377

GLENEAGLE TOWNHOME 3 BD, 2.5BA w/ open floor plan. Private yardw/view of golf course. Large Master BDw/ vaulted ceiling. Backs to 14th tee.

COUNTRY ESTATE 3200 SF on 2+acres. Welcoming wraparound porch.Bonus rm. In-ground heated swimmingpool! 4 car attached garage, RV pkg.

$242,000

$549,950

Text P194075 to 85377 Text P517505 to 85377

55+ PARK Large living &formal dining, large kitchenw/ eating area. Large recroom. Covered entertain-ment sized deck. Fully land-scaped yard & two largestorage buildings. Two carcarport and much more! Text P166457 to 85377

$89,950

$335,500

14901.24.10 Haug Folk_0100 12/30/2015 4:50 PM Page 1

MARTHA’S LANDING1 BD, 1 BA, Over 711 SF, Completely

Remodeled, New Carpet, Fireplace Ad#866321

.95 ACRES3 BD, 1 BA, 1442 SF, Large Rambler,Some Updates, 4-Car Garage/Shop

Ad#767949

HISTORIC SNOHOMISH3 BD, 2.5 BA, 1777 SF, Main Floor

Hardwoods, Gourmet Kitchen Ad#848062

CLEARVIEW3 BD, 2 BA, OVER 1792 sq ft, 1.37

Acres, New Woodstove, Den/4th BRAd#854013

GRANT MONEY BUYER CLASS

FREE Grant MoneyTowards Down Payment

425-876-4663

NORTH MARYSVILLE3 BD, 2 BA, Huge Fenced Backyard w/

3 Decks, Family Rm, Master Suite Ad#852323

NORTH MARYSVILLE4 BD, 3.25 BA, Over 3500 SF,

2 Fireplaces, In-Ground Pool, 1/3 AcreAd#877683

Call Today

and Ask for Your

FREEHUD Photo List!

(877) 736-8036Or go to

www.mygovphotolist.comSOUTH EVERETT

3 BD 2.25 BA, Fireplace, Family Room,Large Gourmet Kitchen, Huge Yard

Ad#861262

Great HUD Homes$$ Save Thousands $$

HUD Homes Specialist Michael Killmer

(877) 736-8036 [email protected]

To see more info, text the T Code to 85377

Text P833861 to 85377

Text P272434 to 85377 Text P196345 to 85377

Text P234977 to 85377 Text P680364 to 85377 Text P833862 to 85377

Text T329994 to 85377

MARYSVILLE

EVERETTMARYSVILLE

SNOHOMISH

SNOHOMISHLYNNWOOD LYNNWOOD

14901.24.10 MikeKillmer_1202 12/30/2015 4:56 PM Page 1

14901.24.10 C21 12/30/2015 4:43 PM Page 1

ctÅ _xtÅxÜ(360) 631-7518 leamerpam@ gmail.com

ctÅ _xtÅxÜ(360) 631-7518 leamerpam@ gmail.com

RE/MAX GATEWAY914 15th St.

Anacortes WA 98221

LOTS FROM $84,500 TO $140,000 Nookachamp Hills, minutes from I-5,shopping, theatres and restaurants.Water sports, walking trails & golf near.Utilities incl. Skagit PUD water at lots.

Text P757338 to 85377

LUXURY APPOINTMENTS & valleyviews! 3 BD, 3.5 BA, 2343 SF condo.Hardwood floors, slab granite. Masterbedrooms on main & lower level. Recroom + 2 BD & BA on lower level.

Text P813836 to 85377

$339,000

BUILD

HERE

NEW CONSTRUCTION! 3 BD, 3.5 BA,2417 SF w/ spacious kitchen & eatingbar. Hardwood floors, slab granite, tilefinishes. Gorgeous master suites onmain & lower level. Two gas fireplaces.

Text P813835 to 85377

100 FEET OF SIMILK BAY WATERFRONTConcrete bulkhead & boat ramp! Fabulous view of MountBaker and beautiful bay. Grow your own oysters! Qualitycraftsmanship with too many luxurious amenities to list.

To see more photos, Text P813837 to 85377

1.93 acres &3500 SF shop

$1,299

,000

$369,000

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14901.24.10 PamLeamer 12/30/2015 5:05 PM Page 1

Keller Williams NW RE, LLCHUD HOMESHUD HOMES

Do You Knowthe Current Market Value of your home?

If you are interested in selling, Please call for aComplimentary Value Update of your home.

425-239-1184

Text any “P Code” to 85377 for Instant Viewing on your Phone

WONDERFUL!4 BD, 3 BA at the end of acul-de-sac w/ large fencedback yard. Sizeable deck offthe kitchen. Fantasticgarage w/ built in storage orcan be removed to fit yourcars. Master BD w/ privatebath & great walk in closet.

LAKE STEVENS - Text P269517 to 85377WOODED ACREAGEHUD home on serene 5acres. Open living spaceflows nicely between kitchenand living room. Frenchdoors off kitchen lead out tospacious deck. Master bathhas an elegant feel. FHA566-091265. Sold As Is.

TULALIP - Text P272423 to 85377

*What is a HUD Home?*Where can you find HUD homes for sale?*How much do you qualify for and what will your monthly payments be?*How to make an offer on a HUD home, and More.For More Information or to Register

Call 425-239-1184

WASHINGTON HUD HOMEBUYING SEMINARTIPS & SECRETS

Great for 1st Time Home Buyers or Investors. Limited Seating. 6120 Grove, Marysville Library

February 1, 2016 6-8 PM

CKRealEstateTeam.com

MAJESTIC MT VIEW3 BD, 1.75 BA w/ spaciouskitchen. Master BD is thepiece de resistance on thewhole top floor w/ 180° viewof Mountains & Sound.Great deck! Detachedgarage w/ plenty of storageand great for projects.

STANWOOD - Text P232192 to 85377

Terrific Values - Save ThousandsTerrific Values - Save Thousands

How to buy aHUD-owned

home

DEAL OF THE MONTH

CKRealEstateTeam.com

PENDING

14901.24.10 FooteCK 12/30/2015 4:53 PM Page 1

14901.24.10 Heritage 12/30/2015 4:51 PM Page 1

Your Recipe of theMonth

BRead puddingwith whiskey sauce

Whether you’re entertaining for guests or simply cooking treats for your family, here’s a delectable

new recipe to try this season.

For the Pudding:

1. Preheat the oven to 375 degrees.2. Combine bread, apple and raisins. Set aside.3. Beat eggs until frothy; beat in sugar. Add

milk, vanilla, nutmeg, cinnamon, and salt.4. Pour over bread mixture. Set aside for 15

minutes for bread to soak up liquid.5. Generously butter a 1 ½ quart casserole

dish.6. Pour bread mixture into dish; place on top

of a larger jelly roll pan in the oven and pour boiling water into the outer pan to the depth of 1 inch.

7. Bake for 40-45 minutes or until toothpick inserted in center comes out almost clean.

8. Prepare and serve with Whiskey Sauce.

For the Whiskey Sauce:

1. Combine water, sugar, and nutmeg in a saucepan; bring to a boil.

2. In a small bowl, mix whiskey or brandy with cornstarch; add to sugar mixture.

3. Cook, stirring constantly, until thickened. 4. Blend in butter until melted.

6 cups cubed, stale French or Italian Bread1 apple peeled, cored and grated1 cup sugar 1 tsp vanilla extract1 cup golden raisins3 large eggs2 cups milk½ tsp nutmeg¼ tsp cinnamonbutterpinch of salt

1 ½ cups water¼ tsp nutmeg1 ½ Tbsp corn starch2 Tbsp butter½ cup firmly packed brown sugar¼ cup good-quality whiskey or brandy

Bread Pudding:

Whiskey Sauce:

Serve and enjoy!

it’s cold outsideAs outdoor temperatures drop and home-heating costs are on the rise, it’s now more important than ever to make sure your home is properly prepped for win-ter. Here are some cold weather tips and easy DIY projects to help save money

and energy this winter:

5 Ways to Save Energy When

Less obvious places that can waste energy are electrical switches and outlets. You can easily prevent air from sneak-ing in and out by placing pre-cut, inexpensive plastic foam insulation sheets behind switch and outlet covers. Check your home’s unheated areas for leaks in heating ducts, includingyour basement, attic and garage. If you find leaks, they can be easily sealed with plastic caulks or polyurethane foam sealants. These low-cost products are designed to fill cracks and crevices while keeping away moisture and mildew.

Switches, Outlets & Ducts

Although a fireplace is meant to heat a room, it often allows cold air to enter a house. An inexpensive product known as a “chimney pillow” or “fireplace plug” can reduce airflow when the fireplace isn’t being used. After installation, the pillow’s inflation tube hangs down into the fireplace as a reminder to remove it before lighting a fire in your living room.

Fireplace

First, check to see if there is any missing or damaged insulation that can be readily replaced. A lower-cost alternative to block unwanted airflow is to place sheets of foam polystyrene plastic on top of existing insulation. You can also keep the cold air in the attic and out of the living area by installing some plastic foam weather stripping around the attic door.

Make sure your home is properly insulated by inspecting doors, windows, and apply caulk or weather-stripping where neces-sary to keep cold air out. You should also close drapes, blinds and garage doors to preserve heat and prevent cold air from sneaking inside. There is a wide variety of low-cost weather stripping you can purchase that helps trap air, providing a barrier between indoors and out.

Windows & Doors

Follow these energy and money saving tips for a cozy home this winter and all year round. Many homes have areas that are not properly sealed, letting warm air escape your home and allowing cold air to sneak in. Helping to seal these leaks in problem areas can provide a quick and easy return on time and money invested.

Attic

Projects always worth your whileThere are specific renovation projects that can deliver the greatest effect on your ROI, regardless of the real estate market’s current state or the value of surrounding homes. According to real estate expert Robert Stam-mers in a recent article in Investopedia, these can be projects such as an addition of a wood deck, kitchen and bathroom upgrades as well as window replacements.

Factor in locationA common mistake that homeowner tend to make is renovating their homes to the point where it exceeds the value of surrounding homes. The fact of the matter is that people look in a specific neighborhood because of its proximity to nearby businesses or recreation and it’s in their price range. If improvements done to your home are much higher than homes around you, it’s unlikely that they’ll want to pay more for those improvements, even if they’re interested.

Make improvements that will add value over time Some home improvements, like upgrading the technological features of a home, will not have a lasting impact, and may even bring down the home value. These types of renovations are at a higher risk of becoming obsolete and outdated as years pass. Technology and styles change all the time, so focus on improvements that are less likely to be impacted by time and are worth your investment.

Regardless of whether a homeowner is planning to sell or not, the ultimate objective of taking on a renovation is to revel in the enjoyment you get from living in an updated home while gaining con-siderable profit from that investment. There are many tools out there that show the kind of profit you can expect from specific home remodels. A perfect example of this is Remodeling magazine’s “Cost vs. Value” annual report.

Renovations that will pay you back

HOW-TO Renovate Your Home Without Exceeding Your Neighborhood Value

Before you decide to invest in major renovations on your home, it’s important to understand that not all remodels will increase the value. It is certainly possible to over-remodel, and you don’t want it to exceed the value of your neighbors’ homes. Here are some ways to get the highest return on investment (ROI) possible when the time comes to sell your home.

HERE ARE SOME OF THE FINDINGS FROM THE 2015 REMODELING COST VS. VALUE REPORT

Projects that deliver the highest percentage of return on investment

Projects that deliver the lowest percentage of return on investment

Entry door replacement (steel): 101.8%Garage door replacement: 88.4%Siding replacement (fiber-cement): 84.3%Siding replacement (vinyl): 80.7%Deck addition (wood): 80.5%

Sunroom addition: 48.5%Home office remodel: 48.7%Master suite addition: 53.7%Garage addition: 54.7%Bathroom addition: 57.8%

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425-328-67981802 Pacific Ave.Everett WA 98201

NMLS ID 114563Sr. Loan Originator

[email protected]

www.JenieJones.com

Jenie Jones

Ask me about Down Payment Assistance Programs

and Tax Breaks for first time homebuyers 425-328-6798

LeaderOne Financial Corporation 11020 King Street, Suite 390; Overland Park, KS 66210, NMLS ID #12007. You may view our license information on the Nationwide Mortgage LicensingSystem (NMLS) at www.nmlsconsumeraccess.org. LeaderOne Financial Corporation is licensed with the Washington Department of Financial Institutions, License No. CL-12007, BranchLicense No. CL-266464.

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Victor Kloch (clock)Direct: (425) 212-3533

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Visit my website www.JenniferMcGuire.com and SEARCH allproperties for sale, or read my satisfied Client testimonials.

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RE/MAX Hall of Fame

Cell: (206) [email protected]

Choose Experience, Knowledge and a Broker you Trust!

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Have a safe and happy holiday season from my family to yours.

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Here are a few of thehomes we SOLD in 2015! Thank you to all our friends andclients for a successful year.Wishing everyone a wonderful andhealthy 2016.

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